ROL_2013-05-31_16k_Hr1-2.timecode

[00:18.440 --> 00:25.440]  2013. Gold opened today at $1402. Silver at $22.55 and Bitcoin is trading at $129. Support
[00:25.440 --> 00:31.120]  for the Liberty Beat comes from Brave New Books, free-thinking materials for free-thinking
[00:31.120 --> 00:38.120]  people since 2006 in Austin and 1904 Guadalupe Street. And from Central Texas Gunworks, CHL
[00:38.160 --> 00:44.260]  courses, self-defense training and firearm sales online at centraltexasgunworks.com.
[00:44.260 --> 00:48.920]  And now the news. Three schools in Polk County, Florida have implemented what's called an
[00:48.920 --> 00:54.040]  I-Swipe Nano Program without even receiving the students' parental permission. Stanley
[00:54.040 --> 00:58.260]  Convergent Security Solutions, the company responsible for developing the program, takes
[00:58.260 --> 01:02.880]  pictures of the students' irises and can then identify when and where the students get on
[01:02.880 --> 01:07.120]  the bus, when they arrive at school, when and what bus the student boards, and when
[01:07.120 --> 01:11.680]  and where they get off. Rob Davis, the school board's senior director of support services,
[01:11.680 --> 01:16.860]  says the program is an effort to enhance students' safety and claims the I-Swipe Nano is an ideal
[01:16.860 --> 01:20.760]  replacement for the card since your child won't be responsible for having to carry an
[01:20.760 --> 01:25.640]  ID. One parent expressed outrage in a Facebook post saying the school has stolen information
[01:25.640 --> 01:30.840]  that cannot be retrieved. Due to further backlash, the school's program is currently suspended
[01:30.840 --> 01:37.840]  and Davis says that the students' information has been destroyed.
[01:39.640 --> 01:42.760]  Freedom activist Adam Kokesh has announced that he's canceling the planned 4th of July
[01:42.760 --> 01:47.000]  armed march on Washington, D.C. and instead is urging Second Amendment supporters to march
[01:47.000 --> 01:51.660]  on their local state capitol and protest government tyranny and Second Amendment restrictions.
[01:51.660 --> 01:55.200]  In an interview with Info Wars, the radio show, Kokesh said,
[01:55.200 --> 01:58.680]  When it comes to this event being executed properly, when the government has already
[01:58.680 --> 02:03.320]  escalated the violent tactics against me personally as an organizer, I can't, in good conscience,
[02:03.320 --> 02:07.280]  go forward with the plan that is so centrally dependent and not open source.
[02:07.280 --> 02:12.100]  So far, the march has gained over 5,000 Facebook supporters. According to D.C. law, a person
[02:12.100 --> 02:15.960]  carrying a gun outside of their home or place of business can face up to five years in prison
[02:15.960 --> 02:22.960]  and a $5,000 fine.
[02:23.360 --> 02:27.840]  Boston bombing suspect Dzhokhar Sarnav suffered severe bullet wounds to the neck and has been
[02:27.840 --> 02:33.040]  unable to talk until recently he regained his voice. The 19-year-old Chechnyan suspect
[02:33.040 --> 02:37.200]  made a phone call to his mother from inside the Boston medical prison where he is being
[02:37.200 --> 02:42.200]  held. Dzhokhar's mother said her son sounded normal but maintained his innocence. He told
[02:42.200 --> 02:48.080]  her his wounds were healing rapidly and that everything was in God's hands and to be patient.
[02:48.080 --> 02:51.680]  Support for the Liberty Beat comes from Tomorrow's Meals Today. South Austin market days every
[02:51.680 --> 02:58.280]  Saturday from 3 to 7 p.m. at 10106 Manchac Road. Information at TomorrowsMealsToday.com
[02:58.280 --> 03:05.280]  and from Capital City Automotive.
[03:28.280 --> 03:35.280]  What you gonna do? What you gonna do when they come for you? Bad boys, bad boys. What
[03:35.280 --> 03:40.280]  you gonna do? What you gonna do when they come for you? When you were eight and you
[03:40.280 --> 03:45.280]  had bad traits, you go to school and learn the golden rule. So why are you acting like
[03:45.280 --> 03:52.280]  a bloody fool? If you get hot then you must get cool. Bad boys, bad boys. What you gonna
[03:52.280 --> 03:58.720]  do when they come for you? Okay, this is Randy Kelton Deborah Stevens, Rule of Law Radio
[03:58.720 --> 04:09.640]  on this Friday, May the 30th. 31st. Is it the 31st already? 31st. My mama warned me
[04:09.640 --> 04:17.400]  about this, 31st. We're here with our special guest Steve Skidmore. What's left of him?
[04:17.400 --> 04:30.280]  What's left of him? And prior to this show Kay had to dive from the show and go dive
[04:30.280 --> 04:38.360]  in the storm shelter. And while we were on the break our producer Chris said that somebody
[04:38.360 --> 04:47.020]  told him we're entering a mini ice age. And I told him horse manure. So just a little
[04:47.020 --> 04:55.080]  bit on this. I think you will all find this interesting. If anyone is sitting at a computer
[04:55.080 --> 05:07.280]  do a search for Younger Dryas, D-R-Y-A-S. Dryas is an arctic plant and this event was
[05:07.280 --> 05:18.880]  named after the Younger Dryas. But if you've ever heard of Clovis points, Clovis points
[05:18.880 --> 05:30.040]  were produced by a people that entered the US, entered this continent apparently some
[05:30.040 --> 05:39.240]  16,000 years ago. Or longer. Somewhere around that what they estimate. At the time there
[05:39.240 --> 05:45.800]  was an ice bridge from Siberia across to the United States and that's the way they believed
[05:45.800 --> 05:54.720]  they came across. And they produced these Clovis points which are all over the country
[05:54.720 --> 06:03.240]  so they were pretty well developed across the country. And not that easy to make either.
[06:03.240 --> 06:09.760]  Steve makes them as a matter of fact. I haven't gotten the skill to make a Clovis point yet
[06:09.760 --> 06:16.400]  that's too deep a flute but yeah I do nap flint. I'll tell you that that's a hard nut
[06:16.400 --> 06:24.400]  to crack right there. Okay there's something you may not know about those people. 12,900
[06:24.400 --> 06:33.920]  years ago they vanished along with 30 species of large mammal including several species
[06:33.920 --> 06:43.080]  of horse, several large sloths, saber-toothed tigers, camels. There were a number of really
[06:43.080 --> 06:52.800]  exotic creatures that used to live here. But 12,900 years ago boom they were gone. What
[06:52.800 --> 06:58.240]  they believe, I'm looking for a good site on here that gives me, I'm looking specifically
[06:58.240 --> 07:08.160]  for a graph of temperatures. The reason I'm bringing this up. 12,900 years ago they believed,
[07:08.160 --> 07:16.240]  archaeologists believed there was a meteor strike in the Arctic that melted a good portion
[07:16.240 --> 07:28.080]  of the Arctic ice. Apparently it was on the eastern slope as the ice, the melted water
[07:28.080 --> 07:36.560]  drained off into the Atlantic, disrupted the Gulf Stream and other Atlantic currents and
[07:36.560 --> 07:48.320]  threw the Earth into an ice age. The temperatures worldwide dropped 50 degrees, more so in this
[07:48.320 --> 07:56.280]  continent than in Europe. It dropped 50 degrees and then it rose back up and for about 2,000
[07:56.280 --> 08:09.080]  years the temperatures were incredibly variable and then they essentially settled out. For
[08:09.080 --> 08:20.820]  the last 10,000 years world temperatures have varied 6 degrees plus to minus and they varied
[08:20.820 --> 08:36.240]  relatively consistently over a 500 year cycle. 250 up, 250 down, then 250 up 3 degrees, 250
[08:36.240 --> 08:43.240]  down 3 degrees, 250 down another 3 degrees and then back up 6 degrees. Up and down for
[08:43.240 --> 08:51.540]  the last 10,000 years it's been relatively consistent. And the chart right now shows
[08:51.540 --> 08:59.480]  us at the very bottom of the curve. So all these people talking about, people talking
[08:59.480 --> 09:07.360]  about an ice age, we are not going into an ice age. We are going into part of a 10,000
[09:07.360 --> 09:18.600]  year period into a 500 year cycle of temperature increase. Temperature should increase the
[09:18.600 --> 09:27.320]  next 500 years and it will increase 6 degrees. This is normal, this is natural, it's been
[09:27.320 --> 09:36.640]  going on for the last 10,000 years. So we can expect storms to get worse, we can expect
[09:36.640 --> 09:48.360]  some moderate climate changes but it's not because we have pumped so much carbon monoxide
[09:48.360 --> 09:55.680]  or carbon dioxide into the atmosphere. This is a normal cycle and I'm a little frustrated
[09:55.680 --> 10:00.920]  here I can't find the graph that I was looking for.
[10:00.920 --> 10:09.000]  I'll tell you what is a normal cycle about this mess is that for the past 10,000 or longer
[10:09.000 --> 10:17.880]  more years the gurus, the religious leaders, the political leaders are using naturally
[10:17.880 --> 10:24.720]  occurring events in today's language to the equivalent of saying oh look the gods are
[10:24.720 --> 10:32.320]  mad at us and at you so we've got to sacrifice you on the altars of our temples and that's
[10:32.320 --> 10:35.920]  a blood sacrifice by the way, you're not going to make it through. But if we kill enough
[10:35.920 --> 10:44.440]  of you maybe the gods will be appeased and they won't hide the sun using an eclipse for
[10:44.440 --> 10:52.200]  an example. I mean this Al Gore and his global warming garbage has been going on for, since
[10:52.200 --> 10:59.160]  before recorded time or since recorded time. They will take advantage of naturally occurring
[10:59.160 --> 11:03.120]  events and with today's technology if they don't have a naturally occurring event they
[11:03.120 --> 11:09.840]  can make something look like a naturally occurring event. But anyway I'm off my soapbox.
[11:09.840 --> 11:19.440]  The problem with climate is we don't have records long enough, far enough back to be
[11:19.440 --> 11:28.960]  able to make any very effective predictions other than what we can find in the geological
[11:28.960 --> 11:37.240]  record. And geological record, while it gives us some information, it doesn't give us the
[11:37.240 --> 11:45.320]  detailed information we need. So we really don't know what the climate is supposed to
[11:45.320 --> 11:53.360]  do, what's normal, what's not normal. And the evidence of the Younger Dryas is a meteor
[11:53.360 --> 12:00.120]  strike because there's a layer of iridium around the entire globe that was deposited
[12:00.120 --> 12:08.960]  at that time. And that's another interesting aspect of the Younger Dryas.
[12:08.960 --> 12:21.520]  12,900 years ago in geologic time, man that's like yesterday. That means we still live in
[12:21.520 --> 12:35.920]  a very, very dangerous place. This space we live in is not settled out yet. If we had
[12:35.920 --> 12:46.000]  a meteorite big enough to cause an extinction event coming at us we wouldn't know it until
[12:46.000 --> 12:55.720]  approximately a month before impact. That's how much warning we've got. This is a scary
[12:55.720 --> 13:06.280]  place. Anyway, I've got everybody depressed and worried. But I do expect more storms,
[13:06.280 --> 13:12.360]  bigger storms. I expect it to get worse. I do expect global warming because for 10,000
[13:12.360 --> 13:18.880]  years this has been the cycle. We can look at global warming for the next 500 years no
[13:18.880 --> 13:28.520]  matter what we do. We can shut off every coal burning furnace in the world and we're still
[13:28.520 --> 13:37.440]  going to rise six degrees. And that's my story and I'm sticking to it.
[13:37.440 --> 13:47.880]  Okay, we had an interesting conversation, debate, whatever you would call it last night.
[13:47.880 --> 13:54.520]  We hadn't intended to go to areas of religion, we don't normally do that on the show, although
[13:54.520 --> 14:05.400]  it is the network belongs to Deborah and she calls it logos because that was the Greek
[14:05.400 --> 14:12.640]  term for the word when there was the word. But normally we don't go to that, we did last
[14:12.640 --> 14:17.640]  night and I thought it was very interesting and I'm open to discussing that a little further
[14:17.640 --> 14:29.600]  if anybody's interested. But we did have Steve on and we were going through a checklist that
[14:29.600 --> 14:42.120]  we received from Francis Scott in Florida, in Colorado and listing out things to do concerning
[14:42.120 --> 14:47.680]  foreclosure. Francis Scott has kicked behind in Colorado.
[14:47.680 --> 14:51.720]  Well, she's titled the document Quiet Title Timeline.
[14:51.720 --> 14:58.680]  Yes. When Francis come to us she had fought foreclosure for quite a while and she was
[14:58.680 --> 15:05.000]  pretty well decided that she was going to lose the whole thing. And we got her started
[15:05.000 --> 15:17.040]  on some different maneuvers and she got her looking at the laws as they are written. And
[15:17.040 --> 15:25.560]  she became a student and the student has most definitely surpassed the master. I take that
[15:25.560 --> 15:32.600]  as high praise indeed. But she's done real well and she's put this out. Steve, you want
[15:32.600 --> 15:40.400]  to walk through the first half of it quickly? Sure. We went over the first half of this
[15:40.400 --> 15:47.440]  I think, was it three weeks ago? I was sick last week and then we didn't get to it the
[15:47.440 --> 15:51.880]  week before. So the week before that, yeah, I'd say three weeks ago, we went through the
[15:51.880 --> 16:00.760]  first half of this. And what's proposed here is it is literally a Quiet Title Timeline.
[16:00.760 --> 16:05.000]  This is anybody that's prepared their own case, any of you pro se litigants out there
[16:05.000 --> 16:10.560]  know you've got to have a timeline or actually there is a timeline already established and
[16:10.560 --> 16:17.320]  you have to follow it. It's court procedure, excuse me, civil procedure, in some cases
[16:17.320 --> 16:25.360]  criminal but you know, that's a whole another can of worms. But she's gone through several
[16:25.360 --> 16:33.200]  different topics and defined separate elements in each topic. And they were as follows. And
[16:33.200 --> 16:37.640]  by the way, if you want to get the first half of this in its entirety, just go back to the
[16:37.640 --> 16:42.040]  archives and I hear the music in the background. We'll probably get back to this on the other
[16:42.040 --> 16:50.480]  side of the break. Okay, this is Randy Kelton, Deborah Stevens, our call in number 512646
[16:50.480 --> 16:56.800]  1984. Josh, if you're out there, give us a call. We hate it that you hung on all night
[16:56.800 --> 17:23.800]  last night and we missed you.
[17:23.800 --> 17:39.600]  I think I love you. I want to know for sure. Come on. Neutrify me. I love you. Did you
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[17:45.360 --> 17:53.240]  tangerine. My missus lost so much weight by taking tangy tangerine, she eventually disappeared,
[17:53.240 --> 17:59.720]  which will probably let me live an extra 15 years. Go to logosradionetwork.com and click
[17:59.720 --> 18:05.440]  the longevity banner. Are you being harassed by debt collectors with phone calls, letters
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[18:48.360 --> 18:57.640]  or e-mail Michael Miras at yahoo.com. That's ruleoflawradio.com or e-mail m-i-c-h-a-e-l-m-i-r-r-a-s
[18:57.640 --> 19:26.120]  at yahoo.com to learn how to stop debt collectors now.
[19:27.640 --> 19:42.560]  This new justice, yeah, whoa, the world is spinning like it's out of control on the edge
[19:42.560 --> 19:49.080]  of a hole inside a deep dark dome. I'm always on the lookout for something to soothe my
[19:49.080 --> 20:04.880]  soul. So I sit back and I watch the evidence unfold and I see justice is the door. Yeah,
[20:04.880 --> 20:11.640]  justice. Okay, we are back. Randy Kelton, Deborah Stevens, Rule of Law Radio. And Steve,
[20:11.640 --> 20:21.480]  you were bringing us up to speed on the checklist. Yes, sir. The first section here that we went
[20:21.480 --> 20:30.480]  over, again, available on the archives, is preparation. A, qualified written request.
[20:30.480 --> 20:40.480]  B, county records. Order of all the closing documents. I'd like to pause right there.
[20:40.480 --> 20:48.480]  You want to get, you would like to request a copy of your closing documents in your qualified
[20:48.480 --> 20:55.920]  written request. Hopefully you already have a copy that you kept, that you received prior
[20:55.920 --> 21:00.480]  to and after closing, after you'd moved in, you should have gotten everything that you'd
[21:00.480 --> 21:06.680]  signed back in a real fancy package. Hopefully you still got that. And then you can go to
[21:06.680 --> 21:15.520]  the county records, which should have a copy of at least the deed of trust and a few other
[21:15.520 --> 21:22.600]  documents. But get a copy of all of it. And you want to go through it page by page and
[21:22.600 --> 21:29.720]  compare everything that you've got, signatures, placement of signatures, style of document.
[21:29.720 --> 21:37.600]  See if all of the verbiage is verbatim. You want to make sure you've got a good copy of
[21:37.600 --> 21:43.360]  the same document. Sometimes you don't. A lot of times the bank has lost these documents
[21:43.360 --> 21:51.480]  and they hire companies that will just create new documents. All they need is a name described
[21:51.480 --> 22:02.040]  to a piece of paper. So yes, order a copy of all your closing documents. And that would
[22:02.040 --> 22:08.380]  be from the mortgage servicer who you're dealing with. They may tell you that you need to go
[22:08.380 --> 22:13.180]  back to the title company. Okay, fine. Contact a title company and see if they've got a copy
[22:13.180 --> 22:22.460]  as well. But if it's the mortgage servicer who is making a claim here, what are you basing
[22:22.460 --> 22:31.560]  your claim on? Do you give me a copy of everything that you've got in your file? So yes, and
[22:31.560 --> 22:43.040]  make copies, many copies. Let's see here. Forensic audit examination. Now we went through
[22:43.040 --> 22:49.520]  some problems that I've got with that particular verbiage. See archive for details. Gather
[22:49.520 --> 22:55.500]  information. That is gather information about your servicer. Who is your servicer? Who is
[22:55.500 --> 23:01.180]  it that's making these demands? You want to find that out. It's going to be usually going
[23:01.180 --> 23:10.040]  to be one of the big lenders or mortgage servicers like Bank of America, Wells Fargo, et cetera,
[23:10.040 --> 23:23.340]  et cetera. I'll tell you right now, there is a 99.99999% chance that the mortgage servicer
[23:23.340 --> 23:29.380]  doesn't have the authority and doesn't have the documentation that grants them the authority
[23:29.380 --> 23:38.420]  to do what they're doing or attempting or preparing to do to you.
[23:38.420 --> 23:44.780]  There's a trick someone, we had a caller from Pennsylvania, and he did something I thought
[23:44.780 --> 23:54.260]  was really insightful. He contacted his hazard insurance company and requested a list of
[23:54.260 --> 24:05.780]  all people who have claimed themselves as beneficiaries on the hazard insurance policy.
[24:05.780 --> 24:09.180]  And he got a list of names he hadn't seen before.
[24:09.180 --> 24:11.740]  Imagine that.
[24:11.740 --> 24:19.160]  That was an interesting tactic. Hazard insurance company, they don't have a dog in this hunt.
[24:19.160 --> 24:25.060]  So they don't really care one way or another. So they're real, you know, they were forthcoming
[24:25.060 --> 24:31.460]  in giving him good information. And this is the kind of information that goes to prima
[24:31.460 --> 24:40.740]  facie. You know, I'm kind of shy and away from the bifurcation issue directly, taking
[24:40.740 --> 24:49.780]  it on based on a contractual violation. And when you have a lender listed on the deed
[24:49.780 --> 24:58.680]  of trust, and then you have a number of people to whom the deed of trust is alleged to have
[24:58.680 --> 25:06.180]  been transferred, and then you go to the insurance carrier and these people's names don't
[25:06.180 --> 25:14.420]  appear there, but other people's names appear there, that creates an adverse inference under
[25:14.420 --> 25:20.700]  law that these people aren't who they claim they are. So this helps when you come to the
[25:20.700 --> 25:26.540]  court and say these guys don't have authority. When you just ask for them to prove up authority,
[25:26.540 --> 25:35.300]  you haven't overcome the prima facie acceptance of their assertion of authority. And when
[25:35.300 --> 25:38.700]  you go to the judge and say they don't have authority, he's going to ask you for some
[25:38.700 --> 25:42.940]  evidence. And you can say, wow, I talked to the insurance company and they said these
[25:42.940 --> 25:49.460]  guys over here said they were the beneficiary on the hazard insurance policy. So how are
[25:49.460 --> 25:57.140]  they the beneficiary? And somebody else holds the note. Now we have a question.
[25:57.140 --> 26:02.500]  Does that sound like fun, Steve?
[26:02.500 --> 26:12.420]  Yeah. I was looking for something there because you touched on adverse inference. I looked
[26:12.420 --> 26:19.680]  up adverse inference and the definition in my Black's law dictionary led me to something
[26:19.680 --> 26:25.800]  else and I can't recollect just right off the top of my head what it is. In Black's
[26:25.800 --> 26:41.580]  law, adverse inference is pretty much restricted to family law as where adverse, I can't think
[26:41.580 --> 26:48.600]  of the next word. I'll root it out here in a minute or it will come to me. But I believe
[26:48.600 --> 26:53.380]  this other adverse, whatever it is, I can't remember, is what you're going to. And that
[26:53.380 --> 27:04.760]  is a liability picked up by someone other than the entity responsible for it. Such as
[27:04.760 --> 27:17.100]  if, let's say, Taylor Bean Whitaker wrote a really nasty, ugly, unenforceable, horribly
[27:17.100 --> 27:26.600]  abusive loan. It's just garbage. Taylor Bean Whitaker is out of business. Somebody bought
[27:26.600 --> 27:31.340]  that. So the liability goes with it.
[27:31.340 --> 27:37.140]  Let me read a definition of adverse inference. Adverse inference is a legal situation in
[27:37.140 --> 27:42.700]  which someone making a judgment concludes that evidence was not produced because it
[27:42.700 --> 27:48.500]  would be unfavorable to the party being asked to produce evidence. In this particular case,
[27:48.500 --> 27:54.380]  silence or refusal to cooperate is taken as a suggestion that wrongdoing occurred and
[27:54.380 --> 28:01.740]  someone tried to cover it up. Adverse inference is most often seen in several cases. The judge
[28:01.740 --> 28:08.220]  can opt to issue what is known as an adverse inference instruction to the jury. In this
[28:08.220 --> 28:14.020]  case, the judge informs the jury that someone did not produce evidence or spoil the evidence
[28:14.020 --> 28:19.180]  so that it could not be brought to court with the intention of concealing information which
[28:19.180 --> 28:26.100]  might hurt his or her case. This instruction is only undertaken when there is strong evidence
[28:26.100 --> 28:33.180]  to support adverse inference. If it cannot be proven that the evidence was relevant,
[28:33.180 --> 28:38.740]  the judge cannot alert the jury to the situation. In a simple example of adverse inference,
[28:38.740 --> 28:43.740]  John's Pizza Company might sue Mary, a former employee, on the grounds that she took trade
[28:43.740 --> 28:49.060]  secrets. Mary's computer was confiscated and examined by forensic technicians who demonstrated
[28:49.060 --> 28:54.900]  that Mary erased materials from the hard drive. The judge might issue an adverse inference
[28:54.900 --> 29:01.780]  instruction telling the jury that Mary clearly erased materials because they were incriminating.
[29:01.780 --> 29:02.780]  Okay.
[29:02.780 --> 29:09.260]  Okay. Well, none of that was in my Black's Law dictionary.
[29:09.260 --> 29:14.580]  Oh, that's because I don't use Black's Law. Which one would you use?
[29:14.580 --> 29:15.580]  Second Pocket Edition.
[29:15.580 --> 29:21.220]  This is just an internet search I did for the term. That's the first one I did on.
[29:21.220 --> 29:33.140]  Sure. Okay. But anyway, yes, to get back to the document. Gather information. The next
[29:33.140 --> 29:39.540]  item here is gather information about your mortgage, your original lender. And I hear
[29:39.540 --> 29:43.420]  the music in the background again.
[29:43.420 --> 29:48.660]  That annoying music. Hey, it's jumping off the clip, right?
[29:48.660 --> 29:53.660]  Yes, it does. This is Randy Kelton. Randy Kelton, Deborah Stephen, Rule of Law Radio
[29:53.660 --> 29:58.860]  are calling number 512-646-1984. We'll be right back.
[29:58.860 --> 30:07.900]  A new Gallup poll shows the majority of Americans feel the government is too powerful and nearly
[30:07.900 --> 30:12.180]  half feel the government poses a threat to their freedom. I'm Dr. Catherine Albrecht
[30:12.180 --> 30:15.820]  and I'll be back to say what these fears might mean in just a moment.
[30:15.820 --> 30:21.140]  Your search engine is watching you, recording all your searches and creating a massive database
[30:21.140 --> 30:27.020]  of your personal information. That's creepy, but it doesn't have to be that way. Startpage.com
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[30:46.060 --> 30:51.020]  The founding fathers intended for Americans to rule themselves and the constitution guarantees
[30:51.020 --> 30:55.220]  it. So what does it mean when a Gallup poll shows that more than half of us think the
[30:55.220 --> 31:00.940]  government is out of control? Why are we suddenly so afraid of ourselves? Jefferson remarked,
[31:00.940 --> 31:04.820]  when governments fear the people, there is liberty. When the people fear the government,
[31:04.820 --> 31:08.900]  there is tyranny. Based on how many people fear the government these days, we may be
[31:08.900 --> 31:14.000]  headed into tyrannical territory. It's time we stop delegating our political responsibilities
[31:14.000 --> 31:18.980]  to the politicians and take back control of our government as intended. Time is running
[31:18.980 --> 31:23.500]  out. Let's secure our rights before it's too late. I'm Dr. Catherine Albrecht. More news
[31:23.500 --> 31:32.340]  and information at CatherineAlbrecht.com.
[31:32.340 --> 31:37.700]  This is building seven, a 47 story skyscraper that fell on the afternoon of September 11th.
[31:37.700 --> 31:43.140]  The government says that fire brought it down. However, 1,500 architects and engineers concluded
[31:43.140 --> 31:47.060]  it was a controlled demolition. Over 6,000 of my fellow service members have given their
[31:47.060 --> 31:51.660]  lives. Thousands of my fellow first responders are dying. I'm not a conspiracy theorist.
[31:51.660 --> 31:54.740]  I'm a structural engineer. I'm a New York City correction officer. I'm an Air Force
[31:54.740 --> 31:59.780]  pilot. I'm a father who lost his son. We're Americans and we deserve the truth. Go to
[31:59.780 --> 32:06.900]  rememberbuilding7.org today. It is so enlightening to listen to 90.1 FM, but finding things on
[32:06.900 --> 32:11.660]  the internet isn't so easy and neither is finding like-minded people to share it with.
[32:11.660 --> 32:16.660]  Oh, well, I guess you haven't heard of Brave New Books then. Brave New Books? Yes. Brave
[32:16.660 --> 32:21.140]  New Books has all the books and DVDs you're looking for by authors like Alex Jones, Ron
[32:21.140 --> 32:27.020]  Paul and G. Edward Griffin. They even stock inner food, Berkey products and Calvin soaps.
[32:27.020 --> 32:31.500]  There's no way a place like that exists. Go check it out for yourself. It's downtown at
[32:31.500 --> 32:38.340]  1904 Guadalupe Street, just south of UT. By UT, there's never anywhere to park down there.
[32:38.340 --> 32:43.740]  Actually, they now offer a free hour of parking for paying customers at the 500 MLK Parking
[32:43.740 --> 32:50.180]  Facility, just behind the bookstore. It does exist, but when are they open? Monday through
[32:50.180 --> 32:58.620]  Saturday, 11 AM to 9 PM and 1 to 6 PM on Sundays. So give them a call at 512-480-2503 or check
[32:58.620 --> 33:07.780]  out their events page at bravenewbookstore.com. You're listening to the Logos Radio Network
[33:07.780 --> 33:30.620]  at logosradionetwork.com.
[33:37.780 --> 34:07.540]  Okay, we are back. Randy Kelton, Deborah Stevens, Blue Blower Radio and we've got some callers
[34:07.540 --> 34:14.020]  building up. Steve, you want to take the callers? Yeah, we can come back to this document if
[34:14.020 --> 34:20.300]  you want to take some calls. Okay, I think the screener said they were on point. Okay.
[34:20.300 --> 34:28.700]  Yeah, great. Great. Hello, Miss Sabrina from Texas. Hello, Sabrina. You have a question
[34:28.700 --> 34:38.460]  or a comment for us? Hello? Hello? Hello? Yes. You have to talk to us. We're on the
[34:38.460 --> 34:49.060]  radio. Hello? Yes. Okay, I think she can't hear us for whatever reason. Okay. Could be
[34:49.060 --> 34:54.100]  the screen door. Could be the traffic in the background. Who knows? Yeah, maybe we'll get
[34:54.100 --> 34:59.580]  the call screener to screen her and tell her that apparently she couldn't hear us on the
[34:59.580 --> 35:07.060]  air. Did you have her muted? No, I unmuted her. Ah, okay. Okay, now we're going to James
[35:07.060 --> 35:13.180]  in Arizona. Hello, James. What do you have for us today? Good evening. Can you hear me?
[35:13.180 --> 35:18.740]  We certainly can. No, I can't hear a word you're saying. I always want to say that.
[35:18.740 --> 35:25.740]  Okay, go ahead. I'm checking after the last one. Yeah, I've got a question and I haven't
[35:25.740 --> 35:30.780]  been able to get an answer for this, at least concrete. I'm trying to put together a defense
[35:30.780 --> 35:37.660]  to go after damages from my house that was taken from me in foreclosure. Okay. And it's
[35:37.660 --> 35:50.820]  the question of standing, you know? Yes. When I took my loan out with Wells Fargo and Wells
[35:50.820 --> 35:55.260]  Fargo, when they were sending me all the information about the foreclosure, they would always write
[35:55.260 --> 36:00.620]  on there about the, you know, the investor and they would always mention that the investor
[36:00.620 --> 36:05.900]  was Freddie Mac. And we had gone on the Freddie Mac site and, you know, you typed in a little
[36:05.900 --> 36:12.180]  information and then it came up and said Freddie Mac owns your mortgage. So we're pretty sure
[36:12.180 --> 36:19.660]  Freddie Mac bought something. We don't know what. When they foreclosed on us, now originally
[36:19.660 --> 36:30.340]  when we signed the note and data trust, Wells Fargo Bank was the beneficiary. Wells Fargo
[36:30.340 --> 36:40.300]  home mortgage was the servicer. When we were foreclosed on, none of that ever changed.
[36:40.300 --> 36:45.460]  Though all they ever told us was that Freddie Mac owned our mortgage, whatever that is.
[36:45.460 --> 36:49.780]  I never had a mortgage. Not that I knew. I had a deed of trust, unless that's a mortgage.
[36:49.780 --> 36:55.700]  I don't know, but. Okay. Well, that's essentially the same. A deed of trust is a mortgage with
[36:55.700 --> 37:02.420]  a confessed judgment. Okay. So shouldn't something have changed if they bought something? No,
[37:02.420 --> 37:12.220]  not necessarily. Not as concerns the servicer, not necessarily. The servicer, whoever was
[37:12.220 --> 37:20.780]  doing the collections, they are a contractor for the owner. And just like if you hire a
[37:20.780 --> 37:29.740]  real estate agent as a property manager for some investment property you have. He will
[37:29.740 --> 37:35.940]  do the collections. He'll collect your rent every month. You won't ever see the client.
[37:35.940 --> 37:42.580]  So the servicer is similar in that he's under contract, supposedly under contract to the
[37:42.580 --> 37:57.060]  owner of the property. Okay. You took out your loan with Wells Fargo. Correct. And Wells
[37:57.060 --> 38:04.740]  Fargo claimed that Fannie Mae owned the note and they were just servicing for them. Freddie
[38:04.740 --> 38:10.260]  Mac. Freddie Mac. Okay. Did you go on the Freddie Mac site and find your note listed
[38:10.260 --> 38:16.460]  on Freddie Mac? No, I didn't do that, but I put in my information and then it came,
[38:16.460 --> 38:21.900]  you know, you ask if they own your loan and it comes up and I printed it out. It comes
[38:21.900 --> 38:33.900]  up and says, yes, we own your mortgage. Oh, okay. Then so far I don't see any anomalies.
[38:33.900 --> 38:41.580]  Is there a evidence, have you pulled all the records from the county registrar's office?
[38:41.580 --> 38:49.900]  Yeah, nothing changed from the day we signed it. So there is no appointment of substitute
[38:49.900 --> 38:56.260]  trustee. There is no assignment of deed of trust in the record. Not, well, there was
[38:56.260 --> 39:06.020]  when we got foreclosed on. Yeah. But not until then. Okay. There was one what? Well, when
[39:06.020 --> 39:12.260]  we got the foreclosure notice. Yeah. You know, then there was a, then there was a transfer
[39:12.260 --> 39:21.840]  of trustee. Okay. There was, you're talking about a substitute trustees deed? Yeah. We
[39:21.840 --> 39:29.100]  got some kind of substitute trustee thing. Yeah. We got that. Is there in the county
[39:29.100 --> 39:37.120]  records with the registrar's office, is there an assignment recorded assigning anything
[39:37.120 --> 39:44.920]  from Wells Fargo to Freddie Mac? No, nothing. Not a thing. Never was. Okay. I want to back
[39:44.920 --> 39:58.860]  up one step. Is the person who signed the substitute trustees deed as the trustee the
[39:58.860 --> 40:09.080]  same person named in the deed of trust? No, it was a lawyer. Is there a assignment of
[40:09.080 --> 40:19.140]  substitute trustee in the county record? No. Well, that, yeah, when, when they, when they
[40:19.140 --> 40:26.520]  went to do those foreclosures, then they, they recorded that. Dates are very important
[40:26.520 --> 40:35.320]  here. When did they file the appointment of substitute trustee relative to the first action
[40:35.320 --> 40:40.760]  the substitute trustee took? Well, I think it was, I think there was like a 30 day period
[40:40.760 --> 40:47.760]  or something, right? So prior to? Yeah. Wasn't there some like 30 day thing that was happening
[40:47.760 --> 40:55.480]  and it happened among, it happened within there. Yeah. Okay. The dates are real important.
[40:55.480 --> 41:04.680]  If the substitute trustee took any action before the appointment, then the foreclosures
[41:04.680 --> 41:10.120]  technically legally void. Getting a judge to, to rule on law is really difficult these
[41:10.120 --> 41:18.960]  days. Yeah. Well, here in order, excuse me, go ahead. Here was my, here was my concern
[41:18.960 --> 41:23.400]  is that as I was, as I've been reading over the past, cause it's almost three years now
[41:23.400 --> 41:31.840]  that they stole the house. And as I've been reading, most likely when I went down and
[41:31.840 --> 41:40.200]  signed my, um, you know, uh, note that day that we closed, it's Freddie Mac was the actual
[41:40.200 --> 41:44.080]  company that Freddie Mac actually put up the money. Wells Fargo probably never put up a
[41:44.080 --> 41:51.480]  dime. Am I correct? Assuming, right? Probably a, there's a good chance somebody else put
[41:51.480 --> 41:59.420]  up the money. Uh, that's a little deeper story. Um, are you familiar with Washington mutual
[41:59.420 --> 42:04.560]  and why they were put out of business? Well, what does Freddie Mac own then? I don't understand.
[42:04.560 --> 42:09.800]  That's what confuses me. They say that they own my loan or my mortgage. What do they own?
[42:09.800 --> 42:20.140]  How did they acquire it? I don't know. They, is it, you didn't just see questions. Yeah.
[42:20.140 --> 42:26.440]  There should be a notice to you under the real estate settlement procedures act that
[42:26.440 --> 42:31.640]  there isn't, there isn't. Yeah. The problem with that is, is that the consumer protection
[42:31.640 --> 42:39.720]  laws passed by the legislature are a farce. They mean absolutely nothing in your legislators
[42:39.720 --> 42:44.840]  knew that when they passed them, they intended that they mean absolutely nothing. That's
[42:44.840 --> 42:53.520]  why they said a one and two year statute of limitations on exercising any claim on it.
[42:53.520 --> 42:57.620]  So short that, but the time you figure out what's actually going on, you're way past
[42:57.620 --> 43:03.840]  the statute of limitations. So there are other issues to bring in and I can't go through
[43:03.840 --> 43:11.420]  them all because I don't know what's in your record. It's important to look at the documents
[43:11.420 --> 43:17.480]  in the county record. Uh, we're about to go to break, so I don't have time to explain
[43:17.480 --> 43:23.600]  about where the money actually comes from. It may well, it may well have come from one
[43:23.600 --> 43:31.400]  of the Mexican or Colombian drug cartels. That's why, that's why Washington mutual got
[43:31.400 --> 43:38.280]  put out of business. I'll explain that when we come back on the other side. This is Randy
[43:38.280 --> 43:47.560]  Kelton, Deborah Stevens. We love our radio. I called in number five one two six four six
[43:47.560 --> 43:52.120]  1984. Give us a call. We'll be, this is our four hour info marathon. We'll be taking calls
[43:52.120 --> 43:57.480]  all night and it generally starts building up as we get further into the show. So give
[43:57.480 --> 44:06.800]  us a call. Get in line. We'll be right back. Mr. President members of Congress, you've
[44:06.800 --> 44:12.560]  been making a lot of noise about taking our guns away, but you might want to review history.
[44:12.560 --> 44:20.400]  1835 Gonzales, Texas territory. The authorities wanted to confiscate the big gun that protected
[44:20.400 --> 44:26.600]  that colony. You know what the people said? Come and take it because they were willing
[44:26.600 --> 44:37.400]  to fight for their freedom and their guns. So are we. Come and take it if you want it.
[44:37.400 --> 44:42.240]  Come and take it if you think you can. Come and take it, but I want you. You'll have to
[44:42.240 --> 44:49.320]  pry it from my cold dead hands. We want the freedom that God gave us. So you best not
[44:49.320 --> 44:57.120]  cross that line. If you want this gun, you gotta come through us and take it one shot
[44:57.120 --> 45:04.800]  at a time. Just like Gonzales. We're keeping our guns. Are you the plaintiff or defendant
[45:04.800 --> 45:10.800]  in a lawsuit? Win your case without an attorney with Juris dictionary, the affordable, easy
[45:10.800 --> 45:18.000]  to understand four CD course that will show you how in 24 hours step by step. If you have
[45:18.000 --> 45:23.040]  a lawyer, know what your lawyer should be doing. If you don't have a lawyer, know what
[45:23.040 --> 45:28.720]  you should do for yourself. Thousands have won with our step by step course and now you
[45:28.720 --> 45:35.000]  can too. Juris dictionary was created by a licensed attorney with 22 years of case winning
[45:35.000 --> 45:40.960]  experience. Even if you're not in a lawsuit, you can learn what everyone should understand
[45:40.960 --> 45:46.440]  about the principles and practices that control our American courts. You'll receive our audio
[45:46.440 --> 45:54.520]  classroom video seminar tutorials, forms for civil cases, pro se tactics, and much more.
[45:54.520 --> 46:23.400]  Please visit RuleOfLawRadio.com and click on the banner or call toll free 866-LAW-EASY.
[46:24.520 --> 46:50.880]  Okay, we are back. Randy Kelton, Debbie Stevens, Rule of Law Radio. And it looks like we lost
[46:50.880 --> 47:01.520]  our caller in Arizona. So maybe a call back. Let's go back to Sabrina. I think we may have
[47:01.520 --> 47:09.040]  our technical issue handled. Hello, Sabrina. Can you hear us? Yes. Can you hear me? Yes,
[47:09.040 --> 47:18.640]  I can. You have a question or a comment? I do. I have participated with Remedies in rural
[47:18.640 --> 47:24.040]  state. And actually, Randy, you've helped. Okay, hold on, hold on. If you have a Remedies
[47:24.040 --> 47:29.920]  in real estate question, this is not the place. No. If you have a mortgage question, that's
[47:29.920 --> 47:37.880]  okay. We do the show and I try not to turn it into an infomercial. So I'm kind of careful
[47:37.880 --> 47:47.360]  about that part. Here's my deal. Okay. I filed a wrongful foreclosure suit in a district
[47:47.360 --> 47:58.080]  estate court. And it's now been removed to a federal court. Judge John McBride. Wait,
[47:58.080 --> 48:06.000]  wait, wait, hold on. You filed this in the federal, in the state court? No, it was removed.
[48:06.000 --> 48:09.640]  She filed in district. It was removed. The next thing the attorneys are going to do is
[48:09.640 --> 48:17.440]  file a rule B, a rule 12 B six motion to dismiss. I prepared the product, the document for her.
[48:17.440 --> 48:25.160]  I prepared one for, for state. I mean, for, I thought it was, it was quite good. Well,
[48:25.160 --> 48:31.440]  um, you know, we've got some highfalutin Dallas attorney. I'm in Fort Worth and now they've
[48:31.440 --> 48:38.400]  moved it to, you know, judge John McBride court. I just got that like when the last
[48:38.400 --> 48:45.960]  couple of days, you know, they do a barrage of paperwork. Okay. Yeah. I keep telling everybody
[48:45.960 --> 48:53.720]  that judge McBride is really a stinker. I knew McBride when he was a district judge
[48:53.720 --> 49:01.260]  and he was a stinker then, but then somebody sent me a really well constructed opinion
[49:01.260 --> 49:09.640]  that really slammed the, the banks and it was by McBride. So he must've had a moment
[49:09.640 --> 49:15.040]  of clarity. I sent you that. He ruled that or he didn't rule, but in his opinion, he
[49:15.040 --> 49:21.920]  said that MERS could not transfer the note because they were never a party to it. Yes.
[49:21.920 --> 49:30.760]  And that comes on the heels of a interesting case that was out of Boyd, Texas. I live in
[49:30.760 --> 49:38.400]  Boyd, Texas. Now I live downtown because I'm on the opposite corner of the block that has
[49:38.400 --> 49:45.640]  the red light on it. The guy across the street, he lives out in the country. It's a really
[49:45.640 --> 49:51.960]  small town and I actually knew exactly where this place was, but it ruled exactly that,
[49:51.960 --> 50:00.080]  that once MERS transferred the deed of trust to somebody else, then MERS had no more standing.
[50:00.080 --> 50:06.000]  So this is McBride supporting that same ruling. That's a good ruling. Okay. You have been,
[50:06.000 --> 50:12.880]  you moved to the federal court. As of like today and base them back to zero, you know,
[50:12.880 --> 50:21.880]  so whatever I filed matters not. Now I have to refile. No, you don't. So that's what he
[50:21.880 --> 50:29.000]  said. I don't care what he said. That's what who said? Judge McBride. Judge McBride, I
[50:29.000 --> 50:36.120]  guess you're behind. You have a suit filed in the state court. Then if they want to remove
[50:36.120 --> 50:42.680]  it to the federal court, let them, but you don't have to refile your suit. Well, what
[50:42.680 --> 50:49.640]  they asked me, here's my question. They sent all this blank paperwork to sign a waiver
[50:49.640 --> 51:01.520]  to relinquish my right. Okay. Here's the standing rule. Never ever sign their waiver. I'm real
[51:01.520 --> 51:10.040]  familiar with that waiver and that's to allow a magistrate to hear your case. And the best
[51:10.040 --> 51:17.520]  thing to do with the waiver is use it for toilet paper. And then send it back to them.
[51:17.520 --> 51:26.520]  Because if I remember right, when I sent the documents, it included an objection to non-judicial
[51:26.520 --> 51:34.740]  decision making, specifically objecting to the participation of a magistrate. The magistrates
[51:34.740 --> 51:41.440]  they use to do their dirty work for them. And all it does is make their life easier.
[51:41.440 --> 51:45.680]  They tell the magistrate how to screw the client and the magistrate does the dirty work
[51:45.680 --> 51:53.760]  for the judge. So first thing we do is file an objection to that. Okay. I did kind of
[51:53.760 --> 52:01.760]  cut you off. You know, this, this may not be a bad thing. What did the judge ask you
[52:01.760 --> 52:10.720]  to refile? He told me in his little paperwork that I had to have an amended petition on
[52:10.720 --> 52:18.160]  November 4, June 17th and better not be making any allegations or anything, you know, scare
[52:18.160 --> 52:26.520]  tactic that isn't true. And then they had, the other side, had to refile a response by
[52:26.520 --> 52:34.680]  June something. Wait a minute. Wait a minute. He said file an amended complaint. What did
[52:34.680 --> 52:41.840]  he ask you to amend? Basically under the federal rule that the
[52:41.840 --> 52:49.400]  civil rules that I filed under in the district court no longer apply. I need to refile under
[52:49.400 --> 52:55.400]  federal rule. Okay. By June 17th. That's easy enough.
[52:55.400 --> 53:00.040]  What reason did they give for, was it a diversity of jurisdiction or something? What reason
[53:00.040 --> 53:08.040]  do they give for the removal? FDCPA claim. Ah, gotcha. Yeah, that's better.
[53:08.040 --> 53:11.640]  And it's pretty scary. I mean, I'm just a regular person.
[53:11.640 --> 53:19.360]  Okay. Don't worry about it. See, we don't care about this suit. This suit is just to
[53:19.360 --> 53:26.680]  set them up. The judge is going to rule that these guys don't have to prove that they have
[53:26.680 --> 53:35.240]  agency to represent a principle with standing and capacity. And we're going to file a motion
[53:35.240 --> 53:40.800]  for reconsideration. And he's going to deny it. He recognized, probably the reason he
[53:40.800 --> 53:47.640]  sent you that is he recognized the document. He's seen it before. And the last time we
[53:47.640 --> 53:54.240]  accused him of sedition and accused him of being mentally incompetent. So he's not a
[53:54.240 --> 53:59.280]  happy camper. No, you know, he was expelled from the bench
[53:59.280 --> 54:05.160]  for a year because his abusiveness to all parties in his court.
[54:05.160 --> 54:09.760]  Yeah. You know about that. And he was a drunk. That was part of it.
[54:09.760 --> 54:15.120]  I mean, he is like a relic, you know, but it's still frightening. Basically they're
[54:15.120 --> 54:20.160]  telling me that my district court is nothing and we have to start over.
[54:20.160 --> 54:24.720]  Okay. So what we'll do, I want to look at the documents. If the documents are in any
[54:24.720 --> 54:30.400]  way threatening, then we're going to file a judicial conduct complaint against him and
[54:30.400 --> 54:37.840]  petition to disqualify him for judicial incompetence. I mean, he sent me a standing order. These
[54:37.840 --> 54:42.760]  are the rules of my court. You cannot do anything electronically. You must do everything in
[54:42.760 --> 54:49.360]  person and all this. What? That's okay. We don't want to do it electronic
[54:49.360 --> 54:58.380]  anyway. We want everything documented. We want the post office to be able to establish
[54:58.380 --> 55:03.720]  what we sent, when we sent that gives us a third party. Never go. The only time you ever
[55:03.720 --> 55:09.160]  go to the court is for the first hearing is for the, I'm not the first hearing to file
[55:09.160 --> 55:15.680]  the suit. You know, this guy seems like, Oh my God.
[55:15.680 --> 55:22.000]  Okay. You have to understand you are the baddest motor scooter in the building. This guy can
[55:22.000 --> 55:27.120]  huff and puff all he wants to. And he's used to crapping all over lawyers. When you're
[55:27.120 --> 55:30.920]  not a lawyer, you don't have a bar card he can take away from you. And you're not going
[55:30.920 --> 55:36.780]  to bring other clients to him next week that he can screw Royal. So to hell with this jackass.
[55:36.780 --> 55:40.180]  I'm sorry. Excuse my language. Heck with this jackass.
[55:40.180 --> 55:44.880]  I mean, but really, I mean, you know, really, I didn't even know. I mean, I get all this
[55:44.880 --> 55:53.080]  paperwork. Well, you got to, you got to understand, this is what we try to get people to understand.
[55:53.080 --> 56:00.800]  If you go into the court pro se, the courts are corrupt and especially judge McBride's
[56:00.800 --> 56:08.880]  court and we don't care. Let him, let him be corrupt. We got tools to handle him. He
[56:08.880 --> 56:17.040]  is going to rule against you out of hand at every turn. And we don't care. He's going
[56:17.040 --> 56:21.240]  to rule. They're going to follow a rule 12 motion to dismiss, and we're going to file
[56:21.240 --> 56:29.200]  for sanctions against him because it's improper to remove a case for the purpose of filing
[56:29.200 --> 56:35.920]  a rule 12 motion to dismiss. And he's going to deny it. We're going to file an answer
[56:35.920 --> 56:42.120]  to his, to their rule 12 motion to dismiss. He's going to grant the rule 12 no matter
[56:42.120 --> 56:51.440]  what. It absolutely makes no difference what you file. He is going to dismiss it and most
[56:51.440 --> 56:56.600]  likely with prejudice. And when he does, we'll follow another judicial conduct complaint
[56:56.600 --> 57:02.880]  against him. And we do that because it marks his record for ever.
[57:02.880 --> 57:09.440]  Well, obviously he's correct. You know what I mean? He's like, not all with us.
[57:09.440 --> 57:17.680]  So let's see if I have a guy in Austin who has, he's in the federal court, not on a,
[57:17.680 --> 57:25.580]  on a foreclosure issue, but on a criminal issue. And he is actually absolutely driving
[57:25.580 --> 57:34.160]  judge Sparks up the wall. And he's got judge Sparks doing really stupid stuff because the
[57:34.160 --> 57:43.520]  judge is so PO'd at him. The judge accuses him of being a belligerent litigant. I mean,
[57:43.520 --> 57:49.160]  he filed, responded, said, of course I'm a belligerent litigant. And he quoted the case
[57:49.160 --> 57:56.600]  supposed to be, it said rights only belong to the belligerent litigants. So you're supposed
[57:56.600 --> 58:06.040]  to be, he is really driving this judge crazy. And you have to understand the trial court
[58:06.040 --> 58:13.680]  is merely for the purpose of getting your facts before the record for appeal. We don't
[58:13.680 --> 58:20.840]  care what this chunk does and the worst we can make him look, the more likely the court
[58:20.840 --> 58:26.560]  of appeals is going to step on him and McBride as bad as he is, they're probably looking
[58:26.560 --> 58:32.680]  for a reason to step on him. Okay, hang on. We will be right back. This is Randy Kelton,
[58:32.680 --> 58:39.120]  Debra Stevens, rule of law radio. I call in number five, one, two, six, four, six, 1984.
[58:39.120 --> 58:43.760]  We're going to our top of the hour break. So we'll be back in about three minutes, but
[58:43.760 --> 58:50.840]  give us a call. The calls are stacking up and they tend to get more at the end.
[58:50.840 --> 58:55.840]  Would you like to make more definite progress in your walk with God? Bibles for America
[58:55.840 --> 59:01.520]  is offering a free study Bible and a set of free Christian books that can really help.
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[59:06.000 --> 59:10.460]  today. It's an accurate translation and it contains thousands of footnotes that will
[59:10.460 --> 59:15.680]  help you to know God and to know the meaning of life. The free books are a three volume
[59:15.680 --> 59:20.960]  set called Basic Elements of the Christian Life. Chapter by chapter, Basic Elements of
[59:20.960 --> 59:26.580]  the Christian Life clearly presents God's plan of salvation, growing in Christ and how
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[01:00:15.280 --> 01:00:16.280]  The New Testament recovery version is one of the most comprehensive study Bibles available
[01:00:16.280 --> 01:00:17.280]  today. It's an accurate translation and it contains thousands of footnotes that can really
[01:00:17.280 --> 01:00:45.800]  help you to know God and to know the meaning of life.
[01:00:45.800 --> 01:00:50.960]  Schools in Polk County, Florida have implemented what's called an I-Swipe Nano program without
[01:00:50.960 --> 01:00:55.680]  even receiving the students' parental permission. Stanley Convergent Security Solutions, the
[01:00:55.680 --> 01:01:00.480]  company responsible for developing the program, takes pictures of the students' irises and
[01:01:00.480 --> 01:01:04.920]  can then identify when and where the students get on the bus when they arrive at school,
[01:01:04.920 --> 01:01:09.320]  when and what bus the student boards, and when and where they get off. Rob Davis, the
[01:01:09.320 --> 01:01:12.880]  school board's senior director of support services, says the program is an effort to
[01:01:12.880 --> 01:01:18.000]  enhance students' safety and claims the I-Swipe Nano is an ideal replacement for the card
[01:01:18.000 --> 01:01:22.560]  since your child won't be responsible for having to carry an ID. One parent expressed
[01:01:22.560 --> 01:01:27.120]  outrage in a Facebook post saying the school has stolen information that cannot be retrieved.
[01:01:27.120 --> 01:01:31.760]  Due to further backlash, the school's program is currently suspended and Davis says that
[01:01:31.760 --> 01:01:39.400]  the students' information has been destroyed.
[01:01:39.400 --> 01:01:42.440]  Freedom activist Adam Kokesh has announced that he's canceling the planned Fourth of
[01:01:42.440 --> 01:01:46.880]  July armed march on Washington, D.C. and instead is urging Second Amendment supporters to march
[01:01:46.880 --> 01:01:51.520]  on their local state capitol and protest government tyranny and Second Amendment restrictions.
[01:01:51.520 --> 01:01:54.840]  In an interview with InfoWars, the radio show, Kokesh said,
[01:01:54.840 --> 01:01:58.560]  When it comes to this event being executed properly, when the government has already
[01:01:58.560 --> 01:02:03.200]  escalated the violent tactics against me personally as an organizer, I can't, in good conscience,
[01:02:03.200 --> 01:02:07.160]  go forward with a plan that is so centrally dependent and not open source.
[01:02:07.160 --> 01:02:11.980]  So far, the march has gained over 5,000 Facebook supporters. According to DC Law, a person
[01:02:11.980 --> 01:02:15.840]  carrying a gun outside of their home or place of business can face up to five years in prison
[01:02:15.840 --> 01:02:22.940]  and a $5,000 fine.
[01:02:22.940 --> 01:02:27.700]  Boston bombing suspect Dzhokhar Sarnav suffered severe bullet wounds to the neck and has been
[01:02:27.700 --> 01:02:32.880]  unable to talk until recently he regained his voice. The 19-year-old Chechnyan suspect
[01:02:32.880 --> 01:02:37.040]  made a phone call to his mother from inside the Boston medical prison where he is being
[01:02:37.040 --> 01:02:42.080]  held. Dzhokhar's mother said her son sounded normal but maintained his innocence. He told
[01:02:42.080 --> 01:02:47.680]  her his wounds were healing rapidly and that everything was in God's hands and to be patient.
[01:02:47.680 --> 01:02:51.540]  Support for the Liberty Beat comes from Tomorrow's Meals Today. South Austin Market Days every
[01:02:51.540 --> 01:02:57.760]  Saturday from 3 to 7 p.m. at 10106 Manchac Road. Information at TomorrowsMealsToday.com
[01:02:57.760 --> 01:03:04.760]  and from Capital City Automotive.
[01:03:27.760 --> 01:03:51.760]  Okay, we are back and we're talking to Sabrina in Texas. Sabrina, yeah, don't worry about
[01:03:51.760 --> 01:03:59.960]  that stuff. We crafted these suits and these actions under the premise that the court is
[01:03:59.960 --> 01:04:08.340]  going to rule against you out of hand at every turn. And this first suit, it's just to get
[01:04:08.340 --> 01:04:15.840]  their attention. And what happens is you file the suit, they got so many days to respond
[01:04:15.840 --> 01:04:23.720]  to it and in this case they responded by removing it. Okay, now we got another couple of weeks
[01:04:23.720 --> 01:04:33.940]  that we file an amended pleading. And if I got your original comments right that he said
[01:04:33.940 --> 01:04:44.380]  something about no accusations, see what we did was wrote this suit, I'm not sure which
[01:04:44.380 --> 01:04:49.700]  one I gave you right now, I kind of lose track sometimes, but I've been writing into the
[01:04:49.700 --> 01:04:57.060]  suits accusations of criminal acts by the actors which result in civil tort and the
[01:04:57.060 --> 01:05:03.060]  courts really hate that because they've been paid by these guys, they've been bought
[01:05:03.060 --> 01:05:08.220]  and paid for and they don't like us accusing them of crimes because that really muddies
[01:05:08.220 --> 01:05:14.220]  the water for the court. Well, we really don't care what the court don't like and the more
[01:05:14.220 --> 01:05:20.420]  they don't like it, the better for us. They're going to rule against you anyway. They're
[01:05:20.420 --> 01:05:25.980]  going to rule against you out of hand at every turn if you go down there and kiss his butt
[01:05:25.980 --> 01:05:30.460]  every time he moves and tell him what a great guy he is, do everything he wants to, he's
[01:05:30.460 --> 01:05:39.680]  going to screw you big time. Nothing you can do to fix that. So the point is the thing
[01:05:39.680 --> 01:05:46.620]  to understand is you will not win your case just because you have the law and the facts
[01:05:46.620 --> 01:05:55.500]  on your side to think so is naive. It is not that way now. It never ever has been that
[01:05:55.500 --> 01:06:02.320]  way. You'll only win your case if you have the politics on your side. So let's generate
[01:06:02.320 --> 01:06:10.380]  ourselves a little politics and the thing about politics, all politics is local. When
[01:06:10.380 --> 01:06:16.380]  you file a judicial conduct complaint against the judge, you put a mark on his record that
[01:06:16.380 --> 01:06:25.300]  stays there forever. It doesn't matter what they do with it. It goes on his record forever
[01:06:25.300 --> 01:06:31.700]  and his bonding company, the insurance company that provides the bond, that's what they pay
[01:06:31.700 --> 01:06:36.020]  attention to. He gets enough of those, he can't get bonded. That's the only way I've
[01:06:36.020 --> 01:06:42.460]  ever heard of getting rid of a federal judge is get his bond cancelled. So he's going to
[01:06:42.460 --> 01:06:48.500]  be paying attention to that and we're looking at filing criminal charges against him with
[01:06:48.500 --> 01:06:58.540]  the district attorney. Now you're in Tarrant County and if a Tarrant County district attorney
[01:06:58.540 --> 01:07:06.380]  knows I have anything to do with it, they're going to be really, really unhappy. I had
[01:07:06.380 --> 01:07:12.100]  a friend call me once, his stepson worked for the Sheriff's Department and he got the
[01:07:12.100 --> 01:07:20.900]  grand jury detail. Jim said, David talked to me the other day and he wanted to know
[01:07:20.900 --> 01:07:26.140]  what your picture's doing hanging up in the grand jury room with a sign under it that
[01:07:26.140 --> 01:07:35.940]  says, if you see this man call security, that's because I hammered them big time. They were
[01:07:35.940 --> 01:07:46.460]  really unhappy with me and so they'll know who I am. If we do go after them, when they
[01:07:46.460 --> 01:07:54.060]  look at the complaints, they will know I wrote them because they'll recognize my style.
[01:07:54.060 --> 01:08:03.020]  So this is the politics we create. We're likely to ask the district attorney to present the
[01:08:03.020 --> 01:08:11.580]  federal judge to the grand jury and the district attorney is not going to want to do that.
[01:08:11.580 --> 01:08:17.420]  So as soon as he refuses, then we should see, because there's a law in Texas that says that
[01:08:17.420 --> 01:08:21.740]  when a prosecuting attorney is made known in any manner that a public official violate
[01:08:21.740 --> 01:08:25.740]  the law right into his office, he shall reduce complaint information submitted to the grand
[01:08:25.740 --> 01:08:32.660]  jury. No discretion. So when he refuses to do that, dead bang violation of law, we file
[01:08:32.660 --> 01:08:37.740]  against him with the state attorney general. And when the attorney general refuses to act,
[01:08:37.740 --> 01:08:43.340]  then we file against the attorney general. Attorney general is the one we want. He's
[01:08:43.340 --> 01:08:48.700]  very political and he is going to be PO'd. He didn't have anything to do with this and
[01:08:48.700 --> 01:08:56.180]  now you local Joe Blow prosecutor has got people filing criminal charges against me.
[01:08:56.180 --> 01:09:00.500]  My opponent's going to drag that out next time I run for election, wave it in front
[01:09:00.500 --> 01:09:07.940]  of my constituents and I'm going to tell them, well, that's all just frivolous filings.
[01:09:07.940 --> 01:09:15.980]  The problem is perception is everything. And the attorney general is going to be a real
[01:09:15.980 --> 01:09:27.260]  unhappy camper when we come after him because of what the prosecutor did or didn't do, politics.
[01:09:27.260 --> 01:09:31.260]  And when the attorney general starts hammering the prosecutor, the prosecutor is going to
[01:09:31.260 --> 01:09:38.020]  hammer this judge saying, man, I'm getting troubled down here. You got to do something.
[01:09:38.020 --> 01:09:49.180]  Okay. What's going to happen? Rule 12, response to the rule 12, dismiss the rule 12, motion
[01:09:49.180 --> 01:09:55.980]  for reconsideration, deny motion for reconsideration. And we hope he dismisses with prejudice because
[01:09:55.980 --> 01:10:02.540]  then we file an appeal. I've got a guy in Austin that's been waiting on the appeal for
[01:10:02.540 --> 01:10:11.340]  over a year. And when the appeal comes back, they ruled against us. Well, we appeal to
[01:10:11.340 --> 01:10:18.220]  the Supreme and the Supreme would take another six months to deny our rule of certiorari.
[01:10:18.220 --> 01:10:27.980]  Then we come back and we filed a real suit. We start this all over again. And the real
[01:10:27.980 --> 01:10:34.420]  suit's the big one. And the real suit, we say, okay, you guys have not let me challenge
[01:10:34.420 --> 01:10:41.300]  this entity's agency. So I'm going to assume that he is a proper agent. And then we accuse
[01:10:41.300 --> 01:10:48.180]  him of acting in furtherance of an ongoing criminal conspiracy to convert your personal
[01:10:48.180 --> 01:11:03.340]  property to their benefit. And you sue them under the Texas Fraud Recovery Act. We go
[01:11:03.340 --> 01:11:08.900]  right back at them with a bigger suit. And everything is about trying to bring them to
[01:11:08.900 --> 01:11:18.500]  the table. And we also, in the meantime, file a 51903 petition to throw out the deed of
[01:11:18.500 --> 01:11:27.460]  trust, a declaratory judgment petition to throw out the assignments and transfers of
[01:11:27.460 --> 01:11:34.660]  deed of trust. We just work them over. It's all about the money. These guys are charging
[01:11:34.660 --> 01:11:41.340]  500, 600 bucks an hour to the bank. You're going to help make these lawyers rich and
[01:11:41.340 --> 01:11:46.620]  the bank poorer. So the whole point is, go ahead, Steve.
[01:11:46.620 --> 01:11:51.340]  Yeah, I was going to say, you're talking about keeping this thing in litigation for two or
[01:11:51.340 --> 01:12:02.940]  three years. Keep in mind that in Texas, in, oh Lord, what is this? Civil Practices and
[01:12:02.940 --> 01:12:16.560]  Remedies Code Section 16.003. It's a two-year period of limitations in where it says that
[01:12:16.560 --> 01:12:24.860]  in order for a foreclosing party or any party to file a forcible entry and detainer or forcible
[01:12:24.860 --> 01:12:30.420]  detainer, a person must bring suit no later than two years after the day the cause of
[01:12:30.420 --> 01:12:38.580]  action accrues. The most common day of an accrual of that particular cause of action
[01:12:38.580 --> 01:12:47.340]  is a sale date. So take your sale date, come forward two years on the calendar, add one
[01:12:47.340 --> 01:12:54.900]  day. That day is their deadline. They've got until the end of that business day, actually,
[01:12:54.900 --> 01:13:03.820]  if they haven't filed by the end of that previous day, they're out of time. They cannot file
[01:13:03.820 --> 01:13:10.780]  an action. Nobody can file an action for forcible detainer. In order to get rid of possession,
[01:13:10.780 --> 01:13:16.260]  they first got to go through the forcible detainer. They've got to evict you first.
[01:13:16.260 --> 01:13:21.140]  Then you've got to refuse to move. Then they've got to go for a writ of possession. If it's
[01:13:21.140 --> 01:13:25.900]  after two years, they can't get as far as a forcible detainer. Too bad. You're SOL on
[01:13:25.900 --> 01:13:34.780]  the SOL, buddy. Now they've got two years to file it. Now, in my case, they filed one
[01:13:34.780 --> 01:13:40.180]  immediately after I think it was filed like two days, two or three days after they foreclosed
[01:13:40.180 --> 01:13:52.260]  after the foreclosing date. That was, the foreclosure date was May 5th, 2009. They immediately
[01:13:52.260 --> 01:13:57.740]  filed a forcible detainer, but that was dismissed because I had filed something in a higher
[01:13:57.740 --> 01:14:02.860]  court. We went back the second time. My wife and I went back to court the second time.
[01:14:02.860 --> 01:14:07.260]  They didn't even show up. The opposing party didn't even show up that time. So the judge
[01:14:07.260 --> 01:14:11.340]  said, well, we'll just dismiss this. And if they prevail in the, in the district, then,
[01:14:11.340 --> 01:14:16.980]  you know, they can come back. Okay. Agreed. Thank you. Dismissed means that it never happened
[01:14:16.980 --> 01:14:25.900]  or it is as if it never happened. An abatement, however, will toll the statute of limitations.
[01:14:25.900 --> 01:14:32.440]  So if you're in the justice court, in the lowest court, now I'm, I'm still, I'm staying
[01:14:32.440 --> 01:14:42.660]  here in Texas, see your own state statutes, you know, as it applies. But since it, since
[01:14:42.660 --> 01:14:48.860]  in our case it was dismissed, it would just, it was as if it never happened. Now, some
[01:14:48.860 --> 01:14:55.220]  lunkhead attorney down here that I'm sure Randy knows and loves as well as I do, chose
[01:14:55.220 --> 01:15:01.820]  one year and seven months after the date of accrual to file this forcible detainer. Got
[01:15:01.820 --> 01:15:08.080]  a problem, buddy. You're a year and seven months outside the statute of limitations
[01:15:08.080 --> 01:15:14.180]  on appeal. They had no choice but to dismiss. Actually, we didn't even get to get to that
[01:15:14.180 --> 01:15:20.860]  point because the lunkhead attorney had committed felony baratory. The judge caught him with
[01:15:20.860 --> 01:15:26.120]  his hand in the cookie jar. He didn't have a client. His client went out of business.
[01:15:26.120 --> 01:15:31.640]  The document was styled in the name of a company that went out of business in 2009 and here
[01:15:31.640 --> 01:15:39.380]  it was, 2013, by that time, January, 2013. So I'm off my soapbox on the two year limitation,
[01:15:39.380 --> 01:15:44.020]  but just want everybody to know, and this two year limitation applies to Texas. There
[01:15:44.020 --> 01:15:49.140]  are other states that have a two year limitations and other states that have three year limitations.
[01:15:49.140 --> 01:15:54.380]  Check your state for the limitation period on forcible detainer, forcible entry, forcible
[01:15:54.380 --> 01:16:03.660]  entry, and detainer. Well, try to keep it tied up that long. I have Wells Fargo on the
[01:16:03.660 --> 01:16:16.340]  other side, you know? Great. Great. Doesn't matter. Wells Fargo has some issues. They
[01:16:16.340 --> 01:16:25.020]  have issues similar to Washington Mutual. They, along with Bank of America and most
[01:16:25.020 --> 01:16:30.820]  of the larger banks, are being investigated by the Fed right now for a money laundering
[01:16:30.820 --> 01:16:38.140]  scheme. And we're about to go to break. Do you have any more questions or comments for
[01:16:38.140 --> 01:16:46.380]  Mr. Sabrina? That's not Sabrina. Oh, you know, I'm in Kaling, but that's okay. No, you, we've
[01:16:46.380 --> 01:16:49.660]  still got time. If you have, then I'll bring you back on the other side. So hang on. We'll
[01:16:49.660 --> 01:16:53.860]  bring you back on the other side. This is Randy Kelton, Deborah Stevens, Wheel of Law
[01:16:53.860 --> 01:17:09.100]  and I call in number 512-646-1984. We'll be right back.
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[01:19:26.780 --> 01:19:40.740]  Well, ain't gonna fool me with that same old trick again. I was blindsided, but now
[01:19:40.740 --> 01:19:48.900]  I can see your plan. You put the fear in my pockets, took the money from my hand. Ain't
[01:19:48.900 --> 01:20:06.740]  gonna fool me with that same old trick again. Ain't gonna fool me with that same old trick
[01:20:06.740 --> 01:20:07.740]  again.
[01:20:07.740 --> 01:20:14.620]  Okay, we are back. Randy Kelton, Deborah Stevens, Rude of La Radio. And I've lost my caller
[01:20:14.620 --> 01:20:17.780]  page. I was pulling up some documents when I was on the radio.
[01:20:17.780 --> 01:20:19.100]  We got Sabrina.
[01:20:19.100 --> 01:20:28.900]  There it is. Okay, okay. Gotcha. Okay. Okay. You had a question to comment. Hold on. Let
[01:20:28.900 --> 01:20:36.780]  me bring up one other party. We have someone who wants to address your issue, but you have
[01:20:36.780 --> 01:20:47.980]  to kind of cut him some slack. He is really, really old. He is so old, he's older than
[01:20:47.980 --> 01:20:52.740]  me. Hello, Jeff. Are you there?
[01:20:52.740 --> 01:20:54.700]  Yes, I am.
[01:20:54.700 --> 01:20:57.660]  I understand you wanted to chime in on this one.
[01:20:57.660 --> 01:21:02.380]  Oh, yes, I do. In fact, I was thinking about what I was about to put in front of you as
[01:21:02.380 --> 01:21:07.180]  an alternative, but it's actually an alternative that would be consistent with your overall
[01:21:07.180 --> 01:21:16.300]  strategy. And what that is, is that she amends her complaint to include FDCPA as well as
[01:21:16.300 --> 01:21:24.940]  UDAP violations, which would take it out of the diversity removal and put it into federal
[01:21:24.940 --> 01:21:32.080]  issue removal. And then she can also file a notice into the court, a mandatory judicial
[01:21:32.080 --> 01:21:38.100]  notice that the judge take notice of her rights, one of which is not to be dismissed out of
[01:21:38.100 --> 01:21:48.820]  hand, but to be dismissed with leave and time to amend her complaint. And that's when she
[01:21:48.820 --> 01:21:51.940]  can come back in with FDCPA and UDAP.
[01:21:51.940 --> 01:22:00.540]  Okay. Okay. Hold on. In this case, that's what he did first thing, is require her to
[01:22:00.540 --> 01:22:02.500]  file an amended pleading.
[01:22:02.500 --> 01:22:03.500]  Okay.
[01:22:03.500 --> 01:22:10.060]  And I'm looking at this one. When she called me, I didn't remember which suit it was. This
[01:22:10.060 --> 01:22:18.980]  suit was originally filed, a suit was filed in the state court. And the suit wasn't very
[01:22:18.980 --> 01:22:25.260]  well constructed. So they dismissed with opportunity to amend.
[01:22:25.260 --> 01:22:26.260]  Okay.
[01:22:26.260 --> 01:22:34.580]  So they came to me and I wrote an amended pleading. And because it was filed in the
[01:22:34.580 --> 01:22:40.020]  state court, I did not make the FDCPA claim in it.
[01:22:40.020 --> 01:22:42.700]  Well, what are you waiting on?
[01:22:42.700 --> 01:22:48.380]  Well, I just found out about this, dear, so let's go.
[01:22:48.380 --> 01:22:56.140]  And I have the FDCPA claim, and there are other claims. I would have never got into
[01:22:56.140 --> 01:23:02.980]  all of this if this was the original suit, because originally I just want to give them
[01:23:02.980 --> 01:23:10.540]  the FDCPA. And we just did this in California. We did the FDCPA and the judge came back and
[01:23:10.540 --> 01:23:18.440]  dismissed without prejudice. He dismissed all of the FDCPA claims with opportunity to
[01:23:18.440 --> 01:23:19.440]  amend.
[01:23:19.440 --> 01:23:26.620]  And we came back with the second suit and we said, we filed the original suit only claiming
[01:23:26.620 --> 01:23:37.500]  FDCPA and required that the debt collector prove that he has agency standing in capacity.
[01:23:37.500 --> 01:23:44.140]  But the court denied us the right to do that. So therefore, the court has established that
[01:23:44.140 --> 01:23:51.660]  this party is a responsible party. We filed this suit because we had so many claims. We
[01:23:51.660 --> 01:23:59.060]  did not want to frivolously bring these complaints against the wrong party. But since the court
[01:23:59.060 --> 01:24:06.980]  has established that they are the right party, then we hold this defendant jointly liable
[01:24:06.980 --> 01:24:15.820]  for participation in an ongoing criminal conspiracy to convert the claimant's property through
[01:24:15.820 --> 01:24:26.820]  fraud by nondisclosure, fraud per se, several of them. And then we went after him big time.
[01:24:26.820 --> 01:24:28.540]  So we blamed it all on the judge.
[01:24:28.540 --> 01:24:38.020]  Well, yeah, but this is not the California court. This is, unless I'm mistaken, a Texas
[01:24:38.020 --> 01:24:39.020]  court.
[01:24:39.020 --> 01:24:40.020]  Yes.
[01:24:40.020 --> 01:24:41.020]  Well, now she's in a federal court.
[01:24:41.020 --> 01:24:47.500]  I suggest that you bring in the UDAP as well as the FDCPA, because if you're going to take
[01:24:47.500 --> 01:24:54.260]  this up on appeal, as well as the mandatory judicial notice of her right, because it has
[01:24:54.260 --> 01:25:01.420]  been removed to federal court, she needs to amend to bring in federal issues. It's going
[01:25:01.420 --> 01:25:07.620]  to give the appeals court something really solid to sink their teeth down into in order
[01:25:07.620 --> 01:25:08.980]  to slap this judge's face.
[01:25:08.980 --> 01:25:14.780]  Let me ask you a question, everybody. What is UDAP? Break that down to me.
[01:25:14.780 --> 01:25:18.180]  Unfair and deceptive acts and practices.
[01:25:18.180 --> 01:25:24.660]  Okay. So that's the acronym. What does that mean?
[01:25:24.660 --> 01:25:25.660]  Yes.
[01:25:25.660 --> 01:25:31.460]  What that will do for you is that will open up punitive damages. See, under FDCPA, there
[01:25:31.460 --> 01:25:38.980]  are no punitive damages. Okay. But UDAP, you can bring in punitive damages.
[01:25:38.980 --> 01:25:45.780]  Here I would like to leave FDCPA out altogether. Wait a minute. Wait a minute. I'm in front
[01:25:45.780 --> 01:25:53.940]  of a judge that one of the other people I helped went and looked through the record
[01:25:53.940 --> 01:26:02.380]  and every single FDCPA suit he could find that this judge heard, he dismissed. Every
[01:26:02.380 --> 01:26:10.740]  single one. What we don't want him to do is dismiss based on FDCPA and ignore everything
[01:26:10.740 --> 01:26:11.740]  else.
[01:26:11.740 --> 01:26:18.620]  I'm not suggesting that you do that. I'm just saying bring it in as well, along with
[01:26:18.620 --> 01:26:19.620]  UDAP.
[01:26:19.620 --> 01:26:26.540]  I would look in and bring it in under unfair and deceptive, because that's exactly what
[01:26:26.540 --> 01:26:38.260]  we're claiming. I've crafted a major attack on the deed of trust. And for the amended,
[01:26:38.260 --> 01:26:44.220]  he's going to like it. The first argument I'm going to make on the deed of trust is
[01:26:44.220 --> 01:26:54.220]  that it is arbitrary. We have all of these, you know, I don't care about bifurcation.
[01:26:54.220 --> 01:26:57.780]  I don't care about murders. I don't care about any of that stuff. What I care about
[01:26:57.780 --> 01:27:05.340]  is we have courts all over the country who are ruling in different ways on these issues.
[01:27:05.340 --> 01:27:14.940]  The courts across the country are making different decisions on it. Therefore, the lender, the
[01:27:14.940 --> 01:27:24.740]  borrower, when he came to the table, was by statutory definition, an unsophisticated borrower.
[01:27:24.740 --> 01:27:31.460]  The lender provided the borrower with this document. So it must be presumed this document
[01:27:31.460 --> 01:27:41.300]  was written the way the lender wanted it to be written. But the document is so constructed
[01:27:41.300 --> 01:27:48.480]  that the unsophisticated borrower could not possibly understand the provisions that were
[01:27:48.480 --> 01:27:56.900]  included in it, because even the courts across the country don't understand the provisions.
[01:27:56.900 --> 01:28:05.780]  So we ask the court to rule that the document is unenforceable because it is arbitrary.
[01:28:05.780 --> 01:28:11.460]  And then we go to MERS. Wait a minute. Don't overlook something else there. If you're saying
[01:28:11.460 --> 01:28:18.820]  that the courts across the country don't understand it, then it's vague as well. I'm sorry, I
[01:28:18.820 --> 01:28:28.520]  should have said vague and arbitrary. I used the wrong term. You're right. I stand corrected.
[01:28:28.520 --> 01:28:44.580]  That wasn't my purpose. Well, that's okay. I bow before wisdom. He's been around a lot
[01:28:44.580 --> 01:28:50.780]  longer than Jay was used to say that he's got dirt in his backyard. It's not as old
[01:28:50.780 --> 01:28:58.540]  as I am. Yeah. I haven't said that a time or two. Well, if Randy's ever in your backyard,
[01:28:58.540 --> 01:29:05.780]  my friend, you'll have a rock back there as well. Okay. A fossil. We're kind of surprised
[01:29:05.780 --> 01:29:14.580]  as a lot of people as my youngest is 18. Young. Oh, that's me. You don't hold enough to have
[01:29:14.580 --> 01:29:26.060]  an 18 year old. Yeah. But see, I have a good, he was 60 when he was born. Anyway, back at
[01:29:26.060 --> 01:29:32.780]  the hotel. Okay. I'm like totally this mess with this federal court and this judge thing.
[01:29:32.780 --> 01:29:39.060]  I'm just like freaking out on this. Don't worry about it. Yeah. We've helped people
[01:29:39.060 --> 01:29:44.260]  over 600 suits. That's the first thing. That's the first thing they want. You as scared and
[01:29:44.260 --> 01:29:49.660]  off balance. Yeah. So the first thing we're going to help you do is kick the judge in
[01:29:49.660 --> 01:29:55.060]  the seat of his pants. Okay. Hang on. This is Randy Kelton, Deborah Stevens, rule of
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[01:33:29.040 --> 01:33:45.500]  Okay, we are back. Randy Kelton, Debra Stevens, Wheel of Law Radio and we're talking to Sabrina
[01:33:45.500 --> 01:33:52.180]  in Texas. Sabrina, do we have anything else? We really need to move along. Call me tomorrow
[01:33:52.180 --> 01:33:57.900]  or call David and he'll get in touch with me. And there's a lot of details we need to
[01:33:57.900 --> 01:34:02.540]  go over with you so you'll understand where we're going and what we're doing. Your case
[01:34:02.540 --> 01:34:07.300]  is somewhat different because it started out in the state court and that usually doesn't
[01:34:07.300 --> 01:34:12.400]  happen and for me, this is going to be an interesting case. I definitely want to see
[01:34:12.400 --> 01:34:18.100]  what Judge McBride is huffing and puffing about and I want to see when did they remove
[01:34:18.100 --> 01:34:30.100]  this case? Today. Good, good. We'll file a motion to remand first because there shouldn't
[01:34:30.100 --> 01:34:38.440]  be any federal issues claimed in this filing. If there is a federal issue, I'll take it
[01:34:38.440 --> 01:34:44.700]  out and we'll file an amended and a motion to remand. Okay, sounds like you know what
[01:34:44.700 --> 01:34:49.340]  you're doing. I don't and I'm going to trust you. Okay, one thing to understand, what is
[01:34:49.340 --> 01:34:59.580]  the one thing you hear most about civil cases? Even when you win, people complain, this takes
[01:34:59.580 --> 01:35:08.860]  forever. There's nothing these guys can do but what we don't have, three or four things
[01:35:08.860 --> 01:35:15.060]  we can do. Now when I talk about keeping them in court, don't misunderstand. We're doing
[01:35:15.060 --> 01:35:23.500]  everything we can to win this thing but we are not naive enough to think that just because
[01:35:23.500 --> 01:35:32.600]  we should win it, we will win it but everything we do is about winning the case and that's
[01:35:32.600 --> 01:35:39.900]  how you bring them to the table to make a deal. So we're not just delaying for delays
[01:35:39.900 --> 01:35:48.220]  sake. We're going after them in a way that gives them the most difficulty and you the
[01:35:48.220 --> 01:35:56.660]  most advantage. Okay, call David tomorrow. We'll go over the details right now. We really
[01:35:56.660 --> 01:36:04.460]  need to move on. We got the call board stacked. Let's hear it. I'm listening. Okay, thank
[01:36:04.460 --> 01:36:11.900]  you Sabrina. Now we're going to go back to James in Arizona. James, you kind of dropped
[01:36:11.900 --> 01:36:16.780]  off on us. Yeah, I don't know what happened. You went to break and then I kind of lost
[01:36:16.780 --> 01:36:21.700]  you but I'm really glad to get back. Can you hear me okay? Yes, I can. Okay, well anyway
[01:36:21.700 --> 01:36:27.940]  we were talking about that. Let me tell you what because you guys got some really interesting
[01:36:27.940 --> 01:36:33.060]  things happening and let me tell you what I'm doing at this point so you can get an
[01:36:33.060 --> 01:36:39.780]  idea because I kind of gave you the back end. My home was a second home. I think I told
[01:36:39.780 --> 01:36:47.380]  you that, right? No, you didn't. You have a tenant in it? Huh? You have a tenant in
[01:36:47.380 --> 01:36:54.300]  that home? No, vacation home. Second home. Going to retire too. Oh, okay. A tenant would
[01:36:54.300 --> 01:37:01.840]  have changed everything. You need a tenant. Anyway, what happened was when I first contacted
[01:37:01.840 --> 01:37:09.420]  Wells Fargo to look for help, the usual shit they tell you, you got to miss three months,
[01:37:09.420 --> 01:37:15.500]  which I did. Then I filed, they told me to send in the paperwork, which I did. I got
[01:37:15.500 --> 01:37:23.620]  the letter, you did it, you've qualified for the HAMP program, do this, do that. Unknowing
[01:37:23.620 --> 01:37:28.020]  to me because I'm new at this, I filled in all the paperwork, sent it in, they sent me
[01:37:28.020 --> 01:37:33.780]  back a trial period with a payment and I did all that, paid the three months and at the
[01:37:33.780 --> 01:37:40.260]  end of the three months, I get a letter back from them telling me that it was a mistake.
[01:37:40.260 --> 01:37:43.580]  That they shouldn't have put me on the HAMP program because it was a second home and I
[01:37:43.580 --> 01:37:48.100]  said, well, why don't you know that? You know, well, keep sending some more paperwork, which
[01:37:48.100 --> 01:37:55.220]  I did. Wait a minute, did they send you the payments back? No. Ah, nope. Did they apply
[01:37:55.220 --> 01:38:04.700]  the payments to your principal and interest? No, they just said it was allocated. Allocated?
[01:38:04.700 --> 01:38:11.460]  What does allocated mean? They accepted it. But anyway, after I sent in paperwork again,
[01:38:11.460 --> 01:38:15.900]  they put me on it again. And I said, wait a minute, you just told me I couldn't be on
[01:38:15.900 --> 01:38:22.100]  it. I stayed on it for three more months, couldn't do anything. They took me off. So
[01:38:22.100 --> 01:38:30.740]  now I'm nine months behind. I've got a huge deficit. Okay, now we need to sue for fraud.
[01:38:30.740 --> 01:38:35.100]  That's what I'm doing. I'm trying to get a breach of the deal. Okay, okay. You need to
[01:38:35.100 --> 01:38:43.020]  get a hold of me offline. I have a guy in Dallas who used to work for Bank of America
[01:38:43.020 --> 01:38:50.420]  in the loan modification department. He quit there and set up his own company to do loan
[01:38:50.420 --> 01:38:55.340]  modifications. But he quit doing that because he couldn't get loan modifications done because
[01:38:55.340 --> 01:39:04.580]  it's all a scam. Yeah. But give me a call offline. Send me an email and I will email
[01:39:04.580 --> 01:39:12.140]  you my number. How do I do that? I don't know how to email you. Randy at Rule of Law Radio
[01:39:12.140 --> 01:39:26.900]  dot com. Rule, R-U-L-E? Yes. Of Law Radio? Radio dot com. And I'll get a hold of Winston
[01:39:26.900 --> 01:39:32.380]  and we're going to want to want the details of what they've done. This is criminal fraud.
[01:39:32.380 --> 01:39:39.100]  That's what I do too. Okay. Okay. This is criminal. Okay. You're in Arizona. We go after
[01:39:39.100 --> 01:39:44.300]  them criminally. We'll show you how to do that. And then at the same time, you file
[01:39:44.300 --> 01:39:49.820]  a suit against him. Yeah. Well, I'm trying to, and I'm pro se, obviously, I'm trying
[01:39:49.820 --> 01:39:57.780]  to do something for breach of fiduciary duty. No, this is not. This is much worse than breach
[01:39:57.780 --> 01:40:06.820]  of, this is fraud per se. This is much worse than breach of fiduciary duty. The lender
[01:40:06.820 --> 01:40:13.140]  is going to claim he doesn't have a fiduciary duty to you. That's their standard claim.
[01:40:13.140 --> 01:40:22.020]  So this is, we're going to maintain that this was a criminal conspiracy. So what we'll
[01:40:22.020 --> 01:40:28.020]  do is do an analysis to see if you fit for a loan modification in order to get a loan
[01:40:28.020 --> 01:40:39.820]  modification. Your income has to fall within a $200 range. If you're above that, you make
[01:40:39.820 --> 01:40:47.180]  too much money. If you're below that, you don't make enough money. Here's the thing
[01:40:47.180 --> 01:40:54.220]  is I don't fit in the HAMP modification, period. Listen, listen, this is what we will establish.
[01:40:54.220 --> 01:41:03.900]  Winston can say, these are the parameters. He never ever qualified for this modification.
[01:41:03.900 --> 01:41:12.620]  They knew that. Yeah, because the Freddie Mac, their guidelines specifically is forbidden.
[01:41:12.620 --> 01:41:26.420]  Okay, back up. What was the question I was going to ask Steve? Oh, I remember. I remember.
[01:41:26.420 --> 01:41:31.660]  Did they tell you that in order to qualify for the HAMP, you had to be three payments
[01:41:31.660 --> 01:41:35.220]  behind? Yes, they did, but I don't have proof of that.
[01:41:35.220 --> 01:41:48.220]  I don't care. It's a standard thing they do. Okay, according to Winston, that is absolutely
[01:41:48.220 --> 01:41:55.020]  not true. We'll accuse them of a criminal conspiracy to force you into foreclosure because
[01:41:55.020 --> 01:42:03.100]  we have reason to believe that one of two things has happened. That the lender never
[01:42:03.100 --> 01:42:15.340]  actually funded the loan. That the lender acted as a straw man and loaned his license
[01:42:15.340 --> 01:42:23.140]  to a non-licensed lender in the form of a special purpose vehicle. We have reason to
[01:42:23.140 --> 01:42:29.900]  believe and do believe based on prominent news reports that that special purpose vehicle
[01:42:29.900 --> 01:42:39.140]  actually got the money from one of the Mexican or Colombian drug cartels and the lender stood
[01:42:39.140 --> 01:42:46.180]  as the straw man to give the impression that the money was drawn from their Federal Reserve
[01:42:46.180 --> 01:42:53.860]  account when in fact the money was drawn from the special purpose vehicle who was using
[01:42:53.860 --> 01:43:02.460]  this practice to launder the money from the drug cartels. And you were inadvertently,
[01:43:02.460 --> 01:43:12.820]  and without full disclosure, induced to enter into a contract with the Colombian or Mexican
[01:43:12.820 --> 01:43:19.820]  drug cartels to which you have a moral objection. Had you known that, you would have made a
[01:43:19.820 --> 01:43:27.100]  different decision than you made. And this goes right to fraud by non-disclosure.
[01:43:27.100 --> 01:43:34.580]  That's just one of the arguments that we make. We got a lot of those. So, them telling
[01:43:34.580 --> 01:43:39.780]  you that you had to be three months behind, that is fraud on its face. Okay, hang on.
[01:43:39.780 --> 01:43:47.180]  Randy Kelton, Deborah Stevens, Rule of Law Radio. I call in number 512-646-1984. Give
[01:43:47.180 --> 01:43:54.700]  us a call. The calls begin to stack up toward the end, so give us a call, get in line, and
[01:43:54.700 --> 01:44:02.340]  we'll play Stump the Chump. We'll be right back.
[01:44:02.340 --> 01:44:07.300]  It is so enlightening to listen to 90.1 FM, but finding things on the internet isn't
[01:44:07.300 --> 01:44:11.100]  so easy, and neither is finding like-minded people to share it with.
[01:44:11.100 --> 01:44:13.940]  Oh, well, I guess you haven't heard of Brave New Books then.
[01:44:13.940 --> 01:44:15.260]  Brave New Books?
[01:44:15.260 --> 01:44:19.780]  Yes. Brave New Books has all the books and DVDs you're looking for by authors like Alex
[01:44:19.780 --> 01:44:24.780]  Jones, Ron Paul, and G. Edward Griffin. They even stock inner food, Berkey products, and
[01:44:24.780 --> 01:44:25.780]  Calvin soaps.
[01:44:25.780 --> 01:44:28.660]  There's no way a place like that exists.
[01:44:28.660 --> 01:44:34.020]  Go check it out for yourself. It's downtown at 1904 Guadalupe Street, just south of UT.
[01:44:34.020 --> 01:44:37.740]  Aw, by UT, there's never anywhere to park down there.
[01:44:37.740 --> 01:44:43.180]  Actually, they now offer a free hour of parking for paying customers at the 500 MLK parking
[01:44:43.180 --> 01:44:46.140]  facility, just behind the bookstore.
[01:44:46.140 --> 01:44:49.100]  It does exist, but when are they open?
[01:44:49.100 --> 01:44:54.500]  Monday through Saturday, 11 AM to 9 PM, and 1 to 6 PM on Sundays, so give them a call
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[01:46:01.180 --> 01:46:27.780]  Okay, we are back. Randy Kelton Davis-Stevens with our special guest, Steve Skidmore, and
[01:46:27.780 --> 01:46:38.780]  we are talking to James in Arizona, and Steve wanted to address an issue on the money the
[01:46:38.780 --> 01:46:41.660]  bank gets paid. Steve?
[01:46:41.660 --> 01:46:43.220]  Okay.
[01:46:43.220 --> 01:46:48.540]  Maybe, or maybe I put Steve to sleep.
[01:46:48.540 --> 01:46:50.900]  No, I hope not.
[01:46:50.900 --> 01:46:59.180]  No, no, no. James, I have a guest, a co-host today, Steve Skidmore, but we may have lost
[01:46:59.180 --> 01:47:07.500]  him for the moment. He did want to address the fact that the bank gets paid by the federal
[01:47:07.500 --> 01:47:12.300]  government for offering you a loan modification.
[01:47:12.300 --> 01:47:14.300]  That's correct.
[01:47:14.300 --> 01:47:20.260]  They don't get paid for giving you a loan modification just for offering.
[01:47:20.260 --> 01:47:22.020]  For filing the application.
[01:47:22.020 --> 01:47:26.380]  You want to pick that up, Steve?
[01:47:26.380 --> 01:47:32.380]  Sure. We did a lot of research on this, or I did a lot of research on it, and my research
[01:47:32.380 --> 01:47:39.440]  indicated that the mortgage servicer, or whoever it is that files the application for modification
[01:47:39.440 --> 01:47:46.260]  with HAMP, gets paid for filing that application. I've spoken with people, and the going rate
[01:47:46.260 --> 01:47:53.460]  I found out was anywhere between $7,500 and $10,000 per application. That's pretty rich.
[01:47:53.460 --> 01:48:00.340]  That's lucrative. It's lucrative enough to where they can write back and say, well, you
[01:48:00.340 --> 01:48:04.740]  didn't fill in this box. We've got to do it again. Well, you don't qualify. Let's try
[01:48:04.740 --> 01:48:10.300]  it again. Well, you didn't get page four. Let's do it again. I talked to one gentleman
[01:48:10.300 --> 01:48:21.100]  12 times, 12 applications he had to fill out, and he never got the modification anyway.
[01:48:21.100 --> 01:48:22.100]  Yeah.
[01:48:22.100 --> 01:48:27.180]  They're just sucking as much cream off the top as they can before they flush the blue
[01:48:27.180 --> 01:48:30.580]  milk underneath. That's you.
[01:48:30.580 --> 01:48:32.580]  Can you hear me?
[01:48:32.580 --> 01:48:33.580]  Yes.
[01:48:33.580 --> 01:48:38.260]  Yeah. I have a letter, which I downloaded off the internet, from Freddie Mac, who is
[01:48:38.260 --> 01:48:45.100]  the owner of the mortgage. In that letter to the Federal Trade Commission, it states
[01:48:45.100 --> 01:48:52.180]  that we will offer incentives to our servicers for putting people on the HAMP program. Now,
[01:48:52.180 --> 01:48:55.660]  that's a written letter from them to do that.
[01:48:55.660 --> 01:48:57.540]  There you go.
[01:48:57.540 --> 01:49:03.020]  But if the servicer doesn't bother to take a moment to look... Now, Wells Fargo has
[01:49:03.020 --> 01:49:08.340]  both of our loans. They have my primary and my second home. They have them both. If they
[01:49:08.340 --> 01:49:14.540]  don't take one minute to look and see that my one is a second home and immediately qualify
[01:49:14.540 --> 01:49:18.300]  for the HAMP program, that's fraud, isn't it?
[01:49:18.300 --> 01:49:21.820]  That's criminal fraud.
[01:49:21.820 --> 01:49:29.260]  They are the sophisticated entity. Therefore, they should know. They know or should know.
[01:49:29.260 --> 01:49:33.500]  If they don't know, they are criminally negligent.
[01:49:33.500 --> 01:49:40.220]  I need something to go to court with that's going to make them jump up and down and cry.
[01:49:40.220 --> 01:49:44.920]  What's going to make them jump up and down and cry is you're filing criminal charges
[01:49:44.920 --> 01:49:53.680]  against them with the local district attorney. That's going to get them excited. The reason
[01:49:53.680 --> 01:49:59.400]  that's going to get them excited is something my local district attorney told me. I went
[01:49:59.400 --> 01:50:05.580]  to see him one day and he was just distraught. He had presented two guys to the grand jury.
[01:50:05.580 --> 01:50:11.160]  One of them was a known drug dealer. They caught him with several pounds, enough to
[01:50:11.160 --> 01:50:14.200]  get him for distribution.
[01:50:14.200 --> 01:50:19.600]  The other one was a kid that just got his bar card, went to a party to celebrate. Driving
[01:50:19.600 --> 01:50:28.380]  home got popped for DUI. He really did not want to file against this kid, but he said,
[01:50:28.380 --> 01:50:34.060]  it's my job. He really did not feel like the kid should be indicted.
[01:50:34.060 --> 01:50:46.580]  Okay, wait, let me finish. They let the drug dealer off and they indicted the law student.
[01:50:46.580 --> 01:50:56.840]  Greg said, those damn grand jurors, you never know what they're going to do. And I thought
[01:50:56.840 --> 01:51:05.000]  I could not have heard anything better. These lenders may think they've got those federal
[01:51:05.000 --> 01:51:12.040]  judges bought and paid for. They don't have that local grand jury bought and paid for
[01:51:12.040 --> 01:51:16.880]  because you never know what they're going to do. Criminal charges will scare the butt
[01:51:16.880 --> 01:51:18.840]  Jesus out of them.
[01:51:18.840 --> 01:51:20.640]  Okay, go ahead.
[01:51:20.640 --> 01:51:26.600]  Oh, I was going to say, way back when, when this first started happening, when I finally
[01:51:26.600 --> 01:51:31.080]  got wind of what was going on, and of course I was only like a month or so from, I probably
[01:51:31.080 --> 01:51:36.860]  have my home taken. I called the FBI and I said, you know, I'm getting these fraudulent
[01:51:36.860 --> 01:51:42.840]  letters from Wells Fargo and it's through the mail. Is that mail fraud? I mean, the
[01:51:42.840 --> 01:51:46.280]  FBI of course just blew it off and said, nah, you know, you can't be bothered with this
[01:51:46.280 --> 01:51:51.140]  kind of stuff, but isn't that mail fraud too?
[01:51:51.140 --> 01:52:00.440]  That's official, that's official misconduct. 18 US code 242. So, okay, when you go to the
[01:52:00.440 --> 01:52:07.800]  criminal side, this is my specialty and I'll show you a whole routine of how to work these
[01:52:07.800 --> 01:52:15.880]  guys. We take their own practices and procedures and use it against them. It's what I keep
[01:52:15.880 --> 01:52:22.760]  saying. You'll never win your case because you have the law and the facts on your side.
[01:52:22.760 --> 01:52:30.600]  You think so is naive. You will win your case if you have the politics on your side. That's
[01:52:30.600 --> 01:52:36.920]  what we're specializing in. In order to do that, you have to have a well-structured case.
[01:52:36.920 --> 01:52:43.080]  You can't go in there with a bunch of crap and expect to get anywhere with it. You can
[01:52:43.080 --> 01:52:47.800]  go in there with the best written case you've ever seen and they're still going to try
[01:52:47.800 --> 01:52:54.200]  to toss it. But we don't care about the local court because they're bought and paid
[01:52:54.200 --> 01:52:56.800]  for. We care about the court of appeals.
[01:52:56.800 --> 01:52:59.720]  Yeah, I heard you say that earlier. Yeah.
[01:52:59.720 --> 01:53:08.400]  Yeah. They live in a different house. The court of appeals, their opinions become law.
[01:53:08.400 --> 01:53:19.000]  So if they rule against us in a way that would give a lawyer for somebody else opportunity
[01:53:19.000 --> 01:53:26.640]  to pervert the intent of the legislation, then they screwed up the corpus juris. And
[01:53:26.640 --> 01:53:32.720]  the court of appeals is more concerned with the corpus juris than they are with our case.
[01:53:32.720 --> 01:53:39.320]  So that's where we want to get it. And in order to get it there, we have to write well-founded
[01:53:39.320 --> 01:53:45.400]  pleadings. But at the same time, there's nothing to prevent us from generating a little
[01:53:45.400 --> 01:53:54.000]  politics, getting the local phones ringing, getting the judge explaining to a criminal
[01:53:54.000 --> 01:54:02.840]  investigator for the prosecutor's office why he shouldn't be indicted. That'll get
[01:54:02.840 --> 01:54:11.520]  us a little politics. What's even better is you run the routine on them and wind up
[01:54:11.520 --> 01:54:20.960]  with a high level state official crawling down the throat of a lower level state official
[01:54:20.960 --> 01:54:27.160]  because the high level official is getting a problem because he tried to protect the
[01:54:27.160 --> 01:54:33.000]  low level official because the low level official didn't do his job. That low level official
[01:54:33.000 --> 01:54:38.040]  is the district attorney. When he gets the attorney general or the chief justice of the
[01:54:38.040 --> 01:54:47.000]  Supreme crawling down his throat, that's what we're talking about when we say politics.
[01:54:47.000 --> 01:54:53.760]  Little politics. We get all these guys upset and they're essentially all going to be upset
[01:54:53.760 --> 01:55:01.440]  at these lawyers that started the whole mess. Now they've got a reason to give you a ruling
[01:55:01.440 --> 01:55:08.600]  that you can live with. Does that make sense? Yeah. See, I'm 64 and my wife and I bought
[01:55:08.600 --> 01:55:12.960]  the house because we live in the Phoenix area, which is really hot. And we bought... Wait
[01:55:12.960 --> 01:55:20.160]  a minute. Wait a minute. You're 64? Yeah. Damn. You're old. You're even older than me.
[01:55:20.160 --> 01:55:26.480]  We live in the Phoenix area, which is hot. And we wanted to retire. I'm here from retirement.
[01:55:26.480 --> 01:55:29.480]  My wife is just a couple of years. And we were going to move up towards Dewey, which
[01:55:29.480 --> 01:55:36.880]  is near Prescott. We bought the house up there. We pretty much burned out our savings to put
[01:55:36.880 --> 01:55:41.720]  the money down so we could get a low enough payment. You know what I'm saying? But then
[01:55:41.720 --> 01:55:46.600]  I get burned on my job like at the last minute. Well, you know how it is. Everything turned
[01:55:46.600 --> 01:55:51.340]  bad. Everybody started getting fired and canned. And all of a sudden I was having trouble making
[01:55:51.340 --> 01:55:55.680]  a payment. That's when I called Wells Fargo. I could have made the payment. This is what
[01:55:55.680 --> 01:56:00.160]  burns me. I could have made the payment. I could have. It would have been something.
[01:56:00.160 --> 01:56:04.100]  I could have made it. But when they told me that I had to miss the payment, I thought
[01:56:04.100 --> 01:56:07.960]  they were going to help me. And so I went along and went along and went along. Next
[01:56:07.960 --> 01:56:12.040]  thing I know, I get letters with a deficit of twenty two thousand dollars to reinstate
[01:56:12.040 --> 01:56:18.700]  my loan because of what they did. OK, this is this is standard practice. They do this
[01:56:18.700 --> 01:56:24.240]  all the time and they they open the door. They're not used to somebody coming after
[01:56:24.240 --> 01:56:31.200]  him criminally. Yeah. And that's what I said. We'll suggest you do first. I want my money
[01:56:31.200 --> 01:56:36.840]  back. It's go after them criminally. This is OK. Understand we're not playing checkers
[01:56:36.840 --> 01:56:46.100]  here. This is chess. Ever play chess? This is multilevel chess. This is this is the kind
[01:56:46.100 --> 01:56:53.560]  of chess I suggest you play. So you'll understand how how we make this work is sit down with
[01:56:53.560 --> 01:57:00.480]  somebody who's pretty good at what they did at chess and go through about six moves, go
[01:57:00.480 --> 01:57:06.720]  through the opening and then both of you get up and walk around to the other side of the
[01:57:06.720 --> 01:57:14.600]  table and play the other person's hand. You will absolutely be amazed at how different
[01:57:14.600 --> 01:57:23.680]  the chessboard looks from the other guy's side. This is what we've been trying to do
[01:57:23.680 --> 01:57:34.120]  with the cases, with the the approach to these lenders. We want to see what affects them.
[01:57:34.120 --> 01:57:40.560]  We want to see what their expectations are and work out how to be ready for them. The
[01:57:40.560 --> 01:57:49.080]  way we design these suits, they are designed and intended to set them up. We file a simple
[01:57:49.080 --> 01:57:55.640]  FDCPA suit with only one issue. Who the heck are you? And they come back with a Rule 12
[01:57:55.640 --> 01:58:03.640]  motion to dismiss and we object. They get dismissed and then we come back and when they
[01:58:03.640 --> 01:58:10.540]  file the Rule 12, we come back with a huge motion saying, we didn't believe they had
[01:58:10.540 --> 01:58:19.180]  agency standing in capacity for this 38 pages of reasons. And the lawyers on the other side
[01:58:19.180 --> 01:58:27.380]  are going to say, those chumps bushwhacked us. Yeah, that's exactly what we did. Because
[01:58:27.380 --> 01:58:33.720]  we knew what they were going to do, anticipated it and set them up for it. Okay, hang on.
[01:58:33.720 --> 01:58:37.360]  We're about to go to break. This is Granny Kelton and Deborah Stevens with our special
[01:58:37.360 --> 01:58:46.200]  guest, Steve Skidmore. Give us a call. Get in line. Our call-in number, 512-646-1984.
[01:58:46.200 --> 01:58:51.000]  I see Ike, Kathy, James and Rob.
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[01:59:50.280 --> 01:59:56.640]  You are listening to the Logos Radio Network. LogosRadioNetwork.com.