[00:00.000 --> 00:07.640]  This is the Liberty Beat, your daily source for Liberty news and activist updates, online
[00:07.640 --> 00:08.640]  at thelibertybeat.com.
[00:08.640 --> 00:13.280]  I'm Brian Hagan with your Liberty Beat for Friday, February 20th, 2015.
[00:13.280 --> 00:21.080]  Gold is trading at $1,209, silver at $16.48, and Bitcoin is trading around $244.60.
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[00:36.200 --> 00:38.400]  How much food is in your pantry right now?
[00:38.400 --> 00:40.200]  Could you feed your family for two weeks?
[00:40.200 --> 00:41.200]  One week?
[00:41.200 --> 00:42.920]  How about even three days without any help?
[00:42.920 --> 00:47.040]  Well, keeping an emergency food storage kit is the most effective way to begin to ensure
[00:47.040 --> 00:49.720]  your family's well-being during an emergency.
[00:49.720 --> 00:53.280]  eFoods Direct is food security for whatever the future holds.
[00:53.280 --> 01:00.200]  Go to eFoodsDirect.com slash Liberty Beat or call 800-620-5520 to learn more about food
[01:00.200 --> 01:02.480]  security in a time of crisis.
[01:02.480 --> 01:07.200]  In the news, the president of Sudan has made headlines after claiming that Islamic extremist
[01:07.200 --> 01:12.160]  groups ISIS and Boko Haram are a creation of the Central Intelligence Agency and Israel's
[01:12.160 --> 01:13.760]  Mossad.
[01:13.760 --> 01:18.280]  President Omar al-Bashir told Euronews, both stand behind the organizations as, quote,
[01:18.280 --> 01:22.240]  there is no Muslim who would carry out such acts, end quote.
[01:22.240 --> 01:26.640]  al-Bashir also warned against taking violent actions against the groups, stating it would
[01:26.640 --> 01:28.640]  only elicit more violence.
[01:28.640 --> 01:32.920]  The statements echo similar claims made by the leader of Lebanon's Hezbollah group and
[01:32.920 --> 01:37.080]  the mayor of the Turkish city, Ankara, who also claimed the Mossad was involved in the
[01:37.080 --> 01:41.560]  Charlie Hebdo attacks in Paris.
[01:41.560 --> 01:45.280]  The U.S. Department of Justice will likely sue the Ferguson, Missouri Police Department
[01:45.280 --> 01:47.840]  if recommendations are not implemented.
[01:47.840 --> 01:51.480]  The news comes as Attorney General Eric Holder is expected to announce the conclusions of
[01:51.480 --> 01:56.080]  a DOJ investigation into the shooting of Michael Brown and the Ferguson Police Department.
[01:56.080 --> 02:01.320]  CNN reports the DOJ would be forced to sue the department if they do not agree to review
[02:01.320 --> 02:02.880]  and revise tactics.
[02:02.880 --> 02:06.840]  Ferguson Police Chief Thomas Jackson stated he has heard nothing new from the Justice
[02:06.840 --> 02:10.060]  Department.
[02:10.060 --> 02:13.860]  The Tomball Police Department, just outside of Houston, is considering adding body cameras
[02:13.860 --> 02:15.020]  to its officers.
[02:15.020 --> 02:19.480]  The Houston Chronicle reports the Tomball City Council is considering adding the cameras.
[02:19.480 --> 02:23.760]  The Liberty is brought to you by Silver Botanicals, producing innovative, all-natural, high-quality
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[02:52.560 --> 02:56.880]  This is the Liberty Beat for Friday, February 20, 2015.
[02:56.880 --> 02:59.400]  Check out the website at thelibertybeat.com.
[02:59.400 --> 03:26.640]  Well I received my remedy today, came in a box just like they say, I accept it for value
[03:26.640 --> 03:32.320]  right away, it's not sooner, not later.
[03:32.320 --> 03:41.280]  We are originators and the pathway seems to get straighter every day, and I can take anything
[03:41.280 --> 03:48.000]  that belongs to me and put it to good use, but I was good for the gang, but I was good
[03:48.000 --> 03:49.000]  for the gang.
[03:49.000 --> 03:53.960]  Okay, we are back, Randy Felton through Skidmore with our radio and we're talking to John in
[03:53.960 --> 03:59.680]  Texas, we're beginning to build up some callers so we can move on along, okay.
[03:59.680 --> 04:03.520]  Okay, I'm just going to hit some points.
[04:03.520 --> 04:04.520]  Okay.
[04:04.520 --> 04:19.760]  UCC4A104, I'm the originator of the loan, the money came from me, it's a tax issue,
[04:19.760 --> 04:28.240]  Bank of America which has my loan, they say they do, the loan was made for $82,900, Bank
[04:28.240 --> 04:44.080]  of America owes $95,325 for taxes, that falls under, I think it's 26 USC 4975, it's a 15%
[04:44.080 --> 04:50.440]  penalty and 100% because they never put that into the remit.
[04:50.440 --> 04:54.440]  If you write a letter to them, sometimes you can stop them and they'll deed the property
[04:54.440 --> 05:01.320]  back over to you, a release of a lien and a reconveyance because it's the deed of trust.
[05:01.320 --> 05:11.640]  Okay, this is not making any sense to me, I still don't see how you have any standing
[05:11.640 --> 05:18.320]  concerning this particular contract.
[05:18.320 --> 05:25.000]  Because it's an investment contract, it's not a promissory note and you have a right.
[05:25.000 --> 05:33.080]  Wait a minute, how does it become an investment contract from your perspective?
[05:33.080 --> 05:39.560]  Because it's over nine months and if it's over nine months, the promissory note, it's
[05:39.560 --> 05:56.920]  an investment contract or security, that's 15 USC 78C A8, I think it is, it's an investment
[05:56.920 --> 05:59.760]  because it's over nine months old.
[05:59.760 --> 06:14.720]  Okay, I'm having some issues here, primarily back at the beginning, you're making assertions
[06:14.720 --> 06:24.720]  that I can't find support for, especially we start out with the fractional lending.
[06:24.720 --> 06:34.600]  I've heard these arguments before that you create the money and it's absolutely untrue.
[06:34.600 --> 06:45.320]  A contractual agreement is entered into based on your promise to pay.
[06:45.320 --> 06:52.480]  That's used as collateral for the Federal Reserve Bank.
[06:52.480 --> 06:57.160]  They take your promise to pay to the Federal Reserve Bank and they say, okay, I got this
[06:57.160 --> 07:04.480]  guy and he's promised to pay and we put out X amount of dollars to purchase his warranty
[07:04.480 --> 07:13.120]  deed and he's promised to pay us this amount of money over this period of time.
[07:13.120 --> 07:19.200]  Based on this asset, now this now becomes an asset of the bank and they can show that
[07:19.200 --> 07:24.120]  asset to the Federal Reserve and the Federal Reserve is going to say, okay, since you have
[07:24.120 --> 07:34.280]  this asset, we will allow you to borrow from us 10 times the amount of that asset.
[07:34.280 --> 07:38.760]  That's what we're talking about here, you didn't create anything and you have no claim
[07:38.760 --> 07:43.280]  on any of that, that's a contract that goes on between the Federal lender and the Federal
[07:43.280 --> 07:47.960]  Reserve and you don't have any standing in it.
[07:47.960 --> 07:56.080]  On the 10X, no, I do not, but on the base of $82,900, I do.
[07:56.080 --> 08:02.880]  You have no, yeah, but you're taking that and saying, I created this money, therefore
[08:02.880 --> 08:09.840]  I have standing to decide what they do with that money that I created and you never created
[08:09.840 --> 08:15.560]  in the first place and you made a promise to these guys that in the future, you're going
[08:15.560 --> 08:20.840]  to give them money, hadn't done it yet and they're not moving any money, they're not
[08:20.840 --> 08:29.080]  transferring any money, they're selling a promise and now you're saying that I have
[08:29.080 --> 08:36.440]  a right to that money that I promised to pay them, I have some rights to collect a return
[08:36.440 --> 08:41.880]  on an investment that somebody else made with my profit, I mean, with my promise.
[08:41.880 --> 08:46.360]  I don't understand how you can get there.
[08:46.360 --> 08:48.600]  Because it's an investment.
[08:48.600 --> 08:55.520]  So what, it's not your investment, you don't have any standing in it, somebody else's investment.
[08:55.520 --> 09:01.400]  If I invest money based on you promised to pay me some money, then I say, okay, then
[09:01.400 --> 09:04.240]  I'm going to go over to this other guy and say, I get this guy promised to pay me some
[09:04.240 --> 09:10.520]  money, I want to make an investment to you and I will pay you, when this guy pays me,
[09:10.520 --> 09:17.640]  I'll pay you and you invested in here and I make profit on it, what right do you have
[09:17.640 --> 09:24.680]  to take a interest in my contract with somebody else?
[09:24.680 --> 09:30.080]  Well, for one reason, I'm an undisclosed beneficiary.
[09:30.080 --> 09:34.360]  Wait a minute, say that again?
[09:34.360 --> 09:43.800]  What makes you a beneficiary?
[09:43.800 --> 09:47.240]  What makes you the beneficiary?
[09:47.240 --> 09:54.120]  You're talking, okay, you're talking about an accrual of investment returns.
[09:54.120 --> 10:01.520]  What gives you, what are you basing your claim to attach any kind of lien on those or any
[10:01.520 --> 10:07.920]  kind of claim on those returns?
[10:07.920 --> 10:12.000]  They're basing their trade on your promise to pay.
[10:12.000 --> 10:16.400]  You didn't go into that room and make deals like that to say, hey, if I pay you, I want
[10:16.400 --> 10:17.600]  to make money on it.
[10:17.600 --> 10:19.000]  You never entered into that.
[10:19.000 --> 10:22.920]  How do you get into that beneficiary position?
[10:22.920 --> 10:30.200]  I think we're going around and around and around.
[10:30.200 --> 10:31.200]  We are.
[10:31.200 --> 10:37.960]  I hate to say this, I know you studied real hard on this and I hate to say this, but man,
[10:37.960 --> 10:42.120]  every time you call in, I can't make head or tails of what you're saying.
[10:42.120 --> 10:44.840]  You're probably right in what you're saying.
[10:44.840 --> 10:49.240]  And yeah, and that's, I don't want to go exactly, yes.
[10:49.240 --> 10:55.040]  Okay, understand, I'm an engineer and all engineers do is connect dots.
[10:55.040 --> 11:00.360]  I got lots of dots unconnected and these are the questions I'm asking to connect these
[11:00.360 --> 11:01.960]  dots together.
[11:01.960 --> 11:06.760]  Why don't I do this?
[11:06.760 --> 11:11.840]  I put all my notes together and give you all a call next Friday night and I'll explain
[11:11.840 --> 11:12.840]  all this to you.
[11:12.840 --> 11:18.760]  I've got two computers in front of me and I'm all over the place on it to tell you what
[11:18.760 --> 11:19.760]  I'm doing.
[11:19.760 --> 11:20.760]  Okay.
[11:20.760 --> 11:22.240]  And this would make more sense.
[11:22.240 --> 11:27.600]  Okay, this is something that Steve and I has talked about, you know, off the air quite
[11:27.600 --> 11:37.040]  a bit, is that a lot of times people who are serious investigators really suck at explaining
[11:37.040 --> 11:42.840]  what they're doing because you understand this so well.
[11:42.840 --> 11:48.400]  You don't have a lot of experience stitching all the pieces together.
[11:48.400 --> 11:53.560]  So when you tell somebody that doesn't know anything about it, you don't always, you aren't
[11:53.560 --> 12:00.240]  always able to anticipate the empty spots, the questions that people will have so that
[12:00.240 --> 12:03.680]  you fill in those spots.
[12:03.680 --> 12:07.760]  And don't presume that we're on the inside of your learning curve.
[12:07.760 --> 12:13.040]  Yeah, and there's not any way of criticism.
[12:13.040 --> 12:14.040]  Not at all.
[12:14.040 --> 12:15.680]  This is a hard thing to do.
[12:15.680 --> 12:21.800]  You know, Steve and I do this radio show and we struggle with this all the time.
[12:21.800 --> 12:27.800]  That's why a lot of times you'll hear me say something then I'll ask, does that make sense?
[12:27.800 --> 12:30.200]  Because I'm not always sure.
[12:30.200 --> 12:38.120]  I know what I know and I try to anticipate what somebody else needs to know to stitch
[12:38.120 --> 12:42.520]  these pieces together, but it's really hard to know that.
[12:42.520 --> 12:44.320]  This is a struggle.
[12:44.320 --> 12:52.440]  So the best thing you can have is a very well structured outline.
[12:52.440 --> 12:56.120]  So that if I ask you a question and it doesn't fit in the place you're in, you can move up
[12:56.120 --> 13:00.960]  the outline to wherever it fits and we don't lose our place.
[13:00.960 --> 13:04.440]  And it'd be easier to stitch these things together for us.
[13:04.440 --> 13:09.440]  You had a good idea though, get your notes together.
[13:09.440 --> 13:15.040]  Let me offer this to you.
[13:15.040 --> 13:23.880]  Right now you're not in a courtroom and you're having trouble conveying your studies to us.
[13:23.880 --> 13:32.600]  How well do you think you'll fare with the same information before a judge?
[13:32.600 --> 13:34.880]  Let us be the devil's advocates.
[13:34.880 --> 13:42.880]  You blow holes in our stuff instead of us blowing holes in yours.
[13:42.880 --> 13:50.280]  At the end of the day, whoever's ship is still afloat, that'd be the one to get on.
[13:50.280 --> 13:57.480]  I don't mean that as a challenge and by all means, please don't take this as, if you do
[13:57.480 --> 14:02.920]  take this as criticism, take it as friendly and constructive criticism.
[14:02.920 --> 14:06.960]  The reason I say this is because you have captured my interest.
[14:06.960 --> 14:17.520]  You've called in several times, but what we tend to get is just fragments, scattered fragments.
[14:17.520 --> 14:21.080]  But then Randy doesn't help sending you down all these rabbit holes and not letting you
[14:21.080 --> 14:22.640]  get your stuff out.
[14:22.640 --> 14:25.800]  So put everything together succinctly.
[14:25.800 --> 14:31.360]  And if you're going to, let me ask you this, if you're going to ask this of you, if you're
[14:31.360 --> 14:36.680]  going to refer to a statute, have the pertinent part of that statute ready for citation.
[14:36.680 --> 14:39.680]  Oh yeah, I'll do that.
[14:39.680 --> 14:45.160]  Because when you say 3-306 of the UCC, that's one paragraph.
[14:45.160 --> 14:52.640]  Now 305 is a little more detailed, but I'm sure not the entire thing is salient to your
[14:52.640 --> 14:53.640]  point.
[14:53.640 --> 15:00.120]  So fare it out those salient points and put those in your notes as well so that you can
[15:00.120 --> 15:08.720]  justify what it is, what it is that you're claiming with the citation of statute.
[15:08.720 --> 15:09.720]  Okay.
[15:09.720 --> 15:17.720]  Now Steve, over the break, I read 3-305, I've got it here in front of me, and I could not
[15:17.720 --> 15:22.000]  find in that what you were referencing.
[15:22.000 --> 15:29.680]  Well, it gets into eight, can't think of that number.
[15:29.680 --> 15:36.440]  Eight dash 104, I can't think of those other three numbers, I don't have my notes in front
[15:36.440 --> 15:37.440]  of me.
[15:37.440 --> 15:43.880]  Oh, you're going to a different one, 3-305 just addresses defenses you can make to an
[15:43.880 --> 15:44.880]  omnicor.
[15:44.880 --> 15:50.120]  3-35 and 3 dash because it falls under a promissory note, they've caused its investment, it falls
[15:50.120 --> 15:51.120]  under eight.
[15:51.120 --> 15:54.440]  It's just easy to tell you that.
[15:54.440 --> 15:55.440]  Okay.
[15:55.440 --> 16:04.200]  Well, put your notes together and cite your statutes and call in next week and let's see
[16:04.200 --> 16:08.520]  if we can all sit down and make some sense of what's going on here.
[16:08.520 --> 16:12.760]  You caught my interest, let me tell you that.
[16:12.760 --> 16:22.080]  You got my ears, I mean, rarely does anybody come on here with the depth and scope of research
[16:22.080 --> 16:26.160]  that you have apparently and obviously done.
[16:26.160 --> 16:30.760]  The problem we're having is in the conveyance of your information.
[16:30.760 --> 16:38.120]  So, get some notes together and we're going to let you go because we've got three callers
[16:38.120 --> 16:43.440]  on the other side of this break, John, thank you, get your stuff together and call in next
[16:43.440 --> 16:44.440]  week.
[16:44.440 --> 16:48.360]  Folks, when we get back from break, we'll be going to Bob in California and I see Ramon
[16:48.360 --> 16:53.840]  in Texas has called in and there was an unscreened caller before, I think he's getting screened
[16:53.840 --> 16:57.720]  now but you're listening to the rule of law on a Friday night, stay tuned, we'll be right
[16:57.720 --> 17:00.720]  back.
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[18:49.640 --> 18:58.960]  That's ruleoflawradio.com or email m-i-c-h-a-e-l-m-i-r-r-a-s at yahoo.com to learn how to stop debt
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[18:59.960 --> 19:12.760]  You are listening to the Logos Radio Network, the LogosRadioNetwork.com.
[19:12.760 --> 19:18.360]  Well don't let nothing get to you, only the father can't deliver you, so don't let bad
[19:18.360 --> 19:24.080]  mind people hurt you, until they can get behind you.
[19:24.080 --> 19:38.640]  Norman, my friend, and all of your children, come on.
[19:38.640 --> 19:40.120]  Welcome back to Rule Law Radio folks.
[19:40.120 --> 19:47.720]  We've got one more spot open at 512-646-1984, and did I get that right?
[19:47.720 --> 19:48.720]  Yeah, 646-1984.
[19:48.720 --> 19:56.360]  Bob, in California, I believe you've got a question that was on point with our opening
[19:56.360 --> 19:58.240]  subject matter.
[19:58.240 --> 20:08.440]  Well, my question is, Randy mentioned something about a question to buzz the notary with as
[20:08.440 --> 20:14.200]  far as her notary records, and I didn't quite catch what he called that.
[20:14.200 --> 20:24.200]  Okay, I have a special way of phrasing that, because in some states, like California, the
[20:24.200 --> 20:30.500]  notary is required to maintain a ledger, but not in all states.
[20:30.500 --> 20:39.680]  So instead of asking for the ledger, you request of the notary evidence of acknowledgments,
[20:39.680 --> 20:48.500]  because what the notary is doing is acknowledging that this person who signed or affirmed this
[20:48.500 --> 20:55.120]  document is the human being this person claims to be.
[20:55.120 --> 21:03.320]  So I want evidence of all acknowledgments from a time before to a time after the particular
[21:03.320 --> 21:07.360]  document I'm looking for.
[21:07.360 --> 21:12.440]  Okay, does that make sense?
[21:12.440 --> 21:16.960]  Yes, are they obligated to give it?
[21:16.960 --> 21:19.440]  In California, they certainly are.
[21:19.440 --> 21:22.320]  Why else would they call it public?
[21:22.320 --> 21:26.760]  A notary public, not a notary private, a notary public.
[21:26.760 --> 21:35.680]  Minnesota, I think Florida, New Mexico, a couple other states, the notaries are not
[21:35.680 --> 21:40.280]  required to keep any kind of record.
[21:40.280 --> 21:47.240]  So there's really no effective way to validate the acknowledgement.
[21:47.240 --> 21:54.640]  But every state that doesn't require a ledger has a state income tax.
[21:54.640 --> 22:05.640]  So I kind of use that and say, you are a professional notary and you receive income from these notarizations.
[22:05.640 --> 22:10.680]  Therefore, you must keep records of that income.
[22:10.680 --> 22:20.600]  If you don't have a ledger, then show me the receipts from the income you receive for the
[22:20.600 --> 22:25.680]  notarizations to establish that you actually did this notary, this acknowledgement.
[22:25.680 --> 22:29.040]  Now, you're not going to get anything from it.
[22:29.040 --> 22:30.040]  We don't care.
[22:30.040 --> 22:31.040]  We hope we don't.
[22:31.040 --> 22:36.160]  Because we can say we asked for it and they didn't produce it.
[22:36.160 --> 22:37.160]  That's prime of the nation.
[22:37.160 --> 22:40.280]  That's enough to shift the burden back to them.
[22:40.280 --> 22:41.280]  Okay.
[22:41.280 --> 22:44.600]  Did that make sense, Bob?
[22:44.600 --> 22:52.720]  I've tried with several states, Maryland, North Carolina, Minnesota, Texas, to get these
[22:52.720 --> 22:58.760]  notary signatures authenticated and the secretary of states won't authenticate them.
[22:58.760 --> 23:07.920]  And then when they send me a copy, I've asked for a copy of the notary's application to
[23:07.920 --> 23:12.120]  be a notary and the signatures don't match.
[23:12.120 --> 23:15.200]  That's enough.
[23:15.200 --> 23:16.200]  That's all you need.
[23:16.200 --> 23:18.640]  That's prime of the nation.
[23:18.640 --> 23:21.320]  That's all you need.
[23:21.320 --> 23:27.840]  And then I've asked the secretaries of state to investigate and they might not be asking
[23:27.840 --> 23:28.840]  for it.
[23:28.840 --> 23:32.680]  They don't have time to mess with it, frankly.
[23:32.680 --> 23:34.440]  Never ask these guys to do anything.
[23:34.440 --> 23:36.440]  They're not going to do anything.
[23:36.440 --> 23:43.840]  Well, they have on their website, they have a complaint form, willing by the way.
[23:43.840 --> 23:49.160]  But when you're done with the complaint form, they give it to the janitor so he can wrap
[23:49.160 --> 23:51.560]  it around the toilet paper rolls.
[23:51.560 --> 23:54.760]  Oh, right.
[23:54.760 --> 24:00.480]  That's all smoke and mirrors to give you the impression that they're looking out for you.
[24:00.480 --> 24:09.480]  But in the real world, their budgets are restricted and they only do what they have time for.
[24:09.480 --> 24:14.900]  They only do what is most politically advantageous to them.
[24:14.900 --> 24:21.080]  To expect that any of these guys will look out for you, that's dreaming.
[24:21.080 --> 24:22.440]  But it's okay.
[24:22.440 --> 24:25.280]  So we ask for it and they refuse to give it.
[24:25.280 --> 24:28.160]  We get to use that as prime of the nation.
[24:28.160 --> 24:29.160]  Okay.
[24:29.160 --> 24:32.040]  It goes to my rule.
[24:32.040 --> 24:38.280]  Never ask a public official to do anything you actually want him to do.
[24:38.280 --> 24:39.680]  You go to the court.
[24:39.680 --> 24:48.520]  I requested that the secretary of state examine into this and the secretary of state fail
[24:48.520 --> 24:51.040]  to do so.
[24:51.040 --> 24:57.720]  It cannot be lost on the notaries that the secretary of state doesn't have time to investigate
[24:57.720 --> 25:00.420]  into their behaviors.
[25:00.420 --> 25:06.640]  That makes it reasonable to accept that they will do these things improperly because they
[25:06.640 --> 25:10.600]  have no fear of consequences.
[25:10.600 --> 25:14.120]  We make everything work in our favor.
[25:14.120 --> 25:23.800]  Then I wondered on the last caller, when you get your note back and it says pay to the
[25:23.800 --> 25:35.200]  order of Wells Fargo without recourse, where does that money go?
[25:35.200 --> 25:41.400]  What makes you think money went anywhere?
[25:41.400 --> 25:45.800]  It says for deposit only.
[25:45.800 --> 25:49.960]  What they've done is factored the note.
[25:49.960 --> 25:58.120]  So based on this document, whenever a payment is received, the payment is forwarded to in
[25:58.120 --> 26:03.600]  this case, Wells Fargo.
[26:03.600 --> 26:10.960]  The document itself is not money and it doesn't create any money.
[26:10.960 --> 26:15.240]  Anybody who's been in business, you know, I was in business and I get all these accounts
[26:15.240 --> 26:19.920]  receivables out, they're all promises to pay.
[26:19.920 --> 26:20.920]  But I'm broke.
[26:20.920 --> 26:24.840]  So I go to the bank and I say, hey, let's make a deal.
[26:24.840 --> 26:27.000]  I got all these accounts payable.
[26:27.000 --> 26:30.560]  Will you give me 80 cents on a dollar?
[26:30.560 --> 26:35.160]  And then when the money comes in, you get to keep all that money.
[26:35.160 --> 26:38.360]  That's exactly what they did with the note.
[26:38.360 --> 26:42.120]  They factored it.
[26:42.120 --> 26:43.120]  Okay.
[26:43.120 --> 26:50.360]  So, you know, when there's a lot of confusion about securitization, and I think the term
[26:50.360 --> 27:00.680]  security is part of the problem because the mortgage document, not the instrument or it
[27:00.680 --> 27:08.880]  contains three documents, a warranty deed, a promissory note, and a mortgage document
[27:08.880 --> 27:11.440]  or deed of trust.
[27:11.440 --> 27:20.400]  The mortgage or deed of trust is a security to secure the payment of the note.
[27:20.400 --> 27:32.440]  Then they take the note and they use that as a security to back a negotiable instrument
[27:32.440 --> 27:37.640]  that they sell into the investment market.
[27:37.640 --> 27:41.960]  The note is a security for that instrument and that instrument is called a security.
[27:41.960 --> 27:46.760]  So everything's a security and it gets real complex and confusing.
[27:46.760 --> 27:48.800]  Now what is secured?
[27:48.800 --> 27:56.040]  Yes, the property is secured.
[27:56.040 --> 28:02.520]  That is what secures everything else.
[28:02.520 --> 28:11.880]  That's the collateral and the security instrument, deed of trust or mortgage is the collateral,
[28:11.880 --> 28:14.680]  the security for the note.
[28:14.680 --> 28:18.080]  And then the note is a securitized document.
[28:18.080 --> 28:22.240]  It's secured by that deed of trust or mortgage.
[28:22.240 --> 28:28.960]  So then they use that as security for a security.
[28:28.960 --> 28:33.480]  Now is that totally confusing?
[28:33.480 --> 28:38.400]  And I'm doing it that way.
[28:38.400 --> 28:42.680]  To anyone in their left mind it is, yes.
[28:42.680 --> 28:48.640]  When they start talking about securities and securities, the note is never turned into
[28:48.640 --> 28:51.880]  a security instrument.
[28:51.880 --> 29:00.320]  It's just a note, it's given to Jeannie Mae, under Jeannie Mae it's given to the document
[29:00.320 --> 29:07.120]  custodian who is the servicer and he is required to maintain possession of that until termination
[29:07.120 --> 29:08.120]  of the contract.
[29:08.120 --> 29:09.120]  So where's the note?
[29:09.120 --> 29:10.640]  We know where the note's supposed to be.
[29:10.640 --> 29:16.840]  It's supposed to be in the hands of the servicer who is the document custodian.
[29:16.840 --> 29:20.040]  That thing never gets turned into anything.
[29:20.040 --> 29:28.560]  He holds it as security for all of those things that go into the remix and go into the special
[29:28.560 --> 29:30.360]  purpose vehicles.
[29:30.360 --> 29:38.720]  Those instruments are separate, they are not the note.
[29:38.720 --> 29:43.880]  It's part of the thing that for me for a long time was confusing until I finally got that
[29:43.880 --> 29:47.440]  sorted out.
[29:47.440 --> 29:48.440]  So you're still here.
[29:48.440 --> 29:49.440]  We'll be right back.
[29:49.440 --> 29:50.440]  We'll go to break.
[29:50.440 --> 29:59.240]  We'll call it number 512-646-1984 and when we come back we'll be talking to Bob in California.
[29:59.240 --> 30:03.000]  Is your supervisor a snooping scoundrel?
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[30:54.680 --> 30:55.680]  emails.
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[31:02.920 --> 31:07.840]  If you don a wet t-shirt on Facebook or turn traitor on Twitter, their investigations could
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[31:09.560 --> 31:11.400]  It's often perfectly legal.
[31:11.400 --> 31:15.560]  Employees generally aren't entitled to privacy when using company equipment and social media
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[31:16.560 --> 31:19.960]  So if you want to keep your job, clean up your internet act.
[31:19.960 --> 31:23.920]  Review your company's technology guidelines and remember that digital digressions could
[31:23.920 --> 31:24.920]  do you in.
[31:24.920 --> 31:26.480]  I'm Dr. Catherine Albrecht.
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[31:59.000 --> 32:05.360]  Rule of Law Radio is proud to offer the Rule of Law Traffic Seminar.
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[33:25.080 --> 33:32.080]  I won't let you pull the wool over my eyes They must refuse your nose or soak up your
[33:55.080 --> 33:59.080]  tears
[33:59.080 --> 34:06.200]  Welcome back to Rule of Law Radio folks 512-646-1984 will put you in line behind Jimmy in Maryland
[34:06.200 --> 34:12.680]  who is behind Ramon in Texas, who is behind Bob in California whom we are talking to right
[34:12.680 --> 34:13.680]  now.
[34:13.680 --> 34:14.680]  Bob.
[34:14.680 --> 34:15.680]  Okay.
[34:15.680 --> 34:19.080]  Has, has Randy thoroughly confused you yet?
[34:19.080 --> 34:20.560]  Oh yeah.
[34:20.560 --> 34:21.560]  Good.
[34:21.560 --> 34:22.560]  That's okay.
[34:22.560 --> 34:24.560]  I'm easily confused.
[34:24.560 --> 34:25.560]  Okay.
[34:25.560 --> 34:35.160]  Anyway, I, I was wondering why on an assignment of mortgage that on the, is this the norm
[34:35.160 --> 34:43.080]  that the documents were dated on one date and it wasn't until a week later that I signed
[34:43.080 --> 34:44.960]  the documents.
[34:44.960 --> 34:51.840]  But back on the date that the documents were created, there was an assignment from Wells
[34:51.840 --> 34:55.480]  Fargo bank to US national bank association.
[34:55.480 --> 34:56.480]  Okay.
[34:56.480 --> 34:57.480]  Hold on.
[34:57.480 --> 34:58.480]  Hold on.
[34:58.480 --> 34:59.480]  You made a statement there.
[34:59.480 --> 35:00.480]  That caught my attention.
[35:00.480 --> 35:01.480]  Yeah.
[35:01.480 --> 35:09.480]  You're saying that the closing documents were backdated?
[35:09.480 --> 35:15.360]  The closing documents were on the 9th of the month and the actual signing didn't occur
[35:15.360 --> 35:18.440]  until the 15th of the month.
[35:18.440 --> 35:21.400]  That's a big deal no, no.
[35:21.400 --> 35:22.400]  Yes.
[35:22.400 --> 35:23.400]  Yeah.
[35:23.400 --> 35:30.080]  You can't backdate things before they were signed.
[35:30.080 --> 35:36.680]  Everything's supposed to be dated the day of the closing, not a week before or two.
[35:36.680 --> 35:40.560]  And a real estate agent can explain why that's a problem.
[35:40.560 --> 35:45.000]  They backdate them so that they fall within certain limits.
[35:45.000 --> 35:51.560]  Like if they're running out of time on their contract and their contract ends on this day
[35:51.560 --> 35:57.220]  and they're not going to close for another three or four days, they don't lose that contract.
[35:57.220 --> 36:02.200]  So they backdate the document in order to make it look like they got it in within their
[36:02.200 --> 36:03.200]  time limit.
[36:03.200 --> 36:05.640]  And there's other reasons they do that.
[36:05.640 --> 36:08.920]  I'm not a real estate agent so I don't understand all of them, but that's a pretty big time.
[36:08.920 --> 36:09.920]  No, no.
[36:09.920 --> 36:10.920]  Okay.
[36:10.920 --> 36:11.920]  Okay.
[36:11.920 --> 36:12.920]  Go ahead.
[36:12.920 --> 36:18.840]  The documents were dated on the 9th and the actual signing didn't occur until the 15th.
[36:18.840 --> 36:20.960]  And that's evidenced by the notary.
[36:20.960 --> 36:27.240]  I mean the notary was there when the signing happened because none of the documents...
[36:27.240 --> 36:31.480]  What date did the notary put on it?
[36:31.480 --> 36:32.480]  The 15th.
[36:32.480 --> 36:33.480]  Yeah.
[36:33.480 --> 36:34.480]  So...
[36:34.480 --> 36:35.480]  And it was...
[36:35.480 --> 36:37.480]  And the documents say the 9th.
[36:37.480 --> 36:38.480]  Yeah.
[36:38.480 --> 36:43.960]  And then as far as the assignments and such, that's not an issue.
[36:43.960 --> 36:50.840]  It is an issue with the mortgage, but not with the assignments.
[36:50.840 --> 36:58.600]  That just means that somebody made this assignment and then they sent somebody else down to the
[36:58.600 --> 37:01.040]  clerk with all this stuff to file.
[37:01.040 --> 37:08.000]  Well, as far as they were concerned, the assignment occurred when they wrote it, but as far as
[37:08.000 --> 37:15.600]  you're concerned, the assignment did not take effect until it was filed in the public record.
[37:15.600 --> 37:23.160]  And when you examine the records, you examine what was done, that's something to watch for
[37:23.160 --> 37:25.080]  because we've caught them several times.
[37:25.080 --> 37:33.840]  Say there's an appointment of substitute trustee and they appoint the substitute trustee today.
[37:33.840 --> 37:40.480]  Tomorrow the substitute trustee issues a notice of intent to foreclose and then the next day
[37:40.480 --> 37:47.360]  they file the appointment of substitute trustee with the clerk.
[37:47.360 --> 37:55.840]  We don't care what they did internally, the assignment only takes effect or the appointment
[37:55.840 --> 37:59.860]  only takes effect when it's filed in the public record.
[37:59.860 --> 38:04.800]  So that means that anything done by the substitute trustee after the notice of foreclosure is
[38:04.800 --> 38:06.520]  all for it.
[38:06.520 --> 38:09.600]  So we watch for that kind of stuff real close.
[38:09.600 --> 38:10.600]  Okay.
[38:10.600 --> 38:13.640]  How about this one?
[38:13.640 --> 38:20.520]  The trustee of record was fidelity and all of a sudden-
[38:20.520 --> 38:21.520]  Okay.
[38:21.520 --> 38:22.520]  Hold on, hold on.
[38:22.520 --> 38:30.840]  Do you mean the closing trustee or the trustee named on the security instrument?
[38:30.840 --> 38:32.760]  On the security instrument.
[38:32.760 --> 38:33.760]  Okay.
[38:33.760 --> 38:37.720]  With fidelity.
[38:37.720 --> 38:47.400]  And then notice of fault came, it came from American trustee servicing company, which
[38:47.400 --> 38:49.040]  to me was out of left field.
[38:49.040 --> 38:50.040]  Who were they?
[38:50.040 --> 38:51.040]  Good question.
[38:51.040 --> 38:55.720]  Was there an appointment of substitute trustee-
[38:55.720 --> 38:56.720]  A month-
[38:56.720 --> 38:57.720]  By-
[38:57.720 --> 38:59.760]  Go ahead.
[38:59.760 --> 39:11.040]  Fidelity assigned it, or well Fargo, to, assigned it to American trustee servicing company a
[39:11.040 --> 39:12.840]  month later.
[39:12.840 --> 39:17.920]  Oh, after the trustee took an action?
[39:17.920 --> 39:18.920]  Yes.
[39:18.920 --> 39:24.240]  That's a big time problem.
[39:24.240 --> 39:28.680]  That one's sudden death.
[39:28.680 --> 39:34.280]  Whatever the trustee did before he was appointed, he's had a real problem.
[39:34.280 --> 39:41.040]  I just found one today where David Stockman filed a substitute trustee's deed and he was
[39:41.040 --> 39:43.840]  never appointed a substitute trustee.
[39:43.840 --> 39:53.520]  Now he may have been appointed, within the companies they may have made this appointment,
[39:53.520 --> 39:57.040]  but somebody didn't get it filed in the public record.
[39:57.040 --> 39:58.040]  Right.
[39:58.040 --> 40:01.680]  That's exactly what I think happened here.
[40:01.680 --> 40:07.560]  I think it dawned on them or something a month later, they said, oh, wait a minute, we're
[40:07.560 --> 40:11.400]  not the trustee of record.
[40:11.400 --> 40:16.560]  So I went to Wells Fargo about this and told them I wanted a recoupment of all that money
[40:16.560 --> 40:18.600]  and I've never heard back from them.
[40:18.600 --> 40:19.600]  Okay.
[40:19.600 --> 40:22.600]  Tell me this back to you.
[40:22.600 --> 40:23.600]  What happened?
[40:23.600 --> 40:24.600]  Okay.
[40:24.600 --> 40:25.600]  Did they foreclose?
[40:25.600 --> 40:27.400]  No, not yet.
[40:27.400 --> 40:31.600]  Did they give a notice of intent to foreclose?
[40:31.600 --> 40:33.160]  Yes.
[40:33.160 --> 40:35.280]  Okay.
[40:35.280 --> 40:43.280]  And they gave a notice of intent to foreclose, your right to rescission is reinvigorated.
[40:43.280 --> 40:51.840]  Now all you have to do is show $35 in improper fees and you can rescind.
[40:51.840 --> 40:56.740]  Recession is not a request.
[40:56.740 --> 40:58.540]  It's like removal.
[40:58.540 --> 41:04.800]  If you sue me in the state and I live in a different state, I don't go in and ask the
[41:04.800 --> 41:07.000]  court to remove.
[41:07.000 --> 41:10.600]  I file a notice of removal and it is removed.
[41:10.600 --> 41:14.020]  I have the power to do that.
[41:14.020 --> 41:15.880]  You have the power to rescind.
[41:15.880 --> 41:23.360]  We just got a US Supreme Court decision just last month saying, absolutely, you have the
[41:23.360 --> 41:25.800]  power to rescind.
[41:25.800 --> 41:31.040]  And what rescind requires is tender.
[41:31.040 --> 41:38.560]  And what the banks have been saying before we tender back to you all the funds we received,
[41:38.560 --> 41:43.560]  you have to tender back to us the property.
[41:43.560 --> 41:53.460]  And the Supreme said not when they receive a notice of rescission, they have 21 days
[41:53.460 --> 41:56.560]  to get the funds back to you.
[41:56.560 --> 42:01.680]  So now how do you get $35 in false fees?
[42:01.680 --> 42:03.680]  Piece of cake.
[42:03.680 --> 42:06.600]  I think I've listened to you on that.
[42:06.600 --> 42:10.200]  It's pretty easy to do from what you said a week or so ago.
[42:10.200 --> 42:13.540]  Yeah, just drag out that hard one.
[42:13.540 --> 42:15.520]  They didn't prove up any of those fees.
[42:15.520 --> 42:18.760]  There's no invoices showing that those are valid.
[42:18.760 --> 42:23.460]  You claim them all as garbage.
[42:23.460 --> 42:27.760]  And we've done that in a lot of suits and they've never proved up a single fee because
[42:27.760 --> 42:32.320]  the hard one always has a fraudulent fee on it.
[42:32.320 --> 42:36.440]  So that gives you your claim against them and just rescind.
[42:36.440 --> 42:42.360]  Now depending on what you want to do with the property, rescind is not something you
[42:42.360 --> 42:50.200]  have to do, but it is a great saber to rattle at them.
[42:50.200 --> 42:57.480]  You send them a, you know, look at what you want to do and send them a request to do that.
[42:57.480 --> 43:08.320]  And if they refuse the request, then consider this a notice of recuse, of rescindion.
[43:08.320 --> 43:09.320]  A little leverage.
[43:09.320 --> 43:12.080]  Give them a reason to give you what you want.
[43:12.080 --> 43:18.360]  Go ahead and tell them what you want done and then if they don't do it, you're rescinding
[43:18.360 --> 43:19.360]  it.
[43:19.360 --> 43:20.360]  Nice.
[43:20.360 --> 43:21.360]  Okay.
[43:21.360 --> 43:29.640]  Everything, we're always going to do better if we can get them to agree to a deal.
[43:29.640 --> 43:34.880]  I know there's a lot of purists out there that want to kick their behinds, but in the
[43:34.880 --> 43:36.880]  end, make your deal first.
[43:36.880 --> 43:42.080]  Once you've got a deal you can live with, then go kick their behinds later.
[43:42.080 --> 43:47.920]  But first, okay, hang on, we're about to go to break ready, Kelton.
[43:47.920 --> 44:07.960]  Hello, my name is Stuart Smith from naturespureorganics.com and I would like to invite you to come by
[44:07.960 --> 44:12.320]  our store at 1904 Guadalupe Street, Sweet D here in Austin, Texas.
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[46:23.080 --> 46:51.400]  Okay, we are back, Randy Kelton, Steve Skidmore, Rule of Law Radio, and Bob Hoyle-Woody, do
[46:51.400 --> 46:53.720]  I have you thoroughly confused?
[46:53.720 --> 47:04.120]  You got him muted, maybe you're thoroughly confused, try that again Bob, if you're saying
[47:04.120 --> 47:08.800]  anything at all, we couldn't hear you because Randy didn't push the right button.
[47:08.800 --> 47:16.880]  But if we could humorous, would you with a regale of what you just may have said?
[47:16.880 --> 47:18.840]  I'm giving Randy a hard time.
[47:18.840 --> 47:21.120]  Yeah, I know.
[47:21.120 --> 47:24.880]  I wanted to add one thing to the previous caller.
[47:24.880 --> 47:29.440]  He mentioned American wholesale lenders and the state of New York.
[47:29.440 --> 47:38.240]  I sent away to the state of New York for a status on American wholesale lenders in about
[47:38.240 --> 47:50.200]  that same timeframe as he was talking about, and it came back that they weren't a licensed
[47:50.200 --> 47:53.120]  lender at that time, and I think that-
[47:53.120 --> 47:54.120]  They never were.
[47:54.120 --> 48:00.520]  I think John has done more research on that subject than anybody.
[48:00.520 --> 48:03.240]  He knows that one inside and out.
[48:03.240 --> 48:13.120]  A court in Florida forced the lender, essentially rescinded, forced the lender to give back
[48:13.120 --> 48:21.080]  to the borrower everything that the borrower had paid them because it was American wholesale
[48:21.080 --> 48:25.000]  lenders and American wholesale lenders never existed.
[48:25.000 --> 48:29.760]  Not only did he get everything he had paid back, but he kept the property too.
[48:29.760 --> 48:35.560]  Right, but the previous caller had mentioned that they were in business in New York, so
[48:35.560 --> 48:36.560]  I just want to-
[48:36.560 --> 48:37.560]  Yeah, okay.
[48:37.560 --> 48:43.360]  He mentioned wholesale lenders, he didn't go into that part, but he did one day and
[48:43.360 --> 48:49.440]  holy mackerel, he knew every permutation of American wholesale lenders.
[48:49.440 --> 48:54.560]  He did exactly why they used them, it was a tax dodge.
[48:54.560 --> 48:55.960]  He's really knowledgeable on that.
[48:55.960 --> 48:59.080]  We need to get back on and talk about that again.
[48:59.080 --> 49:05.040]  Anybody who has American wholesale lenders, you need to take a shot at whoever holds your
[49:05.040 --> 49:06.040]  note now.
[49:06.040 --> 49:07.040]  Yeah.
[49:07.040 --> 49:08.040]  Okay.
[49:08.040 --> 49:11.040]  Well, thank you for your time.
[49:11.040 --> 49:12.040]  Okay.
[49:12.040 --> 49:13.040]  Thank you, Bob.
[49:13.040 --> 49:14.040]  Appreciate you calling in.
[49:14.040 --> 49:15.040]  Yeah.
[49:15.040 --> 49:21.720]  If they were never a real entity licensed to do business anywhere, then they couldn't have
[49:21.720 --> 49:24.720]  received a dime.
[49:24.720 --> 49:31.120]  It was all a paperwork washing scam.
[49:31.120 --> 49:37.360]  So, Ramon in Texas, how are you doing tonight, Ramon?
[49:37.360 --> 49:38.360]  Oh, I'm doing well.
[49:38.360 --> 49:39.360]  Thank you.
[49:39.360 --> 49:40.360]  Thank you.
[49:40.360 --> 49:41.360]  Good.
[49:41.360 --> 49:42.360]  Good.
[49:42.360 --> 49:43.360]  What's on your mind?
[49:43.360 --> 49:51.640]  Hey, I wanted to get your feedback and advice or any kind of direction that you can insight
[49:51.640 --> 49:53.440]  whatsoever.
[49:53.440 --> 50:00.080]  My current situation, I am scheduled for next week, next Wednesday, to appear in a municipal
[50:00.080 --> 50:05.160]  court for a citation of eviction with a jury trial.
[50:05.160 --> 50:09.920]  So last, this past- Whoa, in a municipal court?
[50:09.920 --> 50:17.160]  Well, I guess it's a county court because- No.
[50:17.160 --> 50:21.560]  It should be a justice of the peace.
[50:21.560 --> 50:22.560]  Exactly.
[50:22.560 --> 50:23.560]  Exactly.
[50:23.560 --> 50:24.560]  Okay.
[50:24.560 --> 50:25.560]  Maybe.
[50:25.560 --> 50:26.560]  Okay.
[50:26.560 --> 50:27.560]  Yes.
[50:27.560 --> 50:33.080]  I mean, justice of the peace and the court of a justice of the peace and a municipal
[50:33.080 --> 50:36.440]  court are not necessarily one and the same.
[50:36.440 --> 50:37.440]  Okay.
[50:37.440 --> 50:38.440]  Let me rephrase that.
[50:38.440 --> 50:42.880]  Let me rescind my- There you go.
[50:42.880 --> 50:45.480]  So you're in the justice court answering a forcible detainer.
[50:45.480 --> 50:46.480]  Yeah.
[50:46.480 --> 50:47.480]  It's in the county court.
[50:47.480 --> 50:50.480]  It's in the county court or justice?
[50:50.480 --> 50:52.840]  Justice of the peace.
[50:52.840 --> 50:53.840]  Okay.
[50:53.840 --> 51:00.560]  The reason I called you out on that is because if and when you appeal this, then you'll be
[51:00.560 --> 51:04.120]  going to the county court.
[51:04.120 --> 51:07.560]  There's a hierarchy of the courts.
[51:07.560 --> 51:14.840]  Municipal courts are at the bottom of the totem pole and usually a municipal court doesn't
[51:14.840 --> 51:17.060]  hear anything in a civil matter.
[51:17.060 --> 51:19.040]  That goes to the justice court.
[51:19.040 --> 51:20.040]  Correct.
[51:20.040 --> 51:25.920]  Now, being that the justice court in Texas is not a court of record, if you're going
[51:25.920 --> 51:31.280]  to appeal, you have to have a new trial in a court of record.
[51:31.280 --> 51:37.080]  So your appeal in this case is kind of like a miniature appeal.
[51:37.080 --> 51:42.980]  It would be if you lose in the justice court and you decide that you want to go to appeal,
[51:42.980 --> 51:49.360]  if you go to your appellate court, you've got to have a court record to send with all
[51:49.360 --> 51:54.480]  of the pleadings and everything that was argued.
[51:54.480 --> 52:00.760]  But in order to obtain that record, now you have to have a new trial or a trial de novo.
[52:00.760 --> 52:08.520]  So you would file for a motion for new trial in the county court if you lose on there.
[52:08.520 --> 52:14.760]  Now you in the county court, now you've got a court reporter at her center graph machine
[52:14.760 --> 52:18.400]  taking notes and recording every word that's being said.
[52:18.400 --> 52:23.400]  And if you lose there and you decide that you want to go to the court of appeals, now
[52:23.400 --> 52:29.640]  you've got to go to the court reporter, have the court reporter transcribe the minutes
[52:29.640 --> 52:38.240]  of the hearing and forward that to the court of appeals along with the recorder's record,
[52:38.240 --> 52:44.400]  that is all of the documents that were filed in the trial court.
[52:44.400 --> 52:51.760]  So you would have the recorder's record and the reporter's record that would go to your
[52:51.760 --> 52:53.360]  appellate court.
[52:53.360 --> 53:00.800]  Now after that, if you lose at the appellate level, you can apply or you can file a motion
[53:00.800 --> 53:07.680]  to file an appeal in the state supreme court.
[53:07.680 --> 53:12.240]  But from there, I believe that's the end of the road if the supreme even entertains it.
[53:12.240 --> 53:19.760]  But often the supreme court won't entertain something unless they see some merit in it.
[53:19.760 --> 53:24.200]  So now that you understand the hierarchy of the court, you're still facing a forcible
[53:24.200 --> 53:28.240]  detainer action in the justice court.
[53:28.240 --> 53:32.560]  Ramon, you still there?
[53:32.560 --> 53:37.760]  By what you've explained is basically implies that there's no winning in that jurisdiction
[53:37.760 --> 53:41.520]  or that venue whatsoever, no matter what the argument is.
[53:41.520 --> 53:43.680]  Absolutely correct.
[53:43.680 --> 53:47.840]  Do not expect to win at the trial level.
[53:47.840 --> 53:53.800]  The trial court, that is in your case, the trial court being the justice court, is there
[53:53.800 --> 53:59.840]  simply for you to have a place to leave a footprint on your way to the appellate court.
[53:59.840 --> 54:10.600]  Now in order to get there, you better have something of merit from the first get go.
[54:10.600 --> 54:13.320]  He does.
[54:13.320 --> 54:18.160]  It's called American wholesale lenders.
[54:18.160 --> 54:21.920]  So what I'm trying to, I'm trying to ask a question here, not understand the hierarchy
[54:21.920 --> 54:22.920]  system.
[54:22.920 --> 54:23.920]  Okay.
[54:23.920 --> 54:24.920]  I know it's a low court.
[54:24.920 --> 54:25.920]  I know it's a low court.
[54:25.920 --> 54:28.600]  I know I don't expect the judge to rule in my favor.
[54:28.600 --> 54:31.600]  That's not my question.
[54:31.600 --> 54:32.600]  Okay.
[54:32.600 --> 54:43.000]  So initially, I guess in Randy, Randy, you probably in your experience, what could I
[54:43.000 --> 54:44.000]  expect?
[54:44.000 --> 54:45.000]  Right?
[54:45.000 --> 54:48.760]  So, I mean, I don't obviously from what you just described, it doesn't sound like I'm
[54:48.760 --> 54:53.240]  going to win no matter how strong my case is, but is it wrong to assume that second?
[54:53.240 --> 54:54.240]  No.
[54:54.240 --> 54:55.240]  It's not wrong.
[54:55.240 --> 54:56.240]  Okay.
[54:56.240 --> 55:00.960]  So that's what I'm trying to, what I'm trying to understand is how should I go into this
[55:00.960 --> 55:05.280]  in front of this judge next week and present an argument that makes sense?
[55:05.280 --> 55:08.800]  Let me make a suggestion to you.
[55:08.800 --> 55:18.680]  Before you get there next week, you need to contact the lawyers for the bank and say,
[55:18.680 --> 55:26.440]  guys, if you evict me, then I'll have a claim against you for that.
[55:26.440 --> 55:37.840]  You're processing this foreclosure based on an original lender of American wholesale lenders.
[55:37.840 --> 55:45.320]  You know what I'm going to do you in court over that, especially with the recent rulings.
[55:45.320 --> 55:51.280]  How about we come to the table and let's make ourselves a deal so that you don't wind up
[55:51.280 --> 55:57.240]  with more litigation and good chance you'll lose on American wholesale lenders and I don't
[55:57.240 --> 56:06.240]  have to go through the next three or four years in court with you, make them a deal.
[56:06.240 --> 56:13.640]  Otherwise, your problem's going to be the JP is going to rule against you because the
[56:13.640 --> 56:19.800]  only thing the JP is there for is to determine who has a right to possession and then you're
[56:19.800 --> 56:27.600]  going to have to appeal and put up a bot in order to appeal.
[56:27.600 --> 56:33.440]  It's going to cost you a lot of time, a lot of work.
[56:33.440 --> 56:37.440]  Make a deal if you can.
[56:37.440 --> 56:42.520]  This is probably your best opportunity to make the deal right now.
[56:42.520 --> 56:52.640]  If they don't want to make a deal, have you filed an answer of any kind?
[56:52.640 --> 56:53.640]  Yes.
[56:53.640 --> 56:54.640]  Okay.
[56:54.640 --> 56:57.640]  Well, never mind that.
[56:57.640 --> 57:06.080]  I should have asked you that first.
[57:06.080 --> 57:10.080]  I apologize for my ignorance and not knowing where you are in your case.
[57:10.080 --> 57:16.480]  I get the feeling that Randy may know quite a bit more about your specific situation than
[57:16.480 --> 57:18.520]  myself.
[57:18.520 --> 57:21.520]  How many years have we held him off, Ramon?
[57:21.520 --> 57:25.840]  About four and a half.
[57:25.840 --> 57:26.840]  That's not bad.
[57:26.840 --> 57:30.240]  Four and a half years.
[57:30.240 --> 57:34.720]  But while we've held him off that long and going back and looking, that leaves him with
[57:34.720 --> 57:37.720]  very little equity in the property, if any.
[57:37.720 --> 57:43.920]  However, with the ruling against American wholesale lenders, that might not matter.
[57:43.920 --> 57:50.600]  If these lawyers find out that you know about American wholesale lenders, they might say,
[57:50.600 --> 57:51.920]  uh-oh.
[57:51.920 --> 57:53.920]  We have one that can see.
[57:53.920 --> 57:54.920]  Exactly.
[57:54.920 --> 57:57.760]  I actually met the counsel in person.
[57:57.760 --> 57:59.760]  He introduced himself to me.
[57:59.760 --> 58:00.760]  Good.
[58:00.760 --> 58:05.120]  Then get a hold of him and let him know you know the deal of the American wholesale.
[58:05.120 --> 58:06.480]  You're prepared to litigate it.
[58:06.480 --> 58:13.360]  If you evict me, that gives me a big clam against you, so let's make a deal.
[58:13.360 --> 58:19.360]  Call me tomorrow and I may be able to help you with a deal.
[58:19.360 --> 58:20.360]  Okay.
[58:20.360 --> 58:21.360]  Okay.
[58:21.360 --> 58:23.880]  We're about to go to break.
[58:23.880 --> 58:29.280]  When we come back, we're going to go to Jimmy in Maryland.
[58:29.280 --> 58:34.240]  This is Randy Kelton, Steve Spidmore, Wheel of Law Radio.
[58:34.240 --> 58:38.160]  We're calling number 512-646-1984.
[58:38.160 --> 58:41.320]  This is the top of the hour break, so it'll be about three minutes.
[58:41.320 --> 58:47.840]  So a good time to go to our Logos radio network and visit our sponsors and help us support
[58:47.840 --> 58:50.360]  this station.
[58:50.360 --> 58:54.520]  Would you like to make more definite progress in your walk with God?
[58:54.520 --> 58:59.680]  Bibles for America is offering a free study Bible and a set of free Christian books that
[58:59.680 --> 59:01.040]  can really help.
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[59:10.400 --> 59:13.520]  to know God and to know the meaning of life.
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[59:23.040 --> 59:27.960]  of salvation, growing in Christ, and how to build up the Church.
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[59:32.960 --> 59:45.760]  Life, call Bibles for America toll-free at 888-551-0102, that's 888-551-0102, or visit
[59:45.760 --> 59:48.360]  us online at bfa.org.
[59:48.360 --> 59:55.080]  You're listening to the Logos Radio Network.
[59:55.080 --> 01:00:07.680]  This is the Liberty Beat, your daily source for liberty news and activist updates, online
[01:00:07.680 --> 01:00:08.680]  at thelibertybeat.com.
[01:00:08.680 --> 01:00:12.800]  I'm Brian Hagan with your Liberty Beat for Friday, February 20, 2015.
[01:00:12.800 --> 01:00:21.160]  Gold is trading at $1,209, silver at $16.48, and bitcoin is trading around $244.60.
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[01:00:43.040 --> 01:00:47.040]  Well keeping an emergency food storage kit is the most effective way to begin to ensure
[01:00:47.040 --> 01:00:49.560]  your family's well-being during an emergency.
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[01:01:00.200 --> 01:01:02.480]  security in a time of crisis.
[01:01:02.480 --> 01:01:07.200]  In the news, the president of Sudan has made headlines after claiming that Islamic extremist
[01:01:07.200 --> 01:01:12.160]  groups ISIS and Boko Haram are a creation of the Central Intelligence Agency and Israel's
[01:01:12.160 --> 01:01:13.760]  Mossad.
[01:01:13.760 --> 01:01:18.560]  President Omar al-Bashir told Euronews, both stand behind the organizations as quote, there
[01:01:18.560 --> 01:01:22.280]  is no Muslim who would carry out such acts, end quote.
[01:01:22.280 --> 01:01:26.720]  al-Bashir also warned against taking violent actions against the groups, stating it would
[01:01:26.720 --> 01:01:28.680]  only elicit more violence.
[01:01:28.680 --> 01:01:32.960]  The statements echo similar claims made by the leader of Lebanon's Hezbollah group and
[01:01:32.960 --> 01:01:37.120]  the mayor of the Turkish city Ankara, who also claimed the Mossad was involved in the
[01:01:37.120 --> 01:01:41.600]  Charlie Hebdo attacks in Paris.
[01:01:41.600 --> 01:01:45.320]  The U.S. Department of Justice will likely sue the Ferguson, Missouri Police Department
[01:01:45.320 --> 01:01:47.880]  if recommendations are not implemented.
[01:01:47.880 --> 01:01:51.520]  The news comes as Attorney General Eric Holder is expected to announce the conclusions of
[01:01:51.520 --> 01:01:56.280]  a DOJ investigation into the shooting of Michael Brown and the Ferguson Police Department.
[01:01:56.280 --> 01:02:01.360]  CNN reports the DOJ would be forced to sue the department if they do not agree to review
[01:02:01.360 --> 01:02:02.920]  and revise tactics.
[01:02:02.920 --> 01:02:06.880]  Ferguson Police Chief Thomas Jackson stated he has heard nothing new from the Justice
[01:02:06.880 --> 01:02:10.080]  Department.
[01:02:10.080 --> 01:02:13.880]  The Tomball Police Department just outside of Houston is considering adding body cameras
[01:02:13.880 --> 01:02:14.880]  to its officers.
[01:02:14.880 --> 01:02:19.480]  The Houston Chronicle reports the Tomball City Council is considering adding the cameras.
[01:02:19.480 --> 01:02:23.760]  The Liberty is brought to you by Silver Botanicals, producing innovative, all-natural, high-quality
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[01:02:52.600 --> 01:02:57.080]  This is the Liberty Beat for Friday, February 20th, 2015.
[01:02:57.080 --> 01:03:13.520]  Check out the website at thelibertybeat.com.
[01:03:13.520 --> 01:03:33.880]  Okay, we are back, Randy Felton, Steve Skidmore, Rural Radio, and we're going to Jimmy in Maryland.
[01:03:33.880 --> 01:03:34.880]  Hello, Jimmy.
[01:03:34.880 --> 01:03:36.880]  What do you have for us today?
[01:03:36.880 --> 01:03:40.560]  Hey, Randy, Steve and I speak, Steve.
[01:03:40.560 --> 01:03:41.560]  I have for you...
[01:03:41.560 --> 01:03:42.560]  How you doing?
[01:03:42.560 --> 01:03:43.560]  All right, gentlemen.
[01:03:43.560 --> 01:03:48.840]  I'm trying to give you some clarity on when you bar-grieve an attorney, the reasons you
[01:03:48.840 --> 01:03:52.760]  bar-grieve an attorney, and how much time for it do you have that you can do this.
[01:03:52.760 --> 01:03:57.920]  Okay, the primary reason you bar-grieve an attorney is because he breathes.
[01:03:57.920 --> 01:03:58.920]  Okay.
[01:03:58.920 --> 01:04:04.920]  Yeah, it's a little harsh, don't you think?
[01:04:04.920 --> 01:04:07.920]  A little bit.
[01:04:07.920 --> 01:04:08.920]  Okay.
[01:04:08.920 --> 01:04:15.440]  You understand you'll never win your case simply because you have the law and the facts
[01:04:15.440 --> 01:04:18.800]  on your side.
[01:04:18.800 --> 01:04:23.360]  You'll only win your case if you have the politics on your side.
[01:04:23.360 --> 01:04:30.200]  And I suggest that you use bar grievances as a political tool.
[01:04:30.200 --> 01:04:34.720]  Do not use them as a tool for retribution.
[01:04:34.720 --> 01:04:38.080]  They're much too valuable.
[01:04:38.080 --> 01:04:42.720]  So think strategically.
[01:04:42.720 --> 01:04:48.480]  Understand that when you bar-grieve the attorney, you sting him good.
[01:04:48.480 --> 01:04:57.440]  So how do you use that to get the attorney to do what you want him to do?
[01:04:57.440 --> 01:05:04.080]  Or if he's not your attorney, if he's the other side's attorney, how do you use the
[01:05:04.080 --> 01:05:10.520]  bar grievance to get the attorney not to want to bother you?
[01:05:10.520 --> 01:05:17.560]  Or if you're in a criminal prosecution and your court-appointed counsel or your paid
[01:05:17.560 --> 01:05:22.120]  counsel is not doing anything for you.
[01:05:22.120 --> 01:05:30.480]  You use one of the tools we use bar grievances for, one of the things we use bar grievances
[01:05:30.480 --> 01:05:40.920]  for, is to give your lawyer plausible deniability.
[01:05:40.920 --> 01:05:46.760]  You want your lawyer to do something that makes him nervous.
[01:05:46.760 --> 01:05:50.600]  Because lawyers only do what they always do.
[01:05:50.600 --> 01:05:54.960]  And lawyers aren't going to do anything to annoy the judge at him.
[01:05:54.960 --> 01:05:59.560]  Because you're his client, you're here today, tomorrow he has another client.
[01:05:59.560 --> 01:06:06.000]  If he has an angry judge, his next client's likely to get clobbered because of you.
[01:06:06.000 --> 01:06:07.000]  So he's not going to risk that.
[01:06:07.000 --> 01:06:13.000]  He's not going to do anything that'll annoy the judge, unless you have created a little
[01:06:13.000 --> 01:06:16.160]  politics.
[01:06:16.160 --> 01:06:21.140]  If the other side's trying to beat you up real bad, you use that to give them a reason
[01:06:21.140 --> 01:06:23.400]  not to beat you up real bad.
[01:06:23.400 --> 01:06:30.400]  Debra was on a couple of weeks ago and she talked about a deal where we helped a kid
[01:06:30.400 --> 01:06:36.920]  and the lawyer, the prosecutor dropped a felony in case.
[01:06:36.920 --> 01:06:39.240]  I remember that show, yeah.
[01:06:39.240 --> 01:06:50.040]  In order to protect the defendant's lawyer from the defendant, understand when you go
[01:06:50.040 --> 01:06:54.720]  into court, it's like a four-sided chessboard.
[01:06:54.720 --> 01:07:01.120]  You're sitting on one side, your lawyer is to your right, opposing counsel is to the
[01:07:01.120 --> 01:07:05.000]  left and the judge is across from you.
[01:07:05.000 --> 01:07:11.520]  Everybody at the table, it's all about relationships.
[01:07:11.520 --> 01:07:15.600]  You have a relationship with your lawyer.
[01:07:15.600 --> 01:07:20.200]  The other lawyer has a relationship with his client, but as far as you're concerned, his
[01:07:20.200 --> 01:07:21.200]  client doesn't matter.
[01:07:21.200 --> 01:07:27.200]  The only thing that matters to you, these two lawyers and the judge, they all have relationships
[01:07:27.200 --> 01:07:30.800]  with one another.
[01:07:30.800 --> 01:07:33.640]  How do you manipulate the relationships?
[01:07:33.640 --> 01:07:41.120]  Well, if my lawyer doesn't want to argue an issue, then I use the threat of a bar grievance
[01:07:41.120 --> 01:07:48.920]  or an actual bar grievance so that he can go to the judge and say, judge, I'm sorry
[01:07:48.920 --> 01:07:57.280]  I have to do this, I know you'd rather be playing golf, but I have a difficult client
[01:07:57.280 --> 01:08:07.000]  that I cannot control and he's going to beat me up, so you need to help me out here.
[01:08:07.000 --> 01:08:16.840]  If it's opposing counsel, then opposing counsel wants to do stuff to win the case against
[01:08:16.840 --> 01:08:27.280]  you, but if you're going to bar grieve your lawyer, if he doesn't beat this other guy,
[01:08:27.280 --> 01:08:34.000]  you want to give your lawyer a reason to manipulate the influences that are around the relationships
[01:08:34.000 --> 01:08:35.000]  around the table.
[01:08:35.000 --> 01:08:37.200]  Okay, I'm going to stop talking now.
[01:08:37.200 --> 01:08:43.000]  I was wondering if you could get into it about the tactics as far as the opposing counsel,
[01:08:43.000 --> 01:08:46.240]  bar grieving the opposing counsel.
[01:08:46.240 --> 01:08:52.920]  Okay, bar grieving the opposing counsel is going to really, really make him upset when
[01:08:52.920 --> 01:08:58.840]  you bar grieve him, so what?
[01:08:58.840 --> 01:09:04.440]  It's also going to make him not want to get you to bar grieve him again.
[01:09:04.440 --> 01:09:13.320]  Now he may want to pay you back for bar grieving him, but very unlikely he'll do so because
[01:09:13.320 --> 01:09:22.560]  the bar grievance hurts them so much and it will get easier if you think of everything
[01:09:22.560 --> 01:09:31.760]  in terms of the politics, the politics as defined by the relationships of the parties
[01:09:31.760 --> 01:09:37.880]  and how do you use the bar grievance, not just to beat the other guy up, but to get
[01:09:37.880 --> 01:09:41.600]  him to do what you want him to do.
[01:09:41.600 --> 01:09:46.840]  So in your circumstance, do you have a lawyer that you want to bar grieve?
[01:09:46.840 --> 01:09:51.080]  Yes, I do as an opposing counsel.
[01:09:51.080 --> 01:09:58.280]  Okay, what will bar grieving him do to improve your position?
[01:09:58.280 --> 01:10:05.320]  Well, it's like you said, he wouldn't want to, I've had three cases where they basically
[01:10:05.320 --> 01:10:13.080]  decided to assign him to the cases and you know, he tried to find all kinds of tactics,
[01:10:13.080 --> 01:10:19.840]  and as a matter of fact, he's lied, he's deceived the court in so many ways to try to win the
[01:10:19.840 --> 01:10:20.840]  cases.
[01:10:20.840 --> 01:10:24.840]  Oh, that's great, bar grieve the crap out of him.
[01:10:24.840 --> 01:10:30.160]  If you can catch him lying to the court, then make up a criminal complaint and take it to
[01:10:30.160 --> 01:10:31.440]  the DA.
[01:10:31.440 --> 01:10:32.440]  Okay.
[01:10:32.440 --> 01:10:38.840]  Now, most people get upset when the public officials don't do what they're supposed
[01:10:38.840 --> 01:10:45.120]  to do, but forget about that, they're never going to do what they're supposed to do.
[01:10:45.120 --> 01:10:53.760]  But consider the politics, everything's political and all politics is local.
[01:10:53.760 --> 01:10:59.000]  What's going to happen when you go to the DA with a criminal complaint against this
[01:10:59.000 --> 01:11:05.040]  lawyer for committing aggravated perjury in the courtroom?
[01:11:05.040 --> 01:11:10.520]  You know, the DA knows this lawyer.
[01:11:10.520 --> 01:11:16.000]  He's going to call the lawyer and say, Hey, I got a guy down here trying to get me to
[01:11:16.000 --> 01:11:20.280]  present you to a grand jury, what the heck is going on?
[01:11:20.280 --> 01:11:28.540]  What you do to make him angry and now he's going to give the guy a heads up and now you
[01:11:28.540 --> 01:11:34.760]  become far more dangerous to him, especially if you accuse him of committing aggravated
[01:11:34.760 --> 01:11:38.840]  perjury in the courtroom.
[01:11:38.840 --> 01:11:47.040]  Never threaten to bar grieve your lawyer or the other lawyer and one of the ways to use
[01:11:47.040 --> 01:11:55.520]  the bar grievance is bar grieve the other lawyer and that you can use that to help control
[01:11:55.520 --> 01:11:57.520]  your lawyer.
[01:11:57.520 --> 01:12:05.320]  You never threaten, you can't give fair warning, not in legal matters.
[01:12:05.320 --> 01:12:09.680]  Everybody considers fair warning as a threat or they will deliberately interpret fair warning
[01:12:09.680 --> 01:12:10.680]  as a threat.
[01:12:10.680 --> 01:12:14.960]  So never, never give them fair warning, bushwhack is great.
[01:12:14.960 --> 01:12:23.320]  So you want to get your lawyer's attention, bar grieve the other one, then he knows you
[01:12:23.320 --> 01:12:24.800]  know about bar grievances.
[01:12:24.800 --> 01:12:33.360]  You know, how, what's the time for three years, we're going on three years here in July when
[01:12:33.360 --> 01:12:35.440]  this started with his lawyer.
[01:12:35.440 --> 01:12:36.440]  Okay.
[01:12:36.440 --> 01:12:42.360]  You got to understand the bar, the state bar is going to do everything they can to trash
[01:12:42.360 --> 01:12:49.160]  your grievance, doesn't make any difference what you do, they're going to do everything
[01:12:49.160 --> 01:12:55.680]  they can to trash it, but it's going to sting the lawyer anyway.
[01:12:55.680 --> 01:13:00.640]  It's not, you know, it's not rather or not the bar grievance is actually heard by the
[01:13:00.640 --> 01:13:07.520]  state bar and acted on, it's about his insurance carrier.
[01:13:07.520 --> 01:13:10.400]  Bar grievance goes on his record forever.
[01:13:10.400 --> 01:13:14.360]  It's like you get in a DUI.
[01:13:14.360 --> 01:13:21.840]  If he goes to try to get on with a firm, first thing you're going to do is check with the
[01:13:21.840 --> 01:13:29.400]  bar and see how many grievances he's had, valid, invalid, they don't care.
[01:13:29.400 --> 01:13:35.000]  They don't care how many grievances have actually been adjudicated, they don't care how many
[01:13:35.000 --> 01:13:37.760]  he had.
[01:13:37.760 --> 01:13:45.600]  So they are very powerful in that regard and, you know, you can sting them, you know, if
[01:13:45.600 --> 01:13:52.920]  this other guy's, especially if you've got a lawyer lying and you try to get him indicted.
[01:13:52.920 --> 01:13:55.000]  Lawyers can't lie, Randy.
[01:13:55.000 --> 01:13:56.000]  Okay.
[01:13:56.000 --> 01:13:58.200]  Committing perjury?
[01:13:58.200 --> 01:14:03.440]  They commit perjury and they offer fraudulent misrepresentations of material facts, but they
[01:14:03.440 --> 01:14:04.440]  don't lie.
[01:14:04.440 --> 01:14:08.360]  That's something that lay people do.
[01:14:08.360 --> 01:14:12.200]  I stand corrected and I wasn't lying.
[01:14:12.200 --> 01:14:13.200]  Okay.
[01:14:13.200 --> 01:14:14.200]  Anyway.
[01:14:14.200 --> 01:14:15.200]  No, I know.
[01:14:15.200 --> 01:14:24.960]  If you kept on committing aggravated perjury or even perjury, that breaches their code
[01:14:24.960 --> 01:14:27.320]  of conduct, the bar standards.
[01:14:27.320 --> 01:14:31.640]  It certainly does because it compromises the integrity of our courts.
[01:14:31.640 --> 01:14:35.160]  Keep in mind, these courts do not belong to the judges and the lawyers, they belong to
[01:14:35.160 --> 01:14:36.160]  us.
[01:14:36.160 --> 01:14:40.200]  And like I said last week, it's time we start to clean house.
[01:14:40.200 --> 01:14:47.120]  It's been a long time since our shelves have been dusted, they're our shelves.
[01:14:47.120 --> 01:14:55.520]  It changes your whole perspective when you realize that they are all public servants,
[01:14:55.520 --> 01:14:58.600]  they're the servants, you are the master.
[01:14:58.600 --> 01:15:05.560]  We start acting like the master, everything changes and they recognize it.
[01:15:05.560 --> 01:15:11.560]  They hate to see me show up because they know that I understand I am the master.
[01:15:11.560 --> 01:15:14.600]  I got another issue to bring up about deserving a master.
[01:15:14.600 --> 01:15:22.480]  I went to file a motion for a rehearing reconsideration in the US Supreme Court a few years ago, a
[01:15:22.480 --> 01:15:23.480]  few weeks ago.
[01:15:23.480 --> 01:15:30.640]  And I would show my work ID because I don't have a government issued ID, when they process
[01:15:30.640 --> 01:15:31.640]  they need some type of ID.
[01:15:31.640 --> 01:15:34.640]  This is what I use, this is what I always use.
[01:15:34.640 --> 01:15:38.960]  And then she said it, but then she kind of threatened me that you can get in trouble
[01:15:38.960 --> 01:15:43.320]  if any off the question, you can get in trouble not having a government ID, you better get
[01:15:43.320 --> 01:15:44.320]  your government ID.
[01:15:44.320 --> 01:15:48.480]  And he tried to evoke fear and intimidation with me that I needed a government ID, but
[01:15:48.480 --> 01:15:52.560]  she processed my paper, that's all I needed.
[01:15:52.560 --> 01:15:58.560]  I heard you guys and also Randy talk about that you do not need a government issued ID,
[01:15:58.560 --> 01:16:03.200]  but here's a woman right there in the US Supreme Court when you're trying to process papers
[01:16:03.200 --> 01:16:09.520]  there, file papers there through the guard shack, that's where they do it at in DC, that's
[01:16:09.520 --> 01:16:13.240]  threatening somebody that does not have a government, because he doesn't have a government
[01:16:13.240 --> 01:16:14.240]  issued ID.
[01:16:14.240 --> 01:16:17.760]  I thought that was very interesting, but kind of like what you're saying, she's supposed
[01:16:17.760 --> 01:16:18.760]  to be the servant.
[01:16:18.760 --> 01:16:23.840]  And that's what you imagine, she's by the third working for the DC police, police.
[01:16:23.840 --> 01:16:31.000]  Okay, you have not lived until you've called Dial 911 on these people.
[01:16:31.000 --> 01:16:36.760]  That is so much fun, you won't believe it.
[01:16:36.760 --> 01:16:42.200]  You don't warn them, you don't coddle them, you just, they do something you don't like,
[01:16:42.200 --> 01:16:43.200]  just Dial 911.
[01:16:43.200 --> 01:16:46.720]  I need you to get somebody down here to arrest this person.
[01:16:46.720 --> 01:16:50.880]  They failed to perform a duty they were required to perform, and I got a duty right now.
[01:16:50.880 --> 01:16:51.880]  I got to do the outro.
[01:16:51.880 --> 01:16:58.520]  Randy Kelton, Steve Kidmore, Rule of Law Radio, our call in number, 512-646-1984, we'll be
[01:16:58.520 --> 01:16:59.520]  right back.
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[01:19:26.000 --> 01:19:33.120]  Welcome back to Rule of Law Radio, folks.
[01:19:33.120 --> 01:19:43.400]  We are in the last 45 minutes of the show, so 512-646-1984 will put you in line behind
[01:19:43.400 --> 01:19:47.200]  Crystal in Nevada, but right now let's go back to Jimmy in Maryland.
[01:19:47.200 --> 01:19:48.200]  Jimmy?
[01:19:48.200 --> 01:19:55.240]  Yeah, I just wanted just a comment about, you know, about that you get in trouble not
[01:19:55.240 --> 01:20:01.880]  having a government-issued ID in downtown D.C.
[01:20:01.880 --> 01:20:07.960]  Randy, that's more your area.
[01:20:07.960 --> 01:20:16.600]  You can get a government-issued ID as opposed to a driver's license or anything, unless
[01:20:16.600 --> 01:20:18.920]  is that a battle you want to have?
[01:20:18.920 --> 01:20:22.560]  Well, it's about I should not have.
[01:20:22.560 --> 01:20:26.760]  I mean, all I did was just, you know, did my filings.
[01:20:26.760 --> 01:20:30.720]  The only reason I was down there is to do a filing that I've done in the past.
[01:20:30.720 --> 01:20:31.720]  I've done most of the registrations.
[01:20:31.720 --> 01:20:32.720]  I've done it before.
[01:20:32.720 --> 01:20:33.720]  Okay, wait.
[01:20:33.720 --> 01:20:34.720]  There's no way.
[01:20:34.720 --> 01:20:36.720]  You don't have to identify yourself to them.
[01:20:36.720 --> 01:20:39.720]  Well, I just don't have mine.
[01:20:39.720 --> 01:20:42.720]  No, I went into court in Fort Worth.
[01:20:42.720 --> 01:20:50.800]  I went and sat in the courtroom and had the bailiff come over and ask me for an ID, ask
[01:20:50.800 --> 01:20:55.520]  me if I had an issue in the court, and I said, no, I don't.
[01:20:55.520 --> 01:20:57.120]  He said, well, who are you?
[01:20:57.120 --> 01:21:00.120]  None of your business.
[01:21:00.120 --> 01:21:01.640]  But I need to see an ID.
[01:21:01.640 --> 01:21:05.960]  No, what you need to do is get your butt back up there and take care of that court and leave
[01:21:05.960 --> 01:21:06.960]  me alone.
[01:21:06.960 --> 01:21:11.720]  Well, I'll just see what the judge has to say about that.
[01:21:11.720 --> 01:21:17.480]  He goes in the back, comes back out, and leaves me alone.
[01:21:17.480 --> 01:21:18.480]  You don't have this.
[01:21:18.480 --> 01:21:20.440]  You have no duty to identify yourself.
[01:21:20.440 --> 01:21:21.440]  Yeah.
[01:21:21.440 --> 01:21:34.920]  So if they ask you, okay, are you familiar with 18 U.S. Code 242?
[01:21:34.920 --> 01:21:41.040]  You need to have that tattooed on your forehead in reverse.
[01:21:41.040 --> 01:21:46.920]  So when you look in the mirror, you can see it every morning, it is the catch-all.
[01:21:46.920 --> 01:21:54.640]  If a public official exerts or purports to exert an authority they do not expressly have
[01:21:54.640 --> 01:22:00.160]  or fails to perform a duty they're required to perform it in the process, denies a citizen
[01:22:00.160 --> 01:22:05.040]  in the full and free access to her enjoyment of a right, that's a crime.
[01:22:05.040 --> 01:22:06.640]  It's a crime in every state.
[01:22:06.640 --> 01:22:09.460]  It's a crime in the Fed.
[01:22:09.460 --> 01:22:15.640]  So if a public official exerts or purports to exert an authority they don't have, call
[01:22:15.640 --> 01:22:23.160]  911 and went to Randall County, Texas, that's Amarillo, and asked the clerk to see some
[01:22:23.160 --> 01:22:27.560]  dossiers and folders and she told me I'd have to look on the computer.
[01:22:27.560 --> 01:22:31.840]  No, I need to see the original documents because I expect something to be missing.
[01:22:31.840 --> 01:22:33.440]  Well, I don't have the time.
[01:22:33.440 --> 01:22:34.440]  I don't have the personnel.
[01:22:34.440 --> 01:22:36.960]  You just have to look in the computer.
[01:22:36.960 --> 01:22:45.440]  I said, wait right there, don't go anywhere, somebody's going to want to talk to you.
[01:22:45.440 --> 01:22:50.920]  I walked over, opened the door, pointed at the bailiff, you, come here, they hate to
[01:22:50.920 --> 01:22:51.920]  be summoned.
[01:22:51.920 --> 01:22:57.600]  He came over, what can I do for you, I said, listen to this, I said, clerk, I need to see
[01:22:57.600 --> 01:22:59.720]  those records I asked you for.
[01:22:59.720 --> 01:23:03.560]  I told you I don't have time, the personnel, you'll have to look in the computer.
[01:23:03.560 --> 01:23:05.400]  I turned to the bailiff, did you hear that?
[01:23:05.400 --> 01:23:08.080]  Did you see the skeleton, I did.
[01:23:08.080 --> 01:23:09.080]  Arrest that woman.
[01:23:09.080 --> 01:23:16.000]  What can you do, clerk, of course you can, just go around, throw the cuss on her, drag
[01:23:16.000 --> 01:23:17.000]  her off to jail.
[01:23:17.000 --> 01:23:23.280]  Heck, you don't have far to go, it's just coming blocks over.
[01:23:23.280 --> 01:23:28.080]  No fair warning.
[01:23:28.080 --> 01:23:31.760]  I am the master, they are the servants.
[01:23:31.760 --> 01:23:35.640]  I don't negotiate with them.
[01:23:35.640 --> 01:23:41.680]  Never ask a public official to do anything you actually want them to do because you never
[01:23:41.680 --> 01:23:46.360]  ask a public official to do anything that the law does not specifically require them
[01:23:46.360 --> 01:23:47.360]  to do.
[01:23:47.360 --> 01:23:52.240]  And then when they don't do it, just call 911.
[01:23:52.240 --> 01:23:53.240]  What do they do?
[01:23:53.240 --> 01:23:54.240]  You're the victim.
[01:23:54.240 --> 01:24:02.880]  You call 911 to lodge a complaint against a criminal and they find out the criminal
[01:24:02.880 --> 01:24:06.000]  is one of their buddies.
[01:24:06.000 --> 01:24:11.240]  Now they start doing this little jigging dance and they don't want to do their job.
[01:24:11.240 --> 01:24:16.480]  Well, they're in the same spot, this does nothing but get worse.
[01:24:16.480 --> 01:24:25.400]  If we can get more people to understand what it means to be the master, I don't use the
[01:24:25.400 --> 01:24:32.800]  term sovereign because all those guys running around using the term sovereign had no idea
[01:24:32.800 --> 01:24:37.280]  what it really meant.
[01:24:37.280 --> 01:24:44.400]  Get met, you are the responsible party.
[01:24:44.400 --> 01:24:48.800]  You are the CEO, act like one.
[01:24:48.800 --> 01:24:59.360]  When you start acting like one, these guys get real excited and they don't find you easy
[01:24:59.360 --> 01:25:05.240]  to manipulate because the CEO, if he sees the guy in the mailroom screwing around goofing
[01:25:05.240 --> 01:25:11.080]  off or stealing stuff, the CEO doesn't go talk to him.
[01:25:11.080 --> 01:25:17.720]  The CEO goes to his vice president in charge of that section, say, what the heck is going
[01:25:17.720 --> 01:25:18.720]  on here?
[01:25:18.720 --> 01:25:19.720]  Can't you control your people?
[01:25:19.720 --> 01:25:23.560]  They're out there stealing or doing this, that, or the other and then he goes down the
[01:25:23.560 --> 01:25:26.000]  line before it gets to this guy.
[01:25:26.000 --> 01:25:29.880]  That's the way we do it.
[01:25:29.880 --> 01:25:37.120]  Set him up so that you can complain to somebody else about what he's doing.
[01:25:37.120 --> 01:25:42.960]  Next time you go in there, the clerk is not going to give you any guff.
[01:25:42.960 --> 01:25:48.920]  I went back to Randall County and I had no problem from the clerk at all, except she
[01:25:48.920 --> 01:25:57.600]  was so angry at me, she was visibly shaking and I get that a lot.
[01:25:57.600 --> 01:26:01.960]  I told her, look, look, she said, are you going to try to have me arrested again?
[01:26:01.960 --> 01:26:07.720]  I said, look, look, last time I was here, when I did that, heck, I was just joking.
[01:26:07.720 --> 01:26:08.720]  Wasn't that a hoot?
[01:26:08.720 --> 01:26:19.800]  I didn't think it was very funny, primarily never get angry.
[01:26:19.800 --> 01:26:23.520]  The CEO doesn't get angry.
[01:26:23.520 --> 01:26:30.520]  These guys are very good at generating confrontation.
[01:26:30.520 --> 01:26:31.520]  It's what they do.
[01:26:31.520 --> 01:26:36.800]  They do it all day, every day, so they're real good at dealing with it, so don't let
[01:26:36.800 --> 01:26:37.800]  them.
[01:26:37.800 --> 01:26:45.560]  Public official give you a little guff, you go get another public official to take your
[01:26:45.560 --> 01:26:52.840]  complaint against that official, changes everything and use bar grievances the same way.
[01:26:52.840 --> 01:26:58.520]  Well, let me just real quick, how are you going to court, you get up to challenge the
[01:26:58.520 --> 01:27:03.600]  tradition of the court and then the prosecutor said, we haven't talked to Mr. Rakelton yet
[01:27:03.600 --> 01:27:05.880]  and the judge is going to say, oh, go ahead and see him.
[01:27:05.880 --> 01:27:07.240]  Wait, wait, wait, slow down.
[01:27:07.240 --> 01:27:09.240]  You're talking faster than I can listen.
[01:27:09.240 --> 01:27:15.600]  Move your mic a little further away from your mouth, you're getting a little booming of
[01:27:15.600 --> 01:27:16.600]  the mic.
[01:27:16.600 --> 01:27:17.600]  Okay.
[01:27:17.600 --> 01:27:22.960]  What I'm saying is your case is called a challenge the tradition of the court, challenge the
[01:27:22.960 --> 01:27:27.520]  court's jurisdiction and the prosecutor would get up and say that they haven't talked.
[01:27:27.520 --> 01:27:32.280]  We haven't talked to Mr. Rakelton yet and so the judge just tells you to go have a seat
[01:27:32.280 --> 01:27:36.600]  and the prosecutor is going to talk to you.
[01:27:36.600 --> 01:27:44.280]  I tell them, I don't talk to persecuting attorneys, if the persecuting attorney wants to have
[01:27:44.280 --> 01:27:51.680]  a meeting with me, he can call and make an appointment, they don't know how to deal
[01:27:51.680 --> 01:27:52.680]  with that.
[01:27:52.680 --> 01:28:00.840]  I went to court and the prosecutor came out and I'm waiting for the court to start and
[01:28:00.840 --> 01:28:05.440]  I was the only one there because I had appeal on an issue to the county court and she said,
[01:28:05.440 --> 01:28:06.440]  are you Randall Kelton?
[01:28:06.440 --> 01:28:07.440]  I said, yes, I am.
[01:28:07.440 --> 01:28:08.640]  So you come with me, please.
[01:28:08.640 --> 01:28:09.640]  I said, who are you?
[01:28:09.640 --> 01:28:12.320]  She said, well, I'm the prosecutor attorney.
[01:28:12.320 --> 01:28:15.240]  Oh, I don't talk to persecuting attorneys.
[01:28:15.240 --> 01:28:18.480]  Well, Mr. Kelton, that's why you're here.
[01:28:18.480 --> 01:28:19.480]  No, it's not.
[01:28:19.480 --> 01:28:22.680]  Well, why are you here?
[01:28:22.680 --> 01:28:27.480]  I was summoned to court, so I'm here to go to court.
[01:28:27.480 --> 01:28:28.920]  I want to see the judge.
[01:28:28.920 --> 01:28:29.920]  You want to see the judge?
[01:28:29.920 --> 01:28:31.920]  Yeah, I want to see the judge.
[01:28:31.920 --> 01:28:34.920]  Well, I don't know if you can see the judge.
[01:28:34.920 --> 01:28:42.240]  Well, I'll see the judge for one reason or another, either to adjudicate this issue or
[01:28:42.240 --> 01:28:46.680]  to file a criminal accusation against the one who summoned me here.
[01:28:46.680 --> 01:28:50.960]  Oh, well, I'll see if the judge will see you.
[01:28:50.960 --> 01:28:54.640]  The judge saw me.
[01:28:54.640 --> 01:28:57.640]  I don't negotiate with prosecutors.
[01:28:57.640 --> 01:29:02.000]  When you're called to court to negotiate with a prosecutor, we have a traffic court and
[01:29:02.000 --> 01:29:06.000]  a lot of times the judge is not even there.
[01:29:06.000 --> 01:29:10.240]  Last time that happened to me, I asked a bailiff to arrest the prosecutor for impersonating
[01:29:10.240 --> 01:29:13.880]  a judicial officer.
[01:29:13.880 --> 01:29:17.280]  The prosecutor don't summon me to court.
[01:29:17.280 --> 01:29:20.120]  He's a lawyer for the other side.
[01:29:20.120 --> 01:29:21.120]  Only the judge can do that.
[01:29:21.120 --> 01:29:22.120]  Excuse me.
[01:29:22.120 --> 01:29:23.120]  We're about to go to break.
[01:29:23.120 --> 01:29:24.120]  This is Randy Kelton.
[01:29:24.120 --> 01:29:25.120]  Do we have anything else for you?
[01:29:25.120 --> 01:29:26.120]  We're kind of running out of time and we've got another caller we're going to take.
[01:29:26.120 --> 01:29:27.120]  I appreciate it.
[01:29:27.120 --> 01:29:28.120]  Let me let you go and get another caller.
[01:29:28.120 --> 01:29:29.120]  Thank you so much, gentlemen.
[01:29:29.120 --> 01:29:30.120]  You guys have a great day.
[01:29:30.120 --> 01:29:31.120]  Okay.
[01:29:31.120 --> 01:29:32.120]  Thank you, Jimmy.
[01:29:32.120 --> 01:29:33.120]  This is Randy Kelton.
[01:29:33.120 --> 01:29:34.120]  Thank you, Jimmy.
[01:29:34.120 --> 01:29:35.120]  You take us out, Steve.
[01:29:35.120 --> 01:29:36.120]  I got a frog.
[01:29:36.120 --> 01:29:37.120]  Yes.
[01:29:37.120 --> 01:29:44.120]  Well, Randy Kelton's frog, we'll be right back.
[01:29:44.120 --> 01:29:51.920]  Oh, I see you've still got some more time.
[01:29:51.920 --> 01:29:53.960]  Crystal in Nevada is up next, folks.
[01:29:53.960 --> 01:29:54.960]  Stay tuned.
[01:29:54.960 --> 01:30:08.120]  Did you know the sound of your voice could be used like a fingerprint to identify you?
[01:30:08.120 --> 01:30:12.720]  It's called a voice print and a growing number of corporations and governments are capturing
[01:30:12.720 --> 01:30:13.720]  them.
[01:30:13.720 --> 01:30:17.080]  I'm Dr. Catherine Albrecht and I'll be right back with details.
[01:30:17.080 --> 01:30:18.680]  Privacy is under attack.
[01:30:18.680 --> 01:30:22.280]  When you give up data about yourself, you'll never get it back again.
[01:30:22.280 --> 01:30:27.040]  And once your privacy is gone, you'll find your freedoms will start to vanish, too.
[01:30:27.040 --> 01:30:32.080]  So protect your rights, say no to surveillance and keep your information to yourself.
[01:30:32.080 --> 01:30:34.800]  Privacy, it's worth hanging on to.
[01:30:34.800 --> 01:30:39.080]  This public service announcement is brought to you by startpage.com, the private search
[01:30:39.080 --> 01:30:42.620]  engine alternative to Google, Yahoo and Bing.
[01:30:42.620 --> 01:30:46.080]  Start over with StartPage.
[01:30:46.080 --> 01:30:50.320]  Your voice is like a fingerprint made of sound with a unique pattern that can be captured
[01:30:50.320 --> 01:30:52.920]  and recorded and used to identify you.
[01:30:52.920 --> 01:30:57.400]  Interpol, the international police force, wants voice prints from suspicious persons
[01:30:57.400 --> 01:30:58.400]  worldwide.
[01:30:58.400 --> 01:31:02.520]  The Pentagon is on board, too, and U.S. and British eavesdropping programs have amassed
[01:31:02.520 --> 01:31:04.160]  a mountain of data.
[01:31:04.160 --> 01:31:08.000]  Voice biometrics would let officials sift through that data to hone in on a particular
[01:31:08.000 --> 01:31:10.360]  person's voice like a needle in a haystack.
[01:31:10.360 --> 01:31:14.680]  If that makes you nervous, watch out the next time you call a customer service line.
[01:31:14.680 --> 01:31:19.080]  Many corporations have started using voice print technology to authenticate customers
[01:31:19.080 --> 01:31:22.440]  and match their voices with their identities in the database.
[01:31:22.440 --> 01:31:24.240]  I'm Dr. Catherine Albrecht.
[01:31:24.240 --> 01:31:30.680]  More news and information at CatherineAlbrecht.com.
[01:31:30.680 --> 01:31:36.040]  This is Building 7, a 47-story skyscraper that fell on the afternoon of September 11th.
[01:31:36.040 --> 01:31:38.200]  The government says that fire brought it down.
[01:31:38.200 --> 01:31:43.120]  However, 1,500 architects and engineers concluded it was a controlled demolition.
[01:31:43.120 --> 01:31:45.760]  Over 6,000 of my fellow service members have given their lives.
[01:31:45.760 --> 01:31:48.560]  And thousands of my fellow force responders are dying.
[01:31:48.560 --> 01:31:49.960]  I'm not a conspiracy theorist.
[01:31:49.960 --> 01:31:50.960]  I'm a structural engineer.
[01:31:50.960 --> 01:31:52.400]  I'm a New York City Correctional Officer.
[01:31:52.400 --> 01:31:53.400]  I'm an Air Force pilot.
[01:31:53.400 --> 01:31:55.000]  I'm a father who lost his son.
[01:31:55.000 --> 01:31:57.640]  We're Americans, and we deserve the truth.
[01:31:57.640 --> 01:32:01.160]  Go to RememberBuilding7.org today.
[01:32:01.160 --> 01:32:04.920]  After work, I'm so tired that I want to be left alone to sleep.
[01:32:04.920 --> 01:32:06.480]  Hey, listen to me.
[01:32:06.480 --> 01:32:07.480]  Who are you?
[01:32:07.480 --> 01:32:11.440]  I'm you years ago, when you felt healthy and young and everything worked on your body.
[01:32:11.440 --> 01:32:12.640]  Do you remember that?
[01:32:12.640 --> 01:32:13.640]  Yes.
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[01:32:20.040 --> 01:32:24.600]  It cleans the entire body from head to toe and feeds the body what it really needs.
[01:32:24.600 --> 01:32:28.040]  You'll be in a better mood, and you'll find more drive in your romantic life.
[01:32:28.040 --> 01:32:29.040]  Really?
[01:32:29.040 --> 01:32:31.480]  I got to try iodine now and feel good again.
[01:32:31.480 --> 01:32:36.000]  It also protects you from radiation, heavy metals, fluoride, chlorine, and bromine, including
[01:32:36.000 --> 01:32:37.960]  cancer and most major diseases.
[01:32:37.960 --> 01:32:38.960]  You'll be amazed.
[01:32:38.960 --> 01:32:40.280]  You can be your own doctor.
[01:32:40.280 --> 01:32:43.120]  I want to keep you out of the hospital and off pharmaceuticals.
[01:32:43.120 --> 01:32:44.120]  Wow.
[01:32:44.120 --> 01:32:46.120]  Why are you so nice to me?
[01:32:46.120 --> 01:32:47.120]  Because I'm you.
[01:32:47.120 --> 01:32:49.840]  You're out of shape, and I need a better looking future.
[01:32:49.840 --> 01:32:50.840]  Call 888-910-4367.
[01:32:50.840 --> 01:32:51.840]  That's 888-910-4367.
[01:32:51.840 --> 01:32:52.840]  Or visit microplantpowder.com.
[01:32:52.840 --> 01:32:53.840]  Microplantpowder.com.
[01:32:53.840 --> 01:32:54.840]  You are listening to the Logos Radio Network, logosradionetwork.com.
[01:32:54.840 --> 01:33:24.760]  I see a tool, I see a tool, the other hand, the other hand, I see a tool, I see a tool,
[01:33:24.760 --> 01:33:53.520]  the other hand, I see a tool, the other hand, I see a tool, the other hand, I see a tool,
[01:33:53.520 --> 01:34:13.560]  the other hand, I see a tool, the other hand, I see a tool, the other hand, I see a tool,
[01:34:13.560 --> 01:34:20.260]  then when you just want to get a free house, your honor, the bank is wanting to get a free
[01:34:20.260 --> 01:34:21.260]  house.
[01:34:21.260 --> 01:34:22.260]  Exactly.
[01:34:22.260 --> 01:34:23.260]  Here's how I...
[01:34:23.260 --> 01:34:24.260]  Wait a minute.
[01:34:24.260 --> 01:34:25.260]  Wrong argument.
[01:34:25.260 --> 01:34:27.260]  Oh, that's not my...
[01:34:27.260 --> 01:34:28.260]  Okay.
[01:34:28.260 --> 01:34:29.260]  Yeah.
[01:34:29.260 --> 01:34:32.900]  The argument is, what's it to you?
[01:34:32.900 --> 01:34:40.620]  It is the duty of the judge to determine the facts in accordance to the rules of evidence
[01:34:40.620 --> 01:34:46.060]  and apply the law as it comes to him to the facts in the case.
[01:34:46.060 --> 01:34:52.900]  If he has some other agenda, he's to get his behind down off that bench and cause to be
[01:34:52.900 --> 01:34:59.300]  appointed the fair and honest jurist you have a right to in the first instance.
[01:34:59.300 --> 01:35:00.300]  I agree.
[01:35:00.300 --> 01:35:04.080]  And the other thing is, I just wanted to remind you about my...
[01:35:04.080 --> 01:35:09.160]  Well, it's not a problem, I'm not in foreclosure or anything, but I have an old Washington
[01:35:09.160 --> 01:35:15.900]  Mutual loan that Chase is now taking ownership of or whatever.
[01:35:15.900 --> 01:35:16.900]  For servicing.
[01:35:16.900 --> 01:35:17.900]  For servicing.
[01:35:17.900 --> 01:35:18.900]  For servicing.
[01:35:18.900 --> 01:35:19.900]  Well, no.
[01:35:19.900 --> 01:35:24.260]  What Chase claims is they took over the assets of Washington Mutual.
[01:35:24.260 --> 01:35:25.980]  Oh, yeah, yeah, yeah, yeah.
[01:35:25.980 --> 01:35:26.980]  Okay.
[01:35:26.980 --> 01:35:27.980]  Yeah.
[01:35:27.980 --> 01:35:37.260]  Have you sent a qualified written request to, I'm sorry, Chase needs a debt validation
[01:35:37.260 --> 01:35:38.260]  letter?
[01:35:38.260 --> 01:35:42.700]  I did send that, two of them, actually, over the last couple of years.
[01:35:42.700 --> 01:35:45.860]  I get nothing back, of course.
[01:35:45.860 --> 01:35:52.380]  You haven't gotten an acknowledgement that it's been received followed by a response?
[01:35:52.380 --> 01:35:57.220]  I actually handed it to the bank officer in the branch here and said, get this to whoever
[01:35:57.220 --> 01:36:00.940]  it needs to get to, and he said he would.
[01:36:00.940 --> 01:36:05.020]  And then I've also sent a registered mail once, and I don't get...
[01:36:05.020 --> 01:36:06.020]  Okay.
[01:36:06.020 --> 01:36:10.940]  The registered mail, the hand delivered, not going to do you any good.
[01:36:10.940 --> 01:36:13.420]  Registered mail, now you've got proof they received it.
[01:36:13.420 --> 01:36:14.420]  All right.
[01:36:14.420 --> 01:36:17.540]  Well, that's been a while now.
[01:36:17.540 --> 01:36:18.540]  That's okay.
[01:36:18.540 --> 01:36:20.940]  You got proof they received it.
[01:36:20.940 --> 01:36:21.940]  They've got...
[01:36:21.940 --> 01:36:22.940]  Yeah.
[01:36:22.940 --> 01:36:32.620]  If it be a true qualified written request, the reason I say that is that a blanket questionnaire,
[01:36:32.620 --> 01:36:35.820]  they've got no obligation to respond to.
[01:36:35.820 --> 01:36:41.580]  But a written request that fits all of the elements of a written request that is a true
[01:36:41.580 --> 01:36:49.180]  written request, they have, I believe, five days to send you acknowledgement that it has
[01:36:49.180 --> 01:36:54.860]  been received and 20 days, I believe, now to respond.
[01:36:54.860 --> 01:37:01.820]  I think it was recently reduced from 30 days to 20 days, but they've got five days to acknowledge
[01:37:01.820 --> 01:37:10.180]  receipt and 20 days to send you a response to your QWR.
[01:37:10.180 --> 01:37:13.180]  Now, Randy, you were trying to say something.
[01:37:13.180 --> 01:37:14.180]  Yeah.
[01:37:14.180 --> 01:37:17.380]  How old is your note?
[01:37:17.380 --> 01:37:20.380]  It's from 99.
[01:37:20.380 --> 01:37:21.380]  99?
[01:37:21.380 --> 01:37:22.380]  Oh, my.
[01:37:22.380 --> 01:37:26.700]  That was right there at the beginning.
[01:37:26.700 --> 01:37:27.700]  Yeah.
[01:37:27.700 --> 01:37:30.900]  What is the interest rate?
[01:37:30.900 --> 01:37:31.900]  Right now?
[01:37:31.900 --> 01:37:32.900]  It's like 3%.
[01:37:32.900 --> 01:37:33.900]  Oh, okay.
[01:37:33.900 --> 01:37:35.980]  That's not bad.
[01:37:35.980 --> 01:37:49.860]  You won't get much of a less interest rate, but you might consider refinancing and taking
[01:37:49.860 --> 01:37:54.100]  a shot at Chase.
[01:37:54.100 --> 01:38:02.260]  We have a master master in New York, what he does is he sends an offer to pay off the
[01:38:02.260 --> 01:38:10.100]  note and on the condition that they prove up standing to collect.
[01:38:10.100 --> 01:38:17.580]  Oh, all right, but that wasn't paid off about five years ago.
[01:38:17.580 --> 01:38:18.580]  Yeah.
[01:38:18.580 --> 01:38:32.620]  So you go in and put together a, get someone to offer you a refinance and then you offer
[01:38:32.620 --> 01:38:40.940]  to pay off the note and extinguish it, but you request that they prove up their standing.
[01:38:40.940 --> 01:38:53.340]  You see JP Morgan Chase claims to have taken over the assets of Washington Mutual, okay.
[01:38:53.340 --> 01:39:03.700]  At the time, was your note an asset of Washington Mutual or did Washington Mutual sell it into
[01:39:03.700 --> 01:39:06.220]  the securities?
[01:39:06.220 --> 01:39:07.260]  I don't know that either.
[01:39:07.260 --> 01:39:11.260]  I just know what's at the county courthouse.
[01:39:11.260 --> 01:39:17.980]  Is there any transfer of the assignment of the security instrument from Washington Mutual
[01:39:17.980 --> 01:39:19.980]  to Chase?
[01:39:19.980 --> 01:39:20.980]  No.
[01:39:20.980 --> 01:39:24.380]  There never is.
[01:39:24.380 --> 01:39:31.980]  You might have got any smart lawyers around there?
[01:39:31.980 --> 01:39:34.980]  They say they are.
[01:39:34.980 --> 01:39:45.660]  Well, you see, JP Morgan Chase, if you're up to date, that changes the whole perspective
[01:39:45.660 --> 01:39:50.260]  on any action you take.
[01:39:50.260 --> 01:39:58.060]  When Washington Mutual sends you a presentment and under the Uniform Commercial Code, a presentment
[01:39:58.060 --> 01:40:05.340]  is a demand from a creditor for payment.
[01:40:05.340 --> 01:40:15.560]  If you're sent a presentment, you can, under UCC 3-501, you can demand to see the original
[01:40:15.560 --> 01:40:22.300]  instrument on which they're basing the demand for payment.
[01:40:22.300 --> 01:40:25.860]  You might request that.
[01:40:25.860 --> 01:40:35.700]  And when they don't produce it, then you might look at suing them under FDCPA, claiming that
[01:40:35.700 --> 01:40:38.660]  they lack standing to collect on the note.
[01:40:38.660 --> 01:40:45.860]  There's a good chance you could stop anyone from making the claim.
[01:40:45.860 --> 01:40:53.740]  What I assert and allege is, is that when Washington Mutual went out of business and
[01:40:53.740 --> 01:40:58.420]  did not transfer their claim to some other party, they abandoned it.
[01:40:58.420 --> 01:40:59.420]  Yes.
[01:40:59.420 --> 01:41:07.260]  Nobody can come along later after Washington Mutual is out of business and transfer that
[01:41:07.260 --> 01:41:10.540]  security instrument to somebody else.
[01:41:10.540 --> 01:41:18.100]  And if you make that claim, you put together a good claim against them, and then you send
[01:41:18.100 --> 01:41:26.020]  them the debt validation letter, claiming that Washington Mutual abandoned the note,
[01:41:26.020 --> 01:41:34.260]  or abandoned the security instrument, then they're likely to come to the table and make
[01:41:34.260 --> 01:41:39.100]  you a deal.
[01:41:39.100 --> 01:41:43.180]  You might get them to knock off a portion of the principle.
[01:41:43.180 --> 01:41:44.180]  Yeah.
[01:41:44.180 --> 01:41:50.500]  Well, you know, when I went to them five, about Chase had just supposedly taken over
[01:41:50.500 --> 01:41:55.140]  five, six years ago, and I went in and my dad had offered to pay off the house.
[01:41:55.140 --> 01:41:59.580]  And I said, prove to me that you can give me a clear title and I'm going to pay this
[01:41:59.580 --> 01:42:00.580]  off.
[01:42:00.580 --> 01:42:02.620]  And they just, they never did.
[01:42:02.620 --> 01:42:03.620]  And then I got suspicious.
[01:42:03.620 --> 01:42:05.620]  Then I started investigating.
[01:42:05.620 --> 01:42:07.460]  And so I asked them the wrong thing.
[01:42:07.460 --> 01:42:08.460]  Okay.
[01:42:08.460 --> 01:42:09.460]  Okay.
[01:42:09.460 --> 01:42:13.620]  You got a way to stick it to them.
[01:42:13.620 --> 01:42:21.060]  Go to someone and go to another lender and get them to offer you a loan and offer to
[01:42:21.060 --> 01:42:26.260]  pay off the pay off JP Morgan Chase.
[01:42:26.260 --> 01:42:32.780]  But you can only pay off JP Morgan Chase if they can prove up their standing.
[01:42:32.780 --> 01:42:45.260]  And when they can't prove up their standing, then you will lose this refinance.
[01:42:45.260 --> 01:42:51.820]  Then you've because of their failure to prove up, you've lost the benefit of the bargain.
[01:42:51.820 --> 01:42:55.980]  You've lost a specific sale that would cause for a slander of title.
[01:42:55.980 --> 01:42:56.980]  Right.
[01:42:56.980 --> 01:42:57.980]  Okay.
[01:42:57.980 --> 01:42:59.460]  Oh, even better.
[01:42:59.460 --> 01:43:05.700]  Get somebody to offer to buy it.
[01:43:05.700 --> 01:43:08.260]  They offer to buy it.
[01:43:08.260 --> 01:43:14.460]  And then you request debt validation from JP Morgan Chase.
[01:43:14.460 --> 01:43:15.580]  They can't produce it.
[01:43:15.580 --> 01:43:18.340]  You lose the sale.
[01:43:18.340 --> 01:43:20.020]  Okay.
[01:43:20.020 --> 01:43:25.620]  Now you have a legitimate benefit of the bargain claim against them.
[01:43:25.620 --> 01:43:26.620]  Okay.
[01:43:26.620 --> 01:43:36.140]  Now, now you go back and sue them to extinguish the note and play let's make a deal.
[01:43:36.140 --> 01:43:37.140]  Guess what?
[01:43:37.140 --> 01:43:44.540]  If you can't sell it, neither can they nor can they take it away from you.
[01:43:44.540 --> 01:43:45.540]  Stay there Crystal.
[01:43:45.540 --> 01:43:52.020]  We'll be right back after this brief message 512-646-1984 folks are going into the last
[01:43:52.020 --> 01:43:53.020]  segment.
[01:43:53.020 --> 01:44:00.340]  So, if you want to get in, you better call now, we'll be right back, stay tuned.
[01:44:00.340 --> 01:44:05.060]  You feel tired when talking about important topics like money and politics, are you confused
[01:44:05.060 --> 01:44:07.700]  by words like the constitution or the federal reserve?
[01:44:07.700 --> 01:44:08.700]  What?
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[01:44:40.660 --> 01:44:42.700]  without feeling tired or uninterested.
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[01:44:58.100 --> 01:45:01.260]  and an overall increase in mental functioning.
[01:45:01.260 --> 01:45:04.460]  Are you the plaintiff or defendant in a lawsuit?
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[01:45:59.940 --> 01:46:18.940]  easy.
[01:46:18.940 --> 01:46:36.900]  Welcome back to Rule of Law Radio, folks, we're in the last segment of the Friday night
[01:46:36.900 --> 01:46:37.900]  show.
[01:46:37.900 --> 01:46:46.980]  So, see if we can spend that with, spend that in Nevada with Crystal, Crystal, did you have
[01:46:46.980 --> 01:46:49.060]  anything else for us?
[01:46:49.060 --> 01:46:52.060]  Please say yes.
[01:46:52.060 --> 01:47:00.060]  Oh, you can't say anything unless I unmute you, now I'm pulling Randy's tricks.
[01:47:00.060 --> 01:47:02.060]  Oh, hello.
[01:47:02.060 --> 01:47:06.500]  Yeah, I'm sorry, we had you muted.
[01:47:06.500 --> 01:47:08.820]  That's okay.
[01:47:08.820 --> 01:47:12.220]  My husband wishes he could do that.
[01:47:12.220 --> 01:47:14.220]  Oh no.
[01:47:14.220 --> 01:47:16.620]  Oh man.
[01:47:16.620 --> 01:47:19.700]  My apologies going out to your husband.
[01:47:19.700 --> 01:47:23.420]  You mean Nevada wives don't come with a mute button?
[01:47:23.420 --> 01:47:33.580]  Hell no, I'm from the South, we don't come with a mute button from anywhere.
[01:47:33.580 --> 01:47:34.840]  And so you shouldn't.
[01:47:34.840 --> 01:47:37.660]  My mother-in-law wanted one for me.
[01:47:37.660 --> 01:47:39.900]  I'll bet.
[01:47:39.900 --> 01:47:44.820]  She never found me as funny as I did.
[01:47:44.820 --> 01:47:48.380]  It's a strange phenomenon.
[01:47:48.380 --> 01:47:57.160]  I called her Gawano for years, I told her it was female for Gawana, and then one day
[01:47:57.160 --> 01:48:05.660]  we were watching this program where they're mining bat poop in Arizona, oh when they called
[01:48:05.660 --> 01:48:10.300]  it Gawano it was not pretty.
[01:48:10.300 --> 01:48:15.780]  She made up this new pet name for me, which I won't repeat.
[01:48:15.780 --> 01:48:17.300]  Probably can't in public.
[01:48:17.300 --> 01:48:24.660]  I told her it was an honest mistake, she just never found me as funny as I did.
[01:48:24.660 --> 01:48:31.780]  Well, can I just tell Chase that, you know, in a letter just say that I have an offer
[01:48:31.780 --> 01:48:37.100]  to purchase and I need them to prove standing, and just start with that, I mean I don't have
[01:48:37.100 --> 01:48:39.700]  to show them loan papers or...
[01:48:39.700 --> 01:48:44.020]  So you're going to have to eventually.
[01:48:44.020 --> 01:48:45.020]  You need that.
[01:48:45.020 --> 01:48:49.100]  Well, you need to have a bona fide offer from somebody, you know.
[01:48:49.100 --> 01:48:50.100]  Okay.
[01:48:50.100 --> 01:48:51.100]  Okay.
[01:48:51.100 --> 01:48:53.580]  All the bad guys are listening, don't listen to this part.
[01:48:53.580 --> 01:48:57.300]  Go to somebody you know and get them to make you an offer.
[01:48:57.300 --> 01:48:58.300]  Okay.
[01:48:58.300 --> 01:49:03.020]  Someone who actually has the funds who could, if they really wanted to, they could actually
[01:49:03.020 --> 01:49:08.060]  purchase this property, but they're not going to purchase it unless you can prove up complete
[01:49:08.060 --> 01:49:12.420]  chain of title.
[01:49:12.420 --> 01:49:18.140]  And now you go to them and say, you guys cost me this sale, I have a right to the full amount
[01:49:18.140 --> 01:49:22.860]  of this deal that you cost me.
[01:49:22.860 --> 01:49:23.860]  And you know what?
[01:49:23.860 --> 01:49:24.860]  Okay.
[01:49:24.860 --> 01:49:28.140]  The friend of yours might just be in the...
[01:49:28.140 --> 01:49:37.980]  That may very well put them in the proper position for them to demand it and not you.
[01:49:37.980 --> 01:49:43.300]  We were talking earlier about plausible deniability.
[01:49:43.300 --> 01:49:47.500]  If you have a friend that has the credit and can go to the bank and say, yeah, we'll loan
[01:49:47.500 --> 01:49:49.460]  you the money to buy that house.
[01:49:49.460 --> 01:49:50.460]  Okay.
[01:49:50.460 --> 01:49:55.900]  Well, let's go back to the other guys and see if they have the authority to do that
[01:49:55.900 --> 01:49:59.100]  and we'll get back with you.
[01:49:59.100 --> 01:50:04.420]  I wouldn't actually tell them that, but you know, that would be the implication there.
[01:50:04.420 --> 01:50:09.900]  Now that person knows what to ask for.
[01:50:09.900 --> 01:50:15.460]  I will buy this house instead of I will sell this house.
[01:50:15.460 --> 01:50:25.060]  I will buy this house if you, Chase Bank, can prove up a good chain of title.
[01:50:25.060 --> 01:50:26.700]  Okay.
[01:50:26.700 --> 01:50:36.220]  Complete, accurate and reflected from the public record.
[01:50:36.220 --> 01:50:39.660]  And with watching your mutuals, there's no way they can do that.
[01:50:39.660 --> 01:50:40.660]  That's right.
[01:50:40.660 --> 01:50:41.660]  Yeah.
[01:50:41.660 --> 01:50:48.860]  So now you go back to them and they may write you a deal, give you a lower...
[01:50:48.860 --> 01:50:55.420]  We had a guy in California used to, he struggled with them for a very long time and hammered
[01:50:55.420 --> 01:50:58.300]  them good and finally they came back to him.
[01:50:58.300 --> 01:51:07.340]  They lowered his interest rate from like seven or eight to 2.5 and they wrote off $300,000
[01:51:07.340 --> 01:51:13.180]  he owed them just to get him to leave him alone.
[01:51:13.180 --> 01:51:18.220]  So you may be able to cut you...
[01:51:18.220 --> 01:51:21.620]  The Puritan in me is screaming to get out.
[01:51:21.620 --> 01:51:30.340]  If it's a 1999 loan, have you ran a cumulative principle on it, do you know how much you
[01:51:30.340 --> 01:51:31.340]  actually owe?
[01:51:31.340 --> 01:51:38.180]  Oh, it's less than 100,000, it's like 99,000 or something.
[01:51:38.180 --> 01:51:41.060]  No, no, wait.
[01:51:41.060 --> 01:51:45.980]  Have you already refinanced or have you got a home equity on it?
[01:51:45.980 --> 01:51:46.980]  No.
[01:51:46.980 --> 01:51:55.140]  No, when everybody else was getting home equity loans back in 2008, I just didn't.
[01:51:55.140 --> 01:52:05.260]  Email me month, year of note, interest, and I'll tell you exactly how much principle you
[01:52:05.260 --> 01:52:08.140]  have left.
[01:52:08.140 --> 01:52:12.860]  Now principle is, that's the only thing you care about.
[01:52:12.860 --> 01:52:24.540]  Then you go to JP Morgan and say, okay, I owe this much principle to somebody.
[01:52:24.540 --> 01:52:31.100]  And then you get them to cost you the benefit of the bargain.
[01:52:31.100 --> 01:52:38.660]  You may be able to get them to write the whole thing off to keep them from suing you.
[01:52:38.660 --> 01:52:43.060]  That's where the Puritan side of me was going.
[01:52:43.060 --> 01:52:44.060]  Oh.
[01:52:44.060 --> 01:52:51.940]  Yeah, because it's going to cost them more in litigation fees than what you owe them.
[01:52:51.940 --> 01:52:55.940]  And you're likely to bring them to the table and make you such a deal.
[01:52:55.940 --> 01:52:56.940]  All right.
[01:52:56.940 --> 01:53:05.220]  Well, that's what I'd like to do, you still want me to send you any papers?
[01:53:05.220 --> 01:53:12.940]  Yes, send me that, just all I need is to adjust the year and month interest, interest already.
[01:53:12.940 --> 01:53:13.940]  What month was it?
[01:53:13.940 --> 01:53:16.860]  It keeps changing because it's based on fines.
[01:53:16.860 --> 01:53:18.340]  No, no, no.
[01:53:18.340 --> 01:53:19.940]  Oh, wait a minute.
[01:53:19.940 --> 01:53:22.820]  Oh, this is a variable?
[01:53:22.820 --> 01:53:23.820]  Variable, yes.
[01:53:23.820 --> 01:53:24.820]  Ooh.
[01:53:24.820 --> 01:53:27.460]  That's why you still owe so much.
[01:53:27.460 --> 01:53:30.980]  You absolutely need to refinance that thing.
[01:53:30.980 --> 01:53:35.980]  Then you really do need to refinance.
[01:53:35.980 --> 01:53:44.620]  So first you get your, get them to cost you the sale.
[01:53:44.620 --> 01:53:51.260]  And then you go for a refinance, but they still can't prove up title, then you go back
[01:53:51.260 --> 01:53:53.340]  to them to make a deal.
[01:53:53.340 --> 01:53:54.340]  Okay.
[01:53:54.340 --> 01:53:59.100]  And you might get them to write it way down.
[01:53:59.100 --> 01:54:00.100]  Okay.
[01:54:00.100 --> 01:54:09.900]  If you, okay, I can, I can do a calculation on how much you should owe them because, send
[01:54:09.900 --> 01:54:15.300]  me an email and I'll send you a list of what I need and I'll run a calculation on it, truth
[01:54:15.300 --> 01:54:28.740]  and lending statement, good faith estimate, HUD one, and note, for those documents I can
[01:54:28.740 --> 01:54:37.300]  give you a claim against, the lender that'll choke a horse.
[01:54:37.300 --> 01:54:38.300]  Okay.
[01:54:38.300 --> 01:54:39.300]  All right.
[01:54:39.300 --> 01:54:40.300]  Okay.
[01:54:40.300 --> 01:54:44.140]  Get that to me and I'll run it.
[01:54:44.140 --> 01:54:49.940]  I've got another one I've got to run anyway, so I'll run the numbers on that.
[01:54:49.940 --> 01:54:50.940]  Okay.
[01:54:50.940 --> 01:54:55.420]  So you know it's for me, my initials are CKF, then that's going to be the email, it's a
[01:54:55.420 --> 01:54:56.420]  real short email.
[01:54:56.420 --> 01:55:06.420]  Okay, put a subject line in all caps, I get about a hundred emails a day, all caps I'll
[01:55:06.420 --> 01:55:07.420]  tend to notice.
[01:55:07.420 --> 01:55:10.820]  What do you want it to say, the subject?
[01:55:10.820 --> 01:55:13.020]  Yeah, just the subject line.
[01:55:13.020 --> 01:55:16.940]  What do you want, I'll say Washington Mutual?
[01:55:16.940 --> 01:55:19.420]  That'll work, that'll always get my attention.
[01:55:19.420 --> 01:55:20.420]  Okay.
[01:55:20.420 --> 01:55:21.420]  I'll do that.
[01:55:21.420 --> 01:55:22.420]  Okay, wonderful.
[01:55:22.420 --> 01:55:28.420]  Well, I like this, I got a plan, thank you guys.
[01:55:28.420 --> 01:55:29.420]  You're welcome.
[01:55:29.420 --> 01:55:30.420]  Okay.
[01:55:30.420 --> 01:55:39.580]  Okay, well we started in the show today, I wanted to talk about loss mitigation.
[01:55:39.580 --> 01:55:47.340]  I've been digging into loss mitigation and maybe Thursday night I'll go into that.
[01:55:47.340 --> 01:55:57.900]  Loss mitigation has this, it's 12 CFR, anybody that's been through loss mitigation will know
[01:55:57.900 --> 01:56:00.220]  that that's where the trouble really starts.
[01:56:00.220 --> 01:56:05.140]  Oh, they've got new rules on it, that if you know what the rules are you can use it to
[01:56:05.140 --> 01:56:16.700]  kick their behinds, 12 CFR, 1024.41.
[01:56:16.700 --> 01:56:27.300]  That's the loss mitigation statute and the only issue that I can't get sorted out is
[01:56:27.300 --> 01:56:38.780]  once you file a complete loss mitigation request then they have certain duties that they have
[01:56:38.780 --> 01:56:42.460]  to, certain requirements they have to meet.
[01:56:42.460 --> 01:56:52.180]  The problem is, is I can't find anything that specifically defines what a complete loss mitigation
[01:56:52.180 --> 01:56:58.860]  application is and you know we had these problems with loan modification where they say, oh
[01:56:58.860 --> 01:57:03.940]  I need this document, I need that document, you send it to them, oh I need this document,
[01:57:03.940 --> 01:57:09.060]  I didn't need that document, well I just sent it to you, yeah, but we didn't get it, we
[01:57:09.060 --> 01:57:17.140]  need it anyway and I need a way to figure out what a complete loss mitigation application
[01:57:17.140 --> 01:57:22.260]  is so we can construct that and send it in the first time.
[01:57:22.260 --> 01:57:31.820]  If there is, you've got like a 45 day and a 37 day time limit before foreclosure.
[01:57:31.820 --> 01:57:39.740]  If they file a notice of intent to foreclose then you don't have time but if you can stop
[01:57:39.740 --> 01:57:49.980]  them from foreclosing on that day then the next day then your right to file for loss
[01:57:49.980 --> 01:57:57.060]  mitigation reinvigorates because there is no date set for foreclosure and if you file
[01:57:57.060 --> 01:58:05.020]  a request for loss mitigation then they cannot foreclose until they go through the loss mitigation
[01:58:05.020 --> 01:58:11.340]  process and that I'd like to, give me time to read through the statutes again so I can
[01:58:11.340 --> 01:58:17.500]  be up to speed on it so I may try to talk about that next week.
[01:58:17.500 --> 01:58:23.380]  Well this is reaching the end of the show, thank you all for listening, make sure you
[01:58:23.380 --> 01:58:31.500]  tune in to Monday night to 8 o'clock for Eddie Craig's traffic show and you might go on
[01:58:31.500 --> 01:58:37.260]  and order his traffic seminar and help support the network, we'll be back next Thursday and
[01:58:37.260 --> 01:58:38.260]  Friday.
[01:58:38.260 --> 01:58:39.980]  And learn something in the process.
[01:58:39.980 --> 01:58:45.100]  Absolutely, thank you all for listening and good night.
[01:58:45.100 --> 01:58:50.460]  Good night folks.
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