[00:00.000 --> 00:06.320]  For the first time in a thousand years, an ancient British university has changed its
[00:06.320 --> 00:08.600]  dress code in a very bizarre way.
[00:08.600 --> 00:13.720]  Under Dr. Kauffman Albright, back to tell how Oxford University is rewriting the rules
[00:13.720 --> 00:16.840]  for school attire in a moment.
[00:16.840 --> 00:18.560]  Privacy is under attack.
[00:18.560 --> 00:22.160]  When you give up data about yourself, you'll never get it back again.
[00:22.160 --> 00:27.160]  And once your privacy is gone, you'll find your freedoms will start to vanish too.
[00:27.160 --> 00:28.680]  So protect your rights.
[00:28.680 --> 00:32.240]  Stay known to surveillance and keep your information to yourself.
[00:32.240 --> 00:34.920]  Privacy, it's worth hanging onto.
[00:34.920 --> 00:40.520]  This message is brought to you by StartPage.com, the private search engine alternative to Google,
[00:40.520 --> 00:42.240]  Yahoo and Bing.
[00:42.240 --> 00:45.920]  Start over with StartPage.
[00:45.920 --> 00:51.080]  For centuries, Oxford students have worn distinctive academic uniforms, but now the university
[00:51.080 --> 00:55.320]  has rewritten its dress code to accommodate cross-dressing.
[00:55.320 --> 00:59.840]  The dress code is serious business at Oxford, which expels students who violate it.
[00:59.840 --> 01:04.920]  For a thousand years, male students have worn dark suits and socks, white bow ties, and
[01:04.920 --> 01:06.680]  collars beneath black gowns.
[01:06.680 --> 01:13.280]  Women have worn dark skirts or trousers, white blouses, black hair ribbons, and black stockings.
[01:13.280 --> 01:18.600]  But now, men can don those skirts and stockings, and women can sport suits and white bow ties.
[01:18.600 --> 01:23.560]  But somehow, I don't think that's what the Oxford dress code founders had in mind.
[01:23.560 --> 01:30.920]  I'm Dr. Katharine Albrecht for StartPage.com, the world's most private search engine.
[01:30.920 --> 01:39.760]  Brazil's government is taking a jackbooted stomp in the wrong direction, mandating locator
[01:39.760 --> 01:42.280]  spy chips for every vehicle in the country.
[01:42.280 --> 01:48.200]  I'm Dr. Katharine Albrecht, back with details on this Orwellian tracking scheme next.
[01:48.200 --> 01:49.920]  Privacy is under attack.
[01:49.920 --> 01:53.560]  When you give up data about yourself, you'll never get it back again.
[01:53.560 --> 01:58.520]  And once your privacy is gone, you'll find your freedoms will start to vanish, too.
[01:58.520 --> 02:03.600]  So protect your rights, say no to surveillance, and keep your information to yourself.
[02:03.600 --> 02:06.280]  Privacy, it's worth hanging on to.
[02:06.280 --> 02:11.880]  This message is brought to you by StartPage.com, the private search engine alternative to Google,
[02:11.880 --> 02:13.640]  Yahoo, and Bing.
[02:13.640 --> 02:15.640]  Start over with StartPage.
[02:15.640 --> 02:19.560]  Here's a headline that gives me road rage.
[02:19.560 --> 02:24.360]  Brazil, the world's fourth largest auto market, has announced that soon all vehicles must
[02:24.360 --> 02:28.600]  contain radio frequency ID spy chips or be impounded.
[02:28.600 --> 02:33.120]  The microchips will go in windshields and transmit the make, model, fuel type, license
[02:33.120 --> 02:35.600]  plate number, and year of manufacture.
[02:35.600 --> 02:39.760]  The government promises the spy chips won't contain personal data, but with the unique
[02:39.760 --> 02:44.560]  ID in each one, it will be easy for cops to make the connection.
[02:44.560 --> 02:48.960]  Spy-chipped vehicles, a national web of roadside scanners and computers recording the flow
[02:48.960 --> 02:53.000]  of traffic, sounds like a green light for the total surveillance society.
[02:53.000 --> 03:22.000]  I'm Dr. Katherine Albrecht for StartPage.com, the world's most private search engine.
[03:22.000 --> 03:51.440]  Okay, we are back with our Friday night for our infomerathon on this
[03:51.440 --> 04:01.440]  Friday, the September 29th, 2012, and our phone lines are going to be open.
[04:01.440 --> 04:03.040]  This is going to be mostly call-in.
[04:03.040 --> 04:10.880]  I do have something I want to talk about, but the call-in number is 512-646-1984.
[04:10.880 --> 04:16.680]  Give us a call, get in line, let's have some interesting report tray.
[04:16.680 --> 04:23.880]  I would like to start out with a sort of a continuing discussion of what we were talking
[04:23.880 --> 04:32.480]  about last night, and I'm looking for input.
[04:32.480 --> 04:42.080]  As I was listening to this description of how, when we sign a document, we create the
[04:42.080 --> 04:43.160]  money.
[04:43.160 --> 04:53.800]  I've been hearing this particular argument for quite a while, and always there was something
[04:53.800 --> 04:57.360]  wrong with it.
[04:57.360 --> 05:05.520]  But the way the argument was presented was so complex and convoluted that I've been
[05:05.520 --> 05:15.280]  having trouble sorting out what it was that seemed to be wrong with the argument.
[05:15.280 --> 05:24.840]  And the idea, the part that sounds so outrageous, is that every time we sign our name, we create
[05:24.840 --> 05:28.080]  money.
[05:28.080 --> 05:32.800]  That just does not fit.
[05:32.800 --> 05:40.680]  Regardless of how corrupt these people may be, I cannot imagine how you could create
[05:40.680 --> 05:51.040]  a stable money system that way, because if that were the case, then everybody in the
[05:51.040 --> 06:00.040]  country would be billionaires by now, because there would be so much money everywhere.
[06:00.040 --> 06:06.720]  And what had been bothering me for a long time, and what it seemed to have sort of gelled
[06:06.720 --> 06:15.880]  last night as I was listening to our guest, when he was saying that when you sign your
[06:15.880 --> 06:25.760]  name on the loan document, you create the money, because he had this document from the
[06:25.760 --> 06:34.720]  Federal Reserve that says that you are the issuer of this money.
[06:34.720 --> 06:44.200]  And I may not be right here, but I would like some input from anyone who has knowledge
[06:44.200 --> 06:47.840]  in this area.
[06:47.840 --> 06:53.480]  This seems to go just to accounting.
[06:53.480 --> 07:00.120]  The Federal Reserve requires that each of these banks that lend money have a reserve
[07:00.120 --> 07:02.440]  account.
[07:02.440 --> 07:11.000]  And when they lend money out, the amount they lend is subtracted from the reserve.
[07:11.000 --> 07:20.400]  And when they get that money back in, it's added back to their reserve account.
[07:20.400 --> 07:29.080]  So in listening to that, what it sounds like is actually going on is the Federal Reserve
[07:29.080 --> 07:31.920]  is using this reserve account.
[07:31.920 --> 07:40.000]  It's not money they're creating on the spot, and it's not even real money, and he's certainly
[07:40.000 --> 07:44.400]  right about that, because this is just marks on a ledger.
[07:44.400 --> 07:51.880]  But it's not like every time somebody signs a note, they add a whole bunch of new credits
[07:51.880 --> 07:59.560]  to the ledger, so that all of this new money is created.
[07:59.560 --> 08:07.640]  What appears as though is happening is the Federal Reserve is debiting the bank's reserve
[08:07.640 --> 08:17.960]  account and issuing the funds to the bank, so that they can use the funds to fund this
[08:17.960 --> 08:27.240]  agreement, whatever the contractual agreement is.
[08:27.240 --> 08:35.760]  So they expend the funds, they issue the funds to the bank from their reserve account.
[08:35.760 --> 08:43.920]  And then when the money is collected back in, it goes back into the reserve account.
[08:43.920 --> 08:53.240]  So it's issued when the loan is made, it's unissued when it's paid back.
[08:53.240 --> 08:59.680]  And what most of the arguments I hear in this legal reform area are is that they're only
[08:59.680 --> 09:06.480]  talking about the money being issued with the unstated presupposition that the money
[09:06.480 --> 09:12.200]  is issued into permanent existence.
[09:12.200 --> 09:16.600]  And I'm saying they're doing no such thing.
[09:16.600 --> 09:26.280]  They're only moving funds around, and they happen to call this issuing the funds.
[09:26.280 --> 09:33.160]  And these guys have read this document and misinterpreted what it was.
[09:33.160 --> 09:39.440]  And Paul, this rigmarole, I've heard this story about this document before.
[09:39.440 --> 09:46.920]  It's not the first time that I've heard people talking about a document that the banks have,
[09:46.920 --> 09:49.600]  and they don't want us to see.
[09:49.600 --> 09:57.760]  So I'm not so certain about the credibility of the person telling that story, or even
[09:57.760 --> 10:09.800]  if the story was credible, the presumed meaning of the document, I think, was incorrect.
[10:09.800 --> 10:17.880]  I think we just have a case of money being issued into existence so that we will have
[10:17.880 --> 10:20.520]  a velocity of money.
[10:20.520 --> 10:26.640]  If there's not enough money available, then the economy has to slow down waiting for the
[10:26.640 --> 10:28.160]  money to catch up.
[10:28.160 --> 10:39.560]  So the Federal Reserve is trying to use the reserve system to maintain the flow of money.
[10:39.560 --> 10:49.400]  And we have to base this accounting system on some type of standard, and they use green
[10:49.400 --> 10:52.360]  dollars as the standard.
[10:52.360 --> 10:56.920]  I would like it much better if they use silver as the standard.
[10:56.920 --> 11:10.160]  Excuse me, instead of issuing a certain number of green dollars, if they would issue a value
[11:10.160 --> 11:18.200]  equal to a certain amount of silver into existence, that would give us a much more stable system.
[11:18.200 --> 11:19.520]  But that's not what they've done.
[11:19.520 --> 11:22.520]  That's not how they have the systems set up.
[11:22.520 --> 11:31.840]  They have it based on green dollars, but we are not filling the system with incredible
[11:31.840 --> 11:38.560]  amounts of green dollars and leaving them in the system.
[11:38.560 --> 11:48.480]  We're issuing them in, into existence, and then when they're paid back, when the bank
[11:48.480 --> 11:54.920]  receives a credit, they go out of existence, and this only has to do with the bank.
[11:54.920 --> 12:06.080]  So if the bank, if I'm figuring this out right, if the bank subsequently negotiates the note
[12:06.080 --> 12:14.920]  to a third party, then the bank will receive a credit for those funds that were debited
[12:14.920 --> 12:20.960]  from the reserve, so those funds will go right back at, those funds, the reserve issue to
[12:20.960 --> 12:29.480]  the bank will turn around and go right back out of existence.
[12:29.480 --> 12:31.120]  So it maintained the velocity of money.
[12:31.120 --> 12:38.280]  They were able to process the transactions quickly without having to ship truckloads
[12:38.280 --> 12:40.840]  of green dollars all over the country.
[12:40.840 --> 12:46.960]  They could just do it efficiently, electronically.
[12:46.960 --> 12:52.360]  Any, does that make sense so far?
[12:52.360 --> 12:56.360]  But then again, you know, it's early in the evening for you.
[12:56.360 --> 12:57.360]  That is true.
[12:57.360 --> 12:58.360]  That is true.
[12:58.360 --> 13:05.880]  This is, this has been a difficult problem for me for a long time because we have so
[13:05.880 --> 13:13.600]  much patriot mythology weaved around these systems, all of this stuff about legacy accounts
[13:13.600 --> 13:25.360]  and how the 1933 bankruptcy, because we are unable to pay off a debt, we can only discharge
[13:25.360 --> 13:39.320]  a debt, that now we have this legacy account for which we can draw unlimited funds.
[13:39.320 --> 13:49.520]  And I've heard this story and it was on a show with, oh, I keep losing his name.
[13:49.520 --> 13:58.440]  I think of his name, the primary guy who originally promoted this story.
[13:58.440 --> 14:06.760]  And he was talking about this legacy account and all this secrecy in the Federal Reserve
[14:06.760 --> 14:11.040]  and I asked him how he knew all of this.
[14:11.040 --> 14:15.160]  Winston Schraut, who I was talking to.
[14:15.160 --> 14:20.880]  I told him Winston, you know, I'm a creature of statute.
[14:20.880 --> 14:25.040]  I need an audit trail.
[14:25.040 --> 14:34.400]  I need statute, case law, rule, regulation, something that follows flow.
[14:34.400 --> 14:42.840]  We can't have a system here where all of these companies can just write a check and
[14:42.840 --> 14:50.680]  create all this money out of the thin air, otherwise the system would become completely
[14:50.680 --> 14:53.680]  unstable.
[14:53.680 --> 14:59.600]  And I asked him, where do you find all of this and he said, well, you can't find this.
[14:59.600 --> 15:02.800]  Well, how do you know this is the case?
[15:02.800 --> 15:08.080]  He said, well, I figured it out.
[15:08.080 --> 15:16.160]  He said that it's not obvious in the law because they don't want us to know about it.
[15:16.160 --> 15:22.440]  And my problem with that is, is everybody in the law are a bunch of criminals.
[15:22.440 --> 15:29.000]  So they're going to have to have methods in place to protect one another from each other.
[15:29.000 --> 15:32.880]  They cannot have an absolutely wide open system.
[15:32.880 --> 15:39.440]  So there has to be some type of structure and accountability.
[15:39.440 --> 15:46.240]  And well, he said, well, he figured it out and I said, well, that's interesting, Winston,
[15:46.240 --> 15:50.440]  but I can't go into court without figuring it out.
[15:50.440 --> 15:56.600]  Well, actually, what I said to him, I said, well, Winston, what you're telling me is that
[15:56.600 --> 16:00.480]  you made it up and to his credit.
[16:00.480 --> 16:06.600]  He paused for a while and then he said, well, yes, as a matter of fact, I did.
[16:06.600 --> 16:11.320]  I said, Winston, I can't go into court without made it up.
[16:11.320 --> 16:19.000]  I need statute, chapter and verse, the law that I can show and hold these people to.
[16:19.000 --> 16:20.800]  If I can't find that, I have nothing.
[16:20.800 --> 16:28.320]  And so far after all these years of looking for some answers, that's all I have is nothing.
[16:28.320 --> 16:37.920]  All I have is conjecture and it must be this way because of these presuppositions I'm going
[16:37.920 --> 16:38.920]  by.
[16:38.920 --> 16:46.240]  And lead me to this logical conclusion, the problem with the logic is specious.
[16:46.240 --> 16:47.720]  We'll be back in a moment.
[16:47.720 --> 16:55.880]  This is Randy Kelton, David Stevens, Eddie Craig with Law Radio, our call in number 512-646-1984.
[16:55.880 --> 17:02.880]  We'll be right back.
[17:25.880 --> 17:32.880]  We're all great and Tangy Tangerine, Tangy Tangerine, Tangy Tangerine, Tangy Tangerine,
[17:32.880 --> 17:40.880]  we're all great and Tangy Tangerine, Tangy Tangerine, Tangy Tangerine.
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[17:46.360 --> 17:50.840]  by clicking on the Tangy Tangerine banner, sign up as a preferred customer for wholesale
[17:50.840 --> 17:56.120]  prices or become a distributor and support LogosRadioNetwork.com.
[17:56.120 --> 17:58.120]  So what do you say, Elvis?
[17:58.120 --> 18:00.640]  I can't learn much.
[18:00.640 --> 18:05.920]  Are you being harassed by debt collectors with phone calls, letters or even losses?
[18:05.920 --> 18:09.400]  Stop debt collectors now with the Michael Mearris Proven Method.
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[18:14.760 --> 18:19.560]  You'll get step-by-step instructions in plain English on how to win in court using federal
[18:19.560 --> 18:25.320]  civil rights statute, what to do when contacted by phones, mail or court summons, how to answer
[18:25.320 --> 18:29.960]  letters and phone calls, how to get debt collectors out of your credit reports, how to turn the
[18:29.960 --> 18:34.160]  financial tables on them and make them pay you to go away.
[18:34.160 --> 18:39.280]  The Michael Mearris Proven Method is the solution for how to stop debt collectors.
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[18:41.280 --> 18:46.960]  For more information, please visit www.lulavlawradio.com and click on the blue Michael Mearris banner
[18:46.960 --> 18:49.840]  or email michaelmearris at yahoo.com.
[18:49.840 --> 18:57.640]  That's www.lulavlawradio.com or email m-i-c-h-a-e-l-m-i-r-r-a-s at yahoo.com.
[18:57.640 --> 19:23.640]  To learn how to stop debt collectors next.
[19:23.640 --> 19:43.760]  Okay, we are back and Randy Kelton, Deborah Stevens, Eddie Craig and Lula Radio and we
[19:43.760 --> 19:52.160]  were talking at least obliquely about the velocity of money and I, if anyone who's listening,
[19:52.160 --> 20:04.000]  I'm sure you'll figure out very quickly that I am not an expert on high finance but I do
[20:04.000 --> 20:17.520]  have some ability to do reasonable consideration and so far the patriot mythology stands on
[20:17.520 --> 20:19.800]  the movement of money doesn't fit.
[20:19.800 --> 20:25.160]  I'm trying to find something that makes all of this make sense.
[20:25.160 --> 20:30.640]  If anybody has any input on that, I'd like to hear their input because I've been a long
[20:30.640 --> 20:39.200]  time trying to find something that I can hang my hat on in this area.
[20:39.200 --> 20:45.520]  What I can hang my hat on and what I've been doing a lot of research on is in the area
[20:45.520 --> 20:56.280]  of foreclosure and in doing that, I'm kind of learning some things or we learning some
[20:56.280 --> 20:59.280]  things I already knew.
[20:59.280 --> 21:06.240]  When we first, seems like everybody when they first start looking into foreclosure or criminal
[21:06.240 --> 21:17.280]  law or anything else, we tend to look at the most sophisticated arguments first and we
[21:17.280 --> 21:23.200]  seem never to get back to the simple and the basics.
[21:23.200 --> 21:30.840]  That's one of the advantages that law students have is in law school they started with the
[21:30.840 --> 21:37.040]  very basic structures and build on those piece by piece.
[21:37.040 --> 21:44.720]  When I researched the foreclosure issue, I'm hearing about all these bad things happening
[21:44.720 --> 21:50.960]  and people are calling me up telling me about all these bad things happening to them and
[21:50.960 --> 21:59.840]  so I'm taking on these issues and trying to figure out a way to handle these bad things
[21:59.840 --> 22:09.760]  that are happening and it's like I started at the end of a major problem and hadn't
[22:09.760 --> 22:16.800]  backed up to the beginning to figure out how it all works first and as I've worked on it
[22:16.800 --> 22:27.440]  and researched it, I seem to keep backing up from the complex to the much more simple
[22:27.440 --> 22:38.400]  and at this point I've backed up to the basic contract because the law in this case, the
[22:38.400 --> 22:45.840]  first law in this case is the contract itself.
[22:45.840 --> 22:51.680]  Second law is UCC and the law of contracts.
[22:51.680 --> 23:02.840]  Third law are the statutes, the consumer protection laws, all of the different regulatory legal
[23:02.840 --> 23:06.600]  structures that are in place.
[23:06.600 --> 23:07.600]  Those are third.
[23:07.600 --> 23:12.600]  They're pretty far down the list and we generally start with those first and it's hard to get
[23:12.600 --> 23:15.800]  from those back to the beginning.
[23:15.800 --> 23:25.440]  So I went back to the deed of trust and as I worked on it and took it apart piece by
[23:25.440 --> 23:34.440]  piece, finally I tripped over something and once it becomes clear to you that the emperor
[23:34.440 --> 23:40.440]  has no clothes, it's obvious that he's naked but until somebody says it, you really don't
[23:40.440 --> 23:43.560]  pay attention to that part.
[23:43.560 --> 23:49.120]  I mean that's an extreme argument but that's sort of how it works.
[23:49.120 --> 23:57.040]  We skip over some basic tenets and go to something more sophisticated and it seems as though the
[23:57.040 --> 24:03.560]  banks deliberately put something in front of us that was much more sophisticated for
[24:03.560 --> 24:06.560]  us to go after.
[24:06.560 --> 24:14.480]  Just like Briar Rabbit telling the farmer, please don't throw me in that briar patch.
[24:14.480 --> 24:21.720]  Well the briar patch for the bank was MERS and they held it up like a red flag and waved
[24:21.720 --> 24:27.080]  it at us hoping we would duck our heads and sink our horns into it for the most part we
[24:27.080 --> 24:28.080]  have.
[24:28.080 --> 24:36.360]  When they knew full well that of all the places we could go, that's the place they wanted
[24:36.360 --> 24:44.800]  us and I like everybody else to drink the MERS Kool-Aid.
[24:44.800 --> 24:51.200]  For those who don't know, MERS is mortgage electronic registration service.
[24:51.200 --> 24:57.680]  This is some special new whiz bang reporting service that the major banks got together
[24:57.680 --> 25:04.560]  and created so they wouldn't have to do all of their filings in the county record.
[25:04.560 --> 25:13.600]  Well the idea on the surface sounded really good because if we're going to produce this
[25:13.600 --> 25:21.960]  new investment model for mortgage backed securities, we have to find a way around this reporting
[25:21.960 --> 25:24.440]  requirement.
[25:24.440 --> 25:33.200]  The reporting requirements were intended to give you a line on title or a chain of title
[25:33.200 --> 25:41.680]  so you could follow the line from one holder to the next to the next and pretty well tell
[25:41.680 --> 25:44.640]  who would have a claim against your title.
[25:44.640 --> 25:49.800]  So if you're going to purchase this property, you look at the court record and figure out
[25:49.800 --> 25:51.400]  if anyone has a claim.
[25:51.400 --> 25:59.480]  Well what they wanted to do is create MERS to stand in the court record so that they
[25:59.480 --> 26:09.000]  could take these mortgage backed securities and issue security instruments based on them,
[26:09.000 --> 26:17.440]  negotiable instruments that could be traded back and forth in the markets and not have
[26:17.440 --> 26:26.160]  to report each change of beneficial interest in the note in the county record.
[26:26.160 --> 26:31.200]  Now on the surface that's reasonable if you've got a pool here that you put together and
[26:31.200 --> 26:41.240]  it has 10,000 notes in it and you sell a trench or a slice off this pool, say you sell 5%
[26:41.240 --> 26:45.080]  of it to one entity.
[26:45.080 --> 26:55.640]  Now the beneficial interest in all 10,000 of those notes have changed and ordinarily
[26:55.640 --> 27:01.760]  you would have to file that change of beneficial interest for every one of those notes.
[27:01.760 --> 27:08.320]  That's 10,000 and it's like 25, 30 bucks a piece.
[27:08.320 --> 27:16.200]  So we're looking at if you've got 10,000 notes you're looking at 25, a quarter million
[27:16.200 --> 27:26.280]  to 300,000 for each trade and on the markets they trade these things back and forth.
[27:26.280 --> 27:33.040]  If you've got two or three real estate mortgage investment conduits working here, if one of
[27:33.040 --> 27:36.560]  them is very profitable you're going to have to take taxes on it.
[27:36.560 --> 27:40.880]  If one of them is losing money then they want to take part of the profitable one, move it
[27:40.880 --> 27:48.080]  over here to the one that's losing money so they can adjust their income stream to better
[27:48.080 --> 27:53.280]  control their tax burden that's perfectly legal.
[27:53.280 --> 27:59.160]  But if you have to report every change beneficial in the county record that's absolutely prohibitive.
[27:59.160 --> 28:04.200]  The model absolutely would not work that way.
[28:04.200 --> 28:11.480]  So they came up with this whiz bang idea, we'll create this straw man and we'll call
[28:11.480 --> 28:23.920]  him Merse and the bank will place the note into Merse's hands as the nominee or whatever
[28:23.920 --> 28:24.920]  they called him.
[28:24.920 --> 28:29.160]  This was new, hand done this before.
[28:29.160 --> 28:36.640]  We've been doing mortgage real estate the same way for the past 200, 300 years and this
[28:36.640 --> 28:39.400]  is a whole new model so they had to come up with new stuff.
[28:39.400 --> 28:48.280]  So they came up with Merse and frankly it appears they had to do this in a real hurry
[28:48.280 --> 28:54.600]  so they wound up doing an incredibly poor job.
[28:54.600 --> 29:04.080]  They created Merse to hold these notes as the straw man and the way I understand the
[29:04.080 --> 29:12.120]  straw man, the straw man is the public face as opposed to the private face.
[29:12.120 --> 29:18.920]  So Merse stood as the straw man holder for all these notes and then in the private behind
[29:18.920 --> 29:25.160]  Merse they could do all these sales back and forth because Merse was intended always to
[29:25.160 --> 29:31.120]  be the go-to guy for any claims against the note.
[29:31.120 --> 29:37.040]  That's how it was intended, that's not how it worked out.
[29:37.040 --> 29:42.360]  Merse didn't do its job, didn't keep its records and we'll get into that when we come back.
[29:42.360 --> 29:46.320]  This is Randy Kelton, Deborah Stevenson, Eddie Craig and we'll leave our radio, our call
[29:46.320 --> 29:47.320]  in number.
[29:47.320 --> 29:54.400]  512-646-1984 we're going into our third segment, give us a call, get in line and Jimmy builds
[29:54.400 --> 30:00.240]  up at the end, we'll be right back.
[30:00.240 --> 30:05.600]  This is Building 7, a 47 story skyscraper that fell on the afternoon of September 11th.
[30:05.600 --> 30:11.040]  The government says that fire brought it down, however 1500 architects and engineers concluded
[30:11.040 --> 30:12.680]  it was a controlled demolition.
[30:12.680 --> 30:16.680]  Over 6,000 of my fellow service members have given their lives and thousands of my fellow
[30:16.680 --> 30:18.160]  force responders are dying.
[30:18.160 --> 30:21.960]  I'm not a conspiracy theorist, I'm a structural engineer, I'm a New York City correctional,
[30:21.960 --> 30:26.680]  I'm an Air Force pilot, I'm the father who lost his son, we're Americans and we deserve
[30:26.680 --> 30:27.680]  the truth.
[30:27.680 --> 30:30.680]  Go to RememberBuilding7.org today.
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[30:59.080 --> 31:00.080]  for you.
[31:00.080 --> 31:06.080]  It is so enlightening to listen to 90.1 FM, but finding things on the internet isn't
[31:06.080 --> 31:09.880]  so easy and neither is finding like-minded people to share it with.
[31:09.880 --> 31:13.000]  Oh well I guess you haven't heard of Brave New Books then.
[31:13.000 --> 31:14.000]  Brave New Books?
[31:14.000 --> 31:18.600]  Yes, Brave New Books has all the books and DVDs you're looking for by authors like Alex
[31:18.600 --> 31:21.160]  Jones, Ron Paul and G. Edward Griffin.
[31:21.160 --> 31:24.600]  They even stock inner food, Berkey products and Calvin Soaps.
[31:24.600 --> 31:27.480]  There's no way a place like that exists.
[31:27.480 --> 31:33.000]  Go check it out for yourself, it's downtown at 1904 Guadalupe Street just south of UT.
[31:33.000 --> 31:37.040]  Aw by UT, there's never anywhere to park down there.
[31:37.040 --> 31:41.960]  Actually they now offer a free hour of parking for paying customers at the 500 MLK parking
[31:41.960 --> 31:44.280]  facility just behind the bookstore.
[31:44.280 --> 31:48.000]  It does exist, but when are they open?
[31:48.000 --> 31:52.680]  Monday through Saturday, 11am to 9pm and 1-6pm on Sundays.
[31:52.680 --> 32:22.640]  So get them a call at 512-480-2503 or check out their events page at bravenewbookstore.com.
[32:22.680 --> 32:51.800]  Okay, we are back.
[32:51.800 --> 32:57.280]  And we are talking about straw man.
[32:57.280 --> 33:04.280]  And Merz was the ultimate straw man in this case.
[33:04.280 --> 33:13.440]  I suppose the system may actually have worked if this hadn't been for the fact that human
[33:13.440 --> 33:17.200]  beings had to implement it.
[33:17.200 --> 33:29.080]  And the problem with that is essentially every human being in the mix has a different set
[33:29.080 --> 33:37.520]  of personal initiatives or objectives.
[33:37.520 --> 33:42.120]  Everybody seems to be out for their own interest, especially when you're dealing with things
[33:42.120 --> 33:49.120]  of in the area of finance, everybody's trying to increase their finances.
[33:49.120 --> 33:56.520]  So all the objectives are different, and we've learned over several thousand years that we
[33:56.520 --> 34:06.120]  have to put very carefully crafted procedures in place to ensure the stability of the system.
[34:06.120 --> 34:13.760]  Otherwise, people will pay more attention to their instant need for instant cash or gratification
[34:13.760 --> 34:21.800]  and will wind up destabilizing the whole system in order to satisfy their immediate
[34:21.800 --> 34:25.120]  personal preference.
[34:25.120 --> 34:27.800]  That seems to be what the problem was.
[34:27.800 --> 34:35.080]  You know, I hear a lot of angry shouting and jumping up and down and waving their arms
[34:35.080 --> 34:43.240]  and accusing all of these guys of being some kind of horribly evil creatures.
[34:43.240 --> 34:46.760]  That argument never set well with me.
[34:46.760 --> 34:49.920]  It just doesn't fit.
[34:49.920 --> 34:56.360]  If all of these people are that ignorant, I don't know them, most of them are evil.
[34:56.360 --> 35:02.840]  Most of the people that I know simply are not basically evil.
[35:02.840 --> 35:10.000]  Most of the people I know are good, law-abiding people who want to take care of their family,
[35:10.000 --> 35:17.360]  they want to do the right things, they'll sometimes do something shady because they're
[35:17.360 --> 35:21.360]  desperate at the moment, but they feel bad about it later.
[35:21.360 --> 35:26.120]  Generally, human beings are good people.
[35:26.120 --> 35:33.120]  So to say that there's a whole entire system of nothing but dirty rotten scoundrels and
[35:33.120 --> 35:38.600]  nonsense, something wrong with the system, and here what was wrong was clear.
[35:38.600 --> 35:44.440]  Insufficient checks and balances and way too much money moving around, way too many people
[35:44.440 --> 35:52.440]  want to give their hands on that money, and the more money involved, the more inclined
[35:52.440 --> 35:58.280]  people are to step outside the rules.
[35:58.280 --> 36:07.680]  So what appears to have happened here is the banks got together and they rather hastily
[36:07.680 --> 36:09.840]  put together this system.
[36:09.840 --> 36:15.800]  They've been working for a long time to get all the pieces in place so they can do this.
[36:15.800 --> 36:23.520]  In 1999, they got the Glass-Steagall Act repealed, Glass-Steagall Act was put in after the last
[36:23.520 --> 36:29.560]  Depression in order to prevent that type of thing from happening again.
[36:29.560 --> 36:38.160]  The Depression occurred because banks were allowed to speculate with depositors' money
[36:38.160 --> 36:44.160]  on stocks, bonds, annuities in different investments, and the banks legitimately tried to make more
[36:44.160 --> 36:51.880]  money for their bank and their depositors by sound investments.
[36:51.880 --> 36:57.680]  Just whenever people start doing sound investments, you find out that no investment is basically
[36:57.680 --> 36:58.680]  sound.
[36:58.680 --> 37:06.120]  And the system crashed in the late 20s, they had the big Depression, they passed the Glass-Steagall
[37:06.120 --> 37:14.120]  Act that said banks could no longer speculate in the stock markets with depositors' funds.
[37:14.120 --> 37:22.040]  And that restriction bore us well for 70 years or so.
[37:22.040 --> 37:29.880]  But they took that off in 1999 and another restriction, a restriction against derivatives,
[37:29.880 --> 37:37.320]  was a similar thing where speculation was allowed to run unchecked.
[37:37.320 --> 37:42.360]  And that was in 1907, there was a stock market crash and it was caused by what they called
[37:42.360 --> 37:47.440]  bucket chops, where people could go into this bucket chop, bet on a stock, whether it would
[37:47.440 --> 37:53.440]  increase or decrease, without actually having to purchase a stock and this unbridled speculation
[37:53.440 --> 37:57.640]  destabilized the market, there was a crash, and the legislature got together and said
[37:57.640 --> 38:01.480]  no more of that, it's a felony to do that.
[38:01.480 --> 38:07.160]  They took off the Glass-Steagall Act in 1999, they took the last thing the legislature did
[38:07.160 --> 38:17.360]  before it closed signed our year 2000, which removed the restriction against derivatives.
[38:17.360 --> 38:23.440]  It took the banks eight years to crash the market again.
[38:23.440 --> 38:28.720]  And I am not a conspiracy theorist, I hate conspiracies, even when I have to admit that
[38:28.720 --> 38:32.720]  they're true, I still hate them.
[38:32.720 --> 38:41.440]  But the pieces here, those pieces of legislation to prevent these sorts of things from happening
[38:41.440 --> 38:50.400]  were so clear and so absolutely effective that somewhere behind these folks trying to
[38:50.400 --> 38:55.320]  get these repealed, somebody knew exactly what would happen.
[38:55.320 --> 39:01.400]  And I have no doubt that there are those behind all of this that were invested in just exactly
[39:01.400 --> 39:03.360]  what was happening.
[39:03.360 --> 39:07.200]  I believe they're out of our reach.
[39:07.200 --> 39:11.400]  We don't even know who they are, much less how to get to them, but we do know where the
[39:11.400 --> 39:13.400]  banks are at.
[39:13.400 --> 39:23.360]  In the production of this new system, they seem to have made some errors, basic.
[39:23.360 --> 39:38.800]  I mean, contract 101 errors, probably the first day you go into a contract law course.
[39:38.800 --> 39:44.800]  What constitutes an agreement?
[39:44.800 --> 39:56.640]  An agreement and in the area of real property, agreements must be in writing, at least for
[39:56.640 --> 39:59.720]  certain in Texas.
[39:59.720 --> 40:09.760]  So an agreement is a writing wherein two parties attest to the covenants of whatever
[40:09.760 --> 40:14.240]  the contract is.
[40:14.240 --> 40:23.640]  I defy any of you out there to pull out your deed of trust or your note and find a second
[40:23.640 --> 40:24.640]  signature on it.
[40:24.640 --> 40:26.800]  Well, I shouldn't say that about the note.
[40:26.800 --> 40:33.240]  Every once in a while I have seen a lender who has signed the note, but not the deed
[40:33.240 --> 40:34.240]  of trust.
[40:34.240 --> 40:42.400]  And that's essentially understandable because for the last couple of hundred years the deed
[40:42.400 --> 40:47.360]  of trust was a set of concessions by the borrower.
[40:47.360 --> 40:58.520]  The borrower conceded certain things to the lender and then affirmed his concessions.
[40:58.520 --> 41:04.440]  Primarily he conceded a claim against the property and he conceded in a non-judicial
[41:04.440 --> 41:12.320]  state a confessed judgment against the property so that the holder of the note did not have
[41:12.320 --> 41:20.480]  to go to the court and secure a judgment and they could just, in case of a default, they
[41:20.480 --> 41:26.280]  could just take the property without any fuss or fanfare.
[41:26.280 --> 41:36.440]  Well then in around the year 2000 they put together mirrors to late 1990s and they needed
[41:36.440 --> 41:42.560]  a way to insert mirrors into the process.
[41:42.560 --> 41:49.760]  So they added a definition to the definition sections of the deed of trust.
[41:49.760 --> 41:55.120]  The deed of trust starts out with about 20 definitions.
[41:55.120 --> 41:58.920]  The very first one is it defines the document as a security instrument.
[41:58.920 --> 42:01.040]  The second one it defines the borrower.
[42:01.040 --> 42:07.120]  The third one defines a trustee because the title of the document says this is a deed
[42:07.120 --> 42:18.040]  of trust and it was intended that the borrower who holds equitable and legal title in order
[42:18.040 --> 42:27.920]  to assure the payment of the promissory note was by this agreement taking his legal title
[42:27.920 --> 42:34.920]  and placing it in the hands of a neutral trustee to holding trust for the protection
[42:34.920 --> 42:35.920]  of both parties.
[42:35.920 --> 42:39.880]  You couldn't give it to the other party because the other party could then sell it or do something
[42:39.880 --> 42:44.680]  with it and the first party couldn't keep it because he could sell it or do something
[42:44.680 --> 42:48.920]  with it and then the borrower would not have access to his collateral.
[42:48.920 --> 42:53.520]  So they give it to a third party and stipulated what he can do with it.
[42:53.520 --> 42:58.920]  All he can do is hold it in trust, if the note's paid off, he gives it back to the borrower,
[42:58.920 --> 43:06.360]  if the note defaults, then he sells the property and transfers it to the lender or to whoever
[43:06.360 --> 43:08.440]  purchased from the lender.
[43:08.440 --> 43:12.360]  That's what a deed of trust was supposed to be.
[43:12.360 --> 43:22.000]  But when they added Merse to the mix, whoever changed the Fannie Mae Freddie Mac uniform
[43:22.000 --> 43:30.520]  instruments to include Merse in it must have missed Contracts 101.
[43:30.520 --> 43:39.000]  They were probably mature, well-seasoned, highly sophisticated professionals and they
[43:39.000 --> 43:43.960]  had already completely forgotten about Contracts 101.
[43:43.960 --> 43:48.520]  When we come back, we will talk about Contracts 101.
[43:48.520 --> 43:52.680]  This is Randy Kelton, David Stephens, David Craig, we rule of law radio, call in number
[43:52.680 --> 43:53.680]  512-646-1984.
[43:53.680 --> 43:54.680]  We'll be right back.
[43:54.680 --> 44:06.200]  The Oakland City Bombing, top ten reasons to question the official story.
[44:06.200 --> 44:09.960]  Reason number two, why was the ATF AWOL?
[44:09.960 --> 44:14.560]  Paramedic Tiffany Bible, who was on the scene within five minutes, has stated in an affidavit
[44:14.560 --> 44:18.640]  that agents of the Bureau of Alcohol, Tobacco and Firearms, told her that they were not
[44:18.640 --> 44:20.120]  in their office that night.
[44:20.120 --> 44:24.800]  EMT Catherine Mallant also overheard one agent say to another, close, is that why we got
[44:24.800 --> 44:27.320]  the page to not come in today?
[44:27.320 --> 44:32.360]  Bruce Shaw, as interviewed on KSOLAR TV, was also told by ATF agents that they had been
[44:32.360 --> 44:34.720]  paid to not come in to work.
[44:34.720 --> 44:39.280]  The ATF initially denied these claims and now variously claim that one of their agents
[44:39.280 --> 44:43.080]  was in a free falling elevator which has been disproven, or that they had been in an all-night
[44:43.080 --> 44:45.640]  stick out, or that they had been in a golf tournament.
[44:45.640 --> 44:50.840]  As they try to sort out their lies, all we want to know is, did the ATF receive a warning
[44:50.840 --> 44:56.400]  and if so, why did they not pass it on to others in the mobile?
[44:56.400 --> 44:58.680]  For more information, go to okcbombingtruth.com.
[44:58.680 --> 45:04.360]  Are you the plaintiff or defendant in a lawsuit?
[45:04.360 --> 45:10.240]  Win your case without an attorney with Jurisdictionary, the affordable, easy-to-understand four-CD
[45:10.240 --> 45:14.120]  course that will show you how in 24 hours, step-by-step.
[45:14.120 --> 45:18.920]  If you have a lawyer, know what your lawyer should be doing.
[45:18.920 --> 45:23.000]  If you don't have a lawyer, know what you should do for yourself.
[45:23.000 --> 45:28.160]  Thousands have won with our step-by-step course, and now you can too.
[45:28.160 --> 45:34.600]  Jurisdictionary was created by a licensed attorney with 22 years of case-winning experience.
[45:34.600 --> 45:39.240]  Even if you're not in a lawsuit, you can learn what everyone should understand about
[45:39.240 --> 45:43.560]  the principles and practices that control our American courts.
[45:43.560 --> 45:49.680]  You'll receive our audio classroom, video seminar, tutorials, forms for civil cases,
[45:49.680 --> 45:52.120]  pro-satactics, and much more.
[45:52.120 --> 46:09.800]  Please visit ruleoflawradio.com and click on the banner or call toll-free 866-LAW-E-Z.
[46:09.800 --> 46:34.320]  Okay, we are back, we have to talk to Denny Stevens and Eddie Craig, rule of law radio.
[46:34.320 --> 46:39.240]  Oh, you guys miss all the fun on the brakes.
[46:39.240 --> 46:48.120]  My fault, my bad, phone bridge was off, I didn't realize it, the phone bridge is back
[46:48.120 --> 46:52.400]  on now, so if you want to call in, give us a call.
[46:52.400 --> 46:55.720]  I was just afraid I was putting everybody to sleep.
[46:55.720 --> 47:03.920]  Okay, back to contracts 101.
[47:03.920 --> 47:13.800]  When MERS was added to the contract, in the definition section, MERS is defined as the
[47:13.800 --> 47:19.600]  beneficiary for the lender and nominee.
[47:19.600 --> 47:28.800]  Now I have in my evaluations that I'm doing a very long argument on why MERS called themselves
[47:28.800 --> 47:33.600]  a nominee instead of an agent.
[47:33.600 --> 47:40.480]  A nominee is defined as an agent, it's a special type of agent.
[47:40.480 --> 47:50.880]  The problem is, is MERS defines itself in the contract as a nominee, but never defines
[47:50.880 --> 47:54.120]  what nominee is.
[47:54.120 --> 48:02.120]  And I say MERS does this because the borrower at closing comes to the closing table and
[48:02.120 --> 48:09.960]  a contract is placed before him by the closing trustee that the closing trustee got from
[48:09.960 --> 48:10.960]  the borrower.
[48:10.960 --> 48:15.520]  It is the borrower who creates the contract.
[48:15.520 --> 48:21.520]  And for the most part, when you sit down at closing and they put a deed of trust in front
[48:21.520 --> 48:27.480]  of you, this document will be titled deed of trust.
[48:27.480 --> 48:35.560]  But if it has MERS in the document, it is no such thing.
[48:35.560 --> 48:38.840]  And the law is very clear on this point.
[48:38.840 --> 48:45.400]  The title of the document does not determine the meaning of the document.
[48:45.400 --> 48:49.560]  The context of the document determines what the document is.
[48:49.560 --> 48:52.680]  This one's titled deed of trust.
[48:52.680 --> 49:03.320]  And if MERS is in the mix, we have MERS listed as or defined as a beneficiary for the lender
[49:03.320 --> 49:06.000]  and nominee for the lender.
[49:06.000 --> 49:11.400]  And then we get down to the transfer of rights section.
[49:11.400 --> 49:16.440]  In some of the deeds of trust, MERS is mentioned in this transfer of rights section where it
[49:16.440 --> 49:22.800]  states that the property is transferred to MERS.
[49:22.800 --> 49:30.800]  But in most of them, the document states that the property is transferred, irrevocably
[49:30.800 --> 49:35.920]  transferred to the trustee.
[49:35.920 --> 49:43.440]  And then right after that, this is a paragraph titled transfer of rights to property.
[49:43.440 --> 49:49.440]  Right after that, there's a paragraph that starts together with.
[49:49.440 --> 49:57.680]  And that section in the uniform, Fannie Mae, Freddie Mac, uniform instrument addresses
[49:57.680 --> 50:01.600]  any improvements to the property.
[50:01.600 --> 50:12.480]  This document is intended as collateral for the note, and it collateralizes the property.
[50:12.480 --> 50:15.120]  And this paragraph goes to anything.
[50:15.120 --> 50:21.920]  You add to the property that wasn't there at the time the property became collateral.
[50:21.920 --> 50:27.480]  Improvements inside, you add a garage to it, you add an outbuilding, they all become a
[50:27.480 --> 50:31.720]  part of the deed of trust.
[50:31.720 --> 50:42.080]  In the document that was reworked so that MERS was included, it states in there that
[50:42.080 --> 50:54.520]  MERS is the beneficiary for the lender and nominee, but MERS only holds legal title.
[50:54.520 --> 51:04.480]  Now wait a minute, if this were a deed of trust, the trustee would hold legal title.
[51:04.480 --> 51:10.280]  In this particular document, MERS holds legal title.
[51:10.280 --> 51:12.880]  There's a problem with that.
[51:12.880 --> 51:18.160]  It may not be as much of a problem in other states, but it is definitely a problem in
[51:18.160 --> 51:19.680]  Texas.
[51:19.680 --> 51:33.480]  As in Texas, if you enter into a loan concerning real property, the lender may not as a condition
[51:33.480 --> 51:44.200]  of the note require that you place the note in his name, that you transfer the note to
[51:44.200 --> 51:45.200]  the lender.
[51:45.200 --> 51:53.200]  That's business commerce code 21002.
[51:53.200 --> 52:01.120]  And I just looked at a house bill, and I was going to bring it up, but I'm on this
[52:01.120 --> 52:03.720]  new machine, and it's not even opening word.
[52:03.720 --> 52:16.080]  Okay, here's what it says, section 21.002, prohibition of execution of deeds conveying
[52:16.080 --> 52:19.920]  residential real estate in certain transactions.
[52:19.920 --> 52:26.480]  A seller of residential real estate or a person who makes an extension of credit and takes
[52:26.480 --> 52:34.680]  a security interest or mortgage against residential real estate may not, before or at the time
[52:34.680 --> 52:39.280]  of conveyance of the residential real estate to the purchaser or the extension of credit
[52:39.280 --> 52:45.600]  to the borrower, request or require the purchaser or borrower to execute and deliver to the
[52:45.600 --> 52:50.960]  seller or person making extension of credit, a deed conveying residential estate to the
[52:50.960 --> 52:55.880]  seller or person making the extension of credit.
[52:55.880 --> 53:01.720]  Now that is pretty clear and definitive.
[53:01.720 --> 53:13.160]  You cannot require someone to transfer their property to you in a residential real estate
[53:13.160 --> 53:15.160]  transaction, period.
[53:15.160 --> 53:23.320]  I'm having a little trouble here with my system, it won't let me shut down, there we go.
[53:23.320 --> 53:33.480]  What the contract says, if you have Merz in it, is that Merz is a nominee and that only
[53:33.480 --> 53:37.320]  legal title is vested in Merz.
[53:37.320 --> 53:45.800]  Well, that is a problem, because beneficiary meant what we thought beneficiary means, what
[53:45.800 --> 53:50.360]  it normally means in common usage.
[53:50.360 --> 54:01.120]  It means the person entitled to the benefit and the benefit of a promissory note is payment.
[54:01.120 --> 54:08.800]  But in this paragraph, it says that while they're the beneficiary, they only hold legal
[54:08.800 --> 54:09.800]  title.
[54:09.800 --> 54:14.280]  Well, if they were the beneficiary, they would hold equitable title and they don't according
[54:14.280 --> 54:16.480]  to this document.
[54:16.480 --> 54:24.800]  And clearly according to this document, the trustee does not hold legal title, it's the
[54:24.800 --> 54:34.840]  clear intent of the document that Merz holds legal title as an agent for the lender, thereby
[54:34.840 --> 54:40.040]  it's conveyed to the lender and that's specifically prohibited.
[54:40.040 --> 54:48.760]  Now we have that statute in Texas, I am relatively certain that we will find something similar
[54:48.760 --> 54:57.440]  in every non-judicial state, but that's not really where I'm going, I kind of went over
[54:57.440 --> 55:03.360]  all of that to show how screwed up that section of the contract is.
[55:03.360 --> 55:11.800]  The contract is generally required, especially when you're dealing with consumer notes, to
[55:11.800 --> 55:20.600]  be in clear and concise language that an ordinary person of reasonable prudence can understand.
[55:20.600 --> 55:29.240]  Well we have experts who can't figure out what this says, but we can figure out enough
[55:29.240 --> 55:33.520]  to tell that it's a convoluted mess.
[55:33.520 --> 55:40.800]  And then you go down to the affirmation, the affirmation in law.
[55:40.800 --> 55:49.120]  If you say something, I'm sorry, I lost the other term, when you sign something in
[55:49.120 --> 55:56.840]  law that's a affirmation, you affirm it, you swear on your oath that's verbal, you affirm
[55:56.840 --> 55:57.840]  with your hand.
[55:57.840 --> 56:08.120]  So if you look at the affirmation section, you'll find that it's only signed by the borrower.
[56:08.120 --> 56:16.800]  So my question to you is, if you and I enter into a contract, let's say you loan me money
[56:16.800 --> 56:22.720]  to purchase a car with, and I thank you and I appreciate that very much, and I write up
[56:22.720 --> 56:31.040]  a contract that says that you have a claim against this, there is a claim created against
[56:31.040 --> 56:39.560]  this car, but the payments of the car don't go to you, they go to somebody else.
[56:39.560 --> 56:52.880]  What power would I have to direct the benefit of the bargain to someone other than the original
[56:52.880 --> 56:55.320]  lender?
[56:55.320 --> 57:02.400]  And I am going to select for you a lawyer or a representative to represent you when
[57:02.400 --> 57:06.520]  you're dealing with me.
[57:06.520 --> 57:10.520]  What power would I have to hire a lawyer for you?
[57:10.520 --> 57:17.280]  Now, as far as I know, I don't have any.
[57:17.280 --> 57:26.960]  So for the last 200 years, plus, the lender did not have to sign the deed of trust because
[57:26.960 --> 57:30.000]  the lender made no concessions.
[57:30.000 --> 57:40.720]  But with the inclusion of MERS, contracts 101, everyone who's making a concession in
[57:40.720 --> 57:46.680]  a contract must affirm that concession.
[57:46.680 --> 57:53.800]  The borrower cannot make these grants, only the lender can make those grants, so the contract
[57:53.800 --> 57:54.800]  is for it.
[57:54.800 --> 57:58.880]  Chris, I see you there, we will pick you up on the other side.
[57:58.880 --> 58:02.960]  This is Randy Calhoun, Dennis Stevens, Eddie Craig, we have our radio, our call-in number
[58:02.960 --> 58:06.960]  512-646-1984.
[58:06.960 --> 58:09.960]  Give us the call, get in line, we will pick up Chris.
[58:09.960 --> 58:16.280]  I haven't looked at the chat page, but I'm sure Chris is going to be on topic.
[58:16.280 --> 58:23.360]  I'm glad he called in because I have some questions I wanted to ask him anyway.
[58:23.360 --> 58:28.440]  Okay, this is Randy Calhoun, Dennis Stevens, Eddie Craig.
[58:28.440 --> 58:36.920]  Our Friday night, September the 29th, 2012, 4-hour info marathon, give us a call, get
[58:36.920 --> 58:50.320]  in line, we'll be right back.
[58:50.320 --> 58:54.440]  Would you like to make more definite progress in your walk with God?
[58:54.440 --> 58:59.640]  Schools for America is offering a free study Bible and a set of free Christian books that
[58:59.640 --> 59:00.960]  can really help.
[59:00.960 --> 59:05.280]  The New Testament recovery version is one of the most comprehensive study Bibles available
[59:05.280 --> 59:06.280]  today.
[59:06.280 --> 59:10.320]  It's an accurate translation and it contains thousands of footnotes that will help you
[59:10.320 --> 59:13.440]  to know God and to know the meaning of life.
[59:13.440 --> 59:18.680]  The free books are a three-volume set called Basic Elements of the Christian Life.
[59:18.680 --> 59:22.960]  Chapter by chapter, Basic Elements of the Christian Life clearly presents God's plan
[59:22.960 --> 59:27.880]  of salvation, growing in Christ and how to build up the church.
[59:27.880 --> 59:32.880]  To order your free New Testament recovery version and Basic Elements of the Christian
[59:32.880 --> 59:49.280]  Life, call Bibles for America toll-free at 888-551-0102 or visit us online at bfa.org.
[59:49.280 --> 59:56.680]  Live, free speech radio, LogosRadioNetwork.com.
[59:56.680 --> 01:00:09.880]  Put on your walking shoes, couch potatoes, a hike a day can sleep diabetes at bay.
[01:00:09.880 --> 01:00:14.680]  I'm Dr. Catherine Albrecht and in a moment I'll have details on how even a short stroll
[01:00:14.680 --> 01:00:18.440]  can lower your risk of developing diabetes.
[01:00:18.440 --> 01:00:20.160]  Privacy is under attack.
[01:00:20.160 --> 01:00:24.560]  When you give up data about yourself, you'll never get it back again and once your privacy
[01:00:24.560 --> 01:00:28.760]  is gone, you'll find your freedoms will start to vanish too.
[01:00:28.760 --> 01:00:34.000]  So protect your rights, say no to surveillance and keep your information to yourself.
[01:00:34.000 --> 01:00:36.520]  Privacy, it's worth hanging on to.
[01:00:36.520 --> 01:00:42.160]  This message is brought to you by StartPage.com, the private search engine alternative to Google,
[01:00:42.160 --> 01:00:43.880]  Yahoo and Bing.
[01:00:43.880 --> 01:00:48.000]  Start over with StartPage.
[01:00:48.000 --> 01:00:51.880]  Walking can do wonders for your heart, but a new study shows that even walking a few
[01:00:51.880 --> 01:00:56.000]  minutes a day lowers your chance of getting diabetes.
[01:00:56.000 --> 01:01:00.320]  Researchers used pedometers to monitor 1,800 Native Americans for a week.
[01:01:00.320 --> 01:01:05.240]  They found people who walked just four miles a day had a nearly 30% lower risk of diabetes
[01:01:05.240 --> 01:01:07.600]  than those who walked a mile and a half.
[01:01:07.600 --> 01:01:10.640]  The benefits held even for those who walked the least.
[01:01:10.640 --> 01:01:15.240]  People who took just 3,500 steps a day had a much lower risk of diabetes than those who
[01:01:15.240 --> 01:01:16.880]  hardly walked at all.
[01:01:16.880 --> 01:01:21.440]  So get out those walking shoes, your heart and your pancreas will love you for it.
[01:01:21.440 --> 01:01:34.320]  Look Dr. Catherine Albrecht for StartPage.com, the world's most private search engine.
[01:01:34.320 --> 01:01:40.360]  The Spooky National Security Agency has dossiers on nearly every U.S. citizen and illegally
[01:01:40.360 --> 01:01:43.880]  collects data on us daily, according to an NSA whistleblower.
[01:01:43.880 --> 01:01:48.080]  I'm Dr. Catherine Albrecht and I'll tell you more in a moment.
[01:01:48.080 --> 01:01:49.800]  Privacy is under attack.
[01:01:49.800 --> 01:01:53.400]  When you give up data about yourself, you'll never get it back again.
[01:01:53.400 --> 01:01:58.400]  And once your privacy is gone, you'll find your freedoms will start to vanish too.
[01:01:58.400 --> 01:02:03.600]  So protect your rights, say no to surveillance and keep your information to yourself.
[01:02:03.600 --> 01:02:06.160]  Privacy, it's worth hanging on to.
[01:02:06.160 --> 01:02:11.760]  This message is brought to you by StartPage.com, the private search engine alternative to Google,
[01:02:11.760 --> 01:02:13.520]  Yahoo and Bing.
[01:02:13.520 --> 01:02:16.960]  Get over with StartPage.
[01:02:16.960 --> 01:02:22.880]  The National Security Agency or NSA is authorized to collect electronic communications overseas
[01:02:22.880 --> 01:02:25.760]  only, but apparently it's also watching us.
[01:02:25.760 --> 01:02:30.400]  That's the shocking claim made by former senior NSA analyst William Binney.
[01:02:30.400 --> 01:02:35.360]  He's the guy who blew the whistle on the billion dollar trailblazer scandal linked to warrantless
[01:02:35.360 --> 01:02:37.240]  surveillance a while back.
[01:02:37.240 --> 01:02:43.360]  He says a dozen telecom companies add to NSA dossiers daily and one phone company sends
[01:02:43.360 --> 01:02:49.200]  the government over 300 million customer logs a day and has done so since 2001.
[01:02:49.200 --> 01:02:50.200]  So what's that noise?
[01:02:50.200 --> 01:02:55.040]  Gee, it sounds like the NSA vacuuming up our emails, phone calls and text messages.
[01:02:55.040 --> 01:03:14.520]  I'm Dr. Cameron Albrecht for StartPage.com, the world's most private search engine.
[01:03:14.520 --> 01:03:32.200]  Okay, we are back, Randy Kelp and Deborah Stevens at Ukraine, the blue is our radio and we're
[01:03:32.200 --> 01:03:36.760]  going to go to the phones now, we're going to Chris in Texas.
[01:03:36.760 --> 01:03:38.760]  Hello, Mr. Chris.
[01:03:38.760 --> 01:03:39.760]  How you doing?
[01:03:39.760 --> 01:03:42.760]  Do you have a question or a comment?
[01:03:42.760 --> 01:03:49.520]  Comment, there are a question and a comment.
[01:03:49.520 --> 01:03:56.120]  You were talking about it at the beginning of the show, carried over from last night
[01:03:56.120 --> 01:04:05.040]  and I was wondering if it had ever been taken into court and just asked the banks to prove
[01:04:05.040 --> 01:04:11.640]  that they'd loaned you anything?
[01:04:11.640 --> 01:04:20.760]  I'm sure it has, but all of these people doing all of this song and dance about that, I have
[01:04:20.760 --> 01:04:30.840]  never had anyone bring me anything definitive on that issue and I'm going to say, don't
[01:04:30.840 --> 01:04:39.240]  make any difference, it's not about that, it goes back to contracts, it doesn't matter
[01:04:39.240 --> 01:04:44.520]  if the bank doesn't give you any money or not, it's about offering acceptance.
[01:04:44.520 --> 01:04:59.040]  If you bought a house, you traded the warranty deed for a promise to pay, whether the bank
[01:04:59.040 --> 01:05:03.880]  loaned you money, didn't loan you money, that's not what the contract's about, contracts
[01:05:03.880 --> 01:05:07.920]  about offering acceptance, they offered you a warranty deed in return for a promise to
[01:05:07.920 --> 01:05:10.760]  pay them so much money.
[01:05:10.760 --> 01:05:21.440]  How they got that warranty deed, frankly, is not any of your concern.
[01:05:21.440 --> 01:05:29.960]  So even if they had budget leave, I mean, by coming to you with this contract and not
[01:05:29.960 --> 01:05:35.040]  disclosing that they were actually, if they're using your signature to create the money that
[01:05:35.040 --> 01:05:41.720]  is, if they didn't tell you upfront, hey, we're going to use your signature to create
[01:05:41.720 --> 01:05:45.600]  this money that we're supposedly...
[01:05:45.600 --> 01:05:51.440]  That's the thing I have never been able to get established.
[01:05:51.440 --> 01:06:01.520]  You're basing that question on the presupposition that my signature actually created money and
[01:06:01.520 --> 01:06:04.280]  that's always been my problem.
[01:06:04.280 --> 01:06:06.680]  That is a presupposition.
[01:06:06.680 --> 01:06:09.080]  How do we get there?
[01:06:09.080 --> 01:06:20.160]  Fattie used the document that had the term in issuer and while it was talking, I'm thinking,
[01:06:20.160 --> 01:06:27.080]  I wonder what in this particular context issuer actually means?
[01:06:27.080 --> 01:06:31.440]  That's a good question.
[01:06:31.440 --> 01:06:39.920]  So I don't think it means what we consider it to mean, but we want to say we issued the
[01:06:39.920 --> 01:06:40.920]  money.
[01:06:40.920 --> 01:06:45.120]  Well, we don't have any power to issue money.
[01:06:45.120 --> 01:06:51.920]  I do not think it can be that they're issuing something else.
[01:06:51.920 --> 01:07:00.000]  I think you as the borrower are issuing a claim against the bank's reserve.
[01:07:00.000 --> 01:07:07.840]  Not the Federal Reserve banks, but the reserve each bank has to keep in the Federal Reserve
[01:07:07.840 --> 01:07:11.080]  Bank.
[01:07:11.080 --> 01:07:20.320]  It could mean that and if that's what it means, then we're not creating any money.
[01:07:20.320 --> 01:07:31.160]  If that makes more sense, that would give us an essentially stable system.
[01:07:31.160 --> 01:07:42.200]  If I as the issuer simply issued a claim against the bank's reserve and based on that claim,
[01:07:42.200 --> 01:07:51.520]  the reserve deducted that amount from the bank's reserve fund and notified the bank
[01:07:51.520 --> 01:07:57.680]  that they had deducted this amount from their fund and then transferred this amount to them
[01:07:57.680 --> 01:08:02.160]  so they could fund the contract.
[01:08:02.160 --> 01:08:05.320]  It didn't create the money.
[01:08:05.320 --> 01:08:09.160]  The money was already in existence.
[01:08:09.160 --> 01:08:18.080]  They just moved it from one ledger to another ledger.
[01:08:18.080 --> 01:08:22.200]  That definition makes more sense.
[01:08:22.200 --> 01:08:23.200]  It makes sense.
[01:08:23.200 --> 01:08:29.360]  It's basically like moving numbers in one computer to another.
[01:08:29.360 --> 01:08:34.520]  That's really all that's happening here.
[01:08:34.520 --> 01:08:40.080]  You brought dollars and put it in your hands so you could take those dollars and give them
[01:08:40.080 --> 01:08:44.320]  to the seller and trade for the warranty deed.
[01:08:44.320 --> 01:08:48.680]  The bank actually brought you the warranty deed.
[01:08:48.680 --> 01:08:52.760]  They put the warranty deed in your hand at closing.
[01:08:52.760 --> 01:08:57.760]  They put a mark on the ledger of the seller at closing.
[01:08:57.760 --> 01:09:04.520]  You said, well, just marks on the ledger, nobody actually came in there with a bunch
[01:09:04.520 --> 01:09:07.800]  of green dollars.
[01:09:07.800 --> 01:09:15.120]  I've never understood this argument about the bank never needs any money.
[01:09:15.120 --> 01:09:26.880]  Well, I've always questioned how the banks somehow came into possession of every house
[01:09:26.880 --> 01:09:28.400]  in America.
[01:09:28.400 --> 01:09:31.800]  That's another presupposition.
[01:09:31.800 --> 01:09:38.080]  They don't have possession of mine.
[01:09:38.080 --> 01:09:39.080]  I do.
[01:09:39.080 --> 01:09:50.880]  I know at the end of the note you're supposed to have it paid off that you and I both know
[01:09:50.880 --> 01:09:57.000]  that that's not always the case, that there could still be someone that has a claim that
[01:09:57.000 --> 01:09:59.880]  just isn't coming in and claiming it.
[01:09:59.880 --> 01:10:02.880]  Well, not in Texas.
[01:10:02.880 --> 01:10:10.160]  If it's not in county record, it's not a claim.
[01:10:10.160 --> 01:10:13.320]  Let me show you that one.
[01:10:13.320 --> 01:10:23.320]  That one is property code 1302, and it is very clear and definitive.
[01:10:23.320 --> 01:10:35.320]  I'm having a little trouble here with this.
[01:10:35.320 --> 01:10:38.440]  Okay, it's not opening.
[01:10:38.440 --> 01:10:49.680]  1302 says that a claim not properly filed with the county recorder against real property
[01:10:49.680 --> 01:10:51.680]  is vaulted.
[01:10:51.680 --> 01:10:55.120]  Oh, got it here.
[01:10:55.120 --> 01:11:03.480]  1302, effective recording instrument, an instrument that is properly recorded in the county is
[01:11:03.480 --> 01:11:11.120]  notice to all persons, I'm sorry, 13-1-1-1, validity of unrecorded instrument, a conveyance
[01:11:11.120 --> 01:11:18.680]  of real property or an interest in real property or mortgage or deed of trust is void as to
[01:11:18.680 --> 01:11:26.360]  a creditor or to a subsequent purchaser for a valuable consideration without notice unless
[01:11:26.360 --> 01:11:36.840]  the instrument has been acknowledged, sworn to, or proved and filed for record as required
[01:11:36.840 --> 01:11:45.040]  by law, this is definitive.
[01:11:45.040 --> 01:11:53.280]  If somebody else has a claim, and that claim is not filed in the record, they don't have
[01:11:53.280 --> 01:11:57.000]  a claim against that property.
[01:11:57.000 --> 01:12:02.720]  This is what MERS was referring to when they answered Craig Watkins, Dallas County District
[01:12:02.720 --> 01:12:07.160]  Attorney's suit against them claiming the suit was frivolous.
[01:12:07.160 --> 01:12:13.120]  They said there's nothing in law that requires us to make this filing, and that's the way
[01:12:13.120 --> 01:12:20.040]  I read, I agree with them, but there is nothing that mandates that they make this filing,
[01:12:20.040 --> 01:12:27.960]  but there is 13-1-1-1, and this is what they addressed, if we don't make the filing, we
[01:12:27.960 --> 01:12:33.840]  may not have a perfected claim, and when I read that, I agreed with them, that's how
[01:12:33.840 --> 01:12:43.920]  I read it, this is a free country, and you are free to screw yourself if you want to,
[01:12:43.920 --> 01:12:49.520]  that appears to be definitely what they did, if anybody has a claim and they didn't file
[01:12:49.520 --> 01:12:50.520]  it.
[01:12:50.520 --> 01:12:51.520]  So.
[01:12:51.520 --> 01:12:52.520]  Okay.
[01:12:52.520 --> 01:12:53.520]  Makes sense.
[01:12:53.520 --> 01:13:01.520]  I know you said you had some questions for me as well.
[01:13:01.520 --> 01:13:13.600]  Well, yeah, there's a little bit of a different concept, I did some work on notaries today,
[01:13:13.600 --> 01:13:26.360]  and I need a good argument concerning a legal points and authorities on a signature that's
[01:13:26.360 --> 01:13:27.360]  not legit.
[01:13:27.360 --> 01:13:39.600]  Now, I have one that has a signature that was signed four years before the day of the
[01:13:39.600 --> 01:13:40.600]  document.
[01:13:40.600 --> 01:13:53.000]  I need a points and authorities, I need the law that makes it a requirement for the notary
[01:13:53.000 --> 01:13:57.440]  to witness the signature.
[01:13:57.440 --> 01:14:10.520]  What I'm seeing on these graphs are graphs that say this person came before me and acknowledged
[01:14:10.520 --> 01:14:15.520]  to me that he endorsed this document.
[01:14:15.520 --> 01:14:24.040]  Well, that's not saying he came before me and signed his document in my presence, saying
[01:14:24.040 --> 01:14:31.760]  he swear it on his oath, that I undergot the sign that, and in this case, I have one that
[01:14:31.760 --> 01:14:38.760]  the dates are the same, but on most of these, the date on the document, on the affirmation
[01:14:38.760 --> 01:14:45.800]  portion of the document, is different than the date on the juror act, and we were having
[01:14:45.800 --> 01:14:55.280]  a conversation the other day about this Bank of America having this building in Los Angeles
[01:14:55.280 --> 01:15:03.960]  somewhere with a bunch of notaries in it, and I'm looking at how do you get the notaries
[01:15:03.960 --> 01:15:11.240]  to verify this document and not be committing aggravated perjury when the document, when
[01:15:11.240 --> 01:15:13.480]  it gets already signed?
[01:15:13.480 --> 01:15:21.920]  Well, you get them to not testify that they witnessed the signing of the document.
[01:15:21.920 --> 01:15:30.240]  You get them to testify that somebody told them they signed the document.
[01:15:30.240 --> 01:15:38.200]  I need the law that says that that is not acceptable, so that I can state definitively
[01:15:38.200 --> 01:15:45.120]  that this juror act is insufficient, and when you go back to 13.001, where it must be acknowledged
[01:15:45.120 --> 01:15:54.480]  since one term, the acknowledgment is defective, therefore, the document is void.
[01:15:54.480 --> 01:16:04.760]  That will lead to a knock on some banks behind, where I have a deed of trust that had a juror
[01:16:04.760 --> 01:16:09.640]  act on it four years before it was actually signed, and we get the bank to say that this
[01:16:09.640 --> 01:16:13.440]  document is void on its face, they have no claim.
[01:16:13.440 --> 01:16:14.440]  Go ahead, Chris.
[01:16:14.440 --> 01:16:21.320]  Did you get that email I sent you with at least all of Texas's notary laws in it?
[01:16:21.320 --> 01:16:30.760]  Yeah, but I just didn't quite get them all read yet.
[01:16:30.760 --> 01:16:36.560]  I was hoping not to have to go through all of them, I was hoping you'd kind of know what
[01:16:36.560 --> 01:16:37.560]  they were at.
[01:16:37.560 --> 01:16:43.080]  Okay, hang on Chris, this is Randy Kelsen, David Stevens, Eddie Craig, we're on the
[01:16:43.080 --> 01:16:49.520]  radio, our calling number is 512-646-1984, the guy that I see there, we will pick you
[01:16:49.520 --> 01:17:01.200]  up on the other side, give us a call, get in line, we'll be right back.
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[01:17:53.000 --> 01:18:22.000]  That's it, CapitalCoinandBullion.com or call 512-646-6404.
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[01:20:08.320 --> 01:20:09.320]  10-2.
[01:20:09.320 --> 01:20:28.320]  We're open Monday through Friday, 10-2, Saturdays, 10-2, Saturdays, 10-2, Saturdays, 10-2.
[01:20:28.320 --> 01:20:39.280]  Section 406.014 of notary, it's notary records, but this requires that the stamp be legibly
[01:20:39.280 --> 01:20:49.480]  stamped as well.
[01:20:49.480 --> 01:20:54.760]  And I'm not, I'm trying to find the part where it talks about the document and the person
[01:20:54.760 --> 01:21:03.280]  signing it right now.
[01:21:03.280 --> 01:21:11.000]  Unmute your mic, Randy.
[01:21:11.000 --> 01:21:13.920]  Let me, ah, looks like we dropped Randy.
[01:21:13.920 --> 01:21:15.520]  Alright folks, hang on just a second.
[01:21:15.520 --> 01:21:18.160]  I'm gonna try to get him back up on the line.
[01:21:18.160 --> 01:21:21.200]  He just dropped off, it would appear.
[01:21:21.200 --> 01:21:23.400]  Okay, looks like I've dropped back on.
[01:21:23.400 --> 01:21:24.720]  Yeah.
[01:21:24.720 --> 01:21:32.680]  Okay, Chris, did I talk you into doing all my work for me?
[01:21:32.680 --> 01:21:36.480]  Did you catch what I just said there about Section 406.013?
[01:21:36.480 --> 01:21:41.600]  No, I didn't, I had dropped out.
[01:21:41.600 --> 01:21:49.600]  Paragraph C states that the seal must be affixed by a seal press or stamp that embosses or
[01:21:49.600 --> 01:21:56.600]  prints a seal that legibly reproduces the required elements of the seal under photographic
[01:21:56.600 --> 01:22:06.200]  methods, and in the double ink pad must be used for fixing by stamp the impression of
[01:22:06.200 --> 01:22:11.560]  a seal on an instrument to authenticate the notary public's official act.
[01:22:11.560 --> 01:22:17.680]  Okay, the seals are generally sufficient, they're generally legible.
[01:22:17.680 --> 01:22:30.560]  I was looking to the signature of the notary, because I'm not always sure, you know, you
[01:22:30.560 --> 01:22:36.800]  can take the notary stamp out of the notary's drawer and stamp with it, we caught a city
[01:22:36.800 --> 01:22:44.840]  using a notary stamp that was expired.
[01:22:44.840 --> 01:22:54.320]  But the signature, most of those signatures are just marks, scribbles.
[01:22:54.320 --> 01:23:00.240]  Is the signature itself required to be legible?
[01:23:00.240 --> 01:23:06.360]  I know, I don't, I've not seen the actual law, but I know that the escrow companies
[01:23:06.360 --> 01:23:10.800]  constantly tell us, and they will make us go get one re-signed.
[01:23:10.800 --> 01:23:17.320]  If you let a set of borrowers sign some document, and they sign with the way that they, you
[01:23:17.320 --> 01:23:21.920]  know, normally just scribble a name onto a document, they'll send it back and have
[01:23:21.920 --> 01:23:28.760]  them re-signed and tell them that they have to sign them where they're legible.
[01:23:28.760 --> 01:23:35.840]  So I can't mark with an X, or a squiggly line that I use as my mark?
[01:23:35.840 --> 01:23:42.200]  No, it has to be exactly like your name is on the document.
[01:23:42.200 --> 01:23:49.800]  So that would be discriminating against Eddie, because that way, if you were illiterate and
[01:23:49.800 --> 01:23:53.200]  couldn't write, you couldn't get a loan.
[01:23:53.200 --> 01:23:58.840]  Well, there's a, that's an again, you wouldn't be able to pay for it, probably.
[01:23:58.840 --> 01:24:06.000]  So there's a law here for that exact, that exact thing you just described, their 406.0165
[01:24:06.000 --> 01:24:09.840]  signing document for individual with disability.
[01:24:09.840 --> 01:24:24.200]  Oh, okay, but, okay, so far that's not definitive enough, I mean, that the title companies require
[01:24:24.200 --> 01:24:30.720]  more, if I'm going to make it as a legal argument, okay, you're saying that the title company
[01:24:30.720 --> 01:24:43.200]  wants the lender or the borrower to have a legible signature, what about the notary?
[01:24:43.200 --> 01:24:49.520]  I'm not sure that we're required to print ours legibly, because our stamp also bears
[01:24:49.520 --> 01:24:50.520]  our name.
[01:24:50.520 --> 01:25:02.600]  Yeah, that is my concern, is that the notary actually signed the document.
[01:25:02.600 --> 01:25:09.680]  Since I can't read the notary's name, I don't know.
[01:25:09.680 --> 01:25:12.640]  It may not be an argument I can make, I just want to see if it was.
[01:25:12.640 --> 01:25:18.720]  Okay, we do have another caller, do you have another interesting and insightful comment
[01:25:18.720 --> 01:25:20.560]  for us?
[01:25:20.560 --> 01:25:24.480]  Not yet, but if I find this with what I'm looking for, I'll give you a call back and
[01:25:24.480 --> 01:25:25.480]  let you know.
[01:25:25.480 --> 01:25:26.480]  Okay, thank you.
[01:25:26.480 --> 01:25:27.480]  Thank you.
[01:25:27.480 --> 01:25:34.480]  Okay, we're going to go to Doug in Texas.
[01:25:34.480 --> 01:25:37.840]  Doug, what do you have for us today?
[01:25:37.840 --> 01:25:42.960]  Can I speak to Eddie for a second?
[01:25:42.960 --> 01:25:44.960]  What's up, Doug?
[01:25:44.960 --> 01:25:52.280]  Do you have a, when he's got his beer fund, do you have a no-dose fund that I could contribute
[01:25:52.280 --> 01:25:53.280]  to?
[01:25:53.280 --> 01:25:54.760]  A no-dose fund?
[01:25:54.760 --> 01:25:55.760]  Right.
[01:25:55.760 --> 01:26:00.880]  Why, are you having trouble staying awake after those long nights?
[01:26:00.880 --> 01:26:08.880]  No, but Randy told us all day yesterday that it was a 28.
[01:26:08.880 --> 01:26:12.840]  You didn't correct that, he's telling us today that it's a 29.
[01:26:12.840 --> 01:26:15.440]  Actually, I did, I just didn't do it on the air.
[01:26:15.440 --> 01:26:16.440]  Okay.
[01:26:16.440 --> 01:26:21.120]  Okay, it's my watch, it's 12 hours off.
[01:26:21.120 --> 01:26:28.520]  It said the 28th this morning and then this evening it's saying the 29th.
[01:26:28.520 --> 01:26:30.520]  So you were right.
[01:26:30.520 --> 01:26:35.640]  That's a big deal, I understand that.
[01:26:35.640 --> 01:26:38.840]  I hope you called in for something more than that.
[01:26:38.840 --> 01:26:40.840]  Yes, I did, Randy.
[01:26:40.840 --> 01:26:51.280]  You can say when you sign this note, they give you a warranty deed and they give you
[01:26:51.280 --> 01:26:57.320]  a deed of trust until it's paid off and then you get the warranty deed.
[01:26:57.320 --> 01:27:01.920]  Okay, hold on, hold on, no, no, no, that's not how it works.
[01:27:01.920 --> 01:27:05.120]  You get the warranty deed.
[01:27:05.120 --> 01:27:08.040]  The property is put in your name.
[01:27:08.040 --> 01:27:09.040]  Right.
[01:27:09.040 --> 01:27:14.880]  And they don't give you a deed of trust, you give them one.
[01:27:14.880 --> 01:27:26.200]  They provide the document for you, but you execute the deed of trust for them as placing
[01:27:26.200 --> 01:27:37.360]  the property that they just gave you as you put that property up as collateral to ensure
[01:27:37.360 --> 01:27:39.400]  the repayment of the promise.
[01:27:39.400 --> 01:27:46.600]  Right, when you have the promissory note, you get a deed of trust, you have a deed of
[01:27:46.600 --> 01:27:50.440]  trust, but I paid mine off.
[01:27:50.440 --> 01:27:59.600]  No bank was involved, I paid the original owner and he acknowledged that all requirements
[01:27:59.600 --> 01:28:07.600]  had been fulfilled from our contract and I got that warranty deed, period.
[01:28:07.600 --> 01:28:09.600]  I mean, that was a...
[01:28:09.600 --> 01:28:11.760]  Wait a minute, I missed part of that.
[01:28:11.760 --> 01:28:14.560]  You say you never got a warranty deed?
[01:28:14.560 --> 01:28:20.360]  No, I said I never had a deed of trust because it was not...
[01:28:20.360 --> 01:28:22.000]  It didn't work through a bank.
[01:28:22.000 --> 01:28:23.520]  I just bought it from the...
[01:28:23.520 --> 01:28:29.520]  Yeah, when you bought it from the person, did you buy it with a contract of
[01:28:29.520 --> 01:28:30.520]  sale?
[01:28:30.520 --> 01:28:31.520]  Right.
[01:28:31.520 --> 01:28:35.120]  Then you should have gotten a deed of trust immediately.
[01:28:35.120 --> 01:28:40.960]  Well, I didn't, you know, we trust people out here in the country.
[01:28:40.960 --> 01:28:50.880]  I didn't, but I paid the guy off and he acknowledged that and had his lawyers draw me up and just
[01:28:50.880 --> 01:29:00.000]  a warranty deed saying that I'd fulfilled, you know, paid him so much and do consideration
[01:29:00.000 --> 01:29:04.360]  and property blinding me and this and that and other and that was the final thing was
[01:29:04.360 --> 01:29:06.360]  the warranty deed.
[01:29:06.360 --> 01:29:11.040]  Well, the warranty deed should have been the first thing.
[01:29:11.040 --> 01:29:17.160]  By leaving the warranty deed in his name, all the taxes and everything went to him
[01:29:17.160 --> 01:29:21.520]  and he would have had to pay all of the taxes and such on the property.
[01:29:21.520 --> 01:29:26.800]  In that case, you were just leasing the property with option to buy.
[01:29:26.800 --> 01:29:28.240]  The property wasn't yours.
[01:29:28.240 --> 01:29:34.600]  It wasn't yours until you had a warranty deed in your name.
[01:29:34.600 --> 01:29:41.000]  Okay, hold on, we're about to go to break.
[01:29:41.000 --> 01:29:48.000]  This is Randy Kelfin, Deborah Stevens, Eddie Craig, and we will live on the radio, our
[01:29:48.000 --> 01:29:49.520]  call in number 512-646-1984.
[01:29:49.520 --> 01:29:57.280]  We'll be right back on the other side on September the 28th of Kate Dug, we'll be right
[01:29:57.280 --> 01:29:58.280]  back.
[01:29:58.280 --> 01:30:05.760]  A noble lie, Oklahoma City, 1995 will change forever the way you look at the true nature
[01:30:05.760 --> 01:30:06.760]  of terrorism.
[01:30:06.760 --> 01:30:11.280]  Based on the damage patting to the building, but the government sends impossible.
[01:30:11.280 --> 01:30:14.400]  The grand jury did not want to hear anything I had to say.
[01:30:14.400 --> 01:30:18.200]  The decision was made not to pursue any more of those individuals.
[01:30:18.200 --> 01:30:22.920]  Some of these columns were ripped up, shredded, tossed around.
[01:30:22.920 --> 01:30:26.600]  The people that did the things they did knew doggone well what they were doing.
[01:30:26.600 --> 01:30:29.600]  Expose the cover up now at anoblelie.com.
[01:30:29.600 --> 01:30:35.680]  The rule of law radio network is proud to present a due process of law seminar hosted
[01:30:35.680 --> 01:30:37.440]  by our own Eddie Craig.
[01:30:37.440 --> 01:30:41.520]  Eddie is a former Nacodotius Sheriff's deputy and for the past 21 years he's been studying
[01:30:41.520 --> 01:30:45.680]  the due process of law and now offers his knowledge to you at a seminar every Sunday
[01:30:45.680 --> 01:30:51.120]  from 2 o'clock to 5 o'clock at Brave New Books, located at 1904 Guadalupe Street.
[01:30:51.120 --> 01:30:55.760]  Admission is $20, so please make plans to come by and sit with Eddie and learn for yourself
[01:30:55.760 --> 01:31:00.560]  what the true intent of law really is.
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[01:32:25.400 --> 01:32:45.520]  Okay, we are back, Randy Kelton, Debra Steele and J.D. Craig on Friday the 28th, Doug, 2012.
[01:32:45.520 --> 01:32:50.080]  While we were on break I actually fixed my watch so that should make you happy.
[01:32:50.080 --> 01:32:52.960]  Do you have anything else for us, Doug?
[01:32:52.960 --> 01:32:56.080]  Tickle's bad, Randy, I'm just tickling.
[01:32:56.080 --> 01:33:04.400]  If I get to live another day before the main calendar runs out, that's one more day.
[01:33:04.400 --> 01:33:08.720]  All day tomorrow I'll be saying, thank God, Randy got his watch right.
[01:33:08.720 --> 01:33:16.080]  Yeah, at our age we don't want to lose any days if we don't have enough left.
[01:33:16.080 --> 01:33:24.680]  Let me tell you the guy that we finally got my little thing straight and out and said,
[01:33:24.680 --> 01:33:31.040]  okay, here's a warrant to be dug, this means the people that you had the contract with
[01:33:31.040 --> 01:33:38.680]  acknowledged that you paid them extra number of dollars due to consideration you do own
[01:33:38.680 --> 01:33:45.760]  and all the lawyer crap takes about two pages to say that you paid them off, they don't
[01:33:45.760 --> 01:33:53.720]  have any interest in the property, they'll fight to the death to make sure that nobody
[01:33:53.720 --> 01:33:58.680]  messes around with you and this and that and the lawyer says, you understand this is warrant
[01:33:58.680 --> 01:34:08.200]  you did, it's not like a quiet title or something like that, it's just a warrant.
[01:34:08.200 --> 01:34:09.680]  That's exactly what it is.
[01:34:09.680 --> 01:34:16.080]  The lawyer needs to make some money out of me before it's all over with, but my question
[01:34:16.080 --> 01:34:25.680]  to you, Randy, is I've been here, damn near 20 years, been staying, living here, utility
[01:34:25.680 --> 01:34:35.080]  bills show it, this, that and the other, so haven't I had it by adverse possession about
[01:34:35.080 --> 01:34:36.640]  what, three times?
[01:34:36.640 --> 01:34:45.280]  No, you can't take it by adverse possession, adverse possession must be adverse.
[01:34:45.280 --> 01:34:53.600]  If the owner of the property knew you had possession of the property and authorized you to hold
[01:34:53.600 --> 01:35:01.080]  possession of the property, you can never take it by adverse possession.
[01:35:01.080 --> 01:35:07.360]  So that's how you protect yourself, say you have a property here and somebody puts a sense
[01:35:07.360 --> 01:35:11.160]  on your side of the property line.
[01:35:11.160 --> 01:35:12.160]  Why?
[01:35:12.160 --> 01:35:18.120]  And you can't get them to move it, then you go to them and say, okay, I'll tell you what,
[01:35:18.120 --> 01:35:25.040]  until I can get something done about this, you have my permission to leave that there
[01:35:25.040 --> 01:35:29.160]  for the time being and I'll tell you when I want it removed.
[01:35:29.160 --> 01:35:31.120]  I'm saying that right.
[01:35:31.120 --> 01:35:39.640]  It can never, ever become adverse possession and this is primarily what adverse possession
[01:35:39.640 --> 01:35:47.720]  was about, it was to keep from having these kinds of property disputes where for 20 years
[01:35:47.720 --> 01:35:54.600]  grandpa had this property, he had this fence line here and then grandpa dies and you get
[01:35:54.600 --> 01:35:59.520]  the property and you go out and have it surveyed and you find out that the neighbor has had
[01:35:59.520 --> 01:36:07.840]  his fence on your side of the creek instead of his side of the creek all this time.
[01:36:07.840 --> 01:36:16.600]  And the courts are going to say, well, if he had it there and nobody raised an objection,
[01:36:16.600 --> 01:36:20.560]  then that's where the property line gets reestablished.
[01:36:20.560 --> 01:36:25.920]  So we avoid these kinds of fights.
[01:36:25.920 --> 01:36:31.400]  So adverse possession, there was a recent story about a guy in Flower Mound who got
[01:36:31.400 --> 01:36:38.040]  all over the news because he went into this property that had been foreclosed on and was
[01:36:38.040 --> 01:36:42.320]  sitting empty and took the property by adverse possession.
[01:36:42.320 --> 01:36:49.640]  Well, when they threw him out of the property, it wasn't all over the news and when all this
[01:36:49.640 --> 01:36:54.920]  was going on, I was saying, this is nonsense.
[01:36:54.920 --> 01:37:03.080]  You can hold a property by adverse possession, but only until the property owner orders you
[01:37:03.080 --> 01:37:07.320]  to leave the property.
[01:37:07.320 --> 01:37:13.360]  So an adverse possession, you have to hold it essentially, surreptitiously, without objection
[01:37:13.360 --> 01:37:18.520]  from the homeowner and this kind of went to squatters rights.
[01:37:18.520 --> 01:37:25.480]  We had people in this country, when this state became a state or became a country, we had
[01:37:25.480 --> 01:37:33.960]  people who received grants of huge tracts of land, a lot of which was not used.
[01:37:33.960 --> 01:37:41.360]  And the adverse possession law allowed someone to squat on unused property.
[01:37:41.360 --> 01:37:47.760]  If someone squatted on your property and you didn't even know it for seven years, the state
[01:37:47.760 --> 01:37:54.400]  is saying, you weren't using the property anyway, so we're going to let somebody else
[01:37:54.400 --> 01:37:56.240]  use it.
[01:37:56.240 --> 01:38:03.480]  But if you knew about it and allowed them to stay there, they could never, ever take
[01:38:03.480 --> 01:38:04.480]  it by adverse possession.
[01:38:04.480 --> 01:38:06.040]  Does that make sense, Doug?
[01:38:06.040 --> 01:38:07.040]  Sure does.
[01:38:07.040 --> 01:38:18.640]  Would that apply to my wife?
[01:38:18.640 --> 01:38:28.600]  No, I realize that generally that's an adverse issue, but I don't think you get to possess
[01:38:28.600 --> 01:38:35.480]  her.
[01:38:35.480 --> 01:38:41.640]  I think that goes to adverse relations, and that falls under a whole different section
[01:38:41.640 --> 01:38:49.600]  called the family code, and in that the family code goes by the golden rule.
[01:38:49.600 --> 01:38:52.840]  She gets the gold, you get the shaft.
[01:38:52.840 --> 01:38:59.600]  Well, that's what I thought.
[01:38:59.600 --> 01:39:07.000]  I was thinking that, but I want to have it confirmed by you on the 29th of September.
[01:39:07.000 --> 01:39:08.000]  Oh.
[01:39:08.000 --> 01:39:09.000]  Okay.
[01:39:09.000 --> 01:39:11.360]  No, the 28th of September.
[01:39:11.360 --> 01:39:13.160]  You're confused.
[01:39:13.160 --> 01:39:17.360]  You've been listening to my watch again.
[01:39:17.360 --> 01:39:21.560]  The problem with this watch is I bought it in Brooklyn.
[01:39:21.560 --> 01:39:25.000]  It's a Yankee watch.
[01:39:25.000 --> 01:39:31.160]  Or make a significant contribution to the 80s, no-dose, fund, and...
[01:39:31.160 --> 01:39:32.160]  Okay.
[01:39:32.160 --> 01:39:44.200]  Well, speaking of funds, I haven't had anything in Randy Spear fund for a while, and I'm getting
[01:39:44.200 --> 01:39:55.680]  old, I had to migrate from the barley to the root, and the root had to be diet root, so
[01:39:55.680 --> 01:39:57.680]  this is pitiful getting old.
[01:39:57.680 --> 01:39:58.680]  Randy?
[01:39:58.680 --> 01:39:59.680]  Oh, yeah.
[01:39:59.680 --> 01:40:10.920]  I did want to mention I'm taking the tangy tangerine, and the tangy tangerine is essentially
[01:40:10.920 --> 01:40:22.600]  minerals, and I read somewhere quite a while ago that if you eat 19 grams of fiber a day,
[01:40:22.600 --> 01:40:31.440]  it'll reset your hypothalamus, and you'll lose your taste for sugar.
[01:40:31.440 --> 01:40:36.600]  This tangy tangerine absolutely did that.
[01:40:36.600 --> 01:40:40.400]  Not only did I lose my taste for sugar.
[01:40:40.400 --> 01:40:53.040]  I just don't feel like snacking, and my biggest problem was I always felt a little bit hungry.
[01:40:53.040 --> 01:40:59.200]  So I didn't eat anything today, and then when I sit down and start looking at, well, only
[01:40:59.200 --> 01:41:10.360]  two candy bars, a half a bag of potato chips, one small bag of Fritos, 12 cold drinks, and
[01:41:10.360 --> 01:41:20.880]  ice cream, I start looking at it, and as much as I was trying to eat healthy, while I'm
[01:41:20.880 --> 01:41:25.560]  doing other things, not paying attention to it, I'm eating the garbage that should be
[01:41:25.560 --> 01:41:33.960]  killing me, and I'm really pleased with how that stuff is working.
[01:41:33.960 --> 01:41:44.520]  Just essentially, I get hungry at meals, but I don't eat half as much as what I used to,
[01:41:44.520 --> 01:41:48.240]  and the minerals are very good for your bowels.
[01:41:48.240 --> 01:41:54.240]  Well, let me tell you, Randy, I eat chryspine, right?
[01:41:54.240 --> 01:41:56.960]  Of course you do.
[01:41:56.960 --> 01:42:04.320]  Bill and Christine V. Dr. Bill and Christine V.
[01:42:04.320 --> 01:42:12.960]  Oh, I know Dr. Bill and Christine V. They're two of my favorite human beings on planet Earth.
[01:42:12.960 --> 01:42:16.520]  They have a milk and grub in front of their house.
[01:42:16.520 --> 01:42:23.680]  Every other Thursday, you can go there and get regular unpasteurized, unrefined, and
[01:42:23.680 --> 01:42:24.680]  homogenous.
[01:42:24.680 --> 01:42:28.040]  Just milk, right out of the Jersey cows.
[01:42:28.040 --> 01:42:29.040]  Raw milk, good.
[01:42:29.040 --> 01:42:30.040]  That was just last Thursday.
[01:42:30.040 --> 01:42:31.040]  I had went to Pennsylvania once.
[01:42:31.040 --> 01:42:32.040]  Go ahead.
[01:42:32.040 --> 01:42:33.040]  We all get lined up in front of their house.
[01:42:33.040 --> 01:42:36.040]  I mean, there were 50 cars, and lined up blocks, and blocks, and blocks away.
[01:42:36.040 --> 01:42:57.240]  This guy pulls in there himself 108 gallons of, how about six every two weeks, six gallons,
[01:42:57.240 --> 01:42:58.240]  but just raw milk.
[01:42:58.240 --> 01:42:59.240]  That's the thing.
[01:42:59.240 --> 01:43:00.240]  Raw milk.
[01:43:00.240 --> 01:43:06.240]  Raw milk doesn't want to have that because it's actually not for you.
[01:43:06.240 --> 01:43:12.360]  It has enzymes, everything in it.
[01:43:12.360 --> 01:43:16.040]  Pasteurized milk is not fit for human consumption.
[01:43:16.040 --> 01:43:22.360]  It kills you, and the more they study the pasteurization process, it gets rid of the
[01:43:22.360 --> 01:43:29.400]  bacteria and eliminates, pretty well eliminates the likelihood that you'll get sick from the
[01:43:29.400 --> 01:43:30.400]  milk.
[01:43:30.400 --> 01:43:39.600]  It's not a great problem anyway, but what it does to the milk is it changes it into
[01:43:39.600 --> 01:43:42.760]  a condition that humans should not drink it.
[01:43:42.760 --> 01:43:47.240]  This is Randy Kelton, Deborah Stevens, Eddie Craig, and we're on our radio.
[01:43:47.240 --> 01:43:51.440]  Call in number 512-646-1984.
[01:43:51.440 --> 01:43:52.440]  Call in.
[01:43:52.440 --> 01:43:53.440]  Get in line.
[01:43:53.440 --> 01:43:57.280]  Ask some really hard questions, and we'll even wake up at it and get him to answer
[01:43:57.280 --> 01:43:58.280]  one.
[01:43:58.280 --> 01:43:59.280]  Perfect.
[01:43:59.280 --> 01:44:05.360]  It is so enlightening to listen to 90.1 FM, but finding things on the Internet isn't
[01:44:05.360 --> 01:44:09.080]  so easy, and neither is finding like-minded people to share it with.
[01:44:09.080 --> 01:44:12.360]  Oh, well, I guess you haven't heard of Brave New Books then.
[01:44:12.360 --> 01:44:13.360]  Brave New Books?
[01:44:13.360 --> 01:44:17.960]  Yes, Brave New Books has all the books and DVDs you're looking for by authors like Alex
[01:44:17.960 --> 01:44:20.480]  Jones, Ron Paul, Angie Edward Griffin.
[01:44:20.480 --> 01:44:24.000]  They even stock inner food, Berkey products, and Calvin Soaps.
[01:44:24.000 --> 01:44:26.840]  There's no way a place like that exists.
[01:44:26.840 --> 01:44:27.840]  Go check it out for yourself.
[01:44:27.840 --> 01:44:32.080]  It's downtown at 1904 Guadalupe Street, just south of UT.
[01:44:32.080 --> 01:44:35.920]  Oh, by UT, there's never anywhere to park down there.
[01:44:35.920 --> 01:44:41.280]  Actually, they now offer a free hour of parking for paying customers at the 500 MLK parking
[01:44:41.280 --> 01:44:43.280]  facility just behind the bookstore.
[01:44:43.280 --> 01:44:47.200]  It does exist, but when are they open?
[01:44:47.200 --> 01:44:52.040]  Monday through Saturday, 11 AM to 9 PM and 1 to 6 PM on Sundays.
[01:44:52.040 --> 01:44:57.800]  So give them a call at 512-480-2503 or check out their events page at Brave New Books
[01:44:57.800 --> 01:44:58.800]  bookstore.com.
[01:44:58.800 --> 01:45:04.360]  Are you the plaintiff or defendant in a lawsuit?
[01:45:04.360 --> 01:45:10.440]  Win your case without an attorney with Jurisdictionary, the affordable, easy-to-understand core CD
[01:45:10.440 --> 01:45:14.440]  course that will show you how in 24 hours, step-by-step.
[01:45:14.440 --> 01:45:18.880]  If you have a lawyer, know what your lawyer should be doing.
[01:45:18.880 --> 01:45:23.080]  If you don't have a lawyer, know what you should do for yourself.
[01:45:23.080 --> 01:45:28.120]  Thousands have won with our step-by-step course, and now you can, too.
[01:45:28.120 --> 01:45:34.760]  Jurisdictionary was created by a licensed attorney with 22 years of case-winning experience.
[01:45:34.760 --> 01:45:39.360]  Even if you're not in a lawsuit, you can learn what everyone should understand about the
[01:45:39.360 --> 01:45:43.600]  principles and practices that control our American courts.
[01:45:43.600 --> 01:45:49.760]  You'll receive our audio classroom, video seminar, tutorials, forms for civil cases,
[01:45:49.760 --> 01:45:52.160]  prosay tactics, and much more.
[01:45:52.160 --> 01:46:00.280]  Please visit ruleoflawradio.com and click on the banner or call toll-free 866-LAW-E-Z.
[01:46:00.280 --> 01:46:26.600]  Okay, we are back, Randy Kelton, Debra Stephens, Eddie Craig, and we are talking to Doug
[01:46:26.600 --> 01:46:27.600]  in Texas.
[01:46:27.600 --> 01:46:32.960]  Doug, do you have anything else for us?
[01:46:32.960 --> 01:46:40.360]  I think I've expected that all the wheels would make it handle in the night, Randy.
[01:46:40.360 --> 01:46:44.480]  I am having a really terrible time understanding you.
[01:46:44.480 --> 01:46:51.240]  Doug, do you have your head stuck in the toilet?
[01:46:51.240 --> 01:46:59.840]  I have a 1.6 liter toilet, I guess, it's mandated.
[01:46:59.840 --> 01:47:03.920]  You might back your mouth a little away from the mic, and we're getting a lot of distortion.
[01:47:03.920 --> 01:47:13.000]  I'm way out here in the country, Randy, and I enjoy talking to you, and I've been moving
[01:47:13.000 --> 01:47:14.000]  through it.
[01:47:14.000 --> 01:47:18.520]  Okay, well, take care, and the next time I'm down in Austin, I would like to sit down and
[01:47:18.520 --> 01:47:23.040]  talk to you about this adverse possession issue.
[01:47:23.040 --> 01:47:28.160]  We have discussed that once before, and there are some other options for adverse possession,
[01:47:28.160 --> 01:47:31.000]  and I would like to talk about it.
[01:47:31.000 --> 01:47:32.800]  Thank you for calling, Doug.
[01:47:32.800 --> 01:47:36.800]  Now we're going to go to Eric in Washington.
[01:47:36.800 --> 01:47:38.800]  Hello, Eric.
[01:47:38.800 --> 01:47:41.520]  What do you have for us tonight?
[01:47:41.520 --> 01:47:47.320]  Well, I don't know if you recall, but my brother, Mark, called in a couple weeks ago in regard
[01:47:47.320 --> 01:47:58.880]  to a traffic citation that he didn't respond to within 15 days, so the court entered an
[01:47:58.880 --> 01:48:08.040]  order, and so the Department of Licensing wants to take his license, wants to suspend
[01:48:08.040 --> 01:48:15.160]  his license, and we had talked about challenging the jurisdiction of the court at that time,
[01:48:15.160 --> 01:48:22.840]  and the thing that would remain, instead, was exactly how we would go about doing that.
[01:48:22.840 --> 01:48:27.840]  Would it be a motion to vacate the order?
[01:48:27.840 --> 01:48:30.480]  No, it's a challenge.
[01:48:30.480 --> 01:48:35.880]  Okay, a challenge subject matter jurisdiction is a pleading.
[01:48:35.880 --> 01:48:41.640]  You have generally three or four pleadings defined in law.
[01:48:41.640 --> 01:48:48.560]  Pleading is, first one is generally, challenging subject matter jurisdiction is a pleading.
[01:48:48.560 --> 01:48:51.200]  Claim of double jeopardy is a pleading.
[01:48:51.200 --> 01:48:56.760]  The pleading abatement, Eddie, help me here.
[01:48:56.760 --> 01:48:57.760]  On which count?
[01:48:57.760 --> 01:48:59.040]  On the other two pleadings.
[01:48:59.040 --> 01:49:07.000]  The pleadings, you have an original petition as a pleading, original complaint, a challenge
[01:49:07.000 --> 01:49:14.760]  subject matter jurisdiction, a claim of double jeopardy, and what's the other pleading, Eddie?
[01:49:14.760 --> 01:49:20.320]  I don't remember, but anyway, those aren't motions.
[01:49:20.320 --> 01:49:23.000]  Those are challenges to the court.
[01:49:23.000 --> 01:49:30.000]  An initial complaint is a pleading that invokes the subject matter jurisdiction of the court.
[01:49:30.000 --> 01:49:35.320]  These other pleadings challenge it, and then motions is where you're asking the court to
[01:49:35.320 --> 01:49:37.840]  do something.
[01:49:37.840 --> 01:49:48.800]  The pleading stands outside the judge's jurisdiction, and generally, it's a plea that says either
[01:49:48.800 --> 01:49:54.880]  you want the court to take jurisdiction or you're saying the court can't take jurisdiction.
[01:49:54.880 --> 01:50:02.800]  And here we say, unless they have evidence to indicate that your brother was engaged
[01:50:02.800 --> 01:50:11.600]  in commerce, then the complaint is insufficient to invoke the subject matter jurisdiction
[01:50:11.600 --> 01:50:19.280]  of the court, because this court has no power to regulate private travel.
[01:50:19.280 --> 01:50:20.280]  Right.
[01:50:20.280 --> 01:50:24.480]  Is that right, Eddie?
[01:50:24.480 --> 01:50:25.480]  That is correct.
[01:50:25.480 --> 01:50:27.480]  Eddie's our traffic guy.
[01:50:27.480 --> 01:50:28.480]  Right.
[01:50:28.480 --> 01:50:36.600]  I've talked to you guys before, my question would be, I'm sure he handed over his registration
[01:50:36.600 --> 01:50:46.240]  license, which is, once you do that, you're, what is the word, years?
[01:50:46.240 --> 01:50:47.240]  Waved?
[01:50:47.240 --> 01:50:48.240]  You haven't waved anything.
[01:50:48.240 --> 01:50:51.800]  You haven't admitted to anything.
[01:50:51.800 --> 01:50:59.680]  My example has pulled over in Austin, I gave the officer my ID, he came back, it looks
[01:50:59.680 --> 01:51:05.440]  just like a driver's license, except instead of DL, it's got ID and a number.
[01:51:05.440 --> 01:51:09.680]  He said, Mr. Kelton, this is your Texas ID, do you have a driver's license?
[01:51:09.680 --> 01:51:12.280]  I said, yes, I do.
[01:51:12.280 --> 01:51:19.080]  But I'm not using it right now, and that is the point.
[01:51:19.080 --> 01:51:30.960]  Just because you hand a police officer your driver's license does not put you in commerce.
[01:51:30.960 --> 01:51:33.800]  Right.
[01:51:33.800 --> 01:51:40.600]  But I think it was, well, last week, Eddie was talking about how when you hand over your
[01:51:40.600 --> 01:51:49.040]  license and registration, you're basically submitting, what is the word, it's not a piece,
[01:51:49.040 --> 01:51:54.720]  it's, you're providing them with prima facie evidence that you're engaging in the alleged
[01:51:54.720 --> 01:51:55.720]  act.
[01:51:55.720 --> 01:51:56.720]  Okay.
[01:51:56.720 --> 01:52:05.600]  Here's where I will, would like to debate this issue.
[01:52:05.600 --> 01:52:10.000]  And I'm going to say, you're doing no such thing.
[01:52:10.000 --> 01:52:18.920]  If you have a commercial driver's license, part of the agreement in securing that commercial
[01:52:18.920 --> 01:52:27.960]  driver's license was that you would provide it to an officer on request.
[01:52:27.960 --> 01:52:33.720]  You have no option to, but to provide that if you have one, because you've agreed to
[01:52:33.720 --> 01:52:37.320]  it, you're in the contract.
[01:52:37.320 --> 01:52:44.400]  So that does not provide them with any evidence other than that you have one.
[01:52:44.400 --> 01:52:52.400]  Now, I could give him my pilot's license, that would not mean I'm flying an airplane.
[01:52:52.400 --> 01:52:54.400]  Okay.
[01:52:54.400 --> 01:53:01.280]  So I guess the reason I thought that I would have to file a motion is to ask the court to
[01:53:01.280 --> 01:53:08.280]  vacate its, its notice to the department of licensing is who is the one who wants to suspend
[01:53:08.280 --> 01:53:09.280]  it.
[01:53:09.280 --> 01:53:10.280]  Okay.
[01:53:10.280 --> 01:53:11.280]  Good.
[01:53:11.280 --> 01:53:12.280]  That would have, that would be a motion.
[01:53:12.280 --> 01:53:16.880]  And I'm sorry, if I kind of got you off topic, I was trying to address a fine point.
[01:53:16.880 --> 01:53:20.680]  But yes, that would require a motion.
[01:53:20.680 --> 01:53:25.400]  And have you filed a challenge to subject matter jurisdiction?
[01:53:25.400 --> 01:53:27.600]  Well, no, not yet.
[01:53:27.600 --> 01:53:29.640]  That's what we're called to do.
[01:53:29.640 --> 01:53:30.640]  Okay.
[01:53:30.640 --> 01:53:31.640]  That's what you need to do first.
[01:53:31.640 --> 01:53:40.200]  And it can go to the, the traffic issue, the travel issue, or it can go to any other
[01:53:40.200 --> 01:53:48.280]  due process or under due process, procedural violation.
[01:53:48.280 --> 01:53:52.000]  These guys really suck at following their own rules.
[01:53:52.000 --> 01:53:57.880]  And I just had a conversation with my local county attorney.
[01:53:57.880 --> 01:53:59.760]  And he is really concerned.
[01:53:59.760 --> 01:54:03.440]  He does not want to get in a fight with me.
[01:54:03.440 --> 01:54:12.600]  And I have a friend that was in the wise county jail here where I'm at for driving while license
[01:54:12.600 --> 01:54:15.640]  revoked.
[01:54:15.640 --> 01:54:22.840]  And I went to the county attorney and told him that, you know, you have this guy in your
[01:54:22.840 --> 01:54:25.640]  jail and I can't find a warrant.
[01:54:25.640 --> 01:54:28.440]  Well, he's arrested without a warrant.
[01:54:28.440 --> 01:54:29.680]  Well, I understand that.
[01:54:29.680 --> 01:54:35.760]  But once he's brought before magistrates, the magistrate must make a determination of
[01:54:35.760 --> 01:54:36.760]  problem cause.
[01:54:36.760 --> 01:54:42.840]  And if he finds problem cause, he must issue an order under 16.17, Texas Code of Criminal
[01:54:42.840 --> 01:54:43.840]  Procedure.
[01:54:43.840 --> 01:54:49.440]  And he must issue a warrant, and it is the warrant that gives the state authority to
[01:54:49.440 --> 01:54:52.560]  hold, gives the state subject matter jurisdiction.
[01:54:52.560 --> 01:54:58.040]  And once the warrant is issued under 15.16, the magistrate, I'm sorry, once the warrant
[01:54:58.040 --> 01:55:04.840]  is issued and executed, the magistrate who issued the warrant must make it available for
[01:55:04.840 --> 01:55:08.520]  public inspection immediately.
[01:55:08.520 --> 01:55:15.760]  Well I talked to the magistrate who found problem cause and he doesn't have one.
[01:55:15.760 --> 01:55:20.440]  So under what authority you hold in this person.
[01:55:20.440 --> 01:55:24.320]  And he was, he said, you know, he was saying, well, you know, you really want to get into
[01:55:24.320 --> 01:55:25.320]  fight here.
[01:55:25.320 --> 01:55:29.360]  And he said, yeah, yeah, this is the fight I want to have.
[01:55:29.360 --> 01:55:33.240]  This is how we address the issue of right to travel.
[01:55:33.240 --> 01:55:42.920]  Here we've got a guy held in prison for doing something that is a right.
[01:55:42.920 --> 01:55:46.280]  Now arguing over a traffic ticket is different.
[01:55:46.280 --> 01:55:53.560]  Now we've got a guy incarcerated, show me why he's incarcerated.
[01:55:53.560 --> 01:55:56.160]  Show me the law that allows you to incarcerate him.
[01:55:56.160 --> 01:55:59.280]  He said, well, he was driving without a license.
[01:55:59.280 --> 01:56:04.760]  So, well, okay, so, well, you can't drive without a license.
[01:56:04.760 --> 01:56:08.640]  Where'd you get that nonsense from?
[01:56:08.640 --> 01:56:09.640]  Everybody knows.
[01:56:09.640 --> 01:56:11.240]  I said, come on, you're a lawyer.
[01:56:11.240 --> 01:56:14.280]  You know that's a bunch of crap, Ola.
[01:56:14.280 --> 01:56:16.400]  Everybody doesn't know any such thing.
[01:56:16.400 --> 01:56:21.040]  Either the law says something or it doesn't say something.
[01:56:21.040 --> 01:56:28.160]  He actually knew but wouldn't admit because he went back to, well, this is the way we've
[01:56:28.160 --> 01:56:29.160]  always done it.
[01:56:29.160 --> 01:56:31.600]  And I said, I understand that's how you've always done it.
[01:56:31.600 --> 01:56:38.400]  And I'm not saying that anyone involved in this acted in anything less than the best of
[01:56:38.400 --> 01:56:39.400]  faith.
[01:56:39.400 --> 01:56:46.560]  What I'm saying that they did is acted in violation of standing law and arrested this person, restricted
[01:56:46.560 --> 01:56:54.760]  him at his liberty, and maybe you don't think that's a big deal when one of your police officers,
[01:56:54.760 --> 01:56:59.800]  while he's prominently displaying a deadly weapon, that they very regularly make clear
[01:56:59.800 --> 01:57:07.320]  to the public that they are more than willing to pull and use that deadly weapon, that this
[01:57:07.320 --> 01:57:12.280]  officer committed a criminal act while explaining that this weapon is not his first and his
[01:57:12.280 --> 01:57:13.280]  liberty.
[01:57:13.280 --> 01:57:20.880]  It's not a big deal for you, but it is a really, really big deal for me.
[01:57:20.880 --> 01:57:23.880]  And he said, well, Mr. Calhoun, why is this such an issue for you?
[01:57:23.880 --> 01:57:27.720]  He said, well, your police officers have pistols.
[01:57:27.720 --> 01:57:35.000]  If this was England, when they don't carry pistols, I would be a whole lot more tolerant.
[01:57:35.000 --> 01:57:42.040]  But when someone approaches me while prominently displaying a deadly weapon and gives me all
[01:57:42.040 --> 01:57:47.640]  indication that he's more than willing to use it, I take that incredibly serious because
[01:57:47.640 --> 01:57:55.360]  Bubba, I have been on the sharp end of those things and it really, really sucks.
[01:57:55.360 --> 01:57:58.880]  I don't want to have to worry about that with my own officials.
[01:57:58.880 --> 01:58:04.200]  So when they do this thing, they better make sure the law is on their side and I don't
[01:58:04.200 --> 01:58:09.120]  care what you've been doing for the last 20 years.
[01:58:09.120 --> 01:58:19.360]  So this is one of my rants, I don't have any rants, but this is one of them.
[01:58:19.360 --> 01:58:22.880]  Hang on, we will pick you up on the other side, we're about to go to break.
[01:58:22.880 --> 01:58:27.480]  I know I may have got off the topic, when I come back from break, we'll get right back
[01:58:27.480 --> 01:58:33.680]  on topic and address some issues as to how you can go about addressing your brother's
[01:58:33.680 --> 01:58:35.920]  case or how your brother can address his case.
[01:58:35.920 --> 01:58:40.440]  This is Randy Cowell and then Mr. Stephen S. Craig, we'll go radio or call it number
[01:58:40.440 --> 01:58:50.240]  512-646-1984, we'll be right back.
[01:58:50.240 --> 01:58:55.680]  The Bible remains the most popular book in the world, yet countless readers are frustrated
[01:58:55.680 --> 01:58:58.480]  because they struggle to understand it.
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[01:59:03.880 --> 01:59:07.120]  the profound meaning of the Scripture.
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