[00:00.000 --> 00:09.080]  Fox News announced Wednesday it is dropping conservative commentator Glenn Beck's daily
[00:09.080 --> 00:10.080]  talk show.
[00:10.080 --> 00:14.140]  Beck, a darling of the Tea Party, is noted for his conspiracy theories of communist and
[00:14.140 --> 00:17.120]  Muslim plots to overthrow the U.S. government.
[00:17.120 --> 00:23.060]  In January, several rabbis called on Fox News to sanction Beck for repeated use of Nazi and
[00:23.060 --> 00:24.900]  Holocaust imagery.
[00:24.900 --> 00:29.480]  Beck's ratings for the first quarter of this year were down 30 percent.
[00:29.480 --> 00:34.760]  WikiLeaks founder Julian Assange has been given a hearing July 12 at the High Court
[00:34.760 --> 00:38.640]  in London for his appeal against extradition to Sweden.
[00:38.640 --> 00:44.200]  Assange is appealing against a ruling by Judge Howard Riddle that extradition would not breach
[00:44.200 --> 00:45.200]  his human rights.
[00:45.200 --> 00:50.800]  He has denied allegations of sexual assault and rape, saying they were politically motivated.
[00:50.800 --> 00:56.960]  If his appeal is unsuccessful, Assange could take his case to the U.K.'s highest court.
[00:56.960 --> 01:02.800]  The U.S. Thursday expelled the Ecuadorian ambassador to Washington, retaliating for
[01:02.800 --> 01:08.280]  Ecuador's expulsion of the U.S. ambassador earlier this week over a WikiLeaks cable.
[01:08.280 --> 01:13.660]  The cable quoted U.S. Ambassador Heather Hodges as saying President Rafael Correa knowingly
[01:13.660 --> 01:15.760]  appointed a corrupt chief of police.
[01:15.760 --> 01:20.880]  U.S. Secretary of State Hillary Clinton met Correa a year ago in an effort to drive a
[01:20.880 --> 01:25.880]  wedge between him and Venezuela's Hugo Chavez.
[01:25.880 --> 01:31.520]  Nobel Prize-winning economist Joseph Stiglitz says Japan's nuclear disaster and the global
[01:31.520 --> 01:36.840]  recession provide stark lessons on society's failure to manage risk.
[01:36.840 --> 01:42.280]  Stiglitz writes, quote, the consequences for the Japanese earthquake, especially the crisis
[01:42.280 --> 01:47.840]  at the Fukushima nuclear power plant, resonate grimly for observers of the American financial
[01:47.840 --> 01:51.040]  crash that precipitated the Great Recession.
[01:51.040 --> 01:56.440]  Stiglitz says both events provide stark lessons about risks and the lack of capacity markets
[01:56.440 --> 01:59.840]  have on managing them.
[01:59.840 --> 02:05.880]  The funeral of Juliano Merkamis, internationally renowned actor, director and political activist,
[02:05.880 --> 02:09.040]  was held in both Israel and Palestine Wednesday.
[02:09.040 --> 02:14.760]  Merkamis of Jewish and Arab descent was shot Monday by masked gunman outside his beloved
[02:14.760 --> 02:17.800]  Freedom Theater in the Jenin refugee camp.
[02:17.800 --> 02:23.280]  Merkamis advocated a one-state solution to the Arab-Israeli conflict, envisaging a world
[02:23.280 --> 02:28.000]  without partitions, loyalty oaths, air raids or suicide bombings.
[02:28.000 --> 02:32.280]  His coffin was brought from Israel into the West Bank so that Palestinians, unable to
[02:32.280 --> 02:36.920]  get permits to attend the burial in Israel, could bid him farewell.
[02:36.920 --> 02:43.980]  Merkamis founded the Freedom Theater in 2006 with Zakaria Zoubedi, a former leader of Al-Aqsa
[02:43.980 --> 02:49.360]  martyrs brigades, offering the youth of Jenin a chance to oppose Israeli occupation other
[02:49.360 --> 02:50.640]  than through arms.
[02:50.640 --> 02:56.200]  However, the Freedom Theater's staff and supporters say Palestinians may resist the Israeli occupation
[02:56.200 --> 02:57.200]  by all means.
[02:57.200 --> 03:15.200]  You are listening to the Rule of Law Radio Network at RuleOfLawRadio.com, live free
[03:15.200 --> 03:45.000]  speech talk radio at its best.
[04:16.160 --> 04:40.200] ...Rule of Law, what are you going to do when we come for you, you bad boys, bad boys,
[04:40.200 --> 04:43.960]  bad boys here on the Rule of Law, RuleOfLawRadio.com?
[04:43.960 --> 04:45.180]  I'm Deborah Stephens.
[04:45.180 --> 04:49.020]  We are here with Randy Kelton and Eddie Craig.
[04:49.020 --> 04:51.740]  We'll be taking your calls this evening.
[04:51.740 --> 04:54.980]  And before we start in, Randy has some things that he wants
[04:54.980 --> 04:56.820]  to discuss tonight concerning mortgage issues.
[04:56.820 --> 04:59.260]  But before we go to Randy, I just wanted,
[04:59.260 --> 05:01.320]  I have an announcement to make.
[05:01.320 --> 05:06.500]  Just got the email in the inbox, House Bill 439.
[05:06.500 --> 05:09.540]  This is relating to the authority of the Department
[05:09.540 --> 05:11.800]  of Public Safety of the State of Texas
[05:11.800 --> 05:14.720]  and certain local law enforcement agencies
[05:14.720 --> 05:19.020]  to establish a checkpoint on a highway or street
[05:19.020 --> 05:23.760]  to determine whether persons are driving while intoxicated.
[05:23.760 --> 05:27.160]  This bill that we, everybody needs to get
[05:27.160 --> 05:30.200]  out to the legislature, to the committee hearing
[05:30.200 --> 05:32.520]  to oppose this bill.
[05:32.520 --> 05:36.900]  The committee hearing is going to be this coming Tuesday.
[05:36.900 --> 05:39.640]  That is April 12th, this Tuesday.
[05:39.640 --> 05:42.380]  And again, we never know what time they're going
[05:42.380 --> 05:45.500]  to hear the bill, but just be ready to go down there
[05:45.500 --> 05:48.940]  to the Capitol at some point during the day or evening
[05:48.940 --> 05:53.140]  and at least drop off a card or you actually fill it
[05:53.140 --> 05:55.380]  out once you get to the committee hearing and drop it off
[05:55.380 --> 05:58.020]  with the clerk saying that you are opposed to the bill.
[05:58.020 --> 06:03.660]  If possible, try to stay down there and speak on this issue.
[06:03.660 --> 06:05.860]  Now, we've talked about this somewhat before,
[06:05.860 --> 06:09.740]  how this is a blatant violation of the Fourth Amendment,
[06:09.740 --> 06:13.840]  illegal arrest, illegal search and seizure,
[06:13.840 --> 06:15.780]  and we've got to put a stop to this.
[06:15.780 --> 06:20.660]  Texas is actually only one of about 12 or 13 states right now
[06:20.660 --> 06:23.940]  where they don't have these so-called sobriety checkpoints
[06:23.940 --> 06:28.120]  which is just an excuse for the cops to rummage through your car
[06:28.120 --> 06:30.180]  and arrest you for no good reason.
[06:30.180 --> 06:32.180]  So we've got to put a stop to that bill.
[06:32.180 --> 06:33.800]  Now, speaking of committee hearings,
[06:33.800 --> 06:37.940]  I just wanted to give a recap from yesterday.
[06:37.940 --> 06:43.220]  We did go down to the committee hearing on House Bill 1938.
[06:43.220 --> 06:47.820]  That was a bill that we went to support concerning the prohibition
[06:47.820 --> 06:52.180]  of the full body scanners in airports in Texas.
[06:52.180 --> 06:55.880]  And it wasn't as dramatic of a hearing as the hearing
[06:55.880 --> 07:01.420]  on the no touching and in all honesty, actually the bill
[07:01.420 --> 07:03.940]  that would prohibit the inappropriate touching is
[07:03.940 --> 07:05.760]  actually much more important.
[07:05.760 --> 07:09.140]  Yes, we need to banish the naked body scanners too,
[07:09.140 --> 07:14.180]  but Randy and I were discussing on the way back from the hearing
[07:14.180 --> 07:16.500]  that actually it's much more important
[07:16.500 --> 07:19.620]  for the no touching bill to pass and here's why.
[07:19.620 --> 07:23.500]  Because if they banish the naked body scanners
[07:23.500 --> 07:27.620]  but they don't banish the inappropriate touching,
[07:27.620 --> 07:29.580]  that's a problem, all right.
[07:29.580 --> 07:33.340]  And even if they allow the naked body scanners,
[07:33.340 --> 07:37.220]  as long as they banish the no touching, hey, you're in the clear
[07:37.220 --> 07:40.460]  because you just opt out of the naked body scanner and go
[07:40.460 --> 07:41.980]  through the metal detector like normal
[07:41.980 --> 07:43.540]  and they don't put your hands on you.
[07:43.540 --> 07:47.700]  So actually the no touching is much, much more important.
[07:47.700 --> 07:53.140]  But we need to make sure that both get prohibited at any rate.
[07:53.140 --> 07:55.980]  It's best to have both, but worst case scenario,
[07:55.980 --> 07:57.340]  we have to get the no touching.
[07:57.340 --> 07:58.940]  Now, we've already had that hearing on that one.
[07:58.940 --> 08:00.540]  That was a couple of weeks ago.
[08:00.540 --> 08:04.100]  This hearing was yesterday afternoon.
[08:04.100 --> 08:07.660]  The house was in session until about 4.30 p.m.
[08:07.660 --> 08:12.340]  and so I was watching live on the internet and I knew
[08:12.340 --> 08:13.700]  when they adjourned and that's
[08:13.700 --> 08:15.100]  when the committee hearings start.
[08:15.100 --> 08:17.980]  And so we rushed down there, a bunch of people rushed
[08:17.980 --> 08:21.220]  down there, I had some people on my text message and email list
[08:21.220 --> 08:25.900]  to text and email to get everyone out there.
[08:25.900 --> 08:28.980]  And so by the time we got down there, I was expecting
[08:28.980 --> 08:32.020]  to just put a card in and come back and produce shows
[08:32.020 --> 08:33.940]  and then go back way later in the evening
[08:33.940 --> 08:36.060]  because that's what happened with the other bill.
[08:36.060 --> 08:37.780]  Well, that's not the way it worked with this one.
[08:37.780 --> 08:40.340]  We got down there and they were hearing the bill
[08:40.340 --> 08:41.380]  when we walked in the door.
[08:41.380 --> 08:43.740]  I was like, oh man, I'm glad we got here when we did.
[08:43.740 --> 08:45.340]  Otherwise, we wouldn't have been able to speak.
[08:45.340 --> 08:47.220]  So Randy and I both spoke.
[08:47.220 --> 08:48.380]  I'd say probably about a dozen
[08:48.380 --> 08:50.420]  or so people spoke while we were there.
[08:50.420 --> 08:53.020]  I don't know how many people spoke before we were there,
[08:53.020 --> 08:55.660]  but the hearing on that particular bill while we were
[08:55.660 --> 08:58.060]  there probably only went about 45 minutes.
[08:58.060 --> 09:00.660]  I suspect it was being heard for about, you know,
[09:00.660 --> 09:02.860]  20, 30 minutes before we got there.
[09:02.860 --> 09:06.140]  So there was a good number of people that went down there
[09:06.140 --> 09:08.540]  and spoke in favor of the bill.
[09:08.540 --> 09:10.860]  And after that, I know there was a good number of people
[09:10.860 --> 09:13.460]  that went down there and submitted the cards even
[09:13.460 --> 09:14.620]  after the bill had been heard.
[09:14.620 --> 09:17.460]  So just wanted to give a recap on that.
[09:17.460 --> 09:20.900]  The committee seemed very favorable to the bill.
[09:20.900 --> 09:23.940]  I think many of them have already signed onto the bill.
[09:23.940 --> 09:26.740]  Now, speaking of the numbers,
[09:26.740 --> 09:29.300]  I'm having a really good feeling about both of these bills.
[09:29.300 --> 09:33.220]  The House Bill 1937 concerning the no touching,
[09:33.220 --> 09:38.220]  that bill has 51 co-authors along with the joint author
[09:41.740 --> 09:46.740]  and along with the main author and five joint authors.
[09:47.140 --> 09:52.140]  So we've got like 56, 57 house reps that have signed on
[09:52.140 --> 09:56.820]  as co-authors of this bill altogether.
[09:56.820 --> 09:59.540]  And there's only 150 members of the House.
[09:59.540 --> 10:03.180]  So folks, we've already got a third of the House
[10:03.180 --> 10:05.620]  is in support of this bill.
[10:05.620 --> 10:10.180]  So I'm thinking it's not going to take very much
[10:10.180 --> 10:11.500]  for this bill to pass.
[10:11.500 --> 10:15.420]  Now, concerning the House Bill 1938,
[10:15.420 --> 10:17.420]  which would banish the naked body scanners,
[10:17.420 --> 10:21.460]  there are 42 co-authors that have signed on
[10:21.460 --> 10:25.060]  with the one primary author and the five joint authors.
[10:25.060 --> 10:29.460]  And so we've got 49, 50 House members
[10:29.460 --> 10:34.340]  that are basically co-authors of the 1938 bill,
[10:34.340 --> 10:35.820]  which would banish the naked body scanners.
[10:35.820 --> 10:37.860]  So again, we've got about a third of the House
[10:37.860 --> 10:39.780]  already in support of the bill.
[10:39.780 --> 10:42.580]  So we're hoping and praying that both of these bills
[10:42.580 --> 10:43.900]  will pass the House.
[10:43.900 --> 10:46.580]  If they do, at that point in time,
[10:46.580 --> 10:51.580]  it would go to, that bill would go to a Senate committee
[10:52.140 --> 10:53.940]  and there would be a Senate committee hearing
[10:53.940 --> 10:56.580]  on those two bills in the Senate.
[10:56.580 --> 11:00.260]  And if it passed out of the Senate committees then,
[11:00.260 --> 11:02.380]  or the Senate, the respective Senate committees
[11:02.380 --> 11:04.580]  for each bill, then it would go to the floor of the Senate.
[11:04.580 --> 11:06.220]  So it would have to pass through the whole process
[11:06.220 --> 11:09.020]  again in the Senate before it actually became law.
[11:09.020 --> 11:11.780]  Now, concerning the House Bill 439,
[11:11.780 --> 11:13.780]  this is a much more dangerous bill
[11:13.780 --> 11:18.380]  because there is a sister bill in the Senate.
[11:18.380 --> 11:19.580]  I forgot which number it is,
[11:19.580 --> 11:21.740]  but it has not come up for hearing yet.
[11:21.740 --> 11:24.140]  So they've got folks working in the House
[11:24.140 --> 11:26.300]  and the Senate on these checkpoints.
[11:26.300 --> 11:29.260]  So folks, we really, really need to get out there.
[11:29.260 --> 11:31.660]  In my opinion, going to these committee hearings
[11:31.660 --> 11:36.660]  and speaking and putting forth your affidavit
[11:36.700 --> 11:39.580]  is much more important than voting in my book
[11:39.580 --> 11:40.860]  because, well, it's voting.
[11:40.860 --> 11:42.780]  I mean, that's just a joke.
[11:42.780 --> 11:45.220]  All right, it's a complete and total joke
[11:45.220 --> 11:47.420]  because it's all the whole scam
[11:47.420 --> 11:48.780]  with the voting machines and everything.
[11:48.780 --> 11:49.860]  There's no accountability.
[11:49.860 --> 11:53.940]  There's no way to have any kinds of recounts
[11:53.940 --> 11:54.940]  or anything like that.
[11:54.940 --> 11:57.140]  It's a complete and total joke.
[11:57.140 --> 11:59.140]  And with the committee hearings,
[11:59.140 --> 12:02.820]  at least what you submit is a piece of paper, okay?
[12:02.820 --> 12:04.220]  So I like that part.
[12:04.220 --> 12:05.820]  And you actually get to go
[12:05.820 --> 12:07.260]  and talk to these public servants.
[12:07.260 --> 12:09.620]  And I found them to be very receptive.
[12:09.620 --> 12:11.620]  So they really do pay attention
[12:11.620 --> 12:13.900]  when the citizens take the time to go
[12:13.900 --> 12:15.580]  and speak in these committee hearings.
[12:15.580 --> 12:17.580]  They don't limit your time.
[12:17.580 --> 12:19.980]  They don't limit the number of speakers.
[12:19.980 --> 12:22.660]  They figure at the legislature,
[12:22.660 --> 12:25.820]  if the citizens are going to take the time
[12:25.820 --> 12:27.860]  to get up there to the Capitol
[12:27.860 --> 12:30.140]  and perhaps wait around all day
[12:30.140 --> 12:33.140]  and be on call to immediately run down there
[12:33.140 --> 12:35.300]  to these committee hearings when they convene,
[12:35.300 --> 12:37.860]  they're gonna let the citizens have their say.
[12:37.860 --> 12:42.820]  And it is necessary for us to go down there
[12:42.820 --> 12:45.180]  and say our piece and put in these affidavits
[12:45.180 --> 12:47.300]  if we want these bills to get passed
[12:47.300 --> 12:49.180]  because what happens is
[12:49.180 --> 12:50.900]  if and when they pass out a committee,
[12:50.900 --> 12:52.900]  let's just assume they pass out a committee,
[12:52.900 --> 12:54.140]  when they pass out a committee
[12:54.140 --> 12:57.180]  and go onto the floor for debate,
[12:57.180 --> 13:00.140]  that's when our voices get heard again
[13:00.140 --> 13:02.140]  because the people who support the bill,
[13:02.140 --> 13:05.380]  the representatives who support and sponsor the bill,
[13:05.380 --> 13:08.020]  they say look at all these cards I have.
[13:08.020 --> 13:10.660]  200 people came by the committee hearing that day
[13:10.660 --> 13:12.460]  and said they support this bill
[13:12.460 --> 13:17.460]  and 45 people waited around for 12 hours to testify.
[13:17.820 --> 13:21.980]  This shows the extreme amount of public support
[13:21.980 --> 13:22.820]  for these bills
[13:22.820 --> 13:26.780]  and so that is leverage for the supporters of the bills
[13:26.780 --> 13:28.060]  to get these things passed
[13:28.060 --> 13:31.740]  or in the case of the House Bill 439,
[13:31.740 --> 13:33.220]  if we've got two, 300 people
[13:33.220 --> 13:35.220]  that have gone down there and submitted cards
[13:35.220 --> 13:38.460]  and 50 or more people that have testified,
[13:38.460 --> 13:41.020]  then the people who are opposing the bill will say
[13:41.020 --> 13:43.980]  hey look, the public does not want these checkpoints,
[13:43.980 --> 13:46.420]  here's all the reasons of why they're a bad idea,
[13:46.420 --> 13:47.260]  here's all the reasons
[13:47.260 --> 13:50.820]  of why it's not gonna help the drunk driving problem
[13:50.820 --> 13:52.460]  and on and on and on and on
[13:52.460 --> 13:53.940]  and Randy brought up a good point
[13:53.940 --> 13:58.540]  about one of the reasons why the Dallas-Fort Worth area
[13:58.540 --> 14:01.500]  is such a big problem with the DUI
[14:01.500 --> 14:05.540]  is because everybody gets dealt out
[14:05.540 --> 14:09.180]  and I remember they were speaking to this issue
[14:09.180 --> 14:11.300]  in the Criminal Jurisprudence Committee
[14:11.300 --> 14:12.860]  when we were at the committee hearing
[14:12.860 --> 14:17.380]  about the interlock bill concerning mounting technology
[14:17.380 --> 14:20.980]  where you would breathe into this tube
[14:20.980 --> 14:22.780]  to see if you're inebriated
[14:22.780 --> 14:24.660]  or over the legal limit or whatever
[14:24.660 --> 14:27.140]  and cameras and everything, all this sort of thing
[14:27.140 --> 14:31.020]  and folks at that hearing were saying it's a problem
[14:31.020 --> 14:32.540]  that the drunk driving is a problem
[14:32.540 --> 14:36.460]  because there are so many repeat first time offenders.
[14:36.460 --> 14:39.940]  Now how can you be a repeat first time offender?
[14:39.940 --> 14:41.060]  It's because of the way
[14:41.060 --> 14:43.820]  that the plea bargain system works here in this state
[14:43.820 --> 14:48.580]  and so that is the reason they deal everybody out
[14:48.580 --> 14:51.540]  and everybody, all these people that are repeat offenders,
[14:51.540 --> 14:54.420]  they end up becoming repeat first time offenders
[14:54.420 --> 14:57.220]  and all they get is a slap on the wrist or whatever
[14:57.220 --> 14:58.780]  and so that's why there's such a problem
[14:58.780 --> 15:00.260]  in the Dallas-Fort Worth area
[15:00.260 --> 15:04.380]  and so setting up checkpoints is not gonna help folks.
[15:04.380 --> 15:05.220]  It's not gonna help.
[15:05.220 --> 15:07.060]  All it's gonna do is bring down the police state
[15:07.060 --> 15:11.580]  so anyway, that's my recap from the hearing from yesterday.
[15:11.580 --> 15:12.580]  We're about to go to break.
[15:12.580 --> 15:14.340]  Randy, do you have anything to add?
[15:15.620 --> 15:20.020]  Well, just that the checkpoint is,
[15:20.020 --> 15:21.900]  unfortunately I'm gonna be out of town
[15:21.900 --> 15:25.620]  but I would very much like to be at that one.
[15:25.620 --> 15:30.620]  If we get the restriction against the offensive cha-ching,
[15:33.540 --> 15:35.260]  we have made a major step
[15:35.260 --> 15:37.900]  and there are a number of other states I understand
[15:37.900 --> 15:41.740]  proposing the same types of legislation.
[15:42.980 --> 15:44.420]  From my perspective,
[15:44.420 --> 15:49.180]  I take this as a very good sign overall.
[15:49.180 --> 15:53.900]  It tells me that the legislators in the states
[15:53.900 --> 15:56.660]  are looking at all of this crapola
[15:56.660 --> 16:00.540]  and federal preemption coming down for defense
[16:00.540 --> 16:03.420]  and they're saying enough already.
[16:04.580 --> 16:08.260]  They're beginning to put the brakes on federal preemption
[16:08.260 --> 16:13.140]  and I think federal preemption is far more important.
[16:13.140 --> 16:14.780]  As important as the concerns
[16:14.780 --> 16:17.780]  over the offensive touching is,
[16:17.780 --> 16:21.220]  it's my opinion that all of this is being done
[16:21.220 --> 16:24.700]  in order to condition us.
[16:24.700 --> 16:26.860]  I told the committee when I was in New York City
[16:26.860 --> 16:31.540]  in the subways, they had national guardsmen
[16:31.540 --> 16:36.540]  in and amongst our citizens with automatic weapons.
[16:37.180 --> 16:40.340]  The only place I ever saw anything like that
[16:40.340 --> 16:43.060]  was in foreign countries in war zones.
[16:44.660 --> 16:46.100]  This is not a war zone.
[16:46.100 --> 16:49.300]  They're trying to get us accustomed
[16:49.300 --> 16:54.300]  to military presence with weapons amongst the population
[16:54.420 --> 16:58.020]  and our constitution forbids that kind of crapola.
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[17:41.740 --> 17:45.140]  or call 512-646-6440.
[17:45.140 --> 17:47.940]  Ask for Chad or Becky and say that you heard about us
[17:47.940 --> 17:50.620]  on Rule of Law Radio or Texas Liberty Radio.
[17:50.620 --> 17:53.420]  That's Capital Coin and Bullion at our new location
[17:53.420 --> 17:56.100]  at 7304 Burnett Road Suite A.
[17:56.100 --> 18:00.300]  We'll call 512-646-6440.
[18:00.300 --> 18:02.460]  Are you being harassed by debt collectors
[18:02.460 --> 18:05.460]  with phone calls, letters, or even losses?
[18:05.460 --> 18:07.020]  Stop debt collectors now
[18:07.020 --> 18:09.100]  with the Michael Mears proven method.
[18:09.100 --> 18:11.900]  Michael Mears has won six cases in federal court
[18:11.900 --> 18:14.740]  against debt collectors and now you can win too.
[18:14.740 --> 18:17.500]  You'll get step-by-step instructions in plain English
[18:17.500 --> 18:20.900]  on how to win in court using federal civil rights statutes,
[18:20.900 --> 18:24.620]  what to do when contacted by phone, mail, or court summons,
[18:24.620 --> 18:26.660]  how to answer letters and phone calls,
[18:26.660 --> 18:29.260]  how to get debt collectors out of your credit report,
[18:29.260 --> 18:31.180]  how to turn the financial tables on them
[18:31.180 --> 18:33.940]  and make them pay you to go away.
[18:33.940 --> 18:36.860]  The Michael Mears proven method is the solution
[18:36.860 --> 18:38.740]  for how to stop debt collectors.
[18:38.740 --> 18:41.140]  Personal consultation is available as well.
[18:41.140 --> 18:44.540]  For more information, please visit ruleoflawradio.com
[18:44.540 --> 18:46.780]  and click on the blue Michael Mears banner
[18:46.780 --> 18:49.580]  or email michaelmears at yahoo.com.
[18:49.580 --> 18:51.940]  That's ruleoflawradio.com
[18:51.940 --> 18:56.940]  or email m-i-c-h-a-e-l-m-i-r-r-a-s at yahoo.com
[18:57.420 --> 18:59.940]  to learn how to stop debt collectors now.
[18:59.940 --> 19:16.940]  Look what we got, who reacts the Christian?
[19:16.940 --> 19:18.940]  Who are they hiding?
[19:18.940 --> 19:21.940]  They don't have answers.
[19:21.940 --> 19:23.940]  Nobody, nobody.
[19:23.940 --> 19:26.940]  Who reacts the Christian?
[19:26.940 --> 19:30.940]  Look what we got, how they don't have answers.
[19:30.940 --> 19:32.940]  I'm soaking, slipping, sliding.
[19:32.940 --> 19:34.940]  I've got no issues.
[19:34.940 --> 19:37.940]  I see, Lord, how they want me to take it easy.
[19:37.940 --> 19:39.940]  They might talk way too politically
[19:39.940 --> 19:42.940]  and then get you mad and angry.
[19:42.940 --> 19:45.940]  But they might stand up and fight and fight
[19:45.940 --> 19:47.940]  for their freedom and be free.
[19:47.940 --> 19:49.940]  And they like them love slavery
[19:49.940 --> 19:51.940]  and get handouts from the government.
[19:51.940 --> 19:56.940]  Look what we got, who reacts the Christian?
[19:56.940 --> 19:58.940]  Who are they hiding?
[19:58.940 --> 20:01.940]  They don't have answers.
[20:01.940 --> 20:03.940]  Nobody, nobody.
[20:03.940 --> 20:06.940]  Who reacts the Christian?
[20:06.940 --> 20:11.940]  Look what we got, how they don't have answers.
[20:11.940 --> 20:13.940]  I'm soaking, slipping, sliding.
[20:13.940 --> 20:22.940]  I see, Lord, how they want me to take it easy.
[20:22.940 --> 20:24.940]  They might talk way too politically
[20:24.940 --> 20:26.940]  and then get you mad and angry.
[20:26.940 --> 20:30.940]  I see, Lord, how they want me to take it easy.
[20:30.940 --> 20:32.940]  They might talk way too politically
[20:32.940 --> 20:36.940]  and then get you mad and fight for their freedom and be free.
[20:36.940 --> 20:39.940]  Look what we got, who reacts the Christian?
[20:39.940 --> 20:42.940]  Look what we got, how they want me to take it easy.
[20:42.940 --> 20:46.940]  The federal funds have been just steamrolling over the states.
[20:46.940 --> 20:48.940]  And because the states,
[20:48.940 --> 20:50.940]  the feds were providing the states
[20:50.940 --> 20:53.940]  with so much federal funding,
[20:53.940 --> 20:56.940]  the states tolerated it.
[20:56.940 --> 20:59.940]  Now the federal funding is drying up
[20:59.940 --> 21:05.940]  because the recession is decreasing the tax rolls,
[21:05.940 --> 21:08.940]  everybody is running out of money,
[21:08.940 --> 21:12.900]  And all of the politicians are looking for someone to blame.
[21:13.980 --> 21:17.180]  And fortunately, a lot of them are blaming the feds.
[21:17.900 --> 21:22.840]  The feds are not able to provide as much money to the states as they were able to.
[21:23.720 --> 21:29.120]  The local politicians who were being paid off aren't getting paid off as much.
[21:29.920 --> 21:32.900]  And now they're looking to punish the fed.
[21:33.260 --> 21:36.060]  From my perspective, that is the best thing that could happen.
[21:36.060 --> 21:43.740]  So now we have states reacting to federal preemption.
[21:44.720 --> 21:48.360]  This goes to a natural adjustment.
[21:49.620 --> 21:54.740]  Anytime the pendulum swings off center too far to any one side,
[21:54.740 --> 21:58.140]  the natural pressures pull it back, and that seems to be what's happening.
[21:58.140 --> 22:00.460]  So I am real pleased.
[22:00.460 --> 22:03.420]  I'm confident that these bills will pass.
[22:03.420 --> 22:06.180]  And if they pass in several other states,
[22:06.540 --> 22:10.460]  it will virtually eliminate this garbage all over the country.
[22:12.140 --> 22:15.820]  And then I will be able to fly without these guys with rubber gloves.
[22:16.700 --> 22:20.460]  Anytime I see one of these guys putting on rubber gloves, it always makes me nervous.
[22:21.580 --> 22:23.140]  Okay, enough of that.
[22:24.460 --> 22:26.140]  There's something I wanted to talk about.
[22:26.140 --> 22:32.780]  Sunday, on 60 Minutes, there was a show that we had been waiting for for quite a while.
[22:33.900 --> 22:40.980]  When I started the foreclosure issue, I actually started researching about a year
[22:40.980 --> 22:48.500]  and a half, almost two years ago, and I started helping people in November of last year,
[22:48.500 --> 22:53.020]  or actually a year before last, and I wasn't ready yet.
[22:53.020 --> 22:58.540]  I was still doing research, but so many people were in so much trouble, I couldn't wait anymore,
[22:58.540 --> 23:01.020]  and I started, we started working on them.
[23:02.380 --> 23:07.500]  And we told them, you know, from looking at the situation, we told people that
[23:09.100 --> 23:14.220]  looking at the coming election in November, this was early in last year,
[23:15.900 --> 23:21.500]  the legislature was going into the election with an 11% approval rating,
[23:21.500 --> 23:28.860]  the lowest ever, and we looked at the situation, and it was clear that politicians needed a
[23:28.860 --> 23:33.420]  scapegoat, and there was only one available, and it was the lender.
[23:34.940 --> 23:43.740]  And we fully expected the legislators to throw the lender to the wolves, and we intended to be
[23:43.740 --> 23:51.660]  the wolves. Well, they did that, but what we didn't expect is for the legislators to throw
[23:51.660 --> 23:58.700]  them under the bus first and run over them a couple of times. The lenders have been treated
[23:59.980 --> 24:09.740]  far more brutally than we ever expected. Every attorney general in every state has a major
[24:09.740 --> 24:19.900]  investigation going on against the banks. And then we have this 60-minute program on last Sunday,
[24:21.660 --> 24:29.980]  and what they were talking about is the documentation. All along, we've been saying,
[24:29.980 --> 24:40.540]  show me the note. Prove that you are the correct person. You are the one that actually holds the
[24:40.540 --> 24:49.340]  note to this property. And for a while there, the lenders argued with the courts that it wasn't
[24:49.340 --> 24:54.700]  necessary, that you didn't have to provide the original documentation. You could produce just
[24:54.700 --> 25:01.260]  copies, and they did a lot of song and dance, and then Bank of America stopped all foreclosures
[25:02.540 --> 25:07.980]  to get their paperwork right. And they stopped for a while, and then they started again.
[25:07.980 --> 25:13.180]  Well, they got the paperwork right, but it turns out the way they got the paperwork right
[25:13.660 --> 25:20.300]  is they forged it, because this is what was happening for the last 15 years or so.
[25:20.300 --> 25:27.820]  All of these banks were using MERS, Mortgage Electronic Registration Service.
[25:28.860 --> 25:37.580]  MERS went to the court in Landmark v. Kessler, a Kansas, State of Kansas case. It went to the
[25:37.580 --> 25:45.580]  Kansas Supreme Court, and they went to the court and said that this requirement
[25:45.580 --> 25:54.540]  to register all sales of security instruments based on consumer residential mortgages,
[25:55.820 --> 26:02.060]  this requirement to register those with the clerk of the court is archaic, costly, and cumbersome.
[26:03.100 --> 26:10.060]  So we put together this whiz-bang business. And with this whiz-bang business, the banks can come
[26:10.060 --> 26:18.860]  to us and register the security instrument with us, and we stand as the nominee for the holder of
[26:18.860 --> 26:26.140]  note. And then the banks can go behind us and sell it back and forth all they want, without registering
[26:26.140 --> 26:35.180]  with the clerk of the court. And the Supreme Court of Kansas said that MERS was right.
[26:35.180 --> 26:41.980]  The requirement to register each sale of the security instrument was archaic, costly, and
[26:41.980 --> 26:49.820]  cumbersome. However, you have to take that up with the legislature, because it is a statutory
[26:49.820 --> 27:00.620]  requirement. And your whiz-bang business program, or business venture, is not going to be able to
[27:00.620 --> 27:10.620]  override legislative requirements. But it was worse than just that. What MERS actually did
[27:11.340 --> 27:20.700]  was a bank would register the security instrument with MERS. MERS would scan the information into
[27:20.700 --> 27:27.180]  their electronic system, and then destroy the original security instrument with MERS.
[27:27.180 --> 27:37.260]  The problem, 5-301, Uniform Commercial Code, very clearly states that when the creditor demands
[27:37.260 --> 27:46.220]  payment of the debtor, and the debtor subsequently demands that the creditor prove upholdership by
[27:46.220 --> 27:53.420]  producing the original security instrument, the creditor would not be able to pay the debtor.
[27:53.420 --> 28:02.060]  The creditor must make the original security instrument available for inspection by the
[28:02.060 --> 28:13.180]  creditor, or else the debtor is stopped from further collection. Didn't they read that?
[28:13.180 --> 28:22.300]  That was very clear, very hard to misunderstand. You have to have that documentation. But they
[28:22.300 --> 28:31.500]  didn't. They were in a feeding frenzy of creating these notes and selling them back and forth.
[28:31.500 --> 28:43.420]  Now, it's a whole lot worse than that. The banks were creating notes that they intended that you
[28:43.420 --> 28:55.180]  default on. Now, I know it sounds unintuitive to think that a bank would create a note and give you
[28:55.180 --> 29:02.460]  all of this money, and not want you to pay it back. But that is exactly what they did.
[29:03.820 --> 29:10.860]  They needed for you to foreclose. They needed for you to default on the mortgage so that they
[29:10.860 --> 29:19.500]  could foreclose on the mortgage, because they had a pretty good bookie, HCI, Shearson, Lehman,
[29:19.500 --> 29:25.180]  Lehman Brothers. That was their bookie. And they had placed a whole lot of bets that you would
[29:25.180 --> 29:29.580]  default on this mortgage. Well, that was a good bet, because when they created the mortgage,
[29:29.580 --> 29:37.020]  they designed it so that you wouldn't default. And then they did some incredible investments.
[29:37.820 --> 29:44.700]  When we come back on the other side, I'll explain what they did and how they put this scheme
[29:44.700 --> 29:50.700]  together, and now how it's all fallen apart around their ears. This is Randy Kelton,
[29:50.700 --> 30:18.700]  David Stevens, Eddie Craig, Rule of Law Radio. We'll be right back.
[30:20.700 --> 30:43.900]  I'm Dr. Catherine Albrecht, and I'll be back with more in just a moment.
[31:50.700 --> 31:53.900]  More news and information at CatherineAlbrecht.com.
[32:50.700 --> 33:05.180]  Okay, we're back. Randy Kelton, David Stevens, Eddie Craig, Rule of Law Radio.
[33:06.700 --> 33:13.500]  And I was crafting an interesting story. At least I hope it's interesting. Why would a lender
[33:13.500 --> 33:20.300]  create a loan and give you a whole bunch of money and not want you to pay it back?
[33:21.660 --> 33:30.220]  Well, this is taking me a long time to figure out all the pieces. I've understood a lot of
[33:30.220 --> 33:36.140]  what went on, but there were these empty places, things I didn't understand why they did what they
[33:36.140 --> 33:45.100]  did, and I think I have it all put together now. The lender secures your signature on a security
[33:45.100 --> 33:55.100]  instrument, on a promissory note, and then he takes that promissory note and he sells it to an investor.
[33:55.100 --> 34:07.740]  Well, when he creates the promissory note, he has the borrower get mortgage insurance,
[34:07.740 --> 34:16.540]  and this mortgage insurance is designed to protect him against a default. With this mortgage
[34:16.540 --> 34:21.740]  insurance, if you fail to complete the contract in default, the mortgage insurance will pay him
[34:21.740 --> 34:30.460]  85% of the original principal. So he's pretty well protected. He's not 100% protected,
[34:30.460 --> 34:40.700]  but he's 85% protected. So he creates the note and he immediately sells it. Now, he gives you,
[34:40.700 --> 34:49.740]  just use as an example, 100,000 to purchase his property with. Now, he gives you the mortgage
[34:49.740 --> 34:56.300]  insurance. Now, he gives you a promissory note with instant value, a check, you can go cash it,
[34:58.060 --> 35:02.540]  and you give him a promissory note with no instant value, with no present value, but
[35:03.740 --> 35:08.140]  increased future value, generally two and a half times, two to two and a half times,
[35:08.140 --> 35:19.100]  depending on the interest rate. The investor purchases the security instrument, it purchases
[35:19.100 --> 35:29.100]  the note from the lender at generally like 125,000, because over 30 years, he's going to collect
[35:29.100 --> 35:35.100]  a couple hundred. So he does okay. The lender does okay, gets his money back and makes a profit.
[35:36.700 --> 35:42.300]  That's all well and good. And if that's as far as it went, it would have been fine.
[35:42.300 --> 35:52.780]  But what we're finding is, is that the lender wasn't satisfied with selling the note to one
[35:52.780 --> 36:05.180]  investor, but sold the same note to a number of investors. So he received consideration a number
[36:05.180 --> 36:15.100]  of times for the same note. Now, every month you pay a premium, and the investors expect to receive
[36:15.100 --> 36:22.780]  a portion of that premium. So the question arose, if they sell the note 30 times, which Bank of
[36:22.780 --> 36:32.220]  America has been accused of doing, how do they keep up with these payments? Well, initially they
[36:32.220 --> 36:37.820]  receive a very large amount of money. They'll receive all the money they put out initially,
[36:38.540 --> 36:47.420]  plus they'll receive on the order of 25% extra. So they designed this note to default.
[36:48.620 --> 36:53.580]  So what they have to do, since they look at the notes, they're sure are going to default,
[36:54.540 --> 37:00.540]  and they sell them a number of times to a number of different investors. And then they go by
[37:00.540 --> 37:07.900]  derivative contracts on them. Derivative contracts are unregulated insurance contracts.
[37:09.820 --> 37:14.460]  They go to these insurance company and they bet with the insurance company that this note's going
[37:14.460 --> 37:27.340]  to default. And if they win the bet, they'll receive 85% of the principal. So for each time
[37:27.340 --> 37:35.260]  they sell the note, they'll buy a derivative contract to cover that sale. And then in the
[37:35.260 --> 37:43.100]  amount of time that you're paying your payment, every month when you pay your payment, the bank
[37:43.100 --> 37:48.700]  will take, or the lender will take out of all of the monies it collected from all of these different
[37:48.700 --> 37:55.900]  investors, it'll take a portion of that and pay a payment to each one of them. Keep them happy.
[37:55.900 --> 38:07.340]  Keep them happy. And then they start looking for you to slow pay. They look for an indication
[38:07.340 --> 38:13.740]  that you're getting in financial trouble. And one of the tricks they use to secure their outcome
[38:14.380 --> 38:22.300]  is they will charge you less than you actually owe. So over time, you build up a deficiency
[38:22.300 --> 38:29.980]  that you don't know about. Or they'll fail to pay your property taxes on time.
[38:32.860 --> 38:40.300]  Wait till they get a penalty from the taxing agency to then take your payment, apply it to
[38:40.300 --> 38:48.700]  the tax instead of your note. Then they'll use that to put the slow pay mark on your credit
[38:48.700 --> 38:55.420]  rating to destroy your credit rating so you can't refinance. And then they'll come to you and say,
[38:55.420 --> 39:00.620]  well, you've been underpaying these last two or three, four or five years. You go, it's 30 grand.
[39:00.620 --> 39:05.660]  Give us 30 grand and we're going to foreclose. I get a number of people coming to me saying,
[39:05.660 --> 39:11.020]  I've made my payments every month on time and they foreclosed anyway. And this is how they do it.
[39:11.900 --> 39:17.100]  They absolutely need you to foreclose. They need to foreclose because that's the best they made.
[39:17.100 --> 39:25.340]  They got this thing sold 30 times. They have to default the note. When the note forecloses,
[39:25.340 --> 39:32.060]  they go to all of these lenders and say, sorry guys, the note went into default, we foreclosed.
[39:33.020 --> 39:37.260]  Then they go to the insurance carriers where they wrote all these derivatives
[39:37.260 --> 39:44.380]  and they collect 85% of the note on each one of them. And then they sell the house at auction
[39:44.380 --> 39:52.540]  and they try to get 85% of the original value at auction. And then they go to each one of these
[39:52.540 --> 39:58.860]  investors and say, ah, this is all we got. And they give them that amount of money. It makes them
[39:58.860 --> 40:12.220]  satisfied. They keep the original sale price. They use the derivatives to fund the defaults.
[40:12.220 --> 40:18.780]  So all of these individuals appear to have received consideration based on the default,
[40:18.780 --> 40:23.820]  but they lost a lot of money, but then the thing foreclosed and they expect to lose money.
[40:25.100 --> 40:36.380]  The lender makes a fortune. And then when the AIG, I keep doing it backwards. Somebody sent me an
[40:36.380 --> 40:42.380]  email and told me I've got it backwards again. Shearson Lehman, Lehman Brothers, when they started
[40:42.380 --> 40:49.980]  to have to pay all of these, then they came to the, our illustrious legislators who they had bought
[40:49.980 --> 40:59.740]  and paid for and got them to bail them out to the tune of 7 trillion. Now it takes some for you to
[40:59.740 --> 41:11.020]  appreciate how much that is. The Federal Reserve was put into existence in 1916. For the next 92
[41:11.020 --> 41:22.300]  years, they put into the economy in the form of Federal Reserve notes, $1 trillion. And if you
[41:22.300 --> 41:31.420]  look at a graph of the rise of the number of dollars in circulation and superimpose over that,
[41:32.460 --> 41:42.220]  the price of gold and the price of silver, both of them match precisely. They both kind of wiggle
[41:42.220 --> 41:54.220]  up and down, but over the 92 years, they follow almost exactly on a slight, about a 2% incline.
[41:54.780 --> 42:03.980]  As the money increases, price of gold and silver increases. In 2008, they went from 1 trillion to
[42:03.980 --> 42:13.180]  8. The graph went straight up out of sight. So if there's any question, where to invest your money?
[42:13.180 --> 42:21.820]  Hard commodities, gold, silver, lead, copper, platinum, palladium, anything hard. Well,
[42:21.820 --> 42:28.540]  the lenders got all of the 7 trillion that they wanted and then they looked at what was going on
[42:28.540 --> 42:37.740]  and they said, if we use this money, we'll force the dollar into hyperinflation. And all of these
[42:37.740 --> 42:44.060]  people that have all of these mortgages, they'll be able to pay them off with a loaf of bread
[42:45.820 --> 42:50.220]  because the mortgage does not increase because the value of the dollar decreases.
[42:51.180 --> 42:57.180]  And then we won't be able to foreclose and we will really be screwed because the Ponzi scheme
[42:57.180 --> 43:06.860]  will start coming apart. Well, the Ponzi scheme came apart anyway. And now we reached a point to
[43:06.860 --> 43:13.740]  where the people getting foreclosed on is beginning to figure out what the scheme was.
[43:15.340 --> 43:23.260]  And with this latest 60-minute program, they waved it in front of the American public like
[43:23.260 --> 43:30.140]  a red flag. I watched that program and I was thinking, these guys are not kicking open the
[43:30.140 --> 43:39.660]  floodgates. They're knocking the floodgates down. Anybody who has a suit, a foreclosure suit
[43:40.300 --> 43:46.940]  in process now has a very good chance of winning the whole enchilada. And we'll talk a little bit
[43:46.940 --> 43:50.620]  more about that on the other side and then we'll take calls. I know you guys are waiting,
[43:50.620 --> 43:54.780]  but we'll take your calls on the other side. Randy Kelton, Deborah Stevens, Eddie Craig,
[43:54.780 --> 44:21.420]  Root of Law Radio, we'll be right back.
[44:25.340 --> 44:30.540]  like that exists. Go check it out for yourself. It's downtown at 1904 Guadalupe Street,
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[44:41.580 --> 44:48.140]  just behind the bookstore. It does exist, but when are they open? Monday through Saturday,
[44:48.140 --> 44:55.420]  11 a.m. to 9 p.m. and one to 6 p.m. on Sundays. So give them a call at 512-480-2503
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[46:28.300 --> 46:35.180]  Okay, Randy Kelton, Debra Stevens, Eddie Craig with La Radio. And we were talking about the scam
[46:35.180 --> 46:41.580]  they pulled on us. Now, that was attenuated. That wasn't the whole story. There's a lot more to it.
[46:42.780 --> 46:50.460]  But that's basically how the pieces fit together. And what happened last Sunday
[46:50.460 --> 46:58.940]  was a presentation that I've had a number of people contact me and say they don't understand
[46:58.940 --> 47:11.100]  how that was allowed to air because it was so incredibly damning. This lawyer in Florida was,
[47:11.100 --> 47:17.260]  the bank was trying to foreclose on her. And apparently she fought them pretty well. What,
[47:17.260 --> 47:23.420]  they banked? And originally the bank told the court that they had lost the paperwork.
[47:24.300 --> 47:31.100]  And then a year later, they found it. And this attorney was rather dubious about that.
[47:31.660 --> 47:42.380]  And it just so happened that she was a specialist in fraudulent documents. She trained FBI agents
[47:42.380 --> 47:49.900]  on how to recognize fraudulent documents. So she looked at the documents and apparently it didn't
[47:49.900 --> 47:59.260]  take a trained professional because the person who signed the document, once she began doing
[47:59.260 --> 48:07.900]  research on other cases, she found that this person signed thousands of documents. And she had a
[48:07.900 --> 48:15.740]  number of different signature styles. And that she was the president of 20 some odd banks.
[48:17.260 --> 48:24.060]  She was a very busy person. So 60 minutes went looking for this person, Linda Green,
[48:25.180 --> 48:32.620]  and they found her in Georgia. And she had worked for a company called DOCX.
[48:32.620 --> 48:41.820]  And what she did at that company, her credentials, her background that gave her standing to be the
[48:41.820 --> 48:48.620]  vice president of 20 some odd banks was that she had worked as an accounting clerk for an auto parts
[48:48.620 --> 48:57.260]  company. And then they hired her to be the vice president of all of these banks and sign all of
[48:57.260 --> 49:07.100]  these affidavits of assignment of the security instrument to all of these entities doing
[49:07.100 --> 49:13.660]  foreclosures. But there was a problem with that. She was so busy that she needed help.
[49:14.620 --> 49:21.980]  So they hired a whole bunch of other people to sign her name as the vice president's and
[49:21.980 --> 49:27.980]  presidents of all these different banks. As a matter of fact, they were required to sign at
[49:27.980 --> 49:35.100]  least 370 per hour. They hired high school kids to sign these documents. They hired people to
[49:35.100 --> 49:41.580]  notarize these documents. To notarize the fact that the person doing the signing was in fact Linda
[49:41.580 --> 49:49.260]  Green and was the vice president of this bank. They did not sign her name. They hired people
[49:49.260 --> 49:56.860]  to sign her name. They did thousands upon thousands. This is because MERS had destroyed
[49:56.860 --> 50:06.460]  all these documents. And the banks needed new documents. Well, you would think that with the
[50:06.460 --> 50:14.620]  amounts of money we're talking about with home loans and such, that they would take some care
[50:14.620 --> 50:21.980]  when they're creating far dealer documents, at least to do it in a way so they sort of looked
[50:21.980 --> 50:33.260]  like they were valid. The reason they used Linda Green's name is that it was easy to spell and
[50:33.260 --> 50:45.420]  easy to write. That way the people signing could sign faster. That is just wrong. You know, I was
[50:45.420 --> 50:55.900]  going to say, how could somebody even write that fast to sign 370 times in an hour? That's six.
[50:55.900 --> 51:01.740]  And then they just make up a name because it's easy to write and sign faster and faster and
[51:01.740 --> 51:09.340]  faster and faster to steal more and more and more people's homes. Man, can you imagine the
[51:09.340 --> 51:14.220]  thousands if not millions of people last Sunday night that watched that clip that were just
[51:14.220 --> 51:20.300]  infuriated? Absolutely. You know, there were a million people foreclosed on last year.
[51:20.300 --> 51:26.140]  And how many of them were by the so-called Linda Green? We don't know yet.
[51:26.140 --> 51:33.100]  Their investigation is still going on. In the clip, they talked to the chairman of the Federal
[51:33.100 --> 51:38.060]  Deposit Insurance Corporation. And she was saying, oh, this is really naughty, naughty.
[51:38.060 --> 51:47.500]  We're going to find these guys. And I'm thinking, find these guys? Any one of those is sufficient
[51:47.500 --> 51:53.740]  to put the individual who signed that note into prison for a very long time. What about the high
[51:53.740 --> 52:01.020]  school kids that didn't know any better? I mean, are they, are they culpable criminally also here?
[52:01.020 --> 52:07.660]  Absolutely. In other words, the lesson here is don't ever sign anyone else's name, folks,
[52:07.660 --> 52:14.780]  without their personal permission. Well, the first guy they interviewed, he was a guy. And they said,
[52:14.780 --> 52:20.540]  are you Linda Green? He said, well, yeah, I'm Linda Green. Don't I look like Linda Green?
[52:20.540 --> 52:30.460]  Don't I look like Linda Green? They asked him, didn't you think something was wrong with this?
[52:30.460 --> 52:35.420]  He said, yeah, it didn't seem right. But they assured us everything was above board.
[52:36.220 --> 52:41.340]  The woman who was notarizing all of these documents, they assured her everything was above
[52:41.340 --> 52:45.820]  board. Wait a minute. Now, the notary should have known better for sure, even if the high
[52:45.820 --> 52:53.100]  school kids didn't. Are you kidding me? Even a high school kid knows better than to sign
[52:53.100 --> 53:02.140]  someone else's name to a document. Absolutely, they are culpable. Absolutely, they knew what
[53:02.140 --> 53:11.500]  they were doing was absolutely outrageous. And they're actually going on national television,
[53:11.500 --> 53:18.140]  admitting that they did this. Are they out of their minds? Do they really think they're so above
[53:18.140 --> 53:26.220]  prosecution? So what? They're just going to hang up the high school kids, but the bad boys who
[53:26.220 --> 53:31.100]  are really at fault here, they're just going to get away scot-free with a slap on the wrist?
[53:31.100 --> 53:38.220]  Is that what's going to happen? We're working out a program to go after the person who is
[53:38.220 --> 53:45.020]  doing the foreclosure. That's the one we want. We don't care about everybody else. We can hold
[53:45.020 --> 53:53.340]  him responsible for what everybody else did. And he's the one perpetrating the ultimate harm of the
[53:53.340 --> 54:00.220]  entire conspiracy. So he's the one we can hold responsible. What the banks have been doing is
[54:00.220 --> 54:05.580]  no matter who you sue, they say, oh, well, he's not the right one. You should have sued this one
[54:05.580 --> 54:09.980]  over here. And then that one says, oh, I'm not the right one. You should sue this one over here.
[54:09.980 --> 54:14.780]  Well, we don't care who's the right one, who's the wrong one. Whoever it is who's trying to do
[54:14.780 --> 54:23.020]  the foreclosure, he's the one trying to exact the ultimate harm of the entire conspiracy.
[54:23.740 --> 54:31.660]  And thereby he can be held responsible for the entire harm. A harm that is indivisible
[54:31.660 --> 54:39.660]  cannot be divided. So anyone responsible for any apportion of the harm can be held responsible
[54:39.660 --> 54:46.300]  for the entire harm. And they can't claim statute of limitations because he demanded payment last
[54:46.300 --> 54:53.980]  month. That was a new tort. He can't go to vicarious liability because we're not charging
[54:53.980 --> 55:00.300]  him with what other people did. We're charging him with what he did. And this gives us a lot
[55:00.300 --> 55:13.180]  stronger way to go at them. So, but with this airing, if anybody out there is way on the far
[55:13.180 --> 55:23.820]  right and the American flag, you know, trust your government, that's gone. Nobody can watch this
[55:23.820 --> 55:31.260]  program and trust the government. People who purchased homes dealt with licensed professionals
[55:31.260 --> 55:37.340]  and exercised diligence in using licensed professionals because they could trust those
[55:37.340 --> 55:43.020]  professionals. And they could trust them because they were under the direction and control of a
[55:43.980 --> 55:51.740]  governing government agency. The government agency is the one that failed us all. Government
[55:51.740 --> 56:02.300]  regulation was ineffectual at best, nonexistent at worst. And they let us all down. And now it's
[56:02.300 --> 56:09.740]  becoming clear to everybody. You can't keep up this cognitive dissonance. You can't keep saying
[56:09.740 --> 56:13.740]  there's, look in your garden and say, there's no weeds, there's no weeds, there's no weeds.
[56:14.940 --> 56:20.220]  There's weeds, guys, and you can't ignore them. So this is going to open the floodgates.
[56:20.220 --> 56:25.180]  I'm looking for things to get incredibly interesting here in the next few months.
[56:25.740 --> 56:33.820]  And we have about 400 federal lawsuits in place now. Every one of them could win the whole
[56:33.820 --> 56:41.740]  enchilada. The Federal Deposit Insurance Corporation chairman, Sheila Baird, was saying that
[56:41.740 --> 56:50.300]  they're pressing the banks to set aside a fund to remunerate these people who have been
[56:50.300 --> 56:55.660]  improperly foreclosed on. What they're going to do is offer Trump change in exchange for you not
[56:55.660 --> 57:02.780]  suing them. Well, those that are already in suit, or those that come in to suit before all of this
[57:02.780 --> 57:09.660]  happens, they will have a lot more leverage and they'll get a whole lot bigger piece of this pie.
[57:09.660 --> 57:15.900]  I would like to see every single person who was wrongfully foreclosed on file suit.
[57:16.940 --> 57:24.060]  And if we bankrupt all of the major banks in the country, I think that could be the best
[57:24.060 --> 57:33.580]  thing to happen to the country and the world economy in general. Because when those banks
[57:33.580 --> 57:40.140]  go out of business, smaller banks will come up to take their place and they will be necessarily
[57:40.700 --> 57:47.340]  less corrupt. Now, it will be up to us to make sure they don't become as corrupt as the big banks
[57:47.340 --> 57:55.980]  did. My generation failed in that responsibility miserably. I'm hoping my children and my
[57:55.980 --> 58:01.100]  grandchildren will learn from our lessons and say, don't be like those clowns.
[58:01.100 --> 58:07.980]  Don't be like those clowns. Let's stay after our government and make sure they're doing right.
[58:09.340 --> 58:13.740]  When we come back from the other side, we'll start taking calls. We've got Frank from New York,
[58:13.740 --> 58:19.020]  Evangeline from Pennsylvania, Paul of Kentucky, and John in Illinois. I'm sorry to hold you up
[58:19.020 --> 58:26.300]  all this time, but I have this little story I want to tell. And when we come back from the other side,
[58:26.300 --> 58:32.860]  we'll take stories, questions on that issue or any other issue you have that you want our
[58:32.860 --> 58:40.540]  opinions on. And we get to play Chump the Stumps. This is Randy Caltzman,
[58:40.540 --> 58:48.220]  Debbie Stevens, Eddie Craig, Rule of Law Radio. The call-in number is 512-646-1984.
[58:48.220 --> 58:56.060]  Call us in and give us your hardest questions. We'll be right back.
[58:59.900 --> 59:05.500]  The Bible remains the most popular book in the world, yet countless readers are frustrated
[59:05.500 --> 59:11.500]  because they struggle to understand it. Some new translations try to help by simplifying the text,
[59:11.500 --> 59:18.380]  but in the process can compromise the profound meaning of the Scripture. Enter the recovery version.
[59:19.020 --> 59:24.940]  First, this new translation is extremely faithful and accurate, but the real story is the more than
[59:24.940 --> 59:32.060]  9,000 explanatory footnotes. Difficult and profound passages are opened up in a marvelous way,
[59:32.060 --> 59:37.100]  providing an entrance into the riches of the Word beyond which you've ever experienced before.
[59:37.100 --> 59:42.380]  Bibles for America would like to give you a free recovery version simply for the asking.
[59:43.020 --> 59:53.340]  This comprehensive yet compact study Bible is yours just by calling us toll free at 1-888-551-0102
[59:53.340 --> 59:59.580]  or by ordering online at freestudybible.com. That's freestudybible.com.
[59:59.580 --> 01:00:04.460]  This news brief brought to you by the International News Net.
[01:00:04.460 --> 01:00:10.140]  Japan was rattled Thursday by a 7.1 earthquake nearly a month after the devastating earthquake
[01:00:10.140 --> 01:00:15.420]  and tsunami flattened the northeast coast and sparked a nuclear catastrophe. Hundreds of
[01:00:15.420 --> 01:00:21.740]  aftershocks have shaken the northeast region, but few have been stronger than 7.0. Thursday's quake
[01:00:21.740 --> 01:00:28.220]  struck off the coast 90 miles from Fukushima. A U.S. government regulator says the blowout
[01:00:28.220 --> 01:00:34.220]  preventer that failed on the oil well that led to the BP oil disaster was four years overdue for
[01:00:34.220 --> 01:00:40.300]  maintenance under Driller Transocean's internal guidelines. Jason Matthews of the U.S. Bureau of
[01:00:40.300 --> 01:00:44.940]  Ocean Energy Management said Thursday the Deepwater Horizons blowout preventer hadn't
[01:00:44.940 --> 01:00:51.980]  been disassembled and refurbished since 2001. Senate Majority Leader Harry Reid said Thursday
[01:00:51.980 --> 01:00:56.300]  Democrats and Republicans in Congress have essentially agreed on spending levels for the
[01:00:56.300 --> 01:01:01.100]  rest of the year, but the budget that's threatening to shut down the federal government Friday is
[01:01:01.100 --> 01:01:06.540]  being held up over abortion and clean air regulation issues. Reid said we should not
[01:01:06.540 --> 01:01:13.340]  be distracted by ideology. This is a bill that funds the government. Barack Obama is negotiating
[01:01:13.340 --> 01:01:18.380]  a trade agreement with Colombia, which Colombia will make changes to his labor laws and improve
[01:01:18.380 --> 01:01:23.500]  its record of combating violence against union organizers. Business groups, including the U.S.
[01:01:23.500 --> 01:01:29.580]  Chamber of Commerce, have praised the agreement. However, AFL-CIO President Richard Trumka and
[01:01:29.580 --> 01:01:34.460]  other labor leaders opposed the deal. Trumka says the proposed trade agreement doesn't stipulate
[01:01:34.460 --> 01:01:40.380]  benchmarks for progress in the areas of violence and impunity or address many ways Colombian labor
[01:01:40.380 --> 01:01:45.740]  laws fall short of international standards. 3,800 union leaders and activists have been
[01:01:45.740 --> 01:01:51.820]  assassinated in Colombia since the mid-1980s, and numerous U.S. corporations, including Coca-Cola,
[01:01:51.820 --> 01:01:56.940]  have forged links with right-wing paramilitary outfits who have been responsible for most of
[01:01:56.940 --> 01:02:02.940]  the violence. Trumka says 51 union organizers were killed in Colombia last year, adding he
[01:02:02.940 --> 01:02:11.260]  doubts the agreement would still be alive if 51 CEOs had been killed. Workers at Japan's Fukushima
[01:02:11.260 --> 01:02:17.500]  nuclear plant Thursday started pumping nitrogen into a crippled reactor to displace oxygen in a
[01:02:17.500 --> 01:02:22.060]  bid to prevent another explosion. The fresh challenge underscored the fragility of the
[01:02:22.060 --> 01:02:28.140]  situation after rare progress was seen Wednesday when workers plugged a hole spewing highly
[01:02:28.140 --> 01:02:33.900]  radioactive water into the ocean. Tokyo electric power officials say hydrogen building up in the
[01:02:33.900 --> 01:02:39.420]  housing around reactor number one could mix with incoming oxygen, creating an explosion.
[01:02:39.420 --> 01:02:44.540]  Experts say the risk of a detonation could increase as the fuel rods cool and as steam
[01:02:44.540 --> 01:02:49.900]  inside the containment vessel condenses into water, reducing pressure inside the unit and
[01:02:49.900 --> 01:02:55.580]  drawing air in through the cracks. Workers began pumping in nitrogen and inert gas
[01:02:55.580 --> 01:02:59.100]  abundant in the atmosphere, a process that will take about six days.
[01:02:59.100 --> 01:03:19.100]  You are listening to the rule of law radio network at ruleoflawradio.com, live free speech talk radio at its best.
[01:03:29.180 --> 01:03:33.980]  They want to charge down Babylon and burn down the whole nation,
[01:03:33.980 --> 01:03:39.100]  but they don't operate the land right. I'm a self-republican demonstrator.
[01:03:39.100 --> 01:03:43.100]  Tell them I'm a libertarian. They're a libertarian, but they don't do it.
[01:03:43.100 --> 01:03:59.100]  I'm a libertarian.
[01:04:13.100 --> 01:04:33.100]  I'm a libertarian.
[01:04:43.100 --> 01:05:01.100]  Okay, folks, we are back.
[01:05:01.100 --> 01:05:07.100]  We're taking your phone calls. Thank all you callers for holding on so patiently.
[01:05:07.100 --> 01:05:11.100]  We are going first to Frank in New York. Frank, thank you for holding.
[01:05:11.100 --> 01:05:15.100]  What is your comment or question for us tonight?
[01:05:15.100 --> 01:05:19.100]  Hi. First, I want to say thanks, Brandy, for all your work.
[01:05:19.100 --> 01:05:27.100]  You did a bang-up job on that mortgage thing. I really like listening to it.
[01:05:27.100 --> 01:05:32.100]  I think it's teaching the kids that the bigger the crime they pull, the more profitable it's going to be,
[01:05:32.100 --> 01:05:38.100]  because it's just going to slap on the wrist or only a fraction of what they deserve in penalties.
[01:05:38.100 --> 01:05:45.100]  I'm trying to set an example here in New York for the kids
[01:05:45.100 --> 01:05:51.100]  that I'm not playing the games of these criminals in the justice system.
[01:05:51.100 --> 01:05:54.100]  If they want to misbehave, I'm going to go after them.
[01:05:54.100 --> 01:05:57.100]  Even if I have to go to jail or get shot or whatever, I don't care what they do to me.
[01:05:57.100 --> 01:06:02.100]  I'm going to play fair, and I'm not going to feed their little game.
[01:06:02.100 --> 01:06:14.100]  My girlfriend's son pressed charges on me for, was it, endangering or whatever endangerment.
[01:06:14.100 --> 01:06:16.100]  Reckless endangerment?
[01:06:16.100 --> 01:06:22.100]  Yeah, reckless endangerment, and what was the other one? Harassment.
[01:06:22.100 --> 01:06:28.100]  We filed the affidavits today. We couldn't get the district attorney to take them.
[01:06:28.100 --> 01:06:32.100]  I told her to take a tape recorder in with her. She didn't have one.
[01:06:32.100 --> 01:06:36.100]  He sent her away. He sent her to the sheriff.
[01:06:36.100 --> 01:06:39.100]  I told her to take his name, too.
[01:06:39.100 --> 01:06:43.100]  Then they sent her to the Rosendale Police Department, which we were, you know,
[01:06:43.100 --> 01:06:47.100]  those are the people, the money-grubbing fools over there.
[01:06:47.100 --> 01:06:51.100]  She gave them the affidavits. They took them, put them in my file,
[01:06:51.100 --> 01:06:55.100]  and no charges got pressed against her son.
[01:06:55.100 --> 01:07:01.100]  She said, okay, so they believe me and you, but they're not going to go after the real criminal.
[01:07:01.100 --> 01:07:07.100]  And they did look up that he was stopped that day, speeding or something.
[01:07:07.100 --> 01:07:11.100]  So, I mean, it's all adding up, but they still want me to go in front of the judge
[01:07:11.100 --> 01:07:15.100]  and get bail and go to jail and all this stuff.
[01:07:15.100 --> 01:07:21.100]  And I'm like, okay, so they're going to make money on my bond, on my fortunate forget.
[01:07:21.100 --> 01:07:25.100]  They're going to discharge it through the treasury, get through a little flow,
[01:07:25.100 --> 01:07:27.100]  then charge me, give me a fine, or make a deal with me.
[01:07:27.100 --> 01:07:29.100]  This time, I'm not playing the game.
[01:07:29.100 --> 01:07:34.100]  So I figure it's a mystery.
[01:07:34.100 --> 01:07:37.100]  Hello?
[01:07:37.100 --> 01:07:40.100]  Frank, you still there?
[01:07:40.100 --> 01:07:41.100]  Hello?
[01:07:41.100 --> 01:07:43.100]  Yeah, go ahead, Frank.
[01:07:43.100 --> 01:07:48.100]  Okay, the kid didn't respond to the persuasion because he has a little secret.
[01:07:48.100 --> 01:07:50.100]  He's trying to hide his traffic ticket.
[01:07:50.100 --> 01:07:53.100]  Wait, hold on, Frank, hold on, Frank.
[01:07:53.100 --> 01:07:54.100]  Yeah?
[01:07:54.100 --> 01:07:58.100]  We're talking about a whole bunch of stuff.
[01:07:58.100 --> 01:07:59.100]  I know.
[01:07:59.100 --> 01:08:02.100]  We don't have a clue as to what you're talking about.
[01:08:02.100 --> 01:08:03.100]  Yeah, we do.
[01:08:03.100 --> 01:08:07.100]  This is the guy who was in Florida, and the stepson reported that he had tried to run over him with a car
[01:08:07.100 --> 01:08:10.100]  while he and the mother were leaving to go to Florida.
[01:08:10.100 --> 01:08:11.100]  Wait a minute.
[01:08:11.100 --> 01:08:14.100]  You know what he's talking about, and maybe Debra knows what he's talking about,
[01:08:14.100 --> 01:08:17.100]  but I doubt our listeners have a clue.
[01:08:17.100 --> 01:08:19.100]  I certainly don't.
[01:08:19.100 --> 01:08:25.100]  You want to kind of give us a quick on where you're at and what's really going on.
[01:08:25.100 --> 01:08:27.100]  Okay.
[01:08:27.100 --> 01:08:32.100]  We pulled out to leave, and we were attacked in the car.
[01:08:32.100 --> 01:08:34.100]  We left anyway for vacation.
[01:08:34.100 --> 01:08:38.100]  We weren't going to let the little devil get away with our fun.
[01:08:38.100 --> 01:08:40.100]  We took care of him when we got back.
[01:08:40.100 --> 01:08:47.100]  Well, we had a lot of difficulties because he kept on taunting his mother and stuff like that from afar,
[01:08:47.100 --> 01:08:49.100]  throwing parties and stuff like that.
[01:08:49.100 --> 01:08:51.100]  It really almost ruined our vacation.
[01:08:51.100 --> 01:08:54.100]  So we decided to come back and take care of this.
[01:08:54.100 --> 01:09:00.100]  We called into the show and asked Eddie what the best pact was.
[01:09:00.100 --> 01:09:05.100]  He said to fill out some affidavits and file him with the district attorney, which I agree with.
[01:09:05.100 --> 01:09:07.100]  District attorneys report all the crimes.
[01:09:07.100 --> 01:09:08.100]  Okay, here.
[01:09:08.100 --> 01:09:12.100]  Okay, this was a point that brought up a question.
[01:09:12.100 --> 01:09:14.100]  You're in Florida?
[01:09:14.100 --> 01:09:15.100]  I'm not in Florida anymore.
[01:09:15.100 --> 01:09:17.100]  I'm in New York now.
[01:09:17.100 --> 01:09:21.100]  Okay.
[01:09:21.100 --> 01:09:26.100]  Where did the accusations you made, where are they made at?
[01:09:26.100 --> 01:09:28.100]  In Florida or New York?
[01:09:28.100 --> 01:09:30.100]  In New York, in Rosendale, New York.
[01:09:30.100 --> 01:09:39.100]  What is the duty of the prosecuting attorney when he receives a criminal complaint from a citizen?
[01:09:39.100 --> 01:09:43.100]  He is supposed to bring it to the grand jury for examination.
[01:09:43.100 --> 01:09:45.100]  What does the law say?
[01:09:45.100 --> 01:09:48.100]  I'm not asking for an opinion.
[01:09:48.100 --> 01:09:52.100]  What does the statutes require him to do?
[01:09:52.100 --> 01:09:59.100]  In Texas, 2.03 says when a prosecuting attorney is made known in any manner that a public official violated law
[01:09:59.100 --> 01:10:02.100]  written to his office, he shall reduce complaint from information.
[01:10:02.100 --> 01:10:07.100]  When he's made known by affidavit that a crime has been committed,
[01:10:07.100 --> 01:10:10.100]  he shall reduce complaint from information submitted to the grand jury.
[01:10:10.100 --> 01:10:12.100]  What does it say in New York?
[01:10:12.100 --> 01:10:17.100]  Okay, I read the Constitution in New York, but I forgot.
[01:10:17.100 --> 01:10:19.100]  Wait, this is not in Constitution.
[01:10:19.100 --> 01:10:21.100]  It's going to be in statute.
[01:10:21.100 --> 01:10:27.100]  There will be a set of statutes defining the duties of the prosecuting attorney.
[01:10:27.100 --> 01:10:35.100]  If we're going to take these guys to task, we have to know their duty better than they do.
[01:10:35.100 --> 01:10:37.100]  Exactly.
[01:10:37.100 --> 01:10:45.100]  Before you assume he's doing something wrong, make certain he is,
[01:10:45.100 --> 01:10:51.100]  and make certain you can stipulate precisely what he's doing wrong.
[01:10:51.100 --> 01:11:00.100]  In Pennsylvania, a prosecuting attorney has discretion to determine whether or not he wants to pursue a prostitution.
[01:11:00.100 --> 01:11:04.100]  You need to be sure that's not the case in New York.
[01:11:04.100 --> 01:11:13.100]  Before you try to hold him responsible, I'm not trying to misdirect you or thwart what you're doing,
[01:11:13.100 --> 01:11:22.100]  but if you must look at the law first, go read the duties of officers in New York.
[01:11:22.100 --> 01:11:24.100]  It's not going to be much.
[01:11:24.100 --> 01:11:29.100]  It'll probably be a paragraph or two that will define their duties.
[01:11:29.100 --> 01:11:39.100]  Once you've defined their duties, craft what you do based specifically on what they're required to do.
[01:11:39.100 --> 01:11:46.100]  From what you said, I don't think you know exactly what he's required to do.
[01:11:46.100 --> 01:11:48.100]  Have you read those codes?
[01:11:48.100 --> 01:11:49.100]  But now what's the next step?
[01:11:49.100 --> 01:11:52.100]  I've got to get these things quashed.
[01:11:52.100 --> 01:11:59.100]  I didn't do any motions yet because I didn't expect what happened.
[01:11:59.100 --> 01:12:10.100]  I figured if she brought her affidavit stating clearly the criminal actions of her son,
[01:12:10.100 --> 01:12:13.100]  the police would pick up on it and go...
[01:12:13.100 --> 01:12:16.100]  Okay, stop, stop.
[01:12:16.100 --> 01:12:18.100]  We need to stop doing that.
[01:12:18.100 --> 01:12:21.100]  Do not expect the police to do their job.
[01:12:21.100 --> 01:12:23.100]  That's what I'm saying.
[01:12:23.100 --> 01:12:27.100]  I'm not going over there because they're just going to throw me in jail for another year.
[01:12:27.100 --> 01:12:28.100]  Don't go over there.
[01:12:28.100 --> 01:12:29.100]  No, don't listen.
[01:12:29.100 --> 01:12:30.100]  Stop.
[01:12:30.100 --> 01:12:31.100]  Read the book.
[01:12:31.100 --> 01:12:34.100]  Read the code.
[01:12:34.100 --> 01:12:41.100]  You need to be able to stipulate specifically what the law requires them to do.
[01:12:41.100 --> 01:12:45.100]  If you can't do that, you have no idea what you're doing.
[01:12:45.100 --> 01:12:47.100]  You don't know what you're getting into.
[01:12:47.100 --> 01:12:53.100]  Well, I'm not going to turn myself in if I can file all my motions first
[01:12:53.100 --> 01:12:59.100]  and get it all on the record before they give me some dumb, stupid attorney to try to sell me out.
[01:12:59.100 --> 01:13:01.100]  Wait a minute.
[01:13:01.100 --> 01:13:04.100]  What motions are you going to file based on what law?
[01:13:04.100 --> 01:13:08.100]  I'm going to file a motion to quash these false...
[01:13:08.100 --> 01:13:11.100]  Based on what?
[01:13:11.100 --> 01:13:14.100]  Based on the fact that there's no evidence.
[01:13:14.100 --> 01:13:17.100]  How do you establish that there's no evidence?
[01:13:17.100 --> 01:13:19.100]  The kid's obviously lying.
[01:13:19.100 --> 01:13:26.100]  We got two affidavits against his crap story that he can't even verify.
[01:13:26.100 --> 01:13:32.100]  Is his story that he filed filed in the form of an affidavit?
[01:13:32.100 --> 01:13:34.100]  No, I'm sure it's not.
[01:13:34.100 --> 01:13:36.100]  He's a kid.
[01:13:36.100 --> 01:13:38.100]  I'm just...
[01:13:38.100 --> 01:13:43.100]  See, you're doing this from the perspective that what he's saying is a bunch of crap.
[01:13:43.100 --> 01:13:46.100]  It is a bunch of crap.
[01:13:46.100 --> 01:13:50.100]  He's probably on the other side saying what they're saying is a bunch of crap,
[01:13:50.100 --> 01:13:55.100]  and you've got somebody in the middle looking at this and saying,
[01:13:55.100 --> 01:14:00.100]  who's giving me a bunch of crap here, or has everybody given me a bunch of crap?
[01:14:00.100 --> 01:14:07.100]  You have someone who has to stand in the middle and doesn't know what you know.
[01:14:07.100 --> 01:14:12.100]  Okay, so we got his mother, who I had to try...
[01:14:12.100 --> 01:14:16.100]  Wait, I don't need to go through all of those details again.
[01:14:16.100 --> 01:14:22.100]  What does the law command the police to do?
[01:14:22.100 --> 01:14:27.100]  Okay, so the next step is to...
[01:14:27.100 --> 01:14:32.100]  I'm going to be heading with all the cops now.
[01:14:32.100 --> 01:14:33.100]  What am I going to do?
[01:14:33.100 --> 01:14:35.100]  I've got to go through the cops now?
[01:14:35.100 --> 01:14:39.100]  You're still trying to run ahead and get retribution.
[01:14:39.100 --> 01:14:41.100]  Stop doing that.
[01:14:41.100 --> 01:14:44.100]  I'm not, Randy. I don't want to deal with this at all.
[01:14:44.100 --> 01:14:46.100]  What is the law?
[01:14:46.100 --> 01:14:52.100]  If you don't know what the law is, they're going to clobber you.
[01:14:52.100 --> 01:14:57.100]  You're going to file what you think is a very effective document,
[01:14:57.100 --> 01:15:00.100]  and they're just going to walk right over you.
[01:15:00.100 --> 01:15:06.100]  Well, I filed my affidavit, and I stopped there because I know that all I have to do is state the facts.
[01:15:06.100 --> 01:15:10.100]  My facts and my girlfriend's facts line up.
[01:15:10.100 --> 01:15:15.100]  Even though we have different perspectives, they both line up on all the points.
[01:15:15.100 --> 01:15:18.100]  Okay, how do you...
[01:15:18.100 --> 01:15:29.100]  What actions can you take to force the prosecuting attorney to give credence to your affidavits?
[01:15:29.100 --> 01:15:30.100]  What can I do?
[01:15:30.100 --> 01:15:36.100]  Okay, I can do what you like to do, which is make them do their job.
[01:15:36.100 --> 01:15:41.100]  No, no. You see, they're talking in generalities, and I'm trying to make a real point here.
[01:15:41.100 --> 01:15:44.100]  We really have to go back and read the code.
[01:15:44.100 --> 01:15:47.100]  Have you been through a jurisdictionary?
[01:15:47.100 --> 01:15:52.100]  Yes, I have. I go through it every day, but I just don't have the...
[01:15:52.100 --> 01:15:57.100]  You have to have a support system for it because it's just so foreign to you.
[01:15:57.100 --> 01:15:59.100]  You've been brainwashed your whole life.
[01:15:59.100 --> 01:16:00.100]  I understand.
[01:16:00.100 --> 01:16:06.100]  Okay, have you read the criminal procedure code for New York?
[01:16:06.100 --> 01:16:11.100]  Two or three times, and I still don't get it. I'm just brainwashed.
[01:16:11.100 --> 01:16:12.100]  Penal code.
[01:16:12.100 --> 01:16:17.100]  I can't believe what's going on. I'm in shock, and I don't want to be just disabled.
[01:16:17.100 --> 01:16:20.100]  I feel like I'm a retard or something. I'm very intelligent.
[01:16:20.100 --> 01:16:32.100]  Okay, what we have to do is back up and look at the duties given to public officials and invoke their duties.
[01:16:32.100 --> 01:16:35.100]  Okay, we're about to go to break, and we'll pick this up on the other side.
[01:16:35.100 --> 01:16:38.100]  We're going to have to move kind of quickly because we've had a lot of calls.
[01:16:38.100 --> 01:16:39.100]  Okay, bye.
[01:16:39.100 --> 01:16:43.100]  What we're into here is pretty complex, so it will take a while.
[01:16:43.100 --> 01:16:50.100]  Let me address what I think you need to do on the other side, and then we need to move on to other calls.
[01:16:50.100 --> 01:16:53.100]  I hate to cut you short, but this is important to you.
[01:16:53.100 --> 01:16:57.100]  This is Randy Caltron, Deborah Stevens, Eddie Craig with Law Radio.
[01:16:57.100 --> 01:17:00.100]  We'll be right back.
[01:17:00.100 --> 01:17:07.100]  Capital Coin and Bullion is your local source for rare coins, precious metals, and coin supplies in the Austin metro area.
[01:17:07.100 --> 01:17:09.100]  We also ship worldwide.
[01:17:09.100 --> 01:17:14.100]  We're a family-owned and operated business that offers competitive prices on your coin and metals purchases.
[01:17:14.100 --> 01:17:20.100]  Because of you, Austin, business has been so good that we've had to move to a new and bigger location.
[01:17:20.100 --> 01:17:27.100]  We're now located at 7304 Burnett Road Suite A, 1.2 miles north on Burnett from our previous location.
[01:17:27.100 --> 01:17:32.100]  We're on the west side of Burnett Road in the Stanley Insurance Building on the ground floor,
[01:17:32.100 --> 01:17:35.100]  next to the Ishiban Sushi and the Genie Car Wash.
[01:17:35.100 --> 01:17:39.100]  We're open Monday through Friday 10 to 6, Saturdays 10 to 5.
[01:17:39.100 --> 01:17:45.100]  You're welcome to stop in during regular business hours or call 512-646-6440.
[01:17:45.100 --> 01:17:50.100]  Ask for Chad or Becky and say that you heard about us on Rule of Law Radio or Texas Liberty Radio.
[01:17:50.100 --> 01:18:00.100]  That's Capital Coin and Bullion at our new location at 7304 Burnett Road Suite A or call 512-646-6440.
[01:18:00.100 --> 01:18:04.100]  My name is Randall Caltron, and I co-host on Rule of Law Radio.
[01:18:04.100 --> 01:18:09.100]  We specialize in showing people how to strike back against corrupt public officials.
[01:18:09.100 --> 01:18:15.100]  With the mortgage crisis worsening, we set our sights on finding a remedy for people who have been cheated by their lenders.
[01:18:15.100 --> 01:18:22.100]  If you have a mortgage or have paid yours off, you have probably been cheated out of thousands, but there is a remedy.
[01:18:22.100 --> 01:18:30.100]  Go to remediesinrealestate.com or call me at 512-430-4140
[01:18:30.100 --> 01:18:37.100]  and find out how to use the consumer protection laws to recover what the lenders have stolen through fraud and deception.
[01:18:37.100 --> 01:18:43.100]  We will prepare for you a qualified written request that will expose the fraud and put the lenders on the dime.
[01:18:43.100 --> 01:18:48.100]  Lender fraud is bankrupting this country, and it's time to fight back.
[01:18:48.100 --> 01:18:55.100]  Go to remediesinrealestate.com or call 512-430-4140
[01:18:55.100 --> 01:19:00.100]  and get the information you need to stop the money changers in their tracks.
[01:19:00.100 --> 01:19:25.100]  Okay, this is Randy Caltron, Debra Stevens, Eddie Craig, Rule of Law Radio, we're back, we're talking to Frank of New York.
[01:19:25.100 --> 01:19:34.100]  We need to cut you off, but we could spend the whole rest of the show on the details of what's happening to you.
[01:19:34.100 --> 01:19:38.100]  And it's all going to go to the same place.
[01:19:38.100 --> 01:19:47.100]  If you want these public officials to do something, you have to go in and read the code
[01:19:47.100 --> 01:19:55.100]  and find the law that tells them that they're required to do what you're asking them to do and then directly invoke that.
[01:19:55.100 --> 01:20:04.100]  Once I called into the city of Austin and told them that a certain person had been arrested,
[01:20:04.100 --> 01:20:15.100]  and I want to see the criminal complaint as defined by 1403 Code of Criminal Procedure
[01:20:15.100 --> 01:20:25.100]  and that it was required of the magistrate that he make it available for public inspection immediately after execution
[01:20:25.100 --> 01:20:29.100]  in accordance with 1516 Code of Criminal Procedure.
[01:20:29.100 --> 01:20:38.100]  And I want to see all of the records had in the examining trial that were forwarded to the clerk in accordance with 17.30 Code of Criminal Procedure.
[01:20:38.100 --> 01:20:46.100]  And the clerk on the other side said, I will see what I can do.
[01:20:46.100 --> 01:20:53.100]  It took her about five minutes and she told me exactly where I could go see exactly what I asked for.
[01:20:53.100 --> 01:20:56.100]  That is how you have to do it.
[01:20:56.100 --> 01:21:06.100]  You can't just say, well, I think they should do something this way and then act as if they should do it.
[01:21:06.100 --> 01:21:11.100]  But in the end, be angry and frustrated when they don't.
[01:21:11.100 --> 01:21:15.100]  You have to put the details in their face.
[01:21:15.100 --> 01:21:22.100]  So go back, consider what you want to do.
[01:21:22.100 --> 01:21:31.100]  Go back to the Code of Criminal Procedure Code and call us either tomorrow or next Thursday if you don't have time by tomorrow.
[01:21:31.100 --> 01:21:39.100]  And tell us what code tells these officials that they must do what you're asking them to do.
[01:21:39.100 --> 01:21:44.100]  If you can't do that, you're spinning your wheels.
[01:21:44.100 --> 01:21:46.100]  OK, we really have to move on.
[01:21:46.100 --> 01:21:50.100]  We've got six other callers and three segments left.
[01:21:50.100 --> 01:21:52.100]  We really have to move along.
[01:21:52.100 --> 01:21:56.100]  So that's your homework assignment.
[01:21:56.100 --> 01:22:00.100]  OK.
[01:22:00.100 --> 01:22:06.100]  Oh, she was alive.
[01:22:06.100 --> 01:22:10.100]  OK, we're going to go now to Evangeline in Pennsylvania.
[01:22:10.100 --> 01:22:12.100]  Evangeline, thank you for calling in.
[01:22:12.100 --> 01:22:15.100]  What is your question for us tonight?
[01:22:15.100 --> 01:22:17.100]  Hi, how are you?
[01:22:17.100 --> 01:22:18.100]  Good.
[01:22:18.100 --> 01:22:22.100]  I sent an email earlier this afternoon.
[01:22:22.100 --> 01:22:24.100]  I don't know if you guys got that.
[01:22:24.100 --> 01:22:25.100]  My husband told me.
[01:22:25.100 --> 01:22:27.100]  Who did you send it to?
[01:22:27.100 --> 01:22:30.100]  Did you send it to the Randy Kelton?
[01:22:30.100 --> 01:22:31.100]  No.
[01:22:31.100 --> 01:22:35.100]  I copied and pasted it directly from the Web site.
[01:22:35.100 --> 01:22:37.100]  No, I didn't see it yet.
[01:22:37.100 --> 01:22:42.100]  I spent about two hours on remedies and real estate and I didn't get to read as well today.
[01:22:42.100 --> 01:22:43.100]  That's fine.
[01:22:43.100 --> 01:22:44.100]  No problem.
[01:22:44.100 --> 01:22:47.100]  I get lots of emails.
[01:22:47.100 --> 01:22:56.100]  The matter I'm calling to inquire about I guess is kind of more civil, but I thought you might be able to give me some guidance.
[01:22:56.100 --> 01:23:11.100]  I'm a veteran and I recently applied for a veteran's workforce investment program thing that's a funding for taking a college course.
[01:23:11.100 --> 01:23:31.100]  I was told I was approved and that this agency, it's like a government run civilian thing, like they have a contract for the government to dish out these funds or whatever, said that they would pay the fees for the course and for the material.
[01:23:31.100 --> 01:23:41.100]  The course fees were to be paid directly to the college and the material fees were to be paid to the instructor.
[01:23:41.100 --> 01:23:44.100]  The college said fine and they enrolled me in the course.
[01:23:44.100 --> 01:23:56.100]  The instructor said that it was fine, but that just in case things fell through with the third party that he wanted to take a check from me for security deposit and that he wouldn't cash the check unless things fell through.
[01:23:56.100 --> 01:24:05.100]  I'm still in the course and a few days ago, less than five days ago, I got an email from the instructor saying where's my money?
[01:24:05.100 --> 01:24:16.100]  I replied to him with the contact information for the third party and I called the third party and they said that it's in process, that he's going to be paid.
[01:24:16.100 --> 01:24:23.100]  He has emailed me and called me repeatedly over the last few days.
[01:24:23.100 --> 01:24:27.100]  He's threatened me. He's told me that he had recorded me.
[01:24:27.100 --> 01:24:30.100]  When he told me he recorded me, I said that's illegal.
[01:24:30.100 --> 01:24:33.100]  This is a two-party consent state.
[01:24:33.100 --> 01:24:35.100]  You're in Pennsylvania?
[01:24:35.100 --> 01:24:36.100]  Yeah.
[01:24:36.100 --> 01:24:39.100]  That's a felony in Pennsylvania.
[01:24:39.100 --> 01:24:41.100]  Oh, yeah?
[01:24:41.100 --> 01:24:43.100]  Yes, it is.
[01:24:43.100 --> 01:24:51.100]  In Texas, you can record any conversation you're a party to, not in Pennsylvania.
[01:24:51.100 --> 01:24:58.100]  Right. Well, he said after I told him this is a two-party consent state, he said, well, I recorded myself.
[01:24:58.100 --> 01:25:01.100]  Then he said he recorded his side of the conversation.
[01:25:01.100 --> 01:25:11.100]  But I received an email again from him today where he said that he had, basically he said that he had, not verbatim,
[01:25:11.100 --> 01:25:17.100]  but he implied that he had a recording of the person who was assisting me from the agency
[01:25:17.100 --> 01:25:25.100]  and that that person, he was able to do so because that person agreed to be put on speakerphone,
[01:25:25.100 --> 01:25:31.100]  thereby nullifying any indication of privacy.
[01:25:31.100 --> 01:25:33.100]  No, that's not true.
[01:25:33.100 --> 01:25:34.100]  It didn't sound right to me.
[01:25:34.100 --> 01:25:36.100]  I mean, speakerphone doesn't mean you're being recorded.
[01:25:36.100 --> 01:25:38.100]  I think there's a significant difference.
[01:25:38.100 --> 01:25:42.100]  No, he's got to expressly tell them they're being recorded.
[01:25:42.100 --> 01:25:45.100]  If he failed to do that, he's up the creek.
[01:25:45.100 --> 01:25:47.100]  We're talking about Pennsylvania here.
[01:25:47.100 --> 01:25:50.100]  We're not talking about the United States.
[01:25:50.100 --> 01:25:51.100]  I know that.
[01:25:51.100 --> 01:25:52.100]  Yeah, we know.
[01:25:52.100 --> 01:25:55.100]  Pennsylvania is another animal.
[01:25:55.100 --> 01:26:04.100]  It sounds like he may have done his homework in an area of case law going to expectation of privacy.
[01:26:04.100 --> 01:26:09.100]  Now, the way I read the statute in Pennsylvania, I don't think so.
[01:26:09.100 --> 01:26:10.100]  I think he's wrong.
[01:26:10.100 --> 01:26:12.100]  No, we've read the statute in Pennsylvania.
[01:26:12.100 --> 01:26:13.100]  That's not the way it is.
[01:26:13.100 --> 01:26:18.100]  If it's a telephone call, it doesn't matter whether one of the parties is on speakerphone or not.
[01:26:18.100 --> 01:26:22.100]  You can't do it unless you've got the other person's consent.
[01:26:22.100 --> 01:26:27.100]  Before I said definitively, I don't want to look at the case law, but it doesn't sound right.
[01:26:27.100 --> 01:26:28.100]  I think he's wrong.
[01:26:28.100 --> 01:26:30.100]  I think he's trying to cover his behind.
[01:26:30.100 --> 01:26:31.100]  Yeah, that's right.
[01:26:31.100 --> 01:26:33.100]  He's really slick.
[01:26:33.100 --> 01:26:37.100]  Throughout our conversations, he keeps kind of just saying whatever he needs to say.
[01:26:37.100 --> 01:26:39.100]  I did a little digging on him.
[01:26:39.100 --> 01:26:41.100]  I don't know if I'm supposed to or not.
[01:26:41.100 --> 01:26:47.100]  It appears as though he has some kind of financial issues of his own, bankruptcy, whatever,
[01:26:47.100 --> 01:26:49.100]  because it's really puzzling to me.
[01:26:49.100 --> 01:26:51.100]  This guy is supposed to have a doctorate.
[01:26:51.100 --> 01:26:59.100]  The aggression with which he's pursuing me, I just feel like there's something askew,
[01:26:59.100 --> 01:27:04.100]  as does the person who is working for the agency who's providing the funding for the course.
[01:27:04.100 --> 01:27:11.100]  My problem is I called the college, I called the executive director of the program.
[01:27:11.100 --> 01:27:15.100]  By the way, the course is for hypnotherapy.
[01:27:15.100 --> 01:27:20.100]  He's supposed to have a doctorate, although hypnotherapy doesn't require a license.
[01:27:20.100 --> 01:27:27.100]  He says that he has a license as a counselor, and he said that his doctorate was in sociology.
[01:27:27.100 --> 01:27:33.100]  I couldn't find anything anywhere to say where he went to school, so I'm kind of even suspicious of that.
[01:27:33.100 --> 01:27:37.100]  Everything has just been really strange in my experience.
[01:27:37.100 --> 01:27:41.100]  I have a degree, I've been to a lot of different college courses, and it's just weird.
[01:27:41.100 --> 01:27:48.100]  And then having him come after me for this money, for these materials in the process by which he's doing it.
[01:27:48.100 --> 01:27:51.100]  Okay, there's a couple suggestions here.
[01:27:51.100 --> 01:28:00.100]  One is whatever entity was required to fund this, send them a tort letter.
[01:28:00.100 --> 01:28:06.100]  Tell them you have been harmed, make you whole, or be sued.
[01:28:06.100 --> 01:28:10.100]  And also look at sending this professor.
[01:28:10.100 --> 01:28:17.100]  I'd want to do more research on this professor and make sure of your details.
[01:28:17.100 --> 01:28:22.100]  If you do a standard search for his credentials and you don't find them,
[01:28:22.100 --> 01:28:26.100]  that's a reasonable problem because he maybe doesn't have them.
[01:28:26.100 --> 01:28:33.100]  Is he associated with a university or some other recognized...
[01:28:33.100 --> 01:28:37.100]  The course that I'm taking is being offered through a community college,
[01:28:37.100 --> 01:28:44.100]  but it's an adult education program, and there's a variety of different non-credential courses that are being offered,
[01:28:44.100 --> 01:28:49.100]  so it's possible that they didn't bother to check whether or not he actually has the degree that he professed to have.
[01:28:49.100 --> 01:28:52.100]  In my experience, most of the time when you take a...
[01:28:52.100 --> 01:28:57.100]  If somebody has a doctorate, you can find a lot of information about this guy,
[01:28:57.100 --> 01:29:00.100]  but you can't find anything about where he went to school,
[01:29:00.100 --> 01:29:04.100]  and he was pretty vague about it when I asked him because I thought it was weird.
[01:29:04.100 --> 01:29:10.100]  But the problem that I'm having, or the most disturbing part of this, is that I gave him this check,
[01:29:10.100 --> 01:29:13.100]  and on the bottom of the check I wrote, for security deposit,
[01:29:13.100 --> 01:29:18.100]  and we had a verbal agreement that he would hold onto the check unless things fell through with the third party,
[01:29:18.100 --> 01:29:22.100]  which they haven't. The third party is still maintaining that he's going to be able to get paid,
[01:29:22.100 --> 01:29:25.100]  that he just needs to have some patience because it's a thing that takes some time,
[01:29:25.100 --> 01:29:27.100]  and most places are...
[01:29:27.100 --> 01:29:30.100]  Quickly, we ran out of time. Did he cash the check?
[01:29:30.100 --> 01:29:33.100]  He didn't. He told me he was going to deposit it tomorrow,
[01:29:33.100 --> 01:29:37.100]  so the person at the agency told me to cancel the check, which I did,
[01:29:37.100 --> 01:29:42.100]  and I advised him that I canceled the check, and then he implied as though he was going to take some sort of legal action.
[01:29:42.100 --> 01:29:45.100]  Okay. We're about to go to break.
[01:29:45.100 --> 01:29:49.100]  We'll pick this up on the other side, but we need to move quick. We've got lots of callers.
[01:29:49.100 --> 01:30:16.100]  This is Randy Kelton, and we'll be right back.
[01:30:19.100 --> 01:30:23.100]  Call 512-294-8429 or find us at austincleanandclear.com.
[01:30:23.100 --> 01:30:30.100]  Our gardens are the perfect combination of beauty and practicality. Call 512-294-8429 today.
[01:30:30.100 --> 01:30:36.100]  Take a whiff of that. Onions may have a scrambling for breath mints, but they might also save our lives.
[01:30:36.100 --> 01:30:43.100]  I'm Dr. Catherine Albrecht, and I'll be back in just a moment with some reasons to spice up your food with the power of onions.
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[01:31:13.100 --> 01:31:21.100]  An onion a day could keep the doctor away. Common onions are brimming with antioxidants that help fend off serious health problems.
[01:31:21.100 --> 01:31:29.100]  Studies have shown these chemicals can help protect against deadly cancers. They're also associated with a reduced risk of heart disease, diabetes, and cataracts.
[01:31:29.100 --> 01:31:38.100]  But not all onions are created equal. Cornell University researchers say strong-flavored varieties have the highest antioxidant and cancer-protected properties.
[01:31:38.100 --> 01:31:43.100]  Those include the Western Yellow, the New York Bold, and Northern Red varieties.
[01:31:43.100 --> 01:31:51.100]  While mild and sweet onions like the Vidalia may be yummy, they contain fewer health-boosting chemicals and offer little protection against cancer.
[01:31:51.100 --> 01:32:09.100]  I'm Dr. Katherine Albrecht. More news and information at KatherineAlbrecht.com.
[01:32:21.100 --> 01:32:48.100]  I'm Dr. Katherine Albrecht.
[01:32:48.100 --> 01:32:54.100]  Okay, we're back.
[01:32:54.100 --> 01:33:01.100]  We're talking to Evangeline in Pennsylvania.
[01:33:01.100 --> 01:33:06.100]  Evangeline, we need to get directly to the point.
[01:33:06.100 --> 01:33:10.100]  What is the question or the issue that you have?
[01:33:10.100 --> 01:33:18.100]  Given that he violated a verbal agreement, do you think I could be culpable for canceling that check?
[01:33:18.100 --> 01:33:21.100]  Is there some kind of legal ramification there? That's my first question.
[01:33:21.100 --> 01:33:33.100]  And my second question is while he's calling me, emailing me, and being rather threatening and harassing, he's saying that he's not speaking to me as a course instructor.
[01:33:33.100 --> 01:33:41.100]  He's representing his master's center by – I probably shouldn't say that – his LLC. He has an LLC, you know, whatever.
[01:33:41.100 --> 01:33:49.100]  So given that he's coming at me in that regard, is he held to the standard of bill collector?
[01:33:49.100 --> 01:33:58.100]  No, no. He won't be a bill collector because he would be the original detor.
[01:33:58.100 --> 01:34:00.100]  Okay, right, yes.
[01:34:00.100 --> 01:34:05.100]  He falls under – if you're a third-party bill collector, you fall under a hold.
[01:34:05.100 --> 01:34:14.100]  There are certain things that he's subject to, but he's not the third party that has a whole lot more restrictions.
[01:34:14.100 --> 01:34:17.100]  The issues here are more serious here.
[01:34:17.100 --> 01:34:23.100]  I think from the sound of the issue, the real issue is with the funding agency.
[01:34:23.100 --> 01:34:26.100]  They're the problem. They haven't funded.
[01:34:26.100 --> 01:34:31.100]  You know, I'm a veteran. I went to school on the GI Bill, and the GIs didn't pay their bills.
[01:34:31.100 --> 01:34:36.100]  Right. It's not – it's actually not through the VA.
[01:34:36.100 --> 01:34:40.100]  It's some funding that was allotted for a program, but it's not through the VA.
[01:34:40.100 --> 01:34:47.100]  It's like a – it is government funding, but it's – like I said, it's called a veteran's workforce investment program, and they haven't –
[01:34:47.100 --> 01:34:53.100]  Whoever it is, see the head of the agency.
[01:34:53.100 --> 01:34:57.100]  What about this guy in my check in the meantime?
[01:34:57.100 --> 01:35:02.100]  You can call in and wipe out the head of the agency, and that may help, but not much.
[01:35:02.100 --> 01:35:17.100]  But if you send them a tort letter and tell them that your failure to act in a timely manner and properly fund this program has harmed me,
[01:35:17.100 --> 01:35:31.100]  and state the full cost of this course, and whatever else other harm it may cause you, and demand that they make you hold or be sued,
[01:35:31.100 --> 01:35:40.100]  I can guarantee you when they get that tort letter, their legal department's going to get the tort letter,
[01:35:40.100 --> 01:35:45.100]  and whoever the director of this agency is is going to get real excited.
[01:35:45.100 --> 01:35:49.100]  And they're going to go down to these people who are supposed to get this done,
[01:35:49.100 --> 01:35:56.100]  and they're going to say, this particular wheel is squeaking very loudly.
[01:35:56.100 --> 01:35:58.100]  Fix it.
[01:35:58.100 --> 01:35:59.100]  Right.
[01:35:59.100 --> 01:36:09.100]  Well, I do – like I said, the person at the agency has insisted that, you know, they're working hard to get the payment.
[01:36:09.100 --> 01:36:13.100]  They've spoken with the instructor many times and said, deal with it.
[01:36:13.100 --> 01:36:16.100]  Wait a minute. You were in the military.
[01:36:16.100 --> 01:36:17.100]  Yes.
[01:36:17.100 --> 01:36:26.100]  You've got to know better than that. Blah, blah. Go to the head of the agency.
[01:36:26.100 --> 01:36:28.100]  You are now a civilian.
[01:36:28.100 --> 01:36:29.100]  Right.
[01:36:29.100 --> 01:36:37.100]  And when I was on a military base, if a general showed up, we had to clean up the whole base and do everything, but we had to worry about the general.
[01:36:37.100 --> 01:36:45.100]  But civilians? Civilians were bad news. You really had to watch civilians.
[01:36:45.100 --> 01:36:46.100]  Right.
[01:36:46.100 --> 01:36:52.100]  Because a civilian can go to the commander's office and chew out the commander like he was an errant stepchild.
[01:36:52.100 --> 01:36:53.100]  Right.
[01:36:53.100 --> 01:36:56.100]  I suggest you do just exactly that.
[01:36:56.100 --> 01:36:59.100]  Well, can I ask a question here real quick?
[01:36:59.100 --> 01:37:00.100]  Sure.
[01:37:00.100 --> 01:37:08.100]  On these communications you say that you've had with this professor, did he put in writing in any of these that he made those recordings?
[01:37:08.100 --> 01:37:16.100]  Yes. What he says is – I wish I had it verbatim, and I put my thing up here just so I could, but I don't want to waste your time.
[01:37:16.100 --> 01:37:20.100]  But he doesn't say in writing that I have the recording.
[01:37:20.100 --> 01:37:26.100]  He says in writing that if I want to listen to the conversation, I can, and that he –
[01:37:26.100 --> 01:37:28.100]  That's enough. He's right.
[01:37:28.100 --> 01:37:39.100]  Now you need to go find you someone to make a certified copy of that recording, and you need to get you a criminal complaint written up and attached to it.
[01:37:39.100 --> 01:37:43.100]  And just for grins, send him a copy of it in the mail.
[01:37:43.100 --> 01:37:48.100]  Okay. Wait a minute. Wait a minute. Why? Why would you want to do that? What is your intended outcome?
[01:37:48.100 --> 01:37:49.100]  My concern is –
[01:37:49.100 --> 01:37:51.100]  The intended outcome here is to see –
[01:37:51.100 --> 01:37:54.100]  You can't say that. You can't say that, Eddie.
[01:37:54.100 --> 01:37:55.100]  Yes?
[01:37:55.100 --> 01:38:00.100]  Angeline, what is your intended outcome? What do you want to achieve?
[01:38:00.100 --> 01:38:07.100]  My concern is right now that he has said that he is going to take action with the check, which I have canceled.
[01:38:07.100 --> 01:38:18.100]  So between now and filling out the tort and getting it to these people and lighting a fire under somebody and all that stuff, I mean, if you write a check and, you know, like, I've canceled it –
[01:38:18.100 --> 01:38:22.100]  No, no, no. What do you want in the end?
[01:38:22.100 --> 01:38:26.100]  I don't want to go to jail for writing a bad check.
[01:38:26.100 --> 01:38:33.100]  Not a problem. Not a problem. The check wasn't intended to be cashed anyway. That won't be a problem.
[01:38:33.100 --> 01:38:35.100]  Okay.
[01:38:35.100 --> 01:38:42.100]  So the only way that would happen is if you went through the whole course and the other party never paid the check.
[01:38:42.100 --> 01:38:43.100]  Right.
[01:38:43.100 --> 01:38:51.100]  And so you have reasonable probable cause to stop paying him on the check because you can't verify his credentials.
[01:38:51.100 --> 01:38:53.100]  Right. Okay.
[01:38:53.100 --> 01:38:55.100]  You're covered. You don't have a problem there.
[01:38:55.100 --> 01:39:03.100]  You're not going to get in trouble for writing a bad check because it's not like you wrote a check and then somebody went to cash it and the funds weren't there.
[01:39:03.100 --> 01:39:08.100]  That's writing a bad check. In this stage, all you've done is cancel a check.
[01:39:08.100 --> 01:39:15.100]  And so if he's saying that you owe him the money anyway, that is a civil tort issue. That is not a criminal tort issue.
[01:39:15.100 --> 01:39:17.100]  He would have to sue you for the money.
[01:39:17.100 --> 01:39:21.100]  So you're not going to get in trouble for writing a bad check. There is no bad check.
[01:39:21.100 --> 01:39:22.100]  Okay.
[01:39:22.100 --> 01:39:23.100]  Do you understand what I'm saying?
[01:39:23.100 --> 01:39:31.100]  A bad check is when you write a check and then the other person goes to cash it and the money's not there. That's a bad check. That's not what you did.
[01:39:31.100 --> 01:39:32.100]  Okay.
[01:39:32.100 --> 01:39:40.100]  Yeah. The only other way they could do that is if you wrote a check to him with the intent that it be cashed because of a service or good he provided,
[01:39:40.100 --> 01:39:46.100]  but before he could do it, you went and had the check stopped payment on. You didn't do that either.
[01:39:46.100 --> 01:39:47.100]  No.
[01:39:47.100 --> 01:39:54.100]  You stopped payment because you had concern that they weren't living up to their end of the contract.
[01:39:54.100 --> 01:39:55.100]  That's right.
[01:39:55.100 --> 01:39:57.100]  That this guy wasn't who he said he was. You're okay there.
[01:39:57.100 --> 01:39:58.100]  Okay.
[01:39:58.100 --> 01:40:03.100]  But then again, what do you want? Do you want to finish this course? Do you want credit for this course?
[01:40:03.100 --> 01:40:05.100]  I am going to go ahead and finish it.
[01:40:05.100 --> 01:40:10.100]  Or do you want to kick this guy's butt? What do you really want as an outcome?
[01:40:10.100 --> 01:40:19.100]  I want to finish the course and I would like to know if he's credentialed and I'd like that to be addressed if he's not.
[01:40:19.100 --> 01:40:22.100]  But otherwise, I just want to finish the course and not...
[01:40:22.100 --> 01:40:27.100]  I suggest you go to this professor and say, look, I can't find any background on you.
[01:40:27.100 --> 01:40:32.100]  I'm not sure you're a valid professor, but right now I'm not so concerned about that.
[01:40:32.100 --> 01:40:37.100]  I'm concerned that I'm working on these other people to get you paid.
[01:40:37.100 --> 01:40:40.100]  You don't mess with me. I won't mess with you.
[01:40:40.100 --> 01:40:47.100]  Let's finish this thing rather than going after him criminally because that's going to bore you in a big mess.
[01:40:47.100 --> 01:40:51.100]  That's why I ask, what is it that you want in the end?
[01:40:51.100 --> 01:40:57.100]  There's a lot of things you can do, but you may not want to because they may not give you the outcome that you want.
[01:40:57.100 --> 01:41:00.100]  I am afraid we have to move on.
[01:41:00.100 --> 01:41:07.100]  You might try calling back in to moan off, tomorrow night we're going to have to put in an archive.
[01:41:07.100 --> 01:41:13.100]  I apologize to everybody for that, but I'm going to be traveling and Debbie's tied up tomorrow.
[01:41:13.100 --> 01:41:18.100]  She was hoping Eddie and I could do it, but I'm traveling to New York, so I won't be here.
[01:41:18.100 --> 01:41:24.100]  So don't get mad at us. If we're not there tomorrow night, we'll put in an archive and you won't be able to call in.
[01:41:24.100 --> 01:41:33.100]  But call us in next week. After you've kind of looked this over and decided how best to achieve your ultimate outcome,
[01:41:33.100 --> 01:41:36.100]  and don't worry about the check. You're okay on the check.
[01:41:36.100 --> 01:41:40.100]  All right. Well, that was my biggest concern, so thanks a lot for straightening that out for me.
[01:41:40.100 --> 01:41:42.100]  All right. Thank you, Evangeline.
[01:41:42.100 --> 01:41:43.100]  All right. Thanks. Have a good night.
[01:41:43.100 --> 01:41:44.100]  Okay. Good night.
[01:41:44.100 --> 01:41:45.100]  See you.
[01:41:45.100 --> 01:41:48.100]  Okay. We're going now to Paul in Kentucky.
[01:41:48.100 --> 01:41:52.100]  Paul, thank you for calling in. What is your question for us tonight?
[01:41:52.100 --> 01:41:56.100]  I'll try to be as direct as I can. Well, I'm first time caller, so it's a pleasure to meet you.
[01:41:56.100 --> 01:41:57.100]  Well, thank you very much.
[01:41:57.100 --> 01:42:03.100]  Yes, and Paul, you'll be glad to know that I used to live in Tennessee just south of the Kentucky line.
[01:42:03.100 --> 01:42:04.100]  Uh-huh.
[01:42:04.100 --> 01:42:07.100]  So I can speak your strange foreign dialect.
[01:42:07.100 --> 01:42:12.100]  Well, just real quick, it is really foreign and strange because when people ask me where I'm from,
[01:42:12.100 --> 01:42:16.100]  I say I'm from Boston, and then I pause, and then I say Kentucky,
[01:42:16.100 --> 01:42:21.100]  because I'm originally from Boston, Massachusetts, but I now live in Kentucky, and there is a Boston, Kentucky.
[01:42:21.100 --> 01:42:25.100]  So it really messes with your mind a little bit. Have a lot of fun with that.
[01:42:25.100 --> 01:42:32.100]  My question is concerning foreclosure, and I unfortunately get on the call about 20, 25 minutes late,
[01:42:32.100 --> 01:42:36.100]  so I missed a portion of what you were talking about, Randy.
[01:42:36.100 --> 01:42:41.100]  Bottom line is I bought a home four years ago. It was a second home.
[01:42:41.100 --> 01:42:47.100]  It was just I didn't know if I was going to rent it or whatever, but 18 months ago I separated from my wife.
[01:42:47.100 --> 01:42:50.100]  My wife is the primary on the loan. I'm on the deed.
[01:42:50.100 --> 01:42:57.100]  She has not paid anything toward it, and when we sold our primary residence about, well, 18, 18 to 20,
[01:42:57.100 --> 01:43:05.100]  well, October of end of September of 10 is when we, I'm sorry, of 9 is when we sold the other house.
[01:43:05.100 --> 01:43:08.100]  I've been living in the second home. That was my primary residence.
[01:43:08.100 --> 01:43:14.100]  Paid the mortgage for two, two and a half years, and then through a massive decline in my income,
[01:43:14.100 --> 01:43:16.100]  I wasn't able to make the payments.
[01:43:16.100 --> 01:43:21.100]  The house was supposed to sell at the courthouse steps on November the 18th of this year,
[01:43:21.100 --> 01:43:26.100]  of this past year, but it is with Bank of America, and because of all the lawsuits
[01:43:26.100 --> 01:43:29.100]  and all the stuff that was on the front page of all the newspapers and stuff,
[01:43:29.100 --> 01:43:34.100]  they put everything on hold at least in 23 states. Kentucky was one of them.
[01:43:34.100 --> 01:43:41.100]  Hold on quickly. My advice is always the same. Sue the crap out of them. Sue them quickly.
[01:43:41.100 --> 01:43:46.100]  Yeah, and Paul, you can listen to the archives, too. I'm sorry, go ahead, Randy.
[01:43:46.100 --> 01:43:52.100]  The archives will be loaded up so you can listen to it, but sue, sue quickly.
[01:43:52.100 --> 01:43:57.100]  Go to RealtorsInRealEstate.com, read How Things Work, and you'll want to sue them.
[01:43:57.100 --> 01:43:59.100]  This is Randy Caldwell, see you later.
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[01:45:00.100 --> 01:45:03.100]  Are you the plaintiff or defendant in a lawsuit?
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[01:46:01.100 --> 01:46:22.100]  Hello. Oh, man. In jail. You're broken, man. Oh, man, I'm broken.
[01:46:22.100 --> 01:46:38.100]  All right, folks, we are back. We are speaking with Paul in Kentucky.
[01:46:38.100 --> 01:46:43.100]  Paul, I believe, was asking at the end, who does he sue and these sort of things.
[01:46:43.100 --> 01:46:45.100]  So, Randy, you're just about to answer.
[01:46:45.100 --> 01:46:46.100]  Okay.
[01:46:46.100 --> 01:46:50.100]  Okay, who do you sue? This one's easy.
[01:46:50.100 --> 01:46:57.100]  The only one you want to sue is whoever is doing the foreclosure.
[01:46:57.100 --> 01:47:02.100]  What you maintain in your suit is an ongoing criminal conspiracy
[01:47:02.100 --> 01:47:08.100]  engaged in by the real estate agent, by the appraiser, the underwriter,
[01:47:08.100 --> 01:47:12.100]  the closing agent, the lender, the servicers.
[01:47:12.100 --> 01:47:17.100]  Everybody involved is engaged in this ongoing criminal conspiracy.
[01:47:17.100 --> 01:47:23.100]  And it is the guy who came to you and demanded that you make a payment.
[01:47:23.100 --> 01:47:28.100]  That payment included amounts that were fraudulent that you didn't actually owe.
[01:47:28.100 --> 01:47:34.100]  And this guy who demanded payment, he intended to take some of your personal property
[01:47:34.100 --> 01:47:42.100]  and convert it to his own and to these other actors' unjust enrichment.
[01:47:42.100 --> 01:47:47.100]  So his act is immediate. It was this month or last month.
[01:47:47.100 --> 01:47:52.100]  What we get when we file a suit is an automatic rule 12 motion to dismiss
[01:47:52.100 --> 01:47:55.100]  for failure of state of claim in which government can be had.
[01:47:55.100 --> 01:48:01.100]  And they come in and they say, well, it's exceeded the statute of limitations.
[01:48:01.100 --> 01:48:06.100]  We don't have vicarious liability for what other people did,
[01:48:06.100 --> 01:48:11.100]  and we don't have a fiduciary duty to the borrower.
[01:48:11.100 --> 01:48:15.100]  This gets around all of those issues.
[01:48:15.100 --> 01:48:22.100]  We sue the servicer, if you're not in foreclosure, or the foreclosing agent,
[01:48:22.100 --> 01:48:29.100]  for attempting to exact the ultimate harm of the alleged conspiracy
[01:48:29.100 --> 01:48:32.100]  in which all of these actors participated.
[01:48:32.100 --> 01:48:37.100]  And when a harm is indivisible, it cannot be divided.
[01:48:37.100 --> 01:48:43.100]  Therefore, any person who has any involvement in the harm
[01:48:43.100 --> 01:48:46.100]  can be held responsible for the entire harm.
[01:48:46.100 --> 01:48:52.100]  So the one you sue is the one doing the foreclosure.
[01:48:52.100 --> 01:48:55.100]  Did I answer the right question?
[01:48:55.100 --> 01:48:59.100]  So rule of law radio archives, if I would go on the website and click on that,
[01:48:59.100 --> 01:49:03.100]  it would give me some examples of what has been done or?
[01:49:03.100 --> 01:49:05.100]  Well, no, that will give you the archive from tonight's show
[01:49:05.100 --> 01:49:08.100]  and the archives from all the shows that we've done.
[01:49:08.100 --> 01:49:09.100]  Okay.
[01:49:09.100 --> 01:49:14.100]  Go to remediesinrealestate.com.
[01:49:14.100 --> 01:49:17.100]  Remediesinrealestate.com.
[01:49:17.100 --> 01:49:22.100]  And fill out, there's a calculate fraud page.
[01:49:22.100 --> 01:49:25.100]  Get your HUD-1 settlement statement.
[01:49:25.100 --> 01:49:30.100]  That's two documents, legal size, lines all over it, all the fees charged in closing.
[01:49:30.100 --> 01:49:35.100]  You want to look at the second page, line 801 to line 1400.
[01:49:35.100 --> 01:49:38.100]  And fill in all the fees they charged you.
[01:49:38.100 --> 01:49:40.100]  And then your truth in lending statement,
[01:49:40.100 --> 01:49:44.100]  which contains the amount the bank says you have to pay.
[01:49:44.100 --> 01:49:48.100]  And the note, which contains the amount you agreed to pay.
[01:49:48.100 --> 01:49:52.100]  Put the principal and interest from the truth in lending and the note in
[01:49:52.100 --> 01:49:55.100]  and the fees they charged you.
[01:49:55.100 --> 01:50:01.100]  And someone will get back to you, will show you how much fraud you can claim against the lender.
[01:50:01.100 --> 01:50:05.100]  If you have a $300,000 note on average,
[01:50:05.100 --> 01:50:10.100]  we'll come up with 1 to 1.2 million claim against the lender.
[01:50:10.100 --> 01:50:15.100]  The only way you get the lender's attention is to sue it.
[01:50:15.100 --> 01:50:18.100]  If you try a loan modification, they'll screw you.
[01:50:18.100 --> 01:50:22.100]  If you try a forbearance, they'll screw you.
[01:50:22.100 --> 01:50:24.100]  Anything else, they'll just screw you.
[01:50:24.100 --> 01:50:27.100]  If you sue them, now you got their attention.
[01:50:27.100 --> 01:50:32.100]  Okay, so calculate fraud page and then the HUD, HUD what was it?
[01:50:32.100 --> 01:50:38.100]  You need your truth in lending statement, your note, and your HUD one settlement statement.
[01:50:38.100 --> 01:50:40.100]  One settlement, okay.
[01:50:40.100 --> 01:50:41.100]  Well, thank you.
[01:50:41.100 --> 01:50:42.100]  I know you've got other calls,
[01:50:42.100 --> 01:50:45.100]  and I'll try to learn all I can from listening to the other archives.
[01:50:45.100 --> 01:50:46.100]  All right, thanks.
[01:50:46.100 --> 01:50:47.100]  Thank you.
[01:50:47.100 --> 01:50:48.100]  Thank you very much.
[01:50:48.100 --> 01:50:52.100]  Okay, we're going now to John in Illinois.
[01:50:52.100 --> 01:50:54.100]  John, thank you for calling in.
[01:50:54.100 --> 01:50:57.100]  What is your question for us tonight?
[01:50:57.100 --> 01:50:59.100]  Hello, how are you?
[01:50:59.100 --> 01:51:00.100]  Pretty good.
[01:51:00.100 --> 01:51:02.100]  What is your question for us tonight?
[01:51:02.100 --> 01:51:03.100]  Great.
[01:51:03.100 --> 01:51:07.100]  I had a question about a DUI answer.
[01:51:07.100 --> 01:51:08.100]  Okay, go ahead.
[01:51:08.100 --> 01:51:09.100]  We're running out of time.
[01:51:09.100 --> 01:51:11.100]  We're almost at the end of the show.
[01:51:11.100 --> 01:51:13.100]  All right, question for Andy.
[01:51:13.100 --> 01:51:22.100]  Anyway, I had a DUI and the things are that I was in a bar obviously.
[01:51:22.100 --> 01:51:23.100]  Yes, I was drunk.
[01:51:23.100 --> 01:51:30.100]  I just got done with finishing out a project, and I was not driving a vehicle.
[01:51:30.100 --> 01:51:35.100]  A girl that I didn't even know in the bar was going to give me a ride home.
[01:51:35.100 --> 01:51:38.100]  I didn't know the vehicle or anything like that.
[01:51:38.100 --> 01:51:41.100]  She brought me to the vehicle.
[01:51:41.100 --> 01:51:43.100]  It was in the snow.
[01:51:43.100 --> 01:51:44.100]  It got caught in a ditch.
[01:51:44.100 --> 01:51:49.100]  She ran off the truck, and I got caught with a DUI.
[01:51:49.100 --> 01:51:50.100]  Wait a minute.
[01:51:50.100 --> 01:51:54.100]  You weren't driving the vehicle?
[01:51:54.100 --> 01:51:57.100]  The vehicle didn't even belong to me.
[01:51:57.100 --> 01:51:58.100]  No, no.
[01:51:58.100 --> 01:52:02.100]  Were you in the driver's seat when the police showed up?
[01:52:02.100 --> 01:52:04.100]  Yes, I was.
[01:52:04.100 --> 01:52:11.100]  Did the ignition turn on with the keys in the ignition?
[01:52:11.100 --> 01:52:13.100]  The keys were in the ignition.
[01:52:13.100 --> 01:52:15.100]  I don't know even though it was running.
[01:52:15.100 --> 01:52:17.100]  I was passed out.
[01:52:17.100 --> 01:52:19.100]  The car was in a ravine.
[01:52:19.100 --> 01:52:21.100]  It was stuck.
[01:52:21.100 --> 01:52:22.100]  She left.
[01:52:22.100 --> 01:52:23.100]  She ran away.
[01:52:23.100 --> 01:52:27.100]  Here's a problem that you have.
[01:52:27.100 --> 01:52:30.100]  You were in the seat with the keys in the ignition.
[01:52:30.100 --> 01:52:35.100]  It's a reasonable probable cause to believe that you were operating the vehicle.
[01:52:35.100 --> 01:52:38.100]  It's so crumped that you passed out.
[01:52:38.100 --> 01:52:42.100]  I mean, the vehicle didn't belong to me, and I wasn't driving it.
[01:52:42.100 --> 01:52:43.100]  Wait, hold on, John.
[01:52:43.100 --> 01:52:45.100]  John, Randy's trying to tell you something.
[01:52:45.100 --> 01:52:46.100]  Hold on.
[01:52:46.100 --> 01:52:47.100]  Go ahead, Randy.
[01:52:47.100 --> 01:52:48.100]  Will you please repeat that?
[01:52:48.100 --> 01:52:51.100]  John was talking, and nobody could understand what anybody was saying.
[01:52:51.100 --> 01:52:52.100]  Go ahead, Randy.
[01:52:52.100 --> 01:52:56.100]  You were sitting in the driver's seat.
[01:52:56.100 --> 01:52:59.100]  The key was in the ignition.
[01:52:59.100 --> 01:53:01.100]  You were passed out.
[01:53:01.100 --> 01:53:07.100]  Reasonable probable cause to believe you were operating the vehicle.
[01:53:07.100 --> 01:53:10.100]  Not a problem.
[01:53:10.100 --> 01:53:16.100]  And that's why I'm paying the penalty because I didn't even do anything,
[01:53:16.100 --> 01:53:20.100]  but I'm taking up for her.
[01:53:20.100 --> 01:53:22.100]  It doesn't matter.
[01:53:22.100 --> 01:53:23.100]  Okay, you have to...
[01:53:23.100 --> 01:53:26.100]  Okay, look at it from the policeman's side.
[01:53:26.100 --> 01:53:31.100]  He finds somebody stuck in the snow.
[01:53:31.100 --> 01:53:34.100]  You're sitting in the driver's seat of a car.
[01:53:34.100 --> 01:53:36.100]  Key's in the ignition.
[01:53:36.100 --> 01:53:41.100]  So drunk, his pass moved out.
[01:53:41.100 --> 01:53:47.100]  Would you want this person getting that car unstuck and driving it home?
[01:53:47.100 --> 01:53:52.100]  John, unable to be driven is not drivable.
[01:53:52.100 --> 01:53:57.100]  Okay, what that amounts to is reasonable probable cause.
[01:53:57.100 --> 01:54:00.100]  The policeman has reasonable probable cause.
[01:54:00.100 --> 01:54:03.100]  You won't get around that one.
[01:54:03.100 --> 01:54:06.100]  No, I didn't think so.
[01:54:06.100 --> 01:54:07.100]  That one's GG.
[01:54:07.100 --> 01:54:10.100]  You've got to find...
[01:54:10.100 --> 01:54:14.100]  We're not happy with the police, but I'll be frank with you.
[01:54:14.100 --> 01:54:20.100]  I don't have much patience with drunk drivers.
[01:54:20.100 --> 01:54:26.100]  I've seen the results, but if you weren't driving now,
[01:54:26.100 --> 01:54:34.100]  we have to get past the point, the issue of probable cause.
[01:54:34.100 --> 01:54:36.100]  They have probable cause to believe.
[01:54:36.100 --> 01:54:42.100]  You have to be able to tell if the car was running or not.
[01:54:42.100 --> 01:54:47.100]  Okay, so the question comes, how'd you get in the driver's seat?
[01:54:47.100 --> 01:54:51.100]  I probably stumbled in there and she probably left everything behind
[01:54:51.100 --> 01:54:54.100]  because she ran out to try to go get somebody for some help to come in there,
[01:54:54.100 --> 01:54:56.100]  and I just tried to stay warm.
[01:54:56.100 --> 01:54:57.100]  What's the problem?
[01:54:57.100 --> 01:54:58.100]  They don't know her anyway.
[01:54:58.100 --> 01:55:02.100]  Okay, I know everybody's going to get upset about this,
[01:55:02.100 --> 01:55:08.100]  and the one thing I hate most is the problem in this country with the legal system.
[01:55:08.100 --> 01:55:09.100]  John, John, wait a minute.
[01:55:09.100 --> 01:55:11.100]  Randy's trying to talk.
[01:55:11.100 --> 01:55:14.100]  Randy, please start again.
[01:55:14.100 --> 01:55:16.100]  Okay, I guess I'm not coming up over him.
[01:55:16.100 --> 01:55:18.100]  Yeah, you're coming up over him.
[01:55:18.100 --> 01:55:20.100]  John's just not hearing you for some reason.
[01:55:20.100 --> 01:55:21.100]  I'm monitoring all the levels.
[01:55:21.100 --> 01:55:24.100]  Go ahead, Randy.
[01:55:24.100 --> 01:55:31.100]  In this country, there is a big problem with prosecutors forcing people to take a deal
[01:55:31.100 --> 01:55:35.100]  that has turned this country into a police state.
[01:55:35.100 --> 01:55:44.100]  We house more of our citizens per capita than any other country in the world,
[01:55:44.100 --> 01:55:47.100]  and it's because of the deal.
[01:55:47.100 --> 01:55:54.100]  With that said, take a deal if you can get one.
[01:55:54.100 --> 01:55:57.100]  They're going to put you in front of a jury, and they're going to say,
[01:55:57.100 --> 01:56:01.100]  I found this guy stuck in the snow, sitting in the driver's seat with the key on,
[01:56:01.100 --> 01:56:09.100]  so drunk he passed out, and the jury will crucify you.
[01:56:09.100 --> 01:56:13.100]  Next time I'd fall asleep in the passenger seat.
[01:56:13.100 --> 01:56:16.100]  Yeah, make sure your father's sleeping in the passenger seat.
[01:56:16.100 --> 01:56:20.100]  And if you can't tell them how you got in the driver's seat,
[01:56:20.100 --> 01:56:29.100]  you're going to have a mother or a grandmother on a jury, and they are going to be livid.
[01:56:29.100 --> 01:56:35.100]  So I suggest if you can take a deal, take a deal.
[01:56:35.100 --> 01:56:41.100]  Well, bottom line here is that I sucked it up.
[01:56:41.100 --> 01:56:43.100]  Get closer to your mic.
[01:56:43.100 --> 01:56:45.100]  I'm having a real hard time hearing you.
[01:56:45.100 --> 01:56:47.100]  Pardon?
[01:56:47.100 --> 01:56:48.100]  I can't hear you.
[01:56:48.100 --> 01:56:49.100]  Get closer to your mic.
[01:56:49.100 --> 01:56:51.100]  I'm having trouble hearing you.
[01:56:51.100 --> 01:56:53.100]  Oh, I'm sorry.
[01:56:53.100 --> 01:56:56.100]  What I was saying is bottom line is I already sucked it up.
[01:56:56.100 --> 01:56:58.100]  I'm already dealing with my sentence.
[01:56:58.100 --> 01:57:00.100]  I'm already dealing with it.
[01:57:00.100 --> 01:57:06.100]  There's something that I didn't do, but I got accused of it because I know they say, you know,
[01:57:06.100 --> 01:57:11.100]  John, I can't understand anything you're saying.
[01:57:11.100 --> 01:57:12.100]  I understand.
[01:57:12.100 --> 01:57:14.100]  Okay, you're fading in and out.
[01:57:14.100 --> 01:57:15.100]  I can't hear you.
[01:57:15.100 --> 01:57:16.100]  We're running out of time.
[01:57:16.100 --> 01:57:18.100]  We really need to move along.
[01:57:18.100 --> 01:57:19.100]  I hate to cut you off.
[01:57:19.100 --> 01:57:22.100]  We apparently have a really bad connection.
[01:57:22.100 --> 01:57:25.100]  Yeah, I think we've got a bad connection with John because I'm all over the levels,
[01:57:25.100 --> 01:57:31.100]  and I can't send the audio to the phone bridge any louder or it will blow up my equipment.
[01:57:31.100 --> 01:57:32.100]  Okay, so.
[01:57:32.100 --> 01:57:34.100]  Okay, we've only got a couple of minutes left.
[01:57:34.100 --> 01:57:36.100]  We really need to move on, John.
[01:57:36.100 --> 01:57:37.100]  I'm sorry.
[01:57:37.100 --> 01:57:39.100]  We're going to go to Joe and try to get Joe.
[01:57:39.100 --> 01:57:42.100]  I'm sorry, Kathy, Ray, James, Valerie.
[01:57:42.100 --> 01:57:46.100]  We're just going to run out of time here.
[01:57:46.100 --> 01:57:50.100]  Okay, Joe, what's on your mind tonight?
[01:57:50.100 --> 01:57:51.100]  Quick question, Randy.
[01:57:51.100 --> 01:57:52.100]  I have three questions.
[01:57:52.100 --> 01:57:57.100]  I used to sell foreclosures back in the early 90s, and I sold one house to my daughter.
[01:57:57.100 --> 01:58:02.100]  Can she look into whether her prompter note has been transferred?
[01:58:02.100 --> 01:58:06.100]  And the other question is I have a friend who's been making payments,
[01:58:06.100 --> 01:58:09.100]  you know, as far as making payments monthly,
[01:58:09.100 --> 01:58:13.100]  but her prompter note was transferred to Bank of America.
[01:58:13.100 --> 01:58:16.100]  Can they look into that as well?
[01:58:16.100 --> 01:58:18.100]  Yeah, go to Remedies and Real Estate.
[01:58:18.100 --> 01:58:19.100]  We'll have somebody contact you.
[01:58:19.100 --> 01:58:23.100]  If this is the Bank of America, they've probably sold it 30 or 40 times,
[01:58:23.100 --> 01:58:26.100]  and Bank of America is getting really beat up.
[01:58:26.100 --> 01:58:31.100]  Right now is a really good time to sue because the banks are getting clobbered.
[01:58:31.100 --> 01:58:34.100]  They're reaching a point where they're going to start making deals.
[01:58:34.100 --> 01:58:35.100]  I am sorry.
[01:58:35.100 --> 01:58:36.100]  We are out of time.
[01:58:36.100 --> 01:58:37.100]  Thank you.
[01:58:37.100 --> 01:58:41.100]  This is Randy Kelton, Deborah Stevens, Eddie Craig, Wheel of Law Radio.
[01:58:41.100 --> 01:58:45.100]  I apologize, but we'll have to put in an archive tomorrow night
[01:58:45.100 --> 01:58:48.100]  because I'm going to be traveling and Deborah's going to be tied up.
[01:58:48.100 --> 01:58:50.100]  But we'll be back Monday.
[01:58:50.100 --> 01:58:52.100]  Deborah and Eddie will be back Monday.
[01:58:52.100 --> 01:58:55.100]  And I'll be back with you Thursday and next Friday.
[01:58:55.100 --> 01:58:59.100]  Wheel of Law Radio, Randy Kelton, Deborah Stevens, Eddie Craig.
[01:58:59.100 --> 01:59:01.100]  I'm like a stepping craze.
[01:59:01.100 --> 01:59:03.100]  I don't want my size.
[01:59:03.100 --> 01:59:06.100]  I'm dangerous, dangerous.
[01:59:06.100 --> 01:59:08.100]  I'm like a stepping craze.
[01:59:08.100 --> 01:59:10.100]  I don't want my size.
[01:59:10.100 --> 01:59:14.100]  I'm dangerous, dangerous.
[01:59:14.100 --> 01:59:21.100]  If you are a Chucky, somebody Chucky from me.
[01:59:21.100 --> 01:59:29.100]  If you are a Chucky, Chucky, somebody Chucky from me.
[01:59:29.100 --> 01:59:31.100]  I'm like a stepping craze.
[01:59:31.100 --> 01:59:33.100]  I don't want my size.
[01:59:33.100 --> 01:59:37.100]  I'm dangerous, dangerous.
[01:59:37.100 --> 01:59:39.100]  I'm like a stepping craze.
[01:59:39.100 --> 01:59:41.100]  I don't want my size.
[01:59:41.100 --> 01:59:44.100]  I'm dangerous, dangerous.
[01:59:44.100 --> 01:59:53.100]  I'm dangerous, dangerous.