[00:15.280 --> 00:24.960] silver at $16.49 an ounce, Texas crude at $62.60 a barrel, bitcoins at $9,883.87, ethereum [00:24.960 --> 00:40.080] at $748.18, bitcoin cash at $1,086.63, and finally litecoins at $181.10 a crypto coin. [00:40.080 --> 00:41.080] Today in History. [00:41.080 --> 00:42.080] The year? [00:42.080 --> 00:43.080] 1989. [00:43.080 --> 00:47.800] Iran and the United Kingdom break diplomatic relations after a fight over Simon Rushdie's [00:47.800 --> 00:54.920] controversial novel, The Satanic Verses, Today in History. [00:54.920 --> 01:00.120] In recent news, President Trump's top economic advisor Gary D. Cohen stated yesterday, Tuesday [01:00.120 --> 01:01.900] that he was indeed resigning. [01:01.900 --> 01:06.280] This after giving a heads up last week that he was considering doing so if President Trump [01:06.280 --> 01:10.920] decided to follow through with his tariffs on imported aluminum and steel. [01:10.920 --> 01:14.440] Of course with President Trump's announcement last week that he would indeed levy tariffs [01:14.440 --> 01:19.280] on aluminum and steel imports, the reason for Mr. Cohen's departure seems obvious for [01:19.280 --> 01:24.280] many, considering he was one of the lone vocal opponents of any such measures in the administration. [01:24.280 --> 01:32.520] According to a report by the Daily Mail, skeletal biology expert Richard Jantz out of the University [01:32.520 --> 01:37.120] of Tennessee believes he may have found the skeletal remains of Amelia Earhart on a Pacific [01:37.120 --> 01:38.120] Island. [01:38.120 --> 01:42.800] Amelia went missing in 1937 when her plane and navigator, Fred Noonan, were never to [01:42.800 --> 01:43.800] be found. [01:43.800 --> 01:48.640] At least until now, Richard Jantz stated that, what I can say scientifically is that they, [01:48.640 --> 01:52.800] the recent Pacific Island remains, are 99% likely to be hers. [01:52.800 --> 01:56.480] Interesting timing for this finding to be released, considering that the 1932 Hudson [01:56.480 --> 02:01.640] Essex Terraplane, which once belonged to Earhart, was reportedly stolen on Friday, February [02:01.640 --> 02:07.920] 23rd, 2018, only to be found three days later on the street corner in the Sereno neighborhood [02:07.920 --> 02:13.440] in L.A. [02:13.440 --> 02:17.960] The crypto market took a big blow today, Wednesday, with the top 10 currencies suffering 5-10% [02:17.960 --> 02:18.960] losses. [02:18.960 --> 02:21.820] This downturn right after the Securities and Exchange Commission announced that it would [02:21.820 --> 02:25.600] be requiring digital asset exchanges to register with them. [02:25.600 --> 02:30.080] According to the SEC statement, quote, if a platform offers trading of digital assets [02:30.080 --> 02:34.640] that are securities and operates as an exchange, as defined by the federal securities laws, [02:34.640 --> 02:40.360] then the platform must register with the SEC as a national securities exchange or be exempt [02:40.360 --> 02:41.360] from registration. [02:41.360 --> 02:44.920] The Lone Star Lowdown is looking for sponsors. [02:44.920 --> 02:48.400] If you have a product or a service you'd like to advertise with us, feel free to give me [02:48.400 --> 02:53.480] a call at 210-363-2257. [02:53.480 --> 03:22.760] This was Rick Rode with your lowdown for March 7th, 2018. [03:23.480 --> 03:41.800] Okay, howdy, howdy, Randy Kelton, Deborah Stevens, and Rule of Law Radio on this Thursday, [03:41.800 --> 03:47.400] the 12th day of April, 2018. [03:47.400 --> 03:51.480] And start out today with a quick report on my traffic site. [03:51.480 --> 03:56.960] I am finishing up the secondary questionnaires. [03:56.960 --> 04:01.440] I had a little, some issues with the programming on the site. [04:01.440 --> 04:04.040] I've got those issues straightened out. [04:04.040 --> 04:13.560] I am working with a web developer right now to redesign the website so it's got some whistles [04:13.560 --> 04:15.960] and bells and it looks a lot better. [04:15.960 --> 04:22.520] I had someone look at my site and he responded that he looked at my site and was underwhelmed. [04:22.520 --> 04:26.200] Well, hurt my feelings. [04:26.200 --> 04:29.620] So I have someone working on that to dress it out. [04:29.620 --> 04:38.600] And I'm hoping very shortly to have this to where you can go on, fill in the basic information. [04:38.600 --> 04:44.940] There will be an option to sign in, but it's only an option. [04:44.940 --> 04:51.360] If you opt to sign in and register, then the system can retain your information in the [04:51.360 --> 05:02.100] database so that if you fill in the ticket information and go to one of our questionnaires, [05:02.100 --> 05:05.280] the system will remember what you've put in. [05:05.280 --> 05:12.040] If you elect the option of not signing in, then the system won't retain any information [05:12.040 --> 05:13.400] at all. [05:13.400 --> 05:19.920] So if you say you put in the ticket information and go to the page to download all the documents [05:19.920 --> 05:27.440] that it created and the system goes down, say you get a lightning strike and you get [05:27.440 --> 05:30.960] a glitch and it shuts down the browser and you have to bring it back up, will all your [05:30.960 --> 05:31.960] information be lost? [05:31.960 --> 05:34.420] You have to put it back in again. [05:34.420 --> 05:38.480] Or if you went through a questionnaire, all of that will be lost. [05:38.480 --> 05:45.200] But on the other hand, our system won't keep any information about you at all. [05:45.200 --> 05:51.400] Once you log out and click off the site, it's like you've never been there. [05:51.400 --> 05:56.160] So these are the two options if you want to be able to go back and access your information. [05:56.160 --> 06:03.360] And I think everybody listening that listens to Real Law Radio can be fairly confident [06:03.360 --> 06:07.760] that this will not be a lead capture site. [06:07.760 --> 06:16.240] We don't do lead capture and we won't be using this site as a site to sell leads with. [06:16.240 --> 06:23.280] We have other purposes for this site and we will be very careful about that kind of thing. [06:23.280 --> 06:30.640] Okay, with that said, I have all my new documents loaded up to the site. [06:30.640 --> 06:33.280] I have one little glitch. [06:33.280 --> 06:42.840] For some reason it stopped recognizing the officer's name and trying to reach my programmer [06:42.840 --> 06:45.600] to get him to fix that. [06:45.600 --> 06:49.120] But other than that, everything is working correctly. [06:49.120 --> 06:53.800] All of my latest versions of all my documents are up and on the web and I have that part [06:53.800 --> 06:55.080] of the software working. [06:55.080 --> 07:02.180] So anytime I make an adjustment or an upgrade to a document, I can load it up to the system [07:02.180 --> 07:03.180] very quickly. [07:03.180 --> 07:07.080] So we can keep these documents up to the minute. [07:07.080 --> 07:16.640] And then once you filled out the basic information, then we will have a link to a traffic questionnaire. [07:16.640 --> 07:28.280] And it will walk through all of the steps an officer has to go through in order to abide [07:28.280 --> 07:31.880] by all of your due process rights. [07:31.880 --> 07:41.200] And in order to present a document to the court that the court can hear. [07:41.200 --> 07:46.540] Once you've been through this questionnaire, the system will create another set of documents [07:46.540 --> 07:50.680] based on the answers to your questions. [07:50.680 --> 07:55.880] And then they'll give you an opportunity, an option to download those. [07:55.880 --> 07:56.880] That's the next step. [07:56.880 --> 08:04.360] And the step after that will be, we have two more questionnaires we will add. [08:04.360 --> 08:10.880] Once you go to the first appearance where you get a citation that says you must appear [08:10.880 --> 08:19.600] on or before a certain date, there will be a first appearance questionnaire and it'll [08:19.600 --> 08:22.640] ask about all the things that happens at that first appearance. [08:22.640 --> 08:31.200] It'll create a whole stack of documents, criminal complaints, bar grievances, all kinds of stuff. [08:31.200 --> 08:35.880] Judicial conduct complaints, this will make them crazy. [08:35.880 --> 08:38.680] And then it has a first appearance questionnaire. [08:38.680 --> 08:49.640] I'm sorry, it has a first appearance and then it has a first hearing questionnaire. [08:49.640 --> 08:58.600] If you get a citation and it orders you to appear on a certain day at a certain time, [08:58.600 --> 09:01.200] then that's the first hearing. [09:01.200 --> 09:05.960] In those cases, you can expect that there will be a judge present and you'll go before [09:05.960 --> 09:08.040] the judge. [09:08.040 --> 09:13.080] After that hearing, we will have another questionnaire. [09:13.080 --> 09:17.320] And this is a hearing generally where you go in, you tell the judge you got all these [09:17.320 --> 09:20.760] documents and pleadings filed with court and he'll just ignore them and he'll want you [09:20.760 --> 09:24.680] to go to the prosecutor and play let's make a deal. [09:24.680 --> 09:30.680] You get done with all that, you go home, get on site, answer the questionnaire and the [09:30.680 --> 09:40.400] next day, you send them a whole stack of documents addressing what went on in that hearing. [09:40.400 --> 09:45.460] Criminal complaints, bar grievances, judicial conduct complaints, they will not believe [09:45.460 --> 09:48.720] what you will do to them. [09:48.720 --> 09:57.840] And once we get those three pieces in place, we will just about shut down traffic enforcement [09:57.840 --> 09:59.640] in Texas. [09:59.640 --> 10:09.040] And once we get those three in place, then we have some secondary questionnaires. [10:09.040 --> 10:14.480] You file these documents, some of them are criminal complaints and we'll have a questionnaire [10:14.480 --> 10:18.440] based on the filing of the criminal complaint. [10:18.440 --> 10:23.040] And you file the complaint, you wait a week, you don't hear anything, you go fill out this [10:23.040 --> 10:27.260] questionnaire and it'll give you all the things you can do to the prosecuting attorney you [10:27.260 --> 10:31.640] file the complaint with or to the judge you file the complaint with. [10:31.640 --> 10:36.000] It will just stack up on them every move they make. [10:36.000 --> 10:41.320] You'll come back the next day with a whole stack of documents going after them. [10:41.320 --> 10:44.040] It'll make them crazy, at least that's the idea. [10:44.040 --> 10:51.280] Okay, we have a whole stack of callers already, let me start out by going to Jeff in Mississippi. [10:51.280 --> 10:58.280] Hello, Mr. Jeff, I was getting concerned about you, hadn't heard from you in a while. [10:58.280 --> 11:03.480] Hey Randy, thanks for having me on the show. [11:03.480 --> 11:06.960] And so did they get you all stitched up? [11:06.960 --> 11:07.960] Yeah. [11:07.960 --> 11:15.960] I had my surgery about a week ago and so I have not been very, I have not really had [11:15.960 --> 11:21.560] the ability to walk or think all that well, so I've been kind of down for about a week. [11:21.560 --> 11:24.880] Oh, you sound pretty good right now. [11:24.880 --> 11:31.600] Okay, what do you have for us today? [11:31.600 --> 11:42.680] Well for one thing, I am taking an HTML tutorial to jump into the paralegal website and I am [11:42.680 --> 11:48.120] studying that thing like crazy, so hopefully within about a week or two I'll be up to speed [11:48.120 --> 11:50.120] in the language. [11:50.120 --> 11:52.800] Okay, good. [11:52.800 --> 12:05.440] Number two, I was terminated from my employer, went through, went to, a file for unemployment [12:05.440 --> 12:13.360] went to my first unemployment hearing where they challenge your eligibility and it turned [12:13.360 --> 12:19.840] out that my employer did not bring any paperwork at all to the hearing. [12:19.840 --> 12:25.000] So every time they tried to say something I would object and ask for them to read either [12:25.000 --> 12:29.640] the documents or basically read the document they couldn't because they didn't bring anything [12:29.640 --> 12:30.640] to the hearing. [12:30.640 --> 12:33.480] So I kept objecting and I won that. [12:33.480 --> 12:41.480] However, they have now filed an appeal, an appeal statement, they plan on adding new [12:41.480 --> 12:49.320] evidence to the case to, you know, try to overturn the first decision. [12:49.320 --> 12:58.480] Now they had an opportunity at the hearing, they cannot come to the appellate court with [12:58.480 --> 13:01.840] anything they did not bring to the trial court. [13:01.840 --> 13:09.420] Okay, so you certainly will object to any issue they brought to the trial court. [13:09.420 --> 13:21.400] Now what they can do is bring law to the trial, to the appeals court to support the claims [13:21.400 --> 13:27.380] they brought in the trial court, but they can't bring facts that unless the facts are [13:27.380 --> 13:30.160] new facts. [13:30.160 --> 13:41.280] If they didn't have the facts and law on the record then at the appeals hearing they can't [13:41.280 --> 13:44.680] bring new facts, they can only bring new law. [13:44.680 --> 13:45.680] Okay. [13:45.680 --> 13:54.240] That's what they're doing, they sent me a whole bunch of paperwork showing where I supposedly [13:54.240 --> 13:58.880] did this and I did that or whatever and that's the same claim that they made the first time [13:58.880 --> 14:00.720] that I got them for having no paperwork. [14:00.720 --> 14:05.880] So they basically sent me that paperwork and are trying to introduce that into the appeal. [14:05.880 --> 14:10.320] So as soon as we start, I need to object to that. [14:10.320 --> 14:11.320] Exactly. [14:11.320 --> 14:16.640] They can't bring those, they can't bring it before, if they didn't bring it in trial court, [14:16.640 --> 14:17.640] they had their opportunity. [14:17.640 --> 14:22.960] Now they're gonna argue, this is what they did the last time, they're gonna argue and [14:22.960 --> 14:33.000] say, oh, we're not under civil law, we're under administration and what my argument [14:33.000 --> 14:36.720] is you still have to follow those rules of appellate procedure. [14:36.720 --> 14:39.720] Is there some truth to that? [14:39.720 --> 14:41.000] Yes. [14:41.000 --> 14:47.280] They still have to follow the rules of evidence, otherwise administrative is a free for all. [14:47.280 --> 14:48.280] Okay. [14:48.280 --> 14:49.280] Okay. [14:49.280 --> 14:51.560] I'm saying that off the top of my head. [14:51.560 --> 14:58.040] I haven't seen the exact law for, I take it this is in the state of Missouri. [14:58.040 --> 14:59.040] Yeah. [14:59.040 --> 15:01.080] Well, the state of Iowa. [15:01.080 --> 15:02.080] State of Iowa. [15:02.080 --> 15:03.080] Okay. [15:03.080 --> 15:11.400] It is a state issue and it would go to the state law itself, but there's essentially [15:11.400 --> 15:19.480] no way you can have an administrative court that doesn't follow the rules of civil procedure. [15:19.480 --> 15:28.160] The rules of civil procedure go to legal civil behavior and to have an administrative court, [15:28.160 --> 15:32.080] I can't see how, okay, hold on. [15:32.080 --> 15:36.960] The appellate procedure, where do they appeal to? [15:36.960 --> 15:43.320] Do they have a special administrative court they appeal to or do they appeal to the state [15:43.320 --> 15:44.640] court of appeals? [15:44.640 --> 15:50.200] No, they're just appealing to the Iowa unemployment office. [15:50.200 --> 15:51.200] Okay. [15:51.200 --> 15:52.200] So that's all administrative. [15:52.200 --> 16:02.120] You'd have to look at the administrative rules and you're going to show that you came prepared [16:02.120 --> 16:07.600] and you had a due process right to have the other side come to that court prepared. [16:07.600 --> 16:18.840] They had ample notice and to try to relitigate the case on appeal is it denied you due process [16:18.840 --> 16:28.240] in the first instance, but you have to look at the Ohio rules as it concerns unemployment. [16:28.240 --> 16:36.000] Okay, hang on, about to go to break. [16:36.000 --> 16:42.440] Sandy Kelton, Deborah Stevens, Rule of Law Radio, our call-in number, 512-646-1984. [16:42.440 --> 16:51.440] Good time to go check out our Logos Radio Network page, we have a fundraiser going. [16:51.440 --> 16:56.240] We need some help to keep this radio on the station on the radio. [16:56.240 --> 16:57.320] I'll get this part in a minute. [16:57.320 --> 16:58.320] We'll be right back. [16:58.320 --> 16:59.320] Dang, cookies. [16:59.320 --> 17:00.320] Cookie? [17:00.320 --> 17:01.320] Me love cookies. [17:01.320 --> 17:02.320] Oh, hi, Cookie Muncher. [17:02.320 --> 17:03.320] No, these are yucky cookies. [17:03.320 --> 17:09.400] Cookies, yucky, no, no bad cookies. [17:09.400 --> 17:11.120] You can't even eat these cookies. [17:11.120 --> 17:12.680] These are cyber cookies. [17:12.680 --> 17:14.000] No can't eat. [17:14.000 --> 17:17.200] No, they are cyber cookies and they clog up your computer. [17:17.200 --> 17:18.200] These have apple. [17:18.200 --> 17:19.200] Really? [17:19.200 --> 17:21.200] Oh, that's an actual apple. [17:21.200 --> 17:23.360] Yummy apple. [17:23.360 --> 17:26.760] I'm going to throw away these yucky cookies in the trash. [17:26.760 --> 17:32.960] I click control shift delete and then scroll down to cookies and clear them. [17:32.960 --> 17:34.320] Why buy yucky cookies? [17:34.320 --> 17:40.160] Now, I go to LogosRadioNetwork.com and I click on the Amazon box on the upper right hand [17:40.160 --> 17:46.160] side, bookmark the link and I can go to Amazon through this link and order you some yummy [17:46.160 --> 17:47.160] new cookies. [17:47.160 --> 17:48.960] New cookies for me? [17:48.960 --> 17:53.560] Consider it an early Christmas present and every time I order on Amazon, I go through [17:53.560 --> 17:57.480] this link and I give a little present to this radio network too. [17:57.480 --> 17:58.480] C is for cookie. [17:58.480 --> 18:00.480] C is for classified. [18:00.480 --> 18:05.600] Are you being harassed by debt collectors with phone calls, letters or even lawsuits? [18:05.600 --> 18:09.280] Stop debt collectors now with the Michael Meris proven method. [18:09.280 --> 18:13.600] Michael Meris has won six cases in federal court against debt collectors and now you [18:13.600 --> 18:14.600] can win too. [18:14.600 --> 18:19.420] You'll get step by step instructions in plain English on how to win in court using federal [18:19.420 --> 18:25.280] civil rights statutes, what to do when contacted by phone, mail or court summons, how to answer [18:25.280 --> 18:29.840] letters and phone calls, how to get debt collectors out of your credit report, how to turn the [18:29.840 --> 18:34.060] financial tables on them and make them pay you to go away. [18:34.060 --> 18:38.880] The Michael Meris proven method is the solution for how to stop debt collectors. [18:38.880 --> 18:41.320] Personal consultation is available as well. [18:41.320 --> 18:46.860] For more information, please visit RuleOfLawRadio.com and click on the blue Michael Meris banner [18:46.860 --> 18:49.280] or email MichaelMeris at Yahoo.com. [18:49.280 --> 18:59.400] That's RuleOfLawRadio.com or email M-I-C-H-A-E-L-M-I-R-R-A-S at Yahoo.com to learn how to stop debt collectors [18:59.400 --> 19:00.400] now. [19:00.400 --> 19:29.960] You are listening to the Logos Radio Network, the Logos Radio Network.com. [19:29.960 --> 19:32.760] Thank you! [19:59.960 --> 20:11.440] Okay, we are back, Randy Kelton, Deborah Stevens, Rule of Law Radio, and we're talking to Jeff [20:11.440 --> 20:13.000] in Mississippi. [20:13.000 --> 20:18.320] Okay, so I would suggest that you read up on the administrative law. [20:18.320 --> 20:23.520] I'm sure you're going to find what you need. [20:23.520 --> 20:31.520] It would be inconceivable that they would create a circumstance where they would set [20:31.520 --> 20:37.800] up a hearing date, order everybody to come to that hearing on that date, and then allow [20:37.800 --> 20:42.480] one of the parties to not bother to be prepared. [20:42.480 --> 20:48.980] That would be an unconscionable inconvenience on the opposing party. [20:48.980 --> 20:54.720] So to allow them to get a second bite at that apple would be inappropriate. [20:54.720 --> 21:00.520] And it sounds like they didn't expect you to be able to put up a defense, and they certainly [21:00.520 --> 21:07.400] didn't expect you to object to them putting in all their evidence orally, as they're probably [21:07.400 --> 21:10.100] used to doing that. [21:10.100 --> 21:21.080] But if the court, did the court sustain your objections? [21:21.080 --> 21:22.080] They did not. [21:22.080 --> 21:23.080] They did nothing. [21:23.080 --> 21:30.120] The mediator actually said that she was not a judge, and when I would object, she would [21:30.120 --> 21:31.960] say, this is not a court— [21:31.960 --> 21:33.520] Oh, wait a minute, wait a minute. [21:33.520 --> 21:36.760] This was not an administrative hearing then. [21:36.760 --> 21:41.620] This was a mediation. [21:41.620 --> 21:45.040] It was a hearing to find out if I could get unemployment. [21:45.040 --> 21:50.300] She did say that your next appeal, when you appeal it, you will go in front of an administrative [21:50.300 --> 21:51.300] judge. [21:51.300 --> 21:54.840] However, I've got a feeling that that person's not going to be a judge. [21:54.840 --> 21:55.840] Okay. [21:55.840 --> 22:02.160] Well, there won't be a judge from the judiciary. [22:02.160 --> 22:07.360] It will be an administrative judge, but this was not a hearing. [22:07.360 --> 22:09.360] This was just a mediation. [22:09.360 --> 22:10.360] Okay. [22:10.360 --> 22:17.040] I mean, they called a gathering and they might have called it a hearing, but it was a mediation. [22:17.040 --> 22:23.840] And so they can come back to a hearing and actually bring evidence to a hearing. [22:23.840 --> 22:25.240] Okay. [22:25.240 --> 22:27.200] What should I do? [22:27.200 --> 22:30.000] Now you know what all they're trying to bring. [22:30.000 --> 22:31.300] Okay. [22:31.300 --> 22:34.080] So I can't object to the first objection. [22:34.080 --> 22:36.920] No, because that really wasn't a hearing. [22:36.920 --> 22:37.920] That was a mediation. [22:37.920 --> 22:42.480] It's probably a mandatory mediation. [22:42.480 --> 22:51.840] Now their letter stated that we are on appeal to reverse the decision from the first hearing. [22:51.840 --> 22:53.800] Check your rulings. [22:53.800 --> 23:01.400] I'm going to bet that if they forced you to mediation, mediation's binding, and I doubt [23:01.400 --> 23:06.480] that they can appeal mediation. [23:06.480 --> 23:09.320] That's the way it generally works. [23:09.320 --> 23:15.760] These companies want you to go to mediation because they tend to own the mediator. [23:15.760 --> 23:22.240] For a long time, the credit card companies actually owned the mediators. [23:22.240 --> 23:24.000] They owned the company. [23:24.000 --> 23:25.000] Okay. [23:25.000 --> 23:31.720] And then it was found out and all those companies were fired and disbanded. [23:31.720 --> 23:36.640] But they'd have you go to mediation and mediation was binding. [23:36.640 --> 23:44.040] And I am going to bet that if these guys agreed to mediation, that mediation was binding. [23:44.040 --> 23:45.040] Yeah. [23:45.040 --> 23:46.580] So go check. [23:46.580 --> 23:54.140] But what it's going to be is it's going to be an affirmative defense and not a bar. [23:54.140 --> 23:59.280] So it's an affirmative defense in that you have to raise it. [23:59.280 --> 24:05.240] So get out the administrative code and read through it. [24:05.240 --> 24:08.200] I'm going to bet you mediation's binding. [24:08.200 --> 24:18.440] Okay, second question, I've only got two, and that is they sent me my transcripts from [24:18.440 --> 24:24.080] my first hearing and they edited it. [24:24.080 --> 24:30.120] Oh, look up this word, spoilation. [24:30.120 --> 24:31.680] Spoilation. [24:31.680 --> 24:33.160] Spoilation. [24:33.160 --> 24:43.400] That's, if they edited it, then, and they didn't add anything to it, that is not necessarily [24:43.400 --> 24:55.520] aggravated perjury, it's spoilation, and that's where they doctor the evidence. [24:55.520 --> 24:56.520] So look up. [24:56.520 --> 24:59.320] My company did not do this. [24:59.320 --> 25:02.960] The unemployment agency did this. [25:02.960 --> 25:07.640] Then file it, file against the unemployment agency and subpoena them. [25:07.640 --> 25:08.640] Okay. [25:08.640 --> 25:11.960] Do I want to file against who? [25:11.960 --> 25:13.960] I want to find out who edited it, right? [25:13.960 --> 25:14.960] Yes. [25:14.960 --> 25:16.520] I don't know who did it. [25:16.520 --> 25:21.120] Well, whoever's the head of the office, subpoena the head of the office. [25:21.120 --> 25:23.880] The Iowa Department of Unemployment? [25:23.880 --> 25:24.880] Yeah. [25:24.880 --> 25:27.080] And, and what do I do? [25:27.080 --> 25:28.800] File criminal charges with the... [25:28.800 --> 25:29.800] No, no, no, no, no. [25:29.800 --> 25:32.800] This is all civil subpoena. [25:32.800 --> 25:40.560] First you want to subpoena him and do a deposition. [25:40.560 --> 25:50.840] There may be some statutorily authorized reasons for redacting certain portions of a transcript [25:50.840 --> 25:53.440] if those portions are not material. [25:53.440 --> 25:55.480] Oh, they are. [25:55.480 --> 25:56.480] They- [25:56.480 --> 26:00.760] Well, no, what I'm saying is there may be some reason they can do that. [26:00.760 --> 26:09.560] And then what you have to argue is that the redactions that occurred were not in keeping [26:09.560 --> 26:12.680] with the rules that allow exclusion. [26:12.680 --> 26:16.600] So you need to know what the rules are. [26:16.600 --> 26:17.600] Okay. [26:17.600 --> 26:18.600] Okay. [26:18.600 --> 26:24.320] Yeah, they, they edited, they redacted about probably 50 to 60% of everything that I said [26:24.320 --> 26:27.180] and they took out all the important stuff. [26:27.180 --> 26:33.000] So when you read it, it's just real choppy and it just makes it sound like I'm crazy. [26:33.000 --> 26:35.000] And that goes to spoilation. [26:35.000 --> 26:36.000] Spoilation. [26:36.000 --> 26:44.000] And you could file a motion, read, read up on spoilation in Iowa. [26:44.000 --> 26:45.000] Okay. [26:45.000 --> 26:52.040] And it'll tell you what you can do under spoilation and you can certainly file an objection. [26:52.040 --> 26:57.320] Did, did they keep, was there a court reporter there or did they keep a record? [26:57.320 --> 27:01.880] No, I think it's audio transcribed because they sent that to me. [27:01.880 --> 27:06.480] So I've already sent a request for my entire transcription. [27:06.480 --> 27:08.120] Good, good. [27:08.120 --> 27:12.360] That way you can transcribe your own and compare it to what they have. [27:12.360 --> 27:16.040] Now this is going to be in a week. [27:16.040 --> 27:21.120] So if I'm going to try to subpoena, am I going to subpoena the director of unemployment to [27:21.120 --> 27:22.680] try to get on to the teleconference? [27:22.680 --> 27:24.520] Is that what we're doing? [27:24.520 --> 27:25.520] Yes. [27:25.520 --> 27:30.960] You can ask for a continuance to give you time to do discovery because you have subpoenaed [27:30.960 --> 27:37.040] the director and you haven't had time to do a deposition. [27:37.040 --> 27:42.160] When they find out you have subpoenaed the director, they are going to be real unhappy [27:42.160 --> 27:49.240] and they're going to want to file an opposition or a protective order, but that's going to [27:49.240 --> 27:50.240] take some time. [27:50.240 --> 27:56.000] So you ask for a continuance until you can work through the deposition process, the discovery [27:56.000 --> 27:57.000] process. [27:57.000 --> 27:58.000] Okay. [27:58.000 --> 28:01.440] So subpoena and then ask for a continuance. [28:01.440 --> 28:02.440] Yes. [28:02.440 --> 28:04.440] Got it. [28:04.440 --> 28:05.680] Okay. [28:05.680 --> 28:13.880] And when the, whoever the administrative judge is or whoever it is that's making decisions [28:13.880 --> 28:24.400] sees that you're subpoenaing the director of the agency to show cause for what appears [28:24.400 --> 28:35.280] to be a deliberate tampering with government document, that should get them excited. [28:35.280 --> 28:36.280] Okay. [28:36.280 --> 28:42.640] Give them a reason to want you to go away and leave them alone. [28:42.640 --> 28:43.640] Okay. [28:43.640 --> 28:44.640] Okay. [28:44.640 --> 28:45.640] Anything else for us today? [28:45.640 --> 28:46.640] Nope. [28:46.640 --> 28:47.640] I'll let you move on. [28:47.640 --> 28:48.640] Thanks. [28:48.640 --> 28:49.640] Okay. [28:49.640 --> 28:50.640] Thank you, Jeff. [28:50.640 --> 28:55.640] Now we're going to John in New York. [28:55.640 --> 28:57.880] Hello, John. [28:57.880 --> 28:59.640] What do you have for us today? [28:59.640 --> 29:04.720] Well, probably the shortest phone call in the history of the world. [29:04.720 --> 29:09.080] I just want, I just want to thank you for all the help you've given me and I know you [29:09.080 --> 29:14.440] spent a lot of time on the air and off the air and the house closed. [29:14.440 --> 29:16.720] It was scheduled to close today. [29:16.720 --> 29:22.200] I don't know if it did, but it probably did because today was the day the homeowner gave [29:22.200 --> 29:25.720] me all her papers and I'm going through them. [29:25.720 --> 29:26.720] One by one. [29:26.720 --> 29:32.320] There's at least 15 pounds of papers from the, everything should be in there. [29:32.320 --> 29:37.800] She says the clothing should be in there and I will soon scan them as JPEGs just as soon [29:37.800 --> 29:41.320] as I get them in my hands and send them to you. [29:41.320 --> 29:42.320] Okay. [29:42.320 --> 29:43.320] That'll work. [29:43.320 --> 29:49.640] I only need the four documents, the note, truth and lending statement, HUD one settlement [29:49.640 --> 29:58.320] statement and mortgage, the deed of trust or the mortgage document. [29:58.320 --> 29:59.320] Hang on. [29:59.320 --> 30:00.480] Be right back. [30:00.480 --> 30:07.040] Is your home as neat as a pin or is it jam packed with stuff? [30:07.040 --> 30:11.640] I'm Dr Catherine Albrecht and if you're tripping over things you'll never use, but just can't [30:11.640 --> 30:16.600] throw away, I've got some advice that can help you streamline your life. [30:16.600 --> 30:18.320] Privacy is under attack. [30:18.320 --> 30:21.920] When you give up data about yourself, you'll never get it back again. [30:21.920 --> 30:26.920] And once your privacy is gone, you'll find your freedoms will start to vanish too. [30:26.920 --> 30:32.560] So protect your rights, say no to surveillance and keep your information to yourself. [30:32.560 --> 30:34.680] Privacy it's worth hanging onto. [30:34.680 --> 30:40.320] This message is brought to you by Startpage.com, the private search engine alternative to Google, [30:40.320 --> 30:42.040] Yahoo and Bing. [30:42.040 --> 30:44.600] Start over with Startpage. [30:44.600 --> 30:46.280] Clutter. [30:46.280 --> 30:49.300] It messes up your space and clouds your thinking. [30:49.300 --> 30:53.960] If you're drowning in a sea of your own possessions, you may need to change the way you think about [30:53.960 --> 30:54.960] things. [30:54.960 --> 30:59.680] Simplicity expert Leo Babauta says clutter may mean you're holding onto the past, especially [30:59.680 --> 31:03.360] if you're keeping things to help you remember people or events. [31:03.360 --> 31:08.240] My husband and I struggled with a ton of sentimental baggage ourselves till we finally hit on a [31:08.240 --> 31:09.240] workable solution. [31:09.240 --> 31:15.000] Rather than hang onto that eighth grade chess trophy or that old guitar you played in college, [31:15.000 --> 31:17.600] take a photo of it, then get rid of the original. [31:17.600 --> 31:20.680] The clutter leaves your home, but the precious memory remains. [31:20.680 --> 31:30.720] I'm Dr. Catherine Albrecht for Startpage.com, the world's most private search engine. [31:30.720 --> 31:35.080] Did you know there are 3 million edible food plants on earth and none have the nutritional [31:35.080 --> 31:36.760] value of the hemp plant? [31:36.760 --> 31:39.620] HempUSA.org offers you hemp protein powder. [31:39.620 --> 31:45.200] It does not contain chemicals or THC, is non-GMO and is 100% gluten free. [31:45.200 --> 31:50.360] Hemp protein powder burns fat, builds muscle, contains 53% protein and feeds the body the [31:50.360 --> 31:51.640] nutrients it needs. [31:51.640 --> 32:02.280] Call 888-910-4367 and see what our powder, seeds and oil can do for you only at HempUSA.org. [32:02.280 --> 32:04.960] Rule of Law Radio is proud to offer the Rule of Law traffic seminar. [32:04.960 --> 32:08.640] In today's America, we live in an us against them society and if we the people are ever [32:08.640 --> 32:12.880] going to have a free society, then we're going to have to stand and defend our own rights. [32:12.880 --> 32:16.040] Among those rights are the right to travel freely from place to place, the right to act [32:16.040 --> 32:20.080] in our own private capacity and most importantly, the right to due process of law. [32:20.080 --> 32:24.440] The courts afford us the least expensive opportunity to learn how to enforce and preserve our rights [32:24.440 --> 32:25.440] through due process. [32:25.440 --> 32:29.320] Former Sheriff's Deputy Eddie Craig in conjunction with Rule of Law Radio has put together the [32:29.320 --> 32:33.100] most comprehensive teaching tool available that will help you understand what due process [32:33.100 --> 32:35.480] is and how to hold the courts to the rule of law. [32:35.480 --> 32:39.520] You can get your own copy of this invaluable material by going to RuleOfLawRadio.com and [32:39.520 --> 32:40.820] ordering your copy today. [32:40.820 --> 32:44.000] By ordering now, you'll receive a copy of Eddie's book, The Texas Transportation Code, [32:44.000 --> 32:48.560] The Law Versus the Lie, video and audio of the original 2009 seminar, hundreds of research [32:48.560 --> 32:50.880] documents and other useful resource material. [32:50.880 --> 32:54.120] Learn how to fight for your rights with the help of this material from RuleOfLawRadio.com. [32:54.120 --> 33:02.680] Order your copy today and together we can have the free society we all want and deserve. [33:02.680 --> 33:06.240] Live free speech radio, LogosRadioNetwork.com. [33:06.240 --> 33:19.720] Yeah, Mr. Officer, you're taking the law in your hand. [33:19.720 --> 33:21.720] Won't you follow the law of the land? [33:21.720 --> 33:22.720] I don't understand. [33:22.720 --> 33:23.720] Your job is to protect and preserve, not be abused. [33:23.720 --> 33:24.720] Officer! [33:24.720 --> 33:44.560] When you're gonna stop abuse, your power, when you're gonna stop abuse, your power, [33:44.560 --> 33:49.200] when you're gonna stop abuse, your power. [33:49.200 --> 33:50.960] Okay, we are back. [33:50.960 --> 33:56.360] Randy Kelton, Debra Stevens, RuleOfLawRadio and we're talking to John in New York. [33:56.360 --> 34:04.960] And just so you know, John, I just ordered a whole stack of vitamins as per your recommendations. [34:04.960 --> 34:06.680] Okay. [34:06.680 --> 34:13.640] And if my mom improves any more, we're gonna have to send her back to college. [34:13.640 --> 34:14.640] Are you serious? [34:14.640 --> 34:17.920] She is doing incredibly well. [34:17.920 --> 34:20.080] We got rid of the urinary infection. [34:20.080 --> 34:24.800] Folks, if you've got an older person with a urinary infection, work on that. [34:24.800 --> 34:27.520] They are tough, tough to get rid of. [34:27.520 --> 34:35.160] And they cause all of these things we see in someone that we attribute to age and dementia [34:35.160 --> 34:40.960] and all this forgetfulness, this disorientation, she had all of that. [34:40.960 --> 34:46.840] Got rid of urinary infection, all of it's gone, except some of the short term memory [34:46.840 --> 34:47.840] loss. [34:47.840 --> 34:48.840] And that's a 15 year process. [34:48.840 --> 34:54.040] So that may take a little longer to improve, but I talked to John and he gave me a list [34:54.040 --> 35:00.200] of vitamins and supplements specifically for that issue. [35:00.200 --> 35:04.120] And I'm trying to get those in and we'll get her cranked up. [35:04.120 --> 35:09.560] The only problem I have with her is she's still trying to get my sister to bring over [35:09.560 --> 35:11.880] that hacry switch. [35:11.880 --> 35:14.280] And I don't know what she's gonna do with that. [35:14.280 --> 35:23.320] Well, no, you really should consult a naturopathic doctor so that you get the right dosage. [35:23.320 --> 35:28.800] For example, omega-3s, if you get the right dosage of that, those alone can make a big [35:28.800 --> 35:34.600] difference with memory loss, just the omega-3s alone, but it's gotta be the right dosage. [35:34.600 --> 35:36.600] Well, good. [35:36.600 --> 35:39.120] Once I get them in, then I wanna talk to you again about that. [35:39.120 --> 35:40.120] Okay. [35:40.120 --> 35:43.040] Do you have any other questions for us today? [35:43.040 --> 35:49.120] And we'll just repeat what the four documents are again, the HUD-1 settlement statement. [35:49.120 --> 35:52.120] HUD-1 settlement statement is the main document. [35:52.120 --> 35:57.520] Anybody who's in a foreclosure issue, they've pretty well got the courts bought and paid [35:57.520 --> 35:58.520] for. [35:58.520 --> 36:04.320] And if you go in with the show me the note and all these other issues that's been pushed [36:04.320 --> 36:08.560] out there, the courts have pretty well got those handled. [36:08.560 --> 36:17.420] The one they don't have handled is, you're charging me too much money, that's straight [36:17.420 --> 36:18.420] up fraud. [36:18.420 --> 36:26.920] And here's the problem the bank has or the servicer has, the person or the entity that's [36:26.920 --> 36:35.200] asking for payment or demanding payment, they claim to be the beneficiary, the holder of [36:35.200 --> 36:36.200] the mortgage. [36:36.200 --> 36:38.200] Well, they're not. [36:38.200 --> 36:43.940] They're a servicer, they're a contracted bill collector. [36:43.940 --> 36:51.800] And one interesting little point about that contracted bill collector, when the actual [36:51.800 --> 36:59.880] holder changes from one servicer to another, the second servicer does not get the financial [36:59.880 --> 37:03.280] records from the first servicer. [37:03.280 --> 37:09.120] So they don't know anything about what you have been charged on that mortgage, except [37:09.120 --> 37:12.360] what they've charged you. [37:12.360 --> 37:18.360] So when you ask for a complete accounting of the mortgage, that is not unreasonable. [37:18.360 --> 37:25.920] What have I paid you, how much, when, what amounts went to principal interest and other [37:25.920 --> 37:26.920] charges? [37:26.920 --> 37:33.400] That's not an unreasonable request, but they can't answer it. [37:33.400 --> 37:39.160] They don't have any records except for when they started servicing. [37:39.160 --> 37:45.080] Why they don't transfer those records, I have no idea, but they don't. [37:45.080 --> 37:48.200] So we want that HUD-1 settlement statement. [37:48.200 --> 37:55.240] And the note, we look at the note and I have a spreadsheet where I plug all those numbers [37:55.240 --> 37:58.680] in the spreadsheet that does an analysis. [37:58.680 --> 38:04.120] I will give you a claim against the lender that'll choke a horse and has nothing to do [38:04.120 --> 38:05.120] with the mortgage. [38:05.120 --> 38:11.460] It has nothing to do with who holds the note or show me the note or assignments or any [38:11.460 --> 38:13.880] of that kind of stuff. [38:13.880 --> 38:19.920] You're demanding I pay you all this money and I don't think I owe you this money. [38:19.920 --> 38:22.080] I think you're lying to me. [38:22.080 --> 38:25.520] And I think that is fraud. [38:25.520 --> 38:26.520] Prove it up. [38:26.520 --> 38:29.140] You look at the HUD-1 settlement statement. [38:29.140 --> 38:34.960] On the HUD-1 settlement statement, it has all of these fees they charged you. [38:34.960 --> 38:42.600] But I've asked probably 700, 800 people, when you sat down at closing, and this is how many [38:42.600 --> 38:49.220] people have helped file federal lawsuits on this, teachers, when you sat down at closing [38:49.220 --> 38:56.640] and the bank put this HUD-1 settlement statement in front of you with all these fees they were [38:56.640 --> 39:03.160] charging you, did they provide you documentation to show that the fees were not otherwise forbidden [39:03.160 --> 39:10.360] to be charged to you by law, that they were considered part of the payment for those fees [39:10.360 --> 39:15.040] are intended to come out of the interest that the bank receives, that the fees were for [39:15.040 --> 39:24.320] services actually rendered, that the amounts charged were reasonable, and that the lender [39:24.320 --> 39:28.280] did not take an undisclosed markup on the amounts charged. [39:28.280 --> 39:31.840] That's all out of the Real Estate Settlement Procedures Act. [39:31.840 --> 39:33.280] And they always tell me the same thing. [39:33.280 --> 39:36.120] No, they didn't provide anything. [39:36.120 --> 39:37.120] They didn't what? [39:37.120 --> 39:39.240] They didn't provide any documentation. [39:39.240 --> 39:41.040] Oh, they didn't? [39:41.040 --> 39:42.040] Okay. [39:42.040 --> 39:43.040] Yeah. [39:43.040 --> 39:47.800] They just didn't pull those numbers out of the air. [39:47.800 --> 39:53.440] So since they didn't give you any documentation, you assume they're all bogus because you're [39:53.440 --> 40:04.400] always going to have a document preparation charge or a document warehousing charge. [40:04.400 --> 40:11.080] There's always a charge or two in there that is forbidden to be charged by law. [40:11.080 --> 40:13.520] You only need one. [40:13.520 --> 40:19.560] So you look and you've got one in here that doesn't fit the requirements. [40:19.560 --> 40:26.960] The origination only did you 1% of the mortgage, and I find them 1.5%, 2% of the mortgage. [40:26.960 --> 40:32.160] You find anything like that, then you say, all of these fees are bogus. [40:32.160 --> 40:34.720] They made them all up. [40:34.720 --> 40:39.600] And they say, oh, no, we didn't, and we say, okay, prove them up. [40:39.600 --> 40:44.720] I don't see any evidence that you actually paid these, so I maintain they're all fraud. [40:44.720 --> 40:55.400] Well, in some 700 lawsuits, I give you a guess on how many lawsuits the bank proved up the [40:55.400 --> 40:56.400] fees charged. [40:56.400 --> 40:59.160] It's a real easy number. [40:59.160 --> 41:00.800] Five. [41:00.800 --> 41:02.120] Zero. [41:02.120 --> 41:10.760] And the reason it's a zero is because there are fraudulent fees on that document. [41:10.760 --> 41:20.200] And if they prove up one fee, like in Texas, we have a $1 tax for some, I forget what it's [41:20.200 --> 41:21.200] for, $1. [41:21.200 --> 41:24.400] Oh, I love that one. [41:24.400 --> 41:32.040] They can prove that one up, but they're not going to because if they prove that one up, [41:32.040 --> 41:37.480] then we're going to expect them to prove all of them up, but they can't prove all of them [41:37.480 --> 41:39.480] up. [41:39.480 --> 41:41.320] So they're not going to prove any of them up. [41:41.320 --> 41:45.760] So you just sue them straight up for fraud. [41:45.760 --> 41:51.880] And that's a whole different issue than the mortgage issue. [41:51.880 --> 41:59.000] The only reason I'm in foreclosure is because you overcharged me. [41:59.000 --> 42:06.680] Now, this puts them into the normal civil practice. [42:06.680 --> 42:12.600] If the courts do what they've done in the mortgage issue and just blow off everything, [42:12.600 --> 42:16.440] then they completely disrupt the legal system. [42:16.440 --> 42:19.720] And they're going to be, even if they've been bought and paid for, they're going to be reluctant [42:19.720 --> 42:21.880] to do that. [42:21.880 --> 42:31.320] Especially if we call them to account and say that the case law says that if a judge [42:31.320 --> 42:38.000] fails to properly apply the law to the facts, that is a due process violation. [42:38.000 --> 42:45.200] And the case law says it's correctable by extraordinary remedy, and that means a petition [42:45.200 --> 42:46.880] for a remedy mandamus. [42:46.880 --> 42:54.240] But it also means that they violated a law relating to their office in the process, denied [42:54.240 --> 42:56.600] the citizen free access to enjoyment. [42:56.600 --> 42:57.600] Right. [42:57.600 --> 43:01.480] Due process violation is harm per se. [43:01.480 --> 43:06.040] Due process violation rings equally in the state and the Fed. [43:06.040 --> 43:16.860] So you can take the judge to the Fed for denying you in due process, and he can claim immunity [43:16.860 --> 43:23.160] and you can claim no one has immunity from criminal behavior. [43:23.160 --> 43:26.360] Criminal behavior is beyond the scope of the judge. [43:26.360 --> 43:30.160] Good luck, Bubba. [43:30.160 --> 43:31.160] That's why we go there. [43:31.160 --> 43:33.120] But anyway, that's why I need those documents. [43:33.120 --> 43:35.120] Note, HUD- [43:35.120 --> 43:37.360] Which four again? [43:37.360 --> 43:40.360] Note, hang on, about to go to break. [43:40.360 --> 43:44.440] I'll finish this up on the other side and we'll get to Scott and Mauricio. [43:44.440 --> 43:51.720] Randy Kelton, Deborah Stevens, Rule of Law Radio, our call-in number, 512-646-1984. [43:51.720 --> 43:56.040] We'll be right back. [43:56.040 --> 44:07.320] Hello, my name is Stuart Smith from nature's pure organics.com, and I would like to invite [44:07.320 --> 44:12.560] you to come by our store at 1904 Guadalupe Street, Suite D here in Austin, Texas to find [44:12.560 --> 44:16.240] Brave New Books and Chase Bank to see all our fantastic health and wellness products [44:16.240 --> 44:18.240] with your very own eyes. [44:18.240 --> 44:22.640] Have a look at our miracle healing clay that started our adventure in alternative medicine. [44:22.640 --> 44:26.640] Take a peek at some of our other wonderful products, including our Australian emu oil, [44:26.640 --> 44:30.360] lotion candles, olive oil soaps, and colloidal silver and gold. [44:30.360 --> 44:37.560] Call 512-264-4043 or find us online at nature's pure organics.com. [44:37.560 --> 44:43.200] That's 512-264-4043, nature's pure organics.com. [44:43.200 --> 44:47.800] Don't forget to like us on Facebook for information on events and our products, nature's pure [44:47.800 --> 44:48.800] organics.com. [44:48.800 --> 45:04.520] Are you the plaintiff or defendant in a lawsuit? [45:04.520 --> 45:11.280] Begin your case without an attorney with Jurisdictionary, the affordable, easy to understand 4-CD course [45:11.280 --> 45:15.040] that will show you how in 24 hours, step by step. [45:15.040 --> 45:19.000] If you have a lawyer, know what your lawyer should be doing. [45:19.000 --> 45:23.280] If you don't have a lawyer, know what you should do for yourself. [45:23.280 --> 45:28.120] Thousands have won with our step by step course, and now you can too. [45:28.120 --> 45:33.960] Jurisdictionary was created by a licensed attorney with 22 years of case winning experience. [45:33.960 --> 45:39.640] Even if you're not in a lawsuit, you can learn what everyone should understand about the [45:39.640 --> 45:43.720] principles and practices that control our American courts. [45:43.720 --> 45:49.960] You'll receive our audio classroom, video seminar, tutorials, forms for civil cases, [45:49.960 --> 45:52.560] pro se tactics, and much more. [45:52.560 --> 46:04.960] Please visit RuleOfLawRadio.com and click on the banner or call toll-free, 866-LAW-EASY. [46:04.960 --> 46:23.640] If you did not have any problems, where are you going to look for one? [46:23.640 --> 46:44.640] Okay, we are back, Randy Kilton, Deborah Stevens, Rule of Law Radio, and we're talking to John [46:44.640 --> 46:46.320] in New York. [46:46.320 --> 46:52.560] And yes, okay, for this evaluation, if anybody out there has a mortgage issue and you're [46:52.560 --> 46:58.120] fighting a mortgage issue, I have this spreadsheet and it only takes me a few minutes to load [46:58.120 --> 47:01.080] all the details into it. [47:01.080 --> 47:06.480] And I'm not really doing mortgage issues very much anymore. [47:06.480 --> 47:11.160] So if you want, if you'll send me those documents, I'll plug in the numbers and I'll send you [47:11.160 --> 47:14.480] back the output report. [47:14.480 --> 47:20.480] You will like what you see, I can generally get you from two to three times the original [47:20.480 --> 47:25.080] mortgage in the form of a claim against the lender. [47:25.080 --> 47:30.040] The way I do that is, is I claim that all of the fees charged on the HUD-1 settlement [47:30.040 --> 47:32.800] statement were fraudulent. [47:32.800 --> 47:39.840] I take a amortization schedule and a spreadsheet that lists out all the payments, principal, [47:39.840 --> 47:43.840] interest, and remaining principal. [47:43.840 --> 47:49.840] I plug in to the first payment an additional payment of the amount on the HUD-1 settlement [47:49.840 --> 47:52.880] as an overpayment. [47:52.880 --> 47:56.980] So that knocks the principal down by that much. [47:56.980 --> 48:05.040] And I run two side-by-side evaluations, one amortization. [48:05.040 --> 48:14.600] I do an amortization with the HUD-1 not taken out like normal, and then I take out the amount [48:14.600 --> 48:19.160] on the HUD-1 and run one next to it. [48:19.160 --> 48:22.840] And then I compare the difference in the amount you would pay. [48:22.840 --> 48:27.760] Anything they charge you on the front end will generally just about triple when you [48:27.760 --> 48:30.680] get to the last payment. [48:30.680 --> 48:37.680] Anything extra charged to you is the very last thing you pay off. [48:37.680 --> 48:43.780] So it accrues interest until the very last payment. [48:43.780 --> 48:47.960] And I can get some pretty big numbers there. [48:47.960 --> 48:53.360] If they can't prove up these fees, that comes to straight up fraud. [48:53.360 --> 48:55.800] That gives them something to deal with. [48:55.800 --> 49:01.920] So if you want that, if anybody has a mortgage issue, send me those HUD-1 settlement statements. [49:01.920 --> 49:02.920] The note. [49:02.920 --> 49:09.360] I need the note so that I can calculate principal and interest, plug those into the amortization. [49:09.360 --> 49:14.720] It tells me what the payment amount should be. [49:14.720 --> 49:26.840] I have a woman in California that her contract, her note says that the principal can never [49:26.840 --> 49:41.600] exceed 110% of the original principal, $480,000 regional principal, $520,000 maximum it can [49:41.600 --> 49:42.600] be. [49:42.600 --> 49:47.720] They're charging her $800,000. [49:47.720 --> 49:50.680] Interest is based on the treasury rate. [49:50.680 --> 49:55.840] My calculations show that the treasury rate should be, she should be paying four point [49:55.840 --> 49:56.840] something percent. [49:56.840 --> 50:01.040] They're charging her $6.5, just a flat $6.5. [50:01.040 --> 50:06.680] This is fraud as clear as you can get it. [50:06.680 --> 50:11.600] And this is awkward, they're getting away with it. [50:11.600 --> 50:15.000] Because most people don't know how to analyze the numbers. [50:15.000 --> 50:19.280] Well, I got a spreadsheet that does that for us. [50:19.280 --> 50:24.160] The numbers on the note and the numbers on the truth in lending statement are almost [50:24.160 --> 50:27.400] never the same. [50:27.400 --> 50:35.160] And about 25% of the times the payments are the same, the other 75% are not. [50:35.160 --> 50:41.680] It does not matter if the bank is charging you more than you should pay or less than [50:41.680 --> 50:44.160] you should pay. [50:44.160 --> 50:50.200] Less than you should pay is probably worse than more because I've had a number of people [50:50.200 --> 50:55.420] come to me and say, I've been up to date on my mortgage and all of a sudden the bank came [50:55.420 --> 50:58.620] to me and said, whoa, my goodness, we made a mistake. [50:58.620 --> 51:02.320] We haven't been charging you enough. [51:02.320 --> 51:12.380] What they do is they wait till you've paid off 15% of the mortgage, 15%, because their [51:12.380 --> 51:20.480] mortgage insurance they require you to purchase will only pay off 85% of the original mortgage. [51:20.480 --> 51:24.700] So they want you to pay down 15% first. [51:24.700 --> 51:31.080] Then they watch for two slow pays in a row and then they come to you and say, oh my goodness, [51:31.080 --> 51:33.040] we made a mistake. [51:33.040 --> 51:35.280] We didn't charge you enough. [51:35.280 --> 51:39.120] You got to pay us $30,000 or we're going to foreclose next month. [51:39.120 --> 51:44.140] It is a scam, everything they do is a scam. [51:44.140 --> 51:47.300] You think you're getting off easy because you're not having to pay as much as you thought [51:47.300 --> 51:51.660] you would, but you are being set up. [51:51.660 --> 51:57.860] So either way, it comes up fraud, but most of the time it's more. [51:57.860 --> 52:06.240] And then I do an extra amortization where I amortize out the truth and lending statement. [52:06.240 --> 52:11.640] So I need the truth and lending statement to note the mortgage document, be it a deed [52:11.640 --> 52:15.360] of trust in New York, it'll be a mortgage document. [52:15.360 --> 52:20.460] And in a deed of trust state, it's the deed of trust. [52:20.460 --> 52:26.300] And the hard-won settlement statement, give me those, I get you a big number you can claim [52:26.300 --> 52:28.120] against those guys. [52:28.120 --> 52:29.120] Okay. [52:29.120 --> 52:35.660] It's the HUD-1 settlement statement, the note, promissory note, the truth and lending statement [52:35.660 --> 52:37.040] and the mortgage document. [52:37.040 --> 52:38.040] That's it. [52:38.040 --> 52:42.480] Okay, I hope to God that they're in there. [52:42.480 --> 52:43.880] Yeah, almost certainly are. [52:43.880 --> 52:48.480] The HUD-1 settlement statement is generally legal size and it's a spreadsheet. [52:48.480 --> 52:55.380] It's like a, just has a whole bunch of listings of charges and amounts that'll be real easy [52:55.380 --> 52:57.280] to recognize. [52:57.280 --> 53:02.880] The truth and lending statement will have four boxes across the center of the page. [53:02.880 --> 53:08.840] They'll have principle and interest, principle and interest. [53:08.840 --> 53:13.960] This distinctive, it's about any, the boxes are about an inch and a half tall and about [53:13.960 --> 53:19.760] two, each one's about inch and a half wide across the center of the page is pretty easy [53:19.760 --> 53:20.760] to recognize. [53:20.760 --> 53:24.720] And then the note and the mortgage document. [53:24.720 --> 53:25.720] Okay. [53:25.720 --> 53:27.440] Anything else, John? [53:27.440 --> 53:30.440] Well, that's it for now and I want to thank you. [53:30.440 --> 53:32.440] Is your mom doing better you said? [53:32.440 --> 53:38.960] Oh yeah, she's trying to get my sister to bring that hickory switch. [53:38.960 --> 53:43.320] She was bending over, picking up something off the floor and I walked up and bent over [53:43.320 --> 53:51.360] next to her and said, mom, do you know where I can find a rubber band and a paperclip? [53:51.360 --> 54:01.120] And she looked at me and said, no, but I know where I can find a paddle and ever since then, [54:01.120 --> 54:04.120] she's tried to get my sister to bring that hickory switch. [54:04.120 --> 54:07.160] So yeah, my mom's doing really good. [54:07.160 --> 54:13.520] Easter, we had the whole family over and we had a roast. [54:13.520 --> 54:15.920] Mom was the roast. [54:15.920 --> 54:20.920] Everybody told all their funniest stories about her and she's 95, she's been up all [54:20.920 --> 54:23.920] days and we were cooking in the mornings and it's eight o'clock at night. [54:23.920 --> 54:29.360] My brothers and I are exhausted and mom is cranked. [54:29.360 --> 54:33.440] Now, how long has she been taking the vitamin? [54:33.440 --> 54:34.960] Oh, she hasn't yet. [54:34.960 --> 54:35.960] I haven't got them yet. [54:35.960 --> 54:49.160] I have her on garlic, Alison, and I've given her a, let's see, I was given her calcium [54:49.160 --> 54:53.960] but I took her off that, I was concerned with it, I gave her EDTA for a while, I put aloe [54:53.960 --> 55:02.080] on her feet, I have to remember what I've got, but if I only got one blood thinner because [55:02.080 --> 55:07.880] she has stents, I've took her off all the blood pressure medicine, put her on two Alison [55:07.880 --> 55:13.200] a day, her blood pressure staying in a range of 120 over 80. [55:13.200 --> 55:15.820] Sometimes below, sometimes above. [55:15.820 --> 55:18.620] So she's in good shape. [55:18.620 --> 55:19.640] She's doing really good. [55:19.640 --> 55:25.400] And once her got her blood pressure down, her mind cleared, but first it did much better [55:25.400 --> 55:31.160] once we got the urinary infection over with, but her blood pressure was spiking in the [55:31.160 --> 55:32.160] mornings. [55:32.160 --> 55:38.720] And that was, my research said that was indication of an infection, kidney infection. [55:38.720 --> 55:40.120] We seem to have that cleared out. [55:40.120 --> 55:47.600] So when her blood pressure would spike, she would be slow thinking, disoriented, a little [55:47.600 --> 55:52.060] bit dizzy on her feet, and when it would go down and she'd be all right. [55:52.060 --> 55:54.280] So we got that stopped, it's all gone. [55:54.280 --> 55:58.800] So for someone 95, she's doing really well. [55:58.800 --> 56:02.640] What do you think did the job? [56:02.640 --> 56:03.980] Garlic. [56:03.980 --> 56:10.960] When I took her off the second blood pressure medicine, her diarrhea stopped that day and [56:10.960 --> 56:14.200] has not came back. [56:14.200 --> 56:22.040] When I did the research on the medicine she was taking, they scared me with the common [56:22.040 --> 56:25.040] symptoms scared me. [56:25.040 --> 56:30.380] There were so many and every symptom she had was in the list of those. [56:30.380 --> 56:36.380] They had her on two Alzheimer medicines, but she had no indication of Alzheimer's. [56:36.380 --> 56:40.440] They were using that to try to keep her from, her memory loss from getting worse. [56:40.440 --> 56:43.540] But it caused all these other problems. [56:43.540 --> 56:47.400] So I got them off all those medicines, got her own garlic, boom, straightened her right [56:47.400 --> 56:48.400] out. [56:48.400 --> 56:50.200] Now you knew about the garlic, right? [56:50.200 --> 56:52.760] You knew about garlic before I told you anything? [56:52.760 --> 56:53.760] Oh yeah, yeah. [56:53.760 --> 56:55.880] I've had her on that almost immediately. [56:55.880 --> 57:01.320] I put her on things that have no harmful side effects so I could be safe with those because [57:01.320 --> 57:02.320] I'm not incautious. [57:02.320 --> 57:05.600] At 95, you can't be incautious. [57:05.600 --> 57:11.260] And it took me three months to get her off the other medications she was on because I [57:11.260 --> 57:14.880] brought her off real slow to make sure we didn't have any issues. [57:14.880 --> 57:18.840] The last blood pressure medicine, the last major symptoms stopped. [57:18.840 --> 57:19.840] I won't go- [57:19.840 --> 57:21.840] You did it all yourself, you didn't leave me. [57:21.840 --> 57:26.480] You did it all by yourself and that's what- [57:26.480 --> 57:28.800] Well, I just went on and did my research. [57:28.800 --> 57:33.960] Mom came up behind me one time and I had a mind map up on the screen and she looked over [57:33.960 --> 57:37.960] my shoulder and she said, does that say mom's dope? [57:37.960 --> 57:42.120] Well, yeah, as a matter of fact, it does. [57:42.120 --> 57:45.840] That's why I researched it all out. [57:45.840 --> 57:51.440] She's 95, I cannot be incautious and it's inappropriate not to trust your doctor. [57:51.440 --> 57:58.920] But it's also important to understand that your doctor has limitations based on insurance [57:58.920 --> 58:06.160] issues that I don't have. [58:06.160 --> 58:12.780] And I'm not going to do something or not do something because I'm afraid of getting sued. [58:12.780 --> 58:14.400] And I understand the doctor's position. [58:14.400 --> 58:21.240] I'm not upset at him about it, but I go to him for counsel. [58:21.240 --> 58:22.600] He doesn't make the final decision. [58:22.600 --> 58:23.600] I do. [58:23.600 --> 58:26.360] But I was careful and she's good. [58:26.360 --> 58:28.360] Okay, thank you, John. [58:28.360 --> 58:29.360] We're about to go to break. [58:29.360 --> 58:34.800] When we come back, we're going to go to Scott, Mauricio, and Stefan. [58:34.800 --> 58:36.600] And I'll get to all of you. [59:34.800 --> 01:00:04.460] There you go. [01:00:04.800 --> 01:00:15.360] Markets for Wednesday the 7th of March 2018 are trading with gold at $1,327.21 an ounce, [01:00:15.360 --> 01:00:25.040] silver at $16.49 an ounce, Texas crude at $62.60 a barrel, bitcoins at $9,883.87, ethereum [01:00:25.040 --> 01:00:40.200] at $748.18, bitcoin cash $1,086.63, and finally litecoins at $181.10 a crypto coin. [01:00:40.200 --> 01:00:41.200] Today in History. [01:00:41.200 --> 01:00:42.200] The year? [01:00:42.200 --> 01:00:43.200] 1989. [01:00:43.200 --> 01:00:47.880] Iran and the United Kingdom break diplomatic relations after a fight over Simon Rushdie's [01:00:47.880 --> 01:00:50.640] controversial novel The Satanic Verses. [01:00:50.640 --> 01:00:55.000] Today in History. [01:00:55.000 --> 01:01:00.200] In recent news President Trump's top economic advisor Gary D. Cohen stated yesterday, Tuesday [01:01:00.200 --> 01:01:02.000] that he was indeed resigning. [01:01:02.000 --> 01:01:06.360] This after giving a heads up last week that he was considering doing so if President Trump [01:01:06.360 --> 01:01:11.000] decided to follow through with his tariffs on imported aluminum and steel. [01:01:11.000 --> 01:01:14.520] Of course with President Trump's announcement last week that he would indeed levy tariffs [01:01:14.520 --> 01:01:19.840] on aluminum and steel imports the reason for Mr. Cohen's departure seems obvious for many [01:01:19.840 --> 01:01:27.600] considering he was one of the lone vocal opponents of any such measures in the administration. [01:01:27.600 --> 01:01:32.640] According to a report by the Daily Mail skeletal biology expert Richard Jantz at the University [01:01:32.640 --> 01:01:37.200] of Tennessee believes he may have found the skeletal remains of Amelia Earhart on a Pacific [01:01:37.200 --> 01:01:38.200] Island. [01:01:38.200 --> 01:01:42.960] Amelia went missing in 1937 when her plane and navigator Fred Noonan were never to be [01:01:42.960 --> 01:01:43.960] found. [01:01:43.960 --> 01:01:48.760] At least until now Richard Jantz stated that, what I can say scientifically is that they, [01:01:48.760 --> 01:01:52.880] the recent Pacific Island remains, are 99% likely to be hers. [01:01:52.880 --> 01:01:56.520] Interesting timing for this finding to be released considering that the 1932 Hudson [01:01:56.520 --> 01:02:02.520] Essex Terraplane which once belonged to Earhart was reportedly stolen on Friday February 23rd [01:02:02.520 --> 01:02:08.040] 2018 only to be found three days later on the street corner in the Sereno neighborhood [01:02:08.040 --> 01:02:13.520] in L.A. [01:02:13.520 --> 01:02:17.880] The crypto market took a big blow today Wednesday with the top 10 currencies suffering 5 to [01:02:17.880 --> 01:02:18.880] 10% losses. [01:02:18.880 --> 01:02:21.920] This downturn right after the Securities and Exchange Commission announced that it would [01:02:21.920 --> 01:02:26.000] be requiring digital asset exchanges to register with them. [01:02:26.000 --> 01:02:30.160] According to the SEC statement quote if a platform offers trading of digital assets [01:02:30.160 --> 01:02:34.920] that are securities and operates as an exchange as defined by the federal securities laws [01:02:34.920 --> 01:02:40.440] then the platform must register with the SEC as a national securities exchange or be exempt [01:02:40.440 --> 01:02:43.360] from registration. [01:02:43.360 --> 01:02:47.320] The Lone Star Lowdown is looking for sponsors if a product or a service you like to advertise [01:02:47.320 --> 01:02:53.520] with us feel free to give me a call at 210-363-2257. [01:02:53.520 --> 01:03:20.600] This was Rick Rode with your lowdown for March 7th 2018. [01:03:23.520 --> 01:03:34.960] Okay we are back Randy Kelton, Debra Stevens, Rule of Law Radio and we're going to Scott [01:03:34.960 --> 01:03:35.960] in Texas. [01:03:35.960 --> 01:03:38.840] Hello Scott what have you been up to? [01:03:38.840 --> 01:03:46.560] Oh shoot just the same old rack killing I'll make it kind of short tonight first off I [01:03:46.560 --> 01:03:52.340] just want to thank Trump and Putin for not blowing up the planet today so I'm feeling [01:03:52.340 --> 01:03:56.160] pretty good about things. [01:03:56.160 --> 01:04:07.840] Second I sent in that a request for the trial transcript over here in Garland and then you [01:04:07.840 --> 01:04:12.800] know I said well shoot I might as well go ahead and put in the appeal too so a few days [01:04:12.800 --> 01:04:19.160] later I mailed the appeal off and I haven't heard anything back from them except I did [01:04:19.160 --> 01:04:29.640] get a letter the other day where they went to because both those I filed lawsuits against [01:04:29.640 --> 01:04:35.440] the cop and the chief of police here in Garland just for good measure and when they moved [01:04:35.440 --> 01:04:40.520] it over to the federal court and then they said well since I went ahead and lost the [01:04:40.520 --> 01:04:45.880] trial and failed to appeal they're you know they want to move to dismiss in the federal [01:04:45.880 --> 01:04:52.200] court I'm like well you know I've been in the letter for the transcript and filed for [01:04:52.200 --> 01:05:00.240] an appeal so I thought that was kind of squirrelly but yeah there is no final adjudication so [01:05:00.240 --> 01:05:08.440] you should file ask for sanctions for failure to speak with candor to the court now you [01:05:08.440 --> 01:05:15.920] have a local podunk municipal court in the federal court first off the federal judge [01:05:15.920 --> 01:05:25.160] is going to be annoyed at having to deal with traffic ticket BS he's busy their document [01:05:25.160 --> 01:05:31.280] docket is crowded and you get some municipal court jerking these guys around and now they're [01:05:31.280 --> 01:05:34.880] bringing it in the federal court where he has to mess with it in the first place he's [01:05:34.880 --> 01:05:47.160] not happy already and then you have this chump local lawyer oh wait a minute they had is [01:05:47.160 --> 01:05:54.840] the same did the same lawyers file this action in the federal court that were representing [01:05:54.840 --> 01:06:03.800] the case in the municipal this why I'm asking this question is is you have to be registered [01:06:03.800 --> 01:06:12.360] and authorized to practice in the federal court right so you need to check to make sure [01:06:12.360 --> 01:06:20.680] the lawyer who filed this is actually authorized to practice in the federal court and if he [01:06:20.680 --> 01:06:25.520] is they probably hired this separate lawyer now now bar grieving and ask the court for [01:06:25.520 --> 01:06:31.600] sanctions for failure to speak with candor to the court and accuse him of lying to the [01:06:31.600 --> 01:06:44.840] court because he told the court there was a final adjudication there's not well I thought [01:06:44.840 --> 01:06:49.400] that was kind of interesting so I was going to call you today and kind of tell you a little [01:06:49.400 --> 01:06:55.680] bit about it but I guess you're super busy today so I was I've got a new programmer I'm [01:06:55.680 --> 01:07:04.440] bringing online and I'm just going to start getting my web pages updated and I'm getting [01:07:04.440 --> 01:07:15.160] a beta prototype site in the form of the traffic ticket site up and online and up to speed [01:07:15.160 --> 01:07:21.480] so yeah I had a really busy day today I figured so because normally you'll you'll call me [01:07:21.480 --> 01:07:29.440] back and at least chew me out so but other than that no it's all good I just thought [01:07:29.440 --> 01:07:35.480] it was pretty interesting that that kind of occurred the way it has so but other than [01:07:35.480 --> 01:07:43.640] that pretty quiet on the home front everything else is just it's just gone quiet can you [01:07:43.640 --> 01:07:54.520] speak quickly to what's going on with youtube yes now I have been my channel has been struck [01:07:54.520 --> 01:08:02.540] and my channel is snafu radio on youtube and I did a video right after that parkland shooting [01:08:02.540 --> 01:08:09.280] and it got struck and soon as they struck it the first time and they took away my live [01:08:09.280 --> 01:08:14.120] streaming so I couldn't live stream no more I was like okay well I've been interviewing [01:08:14.120 --> 01:08:20.200] this whistleblower on this Oklahoma City bomb in fact I'm going up there next Thursday because [01:08:20.200 --> 01:08:24.480] they're having the reunion and there's supposed to be a couple of new whistleblowers come [01:08:24.480 --> 01:08:29.120] out and they're keeping it all really hush-hush because everybody's super paranoid and I'm [01:08:29.120 --> 01:08:34.200] going up there as a reporter and I'm going to be filming a bunch of this stuff and I'll [01:08:34.200 --> 01:08:42.560] probably be using periscope to live stream on it but what had happened is Cody and any [01:08:42.560 --> 01:08:46.040] if anybody wants to listen to any of these interviews I've done with I've got about like [01:08:46.040 --> 01:08:56.320] 25 or 30 interviews podcast with this guy just hashtag Cody Snodgris S N O D G R E S [01:08:56.320 --> 01:09:01.040] and then you can listen to all these podcasts he was one that was offered a million dollars [01:09:01.040 --> 01:09:07.420] to blow up the myrrh building turned it down was framed by the CIA and spent two years [01:09:07.420 --> 01:09:12.680] in federal prison right alongside Timothy McVeigh before they went ahead and euthanized [01:09:12.680 --> 01:09:19.180] him and then so he got out now we've been doing these podcasts and stuff well he had [01:09:19.180 --> 01:09:25.880] another video he did he's doing some stuff with a guy overseas called Olay Demiguard [01:09:25.880 --> 01:09:31.120] on light on conspiracies or something like this but anyway he runs a website overseas [01:09:31.120 --> 01:09:35.720] not only talks about conspiracies and he asked me to mirror that video I said sure I'll mirror [01:09:35.720 --> 01:09:41.600] it for you well I mirrored it and I got struck again and now I can't upload for three months [01:09:41.600 --> 01:09:54.240] so YouTube is very directly censoring yes I don't understand why they had an issue with [01:09:54.240 --> 01:10:04.000] the shooting well it all is going to this gun control narrative and they're wanting [01:10:04.000 --> 01:10:11.920] to tell everybody you know you're hurting these poor students that are speaking up and [01:10:11.920 --> 01:10:18.980] picking on them I mean because everybody I mean a lot of people that were doing videos [01:10:18.980 --> 01:10:25.920] on this shooting everybody got struck it was like this was the this was the focal point [01:10:25.920 --> 01:10:33.920] or the jump off point for them to go straight after speech on gun rights and things like [01:10:33.920 --> 01:10:40.240] that it's all based on guns I mean you mentioned the word gun shooting blah blah blah blah [01:10:40.240 --> 01:10:46.080] and it just to me the AI bots pick it up and they strike the video that's how they're doing [01:10:46.080 --> 01:10:56.800] it so so the point is is YouTube is actively censoring any information on their system [01:10:56.800 --> 01:11:05.360] what they deem as hate speech or um you know whatever I don't know how they really even [01:11:05.360 --> 01:11:11.440] categorize you know I mean just talking about it so but it's definitely hardcore censorship [01:11:11.440 --> 01:11:17.000] so yes it is going on because I was wanting to you know do some podcasts with you on the [01:11:17.000 --> 01:11:21.160] traffic thing and blah blah blah blah but it's gonna have to wait till at least after [01:11:21.160 --> 01:11:28.480] July 5th before I can even do anything so but like I say I'm kind of using Periscope [01:11:28.480 --> 01:11:34.220] and trying to break that platform in but it's super slow I've got 15,000 subscribers on [01:11:34.220 --> 01:11:41.240] my channel on YouTube so one probably the first thing you know I saw an article recently [01:11:41.240 --> 01:11:46.720] about the exodus from YouTube probably what you want to do as soon as you get it back [01:11:46.720 --> 01:11:53.480] up is point everybody somewhere else I suspect that's what's going to happen to YouTube yeah [01:11:53.480 --> 01:11:57.720] I've already been telling people I was going over to gab and you know there's several other [01:11:57.720 --> 01:12:05.040] platforms people can go to the only bad thing is none of those platforms have the audience [01:12:05.040 --> 01:12:10.680] that YouTube does because it's so huge and everybody's going there now so to migrate [01:12:10.680 --> 01:12:17.480] over to these other platforms it's going to be a challenge to build up a subscriber base [01:12:17.480 --> 01:12:22.680] yeah whereas they're used to YouTube and they just automatically just jump right on so I [01:12:22.680 --> 01:12:30.120] was picking up about 150 subscribers my best day I picked up 1200 subscribers one day well [01:12:30.120 --> 01:12:42.480] does YouTube raise an issue if you notify your subscribers that you have other locations [01:12:42.480 --> 01:12:47.700] no they won't say nothing about that in fact I tell everybody look I'm on gab I have my [01:12:47.700 --> 01:12:56.140] own website snafuradio.com you can go there and see but here's the problem because whenever [01:12:56.140 --> 01:13:03.160] you upload the videos to YouTube and then you want to transfer it over to your website [01:13:03.160 --> 01:13:09.200] well the format is still YouTube's format so even though if somebody was to go to the [01:13:09.200 --> 01:13:17.120] website snafuradio.com they still couldn't you know if they were to take the channel [01:13:17.120 --> 01:13:23.840] down they couldn't see the video because it was on their platform so the problem is that [01:13:23.840 --> 01:13:31.760] it should be relatively simple to overcome you can format the video so it can be seen [01:13:31.760 --> 01:13:37.440] on another on your own you know I can format one that I can see it on my website so if [01:13:37.440 --> 01:13:44.000] I have it where I can see it that I can import it to any pretty much any platform just by [01:13:44.000 --> 01:13:50.920] providing a hyperlink well that's something we'll kind of have to talk about you know [01:13:50.920 --> 01:13:55.520] maybe tomorrow or next week or something and see about because I'm just gonna have to start [01:13:55.520 --> 01:13:59.960] my I got tons of videos already I need to start uploading but you know I don't have [01:13:59.960 --> 01:14:07.800] no place to really put them yet so so if you upload an intro to YouTube and then hyperlink [01:14:07.800 --> 01:14:16.400] out to a video on another platform then you're not breaching any of YouTube's sensory issues [01:14:16.400 --> 01:14:24.880] unfortunately I can't do that initial upload to point people to another platform I can't [01:14:24.880 --> 01:14:28.280] do anything yeah yeah but that'll come back once you get back I'm talking about a way [01:14:28.280 --> 01:14:32.680] to do this to keep them from striking you while you're taking their customer base away [01:14:32.680 --> 01:14:41.760] from them exactly okay that's just something I wanted to touch on yeah okay other people [01:14:41.760 --> 01:14:47.240] will know but other than that I'm good I'm going and y'all take care have a good night [01:14:47.240 --> 01:14:53.920] and take care of somebody else thank you Scott okay now we're going to Mauricio in Texas [01:14:53.920 --> 01:15:01.320] hello Mauricio hey Randy how you doing brother I'm doing good what do you have for us today [01:15:01.320 --> 01:15:09.080] oh I'm great real quick I'm glad to hear that your your mom's doing pretty good too she [01:15:09.080 --> 01:15:16.900] hasn't been chasing any truckers yet has she no we kind of got that handled I have great [01:15:16.900 --> 01:15:24.840] fun at her expense I tell everybody that the reason I'm here in Tennessee is that we got [01:15:24.840 --> 01:15:31.040] my mom new knees now we can't keep her from chasing the truck drivers but mom never finds [01:15:31.040 --> 01:15:40.740] that quite as funny as I do it's an odd phenomenon but I found out where I got my sense of humor [01:15:40.740 --> 01:15:51.280] from my mother is a very rational human being she just brought me in this bowl of fruit [01:15:51.280 --> 01:16:00.760] and I talked to John and he's we just talked to earlier and his background is in the medical [01:16:00.760 --> 01:16:08.200] field and he gave me all these things to to do for mom's short-term memory loss so one [01:16:08.200 --> 01:16:15.240] of them was eat lots of berries so I I came in with strawberries and blueberries and raspberries [01:16:15.240 --> 01:16:22.840] and peppers and I said now mom I didn't buy these because they're good I bought these [01:16:22.840 --> 01:16:29.440] because they're medicine they're brain food so this is your medicine you have to eat this [01:16:29.440 --> 01:16:35.360] you should yell okay I can do that and and I have to be careful with the berries cuz [01:16:35.360 --> 01:16:39.560] they give me heartburn but if I put a little sugar over them that keeps me from getting [01:16:39.560 --> 01:16:45.960] heartburn so we're not putting sugar over them because it's good it's just medicine [01:16:45.960 --> 01:16:50.080] and she said yeah I'll buy that we're rational human beings and we use our rational minds [01:16:50.080 --> 01:16:55.480] to do what they do best we rationalize and have great fun at it hang on pick you up on [01:16:55.480 --> 01:17:00.280] the other side ready to count we love radio ready to help Deborah Stevens back I love [01:17:00.280 --> 01:17:04.760] logos without the shows on this network I'd be almost as ignorant as my friends I'm so [01:17:04.760 --> 01:17:09.020] addicted to the truth now that there's no going back I need my truth fix I'd be lost [01:17:09.020 --> 01:17:13.960] without logos and I really want to help keep this network on the air and love to volunteers [01:17:13.960 --> 01:17:18.000] a show producer but I'm a bit of a luddite and I really don't have any money to give [01:17:18.000 --> 01:17:23.880] because I spend it all on supplements how can I help logos well I'm glad you asked whenever [01:17:23.880 --> 01:17:29.040] you order anything from Amazon you can help logos with order new supplies or holiday gifts [01:17:29.040 --> 01:17:34.960] first thing you do is clear your cookies now go to logos radio network.com click on the [01:17:34.960 --> 01:17:41.080] Amazon logo and bookmark it now when you order anything from Amazon you use that link and [01:17:41.080 --> 01:17:46.560] logos gets a few pesos do I pay extra no do you have to do anything different when I order [01:17:46.560 --> 01:17:53.280] no can I use my Amazon Prime no I mean yes wow giving without doing anything or spending [01:17:53.280 --> 01:18:00.840] any money this is perfect thank you so much you're welcome happy holidays logos are you [01:18:00.840 --> 01:18:06.360] being harassed by debt collectors with phone calls letters or even lawsuits stop debt collectors [01:18:06.360 --> 01:18:12.160] now with the Michael Miras proven method Michael Miras has won six cases in federal court against [01:18:12.160 --> 01:18:17.440] debt collectors and now you can win too you'll get step-by-step instructions in plain English [01:18:17.440 --> 01:18:22.260] on how to win in court using federal civil rights statutes what to do when contacted [01:18:22.260 --> 01:18:27.680] by phone mail or court summons how to answer letters and phone calls how to get debt collectors [01:18:27.680 --> 01:18:32.400] out of your credit report how to turn the financial tables on them and make them pay [01:18:32.400 --> 01:18:38.720] you to go away the Michael Miras proven method is the solution for how to stop debt collectors [01:18:38.720 --> 01:18:43.160] personal consultation is available as well for more information please visit rule of [01:18:43.160 --> 01:18:49.480] law radio.com and click on the blue Michael Miras banner or email Michael Miras at yahoo.com [01:18:49.480 --> 01:18:59.320] that's rule of law radio.com or email m-i-c-h-a-e-l-m-i-r-r-a-s at yahoo.com to learn how to stop debt collectors [01:18:59.320 --> 01:19:21.320] now this is the Logos radio network ain't gonna blind me don't bore me [01:19:21.320 --> 01:19:40.320] okay we are back Randy Kelton Deborah Stevens rule of our radio and we're talking to Mauricio [01:19:40.320 --> 01:19:49.360] in Texas and yeah I'm here in Tennessee and coming to take care of my mom's great opportunity [01:19:49.360 --> 01:19:58.280] I left my home I left my wife and she's still in Tennessee and I still in Texas and mom [01:19:58.280 --> 01:20:09.400] needed my help and I came here I'd been away for 40 years but life gives us opportunities [01:20:09.400 --> 01:20:15.760] and the American Indians talked about this that you hear watch these movies about Indians [01:20:15.760 --> 01:20:21.160] and ask why you did something and they did something because it had power in it and what [01:20:21.160 --> 01:20:27.280] they mean by that is not that they care about gaining power it meant that what they did [01:20:27.280 --> 01:20:33.680] had spiritual power in it and their only purpose is growing in the spirit and the only way [01:20:33.680 --> 01:20:40.320] you can grow in the spirit is by making spiritually powerful decisions and the only decisions [01:20:40.320 --> 01:20:48.320] that have power in them are the difficult ones coming to Tennessee and walking away [01:20:48.320 --> 01:20:57.480] from my life in Texas was difficult that's what made it a greater opportunity and I got [01:20:57.480 --> 01:21:09.160] to reacquaint myself with my mother and it has been an absolutely incredible experience [01:21:09.160 --> 01:21:19.320] so I got paid back in spades so doing the hard thing is often the best thing that's [01:21:19.320 --> 01:21:24.480] all my moralizing I'm gonna do for today what do you have for us today Mauricio [01:21:24.480 --> 01:21:31.200] amen brother and I couldn't have said it any better if more people are morally straight [01:21:31.200 --> 01:21:39.620] like you be a better world oh and as for the desert nut of callers I absolutely love hearing [01:21:39.620 --> 01:21:43.960] you speak with each one of the callers that have called today and their previous calls [01:21:43.960 --> 01:21:48.560] because I learned so much with each and every one of those interactions great callers great [01:21:48.560 --> 01:21:55.520] gentlemen well I'd like to address a little bit of that people who listen to me all the [01:21:55.520 --> 01:22:06.440] time they'll sometimes I go over things that seem rather basic and pedantic and that's [01:22:06.440 --> 01:22:15.880] because my job here is to teach and when someone's talking to me on the air I'm listening to [01:22:15.880 --> 01:22:22.980] follow what they're addressing but I'm also I got a part of the brain back there trying [01:22:22.980 --> 01:22:31.680] to anticipate the questions that someone who's not knowledgeable on these subjects will have [01:22:31.680 --> 01:22:36.240] and make sure I answer those questions because if I don't then I lose my listener and that's [01:22:36.240 --> 01:22:42.660] why I complain about pronouns and acronyms because you always lose your listener when [01:22:42.660 --> 01:22:48.720] you do those things and so a lot of times I address basics that most of my listeners [01:22:48.720 --> 01:22:55.440] are already familiar with but when I do that bear with me because I'm trying to take the [01:22:55.440 --> 01:23:02.120] person who hasn't been listening a long time and bring them up to speed at the end of the [01:23:02.120 --> 01:23:09.560] day I'm a teacher okay go ahead okay well I'll start at the beginning for this story [01:23:09.560 --> 01:23:16.120] roughly it'll be five years ago in May that I ran for city council I missed the election [01:23:16.120 --> 01:23:23.620] or the position by 87 votes but in the process I kept a lot of re-elected officials honest [01:23:23.620 --> 01:23:33.920] and made them more transparent and as a parting gift the city had taken away its vehicle for [01:23:33.920 --> 01:23:40.920] higher ordinance which directly affected me because I owned a limo and taxi company so [01:23:40.920 --> 01:23:47.320] basically I received a cease and desist because they're no longer operating or servicing vehicle [01:23:47.320 --> 01:23:53.200] for higher ordinances they don't inspect there's nothing there anymore blah blah blah so I [01:23:53.200 --> 01:24:01.080] park my entire fleet at my house now I own seven lots including the house I live in and [01:24:01.080 --> 01:24:09.600] one of my back lots is the one where I parked five limousines and 20 taxis since then oh [01:24:09.600 --> 01:24:16.560] let's put it this way right after that because I'll follow the timeline a month after that [01:24:16.560 --> 01:24:24.360] once the plates began to expire on vehicles I began receiving junk vehicle citations and [01:24:24.360 --> 01:24:29.200] their argument was well if it's not registered it's a junk vehicle here's the citation paid [01:24:29.200 --> 01:24:35.640] it off a couple months later received another one I was out of town my father thought it [01:24:35.640 --> 01:24:43.120] was his because we share the same name he paid it off more months later I received another [01:24:43.120 --> 01:24:49.040] one same thing so then I decided to start fighting this is by at the time that I started [01:24:49.040 --> 01:24:55.400] learning who Eddie Craig is who you are Deborah Stevens and everything else so I went in there [01:24:55.400 --> 01:25:03.680] little Omi and I had the original attorney dismissed they brought in another attorney [01:25:03.680 --> 01:25:10.040] and I began to plead my case with her that you know in Black's dictionary here it shows [01:25:10.040 --> 01:25:14.960] a case law where it states a vehicle is not a vehicle that is you know being hired so [01:25:14.960 --> 01:25:20.600] and so forth and these are no longer doing that they are merely my private property and [01:25:20.600 --> 01:25:26.920] I continue to argue with her how the ordinance do not apply to the regular system because [01:25:26.920 --> 01:25:32.800] the ordinance did not law not being so on and so forth and we went back and forth now [01:25:32.800 --> 01:25:39.000] this is all verbal because I'm very green at this still and she was both impressed and [01:25:39.000 --> 01:25:45.880] annoyed now the very evening the last days the day before court I receive a phone call [01:25:45.880 --> 01:25:50.100] stating that I do not need to show up the case has been dismissed by the prosecutor [01:25:50.100 --> 01:25:57.480] because you were in compliance all right leave it alone every two months afterwards I would [01:25:57.480 --> 01:26:07.320] receive a warning citation for junk vehicle now recently I just received another warning [01:26:07.320 --> 01:26:16.600] a week later I received an actual citation so I went to the I've got my copy showing [01:26:16.600 --> 01:26:22.280] that the original one had been dismissed that way I can go sit down and chitchat with the [01:26:22.280 --> 01:26:29.120] city manager okay hold on hold on before I miss this point do you have vehicles out there [01:26:29.120 --> 01:26:42.320] that have not been cited there is one and they will argue that that is the difference [01:26:42.320 --> 01:26:49.080] however knowing what I know now versus then I'll just argue the the subject matter jurisdiction [01:26:49.080 --> 01:26:55.280] does and that's why I called you um is there a way that I can get the written copy of the [01:26:55.280 --> 01:26:59.400] challenge stating that ordinance are not lost that way I can actually start putting things [01:26:59.400 --> 01:27:09.320] in writing this oh absolutely send me a email ask for it uh Tim is actually two callers [01:27:09.320 --> 01:27:17.140] down he's the one I wrote it for and you might notice if you look at it that it appears [01:27:17.140 --> 01:27:27.400] to be plagiarized from Eddie Craig that's just scurrilous lies you know I wouldn't plagiarize [01:27:27.400 --> 01:27:37.340] any play Eddie Craig's work well okay I did I did but there are his arguments and I just [01:27:37.340 --> 01:27:44.020] structured them into a motion and it's a challenge subject matter jurisdiction and what I claim [01:27:44.020 --> 01:27:53.600] is is exactly Eddie's argument I didn't steal it from him I'm plagiarized it okay what he [01:27:53.600 --> 01:28:00.680] argues is and I find merit in the argument is that the legislature authorized I'm sorry [01:28:00.680 --> 01:28:10.560] the Constitution authorized the legislature to write law and they authorized the legislature [01:28:10.560 --> 01:28:26.640] to to uh lost the term to to delegate certain functions but they were not authorized to [01:28:26.640 --> 01:28:36.120] delegate the lawmaking function so there are statutes that that purport to authorize a [01:28:36.120 --> 01:28:48.760] municipality to write ordinances now they call them ordinances and not laws they do [01:28:48.760 --> 01:28:59.440] that on purpose because the legislature cannot authorize a corporation to write law they [01:28:59.440 --> 01:29:06.720] can only write ordinances and the argument is that either the ordinances only apply to [01:29:06.720 --> 01:29:15.320] the corporation and those who are under contract with the corporation and who have agreed to [01:29:15.320 --> 01:29:22.440] abide by all of the covenants of the corporation the ordinances must be construed as a covenant [01:29:22.440 --> 01:29:34.000] of a contract with the corporation if the legislature in fact authorized a corporation [01:29:34.000 --> 01:29:43.320] to create an ordinance that applied to everybody that's the law and they don't have authority [01:29:43.320 --> 01:29:51.360] to do that hang on about to go to break Randy Kelton Deborah Stevens Riva radio I call it [01:29:51.360 --> 01:30:04.560] number 5 1 2 6 4 6 1984 we'll be right back sorry soft drink lovers even diet drinks can [01:30:04.560 --> 01:30:09.720] make you fat a new study shows the diet soda drinkers gain much more weight than people [01:30:09.720 --> 01:30:14.200] who avoid the stuff I'm dr. Catherine Albrecht I'll be back in a moment with the scoop on [01:30:14.200 --> 01:30:20.680] supposedly skinny sodas privacy is under attack when you give up data about yourself you'll [01:30:20.680 --> 01:30:25.860] never get it back again and once your privacy is gone you'll find your freedoms will start [01:30:25.860 --> 01:30:31.200] to vanish too so protect your rights say no to surveillance and keep your information [01:30:31.200 --> 01:30:36.480] to yourself privacy it's worth hanging on to this public service announcement is brought [01:30:36.480 --> 01:30:42.360] to you by start page calm the private search engine alternative to Google Yahoo and Bing [01:30:42.360 --> 01:30:49.160] start over with start page artificial sweeteners cut the calories and help you lose weight [01:30:49.160 --> 01:30:54.720] right wrong researchers at UT San Antonio followed hundreds of diet soda drinkers for [01:30:54.720 --> 01:30:59.940] nearly a decade they found that regularly drinking diet soda expanded people's waistlines [01:30:59.940 --> 01:31:05.260] five times more than no soda at all the study's authors say artificial sweeteners trigger [01:31:05.260 --> 01:31:10.520] the appetite but unlike regular sugars don't deliver anything to squelch it waking up hunger [01:31:10.520 --> 01:31:15.880] without satisfying it leads to cravings which can result in a larger overall calorie intake [01:31:15.880 --> 01:31:20.420] so use natural sweeteners to maintain a healthy weight and if you need to shed some pounds [01:31:20.420 --> 01:31:25.720] avoid the sweet stuff altogether and drink water instead dr. Catherine Albrecht more [01:31:25.720 --> 01:31:33.560] news and information at Catherine Albrecht calm this is building 7 a 47-story skyscraper [01:31:33.560 --> 01:31:37.680] that fell on the afternoon of September 11 the government says that fire brought it down [01:31:37.680 --> 01:31:43.720] however 1,500 architects and engineers concluded it was a controlled demolition over 6,000 [01:31:43.720 --> 01:31:47.800] my fellow service members have given their lives thousands of my fellow first responders [01:31:47.800 --> 01:31:52.240] are dying I'm not a conspiracy theorist structural engineer in New York City correction officer [01:31:52.240 --> 01:31:57.040] I'm an Air Force pilot the father who lost his son we're Americans and we deserve the [01:31:57.040 --> 01:32:02.360] truth go to remember building 7.org today hey it's Danny here for Hill Country home [01:32:02.360 --> 01:32:06.360] improvements did your home receive hail or wind damage from the recent storms come on [01:32:06.360 --> 01:32:09.880] we all know the government caused it with their chemtrails but good luck getting them [01:32:09.880 --> 01:32:13.760] to pay for it okay I might be kidding about the chemtrails but I'm serious about your [01:32:13.760 --> 01:32:17.920] roof that's why you have insurance and Hill Country home improvements can handle the claim [01:32:17.920 --> 01:32:23.380] for you with little to no out-of-pocket expense and we accept Bitcoin as a multi-year a-plus [01:32:23.380 --> 01:32:27.520] member of the Better Business Bureau with zero complaints you can trust Hill Country [01:32:27.520 --> 01:32:32.560] home improvements to handle your claim and your roof right the first time just call five [01:32:32.560 --> 01:32:37.680] one two nine nine two eight seven four five or go to Hill Country home improvements dot [01:32:37.680 --> 01:32:41.640] com mention the crypto show and get a hundred dollars off and we'll donate another hundred [01:32:41.640 --> 01:32:46.380] dollars to the logos radio network to help continue this programming so if those out-of-town [01:32:46.380 --> 01:32:52.600] roofers come knocking your door should be locked in that's five one two nine nine two [01:32:52.600 --> 01:32:57.400] eight seven four five or Hill Country home improvements dot com discounts are based on [01:32:57.400 --> 01:33:02.360] full roof replacement may not actually be kidding about chemtrails you are listening [01:33:02.360 --> 01:33:08.840] to the logos radio network logosradionetwork.com [01:33:08.840 --> 01:33:38.520] Yeah, who you want to chip? Who you take me for? Free Tully. Who you want to chip? Me no free Tully. You can't chip me. Oh, I'ma say. You want to let them chip you in the morning, chip you in the evening. Put that chip in your body. And then when you go computer reading, you can't hide me from nobody. Okay, we are back. Randy Kelton, Debra Stevens, Roodles on Radio and you're talking to me. Mauricio [01:33:38.520 --> 01:33:54.240] in Texas. Okay. Where were we Mauricio? You were explaining how. Oh, okay. Okay. Ordinances [01:33:54.240 --> 01:34:03.160] don't apply. The legislature could have passed a standard set of municipal ordinances as [01:34:03.160 --> 01:34:12.720] law. But they didn't do that. For some reason, they left it open to each municipality to [01:34:12.720 --> 01:34:20.200] pass ordinances however they chose. [01:34:20.200 --> 01:34:27.080] Problem with those ordinances is they tend to go to issues that are not of such great [01:34:27.080 --> 01:34:34.400] import that it would be worth generally the tens of thousands of dollars it takes to challenge [01:34:34.400 --> 01:34:46.120] an unconstitutional statute. So now we have local city councils all over the state passing [01:34:46.120 --> 01:34:51.440] municipal ordinances however they choose. And they're almost impossible to effectively [01:34:51.440 --> 01:35:00.480] challenge because it's so costly. Well, if the legislature wants municipal ordinances, [01:35:00.480 --> 01:35:10.500] they need to pass them. They have no power to authorize a corporation to pass any kind [01:35:10.500 --> 01:35:19.720] of law or ordinances that apply to the general public. And that's the argument is that they [01:35:19.720 --> 01:35:26.600] didn't have that authority. So if you will send me a email asking for that, I will get [01:35:26.600 --> 01:35:34.240] that to you. I want this out there as in as many places as we can get it. And hang on, [01:35:34.240 --> 01:35:39.200] I've got Tim in Texas. Tim, you there? [01:35:39.200 --> 01:35:40.200] Yes, sir. [01:35:40.200 --> 01:35:47.640] You want to talk about the constitutional challenge. Tim's read it several times. He [01:35:47.640 --> 01:35:51.800] only had to read it 12 times for him to for it to make sense. [01:35:51.800 --> 01:36:04.560] Well, that's because I'm a slow learner. About 12 times to read it in 10 months. [01:36:04.560 --> 01:36:10.320] Okay. Kind of address that with it because you may tell it different than me and it might [01:36:10.320 --> 01:36:11.320] make more sense. [01:36:11.320 --> 01:36:18.600] Well, I mean, you know, I contacted you. You may go just a little bit of the scenario. [01:36:18.600 --> 01:36:25.680] They basically sent me a notice. I have an automotive repair facility for 12 vehicles [01:36:25.680 --> 01:36:31.680] that were on my property and unlicensed. And by the time that the 10 day notice was up, [01:36:31.680 --> 01:36:38.840] I had already gotten rid of four. Well, before the end of that, I got cussed out by city [01:36:38.840 --> 01:36:45.360] administrator and told to go fly. She filed an incident report against me that was false, [01:36:45.360 --> 01:36:54.160] all this other stuff. So when I went in and asked to fight it, basically, that's all the [01:36:54.160 --> 01:36:58.640] option they gave me. I couldn't talk to anybody. No public official, code enforcement officer. [01:36:58.640 --> 01:37:06.440] Nobody would talk to me. And we went to court. Randy comes sliding up, skidding sideways, [01:37:06.440 --> 01:37:15.880] sitting there 32 seconds before court started. And we go inside there. And when they call [01:37:15.880 --> 01:37:21.520] me up to do some stuff, they actually just called me to the back room and made a bunch [01:37:21.520 --> 01:37:22.520] of shenanigans. [01:37:22.520 --> 01:37:28.640] Wait a minute, Tim. We didn't want to go through all of that. I want to go to the subject matter [01:37:28.640 --> 01:37:38.560] jurisdiction challenge on the ability of the municipality to enforce an ordinance. I explained [01:37:38.560 --> 01:37:45.200] it, but I explained it from my perspective, and I do this a lot. And I don't always resonate [01:37:45.200 --> 01:37:50.340] with people who don't know as much about it as me because I sometimes forget to address [01:37:50.340 --> 01:37:51.340] little details. [01:37:51.340 --> 01:37:56.800] I wanted to get your take on how that sounded to you. [01:37:56.800 --> 01:38:06.800] It's a document that says that the people were the power. They wrote the constitution [01:38:06.800 --> 01:38:15.040] to limit government. It gives power to the legislature to pass laws, but it doesn't give [01:38:15.040 --> 01:38:26.040] power to the legislature to delegate lawmaking powers to anyone else. Is that right? [01:38:26.040 --> 01:38:31.200] That's the way I see it. I can't find any authorization in there that allows them to [01:38:31.200 --> 01:38:32.200] do that. [01:38:32.200 --> 01:38:33.200] Right. [01:38:33.200 --> 01:38:39.400] And now, I could see where they could say, okay, you're a corporation, you're a municipal [01:38:39.400 --> 01:38:44.280] corporation here, and you can make your own corporate rules. Okay. [01:38:44.280 --> 01:38:49.560] But then they couldn't represent the state of Texas. [01:38:49.560 --> 01:38:54.080] Exactly. They would have no power to represent the state of Texas. They could only represent [01:38:54.080 --> 01:38:56.200] the local municipal corporation. [01:38:56.200 --> 01:39:04.400] Well, that's the thing about it is that that's where it's kind of confusing because the title [01:39:04.400 --> 01:39:10.480] in the document, I think, was the state of Texas versus me. [01:39:10.480 --> 01:39:18.060] What the statute says is all cases, the criminal complaint shall run in the name of the state [01:39:18.060 --> 01:39:25.400] of Texas. That's why every time you see a criminal complaint, it will say in the name [01:39:25.400 --> 01:39:29.800] of and under the authority of the state of Texas. That's what it starts with. Texas is [01:39:29.800 --> 01:39:35.360] the only one that has that specific statutory requirement. [01:39:35.360 --> 01:39:40.620] Everyone has to start with that heading. I had somebody recently take my blank criminal [01:39:40.620 --> 01:39:48.040] complaints, and they changed the heading, and they changed the first paragraph. The [01:39:48.040 --> 01:39:53.840] heading and the first paragraph are in there because Texas law requires it. A criminal [01:39:53.840 --> 01:39:59.000] complaint must run in the name and by the authority of the state of Texas. [01:39:59.000 --> 01:40:11.960] And the complainant must state that he has reason to believe and does believe. And that's [01:40:11.960 --> 01:40:18.920] in my blanks, but the primary thing is it has to run in the name of the state of Texas. [01:40:18.920 --> 01:40:28.920] So how does a municipal corporation get to act as the state of Texas? That's the problem. [01:40:28.920 --> 01:40:37.680] If it were a municipal ordinance that only applied to people in contract with the corporation, [01:40:37.680 --> 01:40:43.920] then the corporation could sue them under the contract. Then it would run in the name [01:40:43.920 --> 01:40:49.960] of the corporation. But they're stepping outside the corporation and acting in the name of [01:40:49.960 --> 01:40:52.720] the state of Texas, and they're not the state of Texas. [01:40:52.720 --> 01:40:59.080] Has Mauricio ever been to court over these issues before? [01:40:59.080 --> 01:41:01.320] Oh yeah. Mauricio? [01:41:01.320 --> 01:41:07.720] Yes sir. Yeah. I was scheduled to go to court, and the day before the prosecutor called and [01:41:07.720 --> 01:41:11.320] had the case dismissed for quote unquote in compliance. [01:41:11.320 --> 01:41:19.400] So he's not ever actually watched them just ignore anything that you have to say and do [01:41:19.400 --> 01:41:24.240] whatever they want to. Okay. Tim, tell him what the code enforcement [01:41:24.240 --> 01:41:30.080] officer told the councilman about when he can enter a person's property. [01:41:30.080 --> 01:41:35.760] Yeah. He said he can only enter a person's property to get the VIN numbers if he has [01:41:35.760 --> 01:41:42.400] a warrant. Okay. So what if nobody could see those vehicles? [01:41:42.400 --> 01:41:48.160] Well, if nobody could see them, then they wouldn't be a nuisance as far as they're concerned. [01:41:48.160 --> 01:41:54.480] So what if they had a tarpoleum over it? I could look at that tarpoleum. I had a friend [01:41:54.480 --> 01:42:03.920] of mine that bought cars for investment, and I went out to his. He had just a carport and [01:42:03.920 --> 01:42:11.360] he had six cars in there. They're all on the tarps. I looked at one of them and I said, [01:42:11.360 --> 01:42:22.360] that is a Maserati, and it was. But I only thought it was a Maserati. It could have been [01:42:22.360 --> 01:42:28.600] a bunch of wooden sticks holding up the tarpoleum. [01:42:28.600 --> 01:42:39.440] So if these vehicles can't be seen, and the tarpoleum just looks like it might have a [01:42:39.440 --> 01:42:51.880] vehicle under it, that's not enough. Okay. Now, the first attorney who I had dismissed, [01:42:51.880 --> 01:42:57.440] he was married to my cousin. His argument was the reason why the attorney had dismissed [01:42:57.440 --> 01:43:05.040] it is because I had showed her under the city ordinance, under the exception, it said vehicles [01:43:05.040 --> 01:43:11.720] that are used for classic use, purpose-built vehicles, and rarity vehicles. Purpose-built [01:43:11.720 --> 01:43:18.160] vehicles, I told them were the limos. The rarities, I've got about four or five, 56 [01:43:18.160 --> 01:43:21.880] boards out here. I'm not a car person. I go to car shows, auctions, stuff like that all [01:43:21.880 --> 01:43:28.640] the time. So I'm always turning around antique cars. And the 20 taxis that I parked in the [01:43:28.640 --> 01:43:33.640] back were, they're actually London taxis. They were imported from London. So those were [01:43:33.640 --> 01:43:39.400] specialty vehicles. Wait a minute. Wait a minute. Are you familiar [01:43:39.400 --> 01:43:46.600] with the term res judicata? I've heard it more than once. [01:43:46.600 --> 01:43:50.920] Hang on. We're about to go to break and we'll talk about that when we come back. This issue [01:43:50.920 --> 01:43:55.500] has already been adjudicated. Randy Kelton, Denver Stevens, Real Law Radio. We'll be right [01:43:55.500 --> 01:44:03.880] back. Nutritious food is real body armor. It builds [01:44:03.880 --> 01:44:08.880] muscle, burns fat, improves digestion, and feeds the entire body the nutrients it needs. [01:44:08.880 --> 01:44:12.800] Did you know the US government banned the hemp plant from growing in the United States [01:44:12.800 --> 01:44:17.360] and classified it as a schedule one drug to hide it behind the marijuana plant? People [01:44:17.360 --> 01:44:22.080] have been confused about this plant for over 80 years and many still don't know what hemp [01:44:22.080 --> 01:44:27.800] is. 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If you have a lawyer, know what your lawyer should be doing. If you don't [01:45:20.120 --> 01:45:25.080] have a lawyer, know what you should do for yourself. Thousands have won with our step [01:45:25.080 --> 01:45:31.360] by step course and now you can too. Juris Dictionary was created by a licensed attorney [01:45:31.360 --> 01:45:37.400] with 22 years of case winning experience. Even if you're not in a lawsuit, you can learn [01:45:37.400 --> 01:45:42.280] what everyone should understand about the principles and practices that control our [01:45:42.280 --> 01:45:48.600] American courts. You'll receive our audio classroom, video seminar, tutorials, forms [01:45:48.600 --> 01:45:55.680] for civil cases, pro se tactics, and much more. Please visit ruleoflawradio.com and [01:45:55.680 --> 01:46:24.680] click on the banner or call toll free 866-LAW-EZ. Okay, we are back. Randy Kelton with Rule [01:46:24.680 --> 01:46:33.520] of Law Radio and we're talking to Mauricio and Tim in Texas. Let me get you unmuted. [01:46:33.520 --> 01:46:43.360] Mauricio, res judicata, where your court has ruled that these were specialty vehicles or [01:46:43.360 --> 01:46:54.000] otherwise did not fall under the code. That goes to res judicata and collateral estoppel. [01:46:54.000 --> 01:47:04.660] Once the court has ruled, then that is a ruling that is complete and cannot be revisited. [01:47:04.660 --> 01:47:14.540] And it becomes res judicata. I'm sorry, it is res judicata, it becomes collateral estoppel. [01:47:14.540 --> 01:47:21.480] Once a litigant comes into court and takes a position on an issue, it can never come [01:47:21.480 --> 01:47:29.400] back into any other court and take a different position on the same issue. So once this court [01:47:29.400 --> 01:47:39.400] has ruled that those vehicles don't fall under and the ruling was made, there was no appeal [01:47:39.400 --> 01:47:47.560] within the 30-day limit, and in this case, it's a municipal, so it's a 10-day limit, [01:47:47.560 --> 01:47:55.680] the court loses plenary jurisdiction and that ruling cannot be revisited. [01:47:55.680 --> 01:48:02.600] It becomes collateral estoppel. You cannot go back. The city cannot go back and say, [01:48:02.600 --> 01:48:08.840] yeah, well, they really do fall under. Too late, they already took that position as a [01:48:08.840 --> 01:48:20.360] done deal. I once sued Wells Fargo trying to foreclose on this guy. I filed a declaratory [01:48:20.360 --> 01:48:27.420] judgment suit and Judge McBride in Fort Worth dismissed my declaratory judgment suit with [01:48:27.420 --> 01:48:31.040] prejudice because I failed to state a claim which can be had. [01:48:31.040 --> 01:48:44.280] Well, duh, it was a declaratory judgment suit. They don't have claims. So however, the defendant, [01:48:44.280 --> 01:48:50.640] Wells Fargo, argued that the suit should be dropped because Wells Fargo was not the lender. [01:48:50.640 --> 01:49:00.420] Well, that was a mistake. When the other side makes a major blunder. Well, you run in there [01:49:00.420 --> 01:49:06.160] and you non-suit immediately before they can fix their blunder. They claimed they were [01:49:06.160 --> 01:49:11.140] not the lender. I non-suited because they weren't the lender. They can never come back [01:49:11.140 --> 01:49:15.520] and say they are. They can't say they are the lender, neither can they say they are [01:49:15.520 --> 01:49:24.800] the agent for the lender. Collateral estoppel. You have collateral estoppel. [01:49:24.800 --> 01:49:30.640] I would agree with you on that. However, when I went earlier today to get all the court [01:49:30.640 --> 01:49:37.520] documents from an admissible court, the court bearer, she kind of knows me and likes me [01:49:37.520 --> 01:49:41.120] because she won't even ask me for a plea and she's like, that's not my job. I'm not even [01:49:41.120 --> 01:49:47.080] going to ask you. So she told me that they were kind of anticipating this and that's [01:49:47.080 --> 01:49:53.840] why they gave me a citation on a different lot with a different vehicle. I'm licensed [01:49:53.840 --> 01:50:00.720] to purchase state surplus at auction. So I purchase GPS cars and stuff like that. Well, [01:50:00.720 --> 01:50:05.240] I always have about two cars here on inventory. I don't register them because I just transfer [01:50:05.240 --> 01:50:10.080] the title and transfer it over to the next buyer. And she said that those are the ones [01:50:10.080 --> 01:50:13.560] and that lot is the one that they'll be going after. [01:50:13.560 --> 01:50:26.000] Okay, so they know that you are regularly turning over these vehicles. I'd file malicious [01:50:26.000 --> 01:50:35.960] prosecution against them. Okay, we need to look at the code. If you are in the business [01:50:35.960 --> 01:50:45.920] of purchasing and selling vehicles, you have a statutory time limit in which you can hold [01:50:45.920 --> 01:50:52.840] those vehicles without transferring them to your name. And therefore you wouldn't have [01:50:52.840 --> 01:50:53.840] to register them. [01:50:53.840 --> 01:50:58.680] Well, now I can transfer the titles either way and I do do that. [01:50:58.680 --> 01:51:05.440] No, no, no, no, no. What I'm saying is, is do you have, if you are a dealer and you're [01:51:05.440 --> 01:51:13.360] buying and selling, do you have to license every vehicle that you purchase or is there [01:51:13.360 --> 01:51:22.000] some code that says you can hold this vehicle for 30, 60, 90 days without licensing it or [01:51:22.000 --> 01:51:26.560] without transferring it into your name if you've purchased it for the purpose of resale? [01:51:26.560 --> 01:51:30.320] I'll look that up. [01:51:30.320 --> 01:51:35.800] If that's the case, then you're acting in accordance with law and the city cannot pass [01:51:35.800 --> 01:51:38.800] an ordinance that preempts state law. [01:51:38.800 --> 01:51:42.080] Gotcha, gotcha. [01:51:42.080 --> 01:51:47.440] Dude, so look that up. That'd be a good way to short circuit that. But if that is the [01:51:47.440 --> 01:51:57.880] case, here's the deal. You and me, we're just two bit chump pro se's. We don't know squat. [01:51:57.880 --> 01:52:06.400] We can make these mistakes. But lawyers, they are learning counsel. They cannot make this [01:52:06.400 --> 01:52:13.840] mistake. If a lawyer pursues prosecution against you and there is an affirmative defense, that [01:52:13.840 --> 01:52:18.760] lawyer knows that affirmative defense exists. [01:52:18.760 --> 01:52:26.000] You go after the lawyer. Do you guys want to play hardball? We'll introduce you to the [01:52:26.000 --> 01:52:33.280] guy deep into the pool and I really like to mix that metaphor. If he wants to come after [01:52:33.280 --> 01:52:40.960] you, you go right for his throat. You bar grieve him. If the lawyer is down at the municipal [01:52:40.960 --> 01:52:47.400] court grubbing for dollars, you can bet he's not the sharpest knife in the drawer or he'd [01:52:47.400 --> 01:52:50.040] be out making the big bucks. [01:52:50.040 --> 01:52:55.320] And when you bar grieve him, if it's his first year in practice, they'll cancel his malpractice [01:52:55.320 --> 01:53:03.440] insurance immediately. Second bar grievance, if he's been practicing 20 years they'll cancel. [01:53:03.440 --> 01:53:09.480] So he wants to give you a hard time, introduce him to one. And if you file a grievance against [01:53:09.480 --> 01:53:20.080] him and he says a word to anybody about it, you grieve him for that. [01:53:20.080 --> 01:53:30.580] He is forbidden to mention it. They think you are vulnerable. They don't understand. [01:53:30.580 --> 01:53:42.640] They are public servants. You are the master of those servants. So go back after him. And [01:53:42.640 --> 01:53:50.160] the next time you bring two in there, just throw a tarp over him. And I say, once they've [01:53:50.160 --> 01:53:53.040] sighted it, you can't tarp it. But if they haven't sighted it, you just throw a tarp [01:53:53.040 --> 01:53:54.040] on it. [01:53:54.040 --> 01:53:58.920] And they'll say, is that vehicle registered? You say, what vehicle? The one under that [01:53:58.920 --> 01:54:03.800] tarp. How do you know there's a vehicle under that tarp? Did you sneak onto my property [01:54:03.800 --> 01:54:09.600] without a warrant? And does your property have a fence around it of any kind? [01:54:09.600 --> 01:54:16.560] Oh no, it's like I say, I've got about six lots and all of them. [01:54:16.560 --> 01:54:26.120] Okay. This is so cool. Put a tarp over it and hang a purple ribbon on the tarp. And [01:54:26.120 --> 01:54:31.480] then take your ball of string and stick four stobs in the ground, one at each corner of [01:54:31.480 --> 01:54:38.040] the car and tie the string to it and tie it to each one of those stops. With a purple [01:54:38.040 --> 01:54:47.240] ribbon on the car and that string around the car, they can't cross it. That purple ribbons [01:54:47.240 --> 01:54:54.440] means no trespassing. So if they say they know what's under it, then you charge them [01:54:54.440 --> 01:54:55.440] with criminal trespass. [01:54:55.440 --> 01:55:05.320] Funny you say that. That was another question I was curious about doing. Should I take the [01:55:05.320 --> 01:55:12.720] fact of a warning citations and what is it? Registered letters and all that other stuff? [01:55:12.720 --> 01:55:17.680] Go to the courthouse and file a harassment charge against her and then go to the county [01:55:17.680 --> 01:55:20.720] courthouse and file a restraint order? [01:55:20.720 --> 01:55:36.200] A harassment or look up 36.06 Texas Penal Code retaliation or obstruction. That's essentially [01:55:36.200 --> 01:55:44.280] what that would fall under. So they're coming after you retaliating against the fact that [01:55:44.280 --> 01:55:53.520] you objected against their filings and fought their citations. Now they may not actually [01:55:53.520 --> 01:55:59.240] be retaliating against you. Who cares? Let them prove it. [01:55:59.240 --> 01:56:06.240] Well, I could argue that they are because the new city attorney who was prosecuting [01:56:06.240 --> 01:56:14.320] this is the old mayor when my business got shut down. [01:56:14.320 --> 01:56:16.240] So you charged the mayor with retaliation. [01:56:16.240 --> 01:56:21.240] Well, he's no longer the mayor anymore. He's now the city attorney. [01:56:21.240 --> 01:56:27.560] Oh, good. Good. Charge him with retaliation. Accuse him of it. Here is their problem and [01:56:27.560 --> 01:56:35.140] this is the thing they do not want you to know. When you file a criminal accusation, [01:56:35.140 --> 01:56:44.520] so long as you do not perjure yourself, you are absolutely immune from any litigation [01:56:44.520 --> 01:56:52.960] or any charges. You have the same protections a judge has. So you charge him with retaliation. [01:56:52.960 --> 01:56:59.680] He's going to say, I didn't retaliate. Well, prove it. He turned the tables on them. [01:56:59.680 --> 01:57:04.680] Does it make a difference that his wife is the municipal judge? [01:57:04.680 --> 01:57:12.920] Oh, holy crap. He can't be the lawyer. He can't be the prosecutor of his wife, the municipal [01:57:12.920 --> 01:57:13.920] judge. [01:57:13.920 --> 01:57:18.880] Well, they'll claim that they'll bring in a third party attorney to take care of it [01:57:18.880 --> 01:57:19.880] because- [01:57:19.880 --> 01:57:24.560] Oh, it don't make any difference. He can't be a municipal attorney if his wife is a municipal [01:57:24.560 --> 01:57:31.200] judge, period. That is a obvious conflict of interest and that should get criminal charges [01:57:31.200 --> 01:57:33.560] against both of them. [01:57:33.560 --> 01:57:34.560] What size of town is this? [01:57:34.560 --> 01:57:43.400] That's horrible. I mean, that's the state commission on judicial conduct. That gives [01:57:43.400 --> 01:57:49.360] them something they can really use because they'll go to this judge and say, are you [01:57:49.360 --> 01:57:57.760] kidding me? Do you really have your husband as a prosecutor in your court? That'll stinger [01:57:57.760 --> 01:57:58.760] good. [01:57:58.760 --> 01:58:05.000] Oh, shoot. We're missing it. But I've seen it where somebody will go into challenge subject [01:58:05.000 --> 01:58:09.800] matter jurisdiction and the judge just does not have any of it. She'll have the bailiff [01:58:09.800 --> 01:58:10.800] bracket- [01:58:10.800 --> 01:58:16.000] Good, good. Wonderful. Foul criminal charges against the judge. We can explain that. If [01:58:16.000 --> 01:58:21.520] you'll call back tomorrow, that's something I'd like to go to. Stefan, I'm sorry we didn't [01:58:21.520 --> 01:58:24.800] get to you. If you'll call back tomorrow, I'll bump you to the top of the list. We do [01:58:24.800 --> 01:58:30.720] a four hour show tomorrow, but we're running out of time tonight. And Mauricio and Tim, [01:58:30.720 --> 01:58:35.720] I didn't get to your issue. So if you guys will call back tomorrow night, we will get [01:58:35.720 --> 01:58:41.320] that. We'll bring you guys up first. And this was a pretty interesting conversation I would [01:58:41.320 --> 01:58:50.320] like to continue. Thank you all for listening and good night. [01:58:50.320 --> 01:59:20.280] Thank you. [01:59:20.320 --> 01:59:49.160] Thank you. [01:59:50.320 --> 01:59:58.080] You're listening to the Logos Radio Network at LogosRadioNetwork.com