[00:00.000 --> 00:10.000]  Your listening to The Liberty Beat, your daily source for Liberty news and activist updates.
[00:10.000 --> 00:15.000]  Online at TheLibertyBeat.com.
[00:15.000 --> 00:20.000]  John Bush here with Your Liberty Beat for Friday, July 26, 2013.
[00:20.000 --> 00:27.000]  Gold open today at $1,323, silver at $19.96, and bitcoin is trading at $96.
[00:27.000 --> 00:33.000]  Support for The Liberty Beat comes from Pabo Robs, the first high fructose corn syrup pre-quick serve restaurant in the country.
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[00:37.000 --> 00:44.000]  In Austin at 500 East Ben White Boulevard or by phone at 512-432-1111.
[00:44.000 --> 00:51.000]  And now the news. New Jersey Governor Chris Christie has gone on the offensive against libertarianism when it comes to national security.
[00:51.000 --> 00:55.000]  Speaking to the Aspen Institute yesterday, Governor Christie had this to say.
[00:55.000 --> 01:04.000]  This strain of libertarianism that's going through both parties right now and making big headlines I think is a very dangerous thought.
[01:04.000 --> 01:11.000]  His comments come the day after the U.S. House narrowly defeated a measure that would have limited the NSA's ability to spy on Americans.
[01:11.000 --> 01:16.000]  When asked if Christie was referring to politicians like Senator Rand Paul, Christie responded.
[01:16.000 --> 01:19.000]  You can name any number of people who have engaged and he's one of them.
[01:19.000 --> 01:27.000]  I mean these esoteric intellectual debates, I want them to come to New Jersey and sit across from the widows and the orphans.
[01:27.000 --> 01:34.000]  Senator Paul's office fired back saying if Governor Christie believes the constitutional rights and the privacy of all Americans is esoteric,
[01:34.000 --> 01:47.000]  he either needs a new dictionary or he needs to talk to more Americans because a great number of them are concerned about the dramatic overreach of our government in recent years.
[01:47.000 --> 01:57.000]  In this week's Too Much Government News, the 5550 resident township of Coropolis, Pennsylvania passed an ordinance this week banning loud noises in public spaces.
[01:57.000 --> 02:05.000]  Specifically the ordinance prohibits yelling, shouting, hooting, whistling and singing on public streets which would disrupt the quiet and comfort of residents.
[02:05.000 --> 02:09.000]  Violations of the ordinance can result in up to a $500 fine.
[02:09.000 --> 02:13.000]  It remains to be seen whether this ordinance will be challenged on First Amendment grounds.
[02:13.000 --> 02:23.000]  Being rude to the President of France is no longer an automatic criminal offense, France's parliament agreed today.
[02:23.000 --> 02:33.000]  In the interest of free speech, MPs revoked legislation dating back to 1881 when anything judged to have offended the head of the state risked an automatic fine.
[02:33.000 --> 02:43.000]  The change followed the European Court of Human Rights' ruling in March that France violated a demonstrator's right to freedom of expression when he referred to Nicholas Sarkozy as a jerk.
[02:43.000 --> 02:53.000]  Support for The Liberty Beat comes from Central Texas Gunworks, CHL Force's self-defense training and firearm sales, online at CentralTexasGunworks.com.
[02:53.000 --> 03:15.000]  If you have been listening to The Liberty Beat, remember to question everything and live free.
[03:15.000 --> 03:31.000]  Okay, we are back. Randy Calvin, Deborah Stevens, Wheel of Our Radio and Iris, if you will send me an email, I can send you some information on how to get this started.
[03:31.000 --> 03:39.000]  I'll send you some links to my website and some information to look at.
[03:39.000 --> 03:48.000]  As far as telling you all of the things you can do, there's way too many things that you can do to go through all of them on one program.
[03:48.000 --> 04:05.000]  If you listen on a regular basis, we go over these things repeatedly and I do that because there are so many issues and I try to string them together in a logical progression
[04:05.000 --> 04:17.000]  so that it's easy to kind of follow along and get all these pieces into the places that they go so you can kind of understand how to handle these guys.
[04:17.000 --> 04:21.000]  So is there anything else I need to address at the moment?
[04:21.000 --> 04:27.000]  Well, can you repeat the email address that you gave me before we went to the break?
[04:27.000 --> 04:39.000]  Okay, it is Randy, R-A-M-D-Y, at ruleoflawradio.com.
[04:39.000 --> 04:41.000]  LULO.
[04:41.000 --> 04:52.000]  Rule, R-U-L-E, ruleoflawradio.com, same as the show that you're talking on, as you're listening to.
[04:52.000 --> 04:56.000]  Rule, okay, rule of law, okay.
[04:56.000 --> 05:01.000]  Okay, give me an email and I'll get you some more information.
[05:01.000 --> 05:02.000]  Thank you so much.
[05:02.000 --> 05:03.000]  I really appreciate that.
[05:03.000 --> 05:04.000]  Have a nice evening.
[05:04.000 --> 05:05.000]  You are welcome.
[05:05.000 --> 05:10.000]  Okay, now we're going to go to Irma in Georgia.
[05:10.000 --> 05:11.000]  Hi.
[05:10.000 --> 05:11.000]  Hello, Ms. Irma.
[05:11.000 --> 05:14.000]  What do you have for us tonight?
[05:14.000 --> 05:35.000]  Well, I had looked on my contract and I saw that there was a MERS mortgage and I found the M-I-N number and went on there and found this investor that is active in saying that they're active as the servicer for my mortgage.
[05:35.000 --> 05:41.000]  Bank of America is who I've been paying and they're saying they're the servicer of my mortgage.
[05:41.000 --> 06:02.000]  I sent a debt validation letter to them and they sent me a needed response back within the timeframe I requested and on their letter they're saying that their records indicate the assignment on this loan was not recorded through the MERS electronic system even though it's everywhere on my loan.
[06:02.000 --> 06:06.000]  They are assigned as a nominee on my mortgage.
[06:06.000 --> 06:08.000]  Okay, question.
[06:08.000 --> 06:11.000]  What the heck's a nominee?
[06:11.000 --> 06:13.000]  I have no idea.
[06:13.000 --> 06:15.000]  Right.
[06:15.000 --> 06:24.000]  The document, when you sat down at closing, you were by definition an unsophisticated purchaser.
[06:24.000 --> 06:34.000]  Even if you were a closing agent and have done this a thousand times with other people.
[06:34.000 --> 06:50.000]  Under statute, if you sat down to purchase a residential property for the purpose of consuming that property by living inside it, you are a unsophisticated lender.
[06:50.000 --> 06:57.000]  So you sat down at the closing table and the lender put these documents before you.
[06:57.000 --> 07:06.000]  They put a mortgage in front of you that you had no input in the creation of.
[07:06.000 --> 07:18.000]  So it must be presumed that since the lender created that mortgage, it was written exactly the way the lender wanted it to be written.
[07:18.000 --> 07:34.000]  Now, in order for that mortgage to be valid, it would have to be written in language that an ordinary person of reasonable prudence could understand.
[07:34.000 --> 07:40.000]  At this point, nobody understands what that thing means.
[07:40.000 --> 07:45.000]  Nobody knows what nominee means.
[07:45.000 --> 07:58.000]  If the lender had intended that MERS be defined as an agent for the lender, they would have put agent for the lender, but they didn't.
[07:58.000 --> 08:01.000]  They chose this special term.
[08:01.000 --> 08:04.000]  I have no idea what it means.
[08:04.000 --> 08:12.000]  The Supreme Court of Kansas and Landmark v. Kessler, they had no idea what it means.
[08:12.000 --> 08:16.000]  You've got courts all over the country trying to figure out what it means.
[08:16.000 --> 08:32.000]  If these sophisticated legal professionals can't figure out what it means, the contract is necessarily void for ambiguity.
[08:32.000 --> 08:46.000]  These tenets of the contract cannot be enforced because the unsophisticated lender could not possibly understand what they were when they were signed,
[08:46.000 --> 08:50.000]  and therefore they're unconscionable and unenforceable.
[08:50.000 --> 08:52.000]  Did that make sense?
[08:52.000 --> 08:53.000]  Yes.
[08:53.000 --> 08:56.000]  And I just wanted to put in 1.2.
[08:56.000 --> 09:08.000]  They sent me back also an assignment, and on this assignment they have this bank called Duce Bank and National Trust Company,
[09:08.000 --> 09:18.000]  and they are claiming that they are the investor that owns this mortgage, and that Bank of America is the servicer for them.
[09:18.000 --> 09:28.000]  But the funny thing is, between Bank of America, before Bank of America, countrywide, and I had bills, old bills, to prove that they were the servicer,
[09:28.000 --> 09:33.000]  that's who I originally was paying, and they don't even mention these people.
[09:33.000 --> 09:38.000]  There's no way of recording the county record of any of these people.
[09:38.000 --> 09:40.000]  Wonderful, wonderful.
[09:40.000 --> 09:43.000]  Who was the original lender?
[09:43.000 --> 09:46.000]  Home Star Mortgage.
[09:46.000 --> 09:49.000]  Wonderful.
[09:49.000 --> 10:00.000]  Is there an assignment of the mortgage, wait, Georgia, that's a deed of trust state, right?
[10:00.000 --> 10:01.000]  Non-judicial?
[10:01.000 --> 10:03.000]  I think so, yes.
[10:03.000 --> 10:17.000]  Okay, is there an assignment of the deed of trust filed in the record by the original lender to someone else?
[10:17.000 --> 10:21.000]  No, it's just Home Star, and I have a copy of all those documents.
[10:21.000 --> 10:26.000]  Okay, then we need to back up.
[10:26.000 --> 10:29.000]  What's the condition of your mortgage?
[10:29.000 --> 10:41.000]  Well, right now I'm current, but in August, you know, I'm going to be having some problems with this payment because it's about to inflate to almost double the amount.
[10:41.000 --> 10:52.000]  Oh, okay, so we can throw a couple cogs in their work, stop them in their tracks, send them a debt validation letter,
[10:52.000 --> 11:06.000]  and a debt validation letter with a request under UCC 3-501, and when they fail to make available the original or tangible,
[11:06.000 --> 11:11.000]  that's the original wedding document is the tangible document.
[11:11.000 --> 11:14.000]  All of the copies are intangible documents.
[11:14.000 --> 11:25.000]  When they fail to make the tangible document available for inspection, then statutorily you are relieved of the requirement to pay them.
[11:25.000 --> 11:31.000]  We don't suggest that you do that because they never want to give the bank a claim against you.
[11:31.000 --> 11:37.000]  But technically, under law, you could do that.
[11:37.000 --> 11:50.000]  Well, the thing I want to say also is that they sent me this assignment to this mortgage claiming that this bank is the owner,
[11:50.000 --> 11:56.000]  and they're also saying that even though I sent them the first validation letter,
[11:56.000 --> 12:04.000]  I'm wondering if I should send them the second one, which is, you know, a second debt validation letter requesting more information
[12:04.000 --> 12:10.000]  because they're telling me, Bank of America is telling me that they're not going to respond to anything,
[12:10.000 --> 12:17.000]  any more of my questions inside the first validation letter, and that it gives me sufficient amount of information,
[12:17.000 --> 12:23.000]  and they are declining to provide any further written response.
[12:23.000 --> 12:24.000]  Okay.
[12:24.000 --> 12:26.000]  There's other things we can do.
[12:26.000 --> 12:34.000]  One of the things you might want to look at is the pre-litigation discovery.
[12:34.000 --> 12:42.000]  Most states have pre-litigation discovery, and you can do that.
[12:42.000 --> 12:45.000]  You can request it under pre-litigation discovery.
[12:45.000 --> 12:48.000]  Let me do a search in Georgia.
[12:48.000 --> 12:54.000]  Pre-litigation.
[12:54.000 --> 12:56.000]  Let's see what I come up with.
[12:56.000 --> 13:00.000]  I know we have it in Texas.
[13:00.000 --> 13:05.000]  I don't see a hit directly on Georgia.
[13:05.000 --> 13:06.000]  Let's see.
[13:06.000 --> 13:07.000]  Yeah, you do.
[13:07.000 --> 13:08.000]  There we go.
[13:08.000 --> 13:14.000]  We've got pre-litigation discovery in, I think that's in Georgia.
[13:14.000 --> 13:15.000]  Okay.
[13:15.000 --> 13:16.000]  We're going to have it in Georgia.
[13:16.000 --> 13:21.000]  I have to do some digging to get the exact statute.
[13:21.000 --> 13:24.000]  But I do have references to pre-litigation discovery in Georgia,
[13:24.000 --> 13:28.000]  so we can send it as pre-litigation discovery.
[13:28.000 --> 13:30.000]  They won't expect that one.
[13:30.000 --> 13:33.000]  Is there a document for that?
[13:33.000 --> 13:35.000]  Yeah, you have to look it up.
[13:35.000 --> 13:42.000]  Just do a search for Georgia pre-litigation discovery, and you'll find some links.
[13:42.000 --> 13:52.000]  One of them is going to show you the statute you can go to to claim the one that defines discovery in Georgia.
[13:52.000 --> 13:57.000]  It will be in the discovery section, and it will explain to you what it is.
[13:57.000 --> 14:03.000]  That's kind of a backside way of going at them.
[14:03.000 --> 14:05.000]  That will get their lawyer's attention.
[14:05.000 --> 14:10.000]  They won't be sending you the standard computer-generated documents.
[14:10.000 --> 14:12.000]  And frankly, we don't care if they respond or not.
[14:12.000 --> 14:15.000]  Actually, we hope they don't.
[14:15.000 --> 14:19.000]  It's always better for us if they don't respond.
[14:19.000 --> 14:26.000]  So you're saying that I should do the search of the litigation discovery, do the search on that,
[14:26.000 --> 14:30.000]  and the information I get from that search, what would that provide for me?
[14:30.000 --> 14:32.000]  I just want to be clear.
[14:32.000 --> 14:36.000]  Wait a minute.
[14:36.000 --> 14:44.000]  Oh, it will provide you the statute, the authority to request pre-litigation discovery.
[14:44.000 --> 14:50.000]  And it will tell you, it will stipulate what the person receiving the discovery is required to do
[14:50.000 --> 14:58.000]  and what your remedy is if they don't do that.
[14:58.000 --> 15:04.000]  It's the same as a death validation letter, except you're sending it under pre-litigation discovery.
[15:04.000 --> 15:11.000]  Most of these death validation letters and qualified written requests you see on the Internet,
[15:11.000 --> 15:15.000]  they really request for discovery.
[15:15.000 --> 15:28.000]  And there's no duty on part of the lender to respond to discovery in a qualified written request
[15:28.000 --> 15:35.000]  that does not go to a claimed accounting error.
[15:35.000 --> 15:42.000]  In a death validation letter, there's no duty to respond to a request for discovery
[15:42.000 --> 15:48.000]  that does not go to agency standing in capacity or the validation of the debt.
[15:48.000 --> 15:50.000]  Anything else they don't have to respond to.
[15:50.000 --> 15:57.000]  But if you send it as pre-litigation discovery, that's a whole other animal.
[15:57.000 --> 16:00.000]  Okay.
[16:00.000 --> 16:04.000]  There's just more than one way to skin this cat.
[16:04.000 --> 16:06.000]  I just want to be clear.
[16:06.000 --> 16:08.000]  This is the first time I'm doing this.
[16:08.000 --> 16:10.000]  And so I just want to be clear about what you're saying.
[16:10.000 --> 16:18.000]  So once I pull that up, then I'm able to title that and send that out to the bank as well
[16:18.000 --> 16:23.000]  and make this request for them to do this search.
[16:23.000 --> 16:25.000]  Yes.
[16:25.000 --> 16:32.000]  Have you commissioned any kind of securities analysis?
[16:32.000 --> 16:34.000]  No.
[16:34.000 --> 16:35.000]  Okay.
[16:35.000 --> 16:37.000]  You may want to do that.
[16:37.000 --> 16:42.000]  Maybe not, depending on what the documents in the county record look like.
[16:42.000 --> 16:49.000]  You do need to go to the clerk, to the county registrar's office.
[16:49.000 --> 16:51.000]  And hold on, we're about to go to break.
[16:51.000 --> 16:53.000]  I keep missing my clock.
[16:53.000 --> 16:56.000]  This is Randy Kelton, Debra Stevens, Rule of Law Radio.
[16:56.000 --> 17:00.000]  I call it number 512-646-1984.
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[17:55.000 --> 18:00.000]  Go to LogosRabionNetwork.com and click the Ungevity banner.
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[18:58.000 --> 19:02.000]  to learn how to stop debt collectors now.
[19:02.000 --> 19:13.000]  You are listening to the Logos Radio Network, the LogosRadioNetwork.com.
[19:13.000 --> 19:28.000]  Thank you very much.
[19:43.000 --> 19:58.000]  Thank you.
[19:58.000 --> 20:26.000]  Okay.
[20:26.000 --> 20:28.000]  Okay, we are back.
[20:28.000 --> 20:31.000]  We're talking to Irma in Georgia.
[20:31.000 --> 20:33.000]  And Irma, you've been on for a while,
[20:33.000 --> 20:38.000]  so if you heard what I've told Iris and Troy before that,
[20:38.000 --> 20:40.000]  it's basically the same thing.
[20:40.000 --> 20:48.000]  We need to get them set up so that you can – it's not that hard,
[20:48.000 --> 20:52.000]  especially now since the banks are getting beat up more,
[20:52.000 --> 20:56.000]  to stop them and to keep them from moving ahead with foreclosure.
[20:56.000 --> 20:59.000]  They're foreclosing on the ones that are easy.
[20:59.000 --> 21:02.000]  Anybody that gives them some difficulty,
[21:02.000 --> 21:07.000]  they tend to back up on and let sit for a while.
[21:07.000 --> 21:13.000]  Well, I just wanted to put this in also that when they did send me the response
[21:13.000 --> 21:17.000]  of all the letters, they didn't send me a copy of the note.
[21:17.000 --> 21:23.000]  And they said that the note that they have, they have to keep it with them
[21:23.000 --> 21:29.000]  so that they can enforce payment on me.
[21:29.000 --> 21:37.000]  They indicated by sending you a copy of the note that –
[21:37.000 --> 21:44.000]  did they claim that they had possession of the note?
[21:44.000 --> 21:48.000]  Yeah, they said that they have the note and they're going to keep the note
[21:48.000 --> 21:49.000]  so that they can –
[21:49.000 --> 21:51.000]  No, no, no, no, no, no, no, hold on.
[21:51.000 --> 21:53.000]  This is law.
[21:53.000 --> 21:59.000]  And in law, we have to be careful about what we presume.
[21:59.000 --> 22:09.000]  Did the lender send you a copy of the note that they extracted from the trustee?
[22:09.000 --> 22:17.000]  Or did they send you a copy of the note that they hold in their possession,
[22:17.000 --> 22:21.000]  legal possession?
[22:21.000 --> 22:28.000]  You see, I can give you a photocopy of a check.
[22:28.000 --> 22:30.000]  I could actually give you a check.
[22:30.000 --> 22:36.000]  I could write a check to, say, Deborah, my co-host, and I could give it to you.
[22:36.000 --> 22:41.000]  And you would be in possession of that check, physically,
[22:41.000 --> 22:45.000]  but you would not be in legal possession of it.
[22:45.000 --> 22:49.000]  Okay, I see what you're saying, yes.
[22:49.000 --> 22:57.000]  I just looked at one in Illinois where Illinois is a judicial state,
[22:57.000 --> 23:04.000]  and the lender sued for foreclosure, and to establish standing to sue,
[23:04.000 --> 23:11.000]  they claimed that they were in possession of the note.
[23:11.000 --> 23:18.000]  And the response was, so what?
[23:18.000 --> 23:22.000]  So you are in legal possession of the note.
[23:22.000 --> 23:30.000]  In that case, then you can give me a certified copy of the note.
[23:30.000 --> 23:34.000]  So I have a question for you about your copy.
[23:34.000 --> 23:40.000]  Are there any endorsements on that copy?
[23:40.000 --> 23:43.000]  No, it's just my initials at the bottom.
[23:43.000 --> 23:51.000]  Okay, if I gave you a check, or say Deborah gave you a check that I had written to her,
[23:51.000 --> 23:57.000]  and you wanted to cash it, what would you need?
[23:57.000 --> 24:01.000]  I would need her signature.
[24:01.000 --> 24:03.000]  You'd need Deborah's endorsement?
[24:03.000 --> 24:05.000]  Yes.
[24:05.000 --> 24:08.000]  So they claim to be holding the note.
[24:08.000 --> 24:12.000]  They claim to be in possession.
[24:12.000 --> 24:16.000]  Now, they're not the original lender,
[24:16.000 --> 24:21.000]  so the note doesn't promise to pay them diddly-squat,
[24:21.000 --> 24:24.000]  and they're trying to collect on it.
[24:24.000 --> 24:28.000]  It would have to be endorsed to them.
[24:28.000 --> 24:33.000]  Does the copy you have contain an endorsement?
[24:33.000 --> 24:35.000]  No.
[24:35.000 --> 24:36.000]  They got a problem.
[24:36.000 --> 24:38.000]  That's toilet paper.
[24:38.000 --> 24:40.000]  You don't know what that is.
[24:40.000 --> 24:49.000]  Are you sure that what they gave you is, in fact, a copy of the note?
[24:49.000 --> 24:55.000]  Now, let's go back to, let's think of what we're saying here.
[24:55.000 --> 25:01.000]  When I say, give me a copy of that note,
[25:01.000 --> 25:11.000]  I'm not asking you to give me a copy of the note five years ago when it was originally created.
[25:11.000 --> 25:17.000]  I'm asking for a copy of the note as it exists right now.
[25:17.000 --> 25:21.000]  And that's what they claim to have sent you,
[25:21.000 --> 25:25.000]  but it doesn't have any endorsements on it.
[25:25.000 --> 25:31.000]  So if you accept that what they told you was true,
[25:31.000 --> 25:38.000]  and whether you accept it or not, they are collaterally stopped from claiming otherwise,
[25:38.000 --> 25:45.000]  then this is essentially proof positive that they are not the holder.
[25:45.000 --> 25:54.000]  They messed up twice because they said that they're not in the record of MERS, and they are,
[25:54.000 --> 25:56.000]  and they sent me a copy of a note.
[25:56.000 --> 25:57.000]  Okay.
[25:57.000 --> 25:58.000]  I get the joke.
[25:58.000 --> 25:59.000]  Okay.
[25:59.000 --> 26:03.000]  So I'm sorry to say it like that, but it's funny.
[26:03.000 --> 26:04.000]  Okay.
[26:04.000 --> 26:11.000]  MERS is in your note, and have you pulled the record from the county registrar?
[26:11.000 --> 26:21.000]  Does it have an assignment from the original lender to whoever's claiming authority to collect?
[26:21.000 --> 26:23.000]  No.
[26:23.000 --> 26:24.000]  Okay.
[26:24.000 --> 26:26.000]  There's a couple of things to look for.
[26:26.000 --> 26:32.000]  Is the note not in default yet, but you're concerned it will?
[26:32.000 --> 26:33.000]  Yes.
[26:33.000 --> 26:34.000]  Is that right?
[26:34.000 --> 26:35.000]  Yes.
[26:35.000 --> 26:36.000]  Okay.
[26:36.000 --> 26:42.000]  Now you need, we need to pull the documents in the record,
[26:42.000 --> 26:47.000]  and it would be helpful if you sent them to me and let me look them over,
[26:47.000 --> 26:50.000]  and I'll tell you what I see.
[26:50.000 --> 26:58.000]  And if it's warranted, I'll do a full evaluation, but I charge for that.
[26:58.000 --> 27:04.000]  But I'll look it over and see if a full evaluation is warranted.
[27:04.000 --> 27:08.000]  But first I'll tell you what I see on it on the surface.
[27:08.000 --> 27:19.000]  And if there is a problem with it, then you want to go and file a notice of default on the deed of trust.
[27:19.000 --> 27:25.000]  And we're working up some sneaky underhanded ways of getting that done.
[27:25.000 --> 27:33.000]  You don't want to go file it directly because we're getting the clerks doing a little song and dance and seltzer down your pants.
[27:33.000 --> 27:40.000]  So we send it to them, have somebody else send it to them other than you,
[27:40.000 --> 27:49.000]  and have them put a return address on it and call themselves Esquire.
[27:49.000 --> 27:55.000]  Don't call themselves an attorney, just call themselves Esquire, just whatever their name is, Esquire.
[27:55.000 --> 27:57.000]  And return, that's right at the very top.
[27:57.000 --> 28:04.000]  Says after recording return to put the address with Esquire and the clerk will look at it
[28:04.000 --> 28:10.000]  and assume that because it says Esquire, this is an attorney filing this.
[28:10.000 --> 28:14.000]  And they'll just go ahead and stamp it and file it.
[28:14.000 --> 28:21.000]  If you go down there as a pro se and try to file it, they'll get all excited and jump up and down and give you a hard time.
[28:21.000 --> 28:32.000]  So rather than getting the clerk involved in the fight, let's just snooker the clerk to get it filed.
[28:32.000 --> 28:42.000]  So prepare the documents, send it to the clerk, make sure it's verified before a notary,
[28:42.000 --> 28:48.000]  send it to the clerk with a stamped self-return envelope.
[28:48.000 --> 28:58.000]  The clerk will get it, they'll stamp it, scan it into their system, put it back in the envelope and send it back to you.
[28:58.000 --> 29:07.000]  Now the other guy's got a problem because now they have the notice of default in the record.
[29:07.000 --> 29:11.000]  And since it's filed by the uncontested holder of the warranty deed,
[29:11.000 --> 29:15.000]  it is presumed to be valid until properly challenged in the court.
[29:15.000 --> 29:18.000]  And when they try to properly challenge it in the court,
[29:18.000 --> 29:22.000]  they'll bump up against a challenge to subject matter jurisdiction.
[29:22.000 --> 29:25.000]  Who the heck are these people?
[29:25.000 --> 29:31.000]  And you'll ask them the one question they do not want to answer.
[29:31.000 --> 29:37.000]  Where is the uninterrupted chain of title giving you agency standing
[29:37.000 --> 29:44.000]  and or legal and contractual capacity to enforce the privilege in the mortgage?
[29:44.000 --> 29:46.000]  This is Randy Kelton, Denver Stevens.
[29:46.000 --> 29:48.000]  We have a radio.
[29:48.000 --> 29:52.000]  I'll call it number 512-646-1984.
[29:52.000 --> 29:53.000]  Hang on, Irma.
[29:53.000 --> 29:56.000]  We'll be right back on the other side.
[29:56.000 --> 30:02.000]  Mike Terrence, Mark, I see you there.
[30:02.000 --> 30:05.000]  Warm cookies and milk, what a great combination.
[30:05.000 --> 30:09.000]  But cookies and the Internet are a recipe for privacy invasion.
[30:09.000 --> 30:10.000]  I'm Dr. Catherine Albrecht,
[30:10.000 --> 30:16.000]  and I'll be back to tell you why you should regularly delete cookies from your computer in just a moment.
[30:16.000 --> 30:18.000]  Privacy is under attack.
[30:18.000 --> 30:22.000]  When you give up data about yourself, you'll never get it back again.
[30:22.000 --> 30:27.000]  And once your privacy is gone, you'll find your freedoms will start to vanish, too.
[30:27.000 --> 30:32.000]  So protect your rights, say no to surveillance, and keep your information to yourself.
[30:32.000 --> 30:34.000]  Privacy, it's worth hanging on to.
[30:34.000 --> 30:38.000]  This public service announcement is brought to you by StartPage.com,
[30:38.000 --> 30:42.000]  the private search engine alternative to Google, Yahoo, and Bing.
[30:42.000 --> 30:45.000]  Start over with StartPage.
[30:45.000 --> 30:50.000]  Cookies are bits of data stored on your computer's hard drive when you visit a website.
[30:50.000 --> 30:54.000]  Some cookies are harmless, but many websites use so-called tracking cookies
[30:54.000 --> 30:59.000]  that can monitor your Internet behavior and create a profile of you, secretly.
[30:59.000 --> 31:03.000]  This is especially problematic when you're tracked at search engines like Google or Bing.
[31:03.000 --> 31:07.000]  Your search records can reveal a shocking amount of personal information,
[31:07.000 --> 31:10.000]  like your interests, your medical conditions, and more.
[31:10.000 --> 31:13.000]  You can configure your browser to automatically delete cookies
[31:13.000 --> 31:15.000]  or never accept them in the first place.
[31:15.000 --> 31:19.000]  There are also programs for deleting trickier tracking cookies called flash cookies.
[31:19.000 --> 31:22.000]  I'm Dr. Catherine Albrecht, encouraging smart surfing
[31:22.000 --> 31:26.000]  and the use of more privacy-friendly websites like StartPage.com.
[31:26.000 --> 31:30.000]  More news and information at CatherineAlbrecht.com.
[31:30.000 --> 31:36.000]  This is Building 7, a 47-story skyscraper that fell on the afternoon of September 11.
[31:36.000 --> 31:38.000]  The government says that fire brought it down.
[31:38.000 --> 31:43.000]  However, 1,500 architects and engineers concluded it was a controlled demolition.
[31:43.000 --> 31:46.000]  Over 6,000 of my fellow service members have given their lives.
[31:46.000 --> 31:49.000]  Thousands of my fellow first responders are dying.
[31:49.000 --> 31:50.000]  I'm not a conspiracy theorist.
[31:50.000 --> 31:51.000]  I'm a structural engineer.
[31:51.000 --> 31:52.000]  I'm a New York City correction officer.
[31:52.000 --> 31:53.000]  I'm an Air Force pilot.
[31:53.000 --> 31:55.000]  I'm a father who lost his son.
[31:55.000 --> 31:58.000]  We're Americans, and we deserve the truth.
[31:58.000 --> 32:01.000]  Go to RememberBuilding7.org today.
[32:01.000 --> 32:05.000]  Do you feel tired when talking about important topics like money and politics?
[32:05.000 --> 32:08.000]  Are you confused by words like the Constitution or the Federal Reserve?
[32:08.000 --> 32:09.000]  What?
[32:09.000 --> 32:13.000]  If so, you may be diagnosed with the deadliest disease known today, stupidity.
[32:13.000 --> 32:17.000]  Hi, my name is Steve Holt, and like millions of other Americans,
[32:17.000 --> 32:20.000]  I was diagnosed with stupidity at an early age.
[32:20.000 --> 32:26.000]  I had no idea that the number one cause of the disease is found in almost every home in America, the television.
[32:26.000 --> 32:31.000]  Unfortunately, that puts most Americans at risk of catching stupidity, but there is hope.
[32:31.000 --> 32:37.000]  My staff at Brave New Books have helped me and thousands of other Foxaholics suffering from sports zombieism recover.
[32:37.000 --> 32:44.000]  And because of Brave New Books, I now enjoy reading and watching educational documentaries without feeling tired or uninterested.
[32:44.000 --> 32:55.000]  So if you or anybody you know suffers from stupidity, then you need to call 512-480-2503 or visit them in 1904 Guadalupe or bravenewbookstore.com.
[32:55.000 --> 33:01.000]  Side effects from using Brave New Books products may include discernment and enlarged vocabulary and an overall increase in mental functioning.
[33:01.000 --> 33:29.000]  Live free speech radio, logosradionetwork.com.
[33:31.000 --> 33:58.000]  Okay, we are back.
[33:58.000 --> 34:01.000]  Brandi Kelton Davis-Stevens, Real Law Radio.
[34:01.000 --> 34:05.000]  We're talking to Irma in Georgia.
[34:05.000 --> 34:13.000]  Irma, do you have any questions that I haven't addressed or issues?
[34:13.000 --> 34:18.000]  No, I mean thank you for what you've offered me.
[34:18.000 --> 34:29.000]  This has been very valuable, and I will take care of and move forward in action in taking care of this.
[34:29.000 --> 34:32.000]  And I'll be back on your radio show to let you know.
[34:32.000 --> 34:33.000]  Okay.
[34:33.000 --> 34:40.000]  If you will send me an email, I will send you the number for the call-in show on Wednesday night.
[34:40.000 --> 34:45.000]  That's all foreclosure issues.
[34:45.000 --> 34:48.000]  Okay, Wednesday night?
[34:48.000 --> 34:49.000]  Yes, just send me an email.
[34:49.000 --> 34:53.000]  I'll send it to you every Wednesday night at 8 o'clock Central.
[34:53.000 --> 34:55.000]  Okay, great.
[34:55.000 --> 34:57.000]  And I have your email address.
[34:57.000 --> 35:01.000]  Yes, sirrandi at reallawradio.com.
[35:01.000 --> 35:03.000]  Okay, thank you so much, Randy.
[35:03.000 --> 35:04.000]  Okay, thank you, Irma.
[35:04.000 --> 35:09.000]  Okay, now we're going to go to Mike in Arizona.
[35:09.000 --> 35:10.000]  Hello, Mike.
[35:10.000 --> 35:14.000]  What do you have for us tonight?
[35:14.000 --> 35:16.000]  Hey, Randy, how are you?
[35:16.000 --> 35:18.000]  I am well.
[35:18.000 --> 35:24.000]  Okay, I was calling to find about access to the grand juries.
[35:24.000 --> 35:32.000]  I went to the district court in Arizona today and spoke with the administrator,
[35:32.000 --> 35:40.000]  and she advised me that the public has no access to grand jury.
[35:40.000 --> 35:42.000]  It's completely private.
[35:42.000 --> 35:46.000]  Okay, let me make two suggestions.
[35:46.000 --> 35:52.000]  First one, never go to the court if you could avoid it,
[35:52.000 --> 35:57.000]  and don't ask any of them for legal advice.
[35:57.000 --> 36:02.000]  The court coordinator is not a lawyer and don't know squat.
[36:02.000 --> 36:05.000]  She knows what they do.
[36:05.000 --> 36:12.000]  She knows how things normally go and she doesn't see private citizens
[36:12.000 --> 36:14.000]  accessing the grand jury,
[36:14.000 --> 36:19.000]  so she presupposes private citizens can't access the grand jury.
[36:19.000 --> 36:24.000]  And, you know, if you try to access a federal grand jury,
[36:24.000 --> 36:30.000]  the prosecutor, I had a prosecutor tell me once that if I sent a communication
[36:30.000 --> 36:35.000]  to the grand jury, he would charge me with tampering with the grand jury,
[36:35.000 --> 36:40.000]  and I told him, knock yourself out.
[36:40.000 --> 36:42.000]  You charged me with tampering with the grand jury,
[36:42.000 --> 36:45.000]  I'll charge you with tampering with witness obstruction of justice,
[36:45.000 --> 36:49.000]  and we can dance.
[36:49.000 --> 36:50.000]  Absolutely.
[36:50.000 --> 36:52.000]  Read the code.
[36:52.000 --> 36:57.000]  Look in the criminal procedure code for Arizona,
[36:57.000 --> 37:05.000]  and in there just do a search on Arizona grand juries
[37:05.000 --> 37:11.000]  and see what code creates grand juries and sets down their duties.
[37:11.000 --> 37:16.000]  Read the code from this perspective.
[37:16.000 --> 37:19.000]  You are not a public official.
[37:19.000 --> 37:25.000]  A public official acting under the color of his authority
[37:25.000 --> 37:32.000]  may only do what he is specifically authorized to do,
[37:32.000 --> 37:36.000]  but you are not a public official.
[37:36.000 --> 37:42.000]  You are a citizen, and you can do anything you want to
[37:42.000 --> 37:51.000]  unless there is statute that specifically forbids you to do a certain thing.
[37:51.000 --> 37:58.000]  So if I go down to talk to the grand jury,
[37:58.000 --> 38:05.000]  and anyone tells me, oh, you can't talk to the grand jury, 9-1-1,
[38:05.000 --> 38:10.000]  yeah, Bubba, explain that to the police officer I brought down here
[38:10.000 --> 38:18.000]  to arrest you for official oppression for denying me one of my rights.
[38:18.000 --> 38:24.000]  See how that works out for you.
[38:24.000 --> 38:34.000]  You know, once you do that mental shift and realize you're the CEO,
[38:34.000 --> 38:41.000]  well, I get in court, but I don't tolerate judges smart-mouthing me.
[38:41.000 --> 38:48.000]  I am not the least bit bashful about warning them that you are the servant.
[38:48.000 --> 38:51.000]  I am the master.
[38:51.000 --> 38:55.000]  Favorite time I did that was in Johnson County.
[38:55.000 --> 38:59.000]  I had a little short, mouthy little prosecutor come out
[38:59.000 --> 39:04.000]  when I was trying to get to the grand jury, and he's giving me a hard time.
[39:04.000 --> 39:07.000]  He got real snot-mouthed with me.
[39:07.000 --> 39:11.000]  So I said, I think we have a misunderstanding here.
[39:11.000 --> 39:13.000]  I think his name was Brown.
[39:13.000 --> 39:18.000]  I said, Mr. Brown, you are a public servant, are you not?
[39:18.000 --> 39:21.000]  He said, yes, I am.
[39:21.000 --> 39:25.000]  He's a little short guy, so I kind of leaned up over him and said,
[39:25.000 --> 39:29.000]  you are the servant, and I tapped my chest.
[39:29.000 --> 39:36.000]  I am the master, and you're not to forget it.
[39:36.000 --> 39:43.000]  He just wanted to reach up and reach down my throat and rip my lungs out.
[39:43.000 --> 39:44.000]  He didn't listen.
[39:44.000 --> 39:46.000]  I got him fired.
[39:46.000 --> 39:49.000]  He was the one that when I did get to the grand jury
[39:49.000 --> 39:53.000]  and they were deliberating on whether or not to indict his boss,
[39:53.000 --> 39:56.000]  he went in and talked to him.
[39:56.000 --> 39:59.000]  And he came down and said he was going to go in and talk to him,
[39:59.000 --> 40:02.000]  and I said, Bubba, don't be going in there.
[40:02.000 --> 40:03.000]  Well, I'm going to go talk to him.
[40:03.000 --> 40:06.000]  Well, I'll tell you what, before you go talk to that grand jury,
[40:06.000 --> 40:12.000]  you might want to go up to your office, get out your resume and dust it off.
[40:12.000 --> 40:15.000]  You're going to need it.
[40:15.000 --> 40:21.000]  Almost certainly the grand jury was going to no-build his boss,
[40:21.000 --> 40:26.000]  but the moron went in there and tampered with the grand jury
[40:26.000 --> 40:32.000]  when they were deliberating on whether or not to indict his boss.
[40:32.000 --> 40:37.000]  The next time I come, this guy is gone.
[40:37.000 --> 40:41.000]  He was not a rocket scientist.
[40:41.000 --> 40:44.000]  But anyway, keep that in mind.
[40:44.000 --> 40:46.000]  They are the servants.
[40:46.000 --> 40:48.000]  You are the sovereign.
[40:48.000 --> 40:55.000]  You may do anything you are not specifically forbidden to do.
[40:55.000 --> 40:59.000]  And I don't tolerate being threatened.
[40:59.000 --> 41:00.000]  I don't threaten them.
[41:00.000 --> 41:08.000]  I don't give them – threatening them is giving them fair warning.
[41:08.000 --> 41:12.000]  And they don't deserve fair warning.
[41:12.000 --> 41:16.000]  If you're the CEO of a company and you've got a couple hundred employees
[41:16.000 --> 41:22.000]  and you go down to the mailroom and you see the guy at the very bottom
[41:22.000 --> 41:26.000]  goofing off in the mailroom, are you going to go in there and chew him out?
[41:26.000 --> 41:28.000]  No.
[41:28.000 --> 41:29.000]  Of course not.
[41:29.000 --> 41:32.000]  You're going to go to his boss's boss's boss's boss and say,
[41:32.000 --> 41:35.000]  what in the heck is going on?
[41:35.000 --> 41:40.000]  Can't you people manage your employees?
[41:40.000 --> 41:44.000]  And the boss's boss's boss's boss is going to go to the boss's boss's boss
[41:44.000 --> 41:48.000]  and chew him out for being chewed out by his boss.
[41:48.000 --> 41:50.000]  And that's going to work its way down the line.
[41:50.000 --> 41:53.000]  The time they get to this poor schlep in the mailroom,
[41:53.000 --> 41:57.000]  he's going to be in a world of trouble.
[41:57.000 --> 41:59.000]  That's how it works in the world I live in.
[41:59.000 --> 42:02.000]  That's certainly how it worked in the military.
[42:02.000 --> 42:07.000]  And I find it works that way in business, except in business,
[42:07.000 --> 42:12.000]  unlike the military, the military commander is the best one to go to,
[42:12.000 --> 42:15.000]  or the inspector general.
[42:15.000 --> 42:26.000]  In business, the best one to go to is the president or CEO's secretary.
[42:26.000 --> 42:33.000]  The president or CEO has to be diplomatic.
[42:33.000 --> 42:35.000]  His secretary does not.
[42:35.000 --> 42:44.000]  And she implements a lot of fixes because she runs interference for her boss.
[42:44.000 --> 42:50.000]  If an issue comes to her office for the boss
[42:50.000 --> 42:53.000]  and somebody down below should be handling it,
[42:53.000 --> 42:58.000]  she'll call them and crawl down their throats for not handling their business.
[42:58.000 --> 43:03.000]  But in the process, she'll keep it from going to the boss.
[43:03.000 --> 43:09.000]  So that gives the secretary more clout to the CEO or to the president,
[43:09.000 --> 43:13.000]  more clout than anybody else in the company.
[43:13.000 --> 43:19.000]  You chew her out, she's going to be real unhappy.
[43:19.000 --> 43:24.000]  And she will make everybody unhappy.
[43:24.000 --> 43:28.000]  Anyway, everything is political.
[43:28.000 --> 43:31.000]  I keep hammering that everything's political.
[43:31.000 --> 43:40.000]  Let's stop deluding ourselves with the notion that the law actually applies.
[43:40.000 --> 43:41.000]  Gotcha.
[43:41.000 --> 43:46.000]  I know it should, but you know, it's just the way it really works.
[43:46.000 --> 43:49.000]  We get to use the law, but in the end it's the politics.
[43:49.000 --> 43:53.000]  And frankly, I can work with politics.
[43:53.000 --> 43:54.000]  Okay, hang on.
[43:54.000 --> 43:55.000]  We'll be right back.
[43:55.000 --> 44:01.000]  This is Randy Kelton, Deborah Stevens, Rular Radio.
[44:01.000 --> 44:04.000]  Mr. President, members of Congress,
[44:04.000 --> 44:08.000]  you've been making a lot of noise about taking our guns away.
[44:08.000 --> 44:10.000]  But you might want to review history.
[44:10.000 --> 44:15.000]  1835, Gonzales, Texas Territory.
[44:15.000 --> 44:20.000]  The authorities wanted to confiscate the big gun that protected that colony.
[44:20.000 --> 44:22.000]  You know what the people said?
[44:22.000 --> 44:24.000]  Come and take it.
[44:24.000 --> 44:29.000]  Because they were willing to fight for their freedom and their guns.
[44:29.000 --> 44:30.000]  So are we.
[44:30.000 --> 44:33.000]  Come and take it if you want it.
[44:33.000 --> 44:36.000]  Come and take it if you think you can.
[44:36.000 --> 44:40.000]  Come and take it, but I want you.
[44:40.000 --> 44:43.000]  You'll have to pry it from my cold dead hands.
[44:43.000 --> 44:46.000]  We want the freedom that God gave us.
[44:46.000 --> 44:49.000]  So you best not cross that line.
[44:49.000 --> 44:54.000]  If you want this gun, you've got to come through us and take it.
[44:54.000 --> 44:57.000]  One shot at a time.
[44:57.000 --> 45:01.000]  Just like Gonzales, we're keeping our guns.
[45:01.000 --> 45:04.000]  Are you the plaintiff or defendant in a lawsuit?
[45:04.000 --> 45:07.000]  Win your case without an attorney with Jurisdictionary.
[45:07.000 --> 45:15.000]  The affordable, easy to understand, 4-CD course that will show you how in 24 hours, step-by-step.
[45:15.000 --> 45:19.000]  If you have a lawyer, know what your lawyer should be doing.
[45:19.000 --> 45:23.000]  If you don't have a lawyer, know what you should do for yourself.
[45:23.000 --> 45:28.000]  Thousands have won with our step-by-step course, and now you can too.
[45:28.000 --> 45:34.000]  Jurisdictionary was created by a licensed attorney with 22 years of case-winning experience.
[45:34.000 --> 45:39.000]  Even if you're not in a lawsuit, you can learn what everyone should understand
[45:39.000 --> 45:43.000]  about the principles and practices that control our American courts.
[45:43.000 --> 45:49.000]  You'll receive our audio classroom, video seminar, tutorials, forms for civil cases,
[45:49.000 --> 45:52.000]  pro se tactics, and much more.
[45:52.000 --> 46:04.000]  Please visit ruleoflawradio.com and click on the banner or call toll-free, 866-LAW-EZ.
[46:22.000 --> 46:41.000]  Okay, we are back.
[46:41.000 --> 46:46.000]  Randy Kelton, Deborah Stevens, Rule of Law Radio, and we're talking to Mike in Arizona.
[46:46.000 --> 46:52.000]  Okay, Mike, have you listened to the show before?
[46:52.000 --> 46:54.000]  Yes.
[46:54.000 --> 46:59.000]  Are you familiar with the routine, as we call it?
[46:59.000 --> 47:06.000]  No, I'm just trying to get the program and get started with you on that.
[47:06.000 --> 47:21.000]  Okay, here's the deal. If we do this right, we don't ever want these officials to do what we ask them to do
[47:21.000 --> 47:26.000]  because we're always going to be setting them up to kick their behinds.
[47:26.000 --> 47:38.000]  So we go in, or better to do this by letter. If they can look at you, they can take your measure.
[47:38.000 --> 47:46.000]  But if they never see you, they never can talk to you, then you're an unknown quantity.
[47:46.000 --> 47:56.000]  So you send a, if you have a complaint to file with the grand jury, you send it to the district attorney's office,
[47:56.000 --> 48:05.000]  addressed to his office with the address, but the name is formed under the grand jury.
[48:05.000 --> 48:14.000]  First thing I would do is put in a request to the clerk, a written request for the names of all the grand jury members
[48:14.000 --> 48:16.000]  and see what you get back.
[48:16.000 --> 48:29.000]  Check the code concerning grand jurors, and I'm not sure exactly how the attorney general works in Arizona.
[48:29.000 --> 48:38.000]  Does the attorney general in Arizona issue open records opinions?
[48:38.000 --> 48:44.000]  I don't believe so. I haven't been able to find very many opinions.
[48:44.000 --> 48:53.000]  Okay, then putting out a written request to the court coordinator.
[48:53.000 --> 49:03.000]  Wait a minute. What, how many district courts do they have in the jurisdiction where you're at?
[49:03.000 --> 49:07.000]  There's two, one in Tucson and one in Phoenix.
[49:07.000 --> 49:10.000]  No, no, that's not where I'm going.
[49:10.000 --> 49:18.000]  In the Tucson or Phoenix district, they're going to have a number of judges.
[49:18.000 --> 49:24.000]  If you only have one judge, then you know which one consecrated the most recent grand jury.
[49:24.000 --> 49:34.000]  So you might call the court clerk and ask which district judges have a grand jury.
[49:34.000 --> 49:41.000]  And the clerk, when you ask that, will generally assume that you're a lawyer or someone who knows what's going on by,
[49:41.000 --> 49:45.000]  because of the question that you ask.
[49:45.000 --> 49:49.000]  If not, if they refuse to give you any information,
[49:49.000 --> 50:05.000]  then send a written request to every court coordinator or whatever they call them. Every judge, every district judge has a secretary.
[50:05.000 --> 50:11.000]  Sometimes they call her a clerk, sometimes they call her a coordinator, sometimes an administrator.
[50:11.000 --> 50:13.000]  You don't know what they're going to call them.
[50:13.000 --> 50:28.000]  But find out what they are and call down to the clerk's office and say, you know, I need to get a hearing set.
[50:28.000 --> 50:39.000]  Who is the, who do I talk to to get a hearing set for, say, give her a district judge's district?
[50:39.000 --> 50:47.000]  Say 291st district. Who do I set the motion for hearing at with 291st district?
[50:47.000 --> 50:54.000]  And she'll tell you who the person is and probably tell you what they call her.
[50:54.000 --> 51:01.000]  She'll probably say that'll be the court coordinator or the court, the judge's clerk or whatever.
[51:01.000 --> 51:15.000]  You'll find out what it is and then request the names of the coordinators for all of the judges, the district judges in that area.
[51:15.000 --> 51:22.000]  Send each one of them a request for the names of all the grand jurors.
[51:22.000 --> 51:31.000]  If they don't respond to it, see those are not court records, those are administrative records, so they fall under open records.
[51:31.000 --> 51:36.000]  Then check your open records and see what it has to say.
[51:36.000 --> 51:46.000]  If you can't find anything on it, then just send a criminal complaint to the attorney general against whatever the judge is.
[51:46.000 --> 51:55.000]  For denying open records and denying you and your rights and committed official oppression and asking to prosecute the judge.
[51:55.000 --> 52:06.000]  Well, what the attorney general will do since he's elected and he's highly political is he will want to protect the judge
[52:06.000 --> 52:10.000]  and want to make you happy so you go away and leave him alone.
[52:10.000 --> 52:13.000]  He'll tell you what you need to know.
[52:13.000 --> 52:20.000]  He'll tell you what law concerns all of these issues.
[52:20.000 --> 52:24.000]  He'll give you clues as to where to go.
[52:24.000 --> 52:40.000]  What you want to do is find out who the grand jury members are so that you can send a set of complaints to the grand jurors by name addressed to the district attorney's office.
[52:40.000 --> 52:45.000]  And you want the district attorney to secret those from the grand jury.
[52:45.000 --> 52:51.000]  Make sure you send them certified return receipt.
[52:51.000 --> 52:59.000]  Certified return receipt mailing coming to the district attorney's office, the guy in the mailroom will sign for them without even looking at them.
[52:59.000 --> 53:03.000]  And then you'll send them all to the district attorney.
[53:03.000 --> 53:08.000]  And most likely the district attorney will open it without looking at it.
[53:08.000 --> 53:20.000]  And when he sees that it's a criminal complaint against a public official, he will send you back a letter saying that he examined into your accusation, decided to take no action.
[53:20.000 --> 53:32.000]  And then you go down to the post office and file a tampering with the mail complaint against the prosecutor attorney.
[53:32.000 --> 53:47.000]  And then he'll wind up with an FBI agent calling him, or I'm not an FBI, a postal inspector calling him, telling him this guy's trying to get him arrested for tampering with a US mail.
[53:47.000 --> 53:54.000]  And then send a criminal complaint to some magistrate.
[53:54.000 --> 53:59.000]  Let me explain magistrate as opposed to judge.
[53:59.000 --> 54:08.000]  Every judge is a magistrate. Some magistrates are not judges. The mayor of every town is a magistrate.
[54:08.000 --> 54:21.000]  With the signing of the Magna Carta in 1216 by King John, they established magistrates so that if a person is arrested anywhere in the county,
[54:21.000 --> 54:29.000]  there will be a magistrate close. They put justices of the peace around the county.
[54:29.000 --> 54:40.000]  That was done so that when transportation wasn't as fast as it is now, you always had a magistrate within a day's ride.
[54:40.000 --> 54:52.000]  So if someone's arrested, they're to be taken directly to the magistrate and the magistrate will make a determination of probable cause to decide whether the person's to be held or released.
[54:52.000 --> 55:08.000]  So if it's a judge or the mayor or whatever it is, when they are presented with a criminal affidavit, they stop being a judge or a magistrate and they put on, I mean a judge or a mayor, and they put on their magistrates hat.
[55:08.000 --> 55:28.000]  So I prefer going to higher level judges. I would go to a district judge, send the district judge a letter accusing the district attorney of obstruction of justice by interfering with the U.S.
[55:28.000 --> 55:40.000]  mail by intercepting communications to the grand jury intended to give notice to the grand jury that crime has been committed.
[55:40.000 --> 55:54.000]  And the district judge, he'll send you this very sage and pleasant letter telling you how you really need to file criminal complaints with the local police department.
[55:54.000 --> 56:11.000]  And then you file criminal charges against the district judge with the U.S. attorney and ask him to arrest the district judge for official oppression, misfeasance in office, failed to perform the duties required to perform.
[56:11.000 --> 56:20.000]  And the attorney general will have one of his investigators call this judge and say, why have I got this guy trying to get me to arrest you?
[56:20.000 --> 56:33.000]  And the attorney general will send you this letter saying he examined into your accusation and he decided not to pursue prosecution, however he words it.
[56:33.000 --> 56:55.000]  Then you send another letter to the district attorney's office addressed to the grand jury accusing the district attorney of shielding public officials from prosecution. You also accuse the district judge and the attorney general.
[56:55.000 --> 57:04.000]  You accuse the district attorney of shielding by secreting notices of crime from the grand jury.
[57:04.000 --> 57:17.000]  So now he's got a problem because now you sent a complaint to him, to his office that contains a complaint against him.
[57:17.000 --> 57:33.000]  If he does anything with that, then you call defense, especially if he sends anybody out to talk to you and they warn you about you really have to be careful doing this kind of stuff.
[57:33.000 --> 57:37.000]  You could get into trouble, blah, blah, blah.
[57:37.000 --> 57:56.000]  If the person's wearing a pistol, they've got a big problem. When someone with a pistol warns me of the bad things that can happen to me if I keep doing what I'm doing, that gets a 911 call.
[57:56.000 --> 58:10.000]  That's tampered with witness obstruction of justice and it's perpetrated while they're prominently displaying a deadly weapon in Texas. That's first degree felony aggravated assault.
[58:10.000 --> 58:26.000]  Let's see, 2204B2A. When that officer gets a first degree felony complaint against him, he is not going to be a hamper camper. Hang on.
[58:26.000 --> 58:50.000]  Radio, our call is number 512-646-1984. Give us a call. We're going into our last hour. Is it our last hour? Yeah, we're going into our last hour and they're building up toward the end. So give us a call, get in line, we'll be right back.
[58:50.000 --> 59:01.000]  Would you like to make more definite progress in your walk with God? Bibles for America is offering a free study Bible and a set of free Christian books that can really help.
[59:01.000 --> 59:13.000]  The New Testament Recovery Version is one of the most comprehensive study Bibles available today. It's an accurate translation and it contains thousands of footnotes that will help you to know God and to know the meaning of life.
[59:13.000 --> 59:28.000]  The free books are a three volume set called Basic Elements of the Christian Life. Chapter by chapter, Basic Elements of the Christian Life clearly presents God's plan of salvation, growing in Christ, and how to build up the Church.
[59:28.000 --> 59:53.000]  To order your free New Testament Recovery Version and Basic Elements of the Christian Life, call Bibles for America toll free at 888-551-0102. That's 888-551-0102. Or visit us online at bfa.org.
[59:53.000 --> 01:00:03.000]  Listen to the Logos Radio Network at logosradionetwork.com.
[01:00:03.000 --> 01:00:15.000]  You're listening to the Liberty Beat, your daily source for Liberty news and activist updates, online at thelibertybeat.com.
[01:00:15.000 --> 01:00:27.000]  John Bush here with your Liberty Beat for Friday, July 26, 2013. Gold opens today at $1,323. Silver at $19.96, and Bitcoin is trading at $96.
[01:00:27.000 --> 01:00:33.000]  Support for the Liberty Beat comes from Cabo Bob's, the first high fruit toast corn served free, quick serve restaurant in the country.
[01:00:33.000 --> 01:00:44.000]  Serving Baja California style burritos and non-GMO corn tortillas and chips. In Austin at 500 East Ben White Boulevard or by phone at 512-432-1111.
[01:00:44.000 --> 01:00:51.000]  And now the news. New Jersey Governor Chris Christie has gone on the offensive against libertarianism when it comes to national security.
[01:00:51.000 --> 01:00:55.000]  Speaking to the Aspen Institute yesterday, Governor Christie had this to say.
[01:00:55.000 --> 01:01:04.000]  This strain of libertarianism that's going through both parties right now and making big headlines, I think is a very dangerous thought.
[01:01:04.000 --> 01:01:11.000]  His comments come the day after the U.S. House narrowly defeated a measure that would have limited the NSA's ability to spy on Americans.
[01:01:11.000 --> 01:01:16.000]  When asked if Christie was referring to politicians like Senator Rand Paul, Christie responded.
[01:01:16.000 --> 01:01:19.000]  You can name any number of people who have engaged in it and he's one of them.
[01:01:19.000 --> 01:01:27.000]  I mean these esoteric intellectual debates, I want them to come to New Jersey and sit across from the widows and the orphans.
[01:01:27.000 --> 01:01:34.000]  Senator Paul's office fired back saying, if Governor Christie believes the constitutional rights and the privacy of all Americans is esoteric,
[01:01:34.000 --> 01:01:47.000]  he either needs a new dictionary or he needs to talk to more Americans because a great number of them are concerned about the dramatic overreach of our government in recent years.
[01:01:47.000 --> 01:01:57.000]  In this week's Too Much Government News, the 5550 resident township of Coropolis, Pennsylvania passed an ordinance this week banning loud noises in public spaces.
[01:01:57.000 --> 01:02:05.000]  Specifically, the ordinance prohibits yelling, shouting, hooting, whistling and singing on public streets which would disrupt the quiet and comfort of residents.
[01:02:05.000 --> 01:02:09.000]  Violations of the ordinance can result in up to a $500 fine.
[01:02:09.000 --> 01:02:18.000]  It remains to be seen whether this ordinance will be challenged on First Amendment grounds.
[01:02:18.000 --> 01:02:21.000]  Being rude to the President of France is no longer an automatic criminal offense.
[01:02:21.000 --> 01:02:33.000]  France's Parliament agreed today. In the interest of free speech, MPs revoked legislation dating back to 1881 when anything judged to have offended the head of the state risked an automatic fine.
[01:02:33.000 --> 01:02:43.000]  The change followed the European Court of Human Rights' ruling in March that France violated a demonstrator's right to freedom of expression when he referred to Nicholas Sarkozy as a jerk.
[01:02:43.000 --> 01:02:52.000]  Support for The Liberty Beat comes from Central Texas Gunworks, CHL Force's self-defense training and firearm sales, online at centraltexasgunworks.com.
[01:02:52.000 --> 01:03:14.000]  You've been listening to The Liberty Beat. Remember to question everything and live free.
[01:03:22.000 --> 01:03:33.000]  I will identify my father's house until he returns.
[01:03:33.000 --> 01:03:53.000]  He has left me with his strength and wisdom. I will identify my father's house until I realize my father's house until I reach him.
[01:03:53.000 --> 01:04:03.000]  Okay, we are back. Randy Kelton, David Stevens, Rule of Law Radio, Mike in Arizona. Mike, does all that make sense?
[01:04:03.000 --> 01:04:06.000]  Yes, sir, it sure did.
[01:04:06.000 --> 01:04:21.000]  So this is how we always, when we ask them to do something, we only ask them to do what the law specifically commands that they do.
[01:04:21.000 --> 01:04:34.000]  So it's like we're holding out this little offer and we've got this hammer in our hand poised ready to whack them when they do the wrong thing.
[01:04:34.000 --> 01:04:49.000]  And that's what we want them to think. And if they never get to talk to you personally, then even better, if they call you on the phone to object to it, say, if you have something to say to me, send it in a letter.
[01:04:49.000 --> 01:05:00.000]  I actually had a moron prosecutor ask me what the problem was. And I told him you would lie when the truth would do better.
[01:05:00.000 --> 01:05:11.000]  Well, Mr. Kelton, what makes you think that? You're a lawyer. Oh, Mr. Kelton, that's not fair. But he got the point.
[01:05:11.000 --> 01:05:26.000]  Don't try to blab to me on the phone. I'm recording it anyway. The number I give them is a Skype number and I have a recorder on my Skype line.
[01:05:26.000 --> 01:05:33.000]  So I always keep them recorded anyway, but I don't want to talk to them on the phone. I want to send them a letter.
[01:05:33.000 --> 01:05:43.000]  You don't accidentally say something in a way that doesn't come out the way you intended it if you write it in a letter.
[01:05:43.000 --> 01:05:56.000]  And if you force them to do the same thing, then you have it in hard copy. And that's especially powerful if they think you're coming after them.
[01:05:56.000 --> 01:06:09.000]  You want them to think that they're always setting you up. A prosecutor in Johnson County called me and told me that the complaints I sent to the grand jury,
[01:06:09.000 --> 01:06:14.000]  I should give those to the sheriff. And I said, no, ma'am, I'll be giving them to the grand jury.
[01:06:14.000 --> 01:06:19.000]  The only thing you get to do is decide if you're going to interfere with me in the process or not.
[01:06:19.000 --> 01:06:25.000]  So she called me a week later and said, Mr. Kelton, I sent your complaints to the sheriff, but he sent them back.
[01:06:25.000 --> 01:06:31.000]  He said he couldn't do anything with them as there were complaints against him in there.
[01:06:31.000 --> 01:06:40.000]  And I said, well, yes, a matter of fact, there was. She said, Mr. Kelton, I get the impression you planned this this way.
[01:06:40.000 --> 01:06:48.000]  Well, Miss Wyatt, you're very astute. I hope you don't think this is my first rodeo.
[01:06:48.000 --> 01:06:56.000]  And she said, no, Mr. Kelton, somehow I don't think it is. That's what you want them to think.
[01:06:56.000 --> 01:07:05.000]  This chump walked through our county and set up everybody. That's what you want them to think.
[01:07:05.000 --> 01:07:12.000]  And that's why you walk through all of these officials. You've got everybody named.
[01:07:12.000 --> 01:07:22.000]  Nobody can poke their head up or they get thumped and they're always wondering what it is that you're after.
[01:07:22.000 --> 01:07:29.000]  No matter what happens in your case, you will change the way they do business.
[01:07:29.000 --> 01:07:36.000]  Larry Wiest went down to file some complaints, some documents in the county record in Johnson County.
[01:07:36.000 --> 01:07:43.000]  The clerk wouldn't take the filings. He went to call me. I sent him to Sheriff's Department. He went to Sheriff's Department.
[01:07:43.000 --> 01:07:49.000]  No question. They took his complaints and acted on them immediately.
[01:07:49.000 --> 01:07:56.000]  The next morning, he was getting calls from the clerk to get him to come back down there and file those documents.
[01:07:56.000 --> 01:08:11.000]  He would have no problem. This is what our job is. And you will not believe how powerful one person in a jurisdiction can be.
[01:08:11.000 --> 01:08:22.000]  The more they look at you, the less they'll find. They'll be saying, who is this guy that's coming down here sharp shooting us?
[01:08:22.000 --> 01:08:33.000]  And just one warning about that, Mike, you do have to be careful. This can become way too much fun.
[01:08:33.000 --> 01:08:49.000]  Yeah. The sheriff called me already and said that I would be if I had some people after they threw us out and I own the lot next door.
[01:08:49.000 --> 01:08:58.000]  And the next day, there were some characters on my lot that were supposed to be working on the house that they stole.
[01:08:58.000 --> 01:09:05.000]  And nonetheless, I had some friends buzz through there. They seen them. They took some pictures. I called the sheriff.
[01:09:05.000 --> 01:09:13.000]  And then the sheriff questioned me on why I was worried that they were trespassing.
[01:09:13.000 --> 01:09:22.000]  And I said, well, I have evidence that shows they were trespassing. And I said, I'm going to need a copy of this report.
[01:09:22.000 --> 01:09:26.000]  And I said, I need their names. I need your name. I need your badge number.
[01:09:26.000 --> 01:09:35.000]  I got all the information. The next day, the sheriff called me and said that there were several reports with me and them.
[01:09:35.000 --> 01:09:43.000]  And there and she said, you need to watch your step because you are facing disorderly conduct.
[01:09:43.000 --> 01:09:48.000]  That should have gotten an immediate 911 call.
[01:09:48.000 --> 01:09:54.000]  Yeah. It was over the phone that this lady did this. So you have her name.
[01:09:54.000 --> 01:09:58.000]  Yep. I said, what's your name and what's your badge number?
[01:09:58.000 --> 01:10:05.000]  And I said, and what statute are you referring to? She said, it's on the legislature site. You can look it up.
[01:10:05.000 --> 01:10:12.000]  I said, I'm aware of that. I'm on that site right now. What is the statute you're referring to? Can you cite that statute?
[01:10:12.000 --> 01:10:20.000]  She said, no, I cannot. I said, okay. I got your name and badge number. And I said, disorderly conduct.
[01:10:20.000 --> 01:10:32.000]  She says, sir, I'm just letting you know that there's a report here that you're looking at disorderly conduct and we can file charges.
[01:10:32.000 --> 01:10:34.000]  And I said, okay, that's all I need to know.
[01:10:34.000 --> 01:10:37.000]  Tampering with a witness, obstruction of justice.
[01:10:37.000 --> 01:10:38.000]  Yep.
[01:10:38.000 --> 01:10:40.000]  So you want to play hardball?
[01:10:40.000 --> 01:10:41.000]  Yep.
[01:10:41.000 --> 01:10:47.000]  I'll introduce you to the deep end of the pool. And this is what I like to happen.
[01:10:47.000 --> 01:10:57.000]  Because now for the moment, you forget about those guys doing trespass. Now you go after this person who tried to bully you.
[01:10:57.000 --> 01:10:58.000]  Yes.
[01:10:58.000 --> 01:11:03.000]  Did you ask her if she carries a loaded pistol?
[01:11:03.000 --> 01:11:05.000]  No, I did not get to ask that.
[01:11:05.000 --> 01:11:23.000]  You can always ask them that. That tends to get them nervous and it tends to make them more careful because the issue here is to file very pointed and directed complaints.
[01:11:23.000 --> 01:11:30.000]  Generally in a jurisdiction, you need what you just got at least once.
[01:11:30.000 --> 01:11:41.000]  When you get done with this person who made those, gave you those warnings, the word will go out, leave this guy alone.
[01:11:41.000 --> 01:11:47.000]  He will kick your butt every way from Sunday.
[01:11:47.000 --> 01:11:52.000]  Yeah, I can't wait to learn that.
[01:11:52.000 --> 01:12:02.000]  Okay, it's better for me if I can get that particular call after I went to someone higher up.
[01:12:02.000 --> 01:12:03.000]  Yes.
[01:12:03.000 --> 01:12:09.000]  I don't want the sheriff. I really would like to get that from the district judge.
[01:12:09.000 --> 01:12:16.000]  I'll give you an example. I'm standing next to my house. I live next to City Hall. I'm doing some plastic welding on a tank.
[01:12:16.000 --> 01:12:20.000]  We got a fire ban on. This cop comes up, new cop, didn't know who it was.
[01:12:20.000 --> 01:12:25.000]  Sir, sir. And I said, yes, but you can't have that open flame.
[01:12:25.000 --> 01:12:31.000]  And I held up the torch. Sure I can. Look, nothing to it. No, no, you don't understand. We have a fire ban on.
[01:12:31.000 --> 01:12:36.000]  I said, you see this equipment here? I can outrun the fire department with it.
[01:12:36.000 --> 01:12:42.000]  I had big high pressure spray equipment. I understand, sir, but you can't have that open flame.
[01:12:42.000 --> 01:12:49.000]  I said, wait a minute. Your jaws should be right. Oh, no, sir. You can't have that open flame.
[01:12:49.000 --> 01:12:59.000]  Wait a minute. That damn district judge sent you down here. That John Faustel sent you down here, didn't he?
[01:12:59.000 --> 01:13:09.000]  Just because I filed one crummy little criminal complaint against him with the attorney general, he sent you down here to harass me, didn't he?
[01:13:09.000 --> 01:13:17.000]  The officer holds up both hands with his palms out, takes a step back and says, just one moment, sir.
[01:13:17.000 --> 01:13:24.000]  Takes out his cell phone dials. About 30 seconds, the chief of police stepped out of city hall.
[01:13:24.000 --> 01:13:33.000]  Randy, what are you doing to my new officer? I said, oh, Tom, I was just jerking his chain a little.
[01:13:33.000 --> 01:13:44.000]  And the officer said, oh, God, I saw my whole career flash before my eyes.
[01:13:44.000 --> 01:14:01.000]  They are terrified of the judges. If once I've hammered a judge, if I can con one of these guys into doing something stupid, I accuse the judge of sending him out to do it.
[01:14:01.000 --> 01:14:08.000]  And you talk about a judge going ballistic, he will go bananas on these guys.
[01:14:08.000 --> 01:14:20.000]  And now I don't get tickets in this county. I went into the convenience store across the street and Bobby Jack said, what did you do to that officer yesterday?
[01:14:20.000 --> 01:14:33.000]  So I didn't do anything to him. Why? I said, well, he called in your name and said you were 70 and 60 and had a trailer with plates two years out of date.
[01:14:33.000 --> 01:14:43.000]  The dispatcher said, don't you dare give that SOB no ticket. You give him his license and send him on his way.
[01:14:43.000 --> 01:14:50.000]  This is how you keep them from, this way you don't have to worry about the police messing with you.
[01:14:50.000 --> 01:14:58.000]  Once you've done that, they keep their distance. So that'll keep you from being harassed by the police.
[01:14:58.000 --> 01:15:04.000]  So, you know, when I get that kind of thing, I say, wonderful. Boy, this is going to be so much fun.
[01:15:04.000 --> 01:15:08.000]  They're not going to believe what I'm going to do to them.
[01:15:08.000 --> 01:15:18.000]  So if the officer talks to you, you just tell them, welcome to the deep end of the pool.
[01:15:18.000 --> 01:15:23.000]  And that'll kind of keep you clear from these guys.
[01:15:23.000 --> 01:15:29.000]  But they're kind of following along really well, you know, getting that stupid call like that.
[01:15:29.000 --> 01:15:38.000]  I suspect when you get done, if you have talked to the sheriff's department, then you file criminal charges against the sheriff, not this officer.
[01:15:38.000 --> 01:15:47.000]  You name the officer, but you file against the sheriff as respondee at Superior.
[01:15:47.000 --> 01:15:54.000]  The sheriff works for you. Everybody else works for the sheriff.
[01:15:54.000 --> 01:15:59.000]  The sheriff did not come to you and consult with you before hiring this person.
[01:15:59.000 --> 01:16:05.000]  Neither did the sheriff give you privy to this person's training.
[01:16:05.000 --> 01:16:12.000]  So you must presume this person is doing precisely what the sheriff told her to do.
[01:16:12.000 --> 01:16:18.000]  This will not make the sheriff a happy camper.
[01:16:18.000 --> 01:16:23.000]  OK, I do need to move along. Got a bunch more callers.
[01:16:23.000 --> 01:16:28.000]  Keep us up to date on what happens. And if you have any questions, email me.
[01:16:28.000 --> 01:16:32.000]  I'll answer them as best as I can.
[01:16:32.000 --> 01:16:34.000]  OK, will do. Thank you.
[01:16:34.000 --> 01:16:38.000]  OK, this is Randy Kelton, Deborah Stevens, Rule of Law Radio.
[01:16:38.000 --> 01:16:46.000]  Caller number 512-646-1984. Mike, Terrence, Mark, Tommy, I see there.
[01:16:46.000 --> 01:16:49.000]  I'll try to get to all your calls.
[01:16:49.000 --> 01:17:14.000]  Hang on. We'll be right back on the other side.
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[01:20:50.000 --> 01:20:57.000]  Okay, we are back. Randy Kelton, Deborah Stevens, Rule of Law Radio, and we're going to Terrence in Alabama.
[01:20:57.000 --> 01:20:59.000]  Hello Terrence.
[01:20:59.000 --> 01:21:00.000]  Hello Randy.
[01:21:00.000 --> 01:21:05.000]  You are in luck today. I speak Heal-Billy.
[01:21:05.000 --> 01:21:10.000]  Right now I'm in Southern Indiana, but that'll work.
[01:21:10.000 --> 01:21:14.000]  And if I lose my cell phone tower, I apologize in advance.
[01:21:14.000 --> 01:21:24.000]  Okay. I am from a place called Scrouge Horn, and it was right in the middle of the Coley gullies.
[01:21:24.000 --> 01:21:34.000]  I was five years old before I knew a shoe was something that went on your foot and not just something daddy used to throw at the dogs.
[01:21:34.000 --> 01:21:37.000]  So I have Heal-Billy credentials.
[01:21:37.000 --> 01:21:39.000]  Okay.
[01:21:39.000 --> 01:21:53.000]  That'll work. I'm calling because a friend bought a house, which the house is my first house I bought for $43,093, and it was built in 1956.
[01:21:53.000 --> 01:22:07.000]  This house is 200 square foot larger, built in 1995, and they got it for less than a week ago than what I bought my house in 1993.
[01:22:07.000 --> 01:22:13.000]  So that tells you a bit of the housing prices of what's going on.
[01:22:13.000 --> 01:22:19.000]  Yeah, it's been a mess. Texas has held up really well.
[01:22:19.000 --> 01:22:22.000]  This one's in Michigan.
[01:22:22.000 --> 01:22:27.000]  If you're going to buy property, now is probably a good time.
[01:22:27.000 --> 01:22:29.000]  Yeah, yeah.
[01:22:29.000 --> 01:22:36.000]  We're pretty well at the bottom, and we're looking at a collapse of the dollar.
[01:22:36.000 --> 01:22:42.000]  So if you purchase now before the dollar really goes into the toilet,
[01:22:42.000 --> 01:22:52.000]  then your mortgage amount won't increase when the value of the dollar decreases. It'll make the mortgage easier to pay off.
[01:22:52.000 --> 01:23:04.000]  And the foreclosure crisis, whatever happens in the market, the real estate market is going to begin to recover.
[01:23:04.000 --> 01:23:12.000]  People still need places to live in an economic crisis and a monetary crisis of this nature.
[01:23:12.000 --> 01:23:21.000]  A lot of people will be badly injured by it, the banks for one. They'll be the tip of the spear on that one.
[01:23:21.000 --> 01:23:26.000]  And people doing foreign exchange, dealing with other countries.
[01:23:26.000 --> 01:23:32.000]  The products that we purchase from other countries will get a lot more expensive.
[01:23:32.000 --> 01:23:40.000]  But if you make your living in the United States and don't deal in foreign exchange,
[01:23:40.000 --> 01:23:49.000]  the economic crisis may not hurt you too bad because as products get more expensive elsewhere, they'll get less expensive.
[01:23:49.000 --> 01:23:58.000]  It'll be more viable to produce here, so industry will tend to recover under this.
[01:23:58.000 --> 01:24:04.000]  I have a son-in-law who has a feed store. I don't think this will hurt him at all.
[01:24:04.000 --> 01:24:11.000]  He's likely to do well. When everybody else is crashing and burning, his business will probably just crank right along.
[01:24:11.000 --> 01:24:17.000]  So a lot of people, while they may not do well, they may struggle.
[01:24:17.000 --> 01:24:25.000]  They will still begin to recover and they haven't been building houses for the last four or five years.
[01:24:25.000 --> 01:24:28.000]  So the demand is going to be up. So now is the bottom.
[01:24:28.000 --> 01:24:32.000]  We've been talking about this for five years or so.
[01:24:32.000 --> 01:24:37.000]  And we've been saying, now is not a, don't get into real estate, it's crashing.
[01:24:37.000 --> 01:24:45.000]  Well, it's pretty well crashed now. So now is a good time to buy real estate, in my personal opinion.
[01:24:45.000 --> 01:24:56.000]  So what I was calling about is I'm wondering when should they start for like a debt validation
[01:24:56.000 --> 01:25:08.000]  and holding the mortgage teller, you know, you're having to hold them and making sure they've done everything truthfully and honestly
[01:25:08.000 --> 01:25:18.000]  and have it resold and so would they wait 30 days? Would they wait a year?
[01:25:18.000 --> 01:25:29.000]  Okay. Generally, you file a debt validation letter or actually you can file a, you know, 30 days after you have,
[01:25:29.000 --> 01:25:40.000]  I'm sorry, any time you receive a demand for payment under the Uniform Commercial Code, that's called a presentment.
[01:25:40.000 --> 01:25:48.000]  When you receive a presentment from a debt collector, you can ask for validation of the debt.
[01:25:48.000 --> 01:26:01.000]  A qualified written request goes to the servicer of the note and you have 30 days after notice of a change of servicer to file with the servicer.
[01:26:01.000 --> 01:26:12.000]  Now, when there's a change of servicer, you should get a notice from the current servicer and a notice from the new servicer.
[01:26:12.000 --> 01:26:25.000]  Your 30-day clock is going to start from the notice from the new servicer and a lot of times they're not giving notice, although they're required to.
[01:26:25.000 --> 01:26:34.000]  And a qualified written request would go to an error in accounting.
[01:26:34.000 --> 01:26:48.000]  But if they just got the note, I would give it a month or two, the issue on, they will probably get a change in servicer at some point.
[01:26:48.000 --> 01:26:58.000]  And actually, there is a claim to make and I don't know how well the banks have made adjustments.
[01:26:58.000 --> 01:27:06.000]  There hasn't been much noise about road ash fees, about the false fees charged at closing.
[01:27:06.000 --> 01:27:11.000]  I have noticed that banks are advertising loans without closing fees.
[01:27:11.000 --> 01:27:20.000]  If they do that, that eliminates this one claim, but have them look at the HUD-1 settlement statement.
[01:27:20.000 --> 01:27:33.000]  And look at the fees on there and then see if the lender provided documentation to show that the fees were valid.
[01:27:33.000 --> 01:27:40.000]  If they didn't, then you have a claim that you can put in a qualified written request.
[01:27:40.000 --> 01:27:50.000]  And see, a qualified written request is not a qualified written request unless it claims an accounting error and requests that the error be corrected.
[01:27:50.000 --> 01:27:58.000]  So they could do that, but I don't know how the loans are being created now.
[01:27:58.000 --> 01:28:04.000]  With all of the trouble they've had, I would expect that they would have adjusted their procedures considerably.
[01:28:04.000 --> 01:28:07.000]  So it's likely to be a whole lot less that you can go after.
[01:28:07.000 --> 01:28:15.000]  The last one I looked at was a 2012 note and I couldn't find anything to get a shot at them with.
[01:28:15.000 --> 01:28:24.000]  Okay, but is something where they could send you paperwork to look it over and see if there's anything to look at?
[01:28:24.000 --> 01:28:30.000]  Yes, HUD-1 settlement statement, no truth in ending statement.
[01:28:30.000 --> 01:28:40.000]  Check to see if the other side has filed a deed of trust in the county record.
[01:28:40.000 --> 01:28:42.000]  Okay.
[01:28:42.000 --> 01:28:49.000]  They've got 21 days, I think, under the Uniform Commercial Code.
[01:28:49.000 --> 01:28:54.000]  Okay, we'll do that and get that going and see if we can learn anything from it.
[01:28:54.000 --> 01:28:56.000]  Alrighty.
[01:28:56.000 --> 01:28:58.000]  Thank you so much.
[01:28:58.000 --> 01:29:00.000]  You are welcome.
[01:29:00.000 --> 01:29:04.000]  Okay, now we're going to go to Mark in Michigan.
[01:29:04.000 --> 01:29:08.000]  Hello, Mark.
[01:29:08.000 --> 01:29:09.000]  Hello, Randy, how are you doing?
[01:29:09.000 --> 01:29:11.000]  I'm doing well.
[01:29:11.000 --> 01:29:13.000]  Ah, great.
[01:29:13.000 --> 01:29:21.000]  Yeah, I was wondering, were you aware that concerning the state constitutions,
[01:29:21.000 --> 01:29:29.000]  that most states have more than two constitutions and states like Michigan have six?
[01:29:29.000 --> 01:29:31.000]  Arkansas, I think, has six.
[01:29:31.000 --> 01:29:33.000]  Okay, hold on.
[01:29:33.000 --> 01:29:35.000]  We're about to go to break.
[01:29:35.000 --> 01:29:41.000]  Are you saying six all at once or they've been through six?
[01:29:41.000 --> 01:29:45.000]  I have the original one, then a second one, then a third one, a fourth one, a fifth one.
[01:29:45.000 --> 01:29:47.000]  Oh, okay, hang on.
[01:29:47.000 --> 01:29:48.000]  We're about to go to break.
[01:29:48.000 --> 01:29:51.000]  Thank you, Dr. David Stevens, we'll move our radio.
[01:29:51.000 --> 01:29:56.000]  Call in number 512-646-1984.
[01:29:56.000 --> 01:29:58.000]  Carlos, I see you there.
[01:29:58.000 --> 01:30:06.000]  We will try to get you.
[01:30:06.000 --> 01:30:07.000]  Are you stressed?
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[01:30:14.000 --> 01:30:17.000]  I'm Dr. Catherine Albrecht, and I'll be back with more in just a moment.
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[01:31:01.000 --> 01:31:04.000]  Pet owners also have significantly lower blood pressure, cholesterol,
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[01:31:22.000 --> 01:31:24.000]  I'm Dr. Catherine Albrecht.
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[01:33:01.000 --> 01:33:04.000]  You are listening to the Logos Radio Network.
[01:33:04.000 --> 01:33:07.000]  LogosRadioNetwork.com
[01:33:34.000 --> 01:33:37.000]  Okay, we are back.
[01:33:37.000 --> 01:33:40.000]  Randy Kelton, Deborah Stevens, Wheel of Law Radio,
[01:33:40.000 --> 01:33:45.000]  and we're talking to Mark in Michigan.
[01:33:45.000 --> 01:33:48.000]  Where were we, Mark?
[01:33:48.000 --> 01:33:54.000]  Oh, yes, I was wondering, what would be the significance of that?
[01:33:54.000 --> 01:33:57.000]  I had never even heard of any conspiracy theories.
[01:33:57.000 --> 01:34:04.000]  Well, I was wondering, what would be the significance of that?
[01:34:04.000 --> 01:34:06.000]  I had never even heard of any Constitutional Conventions being held.
[01:34:06.000 --> 01:34:09.000]  The last time they did that was back in the 60s.
[01:34:09.000 --> 01:34:16.000]  Well, okay, I don't know of different constitutions.
[01:34:16.000 --> 01:34:21.000]  It may well be that they're calling a Constitution a different Constitution.
[01:34:21.000 --> 01:34:26.000]  I know they do that in Texas, where the Constitution has been amended.
[01:34:26.000 --> 01:34:30.000]  I don't know that, you know, Texas has had two or three constitutions,
[01:34:30.000 --> 01:34:34.000]  but they were not totally different documents.
[01:34:34.000 --> 01:34:37.000]  They were just changes to the documents.
[01:34:37.000 --> 01:34:43.000]  Yes, so we had the original one, 1820, that we was, and I pulled a copy of that,
[01:34:43.000 --> 01:34:46.000]  and I pulled a copy of the last one, and I compared the two,
[01:34:46.000 --> 01:34:50.000]  and I mean, it's like they watered everything down.
[01:34:50.000 --> 01:34:53.000]  I mean, the original is so much better.
[01:34:53.000 --> 01:34:56.000]  And I'm wondering, you know...
[01:34:56.000 --> 01:34:58.000]  That is a good point.
[01:34:58.000 --> 01:35:03.000]  Oregon has only two, Washington only has two,
[01:35:03.000 --> 01:35:07.000]  but they've only just come into the Union like in the 1850s, so, you know, I don't know.
[01:35:07.000 --> 01:35:15.000]  Well, you know, there's an issue that concerned me about the original 13th Amendment to the U.S. Constitution.
[01:35:15.000 --> 01:35:17.000]  I agree about that.
[01:35:17.000 --> 01:35:25.000]  That went to royalty, you know, there'd be no appointment of royalty, but that just disappeared.
[01:35:25.000 --> 01:35:29.000]  As far as I can tell, there was never an amendment to get rid of it.
[01:35:29.000 --> 01:35:36.000]  Apparently, the government reprinted the Constitution without that in there, and they changed it.
[01:35:36.000 --> 01:35:44.000]  So I have this issue with codes.
[01:35:44.000 --> 01:35:47.000]  Yeah, yeah.
[01:35:47.000 --> 01:35:49.000]  Codes, we have different codes.
[01:35:49.000 --> 01:35:55.000]  We have codes that are enacted and codes that are not enacted.
[01:35:55.000 --> 01:36:02.000]  Codes that are not enacted are prima facie evidence of law.
[01:36:02.000 --> 01:36:04.000]  I mean, how does this work?
[01:36:04.000 --> 01:36:08.000]  One's evidence of law, one's prima facie evidence of law.
[01:36:08.000 --> 01:36:14.000]  A code that's not enacted is evidence of the existence of law.
[01:36:14.000 --> 01:36:19.000]  Code that has been enacted is prima facie evidence of law.
[01:36:19.000 --> 01:36:21.000]  Yeah.
[01:36:21.000 --> 01:36:22.000]  I think it's one way or the other.
[01:36:22.000 --> 01:36:25.000]  I may be getting that backwards.
[01:36:25.000 --> 01:36:32.000]  Yeah, I think the one that's been just a code, anybody can go through the public record
[01:36:32.000 --> 01:36:44.000]  and the public laws and gather together record laws into a code.
[01:36:44.000 --> 01:36:47.000]  And that's evidence of law if it hasn't been enacted.
[01:36:47.000 --> 01:36:56.000]  If it has been enacted, then it's prima facie evidence of law, which would have to be overcome by evidence.
[01:36:56.000 --> 01:37:01.000]  And then there is the public law, which always governs.
[01:37:01.000 --> 01:37:10.000]  I wonder, are we having issues with constitutions being reprinted that are not,
[01:37:10.000 --> 01:37:14.000]  that do not contain the exact wording of the originals,
[01:37:14.000 --> 01:37:22.000]  like we have codes that are written in different language than the public law?
[01:37:22.000 --> 01:37:24.000]  Yeah, I don't see them doing.
[01:37:24.000 --> 01:37:34.000]  It seems to me that in order to do a concon, you would have, in a state, you would have to have the counties involved and everyone would have to vote on it, not just the legislature.
[01:37:34.000 --> 01:37:41.000]  Well, we have to have, in order to change the Texas Constitution, we have to have a convention.
[01:37:41.000 --> 01:37:43.000]  And the federal is the same way.
[01:37:43.000 --> 01:37:47.000]  We can't just, no, I'm sorry, the federal has to have a convention.
[01:37:47.000 --> 01:37:54.000]  The state, maybe Deborah, if she's listening, she may know a little bit more about her.
[01:37:54.000 --> 01:37:59.000]  You can put state constitution changes on the ballot.
[01:37:59.000 --> 01:38:01.000]  Right, right.
[01:38:01.000 --> 01:38:06.000]  But I'm not sure what majority it has to have in order to pass.
[01:38:06.000 --> 01:38:08.000]  I don't think it's a simple majority.
[01:38:08.000 --> 01:38:13.000]  Every state is probably a little different, but ours has it laid out in the first one.
[01:38:13.000 --> 01:38:18.000]  And it seems to me they didn't follow it at all for the others.
[01:38:18.000 --> 01:38:22.000]  It's just that we're just going to do this and here we go, you know, to the legislature only.
[01:38:22.000 --> 01:38:24.000]  And I don't remember hearing about this growing up.
[01:38:24.000 --> 01:38:31.000]  I didn't even know we had a state constitution to be quite honest with, I was like 19 years old, but they don't teach it in school here.
[01:38:31.000 --> 01:38:34.000]  Well, that would be a nice issue to research, you know.
[01:38:34.000 --> 01:38:47.000]  I have a friend that researched Title 18 of the U.S. Code and proved that the Title 18 is the criminal code, the federal criminal code.
[01:38:47.000 --> 01:38:52.000]  He proved that it was never properly passed by the legislature.
[01:38:52.000 --> 01:38:59.000]  He proved it by letters from the secretary of the House and Senate both.
[01:38:59.000 --> 01:39:10.000]  And a friend of his, the third time he addressed that in court, they pulled his bar card.
[01:39:10.000 --> 01:39:15.000]  Yeah, they told him the second time, they don't want to hear this again.
[01:39:15.000 --> 01:39:18.000]  And he said, to heck with you, this is a right.
[01:39:18.000 --> 01:39:21.000]  And they showed him the politics.
[01:39:21.000 --> 01:39:27.000]  They pulled his bar card.
[01:39:27.000 --> 01:39:29.000]  The grand jury should be in charge of it.
[01:39:29.000 --> 01:39:35.000]  He should have went to the grand jury with criminal charges against the judge that pulled his bar card.
[01:39:35.000 --> 01:39:38.000]  You got that, yeah, you got the foxes guarding the hen house there.
[01:39:38.000 --> 01:39:43.000]  And yeah, there's a lot of good attorneys out there afraid to do any good stuff because it will get the bar.
[01:39:43.000 --> 01:39:47.000]  We have a great opportunity right now.
[01:39:47.000 --> 01:39:52.000]  The dollar is falling into disrepute.
[01:39:52.000 --> 01:40:00.000]  We're having, we're getting some really dire predictions of the next three to six months.
[01:40:00.000 --> 01:40:06.000]  We could have some serious economic conditions occur.
[01:40:06.000 --> 01:40:08.000]  Yes.
[01:40:08.000 --> 01:40:19.000]  If that happens, you know, I keep, whenever I say this, people understand everybody doesn't hurt in an economic downturn.
[01:40:19.000 --> 01:40:28.000]  The ones who tend to hurt the most are the ones who have done the best in the corrupt system that gets corrected.
[01:40:28.000 --> 01:40:37.000]  When these changes, it gets, we have some difficulty for a while, but the opportunity is absolutely tremendous.
[01:40:37.000 --> 01:40:52.000]  And when a Joe Q. public, the right majority who, that tends to be the silent majority,
[01:40:52.000 --> 01:40:57.000]  when he's got to sell his best boat, he is not going to be a happy camper.
[01:40:57.000 --> 01:41:11.000]  And it gives those of us who were put here for the purpose of making change an opportunity to give those people who were angry
[01:41:11.000 --> 01:41:19.000]  and frustrated with what's going on and finally paying attention something they can do to make things better.
[01:41:19.000 --> 01:41:26.000]  I think this is the best opportunity of our lifetimes to make real lasting change.
[01:41:26.000 --> 01:41:29.000]  Well, you know, it sounds good.
[01:41:29.000 --> 01:41:30.000]  Let's hope so.
[01:41:30.000 --> 01:41:32.000]  You know, it sounds good.
[01:41:32.000 --> 01:41:33.000]  Thank you.
[01:41:33.000 --> 01:41:34.000]  Okay.
[01:41:34.000 --> 01:41:35.000]  Is that it for you?
[01:41:35.000 --> 01:41:36.000]  Yes, sir.
[01:41:36.000 --> 01:41:37.000]  Thank you.
[01:41:37.000 --> 01:41:38.000]  Okay.
[01:41:37.000 --> 01:41:39.000]  Thank you, Mark.
[01:41:39.000 --> 01:41:45.000]  Now we're going to go to Senor Carlos.
[01:41:45.000 --> 01:41:46.000]  Hola.
[01:41:46.000 --> 01:41:48.000]  Hola, Senor Carlos.
[01:41:48.000 --> 01:41:49.000]  Yes, sir.
[01:41:49.000 --> 01:41:52.000]  Hi.
[01:41:52.000 --> 01:41:54.000]  Can you hear me?
[01:41:54.000 --> 01:41:55.000]  Yes, I can hear you.
[01:41:55.000 --> 01:41:56.000]  All right.
[01:41:56.000 --> 01:42:03.000]  I was waiting for sage words of advice and wisdom.
[01:42:03.000 --> 01:42:04.000]  Oh, okay.
[01:42:04.000 --> 01:42:05.000]  Okay.
[01:42:05.000 --> 01:42:09.000]  Let me ask you a question and also a comment.
[01:42:09.000 --> 01:42:15.000]  On the foreclosure reviews for those who have been foreclosed,
[01:42:15.000 --> 01:42:22.000]  they were supposed to do a foreclosure review for an independent company.
[01:42:22.000 --> 01:42:28.000]  Now I've been hearing the people that are not even new about the foreclosure review,
[01:42:28.000 --> 01:42:32.000]  they are getting $2,000 checks.
[01:42:32.000 --> 01:42:37.000]  And I am also hearing from people who have foreclosed, including myself,
[01:42:37.000 --> 01:42:41.000]  they are getting $300 checks and $600 checks.
[01:42:41.000 --> 01:42:43.000]  Now that's a final.
[01:42:43.000 --> 01:42:44.000]  They say that's going to be a final.
[01:42:44.000 --> 01:42:47.000]  But I think somebody else is pocketing the money.
[01:42:47.000 --> 01:42:49.000]  What would you do?
[01:42:49.000 --> 01:42:54.000]  Oh, no, I have a friend of mine got two checks.
[01:42:54.000 --> 01:42:55.000]  You should have got it.
[01:42:55.000 --> 01:43:03.000]  And the way I'm looking at that is that goes to collateral estoppel,
[01:43:03.000 --> 01:43:11.000]  that these banks have admitted to the comptroller of the currency
[01:43:11.000 --> 01:43:19.000]  that they have engaged in improper foreclosure practices.
[01:43:19.000 --> 01:43:23.000]  And that would go to prima facie.
[01:43:23.000 --> 01:43:28.000]  The banks cannot now file documents in the record
[01:43:28.000 --> 01:43:37.000]  under a prima facie evidence of regularity.
[01:43:37.000 --> 01:43:39.000]  Hang on.
[01:43:39.000 --> 01:43:40.000]  We'll talk about this when we come back.
[01:43:40.000 --> 01:43:44.000]  This is Randy Kelton, Deborah Stevens, Wheel of Law Radio.
[01:43:44.000 --> 01:43:52.000]  This is our Friday four-hour info marathon, and we're going to our last segment.
[01:43:52.000 --> 01:43:56.000]  So we probably won't be able to handle any more callers.
[01:43:56.000 --> 01:44:00.000]  We'll finish up with callers when we get back.
[01:44:00.000 --> 01:44:04.000]  You feel tired when talking about important topics like money and politics?
[01:44:04.000 --> 01:44:07.000]  Are you confused by words like the Constitution or the Federal Reserve?
[01:44:07.000 --> 01:44:08.000]  What?
[01:44:08.000 --> 01:44:13.000]  If so, you may be diagnosed with the deadliest disease known today, stupidity.
[01:44:13.000 --> 01:44:16.000]  Hi, my name is Steve Holt, and like millions of other Americans,
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[01:44:22.000 --> 01:44:25.000]  is found in almost every home in America, the television.
[01:44:25.000 --> 01:44:29.000]  Unfortunately, that puts most Americans at risk of catching stupidity,
[01:44:29.000 --> 01:44:30.000]  but there is hope.
[01:44:30.000 --> 01:44:32.000]  The staff at Brave New Books have helped me
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[01:44:39.000 --> 01:44:43.000]  and watching educational documentaries without feeling tired or uninterested.
[01:44:43.000 --> 01:44:46.000]  So if you or anybody you know suffers from stupidity,
[01:44:46.000 --> 01:44:50.000]  then you need to call 512-480-2503
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[01:44:57.000 --> 01:45:01.000]  discernment and enlarged vocabulary and an overall increase in mental functioning.
[01:45:01.000 --> 01:45:04.000]  Are you the plaintiff or defendant in a lawsuit?
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[01:45:56.000 --> 01:46:01.000]  or call toll-free, 866-LAW-EZ.
[01:46:26.000 --> 01:46:34.000]  Okay, we are back.
[01:46:34.000 --> 01:46:37.000]  Randy Kelton, Deborah Stevens, Rule of Law Radio,
[01:46:37.000 --> 01:46:42.000]  and we're talking to Carlos in California.
[01:46:42.000 --> 01:46:44.000]  Okay, Carlos, where were you?
[01:46:44.000 --> 01:46:48.000]  You got real busy on the break there, and I kind of got distracted.
[01:46:48.000 --> 01:46:54.000]  About the independent foreclosure review, which, you know,
[01:46:54.000 --> 01:46:57.000]  the office of the Comptroller of the Currency,
[01:46:57.000 --> 01:47:03.000]  have you looked at the stipulations that the major banks have made?
[01:47:03.000 --> 01:47:06.000]  No, not exactly.
[01:47:06.000 --> 01:47:08.000]  Okay, well, they're all the same.
[01:47:08.000 --> 01:47:11.000]  If you read one, all the rest of them are the same,
[01:47:11.000 --> 01:47:15.000]  and all of the big banks have agreed to these stipulations,
[01:47:15.000 --> 01:47:18.000]  and they have essentially, not essentially,
[01:47:18.000 --> 01:47:26.000]  they have exactly stipulated that they engaged in improper foreclosure practices,
[01:47:26.000 --> 01:47:33.000]  and these payments are a part of the settlement agreement.
[01:47:33.000 --> 01:47:40.000]  So now when we go into court on these foreclosure issues,
[01:47:40.000 --> 01:47:48.000]  we can raise any objections to any consideration of a statement
[01:47:48.000 --> 01:47:55.000]  or an unproven statement by the banks
[01:47:55.000 --> 01:48:03.000]  because their statements cannot be accepted as prima facie.
[01:48:03.000 --> 01:48:06.000]  They've already testified that they're dirty rotten scoundrels.
[01:48:06.000 --> 01:48:14.000]  They can now come back to court and say, we're not dirty rotten scoundrels anymore.
[01:48:14.000 --> 01:48:18.000]  So have you had an evaluation done?
[01:48:18.000 --> 01:48:23.000]  I had an evaluation done, and they sent me $600,
[01:48:23.000 --> 01:48:29.000]  and I sent them a lot of stuff proving that I was wrongly foreclosed,
[01:48:29.000 --> 01:48:34.000]  and they sent them even the evidence.
[01:48:34.000 --> 01:48:37.000]  Yeah, well, they won't do much with that.
[01:48:37.000 --> 01:48:39.000]  They probably really didn't care.
[01:48:39.000 --> 01:48:46.000]  They just sent amounts based on whatever your principle was,
[01:48:46.000 --> 01:48:55.000]  but the one thing about that is it does not adversely affect any claim that you could make.
[01:48:55.000 --> 01:48:59.000]  So you are already out of the property.
[01:48:59.000 --> 01:49:08.000]  Have you looked at suing for fraud and conversion?
[01:49:08.000 --> 01:49:16.000]  Suing for wrongful foreclosure, they're going to say you'd have to be prepared to tender,
[01:49:16.000 --> 01:49:18.000]  but not if you sue for fraud.
[01:49:18.000 --> 01:49:21.000]  Did you hear the first segment today?
[01:49:21.000 --> 01:49:24.000]  No, no, I was late. I got home late.
[01:49:24.000 --> 01:49:35.000]  Okay, I was talking about an argument that I've put together accusing the banks of fraud by nondisclosure
[01:49:35.000 --> 01:49:44.000]  because there is reason to believe that the banks engaged in a money laundering scam
[01:49:44.000 --> 01:49:48.000]  with the Mexican and Colombian drug cartels
[01:49:48.000 --> 01:49:54.000]  and failed to inform the borrower that at the time the loan was made,
[01:49:54.000 --> 01:50:02.000]  that had the borrower known that the source of these funds was not their Federal Reserve accounts,
[01:50:02.000 --> 01:50:09.000]  but actually sources the funds that were sourced by the special purpose vehicles
[01:50:09.000 --> 01:50:16.000]  through the Colombian drug cartels as the biggest money laundering scam in the history of the planet,
[01:50:16.000 --> 01:50:22.000]  if the borrower would have known that, he never would have entered into the contract.
[01:50:22.000 --> 01:50:29.000]  Yes, I've seen that allegation in some other courts in California.
[01:50:29.000 --> 01:50:33.000]  The judges are not buying that. I've seen it in cases.
[01:50:33.000 --> 01:50:41.000]  Well, I was put in for a different reason. I don't care about that one.
[01:50:41.000 --> 01:50:55.000]  However, in order to establish the source of the funds, they'll give me chain of title.
[01:50:55.000 --> 01:51:01.000]  That's what I really want. This is the information they don't want to give me.
[01:51:01.000 --> 01:51:06.000]  And to avoid these claims, this was a throwaway claim.
[01:51:06.000 --> 01:51:13.000]  This was a claim that they can rule against because we need some throwaway claims.
[01:51:13.000 --> 01:51:17.000]  The judges only have so many nos in them.
[01:51:17.000 --> 01:51:19.000]  And we give them something to say no about.
[01:51:19.000 --> 01:51:29.000]  And the primary things that we want rulings on are the breach of contract.
[01:51:29.000 --> 01:51:40.000]  I have arguments in there for fraud per se, fraud in the factum, fraud but on disclosure,
[01:51:40.000 --> 01:51:43.000]  but I don't care about those.
[01:51:43.000 --> 01:51:49.000]  The claims that I really want are the really, really simple ones.
[01:51:49.000 --> 01:51:59.000]  We claim that the lender by violating the Real Estate Settlement Procedures Act
[01:51:59.000 --> 01:52:02.000]  breached Covenant 16 of the Deed of Trust.
[01:52:02.000 --> 01:52:15.000]  And I think it's Covenant 7 or 8 of the note wherein they agreed to abide by all of the relevant law.
[01:52:15.000 --> 01:52:22.000]  So we're making the claims under the contract. That's a lot easier for the judge to give us a ruling on.
[01:52:22.000 --> 01:52:34.000]  In yours, if you can go back and show that the lender breached covenants of the Deed of Trust prior to foreclosure,
[01:52:34.000 --> 01:52:43.000]  you can plead that the Deed of Trust at foreclosure was rendered void by actions of the lender.
[01:52:43.000 --> 01:52:48.000]  What exactly does that covenant say?
[01:52:48.000 --> 01:52:52.000]  More I dig in it, that's the place to get them.
[01:52:52.000 --> 01:53:00.000]  They're doing the foreclosure by accusing you of breaching the Covenant of the Deed of Trust.
[01:53:00.000 --> 01:53:11.000]  So everybody that we're working with, I'm giving them a notice of default that they're filing in the record
[01:53:11.000 --> 01:53:17.000]  accusing the lender of defaulting on the mortgage.
[01:53:17.000 --> 01:53:29.000]  And that notice of default, if it's put in by the borrower, the borrower is the holder of an uncontested warranty deed.
[01:53:29.000 --> 01:53:43.000]  Therefore, the filing in the record is presumed to be valid until such time as it is addressed,
[01:53:43.000 --> 01:53:51.000]  until it's subjected to a proven void in a petition to quiet title.
[01:53:51.000 --> 01:53:59.000]  So this will put the bank in a position to where they have to come back and challenge the filing.
[01:53:59.000 --> 01:54:06.000]  When they do that, the first thing we do is say, who the heck are you?
[01:54:06.000 --> 01:54:12.000]  Where do you have standing to invoke subject matter jurisdiction of this court?
[01:54:12.000 --> 01:54:19.000]  Now we've got an issue where the judge has a dog in the hunt.
[01:54:19.000 --> 01:54:27.000]  Because if the judge doesn't have a subject matter jurisdiction, the judge can be sued.
[01:54:27.000 --> 01:54:37.000]  So these are looking like a lot more valuable arguments
[01:54:37.000 --> 01:54:43.000]  and arguments that it's easier for the judge to give us a ruling on
[01:54:43.000 --> 01:54:49.000]  than bifurcation and securitization.
[01:54:49.000 --> 01:54:52.000]  You know, that's kind of hard to get to.
[01:54:52.000 --> 01:54:57.000]  And you're asking the judge to give you a ruling that will change the world as he knows it.
[01:54:57.000 --> 01:55:00.000]  And they don't like to do that.
[01:55:00.000 --> 01:55:08.000]  So we want to come back with a breach contract claim saying that in this specific case,
[01:55:08.000 --> 01:55:15.000]  this particular lender breached a specific provision of this contract.
[01:55:15.000 --> 01:55:24.000]  And the judge can give you that ruling and not change the world as he knows it.
[01:55:24.000 --> 01:55:28.000]  Okay, so where are you now in the process?
[01:55:28.000 --> 01:55:33.000]  What are you doing now on the mortgage, on your foreclosure?
[01:55:33.000 --> 01:55:39.000]  I filed a suit for fraud and some other stuff on today.
[01:55:39.000 --> 01:55:40.000]  Oh, good.
[01:55:40.000 --> 01:55:43.000]  What were the causes of action?
[01:55:43.000 --> 01:55:46.000]  One of them is fraud on the foreclosure.
[01:55:46.000 --> 01:55:50.000]  And see, I did it because I was running out of time,
[01:55:50.000 --> 01:55:54.000]  but I'm not going to serve anyone until I re-amend it.
[01:55:54.000 --> 01:55:55.000]  Oh, okay.
[01:55:55.000 --> 01:55:58.000]  Some other good stuff.
[01:55:58.000 --> 01:56:04.000]  I had to file it by the 28th and the 28th of Sunday, so I did it today.
[01:56:04.000 --> 01:56:05.000]  That's good.
[01:56:05.000 --> 01:56:11.000]  You know, I tell people, file it incomplete, but file it.
[01:56:11.000 --> 01:56:13.000]  Don't miss the filing deadline.
[01:56:13.000 --> 01:56:14.000]  Yeah.
[01:56:14.000 --> 01:56:20.000]  In California, we don't have to – they give us four months still before we can serve them.
[01:56:20.000 --> 01:56:23.000]  I serve them and also bring in my Second Amendment complaint,
[01:56:23.000 --> 01:56:25.000]  and then it's going to be finalized.
[01:56:25.000 --> 01:56:29.000]  I mean, it's going to be done the way I'd like it to be.
[01:56:29.000 --> 01:56:30.000]  Well, good.
[01:56:30.000 --> 01:56:31.000]  So you've got time.
[01:56:31.000 --> 01:56:34.000]  I have four months after today.
[01:56:34.000 --> 01:56:35.000]  Good.
[01:56:35.000 --> 01:56:40.000]  So kind of keep us up to date on how things go with this thing.
[01:56:40.000 --> 01:56:45.000]  And you might try listening in on our Wednesday night show.
[01:56:45.000 --> 01:56:48.000]  I'd kind of like some of your input on that one.
[01:56:48.000 --> 01:56:49.000]  Which one?
[01:56:49.000 --> 01:56:55.000]  We do a Wednesday night teleconference strictly on the foreclosure issue.
[01:56:55.000 --> 01:56:56.000]  Okay.
[01:56:56.000 --> 01:56:57.000]  I'll be there.
[01:56:57.000 --> 01:56:58.000]  I didn't know.
[01:56:58.000 --> 01:56:59.000]  I wasn't aware.
[01:56:59.000 --> 01:57:00.000]  Yeah.
[01:57:00.000 --> 01:57:01.000]  It's not on rule of law radio.
[01:57:01.000 --> 01:57:02.000]  It's a teleconference.
[01:57:02.000 --> 01:57:09.000]  If you'll send me an email, I will send you a link with the number and the PIN number.
[01:57:09.000 --> 01:57:10.000]  Okay.
[01:57:10.000 --> 01:57:11.000]  Sure, Bill.
[01:57:11.000 --> 01:57:19.000]  I filed my first on the attorney, an attorney that took some money from me.
[01:57:19.000 --> 01:57:20.000]  Uh-huh.
[01:57:20.000 --> 01:57:21.000]  Bargains.
[01:57:21.000 --> 01:57:23.000]  What comes up once you file?
[01:57:23.000 --> 01:57:25.000]  It's been two weeks.
[01:57:25.000 --> 01:57:27.000]  Oh, this is out here on the Internet.
[01:57:27.000 --> 01:57:32.000]  If he still took money from you, you should look at a malpractice suit.
[01:57:32.000 --> 01:57:33.000]  Yeah.
[01:57:33.000 --> 01:57:37.000]  Once I do the bargains, I did it two weeks ago,
[01:57:37.000 --> 01:57:41.000]  and they sent me a letter saying that they're going to look into it,
[01:57:41.000 --> 01:57:43.000]  and they'll call me back.
[01:57:43.000 --> 01:57:46.000]  But, yeah, I'm going to do a malpractice.
[01:57:46.000 --> 01:57:50.000]  Yeah, don't count on the bar doing much,
[01:57:50.000 --> 01:57:55.000]  but you can count on his insurance company hammering him good.
[01:57:55.000 --> 01:57:58.000]  And if you subsequently file a malpractice suit against him,
[01:57:58.000 --> 01:58:02.000]  they're likely to cancel his malpractice insurance.
[01:58:02.000 --> 01:58:04.000]  Yeah, that's my next step.
[01:58:04.000 --> 01:58:08.000]  But I'm not going to let him go out too real easy.
[01:58:08.000 --> 01:58:09.000]  All right, buddy, I'll let you go.
[01:58:09.000 --> 01:58:10.000]  Okay.
[01:58:10.000 --> 01:58:11.000]  Thank you.
[01:58:11.000 --> 01:58:13.000]  We're about out of time.
[01:58:13.000 --> 01:58:15.000]  Stay in touch, Carlos.
[01:58:15.000 --> 01:58:19.000]  Okay, this is Randy Kelton, Deborah Stevens, Rule of Law Radio.
[01:58:19.000 --> 01:58:23.000]  This is our end of our four-hour info marathon.
[01:58:23.000 --> 01:58:28.000]  We will be back with Eddie Craig and Deborah Stevens Monday,
[01:58:28.000 --> 01:58:30.000]  Deborah and I next Thursday.
[01:58:30.000 --> 01:58:32.000]  And then, again, we'll be back next Friday.
[01:58:32.000 --> 01:58:35.000]  Thank you all for listening.
[01:58:35.000 --> 01:58:39.000]  And make sure you tune in regularly,
[01:58:39.000 --> 01:58:41.000]  because we give a lot of information,
[01:58:41.000 --> 01:58:45.000]  and sometimes you have to hear it over a couple of times to get it all down.
[01:58:45.000 --> 01:58:50.000]  Thank you for listening, and good night.
[01:58:50.000 --> 01:58:55.000]  Bibles for America is offering absolutely free a unique study Bible
[01:58:55.000 --> 01:58:58.000]  called the New Testament Recovery Version.
[01:58:58.000 --> 01:59:02.000]  The New Testament Recovery Version has over 9,000 footnotes that explain
[01:59:02.000 --> 01:59:06.000]  what the Bible says verse by verse, helping you to know God
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[01:59:08.000 --> 01:59:11.000]  Order your free copy today from Bibles for America.
[01:59:11.000 --> 01:59:20.000]  Call us toll free at 888-551-0102, or visit us online at bfa.org.
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[01:59:30.000 --> 01:59:33.000]  This is truly a Bible you can understand.
[01:59:33.000 --> 01:59:36.000]  To get your free copy of the New Testament Recovery Version,
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[01:59:41.000 --> 01:59:50.000]  That's 888-551-0102, or visit us online at bfa.org.
[01:59:50.000 --> 02:00:00.000]  Looking for some truth? You found it, LogosRadioNetwork.com.