[00:00.000 --> 00:16.000]  Mirror, mirror on the wall. Who's the biggest retailer of all? Walmart, that's who. But there's another company that's catching up and could soon surpass Walmart sales. I'm Dr. Cameron Albrecht. Back to tell you who the big bad competitor is next.
[00:16.000 --> 00:44.000]  Privacy is under attack. When you give up data about yourself, you'll never get it back again. And once your privacy is gone, you'll find your freedoms will start to vanish too. So protect your rights. Say no to surveillance and keep your information to yourself. Privacy, it's worth hanging onto. This message is brought to you by StartPage.com, the private search engine alternative to Google, Yahoo, and Bing. Start over with StartPage.
[00:46.000 --> 01:02.000]  Remember when the words Walmart struck fear in the hearts of mom and pop store owners everywhere? Well, the tables are turning and the world's largest retailer is feeling some competitive heat of its own. Who's sending chills down the spines of Walmart executives? Amazon, that's who.
[01:02.000 --> 01:25.000]  The online retailer seems to carry everything Walmart does at lower prices and bargain hunters are shopping online in record numbers. Last year, Amazon's revenues grew 41% compared to Walmart's eight. Personally, I don't love either one. I'd rather spend my hard earned dollars at locally owned brick and mortar stores where I can see, smell, and touch the merchandise and pay cash anonymously.
[01:25.000 --> 01:33.000]  I'm Dr. Catherine Albrecht for StartPage.com, the world's most private search engine.
[01:33.000 --> 01:47.000]  Ditch those greasy burgers and gooey donuts. Not only will they make you fat, they'll increase your risk of depression. I'm Dr. Catherine Albrecht, and I'll tell you about a new study on the link between fast food and poor mental health next.
[01:47.000 --> 01:58.000]  Privacy is under attack. When you give up data about yourself, you'll never get it back again. And once your privacy is gone, you'll find your freedoms will start to vanish too.
[01:58.000 --> 02:16.000]  So protect your rights. Say no to surveillance and keep your information to yourself. Privacy, it's worth hanging onto. This message is brought to you by StartPage.com, the private search engine alternative to Google, Yahoo, and Bing. Start over with StartPage.
[02:16.000 --> 02:26.000]  As if you needed another reason to eat healthy, here's one more. A new study shows the more fast food you eat, the more likely you are to become clinically depressed.
[02:26.000 --> 02:37.000]  Spanish researchers monitored 9,000 people who had never been diagnosed with depression. After just six months, they found that those who ate fast food were 50% more likely to develop depression than those who didn't.
[02:37.000 --> 02:46.000]  Even participants who ate just small amounts of fast food or commercially baked goods like donuts or croissants were more susceptible to mental illness.
[02:46.000 --> 02:52.000]  So swap those hot dogs and fries for veggies, fish, and fruit. Your mind and your middle will love you for it.
[02:52.000 --> 03:18.000]  I'm Dr. Catherine Albrecht for StartPage.com, the world's most private search engine.
[03:18.000 --> 03:31.000]  Well, I received my remedies today. I came in the rocks just like we say. I accepted both of you right away in the afternoon.
[03:31.000 --> 03:48.000]  Not later. We are originators and the pathways seem to get straighter every day. And I can take anything that belongs to me and put it to good use.
[03:48.000 --> 04:09.000]  I know some architects. I know some engineers. They see the evidence. They know certainty is quick.
[04:09.000 --> 04:24.000]  What's up with the blatant deception? What is the nature of what you might gain? I see something headed straight for you. I think it looks just like a train.
[04:24.000 --> 04:36.000]  It smells like a sham of something. I can see I'm playing faster than you. What I was good for began to don't work for you.
[04:36.000 --> 04:45.000]  Okay, we are back. Linda Kelvin, Debbie Stevens, Eddie Craig with the radio, and we're talking to Leslie in Pennsylvania.
[04:45.000 --> 04:50.000]  Leslie, do you have a question or comment?
[04:50.000 --> 05:00.000]  No, I was just wanting to know about the criminal aspect of it and where we can go from there because we can do it on a one-at-a-time basis.
[05:00.000 --> 05:08.000]  The very homeowner did it. I looked in New Jersey and Pennsylvania and they've got similar laws on fraud.
[05:08.000 --> 05:23.000]  Remember that document I sent you the other day? I had all the laws on it for Pennsylvania and how I put it together for a quiet title and everybody's got to do it to get ahead.
[05:23.000 --> 05:40.000]  Yes, I've been moving toward a quiet title, but in looking at the issues that are there, I'm looking to go for something before a quiet title.
[05:40.000 --> 05:54.000]  In Texas, we have a special law they put in to screw the Republic of Texas and that gave us a really backdoor way of sticking it to the lender.
[05:54.000 --> 06:08.000]  I haven't found something comparable in most other states, but I am finding various laws that give us tools like in California.
[06:08.000 --> 06:20.000]  The clerk is forbidden to file a document that doesn't meet the statutory requirements. It's considered a class A misdemeanor if the clerk does.
[06:20.000 --> 06:27.000]  So we can go in and say that the clerk filed this document, but it's fraudulent.
[06:27.000 --> 06:46.000]  And the clerk violated the law. She had no power to file this document because she did that. I was harmed and we asked the court to rule that this document is avoided and no force of effect to eliminate this harm caused by the clerk.
[06:46.000 --> 06:57.000]  So we're giving the court a political reason to give us the judicial decision that we want.
[06:57.000 --> 07:07.000]  I'd like to look in Pennsylvania everywhere. We're going to have access to a declaratory judgment.
[07:07.000 --> 07:16.000]  But a petition for declaratory judgment brings in both sides into an evidentiary hearing.
[07:16.000 --> 07:26.000]  I was looking for ways that have to be there in each state to correct errors in the public record.
[07:26.000 --> 07:37.000]  Say we see errors in your record that would say a document was filed in a case that's gone to probate.
[07:37.000 --> 07:49.000]  And the person who was involved at the time or possibly both of them are passed away.
[07:49.000 --> 07:58.000]  And we say this document was filed and harmed this person. And it was filed for this other guy, but they're both dead.
[07:58.000 --> 08:11.000]  So we can't have an evidentiary hearing and call them into court. What remedy do you have to correct this record?
[08:11.000 --> 08:22.000]  In every state, because the county records are so important, every state is going to have some remedy.
[08:22.000 --> 08:32.000]  I'm looking to find them where we can go in and ask the court to look at this document, look at the four corners on the document.
[08:32.000 --> 08:42.000]  We are from the four corners of the document that doesn't need to find and stand requirements and ask the court to rule that the document is void and no force of effect.
[08:42.000 --> 08:55.000]  Then we go for quiet title. Now we can go into quiet title with rest of your card. Does that make sense to us?
[08:55.000 --> 09:01.000]  Yeah, in that way, yeah. That could do it, too.
[09:01.000 --> 09:11.000]  Is there anything in Pennsylvania that you know of, any mechanism for correcting errors in the public record?
[09:11.000 --> 09:16.000]  The only way I know is to bring it before a judge.
[09:16.000 --> 09:32.000]  Well, okay, I understand that, but is there a method of doing that that is singular, or is the only method that you have a petition for declaratory judgment?
[09:32.000 --> 09:45.000]  I think it's a petition for declaratory judgment, and if the other parties can't be there in their disease, then someone would have to represent their estate, and that's who they would bring in, I would imagine.
[09:45.000 --> 09:52.000]  Yeah, well, we have one here in Texas where the other side doesn't get to show up.
[09:52.000 --> 10:09.000]  And if a document is clearly void on its face, for instance, we have a document that is required to be verified, and the document contains no jurret.
[10:09.000 --> 10:19.000]  There's nothing to argue here. This document on its face absolutely does not meet filing requirements.
[10:19.000 --> 10:32.000]  Would we have to go to court, call both the person who filed it, the person who was filed against, and have a debate over whether or not this met the requirements?
[10:32.000 --> 10:47.000]  I would think the courts would have put in an expedited procedure that would allow the court to look at this and say, yeah, there's no way this thing meets the filing requirements, and rule that it's void.
[10:47.000 --> 11:06.000]  Now, I have no problem with notifying the other side, but having an evidentiary hearing and legal argument on a document that is obviously fraudulent, or obviously insufficient, would seem judicially uneconomical.
[11:06.000 --> 11:11.000]  So I'd hope that there's something there. You might talk to the courts and see who can find something.
[11:11.000 --> 11:20.000]  If I can't, then we just have to go to quiet title. But before I got there, I'm not quite titled to a declaratory judgment.
[11:20.000 --> 11:22.000]  Yeah.
[11:22.000 --> 11:24.000]  We do that first.
[11:24.000 --> 11:25.000]  I would know.
[11:25.000 --> 11:39.000]  If we get the declaratory judgment, then the quiet title is dead big. If we don't get the declaratory judgment, we can still go for quiet title.
[11:39.000 --> 11:43.000]  Right. Right. We have to do that.
[11:43.000 --> 11:49.000]  Yeah, that's why I haven't, that's where I'm looking to go.
[11:49.000 --> 11:57.000]  Definitely, we can always go for quiet title, but I was hoping to come into the quiet title hearing with a little more clout.
[11:57.000 --> 12:13.000]  And since the clerks are so upset at the garbage that's been filed in their records, we have a lot of potential political pressure there that if we do a job right, we may be focused.
[12:13.000 --> 12:17.000]  That's what I'm hoping to find.
[12:17.000 --> 12:19.000]  Right.
[12:19.000 --> 12:23.000]  Well, I hope that all works out.
[12:23.000 --> 12:27.000]  Okay. I feel like I kind of bushwrecked you there.
[12:27.000 --> 12:36.000]  Yeah. I'm looking online right now and I'm trying to see, but I don't see anything real quick here that would do that.
[12:36.000 --> 12:42.000]  Yeah. Well, you probably won't. This is something we go talk to the clerk.
[12:42.000 --> 12:44.000]  Yeah.
[12:44.000 --> 12:46.000]  The recorder.
[12:46.000 --> 12:58.000]  It's a mechanism and it's not likely to be very widespread. This is something between the clerk and the court, just housekeeping in California.
[12:58.000 --> 13:11.000]  The evidence so far is, is that the county commissioners court, they call it the Board of Governors, can hold a hearing on this themselves and make that determination.
[13:11.000 --> 13:15.000]  Oh, that would be, that would be, pardon me.
[13:15.000 --> 13:21.000]  They had a commissioner at Deeds here for five years at terms.
[13:21.000 --> 13:23.000]  Commissioners.
[13:23.000 --> 13:29.000]  I am having trouble understanding. Can you see that? A little closer to the mic.
[13:29.000 --> 13:35.000]  There is a commission that runs for five years. You know, they elect.
[13:35.000 --> 13:40.000]  Hold on, Leslie. You're fading in and out. Get a little closer to the mic.
[13:40.000 --> 13:44.000]  I can't get much closer to my phone. I'm on my regular phone.
[13:44.000 --> 13:48.000]  Oh, okay. It made you speak a lot. Go ahead.
[13:48.000 --> 13:56.000]  Okay. They had a commission that is elected and the terms are five-year terms.
[13:56.000 --> 14:09.000]  And they are to take acknowledgement and proof of decent instruments under seal and, you know, something like that. That's, that's all I can see here.
[14:09.000 --> 14:17.000]  But I don't even know if they still use them. You know, sometimes here they repeal some many things, but they leave some traces to put their buddies in, you know.
[14:17.000 --> 14:33.000]  Okay. If the trace is there, if there is law allowing this, but it's simply not used, then you might go to the clerk and say, you know, they've screwed up your records and made this whole mess.
[14:33.000 --> 14:42.000]  You can have this tool, you can use to fix it. If you can find the tool, get it to me. I'll do some research.
[14:42.000 --> 14:51.000]  If the tool is there, we can twist the clerk's arm and get him to use it. That's the part I do best.
[14:51.000 --> 14:56.000]  Well, I'll keep looking. I'll look for that and do that.
[14:56.000 --> 15:09.000]  I have, I did so many, so many cases this week. I had that, that one fellow that he got, his mortgage was a sign under a list pendant.
[15:09.000 --> 15:14.000]  And notice of this pendant on his property and it was still a sign while he was suing for quiet title.
[15:14.000 --> 15:20.000]  So he got his default judgment against the original lender not knowing there was another lender.
[15:20.000 --> 15:26.000]  And that showed up on the records after the default judgment was entered.
[15:26.000 --> 15:37.000]  And so he had to add him to the lawsuit. And I don't understand. Does the, what does the list pendant, notice the list pendants do?
[15:37.000 --> 15:44.000]  Doesn't that put the new lender in the shoes of the other lender? And if neither one of them answered, isn't it a default against both of them?
[15:44.000 --> 15:58.000]  No, it puts the purchaser in the position that he cannot complain when he purchases the property that there is litigation against it.
[15:58.000 --> 16:03.000]  It doesn't give him a claim because he knew it was there.
[16:03.000 --> 16:04.000]  Oh, I see.
[16:04.000 --> 16:23.000]  So if you come in and sue and the suit's already there, if you win the suit, you get the property back. That means that the purchaser can't come in and raise an issue because he had full knowledge that the claim was there when he purchased the property.
[16:23.000 --> 16:33.000]  That's what the list pendants is for. And it generally scares away a buyer because they do not want to be put in that position.
[16:33.000 --> 16:41.000]  But it's enough when you purchase a property or a foreclosure that you can show it to a pair of. If there's a list pendants, it's even worse.
[16:41.000 --> 16:43.000]  This is very good.
[16:43.000 --> 16:49.000]  Lady Craig with the radio. Leslie, do you have any more for us?
[16:49.000 --> 16:53.000]  No, no, I'll let you go. I know you have other questions.
[16:53.000 --> 17:01.000]  Okay, we'll be back with call in number 512-616-19.
[17:01.000 --> 17:10.000]  At Capital Coin and Bullion, our mission is to be your preferred shopping destination by delivering excellent customer service and outstanding value at an affordable price.
[17:10.000 --> 17:14.000]  Capital Coin features a great selection of high quality coins and precious metals.
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[17:53.000 --> 18:01.000]  Visit us at CapitalCoinandBullion.com or call 512-646-6440.
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[19:01.000 --> 19:07.000]  Well, don't let nothing get to you. Only the father can deliver you.
[19:07.000 --> 19:13.000]  But don't let bad-mine people hurt you, and sell seats and get behind you.
[19:13.000 --> 19:18.000]  Don't you know what I mean? My friend, Mala Jachadi.
[19:18.000 --> 19:42.000]  C'mon, don't spin behind me crazy, tell him your problem's dead. Call on his name once again, tell him all you know he was dead.
[19:42.000 --> 19:48.000]  Hey, I'm making money, he's everything, he's everything to me, that's what I call him.
[19:48.000 --> 19:54.000]  Don't tell me me, I'm a prey to him, because he's the only one could answer him.
[19:54.000 --> 19:59.000]  They know business, what we can man say, man come you know it is fleeting.
[19:59.000 --> 20:06.000]  They can only trust in me crazy, tell him your problem's dead. Call on his name once again, tell him your problem's dead.
[20:06.000 --> 20:12.000]  Call on his name once again, tell him your problem's dead. Call on his name once again, tell him your problem's dead.
[20:12.000 --> 20:15.000]  Just be behind me crazy.
[20:15.000 --> 20:20.000]  Okay, we are back with top papers from the house of Craig Maldino.
[20:20.000 --> 20:25.000]  They will go to Ramon in Texas.
[20:25.000 --> 20:28.000]  Ramon, what do you have for us today?
[20:28.000 --> 20:31.000]  Hey Randy, thanks for taking my call.
[20:31.000 --> 20:40.000]  I want to kind of just share my most recent experience and I also want to take some time to really just encourage all of your listeners.
[20:40.000 --> 20:52.000]  Everyone that takes the time to assert their rights, their sovereignty against the corporations, because I think it's really critical and important that we do that.
[20:52.000 --> 20:57.000]  And the more that we do that, the more ground we take and that's how we'll change things.
[20:57.000 --> 21:03.000]  We'll never change things by running away. So I just wanted to make sure everyone, I just want to encourage everyone to keep pressing forward.
[21:03.000 --> 21:14.000]  Here's, I do agree with your strategy, a couple of things. On regard to the note, the promissory note, or the holder of the note, should we say?
[21:14.000 --> 21:26.000]  The note and the couple of things you have, I think you've kind of touched on it a little bit with your previous caller, but the idea or the strategy of sticking the dogs of Texas
[21:26.000 --> 21:38.000]  onto the corporations that should be following the federal codes, but particularly specifically the government code, the Texas government code, Chapter 51,
[21:38.000 --> 21:50.000]  that hopefully will create a nice domino effect, that potentially could, and I agree with you on that, so I'm kind of working on that same strategy.
[21:50.000 --> 22:02.000]  Hold on just a second. When I mentioned earlier that we had a special law in Texas, that's what Ramon was referring to, Chapter 51 of the government code.
[22:02.000 --> 22:10.000]  The Republic of Texas had been filing these liens against public officials, and technically the liens were legal.
[22:10.000 --> 22:19.000]  They weren't being used the way they were actually intended, but technically they were legal and these officials were having a heck of a time with them.
[22:19.000 --> 22:32.000]  So they got this legislation passed that let them sneak into the court, filing a pleading with the court, there's no oral argument, the judge makes his ruling based on that pleading,
[22:32.000 --> 22:44.000]  the other side's not even notified and they just tossed the lien. So they did that to get rid of these liens that were technically legal, but they were causing these guys problems.
[22:44.000 --> 22:53.000]  So we worked for them. The problem is we get to use against the banks. Okay, go ahead.
[22:53.000 --> 23:09.000]  So, okay, so on the subject of the banks now, in regard to the note, my most recent experience recently I received a letter, and here's, you know, first off, you know, I don't know if your callers know,
[23:09.000 --> 23:26.000]  but, you know, we look up the U.S., the UCC code under Article III of the Negotiable Instruments under Section 301, and it talks about enforceable, who's able to enforce those negotiable instruments, right?
[23:26.000 --> 23:38.000]  So basically this is the holder of that note, right? So here's a response I've recently gotten, and it says, quote, we cannot provide you with the original mortgage note.
[23:38.000 --> 23:54.000]  As it needs to be retained, since it documents your obligation to make payments on your mortgage stop in lieu of providing or allowing inspection of the original copy of the note we have enclosed,
[23:54.000 --> 24:06.000]  herewith a true and correct copy of the original note, unquote. The copy is a copy from the title company's copy. So it's a copy of a copy.
[24:06.000 --> 24:17.000]  So this is just, I don't even know what to say. Does anybody else out there, anyone else out there?
[24:17.000 --> 24:20.000]  You should send them a thank you note.
[24:20.000 --> 24:30.000]  You've got to hold the note. You don't send someone a copy of a copy and say, oh, I have all claims to your anything. It could be your typewriter, it could be your computer, whatever, you know, your car, who cares?
[24:30.000 --> 24:32.000]  It's a copy of a copy, something that you owe me.
[24:32.000 --> 24:42.000]  Okay, what you need to do is take their copy, scan it in at about 600 dpi.
[24:42.000 --> 25:00.000]  Okay, and then do optical character recognition on it, go in and change a few paragraphs and then print it out and make a copy of that
[25:00.000 --> 25:05.000]  and give it to them and say, is this the copy you sent me?
[25:05.000 --> 25:08.000]  They'll look at it and say, oh yeah, it is.
[25:08.000 --> 25:17.000]  But if you read this paragraph, this is a problem with these copy notes.
[25:17.000 --> 25:24.000]  I started to say earlier, what should you do? Send them a thank you note.
[25:24.000 --> 25:38.000]  You gave me something that I can take to a jury of reasonable people and they'll listen to that and they will all think, are you kidding me?
[25:38.000 --> 25:57.000]  You're saying that because you have a loan and you're holding this note as security for the obligation, nobody can look at it?
[25:57.000 --> 26:10.000]  Doug, what if you just get stupid yesterday with the UCC specifically commands that it be made available?
[26:10.000 --> 26:16.000]  If I would say thank you, thank you.
[26:16.000 --> 26:17.000]  Okay.
[26:17.000 --> 26:19.000]  Go ahead.
[26:19.000 --> 26:31.000]  No, that's a great idea. And then something else that I just kind of wanted to bring up, I mean, when it all, I look back in my records and I'm looking at my documents,
[26:31.000 --> 26:39.000]  one of the things I recently noticed was that I think it's called a 3044 form that is a standardized form.
[26:39.000 --> 26:42.000]  I think it's under the Housing and Urban Development.
[26:42.000 --> 26:50.000]  3044 is the Fannie Mae Freddie Mac.
[26:50.000 --> 27:10.000]  Right. And under the definitions, subsection E or section E of definitions on the actual form from Freddie Mac, it talks about, well, it moves on to what is line F on mine,
[27:10.000 --> 27:20.000]  my copy of the deed of trust. And in my copy of the deed of trust, which I'm sure probably everyone else's deed of trust copy, it has section E has MERS inserted into there.
[27:20.000 --> 27:26.000]  And if you go down to the transfer section.
[27:26.000 --> 27:28.000]  Oh, exactly.
[27:28.000 --> 27:40.000]  And when I do an evaluation, I take the deed of trust and I build a statement of facts. I say on this day at this time, a document is filed with the County Rec.
[27:40.000 --> 27:49.000]  The corridor titled as follows, and I copy out the title of the document, deed of trust, I drop it on the page.
[27:49.000 --> 27:59.000]  I say this document was provided to the borrower at closing by the closing trustee and contains the following footer.
[27:59.000 --> 28:02.000]  And I drop that in there.
[28:02.000 --> 28:10.000]  The judge when he reads that he's going to look at that and say, what do you put that in there for?
[28:10.000 --> 28:16.000]  And then I'll go down the document defines itself as a security instrument under paragraph A.
[28:16.000 --> 28:21.000]  Under paragraph B, it defines the borrower. Under C, it defines the lender.
[28:21.000 --> 28:25.000]  Under D, D and E sometimes switched.
[28:25.000 --> 28:34.000]  D is usually the trustee and then E is MERS and then F is the note.
[28:34.000 --> 28:43.000]  And then I go down to the transfer section and some of them will transfer the property to the trustee.
[28:43.000 --> 28:47.000]  Others will transfer the property to MERS.
[28:47.000 --> 28:59.000]  Right under the transfer section, the next paragraph, that's the tricky one.
[28:59.000 --> 29:04.000]  That paragraph, if MERS is involved in the deed of trust,
[29:04.000 --> 29:17.000]  that paragraph has language and has a front so I can read it, that takes the powers that were intended to be in the hand of MERS,
[29:17.000 --> 29:22.000]  I'm sorry, in the hand of the trustee and gives it to MERS.
[29:22.000 --> 29:25.000]  Exactly, the same power has been given.
[29:25.000 --> 29:39.000]  So what I then say in the argument in support is that in the footer, the footer purports, this document purports to be a uniform instrument.
[29:39.000 --> 29:40.000]  Right.
[29:40.000 --> 29:45.000]  It is no such thing. This is Randy Kelton, David Stevens.
[29:45.000 --> 29:48.000]  Hang on alone and we'll be right back over to the side.
[29:48.000 --> 29:57.000]  I call it number 512-646-1984. Give us a call. Fatty needs some really hard questions.
[29:57.000 --> 30:00.000]  We'll be right back.
[30:00.000 --> 30:06.000]  This is Building 7, a 47-story skyscraper that fell on the afternoon of September 11.
[30:06.000 --> 30:08.000]  The government says that fire brought it down.
[30:08.000 --> 30:13.000]  However, 1,500 architects and engineers have concluded it was a controlled demolition.
[30:13.000 --> 30:18.000]  6,000 of my fellow service members have given their lives.
[30:18.000 --> 30:20.000]  I'm not a conspiracy theorist.
[30:20.000 --> 30:21.000]  I'm a structural engineer.
[30:21.000 --> 30:22.000]  I'm a New York City correction officer.
[30:22.000 --> 30:23.000]  I'm an Air Force pilot.
[30:23.000 --> 30:25.000]  I'm the father who lost his son.
[30:25.000 --> 30:27.000]  We are Americans and we deserve the truth.
[30:27.000 --> 30:54.000]  Go to RememberBuilding7.org today.
[30:57.000 --> 31:07.000]  It is so enlightening to listen to 90.1 FM, but finding things on the Internet isn't so easy.
[31:07.000 --> 31:10.000]  And neither is finding like-minded people to share it with.
[31:10.000 --> 31:13.000]  Oh, well, I guess you haven't heard of Brave New Books then.
[31:13.000 --> 31:14.000]  Brave New Books?
[31:14.000 --> 31:19.000]  Yes. Brave New Books has all the books and DVDs you're looking for by authors like Alex Jones,
[31:19.000 --> 31:21.000]  Ron Paul and G. Edward Griffin.
[31:21.000 --> 31:25.000]  They even stock inner food, Burkey products and Calvin Soaps.
[31:25.000 --> 31:27.000]  There's no way a place like that exists.
[31:27.000 --> 31:29.000]  Go check it out for yourself.
[31:29.000 --> 31:33.000]  It's downtown at 1904 Guadalupe Street, just south of UT.
[31:33.000 --> 31:34.000]  Oh, by UT?
[31:34.000 --> 31:36.000]  There's never anywhere to park down there.
[31:36.000 --> 31:42.000]  Actually, they now offer a free hour of parking for paying customers at the 500 MLK parking facility
[31:42.000 --> 31:44.000]  just behind the bookstore.
[31:44.000 --> 31:48.000]  It does exist, but when are they open?
[31:48.000 --> 31:52.000]  Monday through Saturday, 11 a.m. to 9 p.m. and 1 to 6 p.m. on Sundays.
[31:52.000 --> 31:59.000]  So give them a call at 512-480-2503 or check out their events page at bravenewbookstore.com.
[32:22.000 --> 32:48.000]  Oh, yeah, I won't let you pull the world over my eyes.
[32:48.000 --> 32:57.000]  They must refuse your news, also come in life.
[32:57.000 --> 33:03.000]  It seems you like the best, but please take some words to my eyes.
[33:03.000 --> 33:04.000]  OK, we are back.
[33:04.000 --> 33:05.000]  Thank you, Calvin.
[33:05.000 --> 33:08.000]  There's been a great new live radio.
[33:08.000 --> 33:13.000]  We're talking to Ramon from Texas.
[33:13.000 --> 33:17.000]  Ramon, where were we when we did it out?
[33:17.000 --> 33:24.000]  Well, we left off with the conclusion that the 3044 Uniform Code that was supposed to
[33:24.000 --> 33:33.000]  be utilized during signing and the transaction of the property was modified, was changed,
[33:33.000 --> 33:37.000]  was everything, but so many things are wrong with that.
[33:37.000 --> 33:43.000]  I mean, there could be a lawsuit there because right there in itself, just based on UCC codes
[33:43.000 --> 33:48.000]  and other laws that, you know, the consumer is favored in those situations because it's
[33:48.000 --> 33:53.000]  not likely that those things were fully disclosed and the capacity and all that take into effect.
[33:53.000 --> 33:57.000]  I mean, there's some, I don't even, I don't, there in itself, there could be a suit.
[33:57.000 --> 33:59.000]  I don't know how effective it would be.
[33:59.000 --> 34:00.000]  I think it's more effective.
[34:00.000 --> 34:03.000]  Your strategy is a lot better, more clear, more simple.
[34:03.000 --> 34:13.000]  What we need to do is instead of arcane arguments, and that's why I'm saying that this issue
[34:13.000 --> 34:20.000]  of going after MERS, they're drinking the MERS Kool-Aid.
[34:20.000 --> 34:27.000]  The banks have held MERS out in front of us and waited at us like a red flag.
[34:27.000 --> 34:30.000]  That's because that's where they want us to go.
[34:30.000 --> 34:35.000]  Oh, please, Mr. Farmer, don't throw me in that bright patch.
[34:35.000 --> 34:36.000]  Yeah.
[34:36.000 --> 34:38.000]  That's not where to go.
[34:38.000 --> 34:46.000]  Now, MERS is a problem, but we've got a judge here in a local jurisdiction who just heard
[34:46.000 --> 34:50.000]  a murder case before yours and then a car accident case before that.
[34:50.000 --> 34:53.000]  And now we're going to a foreclosure case.
[34:53.000 --> 34:59.000]  And you're going to make a very sophisticated legal argument about the effects of MERS
[34:59.000 --> 35:04.000]  and on its very complex financial issues.
[35:04.000 --> 35:07.000]  And he's going to go to sleep.
[35:07.000 --> 35:19.000]  So we go to the judge and say, at closing, I'm not a sophisticated borrower, so I exercised
[35:19.000 --> 35:26.000]  due diligence and only used licensed professionals to protect my interest.
[35:26.000 --> 35:35.000]  At closing, I used a licensed professional closing agent as a trustee.
[35:35.000 --> 35:39.000]  And the agent produced the documentation used at closing.
[35:39.000 --> 35:46.000]  And since he was a trustee, it was his place to be a neutral party to ensure that both
[35:46.000 --> 35:49.000]  sides were treated fairly.
[35:49.000 --> 35:57.000]  He presented this document as if it were a uniform, Fannie Mae Freddie Mac, Fannie Mae
[35:57.000 --> 36:01.000]  Freddie Mac Uniform Instrument Number 344.
[36:01.000 --> 36:13.000]  When, in fact, it was no such thing that it contained, buried in the document, sentences
[36:13.000 --> 36:20.000]  that dramatically changed the nature of the document from a deed of trust.
[36:20.000 --> 36:24.000]  It's titled a deed of trust, and it names a trustee.
[36:24.000 --> 36:31.000]  But down in the document, it takes all the power and authority that the trustee would
[36:31.000 --> 36:37.000]  have, and it gives it to the MERS who's defined as the beneficiary.
[36:37.000 --> 36:41.000]  That's the definition of a grant, not a trust.
[36:41.000 --> 36:45.000]  Exactly, yes. Good point.
[36:45.000 --> 36:50.000]  Therefore, this document is fraught on its face.
[36:50.000 --> 36:56.000]  That's something that the judge can look at this document right in front of him, look
[36:56.000 --> 37:04.000]  at what it says, and then look at our copy of the Fannie Mae Freddie Mac Uniform Instrument
[37:04.000 --> 37:15.000]  Number 344 from the Fannie Mae website, and look at the two, and they clearly do not match.
[37:15.000 --> 37:22.000]  And not just that one has more sentences or the property description is longer on one
[37:22.000 --> 37:23.000]  than the other.
[37:23.000 --> 37:29.000]  They do not match force in substantial matters.
[37:29.000 --> 37:35.000]  That's something a judge can wrap his head around and not get lost in a lot of complicated
[37:35.000 --> 37:39.000]  arguments and give us a vacation on.
[37:39.000 --> 37:44.000]  That's my story and I'm sticking to it.
[37:44.000 --> 37:45.000]  Okay.
[37:45.000 --> 37:47.000]  Did you ask us a question?
[37:47.000 --> 37:49.000]  No, that's...
[37:49.000 --> 37:51.000]  If you have a question, just a comment.
[37:51.000 --> 37:53.000]  I don't want to be stepping in.
[37:53.000 --> 37:55.000]  No, that was pretty much it, Granny.
[37:55.000 --> 37:57.000]  I just wanted to get your feedback on that.
[37:57.000 --> 38:01.000]  I guess I could ask you any questions, but I'm going to go ahead and move on to one now
[38:01.000 --> 38:03.000]  if you've got other callers.
[38:03.000 --> 38:04.000]  Okay.
[38:04.000 --> 38:10.000]  If you're looking at the court documents, look at that one, and then look very close
[38:10.000 --> 38:13.000]  at any assignments.
[38:13.000 --> 38:25.000]  In Texas, under Texas probate code, we have the Texas Durable Power of Atturning Act.
[38:25.000 --> 38:35.000]  Under the Texas Durable Power of Atturning Act, probate code section 489, it specifically
[38:35.000 --> 38:46.000]  addresses any person who would file a document with the county registrar and it lists a set
[38:46.000 --> 38:47.000]  of documents.
[38:47.000 --> 38:56.000]  When the legislature created the county registrar's office, the legislature designated what kinds
[38:56.000 --> 39:00.000]  of documents could be filed in this registry.
[39:00.000 --> 39:07.000]  The Durable Power of Atturning Act lists each one of those documents that are allowed
[39:07.000 --> 39:14.000]  to be filed and specifically requires that anyone who would file one of these documents,
[39:14.000 --> 39:24.000]  who is not the original party, must have a power of attorney filed in the county registrar.
[39:24.000 --> 39:25.000]  Whoa.
[39:25.000 --> 39:26.000]  So chapter was that?
[39:26.000 --> 39:27.000]  What chapter again?
[39:27.000 --> 39:28.000]  I'm sorry.
[39:28.000 --> 39:30.000]  Under the probate code?
[39:30.000 --> 39:32.000]  489 probate code.
[39:32.000 --> 39:41.000]  Just go to the start page, your search engine, and do a search for Texas Durable Power of
[39:41.000 --> 39:44.000]  Atturning Act.
[39:44.000 --> 39:49.000]  You get a hit on a document that gives a nice explanation.
[39:49.000 --> 39:56.000]  Most of it goes to things in probate, but 489 does not.
[39:56.000 --> 40:01.000]  489 specifically goes to the county registrar.
[40:01.000 --> 40:09.000]  That makes, and since it specifically addresses these documents, that is a special statute
[40:09.000 --> 40:16.000]  exempted out from the normal statutes and laws as it's very specific.
[40:16.000 --> 40:22.000]  Special statute always takes precedent over a general statute.
[40:22.000 --> 40:30.000]  Guess how many powers of attorney I have found in the records of the county registrar?
[40:30.000 --> 40:31.000]  No.
[40:31.000 --> 40:36.000]  Absolutely not a single one.
[40:36.000 --> 40:40.000]  It's certainly something else we need to look at.
[40:40.000 --> 40:48.000]  The argument that I will make here, since it's in 1993, the legislature passed the Durable
[40:48.000 --> 40:56.000]  Power of Attorney Act, and it was intended at 489 that anyone who would file a document
[40:56.000 --> 41:03.000]  in the county registrar's office concerning real property be who they say they are and
[41:03.000 --> 41:07.000]  have the authority to file this document.
[41:07.000 --> 41:16.000]  Had this statute been scrupulously enforced by the clerk, this Robo-signing debacle would
[41:16.000 --> 41:19.000]  never have happened.
[41:19.000 --> 41:20.000]  Right.
[41:20.000 --> 41:29.000]  Therefore, the clerk allowed the filing of documents by persons with no power of attorney.
[41:29.000 --> 41:34.000]  That makes the clerk liable.
[41:34.000 --> 41:42.000]  Okay, when we point at the clerk and say that the clerk had no authority to file this document,
[41:42.000 --> 41:50.000]  then this document caused me harm, and this document is void for other reasons.
[41:50.000 --> 41:58.000]  Now, if we say it's void for other reasons and ask the court to rule that it's void,
[41:58.000 --> 42:03.000]  they're not going to give us the ruling on 489.
[42:03.000 --> 42:06.000]  We don't want them to.
[42:06.000 --> 42:13.000]  We want to give them something to say no with, and a good smart judge will look at this and
[42:13.000 --> 42:15.000]  know exactly what we're doing.
[42:15.000 --> 42:16.000]  Wow.
[42:16.000 --> 42:18.000]  Okay, so this is not obvious.
[42:18.000 --> 42:20.000]  I don't expect to find it.
[42:20.000 --> 42:21.000]  Hopefully it's not.
[42:21.000 --> 42:23.000]  You know, your findings are pretty much concluded.
[42:23.000 --> 42:28.000]  It's very little R, if not at all, if any at all, they're well hidden.
[42:28.000 --> 42:32.000]  So, this is a pretty strong law.
[42:32.000 --> 42:33.000]  Yeah.
[42:33.000 --> 42:39.000]  Reading the statute, it is absolutely clear.
[42:39.000 --> 42:42.000]  No wriggling there if they have an enforcement.
[42:42.000 --> 42:51.000]  So, we hold up this law as a potential threat against the clerk, and then ask the judge
[42:51.000 --> 42:55.000]  to rule that this document is void for other reasons.
[42:55.000 --> 43:03.000]  Man, you're giving a political reason to rule it void for the other reasons and protect
[43:03.000 --> 43:04.000]  the clerk.
[43:04.000 --> 43:10.000]  Okay, that's not how it's supposed to be, I understand.
[43:10.000 --> 43:16.000]  It's supposed to be that they do the right thing for the right reason, but in the world
[43:16.000 --> 43:25.000]  that I live in, it is not that way now, nor has it ever been that way, nor do we ever
[43:25.000 --> 43:27.000]  expect it to be that way.
[43:27.000 --> 43:32.000]  In the real world, everything is political.
[43:32.000 --> 43:40.000]  All politics is local, if you can generate some local politics.
[43:40.000 --> 43:52.000]  Okay, we're going to go, we're going to break, we'll be back on the other side, I'll call
[43:52.000 --> 44:01.000]  in numbers, five, one, two, six, four, six, nine, ten, eight, four, three, two, one, two,
[44:01.000 --> 44:06.000]  six, four, six, nine, ten, eight, four, three, two, one, two, one, two, three, two, one,
[44:06.000 --> 44:14.000]  two, one, two, one, two,
[44:14.000 --> 44:22.000]  three, two, one, two, four, nine, two, one, two, one, two, one, two,
[44:22.000 --> 44:29.000]  We all have our own views, we all can have them, and we can say no to that, and we can
[44:29.000 --> 44:34.000]  by a licensed attorney with 22 years of case-winning experience.
[44:34.000 --> 44:38.000]  Even if you're not in a lawsuit, you can learn what everyone should understand
[44:38.000 --> 44:43.000]  about the principles and practices that control our American courts.
[44:43.000 --> 44:47.000]  You'll receive our audio classroom, video seminar, tutorials,
[44:47.000 --> 44:52.000]  forms for civil cases, prosa tactics, and much more.
[44:52.000 --> 44:56.000]  Please visit ruleoflawradio.com and click on the banner.
[44:56.000 --> 45:01.000]  Or call toll-free 866-LAW-EZ.
[45:01.000 --> 45:05.000]  The Oklahoma City bombing, Top-Con reasons to question the official story,
[45:05.000 --> 45:09.000]  reason number one, John Doe number two, and other accomplices.
[45:09.000 --> 45:14.000]  On the day of the bombing, nearly all of the witnesses that saw Tim McVeigh and the right-of-truck
[45:14.000 --> 45:17.000]  report that he was accompanied by other perpetrators.
[45:17.000 --> 45:21.000]  The FBI and federal prosecutors insist that Tim McVeigh alone
[45:21.000 --> 45:25.000]  delivered the right-of-truck bomb to the Murrah Building and detonated it.
[45:25.000 --> 45:29.000]  The only witness the government produced to place McVeigh at the building that morning,
[45:29.000 --> 45:33.000]  Dana Bradley, who lost her children and one of her legs in the bombing,
[45:33.000 --> 45:37.000]  testified that she saw McVeigh with another man, the faithful John Doe number two,
[45:37.000 --> 45:39.000]  exiting the right-of-truck.
[45:39.000 --> 45:43.000]  While at least 15 other witnesses claim to have seen McVeigh with other perpetrators
[45:43.000 --> 45:49.000]  the day of the bombing, no less than 226 witnesses placed him with other men
[45:49.000 --> 45:53.000]  in the days before the bombing, including when he rented the right-of-truck.
[45:53.000 --> 45:57.000]  And in some cases, have positively identified the other perpetrators.
[45:57.000 --> 46:23.000]  For more information, please visit okcbombingtruth.com.
[46:23.000 --> 46:39.000]  We are back.
[46:39.000 --> 46:43.000]  We are back.
[46:43.000 --> 46:45.000]  Our call-in lines are open.
[46:45.000 --> 46:57.000]  If you have a question or comment on whether it's on this topic or not,
[46:57.000 --> 46:59.000]  give us a call.
[46:59.000 --> 47:05.000]  Get in line so at the end you don't wind up waiting a long time and then not getting on.
[47:05.000 --> 47:09.000]  We always hate it when we can't get to everyone.
[47:09.000 --> 47:12.000]  So give us a call as early as you can.
[47:12.000 --> 47:17.000]  Okay, we are going to go to Chris in Texas.
[47:17.000 --> 47:21.000]  Chris, what have you been up to?
[47:21.000 --> 47:32.000]  I've been up to, you know, the same old same old giving these guys heck over here in Fort Worth.
[47:32.000 --> 47:37.000]  Johnson County, one of my favorite places.
[47:37.000 --> 47:43.000]  Oh, no, that's your brother in Johnson County.
[47:43.000 --> 47:49.000]  Have you ever seen the grand jury room in Tarrant County?
[47:49.000 --> 47:52.000]  Not on the inside, no.
[47:52.000 --> 48:00.000]  You might ask them to let you take a tour and see if they still have my picture hanging up in there.
[48:00.000 --> 48:04.000]  A friend of mine's son was a sergeant in the Sheriff's Department.
[48:04.000 --> 48:09.000]  He got the grand jury duty and he came to Jim and said, Jim,
[48:09.000 --> 48:14.000]  what is Randy Calton's picture doing hanging in the grand jury room with a note that says,
[48:14.000 --> 48:19.000]  if you see this man called security?
[48:19.000 --> 48:24.000]  Well, I'm hoping I'm working on getting my picture up next year.
[48:24.000 --> 48:29.000]  Okay, get a little closer to the mic and kind of fade in now.
[48:29.000 --> 48:31.000]  Is that better?
[48:31.000 --> 48:32.000]  Better.
[48:32.000 --> 48:37.000]  Okay, I'm hoping I'm working on getting my picture right up next to yours.
[48:37.000 --> 48:40.000]  Well, that would be great.
[48:40.000 --> 48:43.000]  So what are you up to now?
[48:43.000 --> 48:56.000]  All right, of course, you know, I sent a sworn affidavit down there piling a charge against the police officer
[48:56.000 --> 49:04.000]  and I just received in the mail today this thing from the Fort Worth Police Department
[49:04.000 --> 49:06.000]  and it's a beauty.
[49:06.000 --> 49:09.000]  I think you'll like it.
[49:09.000 --> 49:12.000]  Yeah, let me just read you the first paragraph in this thing.
[49:12.000 --> 49:17.000]  It says on July 24, 2012, the Tarrant County District Attorney's Office
[49:17.000 --> 49:21.000]  notified the Fort Worth Police Department's internal affairs section
[49:21.000 --> 49:27.000]  that the motorized sworn affidavit had been mailed to them from Chris.
[49:27.000 --> 49:35.000]  I took possession of this affidavit and spoke with you over the phone on July 25, 2012.
[49:35.000 --> 49:41.000]  I advised you that you need to meet with me and file a formal complaint.
[49:41.000 --> 49:47.000]  This requires that you provide a signed and sworn statement documenting specific allegations.
[49:47.000 --> 49:53.000]  You told me that you would call back with a daytime convenient for yourself and the witness,
[49:53.000 --> 49:57.000]  but I have not heard from you.
[49:57.000 --> 50:03.000]  He full on admits that the prosecutor gave him the affidavit.
[50:03.000 --> 50:05.000]  Yeah, I got that.
[50:05.000 --> 50:09.000]  Did he indicate any action he was going to take?
[50:09.000 --> 50:11.000]  Oh, well, that's here in the second paragraph.
[50:11.000 --> 50:19.000]  It says, in order for this matter to be investigated, I must meet with you to find out more information.
[50:19.000 --> 50:23.000]  I will need to verify your identity, collect your signed, sworn statement,
[50:23.000 --> 50:27.000]  and have you identify the involved officer's photo.
[50:27.000 --> 50:34.000]  Your participation is mandatory for an investigation to begin.
[50:34.000 --> 50:41.000]  The notarized affidavit you mailed does not provide sufficient details.
[50:41.000 --> 50:45.000]  Stop, stop. Start again, you kind of faded there for a moment.
[50:45.000 --> 50:47.000]  Okay.
[50:47.000 --> 50:49.000]  From the notarized affidavit?
[50:49.000 --> 50:50.000]  Yes.
[50:50.000 --> 50:52.000]  Randy, I don't think it's actually him that's fading.
[50:52.000 --> 50:54.000]  It's what you're hearing.
[50:54.000 --> 50:55.000]  Oh, okay.
[50:55.000 --> 50:56.000]  Then I'll be quiet.
[50:56.000 --> 50:57.000]  It may just be my side.
[50:57.000 --> 50:59.000]  My pauses.
[50:59.000 --> 51:07.000]  The notarized affidavit you mailed does not provide sufficient details to support a charge against the involved officer.
[51:07.000 --> 51:14.000]  For this investigation to proceed, you must meet with me and file a formal complaint documenting,
[51:14.000 --> 51:20.000]  documented in a signed statement.
[51:20.000 --> 51:22.000]  Okay.
[51:22.000 --> 51:31.000]  I would do that and agree to meet with him in a public place.
[51:31.000 --> 51:34.000]  Do not go to the police department.
[51:34.000 --> 51:45.000]  Do not go without a witness and make sure you have both of you have at least two recorders.
[51:45.000 --> 51:47.000]  Okay.
[51:47.000 --> 51:55.000]  When you sit down to talk to him, you take the first recorder, place it on the table,
[51:55.000 --> 52:03.000]  and when he asks you to turn it off, tell him, sure, quick.
[52:03.000 --> 52:13.000]  There's something about people they just never expect you to have a second one.
[52:13.000 --> 52:14.000]  I can do that.
[52:14.000 --> 52:17.000]  Yeah.
[52:17.000 --> 52:30.000]  Make sure and make sure both of you have a recorder because these police officers will live with the truth and do better.
[52:30.000 --> 52:38.000]  I think they have regular courses on test alive.
[52:38.000 --> 52:45.000]  And it's an odd thing. You put the recorder out there and turn it off.
[52:45.000 --> 52:58.000]  Now he will be a lot more open and potentially more incriminating than he would have been if the recorder was never shown.
[52:58.000 --> 53:08.000]  Because he knows he'll lie like dogs and the judge will listen to everything he says.
[53:08.000 --> 53:12.000]  You don't tell him about the second one.
[53:12.000 --> 53:18.000]  But go and do that and then get evidence that he has the document.
[53:18.000 --> 53:24.000]  Ask him, do you have the complaint that I filed?
[53:24.000 --> 53:29.000]  And if he says yes, ask him to show it to you so you can, you haven't read it lately.
[53:29.000 --> 53:32.000]  You want to make sure that you fill in any empty spaces.
[53:32.000 --> 53:36.000]  Get him to show you that he hasn't.
[53:36.000 --> 53:37.000]  Okay.
[53:37.000 --> 53:46.000]  And then I would say at this point, this interview is terminated.
[53:46.000 --> 53:54.000]  And if he asks why you tell him I will be filing criminal accusations against you.
[53:54.000 --> 54:02.000]  Therefore, it would be inappropriate for us to have any further conversations.
[54:02.000 --> 54:14.000]  If he asks you what criminal complaints you tell him, I will take that up with the Chief Justice of the Supreme.
[54:14.000 --> 54:19.000]  It's called tampering with a government document.
[54:19.000 --> 54:29.000]  Article 2.03, Texas Code of Criminal Procedure is very clear as to what a prosecuting attorney
[54:29.000 --> 54:38.000]  must do when he is made known that a public official has violated a law relating to his office
[54:38.000 --> 54:47.000]  that does not include forwarding the complaint to the police in agency that has been accused.
[54:47.000 --> 54:51.000]  This was not an administrative complaint.
[54:51.000 --> 54:54.000]  This was a criminal complaint.
[54:54.000 --> 54:56.000]  He must get it to the grand jury.
[54:56.000 --> 55:04.000]  He secreted a document from the department or person it was directed to.
[55:04.000 --> 55:08.000]  And that is a violation of 3710 penal code.
[55:08.000 --> 55:11.000]  It is a felony in the state of Texas.
[55:11.000 --> 55:14.000]  It's a felony for the prosecutor to give it to him.
[55:14.000 --> 55:18.000]  It's a felony for him to accept it.
[55:18.000 --> 55:19.000]  Ah, I see.
[55:19.000 --> 55:23.000]  I'm glad I called you and talked to you because I did not know that part.
[55:23.000 --> 55:27.000]  So agree to meet with him.
[55:27.000 --> 55:32.000]  If you have to do it in his office, just take someone with you.
[55:32.000 --> 55:34.000]  And if he asks you, why are they here?
[55:34.000 --> 55:35.000]  I said, need them as a witness.
[55:35.000 --> 55:37.000]  Well, why do you need a witness?
[55:37.000 --> 55:43.000]  Because I think you guys would lie when the truth is too better.
[55:43.000 --> 55:50.000]  If you don't like it tough, then ask him to produce the complaint.
[55:50.000 --> 55:58.000]  Once he shows you that he has it, you have the evidence you need, then you terminate the interview.
[55:58.000 --> 56:00.000]  Okay.
[56:00.000 --> 56:09.000]  You leave him standing there with his mouth hanging open wondering what just happened.
[56:09.000 --> 56:13.000]  Just one caution.
[56:13.000 --> 56:16.000]  Don't have too much fun with this.
[56:16.000 --> 56:22.000]  I'm trying not to.
[56:22.000 --> 56:23.000]  Okay.
[56:23.000 --> 56:25.000]  Do you have anything else for us?
[56:25.000 --> 56:27.000]  Got one last question for you.
[56:27.000 --> 56:28.000]  Okay.
[56:28.000 --> 56:36.000]  I finally heard from the court down there in regard to my information request.
[56:36.000 --> 56:37.000]  Yes.
[56:37.000 --> 56:43.000]  And I got a phone call from the day and they said I could come down there Monday morning at 11 a.m.
[56:43.000 --> 56:50.000]  But I absolutely under no circumstances could have copies of any of the documents.
[56:50.000 --> 56:54.000]  What was the nature of the documents?
[56:54.000 --> 57:06.000]  The court dockets were the court dockets where everybody could appear before the judge and the affidavits.
[57:06.000 --> 57:09.000]  And they said you could not have copies.
[57:09.000 --> 57:14.000]  She said under no circumstances could I have copies of any of the documents.
[57:14.000 --> 57:15.000]  Okay.
[57:15.000 --> 57:21.000]  Now, this might be a little too much fun, but hang on here.
[57:21.000 --> 57:36.000]  When you go down there, take a camera with you or a smart phone to work just fine and then ask security to come with you.
[57:36.000 --> 57:42.000]  Clerks, if you do anything they don't like, they call security.
[57:42.000 --> 57:48.000]  They just don't know what to do when you bring security with you.
[57:48.000 --> 57:50.000]  This is so much fun.
[57:50.000 --> 57:51.000]  Okay.
[57:51.000 --> 57:55.000]  You ask security to come with you and he's going to say, why do you need security?
[57:55.000 --> 57:58.000]  I said, well, I think the court is going to come in front.
[57:58.000 --> 58:02.000]  And when she does, I want it committed in your sight and in your presence.
[58:02.000 --> 58:06.000]  I'm not going to let you do this.
[58:06.000 --> 58:08.000]  That'll get him excited.
[58:08.000 --> 58:09.000]  Okay.
[58:09.000 --> 58:10.000]  Hang on.
[58:10.000 --> 58:11.000]  We're about to go to break.
[58:11.000 --> 58:14.000]  We'll have some more fun with this when we get back.
[58:14.000 --> 58:16.000]  This is Randy Kelkin.
[58:16.000 --> 58:23.000]  Randy Kelkin radio, our calling number is five one, two, six, four, six, nine, eight, four.
[58:23.000 --> 58:26.000]  We're going to our top of the hour break.
[58:26.000 --> 58:27.000]  We'll come back.
[58:27.000 --> 58:30.000]  We have Francis and Ilhan.
[58:30.000 --> 58:34.000]  We'll pick you up on the other side.
[58:34.000 --> 58:36.000]  Have a question or comment.
[58:36.000 --> 58:38.000]  Give us a call.
[58:38.000 --> 58:40.000]  Got one more hour.
[58:40.000 --> 58:42.000]  We'll be right back.
[58:42.000 --> 58:55.840]  The Bible remains the most popular book in the world, yet countless readers are frustrated
[58:55.840 --> 58:58.640]  because they struggle to understand it.
[58:58.640 --> 59:04.040]  Some new translations try to help by simplifying the text, but in the process can compromise
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[59:23.680 --> 59:28.400]  into the riches of the Word beyond which you've ever experienced before.
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[59:43.960 --> 01:00:02.640]  or by ordering online at freestudybible.com.
[01:00:02.640 --> 01:00:04.960]  Japan is number one in life expectancy, right?
[01:00:04.960 --> 01:00:06.600]  Well, maybe not.
[01:00:06.600 --> 01:00:10.800]  Recent discoveries have people wondering if those famous 100-year-old Japanese aren't
[01:00:10.800 --> 01:00:11.800]  just a scam.
[01:00:11.800 --> 01:00:16.600]  I'm Dr. Cameron Albright, back with the bizarre details next.
[01:00:16.600 --> 01:00:18.320]  Privacy is under attack.
[01:00:18.320 --> 01:00:21.920]  When you give up data about yourself, you'll never get it back again.
[01:00:21.920 --> 01:00:26.920]  And once your privacy is gone, you'll find your freedoms will start to vanish too.
[01:00:26.920 --> 01:00:28.440]  So protect your rights.
[01:00:28.440 --> 01:00:32.200]  Say no to surveillance and keep your information to yourself.
[01:00:32.200 --> 01:00:34.680]  Privacy, it's worth hanging on to.
[01:00:34.680 --> 01:00:40.320]  This message is brought to you by startpage.com, the private search engine alternative to Google,
[01:00:40.320 --> 01:00:42.040]  Yahoo and Bing.
[01:00:42.040 --> 01:00:45.480]  Start over with start page.
[01:00:45.480 --> 01:00:49.040]  For Japanese investigators, it was a gruesome discovery.
[01:00:49.040 --> 01:00:53.600]  The bones of an elderly woman thought to be alive were found in a backpack belonging
[01:00:53.600 --> 01:00:54.600]  to her son.
[01:00:54.600 --> 01:00:58.800]  Why had he stashed his mother's remains instead of giving her a decent burial?
[01:00:58.800 --> 01:01:02.400]  Well, the sordid truth was more about money than gruesomeness.
[01:01:02.400 --> 01:01:07.320]  As it happens, he never reported his mother's death back in 2001 and had been collecting
[01:01:07.320 --> 01:01:09.560]  her benefits ever since.
[01:01:09.560 --> 01:01:14.960]  The discovery is just one of many suggesting the Japanese may not live as long as we thought.
[01:01:14.960 --> 01:01:20.920]  In a nationwide search, more than 200,000 so-called centenarians or 100-year-olds have turned
[01:01:20.920 --> 01:01:22.720]  up to be dead or missing.
[01:01:22.720 --> 01:01:30.400]  At Dr. Gavron Albrecht for StartPage.com, the world's most private search engine.
[01:01:30.400 --> 01:01:39.400]  Will the Brits borrow Beijing's big brother taxi tricks for the 2012 Olympics?
[01:01:39.400 --> 01:01:43.160]  A late document suggests they just made copy of their communist comrades.
[01:01:43.160 --> 01:01:47.520]  I'm Dr. Gavron Albrecht and I'll tell you more about the Chinese cab keepers in just
[01:01:47.520 --> 01:01:49.200]  a moment.
[01:01:49.200 --> 01:01:50.920]  Privacy is under attack.
[01:01:50.920 --> 01:01:54.520]  When you give up data about yourself, you'll never get it back again.
[01:01:54.520 --> 01:01:59.520]  And once your privacy is gone, you'll find your freedoms will start to vanish too.
[01:01:59.520 --> 01:02:04.480]  So protect your rights, say no to surveillance and keep your information to yourself.
[01:02:04.480 --> 01:02:07.280]  Privacy, it's worth hanging on to.
[01:02:07.280 --> 01:02:12.840]  This message is brought to you by StartPage.com, the private search engine alternative to Google,
[01:02:12.840 --> 01:02:14.600]  Yahoo and Bing.
[01:02:14.600 --> 01:02:18.120]  Start over with StartPage.
[01:02:18.120 --> 01:02:23.080]  The Chinese government took surreptitious listening to a whole new level during the 2008 Beijing
[01:02:23.080 --> 01:02:24.400]  Olympics.
[01:02:24.400 --> 01:02:29.160]  Big brother taxis were fitted with GPS devices and microphones so police could monitor
[01:02:29.160 --> 01:02:33.640]  conversations, track vehicle movements and even stop cabs at will.
[01:02:33.640 --> 01:02:38.640]  While the Chinese cab keepers were in character for our communist comrades, the big surprise
[01:02:38.640 --> 01:02:43.320]  is Britain's interest in adopting those same tactics for their 2012 Olympics.
[01:02:43.320 --> 01:02:47.400]  A leaked Scotland Yard report indicated the Brits found lessons to be learned from the
[01:02:47.400 --> 01:02:48.880]  Chinese tracking techniques.
[01:02:48.880 --> 01:02:53.480]  While it's still not clear how far the Brits are willing to go, the country's home office
[01:02:53.480 --> 01:02:57.240]  has confirmed it is looking into technology for remotely stopping vehicles.
[01:02:57.240 --> 01:03:02.240]  I'm Dr. Katherine Albrecht for StartPage.com, the world's most private search engine.
[01:03:27.240 --> 01:03:41.240]  Okay, we are back, Dr. Steven B. Craig with our radio and we're talking to Chris from
[01:03:41.240 --> 01:03:42.240]  Texas.
[01:03:42.240 --> 01:03:50.320]  And okay, this is a routine that I use whenever I expect the clerk to do any song and dance
[01:03:50.320 --> 01:03:53.200]  or sell some dirty pants.
[01:03:53.200 --> 01:03:58.000]  Clerks are not very good at jerking people around.
[01:03:58.000 --> 01:04:07.800]  They're used to dealing with lawyers and judges, in which case they tend to be very subservient.
[01:04:07.800 --> 01:04:14.360]  And then they deal with the public and they make up for it, well, mostly I shouldn't disparage
[01:04:14.360 --> 01:04:15.360]  clerks.
[01:04:15.360 --> 01:04:20.520]  They are, for the most part, very cordial, very helpful.
[01:04:20.520 --> 01:04:23.800]  They tend to have no dog in this hunt.
[01:04:23.800 --> 01:04:30.480]  Now this clerk who's saying that under no circumstances can you make a copy, I don't
[01:04:30.480 --> 01:04:38.240]  know where she's getting that, but it has no basis in law.
[01:04:38.240 --> 01:04:44.600]  So she is, she maybe have been instructed by a judge and we, but we don't care.
[01:04:44.600 --> 01:04:53.000]  If I tell you to go out and rob a convenience store, you can't use that as a defense.
[01:04:53.000 --> 01:05:01.240]  So if you expect the clerk to give you a problem, then you take security with you because you
[01:05:01.240 --> 01:05:08.000]  don't, she'll call security, it works a whole life better when you brought them with you.
[01:05:08.000 --> 01:05:14.880]  And just be very professional, you know, tell them I need security and if the, whoever you're
[01:05:14.880 --> 01:05:20.600]  talking to refuses, it's okay to evaluate the guy.
[01:05:20.600 --> 01:05:29.960]  If the guy doesn't look very smart, asking who is the head of security for the courthouse.
[01:05:29.960 --> 01:05:30.960]  Okay.
[01:05:30.960 --> 01:05:33.760]  And tell him you want to talk to him.
[01:05:33.760 --> 01:05:39.520]  And if he asks you why, I want to talk to him because I have business with him, not
[01:05:39.520 --> 01:05:41.520]  with you.
[01:05:41.520 --> 01:05:45.280]  Get me the head of security.
[01:05:45.280 --> 01:05:49.280]  And I always do that when I got one that's got attitude.
[01:05:49.280 --> 01:05:55.840]  And generally the guys with the attitude to like the school yard bullies, they bully anyone
[01:05:55.840 --> 01:06:01.880]  they think they can, but anybody above them, they become a little pussycats.
[01:06:01.880 --> 01:06:09.240]  So when you don't buy his crapola, or even if he doesn't, if he refuses to stick out
[01:06:09.240 --> 01:06:12.840]  your cell phone, call the sheriff's department.
[01:06:12.840 --> 01:06:16.160]  Make sure you have the non-modancy number for the sheriff's department before you go
[01:06:16.160 --> 01:06:17.160]  in.
[01:06:17.160 --> 01:06:18.160]  Okay.
[01:06:18.160 --> 01:06:25.600]  And you'll get dispatched and asked for the sheriff, they'll tell you that he's busy.
[01:06:25.600 --> 01:06:32.280]  Well, give me the captain or major, whoever the guy is, just under the sheriff.
[01:06:32.280 --> 01:06:35.520]  And then I'll ask you why I'm here, tell him why I'm here at the courthouse and I need
[01:06:35.520 --> 01:06:42.600]  security because I expect the clerk to find me the law relating to your office and I need
[01:06:42.600 --> 01:06:46.000]  security there in case it occurs.
[01:06:46.000 --> 01:06:51.680]  And I'll talk to one of your security guards here and he wants to play Mr. Macho instead
[01:06:51.680 --> 01:06:52.680]  of doing his job.
[01:06:52.680 --> 01:07:01.280]  So I need you to get me someone who can escort me to the clerk's office to ensure that the
[01:07:01.280 --> 01:07:04.160]  clerk doesn't commit a crime.
[01:07:04.160 --> 01:07:09.040]  Now, this is not something they will have experienced before.
[01:07:09.040 --> 01:07:13.840]  It's best if you wear a suit and tie.
[01:07:13.840 --> 01:07:20.040]  Look like a lawyer or look like some important official and they have no idea who you are.
[01:07:20.040 --> 01:07:25.400]  And then you go to the clerk and ask to see the documents and then ask and give her a
[01:07:25.400 --> 01:07:35.920]  written request for preferably certified copies of the documents, hand it to her in front
[01:07:35.920 --> 01:07:41.360]  of security and let her do whatever she wants to do.
[01:07:41.360 --> 01:07:46.440]  She says that she told you you can't have any copies of this and you turn to the officer
[01:07:46.440 --> 01:07:53.720]  and say, did you hear that and he'll say yes, I did say arrest her and he's going to tell
[01:07:53.720 --> 01:08:02.480]  you that why should I arrest her with denying me access to public records for examination
[01:08:02.480 --> 01:08:10.840]  or copying or both as the law requires the clerk exoded or purported to exoding authority
[01:08:10.840 --> 01:08:17.960]  which she does not expressly have, which is a violation of 39.03 penal code, which is
[01:08:17.960 --> 01:08:18.960]  a classic.
[01:08:18.960 --> 01:08:23.760]  This is arrest her and then he's going to say he can't arrest her.
[01:08:23.760 --> 01:08:24.760]  Of course you can't.
[01:08:24.760 --> 01:08:28.080]  Just throw the cuffs on her and drag her off to jail.
[01:08:28.080 --> 01:08:36.360]  Heck, he ain't got far to go and kind of go where it's at and he will ultimately refute
[01:08:36.360 --> 01:08:39.760]  and then leave.
[01:08:39.760 --> 01:08:44.200]  And it's going to get real excited in the courthouse and there's a good chance before
[01:08:44.200 --> 01:08:50.760]  you get home you'll get a call telling you that you can come back and get copies of those
[01:08:50.760 --> 01:08:54.240]  or the copies will be provided.
[01:08:54.240 --> 01:08:58.560]  And then you go, I would suggest that when you leave you go with the district attorney's
[01:08:58.560 --> 01:08:59.560]  office.
[01:08:59.560 --> 01:09:04.520]  You might want to have a set of complaints already made up.
[01:09:04.520 --> 01:09:07.320]  So all you have to do is sign them.
[01:09:07.320 --> 01:09:13.000]  And you can download the complaints off of juracyimprovements.com, the blank forms and
[01:09:13.000 --> 01:09:19.320]  just fill in your, best if you put it on the computer, you know, to download the electronic
[01:09:19.320 --> 01:09:27.720]  and fill in that on this day at the time you, in response to your request for access, you
[01:09:27.720 --> 01:09:36.480]  attempted to secure copies of court records and the clerk refused to provide you with
[01:09:36.480 --> 01:09:45.960]  those copies, said act has the effect of the clerk exerted or purported to exerting
[01:09:45.960 --> 01:09:52.800]  authority she does not express to have in violation of 3903P code.
[01:09:52.800 --> 01:10:02.360]  And when she does that, just take it out and sign it and hand it to the security and ask
[01:10:02.360 --> 01:10:04.240]  him to verify your signature.
[01:10:04.240 --> 01:10:11.080]  He's going to get real excited and when he receives this, okay, where is the district
[01:10:11.080 --> 01:10:12.080]  attorney's office?
[01:10:12.080 --> 01:10:21.440]  You go to the district attorney's office now, here's a strategy for the district attorney's
[01:10:21.440 --> 01:10:22.440]  office.
[01:10:22.440 --> 01:10:29.280]  When you get district attorney's office, you want to have one of these complaints made
[01:10:29.280 --> 01:10:33.240]  out and verified.
[01:10:33.240 --> 01:10:40.440]  Take it to a note and have it verified and have that in your hand.
[01:10:40.440 --> 01:10:44.240]  And actually this should be true.
[01:10:44.240 --> 01:10:49.280]  Go get one verified first because you can't have it verified before it happens.
[01:10:49.280 --> 01:10:54.480]  So yes, the police officer to do it and he didn't, then you ask him where the district
[01:10:54.480 --> 01:10:58.520]  attorney's office is and he'll tell you and then they'll give it back away from you.
[01:10:58.520 --> 01:11:04.400]  And then you leave the building, take a second copy, have it verified by a note, you can
[01:11:04.400 --> 01:11:07.480]  get that done at the bank, you see.
[01:11:07.480 --> 01:11:13.680]  Go back down there to the district attorney's office and ask to speak to a prosecutor.
[01:11:13.680 --> 01:11:14.680]  And they'll ask what it's about.
[01:11:14.680 --> 01:11:21.000]  He says, well, I have some criminal complaints to file against the public officials.
[01:11:21.000 --> 01:11:28.680]  And you should prepare a complaint against the bailiff for security, for shielding from
[01:11:28.680 --> 01:11:29.680]  prosecution.
[01:11:29.680 --> 01:11:31.840]  You had both of those.
[01:11:31.840 --> 01:11:40.480]  You come back and you ask for a prosecutor, they'll send out an investigator.
[01:11:40.480 --> 01:11:43.720]  So you want your unverified copy.
[01:11:43.720 --> 01:11:46.920]  You ask the investigator, are you a prosecuting attorney?
[01:11:46.920 --> 01:11:50.760]  You would say, no, I'm an investigator.
[01:11:50.760 --> 01:11:54.200]  Are you a certified police officer?
[01:11:54.200 --> 01:11:58.680]  You'll say, yes, I am here to verify this.
[01:11:58.680 --> 01:12:04.480]  That's when he gets excited.
[01:12:04.480 --> 01:12:09.640]  He will take that back to the prosecutor attorney and that's when we'll usually get a prosecutor.
[01:12:09.640 --> 01:12:18.800]  And when the prosecutor comes out, he'll most likely have to complaint and he'll say, well,
[01:12:18.800 --> 01:12:21.200]  we can't verify this, I absolutely can't.
[01:12:21.200 --> 01:12:26.520]  He'll say, well, we're not going to, that's OK, here, take this one, handing the verified
[01:12:26.520 --> 01:12:36.560]  copy and you don't care what he does with it, then don't tell him it's a verified copy.
[01:12:36.560 --> 01:12:40.640]  He said, here, then I'd like you to look at this document when he takes it.
[01:12:40.640 --> 01:12:45.600]  It's the verified copy and he's going to want to give it back to you.
[01:12:45.600 --> 01:12:52.520]  You got it, you keep it and he may tell you he's going to throw in the trash and you don't
[01:12:52.520 --> 01:12:56.080]  care what he does with it, then you leave.
[01:12:56.080 --> 01:13:02.200]  Then you prepare criminal complaints against the prosecutor for not taking your criminal
[01:13:02.200 --> 01:13:04.680]  complaints against his two officials.
[01:13:04.680 --> 01:13:11.440]  He said that to the Chief Justice of the Supreme.
[01:13:11.440 --> 01:13:20.120]  Now, the Chief Justice will have already had this done to him by now and he will begin
[01:13:20.120 --> 01:13:27.200]  to get the message, he is not going to be a happy camper and he will let the prosecutor
[01:13:27.200 --> 01:13:34.200]  know that he is not a happy camper, we let this jerk come into your court and set me
[01:13:34.200 --> 01:13:35.200]  up.
[01:13:35.200 --> 01:13:41.640]  I am not pleased, fix it.
[01:13:41.640 --> 01:13:50.280]  We get ourselves a little politics, a little politics that is local and the problem the
[01:13:50.280 --> 01:13:58.280]  judge has is without regard to the validity of your complaints.
[01:13:58.280 --> 01:14:08.120]  The perception is everything and Ken's four rules, first rule is perception is everything.
[01:14:08.120 --> 01:14:15.400]  Second rule is everything is political and the sub rule of that is all politics is local.
[01:14:15.400 --> 01:14:24.760]  Third rule is document, document, document, I'm sorry, third rule, first rule is everything
[01:14:24.760 --> 01:14:34.880]  is perception is everything, everything is political, third rule is everything is negotiable.
[01:14:34.880 --> 01:14:37.760]  The fourth rule is document, document, document.
[01:14:37.760 --> 01:14:47.040]  So the Chief Justice, he is the highest one in the Becken order and he knows he lives in
[01:14:47.040 --> 01:14:52.520]  a bucket full of crabs and he's the top crab.
[01:14:52.520 --> 01:14:57.720]  All the crabs are below, I'm trying to pull him down so they can take his place.
[01:14:57.720 --> 01:15:08.960]  You have just created political cannon fire that will create the perception of misconduct.
[01:15:08.960 --> 01:15:15.560]  Whether he believes the misconduct was real or not, the perception is all that his opponent
[01:15:15.560 --> 01:15:18.840]  needs to discredit him.
[01:15:18.840 --> 01:15:19.840]  That's the politics.
[01:15:19.840 --> 01:15:29.560]  All right, does it sound like fun and it makes it easier when you do the first steps if you
[01:15:29.560 --> 01:15:34.560]  already know what the next two or three steps are going to be.
[01:15:34.560 --> 01:15:40.840]  If at any point they do what they're supposed to, wonderful, except if the clerk denies
[01:15:40.840 --> 01:15:48.680]  you the records and then you start to routine and then she decides to produce the records.
[01:15:48.680 --> 01:15:54.560]  I suggest you tell the clerk what I told the clerk in Randall County and actually I told
[01:15:54.560 --> 01:16:01.040]  Sheriff's Deputy, the security when the clerk came out with the records and started to talk
[01:16:01.040 --> 01:16:02.040]  to me.
[01:16:02.040 --> 01:16:04.840]  I told his lieutenant, no, I can't talk to you guys.
[01:16:04.840 --> 01:16:07.520]  I'm going to be filing criminal charges against you.
[01:16:07.520 --> 01:16:11.080]  So it would be inappropriate for us to have any conversation.
[01:16:11.080 --> 01:16:15.560]  And the sergeant said, well, she's got the records you asked for.
[01:16:15.560 --> 01:16:17.200]  Sorry, Bubba.
[01:16:17.200 --> 01:16:22.000]  That bill's been wrong.
[01:16:22.000 --> 01:16:29.200]  The look on the clerk's face was absolutely priceless.
[01:16:29.200 --> 01:16:34.800]  She had this look and said, I can't believe this is happening.
[01:16:34.800 --> 01:16:35.800]  Okay.
[01:16:35.800 --> 01:16:36.800]  That's my story.
[01:16:36.800 --> 01:16:37.800]  We've got to do it.
[01:16:37.800 --> 01:16:38.800]  We've got to do it.
[01:16:38.800 --> 01:16:39.800]  We've got to do it.
[01:16:39.800 --> 01:16:40.800]  That is it, Randy.
[01:16:40.800 --> 01:16:41.800]  And I sure appreciate your time.
[01:16:41.800 --> 01:16:48.800]  You're most welcome to keep us up to date.
[01:16:48.800 --> 01:16:49.800]  I sure will.
[01:16:49.800 --> 01:16:50.800]  We're ready to help you, Steve.
[01:16:50.800 --> 01:16:51.800]  You can do the live radio.
[01:16:51.800 --> 01:16:56.800]  You can be right back on the other side.
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[01:19:24.800 --> 01:19:36.800]  If I can't get everything I want, I'll get a ranger.
[01:19:36.800 --> 01:19:47.800]  If I can't get everything I need, I'll get a ranger.
[01:19:47.800 --> 01:19:54.800]  If I can't get the world, I'll get a ranger.
[01:19:54.800 --> 01:20:03.800]  If I can't get everything, I'll get a ranger.
[01:20:03.800 --> 01:20:12.800]  and taking your calls, we're going to go to Francis in Colorado.
[01:20:12.800 --> 01:20:14.800]  Hello, Miss Francis.
[01:20:14.800 --> 01:20:16.800]  Hey, Randy, how are you this evening?
[01:20:16.800 --> 01:20:18.800]  I am wonderful.
[01:20:18.800 --> 01:20:21.800]  I don't care what any says.
[01:20:21.800 --> 01:20:26.800]  Over and over.
[01:20:26.800 --> 01:20:31.800]  Well, hey, what do I do if we were not properly served on a garnish, a wage garnish?
[01:20:31.800 --> 01:20:33.800]  Almost always.
[01:20:33.800 --> 01:20:41.800]  That is the one thing that even a prosaic can get really gone is lack of proper service.
[01:20:41.800 --> 01:20:45.800]  You move to strike.
[01:20:45.800 --> 01:20:49.800]  What is, you have an order for?
[01:20:49.800 --> 01:20:56.800]  Well, no, actually, we've been, Galen has been garnished twice and neither time was he served.
[01:20:56.800 --> 01:21:01.800]  The most recent one was just at the end of last year,
[01:21:01.800 --> 01:21:04.800]  but the other one is still within the statute of limitations.
[01:21:04.800 --> 01:21:09.800]  It was a medical thing, so...
[01:21:09.800 --> 01:21:11.800]  Well, okay, okay.
[01:21:11.800 --> 01:21:14.800]  This wasn't to do with child support then.
[01:21:14.800 --> 01:21:16.800]  No.
[01:21:16.800 --> 01:21:19.800]  One was medical and one was business.
[01:21:19.800 --> 01:21:32.800]  Okay, was there a hearing held where the garnishment was authorized or was this a contractual?
[01:21:32.800 --> 01:21:34.800]  Let's see.
[01:21:34.800 --> 01:21:40.800]  On the medical one that's the older of the two, there was one and it was...
[01:21:40.800 --> 01:21:46.800]  I lost the notice and failed to appear, so we did get served at the house.
[01:21:46.800 --> 01:21:54.800]  Then just suddenly, several months later, the garnish started.
[01:21:54.800 --> 01:21:56.800]  That was one.
[01:21:56.800 --> 01:22:01.800]  The other one came out of Florida and then was moved here.
[01:22:01.800 --> 01:22:04.800]  Then...
[01:22:04.800 --> 01:22:11.800]  But the reason I knew we were supposed to be served was because the bankruptcy trustee asked for the evidence of service
[01:22:11.800 --> 01:22:12.800]  and we didn't have it.
[01:22:12.800 --> 01:22:15.800]  We were never served with bankruptcy attorney.
[01:22:15.800 --> 01:22:20.800]  Okay, how did the garnishment take effect?
[01:22:20.800 --> 01:22:24.800]  Was it by court order?
[01:22:24.800 --> 01:22:27.800]  Well, I suppose it was.
[01:22:27.800 --> 01:22:30.800]  So, does that suffice?
[01:22:30.800 --> 01:22:36.800]  If it was by court order, there had to have been a hearing and you had to have notice.
[01:22:36.800 --> 01:22:39.800]  Well, there was a hearing in Florida.
[01:22:39.800 --> 01:22:47.800]  We attended by telephone and then they moved it to Colorado last fall.
[01:22:47.800 --> 01:22:55.800]  Wait, from the telephone hearing, was there a subsequent order of garnishment?
[01:22:55.800 --> 01:22:57.800]  No, well, no.
[01:22:57.800 --> 01:23:02.800]  They just awarded them what they had their arbitrator award them.
[01:23:02.800 --> 01:23:06.800]  The court just rubber stamped that.
[01:23:06.800 --> 01:23:13.800]  Okay, was there an authorization to garnishing the award?
[01:23:13.800 --> 01:23:16.800]  I would have to look.
[01:23:16.800 --> 01:23:26.800]  Okay, so it would have been either an authorization that you had agreed to or there had to have been...
[01:23:26.800 --> 01:23:37.800]  If they received the award, they would have had to go to the court and ask for an order authorizing them to...
[01:23:37.800 --> 01:23:41.800]  Eddie, what's the term when you collect on a judgment?
[01:23:41.800 --> 01:23:44.800]  Prosecute the judgment.
[01:23:44.800 --> 01:23:52.800]  You'd have to authorize you to prosecute the judgment by garnishing the check and that would require a hearing.
[01:23:52.800 --> 01:24:04.800]  Because they can't arbitrarily garnish a given amount because if that given amount is more than a certain percentage of your salary or with normal income,
[01:24:04.800 --> 01:24:09.800]  then they can only take, I think, 25% in most places.
[01:24:09.800 --> 01:24:10.800]  Well, that's cool.
[01:24:10.800 --> 01:24:11.800]  That's what they did, but...
[01:24:11.800 --> 01:24:14.800]  Ensure that they would have to be hearing.
[01:24:14.800 --> 01:24:19.800]  So you might check the county records, check the contract under which they're acting.
[01:24:19.800 --> 01:24:22.800]  Did you get anything notifying...
[01:24:22.800 --> 01:24:33.800]  Oh, go to the employer where the garnishing is taking place and see what they gave the employer.
[01:24:33.800 --> 01:24:34.800]  They never...
[01:24:34.800 --> 01:24:38.800]  We requested and we never got anything.
[01:24:38.800 --> 01:24:39.800]  Cepina.
[01:24:39.800 --> 01:24:41.800]  And...
[01:24:41.800 --> 01:24:44.800]  Oh, can I do that on my own?
[01:24:44.800 --> 01:24:47.800]  Do I have to have somebody do it?
[01:24:47.800 --> 01:24:59.800]  If you file an action against the employer or against the person doing the garnishment, do it in small claims court.
[01:24:59.800 --> 01:25:05.800]  Small claims court will get you discovery.
[01:25:05.800 --> 01:25:14.800]  So file a small claims court claim and then put a petition for discovery.
[01:25:14.800 --> 01:25:24.800]  At the discovery, you can refile in a higher court if the amount comes to enough.
[01:25:24.800 --> 01:25:29.800]  Small claims will get you the discovery that you would need.
[01:25:29.800 --> 01:25:30.800]  Okay.
[01:25:30.800 --> 01:25:31.800]  Okay.
[01:25:31.800 --> 01:25:32.800]  And...
[01:25:32.800 --> 01:25:33.800]  And now...
[01:25:33.800 --> 01:25:35.800]  Is that it with that?
[01:25:35.800 --> 01:25:37.800]  Yeah, that's pretty much it.
[01:25:37.800 --> 01:25:38.800]  Well, I...
[01:25:38.800 --> 01:25:40.800]  Okay, I got someone on.
[01:25:40.800 --> 01:25:50.800]  I've got Fadi Arne and he is going to be doing some of our securities analysis.
[01:25:50.800 --> 01:26:08.800]  I would like you to give him a brief update on your situation and see what he could suggest that we might be able to produce to help lose things in your direction.
[01:26:08.800 --> 01:26:09.800]  Okay.
[01:26:09.800 --> 01:26:15.800]  So including the bankruptcy where we are with all of that or where we're going to go back to?
[01:26:15.800 --> 01:26:16.800]  Yeah, just quickly.
[01:26:16.800 --> 01:26:24.800]  You're on the back side of bankruptcy and just kind of giving a general idea of where you're standing right now.
[01:26:24.800 --> 01:26:25.800]  Okay.
[01:26:25.800 --> 01:26:29.800]  Well, Arne, we went to the 120 hearing at the state level and we lost.
[01:26:29.800 --> 01:26:35.800]  They foreclosed on the house and then there were some shenanigans with the appeal but we lost there too.
[01:26:35.800 --> 01:26:40.800]  We filed a federal case and...
[01:26:40.800 --> 01:26:53.800]  Because of one of these garnishments, we were forced into bankruptcy which was a business bankruptcy and I got blindsided and Fannie Mae came to have a relief from stay in order to take the house.
[01:26:53.800 --> 01:27:00.800]  And so we lost our objection and I filed an appeal and we should go today.
[01:27:00.800 --> 01:27:05.800]  And I have filed a request for a stay pending appeal.
[01:27:05.800 --> 01:27:15.800]  That's kind of where we are and then the goal is to get back, I think, into the state court and either go for quiet title and or wrongful foreclosure.
[01:27:15.800 --> 01:27:16.800]  Okay.
[01:27:16.800 --> 01:27:23.800]  So you lost your objection for the motion for automatic relief, huh?
[01:27:23.800 --> 01:27:31.800]  We did. The bankruptcy was discharged last week and it was at the lower level, yes.
[01:27:31.800 --> 01:27:38.800]  Fannie Mae brought a deed of trust where they had purchased the house or had been assigned to them from...
[01:27:38.800 --> 01:27:47.800]  Chase brought the foreclosure and then purchased the house at trustee's auction and then 13 days later assigned it to Fannie Mae.
[01:27:47.800 --> 01:27:52.800]  And based on that, so now I filed an appeal.
[01:27:52.800 --> 01:27:54.800]  Okay.
[01:27:54.800 --> 01:27:59.800]  Well, so your loan is that Fannie Mae is involved in it.
[01:27:59.800 --> 01:28:03.800]  That would mean that your loan is privately securitized.
[01:28:03.800 --> 01:28:10.800]  I do want to, just like I told Randy the other day, when it comes to private, let me give you an explanation.
[01:28:10.800 --> 01:28:16.800]  A public security is a security that is registered with the Securities and Exchange Commission.
[01:28:16.800 --> 01:28:30.800]  There is a specific rule called Rule 144A with the SEC that basically provides an exemption for registration with the SEC.
[01:28:30.800 --> 01:28:48.800]  This particular rule, Fannie Mae, Freddie Mac, and Genie Mae are included in it, which means that anything including a Fannie Mae, Freddie Mac, or a Genie Mae trust is not going to be registered publicly, which means that the investigating
[01:28:48.800 --> 01:29:03.800]  and the level of height and data subscription services that are required for that make the investigating tougher and require more time as well as more resources.
[01:29:03.800 --> 01:29:16.800]  So when it gets to private securities, I also want you to know that Freddie Mac, for example, only started giving out loan level details since 2005.
[01:29:16.800 --> 01:29:23.800]  Fannie Mae, on the other hand, just started in the beginning of 2012, I think it was about February, March.
[01:29:23.800 --> 01:29:37.800]  When I say loan level details, what that means is the actual details of the trust by loan information, so interest rates, type of loan, and so forth.
[01:29:37.800 --> 01:29:47.800]  So when it comes to private security, in some cases that information is not readily available, and I'll talk to you a little bit more on the other side.
[01:29:47.800 --> 01:29:59.800]  OK, this is Randy Kelton, Deborah Stevens, Eddie Craig, moving on the radio, moving right back from the other side.
[01:29:59.800 --> 01:30:06.800]  A Noble Lie, Oklahoma City, 1995 will change forever the way you look at the true nature of terrorism.
[01:30:06.800 --> 01:30:10.800]  Based on the damage patting to the building, but the government seems impossible.
[01:30:10.800 --> 01:30:13.800]  The grand jury did not want to hear anything I had to say.
[01:30:13.800 --> 01:30:17.800]  The decision was made not to pursue any more of those individuals.
[01:30:17.800 --> 01:30:22.800]  Some of these columns were ripped up, shredded, tossed around.
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[01:30:30.800 --> 01:30:36.800]  The rule of law radio network is proud to present a due process of law seminar hosted by our own Eddie Craig.
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[01:32:36.800 --> 01:32:46.800]  And I say, true to nature must be just as I believe.
[01:32:46.800 --> 01:32:48.800]  True to nature must be justice.
[01:32:48.800 --> 01:32:58.800]  And though it's a daunting task, at least I've got the decency to ask them all to
[01:32:58.800 --> 01:33:08.800]  just take off the silly mind.
[01:33:08.800 --> 01:33:14.800]  And in the light of day we all will pass and we can choose of ingenuity.
[01:33:14.800 --> 01:33:34.800]  To choose of ingenuity, to choose of ingenuity.
[01:33:34.800 --> 01:33:54.800]  To choose of ingenuity, to choose of ingenuity.
[01:33:54.800 --> 01:34:00.800]  Your name's, both of them sound like the first name and I know it's Francis called you already.
[01:34:00.800 --> 01:34:04.800]  Then I've done that a couple times myself. I have to work on that.
[01:34:04.800 --> 01:34:08.800]  You probably get that a lot.
[01:34:08.800 --> 01:34:10.800]  It's no big deal.
[01:34:10.800 --> 01:34:12.800]  Okay.
[01:34:12.800 --> 01:34:20.800]  We were talking on the break about what an analysis could provide in terms of this situation.
[01:34:20.800 --> 01:34:22.800]  Right.
[01:34:22.800 --> 01:34:24.800]  Yes.
[01:34:24.800 --> 01:34:32.800]  So going back to the private securities, when it's not publicly registered, we have to use different databases.
[01:34:32.800 --> 01:34:44.800]  And the three databases that we use would be your Bloomberg database, your black box logic, and also ABS net and ABS net loan.
[01:34:44.800 --> 01:34:58.800]  Those three databases collect data from servicer tapes and also harvest data from Fannie Mae and Freddie Max and BS search online searches.
[01:34:58.800 --> 01:35:12.800]  However, like I said, Fannie Mae just started giving out low level details in 2012, which means that when it comes to investigating these private securities,
[01:35:12.800 --> 01:35:22.800]  what we can do in most cases is narrow it down to two or three trusts that we believe your loan is located in.
[01:35:22.800 --> 01:35:30.800]  But because we can't look at low level details, we can't really give a thorough yes, this is where your loan is in.
[01:35:30.800 --> 01:35:47.800]  What we do is we do the investigation based on the understanding that the way that the investigation needs to be written and worded and conducted is specifically to give the borrower and their attorney,
[01:35:47.800 --> 01:36:02.800]  or and or attorney enough leg to stand on to get motions of discovery granted so that way you can go ahead and request specific information from the two to three trusts that we find.
[01:36:02.800 --> 01:36:14.800]  The way that we generate the report though is we pick based on a statistical equation the highest probability trust that we believe your loan is located in.
[01:36:14.800 --> 01:36:26.800]  And then we do the investigation on that one, but then we provide you with also the other two to three trusts that we believe that your loan could possibly be in as well.
[01:36:26.800 --> 01:36:40.800]  So we have to give that disclaimer out to people because it is a tougher battle when you have Fannie and Freddie Max just because it's not a sure shot that we know which trust your loan is in.
[01:36:40.800 --> 01:36:51.800]  Then the second thing is, on a Fannie and Freddie Mac trust, you have to understand that the paperwork that they use is extremely boilerplate.
[01:36:51.800 --> 01:36:58.800]  And so what I mean by that is Fannie Mae, for example, uses an offering circular supplement.
[01:36:58.800 --> 01:37:07.800]  And we've seen it many times where the same offering circular supplement is used for the entire year.
[01:37:07.800 --> 01:37:13.800]  So the hundreds of trusts that Fannie Mae created that year all are based on the same document.
[01:37:13.800 --> 01:37:17.800]  All they have is just minor changes specific to the trust.
[01:37:17.800 --> 01:37:31.800]  So the nice thing about Fannie and Freddie Mac is the fact that they use the universal documentation as we already know their promissory notes and the deed of trust and mortgage were universal for them, the uniform documentation.
[01:37:31.800 --> 01:37:34.800]  Same thing goes with the trust documents.
[01:37:34.800 --> 01:37:58.800]  So that does give you a nice way of attacking in court because even though you don't know which trust for 100% fact that your loan is in, you do know that most likely all of the trust that we believe your loan is in use the same paperwork.
[01:37:58.800 --> 01:38:08.800]  So when you're going into court with the investigation, it is completely going to be built around the fact that discovery needs to happen.
[01:38:08.800 --> 01:38:33.800]  And that's the way that the investigation is conducted in a manner in which you are able to provide the investigation and allow the judge in the court to understand that due to the fact that these institutions, Fannie and Freddie Mac and Ginny Mae conducted business privately, you must go through the discovery process.
[01:38:33.800 --> 01:38:52.800]  And from a lot of people that I speak to, ranging from attorneys to, you know, legal paraprofessionals and paralegals and so forth, as long as you can get to discovery and the specific documents that you asked for, your chances of winning have just exponentially grown for you.
[01:38:52.800 --> 01:39:08.800]  So that's the way that we purposely draft up the investigation. But again, the disclaimer is there is no exact loan match because it's not public information.
[01:39:08.800 --> 01:39:35.800]  Okay. Does that make sense, Francis? It does. It's not a kind of news I wanted to totally hear. Yeah, I know. Francis, the argument that you take into the courtroom is the fact that 55% of the market of securitization was securitized by Fannie Mae, Freddie Mac and Ginny Mae.
[01:39:35.800 --> 01:39:53.800]  And the fact that these institutions had the ability to privatize and hide these things from the American public should give you enough standing to be able to probe your private eye, if you will, on specific trust that you believe your loan is in.
[01:39:53.800 --> 01:40:02.800]  But we do our best to narrow it down to two. Sometimes there's three, but we do our best to narrow it to two.
[01:40:02.800 --> 01:40:21.800]  So that way you're not requesting discovery on like 100 different trusts because there's no way a judge is going to grant that. But if there's one or two, the judge in many cases will allow you to and will grant the different discovery motions that you are requesting.
[01:40:21.800 --> 01:40:42.800]  Yes, and we get Rule 12 motions because Vinder wants to avoid discovery at all costs because he's one aware that's when it really gets dangerous for him. And it looks like if you have Fannie Mae or Freddie Mac, because they are private,
[01:40:42.800 --> 01:41:00.800]  then that leaves you with your only solution is discovery. And that may well turn out to be an advantage because it's logical and reasonable to give discovery when the documentation is private.
[01:41:00.800 --> 01:41:03.800]  So it may help.
[01:41:03.800 --> 01:41:05.800]  Indeed.
[01:41:05.800 --> 01:41:15.800]  Okay, we will talk about this further off the air. Thank you very much, Francis.
[01:41:15.800 --> 01:41:21.800]  Randy, we need to talk anyway. So give me a call tomorrow.
[01:41:21.800 --> 01:41:23.800]  Okay.
[01:41:23.800 --> 01:41:26.800]  Anytime after five in the morning.
[01:41:26.800 --> 01:41:35.800]  Not before five. Okay. Thank you, Francis. All right. Okay, now we're going to go to Jay in Colorado.
[01:41:35.800 --> 01:41:40.800]  Jay, you have a question to stop the chops.
[01:41:40.800 --> 01:41:44.800]  It's California, Randy.
[01:41:44.800 --> 01:41:49.800]  Man, I get that backwards every time. Yeah, Randy has a real problem with geography.
[01:41:49.800 --> 01:41:56.800]  That's why you spend your time looking up from your back on the floor.
[01:41:56.800 --> 01:42:08.800]  Well, that's okay. Randy, a few weeks ago, I called you because I had gone to a disabled veteran's meeting in San Diego.
[01:42:08.800 --> 01:42:20.800]  While I was there, I ran into a woman that had misery written all over her face. She ran into my mother-in-law.
[01:42:20.800 --> 01:42:22.800]  Huh?
[01:42:22.800 --> 01:42:25.800]  You ran into my mother-in-law?
[01:42:25.800 --> 01:42:31.800]  Oh, I don't know if she was your mother-in-law and if she was, I really feel sorry for you.
[01:42:31.800 --> 01:42:37.800]  That's what she got on her face the first time she met me.
[01:42:37.800 --> 01:42:44.800]  Well, this lady, I have a service dog and I rescued another.
[01:42:44.800 --> 01:42:54.800]  And my service dogs are for PTSD and depression. I've trained them myself. I've had dogs for, oh, over 41 years.
[01:42:54.800 --> 01:43:08.800]  Well, I told you a part of the story a few weeks ago where she called out animal control on the fun night of the disabled American State Convention for veterans.
[01:43:08.800 --> 01:43:19.800]  So, this Saturday at the leadership forum, I get a tap on the shoulder and I'm approached by an animal control officer from San Bernardino County.
[01:43:19.800 --> 01:43:28.800]  Anyway, I'm told that my dog caused a lady to fall and she's there to take my statement.
[01:43:28.800 --> 01:43:31.800]  And I said, I don't know what you're talking about.
[01:43:31.800 --> 01:43:37.800]  There was a lady who fell, but she was away away.
[01:43:37.800 --> 01:43:39.800]  Okay, hang on.
[01:43:39.800 --> 01:43:50.800]  Okay, great. This is Andy Catton with the students in the grade with the radio. Jay, we're running out of time, so when we get back, if you have a question, give me a question.
[01:43:50.800 --> 01:43:59.800]  We have two more callers. We'll be right back on the other side.
[01:43:59.800 --> 01:44:08.800]  It is so enlightening to listen to 90.1 FM, but finding things on the Internet isn't so easy, and neither is finding like-minded people to share it with.
[01:44:08.800 --> 01:44:11.800]  Oh, well, I guess you haven't heard of Brave New Books, then.
[01:44:11.800 --> 01:44:12.800]  Brave New Books?
[01:44:12.800 --> 01:44:19.800]  Yes. Brave New Books has all the books and DVDs you're looking for by authors like Alex Jones, Ron Paul, Angie Edward Griffin.
[01:44:19.800 --> 01:44:23.800]  They even stock Interfood, Berkey products, and Calvin Soaps.
[01:44:23.800 --> 01:44:26.800]  There's no way a place like that exists.
[01:44:26.800 --> 01:44:31.800]  Go check it out for yourself. It's downtown at 1904 Guadalupe Street, just south of UT.
[01:44:31.800 --> 01:44:35.800]  Oh, by UT? There's never anywhere to park down there.
[01:44:35.800 --> 01:44:43.800]  Actually, they now offer a free hour of parking for paying customers at the 500 MLK parking facility just behind the bookstore.
[01:44:43.800 --> 01:44:46.800]  It does exist, but when are they open?
[01:44:46.800 --> 01:44:51.800]  Monday through Saturday, 11am to 9pm and 1-6pm on Sundays.
[01:44:51.800 --> 01:45:00.800]  So give them a call at 512-480-2503 or check out their events page at bravenewbookstore.com.
[01:45:00.800 --> 01:45:03.800]  Are you the plaintiff or defendant in a lawsuit?
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[01:46:19.800 --> 01:46:30.800]  Okay, this is Nantucket, Jason Gray from Mobile Media.
[01:46:30.800 --> 01:46:33.800]  We're talking with Jay from California.
[01:46:33.800 --> 01:46:36.800]  Okay, go ahead, Jay.
[01:46:36.800 --> 01:46:44.800]  So I was given the notice to appear, a summons for a notice to appear at the site.
[01:46:44.800 --> 01:46:49.800]  And I was given the date of August 7th, 2012, to appear.
[01:46:49.800 --> 01:46:56.800]  But the officer ended up not doing the report, and then I called to find out what was going on.
[01:46:56.800 --> 01:46:59.800]  There was a message for her not to call me back. She called me back.
[01:46:59.800 --> 01:47:02.800]  I filed a complaint.
[01:47:02.800 --> 01:47:12.800]  So I get back from another conference, and I look in my mail, and I have a notice of correction and proof of service.
[01:47:12.800 --> 01:47:21.800]  It's the people of the state of California versus defendant Jeffrey Bryan Shepherd.
[01:47:21.800 --> 01:47:28.800]  And then it has on the site, defendant's name, and it has Jay Anderson and my address.
[01:47:28.800 --> 01:47:38.800]  It says that I'm supposed to be in court on August 27th that the violation has been changed from a misdemeanor to an infraction.
[01:47:38.800 --> 01:47:44.800]  Okay, that's a step down in California law.
[01:47:44.800 --> 01:47:47.800]  In California law, that's a step down, right?
[01:47:47.800 --> 01:47:49.800]  Right.
[01:47:49.800 --> 01:48:04.800]  But the thing about the infraction is, I don't know what infraction they're talking about, because the San Diego Code that she's quoting says that you're supposed to use ordinary care with your dog, which means your dog's supposed to be on the leash.
[01:48:04.800 --> 01:48:13.800]  My dog was never off the leash. This woman kept harassing me. She used the racial epitaph and told me, and I told you to get you and your dog out of here.
[01:48:13.800 --> 01:48:16.800]  She went to the hotel to try to get me to leave.
[01:48:16.800 --> 01:48:35.800]  So I'm trying to figure out how to start, whether I should start with the motion to dismiss for failure to state with specificity of charges, because the report that I was given when she supposedly praised me under civilian arrest is blank.
[01:48:35.800 --> 01:48:44.800]  I have no paperwork. So I don't even know what I'm being charged with, but I do know that this was racially motivated.
[01:48:44.800 --> 01:48:50.800]  Did you file a complaint against her, against the officer? No.
[01:48:50.800 --> 01:48:54.800]  I don't know. We don't have enough information to know how to talk about this.
[01:48:54.800 --> 01:49:09.800]  Okay, you have an idea. I filed a complaint against her, because before witnesses, several veterans that were at the conference were surrounding me, they told her that they heard her say that it's okay for her to lie.
[01:49:09.800 --> 01:49:15.800]  She would get information from me to engage me in the contract to appear before the court.
[01:49:15.800 --> 01:49:23.800]  Did you get state, do you have these people's names so you can secure them as witnesses?
[01:49:23.800 --> 01:49:30.800]  Yes, they are prepared to come to court for me. One of the members is in my chapter.
[01:49:30.800 --> 01:49:39.800]  Okay, then prepare criminal charges against her for malicious prosecution, tamper with government document aggravated perjury.
[01:49:39.800 --> 01:49:52.800]  Okay. Make them up, file them. Get affidavits from these folks. If you can get at least two witnesses to write you an affidavit, this woman has a problem.
[01:49:52.800 --> 01:49:57.800]  Okay, I got two witnesses. I got three as a matter of fact.
[01:49:57.800 --> 01:50:13.800]  Then you can bring those complaints and affidavits to court and file them in the court record as evidence in support of your position.
[01:50:13.800 --> 01:50:19.800]  And the good chance when you do that, they'll decide that they want this infraction to go away.
[01:50:19.800 --> 01:50:29.800]  Okay, for the vicious dog, I've got an answer for her. I had the honor of being with the Vice President and the head of the VA this past weekend.
[01:50:29.800 --> 01:50:36.800]  I made sure that my dogs were taken in the picture with them so that when I go to court, you want to see how vicious my dogs are.
[01:50:36.800 --> 01:50:42.800]  Why are they around the Vice President and the Secretary of the VA?
[01:50:42.800 --> 01:50:55.800]  Okay, well, okay, you're kind of fading. That is what I suggest is if you have evidence that this woman misrepresented the truth and she even stated that she was prepared to misrepresent the truth,
[01:50:55.800 --> 01:51:03.800]  then she becomes not a credible witness. And you start filing criminal charges against her and much more serious.
[01:51:03.800 --> 01:51:12.800]  And then when the police don't act on them, you kind of run our routine on them, they're going to want yours to go away.
[01:51:12.800 --> 01:51:23.800]  Okay, we're running short of time. We've got one more caller this week and let you know how it's made out for my progress as well as get your copy of what was sent to me.
[01:51:23.800 --> 01:51:26.800]  Good. Okay. I will have a look at it.
[01:51:26.800 --> 01:51:27.800]  Okay.
[01:51:27.800 --> 01:51:28.800]  Okay.
[01:51:28.800 --> 01:51:34.800]  Thank you, Jay. Now we're going to go to Danny in Illinois.
[01:51:34.800 --> 01:51:36.800]  Danny, what do you have for us?
[01:51:36.800 --> 01:51:42.800]  Well, I had a question about employee-employer information.
[01:51:42.800 --> 01:51:55.800]  I'm trying to find out what is legally required of the employer to get information from the employee for, like, wages.
[01:51:55.800 --> 01:52:01.800]  That is a question that's just way out of my league.
[01:52:01.800 --> 01:52:07.800]  Part of the problem I would have with that is I've worked for myself for the last four years.
[01:52:07.800 --> 01:52:15.800]  I don't know what it's like to work for an employer and I have very little experience in that. Eddie, do you have any...
[01:52:15.800 --> 01:52:18.800]  I asked the question one more time.
[01:52:18.800 --> 01:52:26.800]  I'm trying to find out what the employer is legally required, information that he's legally required to get from me, from the employee.
[01:52:26.800 --> 01:52:28.800]  In relation to what?
[01:52:28.800 --> 01:52:32.800]  In relation to being paid.
[01:52:32.800 --> 01:52:37.800]  That depends on the type of job.
[01:52:37.800 --> 01:52:54.800]  As far as working for an entity that is not a federal employer or agency, then for American citizens, the nationals, all they need is your name.
[01:52:54.800 --> 01:52:55.800]  Okay.
[01:52:55.800 --> 01:53:12.800]  No legal requirement for anyone other than a foreigner working in this country to fill out a W-4, a W-9, or anything else for that matter, or to produce any documentation outside of what is written on those forms.
[01:53:12.800 --> 01:53:20.800]  And when you go look up those forms in the federal codes, those forms are specific to foreign individuals working in this country.
[01:53:20.800 --> 01:53:23.800]  They have nothing to do with Americans.
[01:53:23.800 --> 01:53:32.800]  Okay, I was able to get around to doing the W-4, but the accounting firm, and my employer is very open-minded about it, and he says, well, I really don't know.
[01:53:32.800 --> 01:53:36.800]  But if you say that's true, then I guess we need to follow up on that.
[01:53:36.800 --> 01:53:45.800]  If you'll send me some contact information, I'll be happy to send you what information I have dealing specifically with that subject.
[01:53:45.800 --> 01:53:54.800]  Yeah, the accounting firm is actually just insisting that I give us some sort of Social Security numbers so they can take out Social Security and Medicaid, and I said, well, show me the law.
[01:53:54.800 --> 01:54:14.800]  Unless you produce it, unless you actually sign a W-4, and the IRS code very specifically says a W-4 is 100% voluntary, and there is no authority to withhold if the person from whom the withholding would occur does not consent and fill out the W-4.
[01:54:14.800 --> 01:54:17.800]  Okay, well, I didn't consent tonight. I didn't do that at all.
[01:54:17.800 --> 01:54:24.800]  Right, so if they attempt to threaten or coerce you into signing one, they're in fact violating federal law.
[01:54:24.800 --> 01:54:30.800]  But again, if you'll send me an email, I'll be happy to send you what information I have on that.
[01:54:30.800 --> 01:54:33.800]  And how should I address the email?
[01:54:33.800 --> 01:54:46.800]  Just send it to eddieatruleoflawradio.com. Okay. And just put in, you know, I'm asking for the information regarding Social Security numbers in relation to employment.
[01:54:46.800 --> 01:54:49.800]  All right, I'll do that.
[01:54:49.800 --> 01:54:50.800]  Okay.
[01:54:50.800 --> 01:54:51.800]  All right, thank you.
[01:54:51.800 --> 01:54:52.800]  You're welcome.
[01:54:52.800 --> 01:54:53.800]  Bye.
[01:54:53.800 --> 01:54:54.800]  Bye-bye.
[01:54:54.800 --> 01:54:57.800]  All right, Randy, back to you and the guest.
[01:54:57.800 --> 01:55:06.800]  Okay, we are, we don't have any more callers. I did have a question. I was kind of hoping to get some time at the end.
[01:55:06.800 --> 01:55:14.800]  Because in the beginning, we didn't talk much about the securities analysis.
[01:55:14.800 --> 01:55:33.800]  Fatty, will you kind of give us an overview of what we can expect in a good effective securities analysis and how we can use that in court concerning a mortgage issue?
[01:55:33.800 --> 01:55:53.800]  Well, a great securitization investigation focuses a lot on the actual paperwork of the trust and then find specific things in the actual paperwork that have not been conducted by the actual parties to the trust.
[01:55:53.800 --> 01:56:07.800]  Let me give you an example. Obviously, the transfer of the loan into the trust, nine out of ten times, we find that it never was properly transferred to the trust.
[01:56:07.800 --> 01:56:16.800]  Also, in a securitization investigation, we do find random things that, let me give you an example of that one as well.
[01:56:16.800 --> 01:56:40.800]  The other day I did an investigation and in one of the parts of the prospectus supplement, it actually said that all loans that are MERS loans in the trust are not going to have original documentation transferred to the trust.
[01:56:40.800 --> 01:57:04.800]  Then two paragraphs below that, it stated that any defective documents missing, lost, or destroyed documents may prevent the servicer from collecting on the actual instrument.
[01:57:04.800 --> 01:57:16.800]  The reason why that's interesting is because two paragraphs above that specifically stated that original documentation is not going to be given to the trust or the trustee if the loan is in the name of MERS.
[01:57:16.800 --> 01:57:25.800]  And then two paragraphs below it, it states that if there is no original documentation, that it might prevent the servicer from actually collecting.
[01:57:25.800 --> 01:57:39.800]  The reason why that's interesting is because how do you say that if there isn't any actual original documentation or if it's destroyed or lost or whatever it may be, it may prevent the servicer from collecting.
[01:57:39.800 --> 01:57:49.800]  And then two paragraphs above it, you actually admit to the fact that all the loans that are MERS loans in the trust will not have documentation transferred to it.
[01:57:49.800 --> 01:58:00.800]  There are other things that we find, for example, in many cases servicers are not allowed to give out loan modifications according to the trust document.
[01:58:00.800 --> 01:58:29.800]  Yet they still misrepresent and neglect telling the truth to homeowners and they induce homeowners into, of course, missing out on payments to become qualified or to apply for loan modifications when in reality the trust that they are servicing the loan for has specifically banned the servicer from providing any loan modifications.
[01:58:29.800 --> 01:58:33.800]  Other things that the securitization investigation finds as a way to...
[01:58:33.800 --> 01:58:38.800]  Hold on, hold on, we are, I'm sorry, we are completely out of time.
[01:58:38.800 --> 01:58:39.800]  Oh, God.
[01:58:39.800 --> 01:58:43.800]  Randy Kelton Debussy with Eddie Craig with Radio.
[01:58:43.800 --> 01:58:49.800]  We'll be back Monday with Eddie Craig. Thank you for listening.
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