[00:00.000 --> 00:07.000]  A new government report on our broken health care system details how insurance companies
[00:09.160 --> 00:14.920]  prosper as Americans suffer. Underscoring the urgency of reform, profits for the ten
[00:14.920 --> 00:21.640]  largest insurance companies increased 250 percent between 2000 and 2009. The CEOs of
[00:21.640 --> 00:28.640]  America's five largest insurers each made up to $24 million in 2008.
[00:28.640 --> 00:33.560]  Barack Obama's establishment by executive order of a bipartisan commission on Deficits
[00:33.560 --> 00:39.640]  Thursday is the latest step in the administration's attack on health care and retirement programs.
[00:39.640 --> 00:45.480]  The 18-member panel will propose measures to slash government spending on Medicare,
[00:45.480 --> 00:52.240]  Medicaid and Social Security. A new medical report claims it is scientific proof that
[00:52.240 --> 00:58.640]  inhaled cannabis holds medical value at or above the level of prescription medicines.
[00:58.640 --> 01:04.240]  The California Center for Medicinal Cannabis Research says cannabis is a promising treatment
[01:04.240 --> 01:09.240]  in selected pain syndromes caused by injury or diseases of the nervous system.
[01:09.240 --> 01:14.480]  Top of the hour news brought to you by INN World Report.
[01:14.480 --> 01:20.480]  The Obama administration announced a $1.25 billion settlement Thursday to resolve charges
[01:20.480 --> 01:26.120]  by thousands of black farmers who say that for decades the Agriculture Department discriminated
[01:26.120 --> 01:32.200]  against them in loan programs. Cabinet officials exhorted Congress to approve the deal by setting
[01:32.200 --> 01:38.360]  aside money for the farmers who have fought through three administrations to secure justice.
[01:38.360 --> 01:43.100]  Agricultural Secretary Tom Vilsack said in the worst cases farmers lost their property
[01:43.100 --> 01:48.520]  after local administrators slow-pedaled loan applications leaving them unable to plant
[01:48.520 --> 01:54.200]  key crops. The government paid $1 billion to settle a related case with 16,000 black
[01:54.200 --> 02:00.760]  farmers in 1999 but notification and communication errors led to some farmers being omitted from
[02:00.760 --> 02:05.960]  that settlement. The new agreement would provide cash payments and debt relief to farmers who
[02:05.960 --> 02:11.360]  applied too late to participate in the earlier settlement. Analysts say more than 70,000
[02:11.360 --> 02:19.080]  farmers might apply this time. Anthem Blue Cross's parent company Wellpoint has been
[02:19.080 --> 02:24.040]  challenged by Congressman Henry Waxman over discrepancies between the company's public
[02:24.040 --> 02:29.400]  explanation for hiking rates on individual insurance premiums in California and its own
[02:29.400 --> 02:34.560]  internal documents which tell a different story. Wellpoint said it was forced to increase
[02:34.560 --> 02:40.040]  rates due to the poor economic climate and the fact that healthy individuals decided
[02:40.040 --> 02:45.040]  to drop their coverage. But Waxman pointed out in a letter to Wellpoint's CEO Angela
[02:45.040 --> 02:49.920]  Braley that according to data the company submitted to the National Association of Insurance
[02:49.920 --> 02:54.920]  Commissioners membership did not decrease but increased by over 7%.
[02:54.920 --> 03:12.160]  Top of the hour news brought to you by INN World Report. You are listening to the Rule
[03:12.160 --> 03:24.160]  of Law Radio Network at RuleOfLawRadio.com. Live free speech talk radio at its best.
[03:24.160 --> 03:35.160]  What you want, what you want, what you gonna do, when the sun goes down for you. Tell me,
[03:35.160 --> 03:45.160]  what you wanna do, what you gonna do. Bad boys, bad boys, what you gonna do, what you
[03:45.160 --> 03:56.160]  gonna do, when they come for you. When you were eight and you had bad traits, you go to
[03:56.160 --> 04:02.160]  school and learn the golden rule. So why are you acting like a bloody fool? If you get
[04:02.160 --> 04:08.160]  hot then you might get cool. Bad boys, bad boys, what you gonna do, what you gonna do,
[04:08.160 --> 04:16.160]  when they come for you? Bad boys, bad boys, what you gonna do, what you gonna do, when
[04:16.160 --> 04:19.160]  they come for you? You chuck it on that one, you chuck it on that one, you chuck it on
[04:19.160 --> 04:22.160]  your mother, and you chuck it on your father, you chuck it on your brother and you chuck
[04:22.160 --> 04:27.160]  it on your sister, you chuck it on that one and you chuck it on me. Bad boys, bad boys,
[04:27.160 --> 04:33.160]  what you gonna do, what you gonna do, when they come for you, bad boys, bad boys, what
[04:33.160 --> 04:36.940]  Whatcha gonna do, Whatcha gonna do, when they come for you?
[04:36.940 --> 04:48.120]  Bad boys, bad boys, Whatcha gonna do, Whatcha gonna do, when they come for you?
[04:48.120 --> 04:52.840]  Nobody now give you no break, Police now give you no break,
[04:52.840 --> 04:58.280]  That old soldier man give you no break, That other I do now give you no break.
[04:58.280 --> 05:01.800]  Bad boys, bad boys, bad boys, whatcha going to do?
[05:01.800 --> 05:04.300]  Whatcha going to do when they come for you?
[05:04.300 --> 05:07.460]  Bad boys, bad boys, whatcha going to do?
[05:07.460 --> 05:10.580]  Whatcha going to do when they come for you?
[05:10.580 --> 05:13.660]  Bad boys, bad boys, bad boys, whatcha going to do?
[05:13.660 --> 05:15.920]  Whatcha going to do when they come for you?
[05:15.920 --> 05:18.960]  Bad boys, bad boys, whatcha going to do?
[05:18.960 --> 05:23.600]  Whatcha going to do when they come for you?
[05:23.600 --> 05:25.660]  Okay.
[05:25.660 --> 05:26.840]  We are here.
[05:26.840 --> 05:34.760]  the rule of law. It is Friday, February 26th. We're here to take down the bad boys. This
[05:34.760 --> 05:40.960]  is Deborah Stevens. I'm here with Randy Kelton and Eddie Craig. And also our very good friend
[05:40.960 --> 05:44.720]  Michael Badnarek again. Thanks for joining us tonight, Michael.
[05:44.720 --> 05:47.480]  I always have a good time with you guys on the radio.
[05:47.480 --> 05:53.440]  Oh, that's awesome. So Michael, you have a constitution class coming up. So let us know
[05:53.440 --> 05:57.080]  about this. And you have a special deal for our listeners as well.
[05:57.080 --> 06:02.360]  I have several constitution classes coming up. I'll be teaching March 6th in Dallas,
[06:02.360 --> 06:10.520]  March 13th in Austin, and March 20th in Fort Worth. But to motivate your listeners to finally
[06:10.520 --> 06:17.960]  get off the dime, anybody who registers for my Austin class on the 13th of March will
[06:17.960 --> 06:25.560]  get a 20% discount. Normally it is $100 per person. And there is a special PayPal link
[06:25.560 --> 06:35.000]  on my homepage at the moment for rule of law listeners. So if you register for the class
[06:35.000 --> 06:39.960]  during the next hour or so, you'll be able to get a discount on the class.
[06:39.960 --> 06:43.160]  Wow. Awesome. You hear that?
[06:43.160 --> 06:48.640]  It will also kind of give us some idea how many people are listening and demonstrate
[06:48.640 --> 06:52.200]  that we're really getting the message out. And where is the class?
[06:52.200 --> 07:03.080]  The class is going to be held at the Wyndham Garden Hotel, which is on I-35. And it's one
[07:03.080 --> 07:15.320]  exit north of Ben White. So that's the exit. And we will be there from 9 in the morning
[07:15.320 --> 07:26.080]  until 6 o'clock at night. After 6 o'clock, I usually go to a nearby restaurant. And people
[07:26.080 --> 07:33.480]  are allowed to ask questions that we didn't have time for in the class.
[07:33.480 --> 07:37.080]  Wonderful. Wonderful. And give us the date of that class again.
[07:37.080 --> 07:41.440]  That's March 13th, which is a Saturday, two weeks from tomorrow.
[07:41.440 --> 07:47.400]  Okay, guys. Two weeks from tomorrow, guys and gals. Two weeks from tomorrow, Michael
[07:47.400 --> 07:52.520]  Banerich's Constitution class at the Wyndham right here in Austin, Texas, I-35 at Woodward
[07:52.520 --> 07:57.080]  Street. And you get 20 percent off if you register during the next hour while Michael
[07:57.080 --> 08:05.000]  is on the show. So you can't beat that. That's a deal. I'm loving it.
[08:05.000 --> 08:10.920]  So Michael, you had a court case you wanted to discuss tonight. Something about Scalia
[08:10.920 --> 08:16.360]  saying that the states cannot secede or something like that?
[08:16.360 --> 08:23.080]  It's going to be difficult to talk about this without downright laughing. I'm not sure that
[08:23.080 --> 08:33.960]  it was a court case. I believe that someone, a guy named Daniel wrote a request to Supreme
[08:33.960 --> 08:39.840]  Court Justice Antonin Scalia, who's, I mean, I want to be honest, he is the Supreme Court
[08:39.840 --> 08:47.760]  judge that I dislike the least. So he wrote back to Daniel, said, I'm afraid I cannot
[08:47.760 --> 08:53.120]  be much help with your problem principally because I cannot imagine that such a question
[08:53.120 --> 08:58.600]  would ever reach the Supreme Court. Apparently, Daniel wrote him a question asking about whether
[08:58.600 --> 09:06.880]  or not a state has the right to secede. And his response continues to begin with, the
[09:06.880 --> 09:13.400]  answer is clear. If there was any constitutional issue resolved by the Civil War, it is that
[09:13.400 --> 09:19.760]  there is no right to secede. Hence, in the Pledge of Allegiance, one nation, indivisible.
[09:19.760 --> 09:27.080]  Excuse me. Well, I disagree patently, which I'm happy to do with anybody on the Supreme
[09:27.080 --> 09:32.080]  Court. Most of the people on the Supreme Court wouldn't recognize the Constitution if you
[09:32.080 --> 09:38.600]  rolled it up and beat him with it. But we do have a Declaration of Independence. The
[09:38.600 --> 09:45.200]  Declaration of Independence is, at its heart, a secession document, which says that we are
[09:45.200 --> 09:50.840]  no longer bound to, you know, the king or the, you know, rule of England, and that we
[09:50.840 --> 09:55.880]  are going to become, that we are announcing. We're not asking for permission. We are just
[09:55.880 --> 10:05.320]  flat out announcing that we are pre-sovereign and independent states. And so, the only difference
[10:05.320 --> 10:18.760]  between the American Revolution and the Civil War is that we won the first battle, barely,
[10:18.760 --> 10:28.960]  and lost the second one. However, the fundamental right of any state to secede is, well, it
[10:28.960 --> 10:35.840]  should be, you know, self-evident, as Thomas Jefferson would say. To put it in kind of
[10:35.840 --> 10:43.480]  more personal terms, if a man and woman get married, you know, and the woman decides eventually
[10:43.480 --> 10:49.280]  that the guy is being a jerk and that she wants to leave, you know, it is not acceptable
[10:49.280 --> 10:55.000]  for him to grab her by the hair, drag her forcefully back to the house, and say, you
[10:55.000 --> 10:59.560]  know, our wedding vows said, till death do you part. I mean, that's, I mean, that's
[10:59.560 --> 11:03.720]  not acceptable. People have a right to get married. They have a right to get divorced
[11:03.720 --> 11:10.460]  from each other. And, you know, any state, if a state, you know, volunteers to be part
[11:10.460 --> 11:15.320]  of the Union, it can also volunteer to leave the Union.
[11:15.320 --> 11:22.040]  Well, absolutely. It's a voluntary agreement, isn't it? I mean...
[11:22.040 --> 11:30.760]  Well, of course it is. And it boggles my mind that, you know, learned people, I mean, I
[11:30.760 --> 11:40.960]  give Justice Scalia, you know, credit for his, you know, long study of law and the Constitution.
[11:40.960 --> 11:49.520]  But to do all of that and then draw this conclusion is, well, interestingly enough, it just dawned
[11:49.520 --> 11:57.280]  on me that he points to the Pledge of Allegiance and specifically the One Nation Indivisible
[11:57.280 --> 12:06.720]  Clause as if it's a legal site. And it's not. I mean, the Pledge of Allegiance was, you
[12:06.720 --> 12:13.120]  know, written by somebody and merely adopted because, you know, people have a tendency
[12:13.120 --> 12:21.040]  to like that kind of thing. But the Pledge of Allegiance has no legal significance in
[12:21.040 --> 12:29.400]  our country. I mean, Randy, I mean, do you see that I'm making any logical errors here?
[12:29.400 --> 12:37.800]  You're not. I'm kind of surprised that Scalia making such a offhanded and public statement.
[12:37.800 --> 12:40.200]  Again, yeah.
[12:40.200 --> 12:49.600]  I would have thought he had considered his words carefully or at least his position.
[12:49.600 --> 12:52.200]  Is that me getting the call?
[12:52.200 --> 12:55.320]  Yeah. And back off from the mic some, Randy.
[12:55.320 --> 13:03.240]  Okay. How's that? I don't know what's going on. I turned it down a little bit. Do I sound
[13:03.240 --> 13:04.240]  okay?
[13:04.240 --> 13:08.080]  That's better. Thanks. Yeah. Well, it's...
[13:08.080 --> 13:15.160]  The last sentence in Justice Scalia's response is that the United States cannot be sued without
[13:15.160 --> 13:21.340]  its consent. And it has not consented to this sort of a suit. How do you feel about the
[13:21.340 --> 13:27.760]  United States, you know, just flat out denying consent to be sued?
[13:27.760 --> 13:39.360]  That is a presupposition. If the state of Texas decided to remove itself from the union,
[13:39.360 --> 13:45.560]  I somehow don't think it's going to go to the court to sue for that.
[13:45.560 --> 13:51.520]  It's just going to say it's a road, Jack.
[13:51.520 --> 13:58.440]  Michael, you know something I personally have never understood is while both the federal
[13:58.440 --> 14:03.000]  and state constitutions say that the people are the superior political power holders and
[14:03.000 --> 14:07.000]  that we have the right to dissolve the government when it will no longer do what we wish it
[14:07.000 --> 14:11.840]  to do, for that same government to say that we cannot hold it accountable in a courtroom
[14:11.840 --> 14:15.360]  when we have to write out an amendment to that amendment.
[14:15.360 --> 14:21.880]  Absolutely. The First Amendment ends by saying that we have the right to petition the government
[14:21.880 --> 14:28.040]  for redress of grievances. So one of the rights that we have listed as a bill of rights is
[14:28.040 --> 14:34.640]  our ability to sue the government. I mean, they... It's like, I would like to have that
[14:34.640 --> 14:41.440]  kind of diplomatic immunity. It's like, Mr. Badnarek, we're accusing you of murder. No,
[14:41.440 --> 14:48.160]  I disagree. I'm not going to consent to that type of a judgment. I just refuse to come
[14:48.160 --> 14:59.520]  to court. The idea that the government has the ability to decide is ludicrous and flies
[14:59.520 --> 15:05.720]  in the face of our basic understanding of how the government was created in the first
[15:05.720 --> 15:06.720]  place.
[15:06.720 --> 15:07.720]  Discuss...
[15:07.720 --> 15:20.560]  Okay. Wait a minute. We're having some... All right. We're having some technical difficulties
[15:20.560 --> 15:26.240]  here, folks. We're going to have to cut to break and we'll get Michael back up in just
[15:26.240 --> 15:33.240]  a moment.
[16:56.240 --> 17:02.240]  You feel tired when talking about important topics like money and politics?
[17:02.240 --> 17:03.240]  Sorry.
[17:03.240 --> 17:06.000]  Are you confused by words like the Constitution or the Federal Reserve?
[17:06.000 --> 17:07.000]  What?
[17:07.000 --> 17:12.120]  If so, you may be diagnosed with the deadliest disease known today, stupidity. Hi, my name
[17:12.120 --> 17:16.320]  is Steve Holt, and like millions of other Americans, I was diagnosed with stupidity
[17:16.320 --> 17:21.040]  at an early age. I had no idea that the number one cause of the disease is found in almost
[17:21.040 --> 17:26.440]  every home in America, the television. Unfortunately, that puts most Americans at risk of catching
[17:26.440 --> 17:31.000]  stupidity, but there is hope. The staff at Brave New Books have helped me and thousands
[17:31.000 --> 17:35.480]  of other poxaholics suffering from sports zombieism recover. And because of Brave New
[17:35.480 --> 17:41.040]  Books, I now enjoy reading and watching educational documentaries without feeling tired or uninterested.
[17:41.040 --> 17:49.000]  So if you or anybody you know suffers from stupidity, then you need to call 512-480-2503
[17:49.000 --> 17:54.600]  or visit them in 1904 Guadalupe or bravenewbookstore.com. Side effects from using Brave New Books products
[17:54.600 --> 18:22.000]  may include discernment and enlarged vocabulary and an overall increase in mental functioning.
[18:22.000 --> 18:50.560]  Thanks for watching, I hope you enjoyed this video, and I'll see you in the next one.
[18:53.000 --> 19:00.000]  Yeah, justice is the goal.
[19:00.000 --> 19:06.000]  Sometimes we fell a little too far at sea, and then we got to get back on course quickly.
[19:06.000 --> 19:13.000]  So we go under heavy advisory, from the man that came all the way from Galilee.
[19:13.000 --> 19:19.000]  A place called a safe and warm place to be where I don't have to work so hard to be free.
[19:19.000 --> 19:25.000]  Some guys are trying to rewrite history, but they got caught. Now them guys got to flee.
[19:25.000 --> 19:32.000]  Looks like justice.
[19:32.000 --> 19:42.000]  Looks like justice.
[19:42.000 --> 19:49.000]  Okay, we have Michael Ben-Erik back. Sorry for the technical problems, folks.
[19:49.000 --> 19:52.000]  I have a little feedback issues on Skype here.
[19:52.000 --> 19:58.000]  Okay, I have another court case for Michael. Michael, you'll love this one.
[19:58.000 --> 20:06.000]  Otis McDonald, he's 76 years old, he's suing the city of Chicago over the gun ban.
[20:06.000 --> 20:12.000]  And it's expected to go to the Supreme Court as early as next week.
[20:12.000 --> 20:14.000]  What do you think of that?
[20:14.000 --> 20:19.000]  I hope Mr. McDonald just sues their pants off.
[20:19.000 --> 20:28.000]  He's obviously got the logic and Bill of Rights on his side, but I grew up just outside of Chicago.
[20:28.000 --> 20:34.000]  And I will tell you right up front that Chicago is one of the most corrupt cities.
[20:34.000 --> 20:38.000]  They just had another governor get indicted.
[20:38.000 --> 20:49.000]  And we've got like the last four governors of Illinois are currently doing time and a benefit entry.
[20:49.000 --> 20:55.000]  There's a reason that the motto in Chicago is vote early, vote often.
[20:55.000 --> 20:59.000]  I grew up on the near north side of Chicago.
[20:59.000 --> 21:06.000]  And when I was growing up, if you wanted a job with the city, just vote for Mayor Daley.
[21:06.000 --> 21:09.000]  You didn't have to work, you didn't have to do anything.
[21:09.000 --> 21:14.000]  As long as you voted for Mayor Daley, you would keep your job.
[21:14.000 --> 21:18.000]  And he made no bones about it.
[21:18.000 --> 21:25.000]  But I grew up in the inner city on what they call the mean streets.
[21:25.000 --> 21:31.000]  And that is absolutely the most corrupt place I've ever been in my life.
[21:31.000 --> 21:39.000]  We were far more afraid of the police for their corruption than we were the wise guys.
[21:39.000 --> 21:40.000]  Right.
[21:40.000 --> 21:42.000]  Y'all want to hear this guy's story?
[21:42.000 --> 21:43.000]  It's really good.
[21:43.000 --> 21:44.000]  Yes.
[21:44.000 --> 21:45.000]  Okay.
[21:45.000 --> 21:46.000]  Okay.
[21:46.000 --> 21:51.000]  It says McDonald's case will be argued before the nation's highest court next week.
[21:51.000 --> 21:54.000]  ABC's Paul Minky talked with McDonald.
[21:54.000 --> 22:00.000]  McDonald is a retired maintenance engineer who moved to Chicago in the early 50s with $18 in his pocket.
[22:00.000 --> 22:04.000]  At this point in his life, he says he surely didn't set out to make history,
[22:04.000 --> 22:07.000]  but that's clearly where he finds himself.
[22:07.000 --> 22:15.000]  McDonald says he wants the right to protect himself from gang members who threaten the Morgan Park neighborhood where he lives.
[22:15.000 --> 22:21.000]  Quote, I have a strong drive to do what I can to right what I see is wrong, said McDonald.
[22:21.000 --> 22:23.000]  He wants to right what he sees is wrong.
[22:23.000 --> 22:24.000]  That's awesome.
[22:24.000 --> 22:25.000]  Okay.
[22:25.000 --> 22:28.000]  For the better part of four decades, McDonald has lived in Morgan Park.
[22:28.000 --> 22:29.000]  He and his wife raised a family there.
[22:29.000 --> 22:37.000]  Ten years after they moved in, Chicago enacted its handgun ban, an idea McDonald at the time applauded.
[22:37.000 --> 22:41.000]  But in the years that have followed, McDonald said his neighborhood has changed.
[22:41.000 --> 22:42.000]  More crime.
[22:42.000 --> 22:50.000]  He has been broken into three times, and he has long since concluded that the handgun ban is a bust.
[22:50.000 --> 22:54.000]  Quote, it doesn't work, McDonald said.
[22:54.000 --> 22:59.000]  It doesn't work simply because the senior citizens, the law-abiding citizens like myself,
[22:59.000 --> 23:04.000]  is being victimized by saying you can't have a handgun in your own home.
[23:04.000 --> 23:05.000]  Why?
[23:05.000 --> 23:11.000]  Tell me what I can't have in my own home.
[23:11.000 --> 23:13.000]  I'm not out robbing nobody.
[23:13.000 --> 23:14.000]  I love it.
[23:14.000 --> 23:16.000]  Tell me what I can't have in my own home.
[23:16.000 --> 23:18.000]  I'm not out robbing nobody.
[23:18.000 --> 23:22.000]  Okay, after attending an NRA rally four years ago,
[23:22.000 --> 23:29.000]  McDonald was recruited by gun rights activists to serve as a possible plaintiff in legal action against the city.
[23:29.000 --> 23:31.000]  I was skeptical at first.
[23:31.000 --> 23:32.000]  This is a quote.
[23:32.000 --> 23:33.000]  I was skeptical at first.
[23:33.000 --> 23:37.000]  You know, I'm thinking, wait a minute here, little old me?
[23:37.000 --> 23:43.000]  Hey, I'm all up in here with lawyers and things, said McDonald.
[23:43.000 --> 23:48.000]  McDonald joked with the lawyers that his color must have been a bearing on his selection,
[23:48.000 --> 23:54.000]  but he ultimately decided that race and politics were secondary to a cause he believes in.
[23:54.000 --> 24:03.000]  So he agreed to be the lead plaintiff, McDonald v. the City of Chicago and Mayor Richard M. Daley.
[24:03.000 --> 24:07.000]  Quote, does this lead to everyone having a gun in our society?
[24:07.000 --> 24:11.000]  If they think that's the answer, then they're greatly mistaken.
[24:11.000 --> 24:16.000]  Why don't we do away with the court system and go back to the old West where you have a gun and I have a gun
[24:16.000 --> 24:20.000]  and we settle it in the streets, said Mayor Daley.
[24:20.000 --> 24:25.000]  I don't think anybody, quote, I don't think anybody involved in this case, certainly no one I've met,
[24:25.000 --> 24:32.000]  is hoping for the right to own a handgun in Chicago so they can say, wow, finally I can go knock over that 7-Eleven,
[24:32.000 --> 24:36.000]  said David Cigali, attorney for McDonald.
[24:36.000 --> 24:40.000]  When the case is argued next Tuesday before the Supreme Court, Otis McDonald will be in the audience.
[24:40.000 --> 24:44.000]  mindful that whatever the legal outcome, his name is now etched in history.
[24:44.000 --> 24:49.000]  Quote, I didn't think too much about that, I just find myself here and I pray every night
[24:49.000 --> 24:54.000]  and I let the Lord give me the strength to endure, quote McDonald said.
[24:54.000 --> 25:02.000]  Otis McDonald presents a public face on the debate different than the more traditional white rural gun rights advocate.
[25:02.000 --> 25:09.000]  That aside, the question before the Supreme Court next week is whether its decision in the summer of 2008
[25:09.000 --> 25:16.000]  to strike down the Washington D.C. handgun ban can apply to, equally to Chicago and beyond.
[25:16.000 --> 25:18.000]  What do you all think?
[25:18.000 --> 25:25.000]  I can testify personally that an armed society is a polite society.
[25:25.000 --> 25:31.000]  I was once in a beer joint in Korat, Thailand and a big fight broke out.
[25:31.000 --> 25:34.000]  I didn't have anything to do with it.
[25:34.000 --> 25:39.000]  Everyone in there was armed to the teeth.
[25:39.000 --> 25:43.000]  They threw me through the top half of a window.
[25:43.000 --> 25:47.000]  No one even considered drawing a weapon.
[25:47.000 --> 25:51.000]  Had anyone drawn a weapon, everybody would have shot him.
[25:51.000 --> 25:53.000]  Yeah, that's why everyone should be armed.
[25:53.000 --> 25:55.000]  What do you think, Michael?
[25:55.000 --> 26:05.000]  I was going to say that the reason most people want gun control is so the bad guys have the advantage.
[26:05.000 --> 26:14.000]  If everybody carried a gun, the bad guys lose most of the time, which is exactly what we want.
[26:14.000 --> 26:22.000]  I strongly believe in everybody's right to life and everybody's right to defend that life
[26:22.000 --> 26:32.000]  and everybody's right to carry a gun if that's the way they think would be most efficient for defending that life.
[26:32.000 --> 26:38.000]  I think that it's very ironic that the city of Chicago and specifically in the Tribune building
[26:38.000 --> 26:43.000]  right near Chicago River, they have a First Amendment museum.
[26:43.000 --> 26:45.000]  I know because I've been there.
[26:45.000 --> 26:47.000]  They talk about freedom of speech.
[26:47.000 --> 26:54.000]  And because of the Chicago Tribune newspaper, there is an emphasis on freedom of the press.
[26:54.000 --> 27:02.000]  And I stopped at the information desk and I said, this First Amendment museum is wonderful.
[27:02.000 --> 27:07.000]  I said, when is Chicago planning to set up a Second Amendment museum?
[27:07.000 --> 27:12.000]  I wish you could have seen the expression on the person's face.
[27:12.000 --> 27:18.000]  You know, they weren't really sure what to do about it.
[27:18.000 --> 27:21.000]  You're giving them too much to think about.
[27:21.000 --> 27:23.000]  I grew up in Chicago.
[27:23.000 --> 27:31.000]  And when I was growing up on the streets of the near north side, if everybody had a gun who was a criminal,
[27:31.000 --> 27:36.000]  the only ones who didn't have a gun were the ones who weren't criminals.
[27:36.000 --> 27:37.000]  And we all knew that.
[27:37.000 --> 27:42.000]  Well, there were the criminals, which included the police.
[27:42.000 --> 27:47.000]  And then there were the wise guys, which they called criminals and which kind of were.
[27:47.000 --> 27:51.000]  But they were the ones we were least afraid of.
[27:51.000 --> 27:57.000]  But essentially everybody on the other side of the law had a pistol.
[27:57.000 --> 28:00.000]  The only ones who didn't have the pistol were the good guys.
[28:00.000 --> 28:11.000]  Well, what I find very intriguing about this gentleman's comments here to the media is that he at first was in favor of the gun ban.
[28:11.000 --> 28:13.000]  He thought it was a great idea.
[28:13.000 --> 28:17.000]  And then he got the short end of the stick, so to speak,
[28:17.000 --> 28:25.000]  or he got the wrong end of the barrel pointed at him instead of being behind the hammer, so to speak.
[28:25.000 --> 28:31.000]  And he realized that maybe gun bans just are not such a good idea after all.
[28:31.000 --> 28:33.000]  I really like that.
[28:33.000 --> 28:36.000]  That shows something here.
[28:36.000 --> 28:46.000]  When they passed the concealed, the right to carry concealed weapon in Texas, my son was arguing against it.
[28:46.000 --> 28:49.000]  And his main argument was it wouldn't do any good anyway.
[28:49.000 --> 28:52.000]  Because if somebody pulled a weapon on you, you wouldn't be able to get to yours.
[28:52.000 --> 28:53.000]  Oh, come on.
[28:53.000 --> 28:56.000]  And I assured him that was not the issue.
[28:56.000 --> 29:01.000]  The issue is not the one that you're robbing that you have to worry about.
[29:01.000 --> 29:06.000]  It's the guy across the street or the guy behind you, everybody else in the neighborhood.
[29:06.000 --> 29:16.000]  The very day the gun, the right to carry went into effect on Central Expressway, real heavy traffic,
[29:16.000 --> 29:22.000]  a guy ran out, jerked a woman's door open, grabbed her by the hair, jerked her out of her SUV.
[29:22.000 --> 29:28.000]  The guy behind her stepped out of his car and dropped him in his tracks.
[29:28.000 --> 29:32.000]  Turned out he was an FBI agent, so he had a weapon anyway.
[29:32.000 --> 29:38.000]  But that illustrated the situation when everybody in the society is armed.
[29:38.000 --> 29:39.000]  All right, listen, we're going to break.
[29:39.000 --> 29:45.000]  Callers, if you'd like to call in and ask Michael Badnerick a question, 512-646-1984.
[29:45.000 --> 29:48.000]  And I want to know what happened to the right to open carry.
[29:48.000 --> 29:52.000]  Forget this concealed carry stuff and having to have a license.
[29:52.000 --> 29:54.000]  We need to be able to carry openly.
[29:54.000 --> 29:55.000]  It's ridiculous.
[29:55.000 --> 29:57.000]  Most states you can open carry without a permit.
[29:57.000 --> 29:58.000]  What about Texas?
[29:58.000 --> 30:00.000]  We'll be right back.
[30:00.000 --> 30:03.000]  Are you the plaintiff or defendant in a lawsuit?
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[31:00.000 --> 31:14.000]  Yeah, I got a warrant, and I'm going to solve them, to help government them, prosecute them.
[31:14.000 --> 31:18.000]  Okay.
[31:18.000 --> 31:21.000]  Hold still.
[31:21.000 --> 31:39.000]  Okay, we are back with our very special guest and very good friend, Michael Badnerich.
[31:39.000 --> 31:42.000]  We're talking about Second Amendment rights here,
[31:42.000 --> 31:46.000]  and we're about to go into discussion of rights versus privileges.
[31:46.000 --> 31:53.000]  And the way I see it, the way I believe in it, is that you cannot license a right.
[31:53.000 --> 31:56.000]  You can only license a privilege, and a privilege,
[31:56.000 --> 32:00.000]  licensing a privilege means that the government gives you permission to do something
[32:00.000 --> 32:05.000]  that normally would be illegal, normally that you wouldn't have the right to do.
[32:05.000 --> 32:14.000]  And so in a way, Randy, I'm kind of against this so-called licensing the right to carry concealed,
[32:14.000 --> 32:18.000]  because if it's really a right, we shouldn't have to have a license to do it.
[32:18.000 --> 32:25.000]  And the other reason I'm against it is because they use the concealed carry license in Texas
[32:25.000 --> 32:30.000]  as an excuse to take away our right to open carry.
[32:30.000 --> 32:35.000]  And I would much rather be able to openly carry my pistol,
[32:35.000 --> 32:38.000]  my sidearm on my hip or in my holster or whatever,
[32:38.000 --> 32:45.000]  than to have to get fingerprinted and background checked and all these kinds of things
[32:45.000 --> 32:50.000]  and go through a government program and psychological evaluations
[32:50.000 --> 32:56.000]  or whatever other crepola they want to throw your way to get licensed to carry concealed.
[32:56.000 --> 33:02.000]  I mean, number one, we should be able to carry concealed or openly either way,
[33:02.000 --> 33:04.000]  no matter what, without a license,
[33:04.000 --> 33:09.000]  but that is one reason why I kind of snubbed my nose at the concealed carry thing,
[33:09.000 --> 33:16.000]  because I believe it was at the same time that they passed the law to make it illegal to open carry.
[33:16.000 --> 33:22.000]  And so I am not in favor of that at all, at all, at all, because people carry openly in other states.
[33:22.000 --> 33:28.000]  And when you travel to other states, sometimes it's almost like a wake-up call.
[33:28.000 --> 33:32.000]  It's like, well, hey, people are carrying sidearms on their hips and in their shoulder holsters
[33:32.000 --> 33:37.000]  all over the place. Well, what about here? I mean, this is Texas.
[33:37.000 --> 33:41.000]  I mean, you think of any place, any state, we would be able to do that here.
[33:41.000 --> 33:44.000]  So that's definitely a law that needs to be repealed.
[33:44.000 --> 33:51.000]  And so with that being said, I want to lead back to Michael to discuss the differences between rights and privileges.
[33:51.000 --> 33:54.000]  So, Michael, if you would, please.
[33:54.000 --> 34:02.000]  I mean, this is a real fundamental, and it is the basis for my Constitution class.
[34:02.000 --> 34:08.000]  Most of the problems that we have, especially the political problems,
[34:08.000 --> 34:13.000]  derive from the fact that most Americans do not know the difference.
[34:13.000 --> 34:19.000]  A right is something that you can do without asking, like thinking, for example.
[34:19.000 --> 34:24.000]  If I tell your listeners that they are not allowed to think of a black cat,
[34:24.000 --> 34:30.000]  well, they can go ahead and think of a black cat in spite of any of my protestations.
[34:30.000 --> 34:33.000]  A right is something you can do without asking.
[34:33.000 --> 34:39.000]  A privilege is something that someone is, you know, something that you are allowed to do
[34:39.000 --> 34:45.000]  and granted permission by some higher authority or the person or an agency.
[34:45.000 --> 34:52.000]  And rights and privileges are opposites, black and white, true and false.
[34:52.000 --> 34:55.000]  Rights and privileges are opposites.
[34:55.000 --> 35:04.000]  And none of your listeners have a permit to exercise their religion, you know?
[35:04.000 --> 35:10.000]  And they will tell me very emphatically that freedom of religion is a right,
[35:10.000 --> 35:14.000]  and they don't need a permit from the government to go to church.
[35:14.000 --> 35:18.000]  I tell them that they've argued the topic correctly,
[35:18.000 --> 35:23.000]  and then I ask them what the difference is between the first amendment and the second amendment.
[35:23.000 --> 35:28.000]  There is none. You know, you cannot justify it.
[35:28.000 --> 35:33.000]  I mean, the government has, you know, licensed the right to carry,
[35:33.000 --> 35:41.000]  and in Chicago especially, they've eliminated, you know, that right completely.
[35:41.000 --> 35:50.000]  But that's only because we the people assume that the government has the authority to do that.
[35:50.000 --> 35:57.000]  If we understood the difference between rights and privileges, we would laugh at Mayor Daley.
[35:57.000 --> 36:03.000]  We would acknowledge that 23,000 gun laws in the United States are unconstitutional,
[36:03.000 --> 36:10.000]  and we would carry our weapon either openly or concealed because we have a right to do that,
[36:10.000 --> 36:15.000]  because, you know, somebody has written a piece of paper that allows it.
[36:15.000 --> 36:21.000]  And I would like to, you know, remind people that I'm teaching my Constitution class in Austin,
[36:21.000 --> 36:28.000]  and any of my listeners or any of your listeners who go to my website at the moment,
[36:28.000 --> 36:36.000]  constitutionpreservation.org, right on the home page I have a PayPal button,
[36:36.000 --> 36:43.000]  and if you register for the March 13th class, while we are on the air, you get a $20 discount.
[36:43.000 --> 36:51.000]  The class is normally $100, and you can save yourself $20 by signing up right now.
[36:51.000 --> 36:55.000]  Well, call me crazy, and once again, I just may be ignorant.
[36:55.000 --> 37:01.000]  But how did an amendment whose sole purpose was to help the people protect themselves
[37:01.000 --> 37:08.000]  from the tyranny of government wind up allowing that very agency that it was sought to protect you from
[37:08.000 --> 37:12.000]  be the one dictating how it could be used?
[37:12.000 --> 37:16.000]  Ignorance, as one of the commercials for Brave New Book said,
[37:16.000 --> 37:22.000]  that most of the people in the United States are suffering from a disease called stupidity.
[37:22.000 --> 37:28.000]  You know, they've lost the ability to think logically and critically,
[37:28.000 --> 37:35.000]  and you know, the simple answer is the Second Amendment doesn't give the government the right to do that,
[37:35.000 --> 37:39.000]  but the government continues to say that it has that power.
[37:39.000 --> 37:46.000]  The American people are, you know, blindly going along like, well, okay, you know,
[37:46.000 --> 37:56.000]  if Mayor Daley's dead, so I would, I mean, I left the Chicago area because of cold and snow,
[37:56.000 --> 38:10.000]  but I would never live in Chicago proper because of the blatant unconstitutional ban on guns.
[38:10.000 --> 38:18.000]  I left the Chicago area primarily because of the police.
[38:18.000 --> 38:30.000]  The police were so incredibly corrupt that I told the wife, there is no way my children will grow up in this rat hole.
[38:30.000 --> 38:33.000]  I brought them to Texas, and it's the best thing I ever did.
[38:33.000 --> 38:42.000]  I think if everyone in Chicago carried a pistol, that problem would go away quickly.
[38:42.000 --> 38:45.000]  Well, Mr. Otis seems to think so.
[38:45.000 --> 38:47.000]  Go ahead, Michael.
[38:47.000 --> 38:57.000]  In the mid to late 80s, I think, the state of Florida enacted a law
[38:57.000 --> 39:04.000]  that would allow people to get a concealed carry permit,
[39:04.000 --> 39:12.000]  and the crime rate in Florida dropped about 60%, I believe.
[39:12.000 --> 39:18.000]  The subsequent problem was that tourists were being murdered.
[39:18.000 --> 39:23.000]  Well, if you're coming from Europe, we know that you're not going to be allowed to carry a plane on the gun.
[39:23.000 --> 39:29.000]  If you land in Orlando, you know, there's a high probability that you're going to go to Disneyland,
[39:29.000 --> 39:32.000]  and you're not going to Disneyland without money,
[39:32.000 --> 39:38.000]  and so all we have to do is follow you to the rental car agency
[39:38.000 --> 39:45.000]  and then follow your rental car out of the parking lot, you know, 10 miles down the freeway,
[39:45.000 --> 39:48.000]  and, you know, shoot until you take your money.
[39:48.000 --> 39:57.000]  And Florida was rapidly experiencing a problem with losing tourist business,
[39:57.000 --> 40:02.000]  because once the people in Florida were able to defend themselves,
[40:02.000 --> 40:13.000]  then it was only the tourists who were at risk of predation.
[40:13.000 --> 40:20.000]  That goes to show the logic of having the weapons.
[40:20.000 --> 40:27.000]  So there was a simpler solution than banning weapons,
[40:27.000 --> 40:34.000]  where you make the citizens vulnerable instead of the tourists.
[40:34.000 --> 40:42.000]  The logical answer to that is issue the tourist a weapon when they walk through the gate.
[40:42.000 --> 40:46.000]  I think I've said that for years.
[40:46.000 --> 40:49.000]  It's like, welcome to Florida.
[40:49.000 --> 40:55.000]  Would you like a 9-millimeter or a.45?
[40:55.000 --> 41:01.000]  Of course, the best thing would be just to be allowed to carry the weapon onto the airplane.
[41:01.000 --> 41:08.000]  If people were allowed to carry their gun onto airplanes, September 11th would never have happened.
[41:08.000 --> 41:15.000]  The terrorists would never have gotten past the beverage cart.
[41:15.000 --> 41:17.000]  Agreed.
[41:17.000 --> 41:25.000]  Yeah, and Eddie, you made an interesting comment on the break about the sporting purposes of firearms.
[41:25.000 --> 41:26.000]  What was this?
[41:26.000 --> 41:32.000]  I said my idea of a good sporting purpose is a bag limit on the politicians.
[41:32.000 --> 41:39.000]  That's the way I'd prefer it if they were saying that a gun has to have some sort of legitimate sporting purpose.
[41:39.000 --> 41:41.000]  Well, that would be a good one in my book.
[41:41.000 --> 41:43.000]  Why a bag limit?
[41:43.000 --> 41:47.000]  Why not open a season?
[41:47.000 --> 41:50.000]  Save some fun for others.
[41:50.000 --> 41:56.000]  Is there going to be a higher limit on Republicans than Democrats or the other way around?
[41:56.000 --> 42:01.000]  No, I think we should be able to go that one equal opportunity there.
[42:01.000 --> 42:05.000]  And mount them up on the wall.
[42:05.000 --> 42:10.000]  Well, they would start studying their Bill of Rights and their Constitution.
[42:10.000 --> 42:19.000]  You don't have to kill them all, just hang a half a dozen of them and they'll fall on the line.
[42:19.000 --> 42:23.000]  Well, Michael, you know how to tie a hangman's noose.
[42:23.000 --> 42:26.000]  You know how to tie dozens of different knots, right?
[42:26.000 --> 42:27.000]  Oh, absolutely.
[42:27.000 --> 42:31.000]  I was a boy scout and a mountain climber and a sailor, so knots are my life.
[42:31.000 --> 42:40.000]  And I counted one time and I was able to tie 32 different knots and one of them was a hangman's noose, yes.
[42:40.000 --> 42:43.000]  A 13 rung hangman's noose, right?
[42:43.000 --> 42:45.000]  Well, that just makes it official.
[42:45.000 --> 42:49.000]  It doesn't make it any more or less efficient.
[42:49.000 --> 42:55.000]  You know, that's more of a tradition than a necessity.
[42:55.000 --> 42:56.000]  Indeed.
[42:56.000 --> 43:00.000]  Well, a tightrope around the neck will usually have the same effect no matter which way you do it.
[43:00.000 --> 43:05.000]  Yeah.
[43:05.000 --> 43:07.000]  All right, callers, we've got one more segment with Michael.
[43:07.000 --> 43:18.000]  I believe he said he would come on with us for an hour, so if you'd like to call and ask Michael a question, 512-646-1984.
[43:18.000 --> 43:29.000]  And when we get back, I want to go into a little bit of perhaps what would be the advanced Michael Badneric Constitution class
[43:29.000 --> 43:34.000]  that you gave me one night and maybe you could just give us a brief overview of some of the things you discussed,
[43:34.000 --> 43:38.000]  epistemology and metaphysics and some things like this.
[43:38.000 --> 43:39.000]  All right, we're going to break.
[43:39.000 --> 44:00.000]  If you'd like to ask Michael a question, 512-646-1984, we will be right back.
[44:00.000 --> 44:05.000]  Are you being harassed by debt collectors with phone calls, letters, or even lawsuits?
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[44:20.000 --> 44:26.000]  what to do when contacted by phone, mail, or court summons, how to answer letters and phone calls,
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[44:33.000 --> 44:38.000]  The Michael Mears Proven Method is the solution for how to stop debt collectors.
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[44:40.000 --> 44:49.000]  For more information, please visit ruleoflawradio.com and click on the blue Michael Mears banner or email michaelmears at yahoo.com.
[44:49.000 --> 45:13.000]  That's ruleoflawradio.com or email m-i-c-h-a-e-l-m-i-r-r-a-s at yahoo.com to learn how to stop debt collectors now.
[45:19.000 --> 45:46.000]  Okay, we are here with Michael Banerich.
[45:46.000 --> 45:49.000]  And we do have somebody that has signed up, Hannah T.
[45:49.000 --> 45:56.000]  And Michael, you said that the PayPal button had the wrong amount at first, so Hannah is going to be getting a partial refund.
[45:56.000 --> 46:03.000]  Folks, anyone who wants to sign up for the class, you get a 20% discount in the next 15 minutes while Michael is on.
[46:03.000 --> 46:06.000]  And Michael, we have this segment here.
[46:06.000 --> 46:12.000]  I would like you to just give us a brief overview of what I call the Advanced Michael Banerich Class.
[46:12.000 --> 46:16.000]  It's not an advanced constitution class, but it's a course on philosophy.
[46:16.000 --> 46:18.000]  I got the class one afternoon.
[46:18.000 --> 46:25.000]  I got the private one-on-one Michael Banerich philosophy class for about five hours one afternoon.
[46:25.000 --> 46:26.000]  It was awesome.
[46:26.000 --> 46:34.000]  So I would like some night when maybe if you have a Friday evening for a four-hour segment, for a four-hour show,
[46:34.000 --> 46:39.000]  if you could give all of our listeners the Advanced Michael Banerich philosophy class.
[46:39.000 --> 46:41.000]  So we have one segment left here.
[46:41.000 --> 46:47.000]  If you could just kind of briefly go over some of the high points of what we discussed that afternoon.
[46:47.000 --> 46:57.000]  Well, philosophy is something that most people think is studied in universities for no particular reason.
[46:57.000 --> 47:03.000]  You know, the first question should be why philosophy?
[47:03.000 --> 47:07.000]  I mean, what is the purpose of philosophy?
[47:07.000 --> 47:14.000]  And Ayn Rand is an author who, in her definition, she says,
[47:14.000 --> 47:19.000]  a philosophic system is an integrated view of existence.
[47:19.000 --> 47:25.000]  As a human being, you have no choice about the fact that you need a philosophy.
[47:25.000 --> 47:34.000]  Your only choice is whether you define your philosophy by a conscious, rational, disciplined process of thought,
[47:34.000 --> 47:42.000]  or whether you let your subconscious accumulate a junk heap of unwarranted conclusions.
[47:42.000 --> 47:48.000]  And so all of us who are currently listening are alive.
[47:48.000 --> 47:57.000]  And I'm going to run the wild assumption that everybody wants to stay alive as long as possible.
[47:57.000 --> 48:00.000]  During your life, you have to make decisions.
[48:00.000 --> 48:11.000]  The goal, you know, would be to always make the right decision, or at least to come as close to that as possible.
[48:11.000 --> 48:15.000]  Well, what teaches you how to make decisions?
[48:15.000 --> 48:21.000]  I mean, not what to think, but rather how to think.
[48:21.000 --> 48:24.000]  And the answer to that is philosophy.
[48:24.000 --> 48:30.000]  And every philosophy is divided into five levels.
[48:30.000 --> 48:36.000]  The most fundamental level is metaphysics.
[48:36.000 --> 48:41.000]  And basically it asks the question, does reality exist?
[48:41.000 --> 48:46.000]  Is there something out there that we can actually learn?
[48:46.000 --> 48:55.000]  Or, you know, is it all just magic and, you know, we are helpless to the power of the sorcerer?
[48:55.000 --> 49:00.000]  The second level is epistemology.
[49:00.000 --> 49:09.000]  And at that level of philosophy, we ask ourselves, what do we know, how did we come to know it,
[49:09.000 --> 49:14.000]  and how do we validate that what we know is true?
[49:14.000 --> 49:23.000]  I mean, you know, we need to have some level of confidence in our answers and our philosophy.
[49:23.000 --> 49:31.000]  Those two levels, metaphysics and epistemology, typically happen at the subconscious level.
[49:31.000 --> 49:34.000]  We don't really think about them.
[49:34.000 --> 49:41.000]  Each of us has a nose, but it's usually, you know, situated just below your eyes.
[49:41.000 --> 49:46.000]  And as you look out at the world, I mean, you rarely see your nose.
[49:46.000 --> 49:48.000]  And so you don't think about it.
[49:48.000 --> 49:53.000]  So most people don't think about their metaphysics or their epistemology,
[49:53.000 --> 49:57.000]  because it is so fundamental we take it for granted.
[49:57.000 --> 50:02.000]  The third level of philosophy is ethics.
[50:02.000 --> 50:06.000]  It is a personal series of values.
[50:06.000 --> 50:10.000]  What do you think is right and wrong?
[50:10.000 --> 50:12.000]  You know, what do you value?
[50:12.000 --> 50:17.000]  How are you going to basically make your life decisions?
[50:17.000 --> 50:27.000]  Everybody has their own particular ethics, almost like everybody has their own unique DNA.
[50:27.000 --> 50:37.000]  I doubt, I highly doubt that anybody, any two people have exactly the same, you know, ethics.
[50:37.000 --> 50:41.000]  The fourth level is politics.
[50:41.000 --> 50:46.000]  If we are correct in our assumption that each of us has a different set of values
[50:46.000 --> 50:51.000]  and each of us has a different set of what is right and what is wrong,
[50:51.000 --> 50:54.000]  we all have to live in a society together.
[50:54.000 --> 50:59.000]  People are, you know, basically social animals.
[50:59.000 --> 51:04.000]  We don't like living on a deserted island all by ourselves.
[51:04.000 --> 51:08.000]  It may be very safe, there's nobody there to threaten you,
[51:08.000 --> 51:13.000]  but, you know, we have nobody to talk to, nobody to, you know, play sports with.
[51:13.000 --> 51:15.000]  We like people.
[51:15.000 --> 51:24.000]  So politics in the philosophical sense is more than Democrats, Republicans, and libertarians.
[51:24.000 --> 51:32.000]  When we talk in philosophy, I think that culture really would define what we're talking about a little bit more.
[51:32.000 --> 51:36.000]  You know, each area, each country has its own culture,
[51:36.000 --> 51:42.000]  and each of the 50 states has its own culture.
[51:42.000 --> 51:49.000]  You know, people in Chicago talk differently than people from Georgia or Mississippi,
[51:49.000 --> 51:56.000]  and those differences are minor, but there's a different culture, and that's what we're talking about.
[51:56.000 --> 52:06.000]  Finally, again, because we are human, one of the most important things that we have is to communicate with our fellow humans,
[52:06.000 --> 52:14.000]  and most of the time our communication reflects whatever philosophy we have adopted.
[52:14.000 --> 52:21.000]  And, you know, you can go to a museum to look at different art.
[52:21.000 --> 52:33.000]  One person may have art that honors man and woman and talks about the ideal.
[52:33.000 --> 52:42.000]  You know, the Venus de Milo is the impression or somebody's impression about what the perfect woman might look like.
[52:42.000 --> 52:50.000]  The Statue of David is a statue that symbolizes what the perfect man might look like.
[52:50.000 --> 52:53.000]  If that perfect man existed.
[52:53.000 --> 52:56.000]  On the other hand, that's one philosophy.
[52:56.000 --> 53:05.000]  A different philosophy would basically have a photograph of a crucifix in a beaker of urine
[53:05.000 --> 53:16.000]  showing children being molested and showing all of the murder and the negative aspects of human beings.
[53:16.000 --> 53:24.000]  And I'm not denying the fact that some people are crazy or that some people are evil,
[53:24.000 --> 53:34.000]  but your art, your aesthetics will focus on a different aspect of human life,
[53:34.000 --> 53:40.000]  and one philosophy would cause you to focus on the good things about humans,
[53:40.000 --> 53:47.000]  whereas a different philosophy would cause you to become obsessed with the negative thing.
[53:47.000 --> 54:01.000]  And so having an organized, consistent philosophy allows you to come up with the right answer a higher percentage of the time.
[54:01.000 --> 54:07.000]  And the end result is that you will be happier, you might actually be healthier,
[54:07.000 --> 54:18.000]  and the decisions you make will be less likely to be detrimental to your survival.
[54:18.000 --> 54:24.000]  This is a subject near to my heart.
[54:24.000 --> 54:26.000]  As I knew it would be.
[54:26.000 --> 54:32.000]  I mean, those of us who are concerned about liberty,
[54:32.000 --> 54:37.000]  I mean, we have become concerned about liberty because of our philosophy.
[54:37.000 --> 54:41.000]  You know, we acknowledge the importance of individual rights.
[54:41.000 --> 54:44.000]  We acknowledge the importance of private property.
[54:44.000 --> 54:51.000]  And because of that fundamental agreement, now the three of us, four of us,
[54:51.000 --> 54:58.000]  they may have differences of opinion as to whether or not we should get a concealed carry permit,
[54:58.000 --> 55:03.000]  whether we should require a driver's license, et cetera.
[55:03.000 --> 55:13.000]  But fundamentally, we agree that a person should be allowed to make decisions about his or her own life.
[55:13.000 --> 55:23.000]  So the differences in our opinion are going to be minor compared to the areas where we agree.
[55:23.000 --> 55:28.000]  And that is directly related to philosophy.
[55:28.000 --> 55:33.000]  Yes, I have a book up here on my shelf called Nonsense.
[55:33.000 --> 55:38.000]  I didn't read it for a long time because it's a sensationalist title.
[55:38.000 --> 55:42.000]  But when I finally did, it was a very excellent book about language.
[55:42.000 --> 55:51.000]  There was one piece of information he put in there that really wasn't so much language,
[55:51.000 --> 55:57.000]  but philosophy, and it stuck with me very strongly.
[55:57.000 --> 56:05.000]  He said, people seldom operate from a consistent set of beliefs.
[56:05.000 --> 56:11.000]  That points directly to the purpose of philosophy.
[56:11.000 --> 56:16.000]  In one context, we believe one thing. In another context, we believe another.
[56:16.000 --> 56:28.000]  And without a consistent belief system, without a well-defined philosophy that overrides all of the individual contexts,
[56:28.000 --> 56:32.000]  we wind up going nowhere. We have no direction.
[56:32.000 --> 56:36.000]  To quote Zero Mostel in Fiddler on the Roof,
[56:36.000 --> 56:43.000]  without our traditions, our lives would be as shaky as a fiddle on the roof.
[56:43.000 --> 56:47.000]  And that went to the traditions of the Jewish community.
[56:47.000 --> 56:52.000]  They had all these rules they developed over several thousand years.
[56:52.000 --> 56:56.000]  If you do these things, it's going to come to bad outcomes.
[56:56.000 --> 57:04.000]  So do things this way, then you don't have as many things you have to figure out along the way.
[57:04.000 --> 57:07.000]  In America, we've lost our culture.
[57:07.000 --> 57:13.000]  We've lost that extremely valuable asset that we once had.
[57:13.000 --> 57:18.000]  And if we don't start paying attention to philosophy,
[57:18.000 --> 57:23.000]  if we don't start paying attention to the results of the things that we do,
[57:23.000 --> 57:27.000]  as opposed to how we choose to think about the things we do,
[57:27.000 --> 57:31.000]  we're going to condemn our children to the same errors we've been making.
[57:31.000 --> 57:37.000]  Yeah, well, some people have, that's for sure. I'd like to believe I haven't, and I'd like to believe Michael hasn't,
[57:37.000 --> 57:41.000]  and neither have you, Randy, neither has Eddie.
[57:41.000 --> 57:44.000]  That's why we're here teaching the things that we are.
[57:44.000 --> 57:47.000]  And listen, we're almost at the top of the hour,
[57:47.000 --> 57:51.000]  so Michael, would you please give us the information on your course one more time,
[57:51.000 --> 57:54.000]  because we're about to go to the top of the hour break.
[57:54.000 --> 58:01.000]  The website is constitutionpreservation.org.
[58:01.000 --> 58:07.000]  And what I'll do is I'll leave that PayPal button up until midnight.
[58:07.000 --> 58:15.000]  So anybody that's listening to your program up until midnight tonight can get the $20 discount.
[58:15.000 --> 58:21.000]  And I want to thank Hannah for signing up, and Hannah, I owe you a $20 discount.
[58:21.000 --> 58:24.000]  I forgot to, I screwed up with my PayPal button.
[58:24.000 --> 58:27.000]  Okay, Hannah, you got a discount coming.
[58:27.000 --> 58:33.000]  And folks, Michael is extending his offer of a 20% discount up until midnight
[58:33.000 --> 58:37.000]  for his Constitution class two weeks from tomorrow here at the Wyndham.
[58:37.000 --> 58:43.000]  So go to that website, constitutionpreservation.org, and sign up.
[58:43.000 --> 58:46.000]  Michael, I want to thank you very much for coming on the show tonight.
[58:46.000 --> 58:50.000]  I always have a good time with you guys. Thanks so much for inviting me.
[58:50.000 --> 58:51.000]  Excellent.
[58:51.000 --> 58:58.000]  And I look forward to the advanced Michael Badnerich philosophy class at a later point in time on a different show.
[58:58.000 --> 59:00.000]  We'll be right back, folks.
[59:00.000 --> 59:04.000]  My name is Randall Kelton, and I co-host on Rule of Law Radio.
[59:04.000 --> 59:09.000]  We specialize in showing people how to strike back against corrupt public officials.
[59:09.000 --> 59:11.000]  With the mortgage crisis worsening,
[59:11.000 --> 59:16.000]  we set our sights on finding a remedy for people who have been cheated by their lenders.
[59:16.000 --> 59:21.000]  If you have a mortgage or have paid yours off, you have probably been cheated out of thousands.
[59:21.000 --> 59:22.000]  But there is a remedy.
[59:22.000 --> 59:30.000]  Go to remediesinrealestate.com or call me at 512-430-4140
[59:30.000 --> 59:37.000]  and find out how to use the consumer protection laws to recover what the lenders have stolen through fraud and deception.
[59:37.000 --> 59:44.000]  We will prepare for you a qualified written request that will expose the fraud and put the lenders on the don.
[59:44.000 --> 59:48.000]  If fraud is bankrupting this country and it's time to fight back,
[59:48.000 --> 59:55.000]  go to remediesinrealestate.com or call 512-430-4140
[59:55.000 --> 01:00:00.000]  and get the information you need to stop the money changers in their tracks.
[01:00:00.000 --> 01:00:04.000]  This news brief brought to you by The International News.
[01:00:04.000 --> 01:00:08.000]  In Afghanistan, on the sixth day of the military operation in Marja,
[01:00:08.000 --> 01:00:12.000]  U.S.-led forces lost six soldiers in Helmand Province.
[01:00:12.000 --> 01:00:19.000]  A NATO air raid mistakenly killed 15 tribal fighters fighting on the side of the government in northern Afghanistan.
[01:00:19.000 --> 01:00:25.000]  Twenty-five people, including five civilians, were killed in a NATO air raid in eastern Afghanistan.
[01:00:25.000 --> 01:00:33.000]  The Obama administration has renamed the war in Iraq Operation New Dawn, replacing Operation Iraqi Freedom.
[01:00:33.000 --> 01:00:40.000]  Opinion Research Business estimates 1.2 million Iraqis have been killed since the U.S.-led invasion.
[01:00:40.000 --> 01:00:44.000]  In Pakistan's northwestern tribal region of Khyber,
[01:00:44.000 --> 01:00:49.000]  41 people were killed and 60 injured in twin-suicide bomb attacks.
[01:00:49.000 --> 01:00:54.000]  Top of the hour news brought to you by INN World Report.
[01:00:54.000 --> 01:00:59.000]  The website antiwar.com says U.N. officials have charged the U.S. government
[01:00:59.000 --> 01:01:05.000]  with preventing millions of dollars' worth of humanitarian aid, including food, from reaching the Somali people.
[01:01:05.000 --> 01:01:11.000]  The U.S. has defended its policy, saying it has evidence some of the contractors shipping the aid
[01:01:11.000 --> 01:01:14.000]  were forced to pay protection to militant groups.
[01:01:14.000 --> 01:01:20.000]  The U.S. has demanded the U.N. enact policies that will restrict aid delivery even further in Somalia,
[01:01:20.000 --> 01:01:24.000]  where the U.S.-backed government controls only a few city blocks.
[01:01:24.000 --> 01:01:29.000]  The White House says it was the existence of militant groups that led to the U.S. policy.
[01:01:29.000 --> 01:01:36.000]  Antiwar says the Obama administration had no qualms about sending 40 tons of arms to the Somali government last year
[01:01:36.000 --> 01:01:39.000]  and has pledged to double that amount this year.
[01:01:39.000 --> 01:01:44.000]  Many of those arms are being sold at arms bazaars in the capital, Mogadishu.
[01:01:44.000 --> 01:01:49.000]  Top of the hour news brought to you by INN World Report.
[01:01:49.000 --> 01:01:55.000]  A major unpublished U.N. study has found the cost of pollution and other damage to the natural environment
[01:01:55.000 --> 01:02:00.000]  caused by the world's biggest companies would wipe out more than a third of their profits
[01:02:00.000 --> 01:02:02.000]  if they were held financially accountable.
[01:02:02.000 --> 01:02:08.000]  The report comes amid growing concern that no one is made to pay for most of the U.S. loss and damage
[01:02:08.000 --> 01:02:11.000]  of the environment, which is reaching crisis proportions.
[01:02:11.000 --> 01:02:17.000]  Later this year, another U.N. study will attempt to put a price on global environmental damage
[01:02:17.000 --> 01:02:19.000]  and suggest ways to prevent it.
[01:02:19.000 --> 01:02:25.000]  The report, led by economist Pavan Sukta, will argue for the abolition of billions of dollars of subsidies
[01:02:25.000 --> 01:02:32.000]  to agriculture, energy and transport, tougher regulations and more taxes on companies that cause damage.
[01:02:32.000 --> 01:02:37.000]  The U.N.-backed Principles for Responsible Investment and the U.N. Environment Program
[01:02:37.000 --> 01:02:43.000]  had ordered a report into the activities of the 3,000 biggest public companies in the world.
[01:02:43.000 --> 01:02:50.000]  You are listening to the Rule of Law Radio Network at RuleOfLawRadio.com,
[01:02:50.000 --> 01:02:55.000]  live free speech talk radio at its best.
[01:03:03.000 --> 01:03:10.000]  It's all according to the will of the Almighty.
[01:03:10.000 --> 01:03:19.000]  I read his book and it says he cares not for the unsightly.
[01:03:19.000 --> 01:03:26.000]  These warmongers come by that term rightly.
[01:03:26.000 --> 01:03:33.000]  I won't pay for the war with my body.
[01:03:33.000 --> 01:03:36.000]  Ain't gonna pay for the car with my money.
[01:03:36.000 --> 01:03:40.000]  I won't pay for the fun with my body.
[01:03:40.000 --> 01:03:43.000]  Their plans wicked and their logic shoddy.
[01:03:43.000 --> 01:03:47.000]  Ain't gonna pay for the oil with my body.
[01:03:47.000 --> 01:03:50.000]  I won't pay for the boys with my money.
[01:03:50.000 --> 01:03:54.000]  Ain't gonna pay for the kids with my body.
[01:03:54.000 --> 01:03:57.000]  The whole agenda smells funny.
[01:03:57.000 --> 01:04:04.000]  I wanna fight in a war of my own.
[01:04:04.000 --> 01:04:11.000]  That one would be less accident-free.
[01:04:11.000 --> 01:04:14.000]  I wanna pay for war of my own.
[01:04:14.000 --> 01:04:17.000]  Okay, we're gonna pay for the war of our own.
[01:04:17.000 --> 01:04:19.000]  We're gonna fight in our own war.
[01:04:19.000 --> 01:04:21.000]  We are starting the fight this time.
[01:04:21.000 --> 01:04:24.000]  We're not waiting for them to come after us.
[01:04:24.000 --> 01:04:26.000]  Alright, we got a couple of callers on the line.
[01:04:26.000 --> 01:04:29.000]  Sorry callers, I didn't see the callers stacking up at the call board.
[01:04:29.000 --> 01:04:31.000]  I was listening to Michael.
[01:04:31.000 --> 01:04:35.000]  And we don't have a call screener as of this point in time.
[01:04:35.000 --> 01:04:37.000]  So callers, just be patient.
[01:04:37.000 --> 01:04:41.000]  I'll do everything I can to try to get to screening the calls during the breaks.
[01:04:41.000 --> 01:04:46.000]  But it's very, very difficult when I have to screen my own calls for my own show.
[01:04:46.000 --> 01:04:49.000]  So some of y'all will get screened, some of y'all won't.
[01:04:49.000 --> 01:04:52.000]  So just hang in there with me, please.
[01:04:52.000 --> 01:04:57.000]  Hopefully Steve Skidmore will come online in a few minutes and he'll help me out here.
[01:04:57.000 --> 01:05:03.000]  Yeah, let me state for the record that Steve Skidmore is a chump.
[01:05:03.000 --> 01:05:04.000]  Oh, he is not.
[01:05:04.000 --> 01:05:05.000]  Yeah, he is.
[01:05:05.000 --> 01:05:07.000]  I actually have permission to chump him all day.
[01:05:07.000 --> 01:05:08.000]  Okay, whatever.
[01:05:08.000 --> 01:05:10.000]  Okay, we are going to your calls at this point in time.
[01:05:10.000 --> 01:05:13.000]  We've got Kevin from Oregon.
[01:05:13.000 --> 01:05:14.000]  Kevin, thanks for calling in.
[01:05:14.000 --> 01:05:15.000]  What's on your mind tonight?
[01:05:15.000 --> 01:05:17.000]  What is your question or comment?
[01:05:17.000 --> 01:05:21.000]  Well, thank you three and Steve later when he joins.
[01:05:21.000 --> 01:05:25.000]  Over the past three weeks I've become addicted to rule of law radio.
[01:05:25.000 --> 01:05:27.000]  I understand you guys have a primary coming up in a few days.
[01:05:27.000 --> 01:05:29.000]  Oh, thanks.
[01:05:29.000 --> 01:05:35.000]  Yes, Deborah Medina running for the Republican nominee for the governor.
[01:05:35.000 --> 01:05:39.000]  Yep, and that's what I just wanted to say is go, Deborah.
[01:05:39.000 --> 01:05:42.000]  And not just you either, Deborah.
[01:05:42.000 --> 01:05:46.000]  So anyway, thanks to you three and keep up the good work.
[01:05:46.000 --> 01:05:53.000]  I want to just take the opportunity and I really wish that Michael would have had a chance to chime in on this question
[01:05:53.000 --> 01:05:59.000]  because I've been following him closely as well regarding his constitutional instructions.
[01:05:59.000 --> 01:06:07.000]  And he's done such a masterful job with the philosophical aspect of the Constitution that I wanted to put this question to him,
[01:06:07.000 --> 01:06:16.000]  especially a day after the bipartisan summit that happened yesterday, White House.
[01:06:16.000 --> 01:06:19.000]  I'm not familiar with that.
[01:06:19.000 --> 01:06:26.000]  Okay, that was when BHO pulled together the R's and the D's in the same room
[01:06:26.000 --> 01:06:31.000]  and the executive branch effectively held a committee of legislators,
[01:06:31.000 --> 01:06:40.000]  which was unbelievable to see this two branches of government in the same room trying to reach the same objective
[01:06:40.000 --> 01:06:45.000]  without any kind of division of power.
[01:06:45.000 --> 01:06:48.000]  Well, anyway, that's kind of a philosophical point I wanted to make.
[01:06:48.000 --> 01:06:54.000]  But my question has to do with the polarization of the two parties.
[01:06:54.000 --> 01:06:59.000]  We've seen the Democratic Party just take this country off the cliff to the left
[01:06:59.000 --> 01:07:07.000]  and blame the Republicans for not following in a bipartisan manner, bipartisan fashion.
[01:07:07.000 --> 01:07:14.000]  So my question is given the polarity between the two major parties,
[01:07:14.000 --> 01:07:21.000]  what is someone's thought about drawing a line down the center of the country
[01:07:21.000 --> 01:07:29.000]  and giving each major party the free rein to run up to prosperity
[01:07:29.000 --> 01:07:38.000]  or run down to becoming an abject poverty ghetto and have some true competition in America
[01:07:38.000 --> 01:07:43.000]  and find out which polarized party is the better?
[01:07:43.000 --> 01:07:44.000]  Wait a minute.
[01:07:44.000 --> 01:07:45.000]  Wait a minute.
[01:07:45.000 --> 01:07:47.000]  Can I weigh in on that?
[01:07:47.000 --> 01:07:49.000]  Go ahead, and I've got some comments, too.
[01:07:49.000 --> 01:07:50.000]  Go ahead.
[01:07:50.000 --> 01:07:54.000]  You opened a can of worms there.
[01:07:54.000 --> 01:07:55.000]  Okay.
[01:07:55.000 --> 01:07:58.000]  First thing is you're presuming that there's a difference.
[01:07:58.000 --> 01:07:59.000]  There isn't.
[01:07:59.000 --> 01:08:04.000]  That is public consumption rhetoric that you're living under when you think there's a difference
[01:08:04.000 --> 01:08:06.000]  between a Democrat and a Republican.
[01:08:06.000 --> 01:08:08.000]  There is no such difference.
[01:08:08.000 --> 01:08:11.000]  They are entirely out for themselves.
[01:08:11.000 --> 01:08:16.000]  That was going to be my comment that you would find both sides failing just as badly.
[01:08:16.000 --> 01:08:19.000]  And I'm going to weigh in on that as well.
[01:08:19.000 --> 01:08:24.000]  One of my main missions in life is to smash the left-right paradigm, okay?
[01:08:24.000 --> 01:08:27.000]  Absolutely smash the left-right paradigm.
[01:08:27.000 --> 01:08:33.000]  They are two sides of the same coin, and they are both – it is a puppet show.
[01:08:33.000 --> 01:08:39.000]  It is an absolute dog and pony puppet show.
[01:08:39.000 --> 01:08:41.000]  Literally it is a show.
[01:08:41.000 --> 01:08:47.000]  This is show business, people, and the same people are pulling the strings of both political
[01:08:47.000 --> 01:08:54.000]  parties and making it look to us, trying to make it look to us like there is some difference
[01:08:54.000 --> 01:09:00.000]  so that we will look at each other and have infighting instead of looking up and down
[01:09:00.000 --> 01:09:03.000]  to see who the real enemy is.
[01:09:03.000 --> 01:09:08.000]  So I am out to smash the left-right paradigm, and you said something about both branches
[01:09:08.000 --> 01:09:09.000]  of government.
[01:09:09.000 --> 01:09:13.000]  You actually called the political parties two branches of government.
[01:09:13.000 --> 01:09:15.000]  Well, no, he is talking about the executive with Barack.
[01:09:15.000 --> 01:09:17.000]  Oh, okay, okay, okay, all right.
[01:09:17.000 --> 01:09:21.000]  But now, if I can, I came up with an analogy of this earlier.
[01:09:21.000 --> 01:09:25.000]  You are talking about Socialist Party A and Socialist Party B.
[01:09:25.000 --> 01:09:28.000]  Socialist Party A holds, Socialist Party B holds.
[01:09:28.000 --> 01:09:31.000]  They both stink just as bad.
[01:09:31.000 --> 01:09:35.000]  They both fill us with the same crap, and they both have the top-down view of the world
[01:09:35.000 --> 01:09:37.000]  swirling around under them.
[01:09:37.000 --> 01:09:40.000]  Okay, I want to beg to differ with you.
[01:09:40.000 --> 01:09:44.000]  Not socialist anymore, fascist.
[01:09:44.000 --> 01:09:45.000]  Well, that too.
[01:09:45.000 --> 01:09:48.000]  We have moved past socialism.
[01:09:48.000 --> 01:09:54.000]  Now it is government by big business.
[01:09:54.000 --> 01:09:58.000]  When business rules government, that is fascism, and that is what we have.
[01:09:58.000 --> 01:10:02.000]  Well, you won't get any disagreement from me, and that kind of leads to the Tea Party movement.
[01:10:02.000 --> 01:10:07.000]  I mean, Americans are waking up, the rhinos are trying to co-opt the brand,
[01:10:07.000 --> 01:10:11.000]  which is spotless, because it follows the Constitution.
[01:10:11.000 --> 01:10:16.000]  Okay, so why not give the Tea Party folks a half of the country
[01:10:16.000 --> 01:10:19.000]  and then leave the other half to the socialists?
[01:10:19.000 --> 01:10:22.000]  Well, who are you going to condemn?
[01:10:22.000 --> 01:10:24.000]  Yeah, exactly.
[01:10:24.000 --> 01:10:25.000]  Well, it is just a matter of-
[01:10:25.000 --> 01:10:29.000]  I think we could actually fit all of the country that actually believes that this is
[01:10:29.000 --> 01:10:34.000]  salvageable under Barack Obama at this point, all in a teacup.
[01:10:34.000 --> 01:10:35.000]  Oh, boy.
[01:10:35.000 --> 01:10:42.000]  Speaking of Barack Obama, you should have heard Phil Berg's tirade on Alex Jones yesterday.
[01:10:42.000 --> 01:10:45.000]  They have come up with even more evidence.
[01:10:45.000 --> 01:10:49.000]  This guy is a- you want to talk about a show.
[01:10:49.000 --> 01:10:51.000]  This guy is a fraud.
[01:10:51.000 --> 01:10:53.000]  His name isn't even Obama.
[01:10:53.000 --> 01:10:55.000]  It's on the record.
[01:10:55.000 --> 01:11:03.000]  His name is Barry Satoro, and he is a citizen of Indonesia.
[01:11:03.000 --> 01:11:06.000]  Well, that's his adopted father's name.
[01:11:06.000 --> 01:11:10.000]  He was adopted when his mother married the Indonesian guy, Satoro.
[01:11:10.000 --> 01:11:13.000]  His original father was an African.
[01:11:13.000 --> 01:11:15.000]  His name was Obama.
[01:11:15.000 --> 01:11:21.000]  Right, but when he became adopted, that's when you cut all the ties with what happened previously before.
[01:11:21.000 --> 01:11:26.000]  I mean, the main thing is the guy wasn't born in this country, and neither were his parents.
[01:11:26.000 --> 01:11:31.000]  So whatever interpretation you want to use of natural-born citizen,
[01:11:31.000 --> 01:11:39.000]  there's one set of attorneys that are going after the perspective of the definition of natural-born citizen,
[01:11:39.000 --> 01:11:45.000]  according to blacks, at the time of the founders, which was your parents had to be born in this country,
[01:11:45.000 --> 01:11:51.000]  both of them, and now there's been changes made to that definition to now natural-born citizen means
[01:11:51.000 --> 01:11:53.000]  you have to be born here.
[01:11:53.000 --> 01:11:54.000]  It doesn't matter.
[01:11:54.000 --> 01:11:55.000]  It doesn't matter.
[01:11:55.000 --> 01:11:56.000]  Either one.
[01:11:56.000 --> 01:11:58.000]  The guy, neither him nor his parents were born here.
[01:11:58.000 --> 01:11:59.000]  He's out.
[01:11:59.000 --> 01:12:02.000]  He's a fraud.
[01:12:02.000 --> 01:12:10.000]  So, you know, this just shows- I mean, this is just a, you know,
[01:12:10.000 --> 01:12:15.000]  coming to a head here of the fraud that is going on in this country and, you know,
[01:12:15.000 --> 01:12:17.000]  the fraud of the left-right paradigm.
[01:12:17.000 --> 01:12:24.000]  Neither the Republicans, they're not- most of the people, most of the politicians in the Republican Party,
[01:12:24.000 --> 01:12:27.000]  they don't follow true individualism either.
[01:12:27.000 --> 01:12:31.000]  There's some kind of watered-down version of collectivism.
[01:12:31.000 --> 01:12:35.000]  Most politicians follow a collectivist ideology.
[01:12:35.000 --> 01:12:40.000]  And maybe next time when we have Michael Badnerich on, I would like him to go over, you know,
[01:12:40.000 --> 01:12:45.000]  collectivism versus individualism, and I can go over a little bit of it now.
[01:12:45.000 --> 01:12:48.000]  Basically, there is no such thing as group rights.
[01:12:48.000 --> 01:12:54.000]  There is no such thing as women's rights or minority rights or anything like that.
[01:12:54.000 --> 01:12:55.000]  Okay?
[01:12:55.000 --> 01:13:00.000]  We are not part of this mob and amoeba called the collective.
[01:13:00.000 --> 01:13:02.000]  We are individuals.
[01:13:02.000 --> 01:13:06.000]  The only reason there is a group is because of the individual members,
[01:13:06.000 --> 01:13:12.000]  and we don't even need to even think about group rights because if everyone's individual rights
[01:13:12.000 --> 01:13:18.000]  were respected, then there would be no need to concern ourselves with group rights,
[01:13:18.000 --> 01:13:20.000]  which do not exist anyway.
[01:13:20.000 --> 01:13:23.000]  It's not like humanity is this big block of cheese,
[01:13:23.000 --> 01:13:28.000]  and we as individuals are little slices off of the brick of cheese.
[01:13:28.000 --> 01:13:29.000]  Okay?
[01:13:29.000 --> 01:13:36.000]  We are individuals, and so this whole paradigm of collectivism versus individualism
[01:13:36.000 --> 01:13:39.000]  really needs to be discussed because the more you look at it,
[01:13:39.000 --> 01:13:45.000]  the more it becomes apparently obvious that the left-right paradigm is a fraud as well.
[01:13:45.000 --> 01:13:48.000]  It's just which flavor of collectivism do you want?
[01:13:48.000 --> 01:13:53.000]  Well, don't forget now that part of this group rights thing has to do with people
[01:13:53.000 --> 01:13:56.000]  wanting special rights for themselves.
[01:13:56.000 --> 01:13:57.000]  Exactly.
[01:13:57.000 --> 01:14:02.000]  It's got nothing to do with their being treated in a way that would be different
[01:14:02.000 --> 01:14:03.000]  than any other individual.
[01:14:03.000 --> 01:14:07.000]  They want special rights because they've classified themselves in a way
[01:14:07.000 --> 01:14:12.000]  that makes them special to themselves only.
[01:14:12.000 --> 01:14:15.000]  Well, wouldn't those be special privileges?
[01:14:15.000 --> 01:14:20.000]  That's exactly what they'd be under the disguise of my rights
[01:14:20.000 --> 01:14:23.000]  when it's got nothing to do with your rights.
[01:14:23.000 --> 01:14:29.000]  You want an ability nobody else has, and you're disguising it as a right
[01:14:29.000 --> 01:14:34.000]  that nobody else wants.
[01:14:34.000 --> 01:14:35.000]  Yeah.
[01:14:35.000 --> 01:14:36.000]  Exactly.
[01:14:36.000 --> 01:14:37.000]  We'll keep the conversation.
[01:14:37.000 --> 01:14:42.000]  Yeah, even if the country is divided between individualists and collectivists,
[01:14:42.000 --> 01:14:45.000]  I mean that exercise I think would at least elevate people's awareness
[01:14:45.000 --> 01:14:47.000]  of the difference between the two.
[01:14:47.000 --> 01:14:51.000]  Right, and I have a good exercise for people who believe in communism
[01:14:51.000 --> 01:14:55.000]  and collectivism, and here it is.
[01:14:55.000 --> 01:14:59.000]  Oh, you think you want communism so bad?
[01:14:59.000 --> 01:15:01.000]  You think collectivism is such a great deal?
[01:15:01.000 --> 01:15:05.000]  Give me your car keys then because I need your car more than you do.
[01:15:05.000 --> 01:15:07.000]  Hand them over, pal.
[01:15:07.000 --> 01:15:08.000]  How about those cookies?
[01:15:08.000 --> 01:15:09.000]  Yep.
[01:15:09.000 --> 01:15:13.000]  Okay, so that's the exercise I have for people that think communism
[01:15:13.000 --> 01:15:15.000]  is such a great deal, you know?
[01:15:15.000 --> 01:15:19.000]  Oh, communism, most people who believe in communism and collectivism,
[01:15:19.000 --> 01:15:24.000]  they think it's great when it comes to taking other people's property
[01:15:24.000 --> 01:15:26.000]  to level the playing field.
[01:15:26.000 --> 01:15:32.000]  But when it comes time for them to get robbed, oh, well, not my property.
[01:15:32.000 --> 01:15:33.000]  Oh, not your property?
[01:15:33.000 --> 01:15:35.000]  I thought you didn't believe in property rights.
[01:15:35.000 --> 01:15:37.000]  Yeah, see, it's a different story then.
[01:15:37.000 --> 01:15:41.000]  It's kind of like the guy Otis up in Chicago.
[01:15:41.000 --> 01:15:44.000]  At first he thought a handgun ban was a really good deal
[01:15:44.000 --> 01:15:47.000]  until he was looking down the barrel of one,
[01:15:47.000 --> 01:15:53.000]  and then he realized, oh, it's not such a great deal after all.
[01:15:53.000 --> 01:15:54.000]  Yeah, well, I know you have other calls.
[01:15:54.000 --> 01:15:57.000]  I just, you know, to follow on to that point there, Deborah,
[01:15:57.000 --> 01:16:02.000]  we just had a couple of measures passed here in Oregon where the legislature
[01:16:02.000 --> 01:16:07.000]  wanted everyone to chip in, save the education, and this is for the kids,
[01:16:07.000 --> 01:16:11.000]  you know, kind of a Nancy Pelosi byline.
[01:16:11.000 --> 01:16:18.000]  And so, you know, the people that believe that they would not be affected
[01:16:18.000 --> 01:16:23.000]  didn't realize that they would indeed be indirectly affected.
[01:16:23.000 --> 01:16:28.000]  Everyone's going to have to pay for this tax on gross receipts,
[01:16:28.000 --> 01:16:30.000]  not profit, but how much cash flow.
[01:16:30.000 --> 01:16:36.000]  Like if you're a boat dealer, if you've got a lot of cash coming in,
[01:16:36.000 --> 01:16:39.000]  you've got to pay a huge amount of tax even though you don't have a profit
[01:16:39.000 --> 01:16:41.000]  to pay for that tax.
[01:16:41.000 --> 01:16:44.000]  And that's because that equation results in being upside down,
[01:16:44.000 --> 01:16:46.000]  and so people are leaving Oregon in droves.
[01:16:46.000 --> 01:16:48.000]  That's crazy.
[01:16:48.000 --> 01:16:51.000]  All right, well, listen, Kevin, we're going to break, so we need to let you go.
[01:16:51.000 --> 01:16:53.000]  Thank you so much for calling in.
[01:16:53.000 --> 01:16:54.000]  Thank you.
[01:16:54.000 --> 01:17:00.000]  Okay, all right, and we'll go to Reba next.
[01:17:00.000 --> 01:17:01.000]  Hello, Austin.
[01:17:01.000 --> 01:17:04.000]  My name is Harlan Dietrich, owner of Brave New Books,
[01:17:04.000 --> 01:17:06.000]  a local independent bookstore here in town.
[01:17:06.000 --> 01:17:10.000]  Many of you are familiar with the bookstore and have attended some of our events.
[01:17:10.000 --> 01:17:13.000]  We've been proud to host speakers like Alex Jones, Ron Paul, Jim Mars,
[01:17:13.000 --> 01:17:16.000]  Catherine Albert, Webster Tarpley, G. Edward Griffin,
[01:17:16.000 --> 01:17:19.000]  and many other heroic figures in the patriot movement.
[01:17:19.000 --> 01:17:21.000]  But now Brave New Books needs your help.
[01:17:21.000 --> 01:17:24.000]  In order to continue to provide a space for these events
[01:17:24.000 --> 01:17:26.000]  and be an outlet for hard-to-find materials,
[01:17:26.000 --> 01:17:30.000]  we're going to need you, Austin, to help spread the word about the bookstore.
[01:17:30.000 --> 01:17:34.000]  Please tell your friends and family about the wide variety of materials we offer.
[01:17:34.000 --> 01:17:38.000]  We also have DVD duplication capabilities for all you activists.
[01:17:38.000 --> 01:17:42.000]  Also, if you haven't visited us yet, please come down and show your support.
[01:17:42.000 --> 01:17:44.000]  It is so easy to support the big corporate chain stores
[01:17:44.000 --> 01:17:46.000]  that do nothing to further our message.
[01:17:46.000 --> 01:17:48.000]  Remember, you vote with your dollars.
[01:17:48.000 --> 01:17:50.000]  We're counting on you, Austin.
[01:17:50.000 --> 01:17:54.000]  If you need any information, please call 512-480-2503
[01:17:54.000 --> 01:17:57.000]  or visit us at 1904 Guadalupe Street.
[01:17:57.000 --> 01:18:00.000]  Thank you, everyone.
[01:18:00.000 --> 01:18:05.000]  MUSIC
[01:18:05.000 --> 01:18:10.000]  Ain't gonna blind me
[01:18:10.000 --> 01:18:17.000]  Don't bore me
[01:18:17.000 --> 01:18:21.000]  Well
[01:18:21.000 --> 01:18:26.000]  Ain't gonna fool me with that same old trick again
[01:18:26.000 --> 01:18:31.000]  I was blindsided, but now I can see your plan
[01:18:31.000 --> 01:18:34.000]  You put the fear in my pocket
[01:18:34.000 --> 01:18:36.000]  Took the money from my hand
[01:18:36.000 --> 01:18:39.000]  Ain't gonna fool me with that same old trick
[01:18:39.000 --> 01:18:41.000]  Okay, not gonna fool us with the same old trick again.
[01:18:41.000 --> 01:18:44.000]  All right, we're about to go to our next caller, Reba.
[01:18:44.000 --> 01:18:47.000]  But before we do, I just wanted to make one more comment here
[01:18:47.000 --> 01:18:52.000]  about this collectivism thing and individualism and communism
[01:18:52.000 --> 01:18:54.000]  and all this sort of thing.
[01:18:54.000 --> 01:19:02.000]  It is impossible for humans to live in a communist society
[01:19:02.000 --> 01:19:05.000]  for any length of time on any large scale.
[01:19:05.000 --> 01:19:07.000]  And this is why.
[01:19:07.000 --> 01:19:10.000]  I don't think it's possible at all, no matter how small the number.
[01:19:10.000 --> 01:19:13.000]  If you look in the animal kingdom,
[01:19:13.000 --> 01:19:16.000]  if you look all over the world at different animals,
[01:19:16.000 --> 01:19:19.000]  and which societies are true
[01:19:19.000 --> 01:19:24.000]  or what could be as close to being called a true communist society as possible.
[01:19:24.000 --> 01:19:28.000]  Basically, you've got ants and bees,
[01:19:28.000 --> 01:19:33.000]  and that's about it, all right, and other similar types of colonies
[01:19:33.000 --> 01:19:38.000]  where those are pretty close to a true communist society.
[01:19:38.000 --> 01:19:41.000]  Everything is for the good of the hive, all right,
[01:19:41.000 --> 01:19:44.000]  but you have to look, and they function very well,
[01:19:44.000 --> 01:19:48.000]  but you have to look at the nature of their society,
[01:19:48.000 --> 01:19:52.000]  and this is the main point I have here, the nature of the reproduction.
[01:19:52.000 --> 01:19:56.000]  All right, you have a queen who lays a bazillion eggs,
[01:19:56.000 --> 01:20:01.000]  and it is the responsibility of the hive to take care of the young
[01:20:01.000 --> 01:20:04.000]  and raise the young, and everything is for the good of the hive
[01:20:04.000 --> 01:20:07.000]  and, you know, to ultimately protect the queen.
[01:20:07.000 --> 01:20:11.000]  Okay, people, that's not human society.
[01:20:11.000 --> 01:20:16.000]  We don't have one female that gives birth to everyone, all right,
[01:20:16.000 --> 01:20:18.000]  to form a society.
[01:20:18.000 --> 01:20:22.000]  We have nuclear families, a husband and a wife,
[01:20:22.000 --> 01:20:29.000]  and it takes 20 years or sometimes more to raise a child in a nuclear household.
[01:20:29.000 --> 01:20:34.000]  All right, there is no way, just by the nature of our reproduction,
[01:20:34.000 --> 01:20:36.000]  that we can have a communist society, all right,
[01:20:36.000 --> 01:20:39.000]  and so that's something that really needs to be looked at
[01:20:39.000 --> 01:20:42.000]  when people are saying, oh, oh, yes, we can do it.
[01:20:42.000 --> 01:20:43.000]  No, we can't do it.
[01:20:43.000 --> 01:20:46.000]  You can't do it, but this is what the government is trying to do.
[01:20:46.000 --> 01:20:50.000]  The government is trying to steal our children from us as soon as they're born,
[01:20:50.000 --> 01:20:52.000]  and they want to raise them in government institutions.
[01:20:52.000 --> 01:20:56.000]  This is according to their own documents.
[01:20:56.000 --> 01:20:58.000]  Randy, were you going to say something?
[01:20:58.000 --> 01:21:00.000]  Yeah, about the hive.
[01:21:00.000 --> 01:21:07.000]  If you look real close at the ant community, each hive is independent,
[01:21:07.000 --> 01:21:13.000]  and my son-in-law, in order to get rid of fire ants,
[01:21:13.000 --> 01:21:16.000]  he had his fields just covered with them.
[01:21:16.000 --> 01:21:21.000]  He tied an eye beam behind his tractor and drug it around the field.
[01:21:21.000 --> 01:21:24.000]  He said, you have to go out there and watch this to believe it.
[01:21:24.000 --> 01:21:28.000]  What you do is drag ants from one hive to another hive,
[01:21:28.000 --> 01:21:36.000]  and when ants from a different hive show up, the whole hive comes out to destroy them,
[01:21:36.000 --> 01:21:40.000]  and all of these hives, when he drags them together,
[01:21:40.000 --> 01:21:43.000]  they all get out and start fighting each other.
[01:21:43.000 --> 01:21:46.000]  And he said, when they're done, there will only be one left,
[01:21:46.000 --> 01:21:49.000]  and then he only has to get rid of one hive.
[01:21:49.000 --> 01:21:51.000]  So, in effect, they're no different.
[01:21:51.000 --> 01:21:53.000]  Divide and conquer, so to speak?
[01:21:53.000 --> 01:22:00.000]  Well, the ants are cohesive within the nuclear family.
[01:22:00.000 --> 01:22:02.000]  Ah, good point.
[01:22:02.000 --> 01:22:06.000]  Outside the nuclear family, anything else is a deadly enemy.
[01:22:06.000 --> 01:22:08.000]  They're no different.
[01:22:08.000 --> 01:22:13.000]  Right, but the point I was trying to make is that within their hive, it's a communist society.
[01:22:13.000 --> 01:22:17.000]  Yes, within their hive, but so is it in our home.
[01:22:17.000 --> 01:22:23.000]  My home was not a democracy by the golden rule.
[01:22:23.000 --> 01:22:25.000]  I bring in the gold, I make the rules.
[01:22:25.000 --> 01:22:29.000]  I was going to say, it wasn't a collectivist society around my house.
[01:22:29.000 --> 01:22:33.000]  Mom and Dad laid down the law, and that's just the way it was.
[01:22:33.000 --> 01:22:36.000]  It was a dictatorship.
[01:22:36.000 --> 01:22:40.000]  The point is, humans are not made that way.
[01:22:40.000 --> 01:22:42.000]  It's not in our genes.
[01:22:42.000 --> 01:22:49.000]  I was watching Hill Street Blues, and they had these guys that stole this prize kosher cow,
[01:22:49.000 --> 01:22:53.000]  and they had it up in an apartment, and the police are trying to get it down,
[01:22:53.000 --> 01:22:57.000]  and this old black man is laughing hysterical, and they're struggling with the cow.
[01:22:57.000 --> 01:23:00.000]  Finally, they went over to him and said, just what is so funny?
[01:23:00.000 --> 01:23:04.000]  He said, well, there's a lot of things you can get a cow to do.
[01:23:04.000 --> 01:23:10.000]  You can get a cow to go up the stairs, but you can't get a cow to go down the stairs.
[01:23:10.000 --> 01:23:13.000]  You don't have down genes.
[01:23:13.000 --> 01:23:16.000]  Humans don't have communist genes.
[01:23:16.000 --> 01:23:18.000]  No, it's just not going to work that way.
[01:23:18.000 --> 01:23:21.000]  It's been proven over and over again.
[01:23:21.000 --> 01:23:27.000]  Ayn Rand was right. Humans do everything they do, ultimately,
[01:23:27.000 --> 01:23:31.000]  for what they believe to be in their own personal self-interest
[01:23:31.000 --> 01:23:39.000]  with the stipulation that the interest of the family or the group
[01:23:39.000 --> 01:23:47.000]  oft times takes precedence over individual security or individual survival.
[01:23:47.000 --> 01:23:50.000]  Yeah, but that has to be an individual choice.
[01:23:50.000 --> 01:23:55.000]  But within that limitation, humans do everything they do
[01:23:55.000 --> 01:23:58.000]  for what they believe is their own self-interest.
[01:23:58.000 --> 01:24:00.000]  That's how we're made.
[01:24:00.000 --> 01:24:05.000]  We can pretend like it's not that way, and we can try to hide that part of us,
[01:24:05.000 --> 01:24:07.000]  but it always comes back.
[01:24:07.000 --> 01:24:10.000]  Well, and I don't think it's necessarily such a bad thing,
[01:24:10.000 --> 01:24:17.000]  because if we didn't have that instinct to survive, then we would not be here today.
[01:24:17.000 --> 01:24:20.000]  Okay, with that in mind, let's go now to our callers.
[01:24:20.000 --> 01:24:22.000]  We've got Reba from Missouri.
[01:24:22.000 --> 01:24:24.000]  And after that, the call board is empty.
[01:24:24.000 --> 01:24:27.000]  So callers, if you'd like to call in and comment on this topic,
[01:24:27.000 --> 01:24:33.000]  or others, 512-646-1984.
[01:24:33.000 --> 01:24:34.000]  Randy?
[01:24:34.000 --> 01:24:36.000]  Yeah, I had an issue I wanted to address.
[01:24:36.000 --> 01:24:37.000]  Okay, all right.
[01:24:37.000 --> 01:24:38.000]  Randy has an issue he wants to address.
[01:24:38.000 --> 01:24:43.000]  All right, let's take this call first, because Reba's been waiting for a long time.
[01:24:43.000 --> 01:24:45.000]  Okay, Reba, thanks for calling in.
[01:24:45.000 --> 01:24:47.000]  What's on your mind tonight?
[01:24:47.000 --> 01:24:53.000]  Randy received, or hopefully read, an emergency email from my mom last night,
[01:24:53.000 --> 01:24:56.000]  and that will fill him in a lot right away.
[01:24:56.000 --> 01:24:58.000]  Did you get it, Randy?
[01:24:58.000 --> 01:24:59.000]  I did not.
[01:24:59.000 --> 01:25:01.000]  If I got it, I didn't see it yet.
[01:25:01.000 --> 01:25:05.000]  All caps saying, help.
[01:25:05.000 --> 01:25:10.000]  And it was done about 2 in the morning.
[01:25:10.000 --> 01:25:12.000]  Okay, well, we'll go the long route.
[01:25:12.000 --> 01:25:16.000]  My husband was not arrested yesterday.
[01:25:16.000 --> 01:25:19.000]  He had sheriffs show up to arrest him.
[01:25:19.000 --> 01:25:22.000]  Okay, if Randy could get a hold of that email,
[01:25:22.000 --> 01:25:30.000]  there's a lot more intimate details in there than I would want to put on the radio.
[01:25:30.000 --> 01:25:32.000]  We found out there was warrants for his arrest.
[01:25:32.000 --> 01:25:36.000]  Fifty minutes after the officer showed up at our door to arrest him,
[01:25:36.000 --> 01:25:40.000]  he went and turned himself in.
[01:25:40.000 --> 01:25:50.000]  So he had had a driving with no driver's license, September 11th of 2008.
[01:25:50.000 --> 01:25:54.000]  They let him out on a signature immediately.
[01:25:54.000 --> 01:25:58.000]  They booked him and sent him right around for $10 out the door.
[01:25:58.000 --> 01:26:05.000]  He had to return to Texas, where we moved from, to go and get another load of stuff.
[01:26:05.000 --> 01:26:09.000]  He was not able to make his court appearance.
[01:26:09.000 --> 01:26:12.000]  He called the prosecuting attorney.
[01:26:12.000 --> 01:26:18.000]  The prosecuting attorney said, but he called to reschedule the court appearance.
[01:26:18.000 --> 01:26:24.000]  He had said that, oh, we won't reschedule.
[01:26:24.000 --> 01:26:25.000]  Don't worry about it.
[01:26:25.000 --> 01:26:28.000]  There's no warrants issued for traffic violations, this and that and the other,
[01:26:28.000 --> 01:26:31.000]  and just pay the ticket when you get here.
[01:26:31.000 --> 01:26:37.000]  Well, needless to say, we're in the middle of moving, and each trip is 1,400 miles.
[01:26:37.000 --> 01:26:39.000]  We spaced it.
[01:26:39.000 --> 01:26:42.000]  We live at the end of the county road.
[01:26:42.000 --> 01:26:48.000]  The address on the ticket said, end of county road as address.
[01:26:48.000 --> 01:26:55.000]  They had sent out, according to the paperwork I picked up today on our cases,
[01:26:55.000 --> 01:27:00.000]  mailings asking them to come to court, letting them know before the warrants were issued.
[01:27:00.000 --> 01:27:03.000]  Well, needless to say, this is not a mailing address.
[01:27:03.000 --> 01:27:11.000]  No man's not going to just run around a county road and try to find a person.
[01:27:11.000 --> 01:27:16.000]  My biggest question is, he has two warrants.
[01:27:16.000 --> 01:27:20.000]  One is titled warrant for arrest, failure to appear,
[01:27:20.000 --> 01:27:26.000]  and then charge code is operated vehicle on highway without valid license.
[01:27:26.000 --> 01:27:29.000]  That was actually the second warrant issued.
[01:27:29.000 --> 01:27:30.000]  What state?
[01:27:30.000 --> 01:27:35.000]  Missouri.
[01:27:35.000 --> 01:27:41.000]  The first warrant issued is titled warrant for arrest,
[01:27:41.000 --> 01:27:46.000]  and all the numbers and codes are in that email if there's any way you can find it,
[01:27:46.000 --> 01:27:51.000]  like I said, with intimate important details.
[01:27:51.000 --> 01:27:56.000]  The second is titled, or technically the first warrant issued is warrant for arrest,
[01:27:56.000 --> 01:28:01.000]  failure to appear, misdemeanor ordinance charge is the charge code description.
[01:28:01.000 --> 01:28:06.000]  So basically he has two warrants and subsequently two court cases
[01:28:06.000 --> 01:28:13.000]  that are described as failure to appear.
[01:28:13.000 --> 01:28:18.000]  Well, they'll have a warrant issued on each charge that they're making,
[01:28:18.000 --> 01:28:26.000]  now the question is whose license was he supposed to have, a Texas license or a Missouri license?
[01:28:26.000 --> 01:28:29.000]  Technically at that time it would have been a Texas license
[01:28:29.000 --> 01:28:34.000]  because he had not been in Missouri long enough to have been required to have a license.
[01:28:34.000 --> 01:28:35.000]  Okay, good.
[01:28:35.000 --> 01:28:37.000]  Then we got somewhere to go.
[01:28:37.000 --> 01:28:38.000]  That's good?
[01:28:38.000 --> 01:28:39.000]  Yes, that's good.
[01:28:39.000 --> 01:28:40.000]  Okay.
[01:28:40.000 --> 01:28:42.000]  Because in Texas you're not required to have one,
[01:28:42.000 --> 01:28:48.000]  and the state of Missouri can't force an out-of-state person to have a license they're not required to have.
[01:28:48.000 --> 01:28:53.000]  Okay, now that email I'm talking about with those intimate details.
[01:28:53.000 --> 01:28:58.000]  Wait a minute, what's your email address or handle?
[01:28:58.000 --> 01:29:03.000]  It's going to say something about Lucky or us Luckies or Camille.
[01:29:03.000 --> 01:29:06.000]  It's my mom's and I can't remember what account she used.
[01:29:06.000 --> 01:29:08.000]  I don't have it.
[01:29:08.000 --> 01:29:13.000]  It was sent in the middle of the night, last night, to both addresses.
[01:29:13.000 --> 01:29:22.000]  All caps said something about help someone you know owns a judge.
[01:29:22.000 --> 01:29:28.000]  And someone was spelled out.
[01:29:28.000 --> 01:29:29.000]  I don't have it.
[01:29:29.000 --> 01:29:32.000]  Did you send it to rule of law radio?
[01:29:32.000 --> 01:29:34.000]  No, she sent it to both.
[01:29:34.000 --> 01:29:35.000]  Okay, to both.
[01:29:35.000 --> 01:29:37.000]  Okay, I don't have it in rule of law.
[01:29:37.000 --> 01:29:38.000]  Keep looking.
[01:29:38.000 --> 01:29:39.000]  Go ahead.
[01:29:39.000 --> 01:29:41.000]  Okay.
[01:29:41.000 --> 01:29:43.000]  We have...
[01:29:43.000 --> 01:29:44.000]  Okay, wait a minute.
[01:29:44.000 --> 01:29:45.000]  We're going to break.
[01:29:45.000 --> 01:29:46.000]  We're going to break.
[01:29:46.000 --> 01:29:48.000]  All right, Reba, hang and stay on the line.
[01:29:48.000 --> 01:29:50.000]  We can finish this up on the other side.
[01:29:50.000 --> 01:29:51.000]  We've also got Jeff from Maryland.
[01:29:51.000 --> 01:29:55.000]  That's probably Jeff Sedgwick weighing in on some of these issues as well.
[01:29:55.000 --> 01:30:00.000]  We'll be right back.
[01:30:00.000 --> 01:30:03.000]  Are you the plaintiff or defendant in a lawsuit?
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[01:31:25.000 --> 01:31:31.000]  The wicked come with temptations
[01:31:31.000 --> 01:31:36.000]  They're trying to buy the whole place
[01:31:36.000 --> 01:31:42.000]  They want to force the nation
[01:31:42.000 --> 01:31:47.000]  Because they've fallen from grace
[01:31:47.000 --> 01:31:53.000]  I will not drink from that cup
[01:31:53.000 --> 01:31:58.000]  I just can't act that way
[01:31:58.000 --> 01:32:03.000]  They got this problem they're dreaming of
[01:32:03.000 --> 01:32:08.000]  You won't be the slave come what may
[01:32:08.000 --> 01:32:25.000]  Yes, you can come what you can, because you saved me self from the Almighty One
[01:32:25.000 --> 01:32:30.000]  Because the Lord's man that you created me, he created every man and he do it equally
[01:32:30.000 --> 01:32:38.000]  But mankind still up by themselves really, because don't matter you're not angry
[01:32:38.000 --> 01:32:42.000]  Because the Lord's man that you created me, he created every man and he do it equally
[01:32:42.000 --> 01:32:47.000]  The wicked come what you can, because you saved me self from the Almighty One
[01:32:47.000 --> 01:32:50.000]  Because the Lord's man that you created me, he created every man and he do it equally
[01:32:50.000 --> 01:32:55.000]  Be proud of my love of my sin, so get behind my man Satan
[01:32:55.000 --> 01:32:58.000]  You know me not to love myself before anyone
[01:32:58.000 --> 01:33:01.000]  But you said to tell them by his hand fall
[01:33:01.000 --> 01:33:04.000]  Remind them to themselves that for us fall
[01:33:04.000 --> 01:33:09.000]  The wicked come with confusion
[01:33:09.000 --> 01:33:15.000]  They're trying to keep us in fear
[01:33:15.000 --> 01:33:19.000]  Okay, we are back folks. I was speaking with Reba in Missouri.
[01:33:19.000 --> 01:33:23.000]  Okay, Randy, you found the email. You had a comment for Reba?
[01:33:23.000 --> 01:33:28.000]  Yeah, I was, I saw this email. Please help George Gordon.
[01:33:28.000 --> 01:33:30.000]  No, no, no, no, no, no, no.
[01:33:30.000 --> 01:33:34.000]  I know George Gordon.
[01:33:34.000 --> 01:33:36.000]  Different George Gordon. Okay.
[01:33:36.000 --> 01:33:39.000]  Well, no, if you read the email you'll understand.
[01:33:39.000 --> 01:33:43.000]  I don't have time. I can't read the email while we're on there.
[01:33:43.000 --> 01:33:46.000]  Why don't you call in Monday and I'll have time to go over it.
[01:33:46.000 --> 01:33:48.000]  Do what?
[01:33:48.000 --> 01:33:52.000]  Call in Monday and then I'll have time to go over the email.
[01:33:52.000 --> 01:33:55.000]  We can't take the time on the air for me to go over that.
[01:33:55.000 --> 01:34:02.000]  Okay. My big question is and you can read the email later and understand why.
[01:34:02.000 --> 01:34:09.000]  I need to find a way to deal with this as best as possible without kicking off the judge.
[01:34:09.000 --> 01:34:12.000]  Judges are friends.
[01:34:12.000 --> 01:34:13.000]  Oh.
[01:34:13.000 --> 01:34:28.000]  They are about to, we have a very sensitive gray matter case coming into court that I don't want to upset the judges before this other matter comes in.
[01:34:28.000 --> 01:34:43.000]  But at the same time I'm trying to find out if he is indeed being charged twice with the same violation because both warrants face failure to appear and they have separate court case numbers.
[01:34:43.000 --> 01:34:47.000]  What state are the cases in?
[01:34:47.000 --> 01:34:51.000]  Both in Missouri. Both on the same citation.
[01:34:51.000 --> 01:34:57.000]  Okay. One citation. Is there two times he was supposed to appear and didn't?
[01:34:57.000 --> 01:34:59.000]  Probably, but we did not have.
[01:34:59.000 --> 01:35:01.000]  Then that will get you two warrants.
[01:35:01.000 --> 01:35:04.000]  Okay. And two court cases.
[01:35:04.000 --> 01:35:09.000]  Yes. Each, every court, every allegation is a separate court case.
[01:35:09.000 --> 01:35:15.000]  All right. Well, because they both had failure to appear on them, I didn't know.
[01:35:15.000 --> 01:35:32.000]  Okay. Generally on traffic, if you show up, they almost never pursue the failure to appear. Especially if you, and he can ask for a show cause hearing on failure to appear.
[01:35:32.000 --> 01:35:39.000]  And if the judge rules against him, then he can appeal to a higher court and generally they won't pursue that sort of thing.
[01:35:39.000 --> 01:35:54.000]  Okay. All righty. Now there's, as far as our other matters, they're in the email and I will call in on Monday to find out how to learn certain things.
[01:35:54.000 --> 01:35:58.000]  Or if you can send an email back to my mom, she can read it to me.
[01:35:58.000 --> 01:35:59.000]  Okay.
[01:35:59.000 --> 01:36:05.000]  We're in tight space here. I mean, fun.
[01:36:05.000 --> 01:36:10.000]  Well, that's what you get for moving from Texas to Missouri.
[01:36:10.000 --> 01:36:11.000]  Pardon?
[01:36:11.000 --> 01:36:18.000]  You left, you left God's country and you went to Missouri. That's, that's the problem.
[01:36:18.000 --> 01:36:23.000]  Well, yeah, the neighbors don't help matters any.
[01:36:23.000 --> 01:36:25.000]  Okay. We'll call in Monday.
[01:36:25.000 --> 01:36:30.000]  We were in God's country. We were west of Amarillo and pretty well in Dust Bowl opinion.
[01:36:30.000 --> 01:36:32.000]  Oh, Amarillo. It's cold up there.
[01:36:32.000 --> 01:36:34.000]  Yeah, we left.
[01:36:34.000 --> 01:36:37.000]  All right. Thank you very much. And we'll listen to the rest of your show.
[01:36:37.000 --> 01:36:38.000]  Okay. Thanks, Reva.
[01:36:38.000 --> 01:36:39.000]  Bye.
[01:36:39.000 --> 01:36:43.000]  Okay. We're going now to Jeff in Maryland. Is this Jeff Sedgwick?
[01:36:43.000 --> 01:36:44.000]  It is indeed.
[01:36:44.000 --> 01:36:47.000]  Hello, Jeff. What's on your mind tonight? Thanks for calling in.
[01:36:47.000 --> 01:36:51.000]  Oh, you're indeed welcome. And hello, Deborah, Eddie and Randy.
[01:36:51.000 --> 01:37:01.000]  Yes. And Jeff has a special place in my heart. I think he's the only person who comes on the radio who's older than me.
[01:37:01.000 --> 01:37:04.000]  Oh, that's wonderful.
[01:37:04.000 --> 01:37:08.000]  You know what? Maybe the only person who will come on the radio and confess that he's older than you.
[01:37:08.000 --> 01:37:14.000]  Okay. I interrupt. I keep, I give Jeff gets no slack.
[01:37:14.000 --> 01:37:20.000]  Okay. I had a thought today and I want to run it past you and I think it's probably a good one.
[01:37:20.000 --> 01:37:26.000]  You're familiar with the term impersonal jurisdiction.
[01:37:26.000 --> 01:37:27.000]  Yes.
[01:37:27.000 --> 01:37:38.000]  The question is, do you know what the four elements are for impersonal jurisdiction, for a court to have impersonal jurisdiction?
[01:37:38.000 --> 01:37:45.000]  Hmm. Subject matter, personal. No, I don't know what they are.
[01:37:45.000 --> 01:37:53.000]  I know. Well, after I tell you what, it only takes one of the four for us to have jurisdiction.
[01:37:53.000 --> 01:38:12.000]  In any court for them to have jurisdiction, you have to own property in the state, live in the state, do business in the state or commit an act in the state.
[01:38:12.000 --> 01:38:18.000]  Oh, you're talking minimum contacts, international shoe.
[01:38:18.000 --> 01:38:20.000]  Okay.
[01:38:20.000 --> 01:38:23.000]  You have to have, you have to have a contact with the state.
[01:38:23.000 --> 01:38:35.000]  Like, uh, Allah Dask had an issue in Missouri and Missouri came to Texas where he, he would, he lived with a woman and she had a child, she cute.
[01:38:35.000 --> 01:38:38.000]  He didn't know anything about it. She went to Missouri.
[01:38:38.000 --> 01:38:39.000]  Right.
[01:38:39.000 --> 01:38:43.000]  They came and arrested him and took him to Missouri.
[01:38:43.000 --> 01:38:47.000]  He didn't have minimum contacts with Missouri. He'd never been there.
[01:38:47.000 --> 01:38:49.000]  He'd never committed a crime there.
[01:38:49.000 --> 01:38:50.000]  Right.
[01:38:50.000 --> 01:38:53.000]  He didn't own property there.
[01:38:53.000 --> 01:38:57.000]  Okay, go ahead. I interrupted.
[01:38:57.000 --> 01:39:01.000]  Okay. So just going back to read the situation.
[01:39:01.000 --> 01:39:11.000]  What gave, uh, Missouri, uh, impersonal jurisdiction?
[01:39:11.000 --> 01:39:15.000]  He received the citation within the boundaries of the state.
[01:39:15.000 --> 01:39:19.000]  He committed an act.
[01:39:19.000 --> 01:39:21.000]  We didn't say, I don't know if he committed an act or not.
[01:39:21.000 --> 01:39:26.000]  He received the citation within the boundaries of the state and that gave him subject matter jurisdiction.
[01:39:26.000 --> 01:39:36.000]  Well, but if the act was driving without a Texas driver's license, he did not commit an act in the state because they can't enforce Texas driving law.
[01:39:36.000 --> 01:39:45.000]  No, but if he were speeding and the speeding charge is criminal, he committed an act.
[01:39:45.000 --> 01:39:46.000]  Yeah.
[01:39:46.000 --> 01:39:51.000]  So you start to see that there's a slight thread there.
[01:39:51.000 --> 01:39:56.000]  Yeah. Well, he would have minimum contacts because he was in the state.
[01:39:56.000 --> 01:40:07.000]  It doesn't mean you can be in the state and still not, they still wouldn't have jurisdiction. He has to either live there, own property there, do business there, or commit an act there.
[01:40:07.000 --> 01:40:11.000]  Or have it alleged that he committed an act in the state.
[01:40:11.000 --> 01:40:12.000]  Right.
[01:40:12.000 --> 01:40:18.000]  So, and that's where he is. He's had it, uh, it's been alleged that he committed an act in the state, but wait a minute.
[01:40:18.000 --> 01:40:20.000]  Okay.
[01:40:20.000 --> 01:40:30.000]  They won't have in person jurisdiction over you anyway, unless there is a valid allegation that you committed an act in the state.
[01:40:30.000 --> 01:40:34.000]  That would seem to be primary.
[01:40:34.000 --> 01:40:36.000]  Right.
[01:40:36.000 --> 01:40:47.000]  So you begin to understand why it is that they are making traffic citation criminal?
[01:40:47.000 --> 01:40:50.000]  Because they can claim that you committed an act.
[01:40:50.000 --> 01:40:51.000]  That's one of them.
[01:40:51.000 --> 01:40:55.000]  What might be the other?
[01:40:55.000 --> 01:41:04.000]  What is the one element that takes it out of commerce and contracts?
[01:41:04.000 --> 01:41:09.000]  Well, if you wanted to be specifically going to criminal, it would have to be intent.
[01:41:09.000 --> 01:41:19.000]  It would be the criminal allegation and not the owning property living there or doing business there, then it becomes civil.
[01:41:19.000 --> 01:41:29.000]  Well, those wouldn't give, owning property in a state is not going to give the state in person jurisdiction over you.
[01:41:29.000 --> 01:41:31.000]  Oh yeah, it will.
[01:41:31.000 --> 01:41:33.000]  Absolutely not.
[01:41:33.000 --> 01:41:40.000]  The only way they'll get in person jurisdiction is if there was a complaint, be it civil or criminal.
[01:41:40.000 --> 01:41:47.000]  But in that case, for in person to apply in that case, you'd have to have at least two of the elements.
[01:41:47.000 --> 01:41:49.000]  You'd have to live there and have committed the act.
[01:41:49.000 --> 01:41:54.000]  But if you've got a piece of property that's in a zoning violation, they've got in person jurisdiction.
[01:41:54.000 --> 01:41:59.000]  But again, that goes back to civil and commercial.
[01:41:59.000 --> 01:42:07.000]  What is the one element that takes everything out of commercial?
[01:42:07.000 --> 01:42:08.000]  The act.
[01:42:08.000 --> 01:42:10.000]  The act.
[01:42:10.000 --> 01:42:13.000]  Well, or a failure to act.
[01:42:13.000 --> 01:42:20.000]  By doing that, they don't expose giving away the game.
[01:42:20.000 --> 01:42:32.000]  Well, that would make sense because here it's quite evident in the statutes here in Texas that the traffic code is subject to the Administrative Procedures Act,
[01:42:32.000 --> 01:42:37.000]  which is why I say they cannot charge you with a criminal act.
[01:42:37.000 --> 01:42:41.000]  It just goes completely against what the statutes themselves say it involves.
[01:42:41.000 --> 01:42:57.000]  I agree, but they say that it's a criminal act so they can gain in person jurisdiction and not go down the civil commercial road.
[01:42:57.000 --> 01:42:58.000]  Well, it makes sense.
[01:42:58.000 --> 01:43:02.000]  You go into a lot of courts and you say, well, what is the nature of the charges against me?
[01:43:02.000 --> 01:43:06.000]  And they'll say, quasi-civil and criminal.
[01:43:06.000 --> 01:43:10.000]  Yeah, I've always wondered, what in the heck is a quasi-criminal anything?
[01:43:10.000 --> 01:43:15.000]  Well, I asked the judge one time, well, where do I find the rules for quasi-civil court?
[01:43:15.000 --> 01:43:21.000]  Because if I can't find it and it doesn't exist, then that must be a secret law known only to attorneys and judges.
[01:43:21.000 --> 01:43:25.000]  And I thought the guy was going to throw up.
[01:43:25.000 --> 01:43:32.000]  Yeah, well, like I heard here sometime recently, are you just going to charge me a quasi-fine?
[01:43:32.000 --> 01:43:42.000]  If you think about that for a little while, it begins to reveal what the ultimate gain is.
[01:43:42.000 --> 01:43:44.000]  Okay, do you have anything else for us?
[01:43:44.000 --> 01:43:45.000]  That's it.
[01:43:45.000 --> 01:43:47.000]  Okay, great.
[01:43:47.000 --> 01:43:53.000]  Okay, when we get back, Randy wants to present some material concerning mortgage fraud.
[01:43:53.000 --> 01:43:55.000]  This is going to be a good one.
[01:43:55.000 --> 01:44:06.000]  We'll be right back, folks.
[01:44:06.000 --> 01:44:18.000]  Aerial spray, chemtrails, the modified atmosphere, heavy metals and pesticides, carcinogens and chemical fibers all falling from the sky.
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[01:45:18.000 --> 01:45:47.000]  Okay, as we sow, so shall we reap.
[01:45:47.000 --> 01:45:49.000]  It will all come out in the end.
[01:45:49.000 --> 01:45:51.000]  The truth will prevail.
[01:45:51.000 --> 01:45:57.000]  All right, Randy, you have a new website up.
[01:45:57.000 --> 01:45:58.000]  Yes, I do.
[01:45:58.000 --> 01:46:06.000]  Plug your website and then give us an overview of this mortgage fraud program of yours.
[01:46:06.000 --> 01:46:11.000]  Okay, it's remediesinrealestate.com.
[01:46:11.000 --> 01:46:20.000]  And this is the culmination of several months of rather intensive research.
[01:46:20.000 --> 01:46:29.000]  When I first started looking at it, it looked real complex, what was going on.
[01:46:29.000 --> 01:46:34.000]  And it took a while for it all to begin to make sense.
[01:46:34.000 --> 01:46:39.000]  And once it made sense, it was sort of annoying.
[01:46:39.000 --> 01:46:42.000]  It's not so difficult at all.
[01:46:42.000 --> 01:46:58.000]  One of the things that was the most difficult to get a handle on was why so many banks were resisting modifications or short sales.
[01:46:58.000 --> 01:47:13.000]  You know, you would think that a lender, when he enters into a mortgage agreement, would be concerned that the borrower actually be able to pay off the loan.
[01:47:13.000 --> 01:47:20.000]  Of course, you'd figure they'd probably lose a lot of money if they didn't pay off the loan.
[01:47:20.000 --> 01:47:24.000]  Well, that's not how it works.
[01:47:24.000 --> 01:47:28.000]  We're going to kind of walk through how it really works.
[01:47:28.000 --> 01:47:37.000]  Generally, when someone's going to purchase a house, they go to a real estate agent who will go to a broker or who will work under a broker.
[01:47:37.000 --> 01:47:51.000]  And the broker is licensed and he works under a set of tightly, he's tightly controlled by the government.
[01:47:51.000 --> 01:48:03.000]  The reason being is because a consumer as opposed to an investor, a consumer is not considered to be a sophisticated borrower.
[01:48:03.000 --> 01:48:19.000]  So the government over time has put in a number of consumer protection laws, Real Estate Settlement Procedures Act, Truth in Lending Act, the whole bunch of them.
[01:48:19.000 --> 01:48:21.000]  Fair Debt Collection Practices.
[01:48:21.000 --> 01:48:24.000]  Yeah, that's what I was trying to think of, Fair Debt Collection Practices Act.
[01:48:24.000 --> 01:48:27.000]  All of these are put in place to protect the consumer.
[01:48:27.000 --> 01:48:36.000]  And when you read them, one of the things I stumbled over, it said that this does not apply to a residential mortgage.
[01:48:36.000 --> 01:48:38.000]  And I scratched my head.
[01:48:38.000 --> 01:48:40.000]  Well, what's the point?
[01:48:40.000 --> 01:48:56.000]  Well, it turned out that a residential mortgage is where someone purchases a house for the purpose of investment, to lease it out or rent it out or to resell it.
[01:48:56.000 --> 01:49:11.000]  If you purchase a mortgage, a property for the purpose of consumption and you consume the property by living in it, that's a protected transaction.
[01:49:11.000 --> 01:49:25.000]  And there are all sorts of things that the lender must do in order to ensure that the borrower who is unsophisticated in high finance doesn't wind up getting cheated.
[01:49:25.000 --> 01:49:37.000]  And one of the things is the lender can only pay the broker 1% of the amount of the loan in the form of a commission.
[01:49:37.000 --> 01:49:47.000]  Reason being is they intended that the broker seek out the best deal for his client.
[01:49:47.000 --> 01:49:59.000]  So if all of the lenders are paying the same rate, the lender has no incentive to use one lender over another.
[01:49:59.000 --> 01:50:07.000]  But the world being the way it is, humans are not basically communists.
[01:50:07.000 --> 01:50:09.000]  They're basically capitalists.
[01:50:09.000 --> 01:50:17.000]  Everyone essentially works for their own personal self-interest, and that's not a bad thing.
[01:50:17.000 --> 01:50:21.000]  We just have to understand the nature of things.
[01:50:21.000 --> 01:50:25.000]  And the government understood the nature of things.
[01:50:25.000 --> 01:50:34.000]  They understood that these individual brokers needed a way to improve their position.
[01:50:34.000 --> 01:50:38.000]  They needed to be able to make more money.
[01:50:38.000 --> 01:50:46.000]  And in trying to do that, they would wind up defrauding their clients if there weren't protections put in place.
[01:50:46.000 --> 01:50:48.000]  So they put protections in place, 1%.
[01:50:48.000 --> 01:50:50.000]  That's it.
[01:50:50.000 --> 01:51:07.000]  So the broker has to look to the client to make more money by getting more clients as references, maybe getting his next loan by keeping his business.
[01:51:07.000 --> 01:51:17.000]  Well, that's the way it was intended, but that's not how it worked, because the lender actually pays the broker more than 1%.
[01:51:17.000 --> 01:51:39.000]  He hides them under fines and fees and various other things in order to give the broker a reason to convince his client that he only qualifies for a much higher loan than he normally would,
[01:51:39.000 --> 01:51:50.000]  because the lender who pays the broker the most money will get most of the business. That's the way competition works.
[01:51:50.000 --> 01:52:00.000]  So the broker, instead of seeking out the best deal for his client, winds up seeking out the best deal for himself.
[01:52:00.000 --> 01:52:05.000]  Whoever will slide in the most money under the table, that's the one he's going to go for.
[01:52:05.000 --> 01:52:19.000]  And he will convince his client to take the highest loan he can at the highest interest he can so that he gets a higher kickback.
[01:52:19.000 --> 01:52:21.000]  That's the way it works in the real world.
[01:52:21.000 --> 01:52:24.000]  I was just talking to a broker the other day.
[01:52:24.000 --> 01:52:38.000]  And when I told her that the Real Estate Settlement Procedures Act, or actually Truth in Lending Act, Regulation Z, specifically limits the amount you can pay a broker to 1%, and she was flabbergasted.
[01:52:38.000 --> 01:52:46.000]  She said, well, I never come away from the table without 2% or 3%. I couldn't do a loan for 1%.
[01:52:46.000 --> 01:52:56.000]  I told her, if I catch you doing that, I'll kick your behind and use the Truth in Lending Act to get it done with.
[01:52:56.000 --> 01:53:08.000]  She didn't even know that they were restricted to 1%. That's how pervasive it is. They all get extra money.
[01:53:08.000 --> 01:53:16.000]  The lender then, the lenders traditionally were banks. They were actually mortgage companies.
[01:53:16.000 --> 01:53:24.000]  They would create a loan on a property, service the loan throughout the term of the note.
[01:53:24.000 --> 01:53:42.000]  Well, back in the 80s and 90s, Clinton and Bush, Papa Bush, under the guise of making housing available to the poor, released two primary restrictions on the lenders.
[01:53:42.000 --> 01:53:57.000]  In effect, what they did was unleash the money changers on us. They allowed the lenders to make more questionable loans in order to make housing available to the poor.
[01:53:57.000 --> 01:54:05.000]  Well, it didn't make housing available to the poor because the lenders weren't interested in lending money to the poor.
[01:54:05.000 --> 01:54:23.000]  What they did was, is use that free rein to convince people who were in solid loans, who qualified for loans under the prior restrictions and were in a house they could actually pay for.
[01:54:23.000 --> 01:54:33.000]  Convince them to use their house as a source of investment. Why? Look how property values are going up.
[01:54:33.000 --> 01:54:37.000]  Why, you can afford this loan. Oh, I know it looks like it's a lot of money.
[01:54:37.000 --> 01:54:43.000]  But in a couple of years, property value goes up so much that you'll have all this equity in it.
[01:54:43.000 --> 01:54:52.000]  You can refinance it and wind up paying the same thing you are and have this nice, big, much better house.
[01:54:52.000 --> 01:54:58.000]  And they used the fact that there was a lot of demand for real estate.
[01:54:58.000 --> 01:55:04.000]  Well, it wasn't a real growth in the real estate market.
[01:55:04.000 --> 01:55:10.000]  All it was was people moving out of homes they could afford into homes they couldn't afford.
[01:55:10.000 --> 01:55:16.000]  There was not an increase in the demand. There was just a lot of movement.
[01:55:16.000 --> 01:55:23.000]  They kept this movement going for almost a little over 20 years.
[01:55:23.000 --> 01:55:34.000]  And what they would do is, okay, at this same time, somebody figured out that it would be a good idea
[01:55:34.000 --> 01:55:41.000]  to take all of these notes and gather them together in one investment pool.
[01:55:41.000 --> 01:55:49.000]  And we could sell these to major investors. And that looked like a really good idea.
[01:55:49.000 --> 01:55:57.000]  So now we've got the lender is no longer really a mortgage company in the traditional sense.
[01:55:57.000 --> 01:56:06.000]  You have a broker who acts as a broker between the borrower and the lender.
[01:56:06.000 --> 01:56:13.000]  And then you have what was supposed to be a mortgage company, but he's really just another broker now.
[01:56:13.000 --> 01:56:23.000]  And what he does is the mortgage companies will go get a large loan from Chase or Wells Fargo,
[01:56:23.000 --> 01:56:26.000]  one of the major banks.
[01:56:26.000 --> 01:56:31.000]  I talked to someone and his company would get $50 million from Wells Fargo.
[01:56:31.000 --> 01:56:36.000]  They would convert that loan into 20- and 30-year mortgages.
[01:56:36.000 --> 01:56:43.000]  That's the problem. They have to pay that loan back in six months, six or nine months.
[01:56:43.000 --> 01:56:49.000]  So they never intended to keep the mortgage when they wrote it.
[01:56:49.000 --> 01:56:57.000]  As a matter of fact, as soon as the note is signed, they've got a guy standing there waiting to purchase.
[01:56:57.000 --> 01:57:04.000]  The first guy purchases and holds the pool. The mortgage company will create a pool.
[01:57:04.000 --> 01:57:11.000]  And they may combine with other mortgage companies to get enough mortgages in one group,
[01:57:11.000 --> 01:57:14.000]  and they'll sell it to this investor.
[01:57:14.000 --> 01:57:16.000]  Well, he's not interested in the individual mortgage.
[01:57:16.000 --> 01:57:22.000]  He's interested in the pool, 8, 10, 15,000 mortgages maybe in one pool.
[01:57:22.000 --> 01:57:29.000]  He purchased the pool at a steep discount.
[01:57:29.000 --> 01:57:34.000]  One of the biggest figures I heard was $100,000 house, 6% interest,
[01:57:34.000 --> 01:57:40.000]  will generate over the life of a 30-year mortgage about $220,000.
[01:57:40.000 --> 01:57:46.000]  So he takes this to the buyer and he says, I'll make you a deal.
[01:57:46.000 --> 01:57:50.000]  I've got this loan. I've got $100,000 in it.
[01:57:50.000 --> 01:57:55.000]  It's going to mature at $220,000 and sell it to you for $140,000.
[01:57:55.000 --> 01:58:00.000]  So he buys it for $140,000. He'll hold it six to nine months, the pool,
[01:58:00.000 --> 01:58:08.000]  to give the loans time to mature somewhat, and then he'll sell it at a lesser discount.
[01:58:08.000 --> 01:58:11.000]  And generally it'll go through five or six hands this way.
[01:58:11.000 --> 01:58:18.000]  This will become important as we go along to make all of this make sense.
[01:58:18.000 --> 01:58:20.000]  I think I hear the music.
[01:58:20.000 --> 01:58:22.000]  Yes, the music's playing.
[01:58:22.000 --> 01:58:25.000]  So we'll keep going. We'll get back to this on the other side.
[01:58:25.000 --> 01:58:27.000]  I think you'll find it interesting.
[01:58:27.000 --> 01:58:34.000]  Okay, very good. All right, so Randy, do you want to not open the phone lines yet?
[01:58:34.000 --> 01:58:35.000]  Not yet.
[01:58:35.000 --> 01:58:39.000]  Okay, so hold your calls for just like another segment or so, listeners,
[01:58:39.000 --> 01:58:42.000]  so that Randy can finish presenting this material.
[01:58:42.000 --> 01:58:46.000]  We'll be right back on the other side of top of the hour break.
[01:58:46.000 --> 01:59:00.000]  I'm in World Report News coming right up.
[01:59:00.000 --> 01:59:04.000]  My name is Randall Kelton, and I co-host on Rule of Law Radio.
[01:59:04.000 --> 01:59:09.000]  We specialize in showing people how to strike back against corrupt public officials.
[01:59:09.000 --> 01:59:11.000]  With the mortgage crisis worsening,
[01:59:11.000 --> 01:59:15.000]  we set our sights on finding a remedy for people who have been cheated by their lenders.
[01:59:15.000 --> 01:59:20.000]  If you have a mortgage or have paid yours off, you have probably been cheated out of thousands.
[01:59:20.000 --> 01:59:22.000]  But there is a remedy.
[01:59:22.000 --> 01:59:29.000]  Go to remediesinrealestate.com or call me at 512-430-4140
[01:59:29.000 --> 01:59:32.000]  and find out how to use the consumer protection laws
[01:59:32.000 --> 01:59:36.000]  to recover what the lenders have stolen through fraud and deception.
[01:59:36.000 --> 01:59:41.000]  We will prepare for you a qualified written request that will expose the fraud
[01:59:41.000 --> 01:59:43.000]  and put the lenders on the dime.
[01:59:43.000 --> 01:59:47.000]  Lender fraud is bankrupting this country, and it's time to fight back.
[01:59:47.000 --> 01:59:54.000]  Go to remediesinrealestate.com or call 512-430-4140
[01:59:54.000 --> 02:00:23.000]  and get the information you need to stop the money changers in their tracks.