ROL_2026-02-26_16k.timecode
[00:00.000 --> 00:06.780] Well, I could get on social media and do that.
[00:06.780 --> 00:09.220] Trust me, trust me.
[00:09.220 --> 00:20.220] One thing about crypto is whatever, if it's not registered with the SEC, do not touch
[00:20.220 --> 00:24.060] it with a 10-foot pole.
[00:24.060 --> 00:33.200] I was trying to get my project financed by an electronic lawyer, and I looked into the
[00:33.200 --> 00:41.900] crypto community, and it turns out that you've got all of these, what do they call them,
[00:41.900 --> 00:45.060] Brett, the ones who sell the crypto?
[00:45.060 --> 00:46.060] Exchanges?
[00:46.060 --> 00:47.060] Exchanges.
[00:48.020 --> 00:54.340] If the exchange is not registered with the SEC, don't walk away from it, run away from
[00:54.340 --> 01:00.780] it, because the exchange will sell you trash and they don't care.
[01:00.780 --> 01:10.060] They'll take on a project that's absolutely, totally trash, and these guys are promoted
[01:10.060 --> 01:16.540] and sell a whole bunch of coin, and then the one producer of the coin just takes all the
[01:16.580 --> 01:18.580] money and disappears.
[01:18.580 --> 01:24.500] It's the same as with the stocks, where they do this pump and dump penny stock stuff.
[01:24.500 --> 01:29.180] The exchange don't care because they get their profit on the sale.
[01:29.180 --> 01:38.460] So if this coin just umps and dumps, the exchange doesn't lose anything, unless it's registered
[01:38.460 --> 01:39.460] with the SEC.
[01:39.460 --> 01:43.780] Didn't they get the bad boys coming down there stomping all over them?
[01:43.820 --> 01:52.940] Normally I don't like the regulators, but in this case, if anybody tries to sell you
[01:52.940 --> 02:03.220] any kind of blockchain product, and they tell you it's not registered with the SEC, run
[02:03.220 --> 02:04.220] away from it.
[02:04.220 --> 02:10.020] We used to get a lot of that on the Telegram channel, and I'd ask them for their registration
[02:10.020 --> 02:11.020] with the SEC.
[02:11.020 --> 02:12.020] They're gone.
[02:15.020 --> 02:17.020] Roger, what is on your mind?
[02:17.020 --> 02:26.860] Okay, well if you recall last Friday, I got caught off at the end of the show, and you
[02:26.860 --> 02:38.260] guys were saying, well you have to have a human being to, with the AI, to file charges
[02:38.260 --> 02:49.540] or to testify or something, and I said, well the human element is the person that entered
[02:49.540 --> 02:56.260] the data, and then the other human element would be a judge and a lawyer and all of that.
[02:56.260 --> 02:59.260] Does that make sense to you?
[02:59.260 --> 03:03.860] Wait a minute, I'm not sure where you're going.
[03:03.860 --> 03:07.700] I understand the words you're saying, but I can't put the pieces together into a question
[03:07.700 --> 03:08.700] yet.
[03:08.700 --> 03:16.900] We were talking about these judges, putting in rules where you have to tell the court
[03:16.900 --> 03:22.060] if you used AI to produce your documents.
[03:22.060 --> 03:24.900] Is that what you're speaking to?
[03:24.900 --> 03:39.260] Well, I was predicting the future that AI could initiate criminal cases, and then I've
[03:39.260 --> 03:46.260] just seen a post, something about Instagram actually just did that, like within the past
[03:46.260 --> 03:48.260] day or two.
[03:48.620 --> 03:57.380] Well, they can try to do that, and they can file documents and stuff, but at some point
[03:57.380 --> 04:04.060] a human being, a living, breathing human being, is going to have to put their name on a document
[04:04.060 --> 04:07.940] and you're going to have to have it verified.
[04:07.940 --> 04:10.900] You can't verify a non-human being.
[04:11.540 --> 04:18.540] Yeah, what he means by verifies, where the testimony, these facts are coming from someone,
[04:18.540 --> 04:25.540] they can't just come from a machine, you can't put the machine under oath, under penalties
[04:25.540 --> 04:26.540] of perjury.
[04:26.540 --> 04:29.540] I promise this is the truth.
[04:29.540 --> 04:32.540] You've got oath and you've got verification.
[04:32.540 --> 04:39.540] Verification is where the notary says, I verify that this is a living human being.
[04:41.540 --> 04:45.540] Businesses ask you for a lot of personal information, and you may trust them to keep it safe.
[04:45.540 --> 04:50.540] But it turns out that even the most trusted companies may be unwittingly revealing your
[04:50.540 --> 04:51.540] secrets.
[04:51.540 --> 04:54.540] I'm Dr. Catherine Albrecht, and I'll be right back with details.
[05:11.540 --> 05:28.540] Data privacy is a big deal, so nearly every company has a policy explaining how they handle
[05:29.740 --> 05:30.740] your personal information.
[05:30.740 --> 05:33.740] But what happens if it escapes their control?
[05:33.740 --> 05:35.540] It's not an idle question.
[05:36.180 --> 05:41.180] According to a recent survey, a shocking 90% of U.S. companies admit their security was
[05:41.180 --> 05:43.180] breached by hackers in the last year.
[05:43.180 --> 05:47.180] That's one more reason you should trust your searches to Startpage.com.
[05:47.180 --> 05:51.180] Unlike other search engines, Startpage doesn't store any data on you.
[05:51.180 --> 05:55.180] They've never been hacked, but even if they were, there would be nothing for criminals
[05:55.180 --> 05:56.180] to see.
[05:56.180 --> 05:57.180] The cupboard would be bare.
[05:57.180 --> 06:00.180] Too bad other companies don't treat your data the same way.
[06:00.180 --> 06:02.180] I'm Dr. Catherine Albrecht.
[06:02.180 --> 06:05.820] More news and information at CatherineAlbrecht.com.
[06:32.820 --> 06:35.820] Bring justice to my son, my uncle, my nephew, my son.
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[07:59.100 --> 08:02.100] I want you to follow the law of the land.
[08:03.100 --> 08:05.100] I don't understand.
[08:06.100 --> 08:08.100] Your job is to protect and to serve.
[08:09.100 --> 08:11.100] Not be abused.
[08:11.100 --> 08:13.100] Officer!
[08:14.100 --> 08:18.100] When you're gonna stop abuse, you're gonna have a power.
[08:18.100 --> 08:22.100] When you're gonna stop abuse, you're gonna have a power.
[08:22.100 --> 08:26.100] When you're gonna stop abuse, you're gonna have a power.
[08:26.740 --> 08:35.740] There's a verification and a sworn document.
[08:35.740 --> 08:43.740] A sworn statement, a notary said, this person swore, I know this person, either personally
[08:43.740 --> 08:47.740] or by identification, by driver's license or whatever.
[08:47.740 --> 08:51.740] And they swore on their oath to me.
[08:52.380 --> 08:56.380] When I get a verification, they just ask me for my identification.
[08:56.380 --> 09:05.380] I'm verifying that this is a human being and they gave me their identification and I didn't
[09:05.380 --> 09:09.380] identify them either by personal knowledge or by identification.
[09:09.380 --> 09:17.380] But if it's a sworn statement, then I have to hold up my hand and swear.
[09:18.020 --> 09:22.020] The last time I was there, she's making out the paperwork and I held up my hand and I
[09:22.020 --> 09:25.020] said, shit, piss, damn hell.
[09:26.020 --> 09:28.020] She said, what?
[09:28.020 --> 09:30.020] Oh, I'm supposed to swear.
[09:32.020 --> 09:36.020] She looked at me like, and you really thought that was funny.
[09:37.020 --> 09:40.020] And I said, you're just like my wife.
[09:40.020 --> 09:43.020] You never find me as funny as I do.
[09:43.660 --> 09:44.660] But yeah, that's the difference.
[09:44.660 --> 09:46.660] So the AI can't do that.
[09:48.660 --> 09:50.660] Yeah, it's understandable.
[09:51.660 --> 10:00.660] I found the article and it says, NADA-owned Instagram will soon alert parents if their
[10:00.660 --> 10:08.660] teenage child uses the app to search for content related to suicide or self-harm.
[10:09.300 --> 10:16.300] So it's along the lines of what I was thinking about.
[10:17.300 --> 10:26.300] Whereas AI-generated criminal complaints can be based on information.
[10:27.300 --> 10:30.300] So yeah, it takes the human element to...
[10:31.300 --> 10:32.300] Hold on, hold on.
[10:33.300 --> 10:36.300] I think you're misinterpreting information.
[10:36.940 --> 10:43.940] You're using information as a verb and in this case, information is a noun.
[10:44.940 --> 10:49.940] You don't say information, you say an information.
[10:50.940 --> 11:01.940] And information is a document that the prosecutor creates after he looks at a criminal complaint.
[11:02.580 --> 11:08.580] A criminal complaint is not intended to be filed by learned counsel.
[11:09.580 --> 11:15.580] So the criminal complaint writer has a lot more leeway because he's intended to be just
[11:15.580 --> 11:17.580] an ordinary person.
[11:18.580 --> 11:23.580] A police officer, when he issues a criminal complaint, does not do so in his capacity
[11:23.580 --> 11:25.580] as a police officer.
[11:26.220 --> 11:32.220] He does so in his capacity as a citizen or a credible person.
[11:33.220 --> 11:39.220] They don't have any special rights or privilege to do criminal complaints.
[11:40.220 --> 11:45.220] So the prosecutor gets it, and this wasn't written by a lawyer, so in order to be able
[11:45.220 --> 11:51.220] to get it correctly into the court, he takes the information, the complaint, and turns
[11:51.860 --> 11:56.860] it into an information, and that is a complaint in proper form.
[11:57.860 --> 12:00.860] So it's a thing.
[12:01.860 --> 12:08.860] They have to have a sworn complaint from a person, and once the prosecutor gets the sworn
[12:08.860 --> 12:11.860] complaint, then he makes an information.
[12:11.860 --> 12:14.860] That's because the prosecutor cannot write a complaint.
[12:15.860 --> 12:18.860] He can't be the accuser and the prosecutor.
[12:19.500 --> 12:25.500] Kennedy v. State, in order to avoid the obvious evils of the accumulation of power in any
[12:25.500 --> 12:26.500] one office.
[12:27.500 --> 12:34.500] For the purpose of a criminal accusation, a prosecutor is not a credible person.
[12:37.500 --> 12:42.500] He's a lawyer, and he's a human being, and he is credible in that regard.
[12:43.140 --> 12:50.140] But, as to initiating a prosecution, he's not considered to be credible.
[12:50.140 --> 12:55.140] If it's a prosecution, he's going to prosecute, or his office is going to prosecute.
[12:55.140 --> 12:58.140] That has to be done by a citizen.
[12:59.140 --> 13:03.140] Now, he can go to another prosecutor, another prosecutor's office, and file a complaint,
[13:03.140 --> 13:08.140] and he's not prosecuting it, thereby, in that case, he's just a citizen.
[13:08.140 --> 13:10.140] Am I making sense?
[13:10.780 --> 13:19.780] Yes, well, I see the difference that you're speaking, whereas the wordage says based on
[13:19.780 --> 13:27.780] an information, and meaning that's what the prosecutor writes up, but it's also based
[13:27.780 --> 13:32.780] on an information from a credible witness, or...
[13:33.780 --> 13:34.780] No, no, no.
[13:34.780 --> 13:36.280] Never an information from a credible witness.
[13:36.420 --> 13:39.420] It must be a complaint, or an affidavit.
[13:40.420 --> 13:45.420] Right, but I mean, that's based on information, not...
[13:46.420 --> 13:53.420] No, this is what I was trying to avoid, mixing up information as a verb, as opposed to information
[13:53.420 --> 13:54.420] as a noun.
[13:55.420 --> 14:00.420] If you give someone information, that's a verb.
[14:00.420 --> 14:02.420] Brett said a transitive verb.
[14:02.420 --> 14:05.420] I think it's a transitive verb in that context.
[14:05.560 --> 14:12.560] An information is a specific legal document.
[14:14.560 --> 14:17.560] Only written up by a prosecutor, right?
[14:18.560 --> 14:20.560] Yeah, that's written, that's made by the prosecutor.
[14:20.560 --> 14:25.560] If I'm an ordinary person, and I just want to give them notice that I think, you know,
[14:25.560 --> 14:29.560] I want to tell them something went wrong, and I don't want to put my name on a criminal
[14:29.560 --> 14:33.560] complaint, I can give them a sworn affidavit.
[14:33.700 --> 14:36.700] This is what I saw.
[14:37.700 --> 14:44.700] And then they can take that and give it to the clerk, or give it to someone who knows
[14:44.700 --> 14:47.700] me, and trusts what I say.
[14:48.700 --> 14:53.700] Let's say my next door neighbor comes to me and tells me that she saw her next door neighbor
[14:53.700 --> 14:56.700] on the other side burying a body in the backyard.
[14:57.700 --> 15:00.700] And I say, well, why don't you go record it?
[15:00.840 --> 15:03.840] She said, I'm afraid to, I'm afraid you might hurt me.
[15:04.840 --> 15:13.840] If I believe what she says, then I have standing as a citizen or a credible person to file
[15:13.840 --> 15:15.840] a criminal complaint myself.
[15:17.840 --> 15:24.840] I don't have to have first-hand knowledge, I just have to have reason to believe and
[15:24.840 --> 15:25.840] do believe.
[15:25.980 --> 15:31.980] And the courts use this when a police officer writes a ticket and gives it to the clerk.
[15:32.980 --> 15:39.980] Then if I go in and I don't want to be prosecuted on the summons, you've got to come up with
[15:39.980 --> 15:40.980] a complaint.
[15:41.980 --> 15:48.980] Well, the clerk can say, I know this officer, and I believe and trust this officer based
[15:49.120 --> 15:56.120] on his sworn affidavit, and the summons is construed to be sworn to, then I have reason
[15:59.920 --> 16:02.920] to believe and do believe that this person committed this crime.
[16:02.920 --> 16:06.920] So it is legal for the clerk to put together the complaint.
[16:07.920 --> 16:11.920] It is not legal for the prosecutor to do it, or the judge.
[16:12.860 --> 16:18.860] But the clerk, she doesn't prosecute anything, so she's not technically not part of that
[16:18.860 --> 16:19.860] routine.
[16:19.860 --> 16:20.860] She just keeps records so she can do that.
[16:20.860 --> 16:21.860] Does that make sense?
[16:22.860 --> 16:23.860] Yes, sir.
[16:23.860 --> 16:31.860] Anyways, to get back to what I was talking about was Friday night show I mentioned about
[16:32.800 --> 16:39.800] AI potentially giving information to authorities or whatever alphabet agencies might apply.
[16:42.800 --> 16:49.800] And then the next day I see a posting on social media, Instagram to alert parents when teens
[16:52.800 --> 16:54.800] search for info on suicide.
[16:55.740 --> 17:02.740] I mean, I know this isn't a court action, but it just kind of supports and reinforces
[17:02.740 --> 17:17.740] what I was saying, how AI can actually get involved in pursuing matters to rectify criminal
[17:17.740 --> 17:22.740] acts and or even a possible criminal act.
[17:23.680 --> 17:26.680] I mean, it is criminal to commit suicide, right?
[17:29.680 --> 17:31.680] Yeah, it is in some states.
[17:33.680 --> 17:38.680] So give me careful committing suicide, they'll arrest you behind a corpse.
[17:41.680 --> 17:43.680] It could still be an attempted crime.
[17:43.680 --> 17:50.680] They could get you for attempted, you know, all these crimes that are like conspiracy.
[17:51.620 --> 17:55.620] If you don't actually, you're not the one that actually does it, but you conspired with,
[17:55.620 --> 17:58.620] well, the same goes for attempted crimes.
[17:59.620 --> 18:03.620] So you could be guilty of one level of severity less.
[18:04.620 --> 18:05.620] And I get the reasoning for that.
[18:06.620 --> 18:13.620] If somebody tries to commit suicide, then that allows the state to step in and do something
[18:13.620 --> 18:18.620] to prevent them in the future gives the state standing to intervene.
[18:19.560 --> 18:20.560] Apparently...
[18:21.560 --> 18:22.560] Hang on.
[18:22.560 --> 18:23.560] ...using AI.
[18:26.560 --> 18:27.560] There it is, my car.
[18:27.560 --> 18:32.560] Okay, here, we're going to our sponsors, Randy Kelton, Brett Fountain, Rizal Radio.
[18:32.560 --> 18:36.560] Call in number 512-646-1984.
[18:36.560 --> 18:38.560] We'll be right back.
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[19:40.380 --> 19:44.380] Are you wondering what this world is coming to and why God isn't stopping it?
[19:44.380 --> 19:51.380] Then tune in to LogosRadioNetwork.com on Wednesdays from 8 to 10 p.m. Central Time for Scripture Talk
[19:51.380 --> 19:55.380] where Nana and guests study God's Word to find these answers and more.
[19:55.380 --> 20:00.380] Join us for both verse by verse Bible studies and topical Bible studies
[20:00.380 --> 20:05.380] designed to explain God's plan as well as to provoke unto love and good works.
[20:05.380 --> 20:08.380] Our first hour studies are in the book of Matthew.
[20:09.320 --> 20:15.320] Our second hour topics vary each week exploring sound doctrine as well as Christian character development.
[20:15.320 --> 20:18.320] Our goal is in accord with Matthew 5-16.
[20:18.320 --> 20:22.320] Let your light so shine before men that they may see your good works
[20:22.320 --> 20:25.320] and glorify your Father which is in heaven.
[20:25.320 --> 20:30.320] We wish to reflect God's light and to be a blessing to all those who have a hearing ear.
[20:30.320 --> 20:34.320] So tune in to Scripture Talk live on LogosRadioNetwork.com
[20:34.320 --> 20:39.260] on Wednesdays from 8 to 10 p.m. for an inspiring and motivating study of the Scriptures.
[21:05.260 --> 21:08.260] Such as Statham and the Soldier or Warrior of Love
[21:08.260 --> 21:10.260] Scaffolding to keep the peace
[21:10.260 --> 21:14.260] All they're taking is a misunderstanding
[21:14.260 --> 21:16.260] Somebody calls the police
[21:16.260 --> 21:18.260] Watching the sparks fly
[21:22.260 --> 21:24.260] Watching the sparks fly
[21:28.260 --> 21:30.260] Watching the sparks fly
[21:31.200 --> 21:33.200] Watching the sparks fly
[21:38.200 --> 21:40.200] Friction is an addiction
[21:40.200 --> 21:43.200] But hard work can leave you cold as nails
[21:43.200 --> 21:46.200] It's been a possibility toward tranquility
[21:46.200 --> 21:49.200] Heavy loads are taping on scales
[21:49.200 --> 21:52.200] The time is colliding with the conflict
[21:52.200 --> 21:55.200] You'll find out after a while
[21:55.200 --> 21:58.200] It's not your moral standard
[21:59.140 --> 22:02.140] It's your patience that's on trial
[22:02.140 --> 22:04.140] Watching the sparks fly
[22:08.140 --> 22:10.140] Watching the sparks fly
[22:14.140 --> 22:16.140] Watching the sparks fly
[22:20.140 --> 22:22.140] Watching the sparks fly
[22:29.140 --> 22:31.140] Watching the sparks fly
[22:51.140 --> 22:53.140] Action out on the outpost
[22:53.140 --> 22:56.140] The first kiss was so sweet
[22:56.140 --> 22:58.140] Don't ever tell me
[22:59.080 --> 23:02.080] The tiller's knocking you right off of your feet
[23:03.080 --> 23:07.080] Okay, we are back, Randy Kelton, Brett Fountain of LogosRadio
[23:07.080 --> 23:10.080] And we're talking to Roger
[23:10.080 --> 23:11.080] Okay
[23:13.080 --> 23:16.080] I'm still not clear on what you're speaking to
[23:16.080 --> 23:18.080] As to AI
[23:18.080 --> 23:21.080] Are you talking about AI
[23:21.080 --> 23:24.080] Acting in the place of a lawyer?
[23:24.080 --> 23:27.080] I think that was what I thought at first
[23:27.080 --> 23:30.080] But I'm not sure what you're speaking to
[23:30.080 --> 23:33.080] Oh wait, let me unmute you
[23:33.080 --> 23:38.080] In this case, Instagram is alerting parents
[23:38.080 --> 23:43.080] Upon their children's searches
[23:43.080 --> 23:52.080] With the search term of anything to do with suicide or self harm
[23:52.080 --> 24:01.080] So wouldn't AI be the only way that they could actually address the situation?
[24:01.080 --> 24:05.080] No, all they have to do is look for keywords
[24:07.080 --> 24:09.080] Yeah, but I mean
[24:09.080 --> 24:14.080] That's how they do it, they listen for, they've got a list of keywords
[24:14.080 --> 24:21.080] I don't see that as being anything like having a lawyer do something in court
[24:21.080 --> 24:24.080] And AI trying to replace the lawyer
[24:24.080 --> 24:27.080] I don't see the connection at all, that's not even similar
[24:27.080 --> 24:33.080] Instead you have Instagram offering the parents a feature
[24:33.080 --> 24:37.080] That within their system, not in courts, but within their system
[24:37.080 --> 24:42.080] Will alert the parents to their children's accounts
[24:42.080 --> 24:45.080] Certain activity on the children's accounts
[24:45.080 --> 24:51.080] It's a totally different area
[24:51.080 --> 24:55.080] It's not operating within court structure
[24:55.080 --> 24:58.080] Well pertaining to the court structure
[24:58.080 --> 25:03.080] AI would initiate an investigation
[25:03.080 --> 25:07.080] AI cannot initiate
[25:07.080 --> 25:12.080] What I mean is it would alert authorities
[25:12.080 --> 25:15.080] It can do that
[25:15.080 --> 25:20.080] Well sure, but that's just kind of like a red light camera
[25:20.080 --> 25:25.080] It's going to give some, it'll beep or give a list or something
[25:25.080 --> 25:29.080] And then a human being has to look at that and decide
[25:29.080 --> 25:33.080] If they're going to do something to go after somebody
[25:34.080 --> 25:42.080] Yeah, I'm more, I was speaking of data entry
[25:42.080 --> 25:49.080] A human entering data on a terminal
[25:49.080 --> 25:55.080] And AI picking up, like Echelon picks up red flags
[25:55.080 --> 25:58.080] Something that sets off red flags
[25:58.080 --> 26:00.080] Oh, I think I'm getting it right
[26:00.080 --> 26:02.080] So I'm typing on a computer
[26:02.080 --> 26:09.080] And I'm typing up this Unibomber note
[26:09.080 --> 26:11.080] Right
[26:11.080 --> 26:18.080] And AI, they watch for words or strings of words
[26:18.080 --> 26:24.080] And when you're saying about suicide
[26:24.080 --> 26:28.080] Suicide, if it sees the word suicide in it
[26:28.080 --> 26:31.080] It's got triggers in there that'll trigger it
[26:31.080 --> 26:36.080] But you're saying that they're increasing the sophistication
[26:36.080 --> 26:41.080] So that if I'm talking about a subject that amounts to
[26:41.080 --> 26:44.080] A crime or a potential crime or suicide
[26:44.080 --> 26:50.080] You're thinking they'll use AI to gather that information
[26:50.080 --> 26:53.080] Is that what you're speaking to?
[26:53.080 --> 26:58.080] Yes, sir, yeah, pretty much on course there, yeah
[26:58.080 --> 27:01.080] Okay, so just a big step beyond keywords
[27:01.080 --> 27:04.080] You know, you listen to these guys on YouTube
[27:04.080 --> 27:08.080] And they don't say kill, they say unalive
[27:08.080 --> 27:13.080] Because if they say kill, the algorithm goes off
[27:13.080 --> 27:18.080] Well, it won't take long before the algorithms will be adjusted
[27:18.080 --> 27:21.080] To incorporate those other words, too
[27:21.080 --> 27:23.080] I would say stay off social media
[27:23.080 --> 27:25.080] Don't use that stupid
[27:25.080 --> 27:28.080] That's Facebook, that's Instagram is part of Meta
[27:28.080 --> 27:31.080] It's Facebook altogether, WhatsApp
[27:31.080 --> 27:36.080] They are very, very much a surveillance arm of the government
[27:36.080 --> 27:42.080] I would never go out there and try to pretend like you're going to have some kind of private conversation
[27:42.080 --> 27:44.080] It's not private at all
[27:44.080 --> 27:47.080] It's right under the lens
[27:47.080 --> 27:52.080] It was just ironic that I presented that on your show last Friday
[27:52.080 --> 27:55.080] And the next couple of days or two
[27:55.080 --> 27:59.080] This article comes out about Instagram alerting parents
[27:59.080 --> 28:04.080] So they must be using artificial intelligence
[28:04.080 --> 28:07.080] To set off these red flags
[28:07.080 --> 28:11.080] Because there's got to be millions and millions of users
[28:11.080 --> 28:14.080] Oh yeah, they're absolutely, they are for sure
[28:14.080 --> 28:17.080] It's not primarily for parents
[28:17.080 --> 28:20.080] It's not just for threats
[28:20.080 --> 28:24.080] It's for what kind of product you're likely to buy
[28:24.080 --> 28:28.080] Based on your string of verbiage
[28:28.080 --> 28:30.080] Mostly it's about products
[28:30.080 --> 28:36.080] And that's not something that rises up to the level of alarm for the most part
[28:36.080 --> 28:40.080] But you get all the, you start talking about
[28:40.080 --> 28:43.080] I went out the other day
[28:43.080 --> 28:47.080] And I dropped my cigarette that burned a hole in my favorite shirt
[28:47.080 --> 28:52.080] Then all of a sudden you start getting emails trying to sell you shirts
[28:52.080 --> 28:53.080] Yeah
[28:53.080 --> 28:55.080] Funny how that happens
[28:55.080 --> 28:57.080] And nicotine patches
[28:57.080 --> 28:59.080] Yeah, nicotine patches
[28:59.080 --> 29:04.080] I think this is a disclosure by Meta and Instagram
[29:04.080 --> 29:07.080] Because they might be getting lawsuits from families
[29:07.080 --> 29:12.080] That are saying that their kid was on social media or whatever
[29:12.080 --> 29:14.080] Or they were doing searches
[29:14.080 --> 29:21.080] And that was the realm that they were able to access this information
[29:21.080 --> 29:23.080] And they're filing lawsuits
[29:23.080 --> 29:30.080] Well, social media is public media
[29:30.080 --> 29:35.080] You really can't have much of an expectation of privacy there
[29:35.080 --> 29:37.080] Well, you know how lawyers are
[29:37.080 --> 29:40.080] They can sue a ham sandwich
[29:40.080 --> 29:43.080] Well, they can get one indicted
[29:43.080 --> 29:46.080] That's what Scalia said
[29:46.080 --> 29:53.080] Yeah, but lawyers only want to sue where they can make money
[29:53.080 --> 29:58.080] Instagram
[29:58.080 --> 30:02.080] Okay, I think we kind of beat this one to death
[30:02.080 --> 30:03.080] Yeah
[30:03.080 --> 30:05.080] Well, thank you for taking my call
[30:05.080 --> 30:10.080] Okay, we don't discriminate against Yankees
[30:14.080 --> 30:16.080] Okay, thank you Roger
[30:16.080 --> 30:19.080] Okay, now we're going to
[30:19.080 --> 30:21.080] Bill and
[30:21.080 --> 30:24.080] Well, it looks like a new first time caller
[30:24.080 --> 30:25.080] Yeah
[30:25.080 --> 30:27.080] In the area code 502
[30:27.080 --> 30:29.080] I happen to know who this guy is
[30:29.080 --> 30:30.080] Oh, okay
[30:30.080 --> 30:33.080] He's a WAP
[30:33.080 --> 30:35.080] He said my phone is Bill the WAP
[30:35.080 --> 30:36.080] And I pick up
[30:36.080 --> 30:38.080] Hello Bill
[30:38.080 --> 30:40.080] Guilty as charged
[30:43.080 --> 30:47.080] He's doing some presentation
[30:47.080 --> 30:50.080] Where are you at right now?
[30:50.080 --> 30:53.080] I'm in Jacksonville
[30:53.080 --> 30:56.080] How far are you from Jacksonville?
[30:56.080 --> 30:58.080] Right
[30:58.080 --> 31:01.080] Are you talking about Jacksonville, Texas or Florida?
[31:01.080 --> 31:02.080] Yeah, Texas
[31:02.080 --> 31:03.080] He's there near
[31:03.080 --> 31:10.080] He diverted his plane from DFW to Lufkin
[31:10.080 --> 31:13.080] Not Lufkin
[31:13.080 --> 31:15.080] Where did they divert your plane to?
[31:15.080 --> 31:16.080] Maybe Tyler
[31:16.080 --> 31:19.080] Tyler
[31:19.080 --> 31:21.080] Yeah, it's not that far
[31:21.080 --> 31:24.080] Why?
[31:24.080 --> 31:27.080] So did you say Bill, you need a ride?
[31:27.080 --> 31:29.080] No, I'm good
[31:29.080 --> 31:32.080] I had a ride right now
[31:32.080 --> 31:35.080] Are you still at the airport? Did they ever come get you?
[31:35.080 --> 31:38.080] Yes, they got me
[31:38.080 --> 31:39.080] Good
[31:39.080 --> 31:43.080] Okay, what did you have for us today?
[31:43.080 --> 31:50.080] Well, we were working on that situation with the
[31:50.080 --> 31:54.080] situation in North Carolina
[31:54.080 --> 31:59.080] Or I'm sorry, Knoxville
[31:59.080 --> 32:00.080] Okay
[32:00.080 --> 32:05.080] With the driver's license, insurance registration
[32:05.080 --> 32:09.080] Okay, tell everybody what happened
[32:09.080 --> 32:16.080] Got pulled over in Knoxville back in November of last year
[32:16.080 --> 32:19.080] Driver's license, registration, insurance
[32:19.080 --> 32:30.080] I have a private DOC number for non-commercial private
[32:30.080 --> 32:36.080] It's a private non-commercial DOC number
[32:36.080 --> 32:39.080] And yeah, they towed the vehicle
[32:39.080 --> 32:43.080] That's my family and I stranded in Knoxville
[32:43.080 --> 32:50.080] You were in Tennessee and you're out of North Carolina
[32:50.080 --> 32:57.080] And you didn't have current North Carolina plates
[32:57.080 --> 32:58.080] Correct
[32:58.080 --> 33:03.080] So my question to Tennessee is who business is that of yours?
[33:03.080 --> 33:08.080] And I was stopped when I first got to Texas a long time ago
[33:08.080 --> 33:14.080] And this DPS guy said, Mr. Kelton, aren't those plates expired?
[33:14.080 --> 33:17.080] I had Illinois plates on
[33:17.080 --> 33:19.080] I said, yeah, they are
[33:19.080 --> 33:27.080] But as far as I know, you don't have authority to enforce Illinois law
[33:27.080 --> 33:29.080] Yep, hold that thought
[33:29.080 --> 33:33.080] The Bible remains the most popular book in the world
[33:33.080 --> 33:37.080] Yet countless readers are frustrated because they struggle to understand it
[33:37.080 --> 33:41.080] Some new translations try to help by simplifying the text
[33:41.080 --> 33:45.080] But in the process can compromise the profound meaning of the scripture
[33:45.080 --> 33:48.080] Enter the recovery version
[33:48.080 --> 33:52.080] First, this new translation is extremely faithful and accurate
[33:52.080 --> 33:57.080] But the real story is the more than 9,000 explanatory footnotes
[33:57.080 --> 34:01.080] Difficult and profound passages are opened up in a marvelous way
[34:01.080 --> 34:07.080] Providing an entrance into the riches of the word beyond which you've ever experienced before
[34:07.080 --> 34:12.080] Bibles for America would like to give you a free recovery version simply for the asking
[34:12.080 --> 34:23.080] This comprehensive yet compact study Bible is yours just by calling us toll free at 1-888-551-0102
[34:23.080 --> 34:27.080] Or by ordering online at freestudybible.com
[34:27.080 --> 34:30.080] That's freestudybible.com
[34:32.080 --> 34:39.080] You're listening to the Logos Radio Network at logosradionetwork.com
[34:41.080 --> 34:45.080] The Bill of Rights contains the first ten amendments of our Constitution
[34:45.080 --> 34:48.080] They guarantee the specific freedoms Americans should know and protect
[34:48.080 --> 34:50.080] Our liberty depends on it
[34:50.080 --> 34:56.080] I'm Dr. Catherine Albrecht and I'll be right back with an unforgettable way to remember one of your constitutional rights
[34:56.080 --> 34:58.080] Privacy is under attack
[34:58.080 --> 35:02.080] When you give up data about yourself, you'll never get it back again
[35:02.080 --> 35:07.080] And once your privacy is gone, you'll find your freedoms will start to vanish too
[35:07.080 --> 35:12.080] So protect your rights, say no to surveillance, and keep your information to yourself
[35:12.080 --> 35:14.080] Privacy, it's worth hanging on to
[35:14.080 --> 35:18.080] This public service announcement is brought to you by Startpage.com
[35:18.080 --> 35:22.080] The private search engine alternative to Google, Yahoo, and Bing
[35:22.080 --> 35:25.080] Start over with Startpage
[35:25.080 --> 35:29.080] Most people think of seven as a more civilized number than six
[35:29.080 --> 35:34.080] Think of how the number six is implicated in evil, as in the biblical 666
[35:34.080 --> 35:38.080] So it would fit right in that the Seventh Amendment would be about civil trials
[35:38.080 --> 35:40.080] Civil seven, civil trials, get it?
[35:40.080 --> 35:45.080] Civil trials are ones where people sue instead of beating each other up over a dispute
[35:45.080 --> 35:47.080] Like the dividing line between properties
[35:47.080 --> 35:51.080] They take their dispute to a courthouse and settle matters civilly without the fisticuffs
[35:51.080 --> 35:56.080] The Seventh Amendment guarantees that Americans have the right to a jury in certain civil matters
[35:56.080 --> 35:59.080] Instead of having a lone judge rule on the case
[35:59.080 --> 36:04.080] I'm Dr. Catherine Albrecht. More news and information at CatherineAlbrecht.com
[36:11.080 --> 36:15.080] The Bill of Rights contains the first ten amendments of our Constitution
[36:15.080 --> 36:19.080] They guarantee the specific freedoms Americans should know and protect
[36:19.080 --> 36:21.080] Our liberty depends on it
[36:21.080 --> 36:27.080] I'm Dr. Catherine Albrecht, and I'll be right back with an unforgettable way to remember one of your constitutional rights
[36:27.080 --> 36:29.080] Privacy is under attack
[36:29.080 --> 36:33.080] When you give up data about yourself, you'll never get it back again
[36:33.080 --> 36:37.080] And once your privacy is gone, you'll find your freedoms will start to vanish too
[36:37.080 --> 36:39.080] So protect your rights
[36:39.080 --> 36:43.080] Say no to surveillance and keep your information to yourself
[36:43.080 --> 36:45.080] Privacy, it's worth hanging onto
[36:45.080 --> 36:49.080] This public service announcement is brought to you by StartPage.com
[36:49.080 --> 36:53.080] The private search engine alternative to Google, Yahoo, and Bing
[36:53.080 --> 36:55.080] Start over with StartPage
[36:56.080 --> 37:02.080] Remember the scene in George Orwell's novel, 1984, when Winston is threatened with his worst fear?
[37:02.080 --> 37:06.080] That fear was having a cage of hungry rats unleashed on his face
[37:06.080 --> 37:10.080] But what if his worst fear was spiders? Eight-legged spiders, to be exact
[37:10.080 --> 37:13.080] Getting a face full of spiders would be pretty cruel and unusual
[37:13.080 --> 37:17.080] That image of eight-legged spiders will help you remember the Eighth Amendment
[37:17.080 --> 37:24.080] Our founding fathers added the Eighth Amendment to the U.S. Constitution to protect us from creepy-crawly eight-legged punishments
[37:24.080 --> 37:27.080] And other cruel and unusual prison practices that were common in their day
[37:27.080 --> 37:33.080] The Eighth Amendment also prohibits the government from acquiring excessive bail and charging excessive fines
[37:33.080 --> 37:38.080] I'm Dr. Catherine Albrecht, more news and information at CatherineAlbrecht.com
[37:44.080 --> 37:45.080] Yeah!
[37:45.080 --> 37:47.080] They were trapped on Babylon
[37:47.080 --> 37:50.080] And burned down in one nation
[37:50.080 --> 37:52.080] Both of them operated the land wrong
[37:52.080 --> 37:55.080] A monster Republican and they were scratched, man
[37:55.080 --> 37:57.080] Tell them I'm a libertarian
[37:57.080 --> 38:00.080] They say we're bound to lose, but we're bound to win
[38:00.080 --> 38:01.080] Come rap, how are you?
[38:06.080 --> 38:07.080] How are we, sir?
[38:09.080 --> 38:11.080] Madam, me tell them
[38:13.080 --> 38:14.080] Tell you why
[38:14.080 --> 38:17.080] I'm a child for justice and a child for justice
[38:17.080 --> 38:21.080] A child of rule, this is a child of race
[38:21.080 --> 38:23.080] A child for all white
[38:23.080 --> 38:24.080] Okay, we are back
[38:24.080 --> 38:27.080] Randy Kelton, Brett Fountain, Riverwell Radio
[38:27.080 --> 38:34.080] On this Thursday, the 26th day of February, 2026
[38:34.080 --> 38:39.080] And we're talking to Bill in North Carolina
[38:39.080 --> 38:40.080] And
[38:40.080 --> 38:42.080] Oh, I thought he was Texas
[38:42.080 --> 38:44.080] He's in Texas right now, he's just
[38:44.080 --> 38:45.080] Oh, no, okay
[38:45.080 --> 38:47.080] Yeah, he was, he called me today and he
[38:47.080 --> 38:50.080] He was flying into DFW and they had weather or something
[38:50.080 --> 38:51.080] I didn't see any weather
[38:51.080 --> 38:57.080] And they routed a Dallas flight to Tyler
[38:58.080 --> 39:01.080] I've never heard of them doing something like that
[39:01.080 --> 39:02.080] Yeah
[39:02.080 --> 39:04.080] Okay, anyway
[39:05.080 --> 39:09.080] So, first question is how does Tennessee have authority
[39:09.080 --> 39:12.080] To enforce a North Carolina law?
[39:12.080 --> 39:17.080] And as to license, in Tennessee
[39:17.080 --> 39:22.080] They have case law that says that
[39:22.080 --> 39:26.080] While the license is a commercial license
[39:26.080 --> 39:31.080] The state has a vested interest in safety on the highway
[39:31.080 --> 39:35.080] And can require that you secure a license
[39:35.080 --> 39:40.080] For the singular purpose of showing knowledge of the
[39:40.080 --> 39:44.080] Rules of the road and competence in operating the vehicle
[39:44.080 --> 39:49.080] All of those assuming that you're involved in the regulated activity though
[39:49.080 --> 39:53.080] Well, they're saying that they can require that
[39:53.080 --> 39:56.080] Even if you're not in the regulated activity
[39:56.080 --> 40:00.080] For the singular purpose, not to show that you're
[40:00.080 --> 40:03.080] Authorized to operate in commerce
[40:03.080 --> 40:06.080] But just to show that you have knowledge of the
[40:06.080 --> 40:09.080] Rules of the road and
[40:09.080 --> 40:10.080] Well, let me ask you something
[40:10.080 --> 40:12.080] I have a big problem with that
[40:12.080 --> 40:13.080] I do too
[40:13.080 --> 40:18.080] Why would you need to know the rules of the road
[40:18.080 --> 40:24.080] When the rules of the road are regulating a privilege
[40:24.080 --> 40:27.080] Why would you need to know the rules of the road
[40:27.080 --> 40:30.080] Which are strictly commercial in nature?
[40:30.080 --> 40:33.080] That was exactly the argument I had
[40:33.080 --> 40:35.080] With what they were doing
[40:35.080 --> 40:37.080] They were just trying to do an end around
[40:37.080 --> 40:40.080] But this was the legislature writing
[40:40.080 --> 40:42.080] I mean the courts writing law
[40:42.080 --> 40:44.080] And that's what I have a problem with
[40:44.080 --> 40:45.080] Yeah
[40:45.080 --> 40:49.080] If the legislature had intended that
[40:49.080 --> 40:50.080] Exactly
[40:50.080 --> 40:52.080] They would have said so
[40:52.080 --> 40:59.080] And I've got some issues in Texas law that I'm taking on exactly that way
[40:59.080 --> 41:02.080] The courts have ruled in a certain way
[41:02.080 --> 41:05.080] And I'm saying if the legislature had intended that
[41:05.080 --> 41:08.080] We'll ask the Dr. Joe's case
[41:08.080 --> 41:11.080] They prosecuted him for the legal practice of law
[41:11.080 --> 41:14.080] Felony, legal practice of law
[41:14.080 --> 41:17.080] And what the code said
[41:17.080 --> 41:19.080] In order to be accused of
[41:19.080 --> 41:22.080] I mean legal practice of medicine
[41:22.080 --> 41:24.080] In order to be charged with that
[41:24.080 --> 41:28.080] You have to have first requirement
[41:28.080 --> 41:32.080] You have to have applied for a license
[41:32.080 --> 41:34.080] It's right there, first element
[41:34.080 --> 41:36.080] You have to have applied for a license
[41:36.080 --> 41:40.080] You have to hold yourself out as a physician
[41:40.080 --> 41:44.080] And you must diagnose and treat disease
[41:44.080 --> 41:47.080] Why didn't you do any of those things?
[41:47.080 --> 41:52.080] And the court said it doesn't matter, it applies anyway
[41:52.080 --> 41:54.080] Yeah, wrong answer
[41:54.080 --> 41:55.080] Wrong answer
[41:56.080 --> 41:59.080] I'm not up for this legislating from the bench stuff
[41:59.080 --> 42:01.080] We've got to put an end to that
[42:01.080 --> 42:05.080] And that's one of the things that I want to go directly after them for
[42:05.080 --> 42:08.080] I want to go for the judge because
[42:08.080 --> 42:12.080] We got Walker v. Packer and its progeny
[42:12.080 --> 42:15.080] Walker v. Packer says
[42:15.080 --> 42:18.080] A judge has no discretion
[42:18.080 --> 42:22.080] In properly applying the law to the facts
[42:22.080 --> 42:26.080] A failure to do so is an abuse of discretion
[42:26.080 --> 42:29.080] Well, the way I read the code
[42:29.080 --> 42:33.080] If a public official abuses his discretion
[42:33.080 --> 42:36.080] And in the process denies meaningful and free access to
[42:36.080 --> 42:38.080] Or enjoy him of a right
[42:38.080 --> 42:40.080] That's a criminal act
[42:40.080 --> 42:44.080] It's a criminal act in Texas and it's a criminal act in the Fed
[42:44.080 --> 42:48.080] So I'm going after some federal judges
[42:48.080 --> 42:51.080] Criminally
[42:51.080 --> 42:54.080] They don't have some special immunity
[42:54.080 --> 42:56.080] They have some indemnity
[42:56.080 --> 43:00.080] In Texas they have indemnity
[43:00.080 --> 43:03.080] And that's in legislation
[43:03.080 --> 43:05.080] The legislature said that
[43:05.080 --> 43:10.080] If a public official is sued for acts within the scope of his authority
[43:10.080 --> 43:15.080] Then the state shall indemnify him
[43:15.080 --> 43:18.080] Does not immunize him from suit
[43:18.080 --> 43:25.080] It indemnifies him from having to pay the bill
[43:25.080 --> 43:30.080] Texas law doesn't talk about immunity anywhere
[43:30.080 --> 43:34.080] And I want to get a judge to declare that this person has immunity
[43:34.080 --> 43:37.080] Didn't want to file criminal charges against the judge
[43:37.080 --> 43:42.080] For failing to properly apply the law to the facts
[43:42.080 --> 43:45.080] I'm getting JPs do it all the time but
[43:45.080 --> 43:47.080] Man, they're really a pain
[43:47.080 --> 43:53.080] My next lawsuit for not issuing a warrant is going to be with a district judge
[43:53.080 --> 43:58.080] And I'll use this to go after them
[43:58.080 --> 44:02.080] Back to Bill's situation here
[44:02.080 --> 44:08.080] Where the officer is trying to enforce something from a different state
[44:08.080 --> 44:13.080] Like I said, I've had that same kind of thing happen
[44:13.080 --> 44:17.080] Where I bought a truck
[44:17.080 --> 44:21.080] It had plates on it from somebody that came out of state
[44:21.080 --> 44:26.080] I bought the truck and I left the plates on it
[44:26.080 --> 44:32.080] And then I've had officers come to me and say
[44:32.080 --> 44:35.080] Well, these plates are expired
[44:35.080 --> 44:42.080] And I say, well, are you going to try to enforce the laws of that state?
[44:42.080 --> 44:46.080] And they've never decided to go ahead and take that up
[44:46.080 --> 44:50.080] And give me a ticket based on some other state's rules
[44:50.080 --> 44:55.080] Bill, that's the first thing I would take on
[44:55.080 --> 44:57.080] That subject matter jurisdiction challenge
[44:57.080 --> 45:01.080] And criminal charges against the officer
[45:01.080 --> 45:07.080] Because he exerted or purported to exert an authority he did not have
[45:08.080 --> 45:14.080] He exerted the authority to enforce a North Carolina law in Tennessee
[45:14.080 --> 45:19.080] And they may say, well, we have a memorandum of understanding
[45:19.080 --> 45:26.080] Well, you can take your memorandum of understanding and use it for toilet paper
[45:26.080 --> 45:34.080] Unless there is legislation that authorizes a Tennessee police officer
[45:34.080 --> 45:37.080] To enforce a North Carolina law
[45:37.080 --> 45:44.080] Then you can use that memorandum for a toilet paper
[45:44.080 --> 45:46.080] So that's the first thing
[45:46.080 --> 45:52.080] You never ever want to go to the merits
[45:52.080 --> 45:55.080] Bill, do you know what he means when he says go to the merits?
[45:55.080 --> 45:57.080] Do you know what that means?
[45:57.080 --> 46:00.080] Not exactly
[46:00.080 --> 46:05.080] You want to go to who the heck are you
[46:05.080 --> 46:10.080] What authority did you have to mess with me in the first place
[46:10.080 --> 46:16.080] And you did all that while you were prominently displaying a deadly weapon
[46:16.080 --> 46:22.080] If he steps a half inch outside a legal line while he's displaying that deadly weapon
[46:22.080 --> 46:24.080] That's aggravated assault
[46:25.080 --> 46:30.080] So Bill, when Randy is saying go to the merits
[46:30.080 --> 46:33.080] That would be the things, that's the facts
[46:33.080 --> 46:37.080] Like, where were you on the night of the 25th?
[46:37.080 --> 46:43.080] Facts that would go to trying to figure out your guilt or innocence
[46:43.080 --> 46:45.080] The fact is you had a...
[46:45.080 --> 46:50.080] You need to back up to the part where the court has no business talking to you at all
[46:50.080 --> 46:54.080] Because the cop had no business talking to you about those plates
[46:54.080 --> 46:57.080] Yeah, they're going to say you had expired plates
[46:57.080 --> 47:01.080] You're going to say, whoa, hold on here
[47:01.080 --> 47:05.080] What authority do you have to enforce North Carolina law?
[47:05.080 --> 47:07.080] That's the real issue
[47:07.080 --> 47:11.080] If you can't prove you had authority, then you committed aggravated assault
[47:11.080 --> 47:15.080] And that's much more serious than this traffic issue
[47:15.080 --> 47:20.080] And in Tennessee, you can go directly to the grand jury
[47:20.080 --> 47:26.080] Complaints against public officials in Tennessee are directed to the grand jury
[47:28.080 --> 47:30.080] That's cool
[47:31.080 --> 47:36.080] Now, it would be hard to get the officer indicted
[47:36.080 --> 47:40.080] But that's going to scare the bejesus out of him
[47:40.080 --> 47:46.080] They are not used to private citizens taking them on
[47:46.080 --> 47:53.080] They're used to private citizens whining and crying, no, please don't beat me up
[47:53.080 --> 47:57.080] And they're not used to somebody coming at them
[47:57.080 --> 48:01.080] Last ticket I got in the town I live in
[48:01.080 --> 48:05.080] They threw it out a week before I asked to come to court the next time
[48:05.080 --> 48:10.080] Because they knew I was going to try to get the bailiff to arrest the district attorney
[48:10.080 --> 48:12.080] Or the prosecuting attorney
[48:12.080 --> 48:18.080] For not giving my criminal complaint against the clerk to the grand jury
[48:18.080 --> 48:23.080] These guys had no sense of humor, read the code
[48:23.080 --> 48:27.080] And go after them for violations of the code
[48:27.080 --> 48:31.080] The last thing you want to do is get to the merits
[48:32.080 --> 48:36.080] They stole your vehicle
[48:36.080 --> 48:39.080] Whoa, really?
[48:39.080 --> 48:42.080] If I come with a gun
[48:42.080 --> 48:46.080] And I pretend to be a cop
[48:46.080 --> 48:51.080] And I take you out of your vehicle and I take your vehicle away
[48:51.080 --> 48:54.080] What is that?
[48:54.080 --> 48:57.080] That looks like murder
[48:57.080 --> 49:01.080] Armed assault and armed robbery, grand theft, auto
[49:01.080 --> 49:05.080] Carjacking
[49:05.080 --> 49:10.080] That's some serious crime
[49:10.080 --> 49:14.080] He don't get to do it just because he's a policeman
[49:18.080 --> 49:22.080] Okay, do you have any other questions?
[49:22.080 --> 49:27.080] Is this what you wanted to know or is there something more specific you wanted to speak to?
[49:32.080 --> 49:36.080] I think it's probably covering it
[49:36.080 --> 49:40.080] Wait, I couldn't hear that
[49:40.080 --> 49:45.080] He didn't sound very certain but he said he thinks maybe that's covering it
[49:45.080 --> 49:49.080] Oh, okay
[49:49.080 --> 49:54.080] I guess I should put my hearing aids in
[49:54.080 --> 49:59.080] Okay, well thank you Bill
[49:59.080 --> 50:06.080] And talk to Art about the documents you need to put together
[50:06.080 --> 50:09.080] Or talk off the air
[50:09.080 --> 50:12.080] Okay, we got one more caller
[50:12.080 --> 50:16.080] This one's from 912 Area Code
[50:16.080 --> 50:20.080] Which I guess would be Georgia
[50:20.080 --> 50:23.080] Wait a minute, okay, we're okay
[50:23.080 --> 50:26.080] We didn't discriminate against a Yankee
[50:26.080 --> 50:29.080] We didn't discriminate against a hillbilly
[50:29.080 --> 50:34.080] Well, 912, give us a first name and a state
[50:37.080 --> 50:40.080] Hello, can you all hear me?
[50:40.080 --> 50:42.080] Yes, ma'am
[50:42.080 --> 50:46.080] Hi, my name's Kristen and I'm from Georgia
[50:46.080 --> 50:49.080] Okay, your name is what?
[50:49.080 --> 50:53.080] Yeah, she said Kristen in Georgia
[50:56.080 --> 50:59.080] What's on your mind, Kristen?
[50:59.080 --> 51:04.080] Okay, well thank you for taking my call
[51:04.080 --> 51:11.080] I am in a situation with an HOA and would love your advice
[51:13.080 --> 51:18.080] With an HOA, what's going on with this HOA?
[51:18.080 --> 51:24.080] Okay, hold on a second, we're about to go to our sponsors
[51:24.080 --> 51:28.080] We do have some space on the board
[51:28.080 --> 51:31.080] If you have a question or comment, give us a call
[51:31.080 --> 51:34.080] 512-646-1984
[51:34.080 --> 51:37.080] We'll be right back
[51:38.080 --> 51:43.080] Are you looking to have a closer relationship with God
[51:43.080 --> 51:45.080] And a better understanding of His Word?
[51:45.080 --> 51:48.080] Then tune in to LogosRadioNetwork.com on Wednesdays
[51:48.080 --> 51:51.080] From 8 to 10 p.m. Central Time for Scripture Talk
[51:51.080 --> 51:54.080] Where Nana and her guests discuss the Scriptures
[51:54.080 --> 51:56.080] In accord with 2 Timothy 2.15
[51:56.080 --> 51:59.080] Study to show thyself approved unto God
[51:59.080 --> 52:01.080] A workman that needeth not to be ashamed
[52:01.080 --> 52:03.080] Rightly dividing the Word of Truth
[52:04.080 --> 52:07.080] Starting in January, our first hour studies are in the Book of Mark
[52:07.080 --> 52:11.080] Where we'll go verse by verse and discuss the true Gospel message
[52:11.080 --> 52:14.080] Our second hour topical studies will vary each week
[52:14.080 --> 52:18.080] With discussions on sound doctrine and Christian character development
[52:18.080 --> 52:20.080] We wish to reflect God's light
[52:20.080 --> 52:23.080] And be a blessing to all those with a hearing ear
[52:23.080 --> 52:25.080] Our goal is to strengthen our faith
[52:25.080 --> 52:29.080] And to transform ourselves more into the likeness of our Lord and Savior Jesus
[52:29.080 --> 52:33.080] So tune in to Scripture Talk live on LogosRadioNetwork.com
[52:33.080 --> 52:35.080] Wednesdays from 8 to 10 p.m.
[52:35.080 --> 52:38.080] To inspire and motivate your studies of the Scriptures
[52:40.080 --> 52:42.080] Through advances in technology
[52:42.080 --> 52:44.080] Our lives have greatly improved
[52:44.080 --> 52:46.080] Except in the area of nutrition
[52:46.080 --> 52:49.080] People feed their pets better than they feed themselves
[52:49.080 --> 52:51.080] And it's time we changed all that
[52:51.080 --> 52:54.080] Our primary defense against aging and disease
[52:54.080 --> 52:57.080] In this toxic environment is good nutrition
[52:57.080 --> 53:00.080] In a world where natural foods have been irradiated
[53:00.080 --> 53:02.080] Adulterated and mutilated
[53:02.080 --> 53:05.080] Young Jevity can provide the nutrients you need
[53:05.080 --> 53:09.080] Logos Radio Network gets many requests to endorse all sorts of products
[53:09.080 --> 53:11.080] Most of which we reject
[53:11.080 --> 53:14.080] We have come to trust Young Jevity so much
[53:14.080 --> 53:16.080] We became a marketing distributor
[53:16.080 --> 53:19.080] Along with Alex Jones, Ben Fuchs and many others
[53:19.080 --> 53:23.080] When you order from LogosRadioNetwork.com
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[53:39.080 --> 53:40.080] Order now
[53:55.080 --> 53:57.080] Ain't gonna blind me
[54:00.080 --> 54:02.080] Don't bore me
[54:07.080 --> 54:08.080] Well
[54:11.080 --> 54:15.080] Ain't gonna fool me with that same old trick again
[54:16.080 --> 54:21.080] I was blindsided but now I can see your plan
[54:21.080 --> 54:24.080] You put the fear in my pocket
[54:24.080 --> 54:26.080] Stuck the money from my hand
[54:26.080 --> 54:31.080] Ain't gonna fool me with that same old trick again
[54:35.080 --> 54:37.080] Ain't gonna fool me
[54:40.080 --> 54:41.080] Okay, we're back
[54:41.080 --> 54:44.080] Randy Felton, Greg Felton, Neil Murillo
[54:44.080 --> 54:47.080] And we're talking to Kristen in Georgia
[54:47.080 --> 54:50.080] I was only kidding about that hillbilly stuff
[54:52.080 --> 54:54.080] Uh, HOA
[54:54.080 --> 54:56.080] Let me unmute
[54:57.080 --> 54:58.080] Okay
[54:58.080 --> 55:03.080] So, the issue that I'm facing is
[55:03.080 --> 55:05.080] When I purchased my home
[55:05.080 --> 55:08.080] There was not an active HOA
[55:10.080 --> 55:12.080] Years after I purchased my home
[55:12.080 --> 55:15.080] All of a sudden an HOA became active
[55:15.080 --> 55:20.080] And they began sending, you know, HOA bills
[55:20.080 --> 55:22.080] Wait a minute, wait a minute, hold on
[55:22.080 --> 55:28.080] Is there anything referencing an HOA
[55:28.080 --> 55:34.080] In your purchase contract, in your deed of trust?
[55:35.080 --> 55:40.080] Okay, so I did speak with a closing attorney actually today
[55:40.080 --> 55:44.080] That was my closing attorney at the closing of my home
[55:44.080 --> 55:48.080] He did find where the sales contract
[55:48.080 --> 55:52.080] Did list a general HOA
[55:52.080 --> 55:56.080] In other words, I'm obligated to an HOA
[55:56.080 --> 55:58.080] But it was not specific at all
[55:58.080 --> 56:00.080] And like I said, it was
[56:01.080 --> 56:05.080] It was dormant as far as I know at the time that I purchased my home
[56:08.080 --> 56:10.080] Does that help answer your question?
[56:11.080 --> 56:13.080] It was dormant?
[56:14.080 --> 56:18.080] It was not active when I purchased my home
[56:18.080 --> 56:21.080] Okay, then what you've got now
[56:21.080 --> 56:25.080] If there was no, effectively no HOA
[56:25.080 --> 56:31.080] Then they're trying to hold you to a contract you didn't agree to
[56:31.080 --> 56:36.080] Was there an HOA contract in place? Did you sign one?
[56:37.080 --> 56:42.080] I did not sign a specific HOA contract
[56:42.080 --> 56:46.080] Then the HOA can't just make up stuff
[56:46.080 --> 56:50.080] And tell you you have to abide by something
[56:50.080 --> 56:56.080] They could do that with all of the new people that have entered into their contracts
[56:56.080 --> 57:01.080] After that HOA became active
[57:02.080 --> 57:08.080] They could hold those people to those new rules or new fees or whatever
[57:10.080 --> 57:14.080] But you never agreed to any of the covenants of the HOA
[57:15.080 --> 57:17.080] Yeah, there would have to be
[57:17.080 --> 57:22.080] For you to make a fully informed decision to be part of that HOA
[57:22.080 --> 57:25.080] It would have had to have been active at the time
[57:25.080 --> 57:28.080] The fact that it didn't really exist at the time
[57:28.080 --> 57:30.080] There was nothing going on
[57:30.080 --> 57:35.080] That was the circumstances of your entering into the contract
[57:35.080 --> 57:40.080] Yeah, if they had brought you a contract when you signed your purchase
[57:40.080 --> 57:42.080] Deed to trust
[57:42.080 --> 57:47.080] You would have signed that thing if you liked their covenants
[57:47.080 --> 57:54.080] But they're asking you to abide by a contract that didn't exist
[57:54.080 --> 57:57.080] When you agreed to an HOA
[57:58.080 --> 58:01.080] So they can't come along later
[58:01.080 --> 58:08.080] If the HOA, if you had to agree to an HOA and they didn't have any covenants
[58:08.080 --> 58:15.080] You're essentially grandfathered because they can't make up covenants later
[58:15.080 --> 58:17.080] And then apply them to you
[58:17.080 --> 58:19.080] What are their rules?
[58:19.080 --> 58:22.080] Yeah, that would be called unconscionable
[58:22.080 --> 58:25.080] Unconscionable is where
[58:25.080 --> 58:29.080] You're required to do something
[58:29.080 --> 58:33.080] But you're not getting anything in return
[58:34.080 --> 58:36.080] So
[58:36.080 --> 58:39.080] If you had purchased, when you purchased the contract
[58:39.080 --> 58:41.080] If you could have looked at all those
[58:41.080 --> 58:43.080] Then you could have agreed to them
[58:43.080 --> 58:45.080] Or not agreed to them, whatever
[58:45.080 --> 58:48.080] You would have had the opportunity to not purchase the property
[58:48.080 --> 58:51.080] If you found the contract
[58:51.080 --> 58:53.080] Honorous
[58:53.080 --> 58:56.080] But you didn't have that option
[58:57.080 --> 59:01.080] So now they're trying to come along
[59:01.080 --> 59:03.080] And apply covenants to you
[59:03.080 --> 59:04.080] After the fact
[59:04.080 --> 59:06.080] After the fact, and that's unconscionable
[59:06.080 --> 59:08.080] Exposed facto
[59:10.080 --> 59:12.080] Okay
[59:12.080 --> 59:16.080] So let me ask you this, because I did check with my
[59:16.080 --> 59:18.080] Local courthouse
[59:18.080 --> 59:22.080] And the CCNRs were
[59:22.080 --> 59:24.080] Recorded
[59:25.080 --> 59:27.080] Back in 2008
[59:27.080 --> 59:31.080] I did purchase my home in 2011
[59:31.080 --> 59:33.080] That's where the
[59:33.080 --> 59:35.080] The water is a little muddy for me
[59:35.080 --> 59:38.080] Because now that I know as of today
[59:38.080 --> 59:40.080] That the sales contract included
[59:40.080 --> 59:44.080] My closing sales contract included a very vague
[59:44.080 --> 59:47.080] HOA disclosure
[59:48.080 --> 59:53.080] Well at the time did you have access to the
[59:53.080 --> 59:55.080] HOA covenants
[59:55.080 --> 59:57.080] Was it disclosed to you
[59:57.080 --> 01:00:00.080] Were the covenants disclosed to you
[01:00:04.080 --> 01:00:07.080] No sir, not the specific
[01:00:07.080 --> 01:00:12.080] Covenants to the HOA that is in place now
[01:00:12.080 --> 01:00:14.080] It was very vague
[01:00:14.080 --> 01:00:16.080] Is what I'm saying in my closing paperwork
[01:00:16.080 --> 01:00:19.080] So it's not that they invented it after the fact
[01:00:19.080 --> 01:00:23.080] It's that you were just never informed about it
[01:00:23.080 --> 01:00:25.080] At the time
[01:00:25.080 --> 01:00:27.080] So you never really consented to it
[01:00:27.080 --> 01:00:29.080] Because you didn't know about it
[01:00:29.080 --> 01:00:31.080] Correct
[01:00:33.080 --> 01:00:36.080] At the end of the day
[01:00:36.080 --> 01:00:38.080] It's all about the money
[01:00:39.080 --> 01:00:40.080] Yes
[01:00:40.080 --> 01:00:41.080] So
[01:00:41.080 --> 01:00:46.080] They're going to do anything they think they can pressure you into
[01:00:46.080 --> 01:00:49.080] You know when I fight tickets
[01:00:49.080 --> 01:00:51.080] I don't think so much about
[01:00:51.080 --> 01:00:53.080] What's the law on this or the law on that
[01:00:53.080 --> 01:00:55.080] They of course don't care about law
[01:00:55.080 --> 01:00:58.080] They care about what's convenient
[01:00:58.080 --> 01:00:59.080] I look at it
[01:00:59.080 --> 01:01:01.080] How much trouble can I cause them
[01:01:01.080 --> 01:01:04.080] How much money can I cost them
[01:01:04.080 --> 01:01:08.080] The last ticket that I got in the town I live in
[01:01:08.080 --> 01:01:10.080] They dismissed the ticket
[01:01:10.080 --> 01:01:14.080] A week before I was supposed to show up in court again
[01:01:14.080 --> 01:01:17.080] And the reason they dismissed the ticket
[01:01:17.080 --> 01:01:19.080] Is because they knew
[01:01:19.080 --> 01:01:24.080] That I was going to ask the bailiff to arrest the prosecutor
[01:01:24.080 --> 01:01:28.080] If he hadn't given my criminal complaint against the clerk
[01:01:28.080 --> 01:01:30.080] To the grand jury
[01:01:33.080 --> 01:01:34.080] Wait a minute
[01:01:34.080 --> 01:01:37.080] Are you saying that the reason they dismissed your ticket
[01:01:37.080 --> 01:01:41.080] Is because you had all the law and facts together on your ticket case
[01:01:41.080 --> 01:01:44.080] They don't care about law and facts
[01:01:46.080 --> 01:01:47.080] Kristen
[01:01:47.080 --> 01:01:50.080] You have not lived
[01:01:50.080 --> 01:01:52.080] Until you stood in court
[01:01:52.080 --> 01:01:55.080] And asked the bailiff to arrest the judge
[01:01:57.080 --> 01:01:59.080] That is so much fun
[01:01:59.080 --> 01:02:03.080] I've done it what 9 or 10 times now
[01:02:03.080 --> 01:02:06.080] The last hearing I went to
[01:02:06.080 --> 01:02:09.080] Until the bailiff for the hearing started I said look
[01:02:09.080 --> 01:02:13.080] I have sued the justice of the peace
[01:02:13.080 --> 01:02:16.080] In another justice of the peace court
[01:02:16.080 --> 01:02:19.080] Now she's not going to follow law
[01:02:19.080 --> 01:02:23.080] And when she doesn't I'm going to ask you to arrest her
[01:02:23.080 --> 01:02:26.080] And you're not going to do it
[01:02:26.080 --> 01:02:29.080] And then I'm going to demand that you take your chicken suit off
[01:02:29.080 --> 01:02:32.080] And you're not going to do that either
[01:02:33.080 --> 01:02:36.080] Through this hearing
[01:02:36.080 --> 01:02:38.080] I stood up and said
[01:02:38.080 --> 01:02:41.080] I have some criminal complaints here I need to file with you
[01:02:41.080 --> 01:02:43.080] She said we're not here for that
[01:02:43.080 --> 01:02:47.080] Yes you are I've just invoked your duty as a magistrate
[01:02:47.080 --> 01:02:48.080] Well we're done here
[01:02:48.080 --> 01:02:51.080] Mr. Bailiff did you hear that?
[01:02:51.080 --> 01:02:52.080] Arrest that judge
[01:02:52.080 --> 01:02:55.080] And the judge is running out of the courtroom
[01:02:55.080 --> 01:02:57.080] Mr. Bailiff you need to take your chicken suit off
[01:02:57.080 --> 01:03:01.080] And he's looking at me like he wants to shoot me
[01:03:02.080 --> 01:03:07.080] You are a citizen in a republic
[01:03:07.080 --> 01:03:11.080] You have more power than you realize
[01:03:11.080 --> 01:03:17.080] The courts they never follow the rules
[01:03:17.080 --> 01:03:19.080] Ever
[01:03:19.080 --> 01:03:21.080] They just don't have it in them
[01:03:21.080 --> 01:03:26.080] Especially when they're dealing with someone they think is an easy mark
[01:03:26.080 --> 01:03:29.080] So depending on what you want to do
[01:03:29.080 --> 01:03:35.080] How serious is what they're doing at this point?
[01:03:35.080 --> 01:03:40.080] So it's pretty serious and that's why I wanted to give you guys a call
[01:03:40.080 --> 01:03:44.080] Now I have sort of dismissed this up until this point
[01:03:44.080 --> 01:03:51.080] Because I had no idea that an HOA could go after me as aggressively as they have
[01:03:51.080 --> 01:03:55.080] So unfortunately they did take it to court
[01:03:55.080 --> 01:03:58.080] They had a judge sign off on an order
[01:03:58.080 --> 01:04:05.080] And where it stands right now is they have put a lien against my home
[01:04:05.080 --> 01:04:10.080] They are now garnishing my wages
[01:04:10.080 --> 01:04:21.080] They've taken it to the point of sending a garnishment letter to my bank
[01:04:21.080 --> 01:04:26.080] And I feel like my back is up against the wall and I'm not sure what to do from here
[01:04:26.080 --> 01:04:31.080] I don't have enough information to speak to this yet
[01:04:31.080 --> 01:04:37.080] If I look at it, what I'll look for is where they've done something
[01:04:37.080 --> 01:04:40.080] I don't know, we'll be right back
[01:04:56.080 --> 01:04:58.080] Privacy is under attack
[01:04:58.080 --> 01:05:02.080] When you give up data about yourself, you'll never get it back again
[01:05:02.080 --> 01:05:07.080] And once your privacy is gone, you'll find your freedoms will start to vanish too
[01:05:07.080 --> 01:05:12.080] So protect your rights, say no to surveillance and keep your information to yourself
[01:05:12.080 --> 01:05:15.080] Privacy, it's worth hanging on to
[01:05:15.080 --> 01:05:18.080] This message is brought to you by Startpage.com
[01:05:18.080 --> 01:05:22.080] The private search engine alternative to Google, Yahoo and Bing
[01:05:22.080 --> 01:05:25.080] Start over with Startpage
[01:05:25.080 --> 01:05:28.080] Are you always on the go and juggling multiple projects?
[01:05:28.080 --> 01:05:32.080] If so, you might think that multitasking proves you're smart
[01:05:32.080 --> 01:05:36.080] But think again, all that stress might be eating your brain
[01:05:36.080 --> 01:05:40.080] A new study finds stress reduces the number of connections between neurons
[01:05:40.080 --> 01:05:43.080] Which actually makes it harder for people to manage problems
[01:05:43.080 --> 01:05:50.080] Researchers at Yale University found that stressed out people have less gray matter in their prefrontal cortex
[01:05:50.080 --> 01:05:55.080] That's the part of the brain that helps us weigh conflicting ideas and regulate our emotions
[01:05:55.080 --> 01:05:58.080] So take a deep breath and chill out
[01:05:58.080 --> 01:06:01.080] It'll help keep your mind as sharp as a tack
[01:06:01.080 --> 01:06:06.080] I'm Dr. Catherine Albrecht for Startpage.com, the world's most private search engine
[01:06:11.080 --> 01:06:16.080] This is Building 7, a 47-story skyscraper that fell on the afternoon of September 11
[01:06:16.080 --> 01:06:18.080] The government says that fire brought it down
[01:06:18.080 --> 01:06:23.080] However, 1,500 architects and engineers concluded it was a controlled demolition
[01:06:23.080 --> 01:06:26.080] Over 6,000 of my fellow service members have given their lives
[01:06:26.080 --> 01:06:29.080] And thousands of my fellow first responders are dying
[01:06:29.080 --> 01:06:30.080] I'm not a conspiracy theorist
[01:06:30.080 --> 01:06:31.080] I'm a structural engineer
[01:06:31.080 --> 01:06:33.080] I'm a New York City correction officer
[01:06:33.080 --> 01:06:34.080] I'm an Air Force pilot
[01:06:34.080 --> 01:06:35.080] I'm a father who lost his son
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[01:08:11.080 --> 01:08:14.080] Chippin'
[01:08:41.080 --> 01:08:43.080] Chippin'
[01:09:11.080 --> 01:09:13.080] Chippin'
[01:09:41.080 --> 01:09:43.080] Chippin'
[01:09:43.080 --> 01:09:45.080] Chippin'
[01:10:01.080 --> 01:10:03.080] He was, oh, yeah they're saying that you
[01:10:03.080 --> 01:10:07.080] wrote the due courier mailed to me
[01:10:07.080 --> 01:10:14.040] Yeah, years after I bought my home, but I have dismissed those bills thinking exactly
[01:10:14.040 --> 01:10:19.880] what you just told me, that I was pretty much exempt from it because there was not an act
[01:10:19.880 --> 01:10:25.520] of HOA at the time of purchase.
[01:10:25.520 --> 01:10:35.660] But my main worry is that now, because they're going after me so aggressively and they have
[01:10:35.660 --> 01:10:41.620] an order signed by a judge, like I said, they're taking it as far as they place the lien on
[01:10:41.620 --> 01:10:42.620] my home.
[01:10:42.620 --> 01:10:43.620] Okay.
[01:10:43.620 --> 01:10:44.620] Okay.
[01:10:44.620 --> 01:10:45.620] What's that part?
[01:10:45.620 --> 01:10:46.620] How did they get the lien?
[01:10:46.620 --> 01:10:50.020] When they got the lien, were you at the hearing?
[01:10:50.020 --> 01:10:52.740] No, sir.
[01:10:52.740 --> 01:10:56.860] How long ago was this?
[01:10:56.860 --> 01:11:02.780] I was served with the lawsuit back in 2024.
[01:11:02.780 --> 01:11:07.460] When was the judgment signed against you?
[01:11:07.460 --> 01:11:10.460] August of 2024.
[01:11:10.460 --> 01:11:16.540] It's too late to appeal now.
[01:11:16.540 --> 01:11:22.500] Appeal needs to happen pretty soon, within a certain number of days.
[01:11:22.500 --> 01:11:27.060] Different states are different, but it won't be years later.
[01:11:27.060 --> 01:11:34.100] This is a problem we have a lot.
[01:11:34.100 --> 01:11:42.620] We don't get to it until it's already too late to do much.
[01:11:42.620 --> 01:11:56.220] What covenant of the HOA did they accuse you of breaching?
[01:11:56.220 --> 01:11:58.860] They haven't specified the covenant.
[01:11:58.860 --> 01:12:06.980] They're just trying to recover or make me pay for past HOA fees.
[01:12:06.980 --> 01:12:11.300] So they're just going backwards in time to say you owe for all these fees that you never
[01:12:11.300 --> 01:12:15.620] paid before the HOA was actually active?
[01:12:15.620 --> 01:12:23.060] Were they billing you for the HOA?
[01:12:23.060 --> 01:12:24.060] They were billing me.
[01:12:24.060 --> 01:12:35.300] But just keep in mind that was years after I purchased my home.
[01:12:35.300 --> 01:12:43.460] This is problematic because we're so far past the time we can actually do something.
[01:12:43.460 --> 01:12:44.460] I know.
[01:12:44.460 --> 01:12:51.100] I wish I would have jumped on it sooner, but I had no idea they could go as far as sending
[01:12:51.100 --> 01:12:54.540] a garnishment letter to a bank.
[01:12:54.540 --> 01:12:59.060] HOAs are absolutely horrendous.
[01:12:59.060 --> 01:13:02.740] I do have one possibility for you.
[01:13:02.740 --> 01:13:08.420] I did reach out to them in 2024 when I was first served.
[01:13:08.420 --> 01:13:11.660] I did reach out to them and I paid the principal amount.
[01:13:11.660 --> 01:13:17.180] Now by this point they had already tacked on a bunch of legal expenses.
[01:13:17.180 --> 01:13:21.660] I did tell them I'll take care of the principal amount, but I'm not paying any legal fees.
[01:13:21.660 --> 01:13:27.500] So I paid the principal amount, but they continued to go after me after that.
[01:13:27.500 --> 01:13:33.460] Now we're here to the point of them trying to garnish my bank account.
[01:13:33.460 --> 01:13:34.660] That's better.
[01:13:34.660 --> 01:13:38.980] Lawyers never do it right.
[01:13:39.620 --> 01:13:44.620] So first thing I need is a timeline.
[01:13:44.620 --> 01:13:45.620] Okay.
[01:13:45.620 --> 01:13:50.940] Not exactly a statement of facts, just this happened and this happened and this happened
[01:13:50.940 --> 01:13:52.260] and this happened.
[01:13:52.260 --> 01:13:59.140] Like a date the house was purchased and a date that the HOA became active and a date
[01:13:59.140 --> 01:14:01.100] that they started sending you letters.
[01:14:01.100 --> 01:14:02.900] Just little bullet points like that.
[01:14:02.900 --> 01:14:03.900] Okay.
[01:14:04.340 --> 01:14:10.420] What we're going to look at is the lawyers, they're trying to collect attorney fees.
[01:14:10.420 --> 01:14:15.620] That we can do something with.
[01:14:15.620 --> 01:14:21.220] They're just going after the amount that's owed literally is just legal fees.
[01:14:21.220 --> 01:14:24.820] That's what they're going after right now.
[01:14:24.820 --> 01:14:32.260] Okay, then we need to come up with a reason to sue them.
[01:14:32.260 --> 01:14:33.260] Lawyers never get it right.
[01:14:33.420 --> 01:14:35.940] I don't know if they do get it right, you can sue them anyway.
[01:14:35.940 --> 01:14:37.940] What about bar grieving these lawyers?
[01:14:42.220 --> 01:14:43.900] That's the first thing to do.
[01:14:46.780 --> 01:14:49.180] Do you know what happens if you bar grieve a lawyer?
[01:14:51.340 --> 01:14:53.060] I do not.
[01:14:53.060 --> 01:14:58.900] The state bar will get your grievance and they will throw it in the trash.
[01:14:58.900 --> 01:15:02.460] And they'll send you a letter that said, we examined into your accusation, find it
[01:15:02.460 --> 01:15:08.180] does not rise to the level of misconduct, I've probably gotten 500 of them.
[01:15:08.180 --> 01:15:11.420] And that's a good thing.
[01:15:11.420 --> 01:15:18.620] The reason it's a good thing is their insurance carrier knows that any complaint filed against
[01:15:18.620 --> 01:15:21.580] the lawyer will get thrown in the trash.
[01:15:21.580 --> 01:15:26.100] So if you're the insurance carrier, how do you gauge your level of risk?
[01:15:26.100 --> 01:15:30.180] By valid bar grievances, they throw them all in the trash.
[01:15:30.180 --> 01:15:38.500] By the numbers, there are nine carriers of legal errors and omissions in the country.
[01:15:38.500 --> 01:15:41.780] They are all underwritten by Lloyds of London.
[01:15:41.780 --> 01:15:45.580] They all have the same criteria.
[01:15:45.580 --> 01:15:49.740] One bar grievance, your first year of practice, they cancel immediately.
[01:15:49.740 --> 01:15:53.180] Valid, invalid, they don't care.
[01:15:53.180 --> 01:15:56.820] Two bar grievances, any one year of practice, they cancel.
[01:15:56.820 --> 01:16:01.900] Three, they'll cancel your law firm's malpractice insurance.
[01:16:01.900 --> 01:16:07.260] Russell Mortland, he's in a bankruptcy and he's calling the show and we told them, bar
[01:16:07.260 --> 01:16:08.260] grievance.
[01:16:08.260 --> 01:16:13.140] Halfway through the bankruptcy, they changed lawyers.
[01:16:13.140 --> 01:16:20.620] And when they got to the end, the first lawyer came back and complained to the court that
[01:16:20.620 --> 01:16:29.180] Mr. Mortland bar grieved me three times and the next year our law firm couldn't get insurance,
[01:16:29.180 --> 01:16:30.980] malpractice insurance.
[01:16:30.980 --> 01:16:36.740] We had to shut down the law firm and open under a new name.
[01:16:36.740 --> 01:16:41.260] I said, Russell, did you bar grieve him for that?
[01:16:41.260 --> 01:16:43.820] They're not allowed to mention it.
[01:16:43.820 --> 01:16:47.860] I hope that guy doesn't play poker.
[01:16:47.860 --> 01:16:53.420] You have powers and abilities far beyond those of mortal attorneys.
[01:16:53.420 --> 01:16:55.380] Now we need to see what the lawyers have done.
[01:16:55.380 --> 01:17:00.020] All we need to do is find one little thing they tripped up on.
[01:17:00.020 --> 01:17:05.020] Doesn't matter how minor it is, we sue them for it.
[01:17:05.020 --> 01:17:10.460] And we can always find stuff to, we start bar grieving them first and then file suit
[01:17:10.460 --> 01:17:11.460] against the lawyers.
[01:17:12.060 --> 01:17:23.580] And you've sued the lawyers for enough that's way over the amount they're asking you for.
[01:17:23.580 --> 01:17:29.420] The best offense is a good aggressive defense.
[01:17:29.420 --> 01:17:34.300] We say, you guys want to fight, we'll give you one.
[01:17:35.140 --> 01:17:41.700] And with AI, we don't need to so much give you legal advice.
[01:17:41.700 --> 01:17:50.140] We just need to explain how to talk to AI and AI will build your suit for you.
[01:17:50.140 --> 01:17:56.180] I just had AI build me a suit for someone and I've got a stack of documentation here
[01:17:56.180 --> 01:17:58.180] on the desk behind me.
[01:17:58.180 --> 01:18:02.220] It's almost a foot tall.
[01:18:03.140 --> 01:18:04.140] There's massive amounts of stuff.
[01:18:04.140 --> 01:18:09.060] AI wrote me a really nice suit.
[01:18:09.060 --> 01:18:12.060] All you have to do is learn how to talk to it right now.
[01:18:12.060 --> 01:18:13.060] We can help you with it.
[01:18:13.060 --> 01:18:16.060] Hang on, we're about to go to sponsors.
[01:18:16.060 --> 01:18:25.060] Lawyers here are really having a problem because AI is likely to eliminate the profession of
[01:18:25.060 --> 01:18:26.060] lawyer.
[01:18:26.060 --> 01:18:29.060] Because they're better than lawyers.
[01:18:29.900 --> 01:18:32.900] Randy Kelton, Brett Fountain, Lula Radio.
[01:18:32.900 --> 01:18:39.900] I'm not going to give out the calling number, we just got one second left.
[01:18:39.900 --> 01:18:43.300] Do you have a business with five employees or more?
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[01:19:32.140 --> 01:19:40.140] Call Scott at 214-730-2471 or dallasmms.com.
[01:19:40.140 --> 01:19:44.140] Are you the plaintiff or defendant in a lawsuit?
[01:19:44.140 --> 01:19:51.140] Win your case without an attorney with Jurisdictionary, the affordable, easy to understand, 4 CD course
[01:19:51.140 --> 01:19:55.140] that will show you how in 24 hours, step by step.
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[01:20:23.260 --> 01:20:29.260] You'll receive our audio classroom, video seminar, tutorials, forms for civil cases,
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[01:20:32.260 --> 01:20:40.260] Please visit ruleoflawradio.com and click on the banner or call toll free 866-LAW-EZ.
[01:20:53.260 --> 01:20:54.260] You got busted, man?
[01:20:54.260 --> 01:20:56.260] Aw, man, I'm gross, dude.
[01:20:56.820 --> 01:21:23.820] Okay, we are back, Randy Kelton, Brett Fountain, Rule of Law Radio, and we're talking to Kristen
[01:21:23.820 --> 01:21:24.820] in Georgia.
[01:21:25.380 --> 01:21:30.380] Okay, we're down to desperate stuff.
[01:21:30.380 --> 01:21:37.380] Oh, something hadn't occurred to me.
[01:21:37.380 --> 01:21:44.380] Okay, are they threatening to take the house?
[01:21:44.940 --> 01:21:57.940] The original order that was signed in August of 2024 is titled Final Order and Judgment
[01:21:57.940 --> 01:22:00.940] of Foreclosure.
[01:22:00.940 --> 01:22:09.940] Okay, Final Order and Judgment on Foreclosure.
[01:22:10.500 --> 01:22:13.500] Wait a minute, you pay, okay.
[01:22:13.500 --> 01:22:18.500] Okay, we're not getting everything.
[01:22:18.500 --> 01:22:23.500] So, okay, is Georgia a deed of trust state?
[01:22:23.500 --> 01:22:26.500] Brett, will you look that up while I'm talking?
[01:22:26.500 --> 01:22:29.500] Yeah, that I don't know.
[01:22:29.500 --> 01:22:31.500] No, Brett will look it up.
[01:22:31.500 --> 01:22:34.500] There's deed of trust and there's mortgage states.
[01:22:34.500 --> 01:22:37.500] In mortgage states, they have to sue for foreclosure.
[01:22:38.060 --> 01:22:41.060] In a deed of trust state, they don't.
[01:22:41.060 --> 01:22:49.060] I've worked out of Georgia in the past, but it's been so long since I've done any mortgage
[01:22:49.060 --> 01:22:52.060] stuff I don't remember.
[01:22:52.060 --> 01:23:01.060] And I'll tell you, the most recent order signed by the judge was the garnishment sent to my
[01:23:01.060 --> 01:23:04.060] bank, and that was signed in 2018.
[01:23:04.620 --> 01:23:07.620] Oh, wait a minute, wait a minute, hold on.
[01:23:07.620 --> 01:23:10.620] They can't foreclose on you.
[01:23:10.620 --> 01:23:17.620] Yeah, it says Georgia is a deed of trust state.
[01:23:17.620 --> 01:23:24.620] Okay, so, oh, wait a minute, no, no, no, this is not a, they can't foreclose.
[01:23:24.620 --> 01:23:27.620] Did you not pay your mortgage?
[01:23:28.180 --> 01:23:35.180] No, that's, no, I haven't, there's no defaulting on any mortgage.
[01:23:37.180 --> 01:23:40.180] Wait a minute, say that again?
[01:23:40.180 --> 01:23:44.180] She said there has been no defaulting on any mortgage.
[01:23:44.180 --> 01:23:49.180] And they can't foreclose, you can't foreclose on property.
[01:23:49.180 --> 01:23:54.180] They can, you know, they can get claims against you, they can't foreclose on the property
[01:23:54.180 --> 01:23:57.180] unless you default on the mortgage.
[01:23:57.740 --> 01:23:58.740] Okay.
[01:23:58.740 --> 01:24:07.740] Maybe, if, since the, wait a minute, have you been given a notice to vacate?
[01:24:07.740 --> 01:24:10.740] No, I have not.
[01:24:10.740 --> 01:24:15.740] Okay, they're not, they're not foreclosing then, they're just trying to, you've paid
[01:24:15.740 --> 01:24:25.740] off the outstanding, so this is just lawyers trying to collect their legal fees, and they
[01:24:26.300 --> 01:24:29.300] can't foreclose on your property for legal fees.
[01:24:29.300 --> 01:24:32.300] So, we introduce them to fees.
[01:24:32.300 --> 01:24:49.300] I need a timeline of all the events that occurred, and you need to look up the, what do they
[01:24:49.300 --> 01:24:51.300] call it in Georgia?
[01:24:51.860 --> 01:24:54.860] It's the Rules of Professional Conduct.
[01:24:56.860 --> 01:24:58.860] For lawyers?
[01:24:58.860 --> 01:25:01.860] Yep, Georgia Rules of Professional Conduct.
[01:25:02.860 --> 01:25:04.860] Get that out and read it.
[01:25:04.860 --> 01:25:06.860] They're almost all the same.
[01:25:06.860 --> 01:25:13.860] Generally, chapter one through three are the ones that really apply.
[01:25:14.420 --> 01:25:26.420] In Texas, it's, Texas canons are almost identical to the American Bar Association.
[01:25:26.420 --> 01:25:28.420] And in Georgia's are too.
[01:25:28.420 --> 01:25:31.420] Yeah, most have just adopted that.
[01:25:31.420 --> 01:25:38.420] So, one through three, I think a little bit in five, and in chapter eight.
[01:25:38.980 --> 01:25:43.980] The other chapters in there are about lawyers buying law firms and, you know, inner business
[01:25:43.980 --> 01:25:45.980] stuff you don't care about.
[01:25:45.980 --> 01:25:49.980] But read, read through what the stuff that doesn't matter, it's about lawyers and lawyers,
[01:25:49.980 --> 01:25:50.980] forget about that.
[01:25:50.980 --> 01:25:57.980] Just read about lawyers dealing with their clients, and you'll be surprised at all the
[01:25:57.980 --> 01:26:00.980] stuff you can bar grieve them for.
[01:26:01.540 --> 01:26:09.540] Well, yeah, and one of them that comes to my mind that you might look for is that if
[01:26:09.540 --> 01:26:16.540] they do anything, they take a position that unreasonably increases the costs or other
[01:26:16.540 --> 01:26:23.540] burdens of the case, or unreasonably delays the resolution of the matter.
[01:26:23.540 --> 01:26:27.540] Then that is a violation of these ethics rules.
[01:26:28.100 --> 01:26:31.100] And you might look, I don't know, it's 3.2 in Texas.
[01:26:31.100 --> 01:26:34.100] Let me see what it is in Georgia.
[01:26:34.100 --> 01:26:38.100] Yeah, it's also 3.2 in Georgia.
[01:26:38.100 --> 01:26:41.100] So, in Georgia, they call it expediting litigation.
[01:26:41.100 --> 01:26:47.100] They have a duty, they swore to expedite litigation and to minimize these costs.
[01:26:47.100 --> 01:26:52.100] So, if the only thing they're going after, they're dragging this out, they're trying
[01:26:52.100 --> 01:26:57.100] to make it big and scary, and it's all about their lawyer fees.
[01:26:57.660 --> 01:27:01.660] This is unethical, patently unethical.
[01:27:01.660 --> 01:27:07.660] What's the term for increasing the cost?
[01:27:07.660 --> 01:27:08.660] Not baritory.
[01:27:08.660 --> 01:27:11.660] There's a term for that.
[01:27:11.660 --> 01:27:12.660] Oh, soliciting?
[01:27:12.660 --> 01:27:13.660] No.
[01:27:13.660 --> 01:27:14.660] Is that what you mean?
[01:27:14.660 --> 01:27:18.660] No, there's a special term for when a lawyer...
[01:27:18.660 --> 01:27:21.660] Oh, you're talking about churning.
[01:27:21.660 --> 01:27:22.660] Churning.
[01:27:23.220 --> 01:27:27.220] Yeah, that's what they're doing here.
[01:27:27.220 --> 01:27:37.220] You look at rule 3.1, rule 3.2, 3.1 is about they shall not bring a proceeding, defend
[01:27:37.220 --> 01:27:45.220] a proceeding, assert or controvert any issue therein, unless the lawyer reasonably believes
[01:27:45.220 --> 01:27:48.220] that there's a basis for doing so that's not frivolous.
[01:27:48.780 --> 01:27:55.780] Well, as soon as you paid that thing, it is frivolous to continue to hassle you, and
[01:27:55.780 --> 01:27:58.780] try to maintain the suit as if you had not paid.
[01:27:58.780 --> 01:28:01.780] That's just flat unethical.
[01:28:01.780 --> 01:28:06.780] So, you can ding them, write a bar grievance for 3.1, another bar grievance for 3.2.
[01:28:06.780 --> 01:28:09.780] Don't lump them all together in one.
[01:28:09.780 --> 01:28:14.780] Space them out, put one bar grievance in, let that sit in the hopper for a little while,
[01:28:15.340 --> 01:28:19.340] and then write another one for a different rule.
[01:28:19.340 --> 01:28:26.340] It shows how certain lawyers' actions violated this other rule.
[01:28:26.340 --> 01:28:30.340] Let that one sit in the hopper for a little while, and then go find yourself another rule
[01:28:30.340 --> 01:28:31.340] they violated.
[01:28:31.340 --> 01:28:36.340] And one other thing, how many lawyers are in the law firm?
[01:28:36.340 --> 01:28:39.340] Oh, that's a good question.
[01:28:39.340 --> 01:28:42.340] Find out, greet them all.
[01:28:42.340 --> 01:28:43.340] Okay.
[01:28:43.900 --> 01:28:46.900] Do you want to tell us the law firm's name?
[01:28:46.900 --> 01:28:47.900] Absolutely.
[01:28:47.900 --> 01:28:49.900] We can just go pull it up and see.
[01:28:49.900 --> 01:28:52.900] They need to be sent off of this planet.
[01:28:52.900 --> 01:28:57.900] Winner, this is a law firm in Atlanta, Georgia.
[01:28:57.900 --> 01:29:00.900] Winner, Capriola, Winner.
[01:29:04.900 --> 01:29:07.900] Yeah, my favorite one.
[01:29:08.460 --> 01:29:20.460] I had sued a justice of the peace in Victoria County, and the law firm had a father and
[01:29:20.460 --> 01:29:24.460] son, and wife, were all lawyers.
[01:29:24.460 --> 01:29:29.460] And I bar grooved the son for what the father did.
[01:29:29.460 --> 01:29:34.460] Oh, that was great fun.
[01:29:35.020 --> 01:29:47.020] So my main concern right here is with them sending a garnishment to my bank, what do
[01:29:47.020 --> 01:29:50.020] y'all suggest that I do to try to halt that?
[01:29:50.020 --> 01:29:55.020] Or is there anything I can do?
[01:29:55.020 --> 01:30:01.340] Do you have a receipt from your paying that amount in 2024?
[01:30:01.420 --> 01:30:04.420] That's what I would show the bank.
[01:30:04.420 --> 01:30:08.420] I would say these guys are being unethical over here.
[01:30:08.420 --> 01:30:13.420] I already paid this a year and a half ago.
[01:30:17.420 --> 01:30:23.420] I need to see what's going on, or we can really speak to what you can do.
[01:30:23.500 --> 01:30:34.500] I'm looking at this wczlaw.com slash attorneys, and they've got 19 mugshots on here with
[01:30:34.500 --> 01:30:43.500] different titles such as Partner, Managing Partner, and when I see these titles, those
[01:30:43.500 --> 01:30:50.500] are the ones who can get in trouble for another lawyer's unethical behavior.
[01:30:50.580 --> 01:30:55.580] So let's say you've got Steven A. Winter here.
[01:30:55.580 --> 01:30:57.580] He's a partner.
[01:30:57.580 --> 01:31:00.580] And let's say you've got...
[01:31:00.580 --> 01:31:05.580] Was that Winker or Wanker?
[01:31:05.580 --> 01:31:10.580] It's Winter.
[01:31:10.580 --> 01:31:17.580] The website here is wczlaw.com.
[01:31:17.660 --> 01:31:22.660] Yeah, so take a look, Kristen, take a look at your Georgia rules when you're reading
[01:31:22.660 --> 01:31:27.660] through there on the bar rules, the ethics that they swore to follow.
[01:31:28.660 --> 01:31:35.660] Read not only from the perspective of what that lawyer did wrong, but also flip over
[01:31:35.660 --> 01:31:45.660] to, like we were talking about 3.1 and 3.2, take a look at also 5.1 because there's some
[01:31:45.740 --> 01:31:52.740] damage in there that the partner or the supervisor who knowingly permits this misconduct also
[01:31:52.740 --> 01:31:53.740] gets in trouble.
[01:31:53.740 --> 01:32:00.740] They had direct supervisory authority, and they failed to take remedial action.
[01:32:00.740 --> 01:32:06.740] They didn't mitigate that unethical lawyer's violations, they just let it go.
[01:32:06.740 --> 01:32:08.740] They should have been on top of that.
[01:32:08.740 --> 01:32:14.740] They should not let their underlings misbehave and act unethically and cause you all this
[01:32:14.820 --> 01:32:15.820] trouble.
[01:32:15.820 --> 01:32:26.820] So, while the non-partner could get in trouble for something like a 3.1 or 3.2, at the same
[01:32:27.820 --> 01:32:34.820] time, their boss, partner or managing partner, could be in trouble for 5.1.
[01:32:34.820 --> 01:32:36.820] So take a look at that.
[01:32:36.820 --> 01:32:41.820] I know there's a lot more that needs to be figured out detail-wise, but hopefully at
[01:32:41.900 --> 01:32:46.900] least this gives you a little bit of hope for something that can be done, even this
[01:32:46.900 --> 01:32:48.900] late in the game.
[01:32:48.900 --> 01:32:51.900] I hope it's at least a little bit encouraging to you.
[01:32:51.900 --> 01:32:55.900] Does he feel it's too late for an appeal?
[01:32:55.900 --> 01:33:00.900] Oh yes, appeals should be within 5 days, 10 days, maybe 20 days, it depends on the state,
[01:33:00.900 --> 01:33:03.900] but you don't just wait a year and a half and then try to appeal it.
[01:33:03.900 --> 01:33:08.900] It could be maybe a collateral attack, but we'll have to talk about that tomorrow or
[01:33:08.900 --> 01:33:09.900] another day.
[01:33:09.980 --> 01:33:10.980] Okay.
[01:33:13.980 --> 01:33:16.980] Cause we're coming up to the end of the show here.
[01:33:16.980 --> 01:33:17.980] Sorry.
[01:33:17.980 --> 01:33:20.980] Okay, thank you all for listening.
[01:33:20.980 --> 01:33:24.980] We'll be back tomorrow night on our 4-hour info marathon.
[01:33:24.980 --> 01:33:27.980] I thank you for watching.