ROL_2013-05-23_16k.timecode

[00:17.200 --> 00:24.200]  May 23, 2013. Gold opened today at $1,393, silver at $22.73, and bitcoin is trading at
[00:24.200 --> 00:31.200]  $124. Support for The Liberty Beat comes from Tomorrow's Meals Today, South Austin Market
[00:32.280 --> 00:39.280]  Days every Saturday from 3 to 7 p.m. at 10106 Manchac Road, information at tomorrowsmealstoday.com,
[00:39.840 --> 00:45.020]  and from Capital City Automotive, honest reliable auto care for vehicles foreign and domestic,
[00:45.020 --> 00:52.020]  online at capitalcityautoaustin.com. And now the news, WOFL Fox 35 reports that the FBI
[00:52.020 --> 00:58.020]  has shot and killed Kucin Tamarov, an acquaintance of Tamerlan, during an interrogation in Orlando,
[00:58.020 --> 01:02.520]  Florida yesterday. The suspect was being questioned in regard to his involvement with the Boston
[01:02.520 --> 01:06.920]  bombings. So far, there seems to be no evidence whatsoever connecting this suspect to the
[01:06.920 --> 01:12.120]  bombings that killed three and injured hundreds last month. Friends of Kucin Tarimov say he
[01:12.120 --> 01:16.120]  was only associated with Tamerlan through martial arts fighting and went so far as to
[01:16.120 --> 01:21.120]  call them friends. The FBI claims Tarimov became violent during the interview and was
[01:21.120 --> 01:28.120]  they acted in self-defense despite the fact that the suspect was unarmed.
[01:31.800 --> 01:35.960]  In what the BBC is calling a terror attack, a man was killed in broad daylight in Woolwich,
[01:35.960 --> 01:40.440]  London on Wednesday afternoon. Two apparent suspects were later shot by police. According
[01:40.440 --> 01:45.600]  to the local MP, Nick Rainsford, the victim was an off-duty soldier from the nearby army
[01:45.600 --> 01:50.380]  barracks as well as a local primary school teacher. Two men who were suspected to be
[01:50.380 --> 01:55.840]  Islamic extremists reportedly attacked a soldier wearing a Help for Heroes t-shirt just after
[01:55.840 --> 02:01.280]  2 p.m. in Woolwich in southeast London with machetes. The suspects allegedly yelled Allah
[02:01.280 --> 02:06.240]  Akbar before the attack, witnesses told BBC. The attack also reportedly continued long
[02:06.240 --> 02:09.960]  after the victim was killed and some witnesses said they saw the body being dragged through
[02:09.960 --> 02:16.960]  the streets. Hearings for the IRS scandal are on the second
[02:16.960 --> 02:22.600]  day of proceedings. Top IRS official Lois Lerner has pleaded the fifth and refuses to
[02:22.600 --> 02:27.520]  answer any questions regarding the IRS's targeting of Tea Party groups and conservative
[02:27.520 --> 02:33.360]  organizations. Former IRS Commissioner Douglas Shulman is also set to testify this week.
[02:33.360 --> 02:38.720]  Stay tuned for more updates. Support for the Liberty Beat comes from Brave
[02:38.720 --> 02:44.920]  New Books, free thinking materials for free thinking people since 2006. In Austin at 1904
[02:44.920 --> 02:51.280]  on Guadalupe Street and online at bravenewbookstore.com. And from Central Texas Gunworks, CHL courses
[02:51.280 --> 02:57.440]  self-defense training and firearm sales online at centraltexasgunworks.com. This is the Liberty
[02:57.440 --> 03:04.440]  Beat for May 23, 2013.
[03:27.440 --> 03:34.440]  Okay, this is Randy Teller and Deborah Stevens, Rude of Law Radio.
[03:57.440 --> 04:04.440]  Deborah will not be here tonight. She has a movie to master. She's busy with that and
[04:06.000 --> 04:13.000]  I will be your host for tonight on this Thursday, May the 23rd. We're coming up on Memorial
[04:13.000 --> 04:23.000]  Day. And for me, Memorial Day is always a black day. I don't find it quite so much a
[04:23.000 --> 04:30.000]  time to celebrate as a lot of folks tend to. And my brother doesn't either, especially
[04:30.000 --> 04:47.000]  this Memorial Day, because this Memorial Day, he'll turn 65. Muahahaha. So I get to call
[04:47.000 --> 04:57.000]  him up and pick on him on Memorial Day. Okay, tonight I would like to do a recording.
[04:57.000 --> 05:04.000]  I have a tool that I've put up for the mortgage issue. And I hope a lot of you have seen it.
[05:10.480 --> 05:17.480]  If you haven't seen it, you can go to RemediesinRealEstate.com. That's the foreclosure site and click on Free
[05:17.480 --> 05:24.480]  Forensic Analysis. And this will bring up a tool that we're working on. We're working
[05:24.480 --> 05:31.480]  on a different way of presenting information. When the tool opens up, it looks relatively
[05:31.480 --> 05:41.480]  small. It's in the structure of a mind map. It's in the structure of a mind map. And
[05:41.480 --> 05:48.480]  when the tool opens up, it looks relatively small. It's in the structure of a mind map.
[05:48.480 --> 05:57.480]  And it turns out that this is a very good way of presenting large amounts of information
[05:57.480 --> 06:06.480]  in a way that human beings can make sense of it. I've been working on structuring
[06:06.480 --> 06:15.480]  websites. Those of you who have listened for a long time know that while I study law, my
[06:15.480 --> 06:25.480]  primary study and my favorite area of study is psychology and human behavior. I have not
[06:25.480 --> 06:34.480]  the least been interested in abnormal psychology. I'm interested in normal psychology. We
[06:34.480 --> 06:42.480]  got all these folks like Freud, Piaget, Perls, and just a whole stack of them. And it seems
[06:42.480 --> 06:54.480]  like each one developed their own story to describe the living mind of the human animal.
[06:54.480 --> 07:02.480]  The problem with that was is the stories were all, for the most part, radically different.
[07:02.480 --> 07:10.480]  But, you know, I'm an engineer. That doesn't work well for me. We have a human organism
[07:10.480 --> 07:20.480]  here. And human organism doesn't change. But if you have a different supposed psychological
[07:20.480 --> 07:26.480]  guru come along, he's going to describe this human animal totally different than the
[07:26.480 --> 07:32.480]  next guy that comes along. And that's always been a problem. I came across neuro-linguistic
[07:32.480 --> 07:42.480]  programming and it never did flesh out the way I had hoped it would, but it seemed to
[07:42.480 --> 07:52.480]  be the first treatment of the living mind as if it were something understandable. And
[07:52.480 --> 08:02.480]  the first ones that treated the living mind as if it were consistent. One of the most
[08:02.480 --> 08:11.480]  interesting passages that I came across was early in the introduction to a book called
[08:11.480 --> 08:21.480]  Frogs to Princes. And in there, they mentioned that if a thing seems difficult, that is merely
[08:21.480 --> 08:29.480]  an indication that our technology is not sophisticated enough. And that certainly fit with the engineer's
[08:29.480 --> 08:39.480]  perspective. And so I've been studying that and this is kind of a lead up to, I'm going
[08:39.480 --> 08:48.480]  to give an explanation of a different way of presenting a website. And primarily what
[08:48.480 --> 08:57.480]  I want to do is, well, for a couple of reasons. One, the radio show like this, I'm sitting
[08:57.480 --> 09:06.480]  in front of a microphone and I can't see my audience. Generally when you do a radio
[09:06.480 --> 09:13.480]  show, television show or something, you have an audience, a studio audience. And they do
[09:13.480 --> 09:21.480]  that because it makes it much easier for the actors to gauge their performance and adjust
[09:21.480 --> 09:28.480]  their performance. When you're speaking to someone on the radio, you don't have
[09:28.480 --> 09:38.480]  an effective method of feedback other than if you get callers. I would like you to call
[09:38.480 --> 09:48.480]  in and give me your impression of what I'm about to present. We are developing a web
[09:48.480 --> 10:03.480]  page to present information in a way that's heuristic with human beings, that fits with
[10:03.480 --> 10:11.480]  how human beings do what they do. Right now we have a pretty well standard way of presenting
[10:11.480 --> 10:19.480]  web pages. You click on a web page and it opens a page. It has various articles on it
[10:19.480 --> 10:25.480]  and various links. You click on one of the links and it will close the page you're
[10:25.480 --> 10:33.480]  on or push the page you're on to the back and open another page in front of it. Well,
[10:33.480 --> 10:41.480]  that works and it's something computers have been able to do for a long time. But
[10:41.480 --> 10:52.480]  it does not fit with the way human beings organize complex information. Human beings
[10:52.480 --> 11:02.480]  tend to organize complex information visually. Now I understand if anyone who's familiar
[11:02.480 --> 11:10.480]  with new linguistic programming is likely to bristle when I say visually to the exclusion
[11:10.480 --> 11:28.480]  of the other senses, auditory, tactile and oral. But in fact, when human beings consider
[11:28.480 --> 11:38.480]  complex information, we use primarily a visual aspect but we do more than just look at a
[11:38.480 --> 11:47.480]  page. Human beings all have peripheral vision unless they have some physical anomaly. There's
[11:47.480 --> 11:56.480]  an odd thing about peripheral vision. While we may look directly at something, everything
[11:56.480 --> 12:08.480]  else within our field of vision at almost 180 degrees, we see if something moves in
[12:08.480 --> 12:17.480]  your peripheral vision that you do not expect, you cannot not pay attention to it. That's
[12:17.480 --> 12:26.480]  not a choice we have. It's in our genes. If you're sitting in a room and three feet
[12:26.480 --> 12:37.480]  to the side, a mosquito flies up from behind you as soon as it pierces your field of vision.
[12:37.480 --> 12:45.480]  At that 180 degree angle, it'll be completely out of focus and the object is not what we
[12:45.480 --> 12:53.480]  see. What we see is a change. We see movement and when something moves in our peripheral
[12:53.480 --> 13:03.480]  vision that we do not expect, our focus moves immediately to whatever that is until we determine
[13:03.480 --> 13:09.480]  what it is, if it's a threat or not a threat and primarily it's threat assessment. If
[13:09.480 --> 13:15.480]  it's not a threat, then we go back to what we're doing. Peripheral vision does a
[13:15.480 --> 13:23.480]  lot more than that. When you're driving in a car and you look out the windshield,
[13:23.480 --> 13:33.480]  you focus on what's in front of you. You focus on those aspects of your environment
[13:33.480 --> 13:42.480]  that have the potential to be harmful. We're constantly doing threat assessment and we
[13:42.480 --> 13:48.480]  pay attention to those things that generate the most threats. You have a car coming at
[13:48.480 --> 13:53.480]  you, you pay attention to the car. If you have a car entering from the side or a car
[13:53.480 --> 14:01.480]  is on the shoulder and the car moves ever so slightly, he has got your full attention
[14:01.480 --> 14:06.480]  because you don't expect him to move and the car moving on the shoulder becomes an
[14:06.480 --> 14:15.480]  immediate threat so you can't ignore that. But as you're driving, you see what's
[14:15.480 --> 14:23.480]  in front of you but you also see everything around you. We drive into town and we can
[14:23.480 --> 14:29.480]  go wherever we need to go and don't have to pay any attention to it. We don't tend
[14:29.480 --> 14:36.480]  to pay direct attention to those things that are familiar. We can pay attention to the
[14:36.480 --> 14:42.480]  cars in front of us, to what's on the radio, to the conversation we're having with someone
[14:42.480 --> 14:49.480]  in the car and still keep ourselves oriented in our environment and we do that using our
[14:49.480 --> 14:58.480]  peripheral vision to do what it does better than anything else and that keeps us oriented.
[14:58.480 --> 15:07.480]  So we're developing a website that's designed to use that aspect of the human condition
[15:07.480 --> 15:17.480]  to help people better organize written information or information presented on a computer screen.
[15:17.480 --> 15:24.480]  If you go to this map and look at it, that is a method, it's a crude method, but it
[15:24.480 --> 15:34.480]  does engage the visual context. When we're driving around through town or something,
[15:34.480 --> 15:38.480]  we see landmarks, we don't pay attention to them, we see them all the time, we know
[15:38.480 --> 15:47.480]  where they're at, but we keep ourselves oriented within a very complex road system.
[15:47.480 --> 15:53.480]  We don't have to think about it because we have all these landmarks and we see those
[15:53.480 --> 16:03.480]  landmarks in our peripheral vision outside our normal focus and some aspect of the mind
[16:03.480 --> 16:10.480]  uses those mental markers to keep us oriented, keep us on track so we always know where we're
[16:10.480 --> 16:15.480]  going. We're about to go to break, but when I come back from the other side, I'm going
[16:15.480 --> 16:25.480]  to talk about how we're designing a site to use that aspect of human attention to help
[16:25.480 --> 16:34.480]  us organize complex information in a way that we can readily understand it.
[16:34.480 --> 16:40.480]  It turns out it's not near as difficult as one would think, it just takes a bit of thought
[16:40.480 --> 16:45.480]  and preparation on the front end. And our phone lines are open. Christopher, I see you
[16:45.480 --> 16:53.480]  there, this is Randy Kelton, Dennis Stevens, review of our video, our call-in number, 512-646-1984,
[16:53.480 --> 17:11.480]  give us a call, and we will be right back.
[17:23.480 --> 17:38.480]  I think I love you. But I want to know for sure. So come on, neutrify me. I love you.
[17:38.480 --> 17:44.480]  Did you know that you can extend your life by as much as 15% by taking young cavity products
[17:44.480 --> 17:51.480]  like tangy tangerine? My Mrs. lost so much weight by taking tangy tangerine, she eventually
[17:51.480 --> 17:58.480]  disappeared, which will probably let me live an extra 15 years. Go to logosradionetwork.com
[17:58.480 --> 18:01.480]  and click the longevity banner.
[18:01.480 --> 18:06.480]  Are you being harassed by debt collectors with phone calls, letters, or even lawsuits?
[18:06.480 --> 18:11.480]  Stop debt collectors now with the Michael Meris proven method. Michael Meris has won
[18:11.480 --> 18:17.480]  six cases in federal court against debt collectors, and now you can win too. You'll get step-by-step
[18:17.480 --> 18:22.480]  instructions in plain English on how to win in court using federal civil rights statutes,
[18:22.480 --> 18:27.480]  what to do when contacted by phone, mail, or court summons, how to answer letters and
[18:27.480 --> 18:31.480]  phone calls, how to get debt collectors out of your credit report, how to turn the financial
[18:31.480 --> 18:37.480]  tables on them and make them pay you to go away. The Michael Meris proven method is the
[18:37.480 --> 18:42.480]  solution for how to stop debt collectors. Personal consultation is available as well.
[18:42.480 --> 18:48.480]  For more information, please visit ruleoflawradio.com and click on the blue Michael Meris banner
[18:48.480 --> 18:57.480]  or email michaelmeris at yahoo.com. That's ruleoflawradio.com or email m-i-c-h-a-e-l-m-i-r-r-a-s
[18:57.480 --> 19:01.480]  at yahoo.com to learn how to stop debt collectors now.
[19:01.480 --> 19:12.480]  You are listening to the Logos Radio Network. LogosRadioNetwork.com
[19:31.480 --> 20:00.480]  Music playing
[20:00.480 --> 20:06.480]  Okay, we are back. Randy Kelton, Deborah Stevens from Rule of Law Radio, and I was
[20:06.480 --> 20:16.480]  talking about a different way of presenting the website and I'd like your input on the
[20:16.480 --> 20:29.480]  idea and what you may suggest for an edition. Okay, with the setup, we designed this mind
[20:29.480 --> 20:41.480]  map and it is a rather effective tool that has certain limitations, but this allows you
[20:41.480 --> 20:48.480]  to take a subject that's very complex as this one is. When you open up the map, you only
[20:48.480 --> 20:56.480]  see about five nodes up in four different topics, but when you start clicking on those
[20:56.480 --> 21:06.480]  topics, they open up subtopics and the subtopics open up subtopics and they open up subtopics
[21:06.480 --> 21:16.480]  and it gets very complex. However, the one I have on the top is always start here and
[21:16.480 --> 21:24.480]  it goes to the very first thing it goes to is you go to the clerk and collect his documents
[21:24.480 --> 21:31.480]  and then it gives you a list of what documents to look for. It tells you how to look for
[21:31.480 --> 21:38.480]  them. Say you move down one of these lines and you're deep in this map and the power
[21:38.480 --> 21:48.480]  goes down and the computer shuts off. Who hasn't sat in front of a computer doing internet
[21:48.480 --> 21:54.480]  searches? You find one thing and it leads you to another and it leads you to another
[21:54.480 --> 22:03.480]  and the system goes down and you have no idea where you were. The reason you have no idea
[22:03.480 --> 22:15.480]  where you were is because human beings do not have tools for establishing orientation
[22:15.480 --> 22:24.480]  in that kind of environment. We didn't develop as human beings in that sort of environment,
[22:24.480 --> 22:32.480]  in an environment where things come into our field of vision and then point to something
[22:32.480 --> 22:39.480]  else and then they disappear from our field of vision. We're used to things remaining
[22:39.480 --> 22:47.480]  in our field of vision and that's why this map works. If you're searching your – moving
[22:47.480 --> 22:54.480]  through your research with a map arrangement and the power goes down, you can open it up
[22:54.480 --> 23:01.480]  and go right exactly back to where you were and you won't do that intellectually. You
[23:01.480 --> 23:10.480]  do that visually because you have an image in your mind of how the map developed, just
[23:10.480 --> 23:19.480]  like following a map into town, following a set of directions, following a set of landmarks.
[23:19.480 --> 23:26.480]  We've done that since we banged rocks together. So that's something we have inside of Cetanate.
[23:26.480 --> 23:35.480]  Now, the site we're trying to build will have a map similar to this map but it will
[23:35.480 --> 23:47.480]  be a site map, a map of the site that you're on. The site map, when you open the page,
[23:47.480 --> 24:00.480]  the map will come up and show you where everything is in the website. Just like with a menu,
[24:00.480 --> 24:09.480]  you select the place you want to go to. You select the place to start and when you select
[24:09.480 --> 24:18.480]  a node in the map, that node will move to center and the map will come forward. It will
[24:18.480 --> 24:27.480]  go to 0.8 opacity. So it's just slightly translucent, not a lot. It's enough so that
[24:27.480 --> 24:31.480]  you can see everything that's on the map but if there's anything else like icons
[24:31.480 --> 24:37.480]  in the background, you can see the icons in the background like watermarks. Then when
[24:37.480 --> 24:44.480]  you select a node that goes to a page, instead of it shutting this page off and opening
[24:44.480 --> 24:52.480]  another page or opening another page over the top of this one, it will open a page inside
[24:52.480 --> 25:03.480]  this one and that page will open at 0.8 opacity and when it does, the mind map will go to
[25:03.480 --> 25:11.480]  0.2 opacity. It will get so translucent you can barely see it but it will still be there
[25:11.480 --> 25:19.480]  like a watermark and the map is on the top layer and when you click on a link on the
[25:19.480 --> 25:27.480]  map, the map will go from 0.8 opacity down to 0.2 and that will give it the appearance
[25:27.480 --> 25:36.480]  of sinking down into the canvas and we want to try to set it up so that it goes slightly
[25:36.480 --> 25:44.480]  out of focus and shrinks a little bit. Anybody here who's done mechanical drawing is very
[25:44.480 --> 25:56.480]  familiar with perspective. As something moves away from the field of vision, it gets smaller
[25:56.480 --> 26:03.480]  and the smallness causes it to tend to recede and if you're not looking directly at it,
[26:03.480 --> 26:13.480]  it moves out of your field of focus so it will get smaller and darker, go out of focus
[26:13.480 --> 26:21.480]  and that's exactly what we make this map do. The reason we're doing that is it accesses
[26:21.480 --> 26:29.480]  that other part of the mind that orients itself in its environment and we try to get
[26:29.480 --> 26:39.480]  the pages to act like things do in the real world when we change focus. I could look across
[26:39.480 --> 26:46.480]  the street from where I'm sitting and focus directly on the house across the street or
[26:46.480 --> 26:52.480]  I could focus on the garbage cans halfway in between. When I do that, the house across
[26:52.480 --> 26:58.480]  the street is still there. I can still see it but it's out of focus and it's darker.
[26:58.480 --> 27:08.480]  It's farther away so I want it to look thinner, smaller. If this mind map, when it backs away,
[27:08.480 --> 27:15.480]  when it goes dimmer, gets more translucent and smaller, it will have the appearance of
[27:15.480 --> 27:22.480]  moving away from you and your subject will come up in front of you. Then if that page
[27:22.480 --> 27:31.480]  has the link on it, when you click on the link, instead of opening another page, it
[27:31.480 --> 27:41.480]  will bring the mind map back into focus. The page you're on will go to 0.5 opacity. The
[27:41.480 --> 27:47.480]  mind map will go to 0.8 so it will appear to rise back up over that page but you can
[27:47.480 --> 27:56.480]  see the page behind it. It will center up on the node where the link to the page you
[27:56.480 --> 28:04.480]  clicked on is. When you click on that node, then the mind map will move back in the background
[28:04.480 --> 28:13.480]  and that page will open up in front of you. Now, what that will do by bringing up the
[28:13.480 --> 28:20.480]  map and having you click on the map instead of jumping from page to page, it will give
[28:20.480 --> 28:27.480]  you a visual orientation of exactly where you're at in the map. It will do it by using
[28:27.480 --> 28:37.480]  a part of the mind that is not involved in mentation, in figuring things out, in direct
[28:37.480 --> 28:47.480]  thinking, in direct attention. When you first see the map, it will look somewhat novel but
[28:47.480 --> 28:52.480]  after you've used it a few times, if this works out right, you'll hardly notice it
[28:52.480 --> 29:00.480]  anymore in the conscious aspect. Now, right now, I can open a number of pages and one
[29:00.480 --> 29:05.480]  page will open over the next, over the next and if I want to go to another page, I can
[29:05.480 --> 29:12.480]  go down to the taskbar and I can find it but that takes using my conscious awareness, that
[29:12.480 --> 29:18.480]  part that I used to understand the material, I have to do a pattern interruption, stop
[29:18.480 --> 29:23.480]  what I'm doing, shift gears, go down to the taskbar, find the one I want, click on
[29:23.480 --> 29:30.480]  it and then try to shift back where I was and that kind of interruption is a perfect
[29:30.480 --> 29:39.480]  thing for triggering short-term amnesia and we're designing this thing to avoid that
[29:39.480 --> 29:44.480]  and I've got a couple of callers, I won't spend a lot more time on this but when I come
[29:44.480 --> 29:50.480]  back, Christopher, I'll push you up and Juan, I see you there, Juan's got something
[29:50.480 --> 30:15.480]  forward to do, call in number 512-646-1984, we'll be right back.
[30:20.480 --> 30:47.480]  Thank you.
[30:47.480 --> 30:57.480]  Thank you.
[31:17.480 --> 31:37.480]  Thank you.
[31:37.480 --> 32:03.480]  Thank you.
[32:03.480 --> 32:13.480]  Thank you.
[32:13.480 --> 32:23.480]  Thank you.
[32:23.480 --> 32:33.480]  Thank you.
[32:33.480 --> 32:43.480]  Thank you.
[32:43.480 --> 33:07.480]  Thank you.
[33:13.480 --> 33:37.480]  Thank you.
[33:37.480 --> 33:56.480]  Okay, we are back, Randy Kelton and Deborah Stevens with our radio and we're going to
[33:56.480 --> 34:02.480]  go to the cars, we're going to Christopher in Pennsylvania.
[34:02.480 --> 34:06.480]  Hello Christopher, what do you have for us today?
[34:06.480 --> 34:11.480]  I loved what you were talking about earlier, that's some great stuff.
[34:11.480 --> 34:19.480]  It's turning out to be technologically a bit more challenging than I expected.
[34:19.480 --> 34:28.480]  Being an engineer, this is the fun part and I think I may have found a solution.
[34:28.480 --> 34:36.480]  The map that I have up, I'm using a paid service because we have the best mind map
[34:36.480 --> 34:46.480]  that I've ever used is Free Mind and it's an open source free download but it doesn't
[34:46.480 --> 34:53.480]  do direct embedding into a website, the only way I can get the map to show on the web is
[34:53.480 --> 35:03.480]  to convert it into either a flash object or a Java applet and both of those have issues.
[35:03.480 --> 35:14.480]  So I went to this MindMeister and it puts it up as an XML and hosts it on their server
[35:14.480 --> 35:19.480]  and it's done fairly well but my maps are getting too big for MindMeister and it's
[35:19.480 --> 35:23.480]  crashed a couple of them.
[35:23.480 --> 35:28.480]  Have you ever heard of sites like Luminosity and the Brain Gym?
[35:28.480 --> 35:40.480]  Yes, I went through probably 25 or 30 different ones and there's only a few of them that
[35:40.480 --> 35:52.480]  provide an option to embed and none of it is acceptable but I was looking at how this
[35:52.480 --> 35:57.480]  thing puts stuff together and what an engineer does.
[35:57.480 --> 36:01.480]  An engineer doesn't create things.
[36:01.480 --> 36:10.480]  An engineer, he tries to keep himself out of the way and allow the project to create
[36:10.480 --> 36:18.480]  itself and for the most part, it's a bad strategy to design something if somebody else
[36:18.480 --> 36:21.480]  already has.
[36:21.480 --> 36:25.480]  You take what other people have designed and stitch it together and get it to do what you
[36:25.480 --> 36:32.480]  want it to do and I've been looking around for what is already there that can do what
[36:32.480 --> 36:39.480]  I want it to and darned if it wasn't right there in front of me all of the time.
[36:39.480 --> 36:52.480]  A menu, a cascading menu instead of a drop-down menu and a horizontal inline menu and you've
[36:52.480 --> 36:59.480]  opened sites where you have a line of menu items down the left-hand side and you click
[36:59.480 --> 37:05.480]  on those and it pops out and brings submenus and those will pop out submenus.
[37:05.480 --> 37:11.480]  Well, I'm building a menu with one item on the side.
[37:11.480 --> 37:18.480]  You click that and it will open up the second level and then the third level and the fourth
[37:18.480 --> 37:19.480]  level.
[37:19.480 --> 37:27.480]  The advantage of this is that I can build the menu with the unordered list in HTML.
[37:27.480 --> 37:36.480]  HTML is the basic structuring of hypertech markup language for websites.
[37:36.480 --> 37:46.480]  If I'm using HTML, it's responsive in that everything can read it, your droid, your iPhone,
[37:46.480 --> 37:57.480]  your iPad, the desktop, everything can display it and by using HTML instead of some proprietary
[37:57.480 --> 38:04.480]  software, I can go in there and add anything to this system I want.
[38:04.480 --> 38:12.480]  I can set it up so you click on a node and it pops up a video or it turns on audio or
[38:12.480 --> 38:16.480]  it pops up an image.
[38:16.480 --> 38:21.480]  Anything you can do with a webpage, I can do in HTML.
[38:21.480 --> 38:33.480]  We're working on taking the huge maps that I have and tricking them out and reworking
[38:33.480 --> 38:38.480]  them so I can convert them into unordered lists and then change the cascading style
[38:38.480 --> 38:47.480]  sheet and use the menu software that's already been developed, the menu protocols, and use
[38:47.480 --> 38:50.480]  that to develop the mind map.
[38:50.480 --> 38:52.480]  Good stuff.
[38:52.480 --> 38:54.480]  I have a site of my own.
[38:54.480 --> 38:55.480]  I do a little photography.
[38:55.480 --> 39:03.480]  I build a site on Yahoo using Yahoo Small Business and they use the same HTML to create
[39:03.480 --> 39:08.480]  your pages and you have infinite amount of pages and you can, like you just said, use
[39:08.480 --> 39:14.480]  the menu and create one link and infinite amount of links off of one link.
[39:14.480 --> 39:15.480]  Right.
[39:15.480 --> 39:20.480]  The problem with so many pages is you get lost in them and the way they do it now, it's
[39:20.480 --> 39:25.480]  like you're in a tunnel and you click on a page and a light comes on down at the end
[39:25.480 --> 39:26.480]  of the tunnel.
[39:26.480 --> 39:31.480]  You run down there at a light and you look at that for a while and you click on a link
[39:31.480 --> 39:37.480]  from that page to another and the light where you're at goes out and another one comes on
[39:37.480 --> 39:38.480]  down another tunnel.
[39:38.480 --> 39:44.480]  You run down it to the other page and after you've made two or three jumps like this,
[39:44.480 --> 39:48.480]  you have no idea where you're at.
[39:48.480 --> 39:49.480]  Yeah.
[39:49.480 --> 39:56.480]  That's because we don't have the mental mechanism to store that kind of information.
[39:56.480 --> 39:57.480]  Right.
[39:57.480 --> 40:05.480]  So human beings developed with the ability to visually orient themselves and their environment.
[40:05.480 --> 40:08.480]  That's what we're trying to move to.
[40:08.480 --> 40:14.480]  We actually have a much bigger project I'll talk about another time called Legal Earth.
[40:14.480 --> 40:22.480]  I've talked about it before but the structure for Legal Earth is getting a lot more defined.
[40:22.480 --> 40:31.480]  We're planning on mapping the legal landscape of planet Earth similar to Google Earth.
[40:31.480 --> 40:32.480]  Yeah.
[40:32.480 --> 40:33.480]  Wow.
[40:33.480 --> 40:34.480]  Okay.
[40:34.480 --> 40:35.480]  Enough of that.
[40:35.480 --> 40:39.480]  What do you have for us today?
[40:39.480 --> 40:48.480]  Last I talked to you, we discussed something about the assignment things of mortgages and
[40:48.480 --> 40:54.480]  I've done some research since we last talked and found some really interesting things and
[40:54.480 --> 40:58.480]  I just kind of wanted your input.
[40:58.480 --> 41:07.480]  I told you before that I kind of figured out some securitization things with my notes being
[41:07.480 --> 41:16.480]  or my mortgage being sold through my homeowners and what I found out today was that through
[41:16.480 --> 41:25.480]  my homeowners there are variations and steps and assignments that were never recorded basically
[41:25.480 --> 41:32.080]  because they were all sold or assigned to banks like World Savings and IndyMac who have
[41:32.080 --> 41:34.480]  been put out of business.
[41:34.480 --> 41:38.480]  Okay, hold on.
[41:38.480 --> 41:45.480]  Were they sold to those banks after they were put out of business or before?
[41:45.480 --> 41:55.480]  Well, they were sold before and then the transactions to the next bank was made after they were
[41:55.480 --> 41:57.480]  out of business.
[41:57.480 --> 42:06.480]  Ah, so the banks are not doing the transfers and when the new company picks it up they're
[42:06.480 --> 42:08.480]  faking the transfer.
[42:08.480 --> 42:17.480]  Yeah, and the interesting part is that Wachove who was the originator happened to have purchased
[42:17.480 --> 42:31.480]  World Savings and then IndyMac happened to be purchased by Wells Fargo along with Wachove
[42:31.480 --> 42:33.480]  and World Savings.
[42:33.480 --> 42:39.480]  Hmm, that is interesting.
[42:39.480 --> 42:53.480]  And then, okay, and you're saying in your county record are there assignments or transfers
[42:53.480 --> 42:57.480]  of deed of trust to these entities?
[42:57.480 --> 42:59.480]  None.
[42:59.480 --> 43:05.480]  The only way I was able to discover it was just through my homeowner's insurance which
[43:05.480 --> 43:09.480]  the transactions came from letters from the bank telling them that they had taken over
[43:09.480 --> 43:14.480]  the mortgage and it's to be listed on my homeowners.
[43:14.480 --> 43:21.480]  That's wonderful because Pennsylvania is the only state I've seen so far where there
[43:21.480 --> 43:28.480]  is a statutory requirement to make these filings.
[43:28.480 --> 43:35.480]  So, with that being said, that places me in an interesting situation when I go to come
[43:35.480 --> 43:37.480]  up with this modification.
[43:37.480 --> 43:39.480]  Okay, hang on.
[43:39.480 --> 43:40.480]  We're about to go to break.
[43:40.480 --> 43:42.480]  This is Randy Kelton and Deb Stevens.
[43:42.480 --> 43:48.480]  We, Radio, are calling number 512-646-1984.
[43:48.480 --> 43:49.480]  Give us a call.
[43:49.480 --> 43:51.480]  We're going to our third segment.
[43:51.480 --> 43:54.480]  It generally builds up towards the end so give us a call.
[43:54.480 --> 43:55.480]  Get in line.
[43:55.480 --> 43:59.480]  We'll be right back.
[44:25.480 --> 44:30.480]  Because they were willing to fight for their freedom and their guns.
[44:30.480 --> 44:56.480]  So are we.
[44:56.480 --> 45:02.480]  One shot at a time.
[45:26.480 --> 45:46.480]  One shot at a time.
[45:46.480 --> 46:10.480]  One shot at a time.
[46:10.480 --> 46:38.480]  Okay, we are back.
[46:38.480 --> 46:43.480]  Randy Kelton, Deb Stevens, Radio, and we're talking to Christopher in Pennsylvania.
[46:43.480 --> 46:44.480]  Hang on, Juan.
[46:44.480 --> 46:49.480]  We will get to you shortly.
[46:49.480 --> 46:51.480]  Juan has a good story for us.
[46:51.480 --> 46:53.480]  He gets to do a little quote.
[46:53.480 --> 46:55.480]  Okay, Christopher.
[46:55.480 --> 47:03.480]  You were talking about what you found with your mortgage or with your insurance company.
[47:03.480 --> 47:05.480]  Yes, in my homeowner's insurance.
[47:05.480 --> 47:12.480]  And my interesting point here is that I'm going through, I spoke to you about the modification
[47:12.480 --> 47:21.480]  which Pennsylvania has set up this program to help people going through foreclosure to
[47:21.480 --> 47:23.480]  keep them in their homes.
[47:23.480 --> 47:28.480]  Now, we had to get back into this program and we needed a judge to make a court order
[47:28.480 --> 47:29.480]  to get us back into it.
[47:29.480 --> 47:37.480]  But in the court order, he also noted that there needs to be a person who is legally
[47:37.480 --> 47:43.480]  capable of giving us a modification to be able to be contacted in this next meeting
[47:43.480 --> 47:46.480]  we have.
[47:46.480 --> 47:50.480]  So how did you get the judge to do that?
[47:50.480 --> 47:59.480]  Well, we hired an attorney and he filled out a petition and because in the petition, we
[47:59.480 --> 48:05.480]  put down that we don't believe based on the fact that Wells Fargo took over the loan
[48:05.480 --> 48:10.480]  through an assignment from Wachovia who had been out of business for three years.
[48:10.480 --> 48:15.480]  He looked at that and said that he believes we should be put back in the program because
[48:15.480 --> 48:22.480]  there are some issues that need to be looked at.
[48:22.480 --> 48:26.480]  Okay, there's a history I'm not aware of here.
[48:26.480 --> 48:33.480]  You're talking about this forced mediation in Pennsylvania.
[48:33.480 --> 48:42.480]  Yes, it's something that you're given the option to go into when you have a notice of
[48:42.480 --> 48:43.480]  default.
[48:43.480 --> 48:48.480]  Okay, is this option or did the court order it?
[48:48.480 --> 48:54.480]  Well, it begins as they put you in this and you're supposed to go and find out, you're
[48:54.480 --> 49:00.480]  supposed to be able to talk to the lender per se, if he is really the lender, who's
[49:00.480 --> 49:06.480]  claiming to be the lender, and discuss your issues with modification.
[49:06.480 --> 49:10.480]  We opted out of the program at one point because it was a waste of time.
[49:10.480 --> 49:15.480]  We never got anything accomplished and in order to get back in we needed a judge's.
[49:15.480 --> 49:16.480]  Oh, okay.
[49:16.480 --> 49:17.480]  Okay, that makes sense.
[49:17.480 --> 49:21.480]  Now I understand where you're at.
[49:21.480 --> 49:28.480]  Have you filed any kind of action in opposition to foreclosure?
[49:28.480 --> 49:31.480]  Yes.
[49:31.480 --> 49:34.480]  What was the nature of the filing?
[49:34.480 --> 49:38.480]  Well, we sent in our written request.
[49:38.480 --> 49:44.480]  Okay, you're talking about a qualified written request or a debt validation letter?
[49:44.480 --> 49:46.480]  No, a qualified written request.
[49:46.480 --> 49:55.480]  Okay, in the qualified written request you had a claim of an accounting error?
[49:55.480 --> 49:56.480]  Correct.
[49:56.480 --> 49:57.480]  Good.
[49:57.480 --> 50:00.480]  Along with other errors.
[50:00.480 --> 50:03.480]  Did they address the accounting error?
[50:03.480 --> 50:05.480]  No, they did not.
[50:05.480 --> 50:06.480]  Good.
[50:06.480 --> 50:07.480]  Then they did not.
[50:07.480 --> 50:11.480]  Then whatever answer they gave was nonresponsive.
[50:11.480 --> 50:12.480]  Correct.
[50:12.480 --> 50:13.480]  Wonderful.
[50:13.480 --> 50:14.480]  Okay.
[50:14.480 --> 50:18.480]  Have you filed a legal action?
[50:18.480 --> 50:23.480]  We have not because we're still in this modification that the court has ordered us
[50:23.480 --> 50:33.480]  to go to this next conference with our counsel, which is another interesting topic.
[50:33.480 --> 50:36.480]  I bet it is.
[50:36.480 --> 50:42.480]  I have another suggestion to consider.
[50:42.480 --> 50:53.480]  While you're doing this part, look at a competition for declaratory judgment.
[50:53.480 --> 50:55.480]  Yes, I've looked into that.
[50:55.480 --> 51:00.480]  You stated that last time and I've looked into that and we're going to do that.
[51:00.480 --> 51:03.480]  Okay, warn your lawyer.
[51:03.480 --> 51:07.480]  The judges do dirty rotten tricks.
[51:07.480 --> 51:17.480]  Make sure when you do the declaratory judgment that you only ask the judge to rule on the
[51:17.480 --> 51:28.480]  sufficiency of this document as it is filed in the record and object to any ruling concerning
[51:28.480 --> 51:32.480]  the nature of the underlying claim.
[51:32.480 --> 51:35.480]  That'll get your declaratory judgment tossed.
[51:35.480 --> 51:45.480]  This is a way that the judge can give you your ruling and then the other side will take
[51:45.480 --> 51:48.480]  it to the court of appeals and it gets thrown out.
[51:48.480 --> 51:51.480]  These guys are stinkers.
[51:51.480 --> 51:52.480]  Yeah.
[51:52.480 --> 52:00.480]  So, make sure you only go to the four corners of that document and you can bring in evidence
[52:00.480 --> 52:06.480]  to show that the information within the four corners is insufficient.
[52:06.480 --> 52:10.480]  Didn't yours have a problem with the notary?
[52:10.480 --> 52:11.480]  Yes.
[52:11.480 --> 52:12.480]  Oh, wonderful.
[52:12.480 --> 52:14.480]  That's a great one.
[52:14.480 --> 52:23.480]  This is a really good place to go because the state has a vested interest in accurate
[52:23.480 --> 52:25.480]  property records.
[52:25.480 --> 52:31.480]  Nobody's going to invest any money in the state of Pennsylvania if they can't go to
[52:31.480 --> 52:37.480]  the county record and be sure there's not a hidden claim against the property.
[52:37.480 --> 52:39.480]  And that's the clerk has to do that.
[52:39.480 --> 52:42.480]  Do you know if Pennsylvania is a torn state?
[52:42.480 --> 52:44.480]  I do not.
[52:44.480 --> 52:45.480]  Okay.
[52:45.480 --> 52:48.480]  You might talk to your lawyer about that.
[52:48.480 --> 52:50.480]  A torn state.
[52:50.480 --> 52:54.480]  Texas is not a torn state.
[52:54.480 --> 52:59.480]  So, we hire people to do a title search.
[52:59.480 --> 53:06.480]  We go in and look at the record and determine if there is a claim against the property.
[53:06.480 --> 53:14.480]  In a torn state, the clerk does that part.
[53:14.480 --> 53:21.480]  The Torrens was developed by a guy in Australia at the turn of the last century.
[53:21.480 --> 53:27.480]  And I think almost half the states are torn states.
[53:27.480 --> 53:39.480]  If it's a torn state, the clerk is going to have even greater vested interest in the validity
[53:39.480 --> 53:40.480]  of her records.
[53:40.480 --> 53:47.480]  And if you look at the articles and the actions that clerks have taken, clerks are really
[53:47.480 --> 53:48.480]  upset about this.
[53:48.480 --> 53:53.480]  I live in a small town, a small county north of Fort Worth.
[53:53.480 --> 53:57.480]  I know the county clerk personally.
[53:57.480 --> 53:58.480]  She's a real sweetheart.
[53:58.480 --> 54:02.480]  I only ask a baby to arrest her one time.
[54:02.480 --> 54:05.480]  She hasn't quite got over that yet.
[54:05.480 --> 54:13.480]  But I talked to her about this and she was absolutely mortified.
[54:13.480 --> 54:19.480]  She said, this is all I do is keep this record.
[54:19.480 --> 54:23.480]  And these guys have come in here and screwed up my record.
[54:23.480 --> 54:25.480]  She is absolutely mortified.
[54:25.480 --> 54:32.480]  And the clerks all over the country are just outraged about this.
[54:32.480 --> 54:38.480]  And the clerks, they're part of the good old boy bunch.
[54:38.480 --> 54:44.480]  So when you go before that judge asking for this declaratory judgment, one of the things
[54:44.480 --> 54:53.480]  you want to stress is that they have damaged the integrity of the prothonotary's office.
[54:53.480 --> 55:01.480]  For those of you not in Pennsylvania, the county clerk in Pennsylvania is called a prothonotary.
[55:01.480 --> 55:04.480]  Really cool names.
[55:04.480 --> 55:10.480]  Anyway, it's damaged the integrity of their records.
[55:10.480 --> 55:15.480]  And you're coming before the court to repair that damage.
[55:15.480 --> 55:23.480]  And that gives the judge a political reason for ruling in your favor, which goes to my
[55:23.480 --> 55:29.480]  other rule or truism.
[55:29.480 --> 55:35.480]  You will not win your case because you have the law and the facts on your side.
[55:35.480 --> 55:37.480]  To think so is naive.
[55:37.480 --> 55:41.480]  You will win the case if you have the politics on your side.
[55:41.480 --> 55:46.480]  Now, gather the facts, but then look at the politics.
[55:46.480 --> 55:51.480]  How do we gain political pressure?
[55:51.480 --> 55:55.480]  And all politics is local.
[55:55.480 --> 55:58.480]  So how do we generate a little local politics?
[55:58.480 --> 56:07.480]  Well, if that document was improperly filed in the county record, if it was filed with
[56:07.480 --> 56:12.480]  a fraudulent notary, that's a crime.
[56:12.480 --> 56:18.480]  You as an upstanding law abiding citizen have a duty to report that crime.
[56:18.480 --> 56:27.480]  And in Pennsylvania, unlike everywhere else I've been, you have standing to make sure
[56:27.480 --> 56:28.480]  that crime gets prosecuted.
[56:28.480 --> 56:35.480]  So on the one hand, if you have reason to believe the document's fraudulent, you go
[56:35.480 --> 56:39.480]  to the prosecuting attorney and push him.
[56:39.480 --> 56:42.480]  And don't say anything to your lawyer about this.
[56:42.480 --> 56:49.480]  And do not ever let your lawyer talk to you about it.
[56:49.480 --> 56:56.480]  That gives your lawyer plausible deniability.
[56:56.480 --> 57:01.480]  You haven't been listening to our show a lot, so you probably haven't heard the presentations
[57:01.480 --> 57:02.480]  on due process.
[57:02.480 --> 57:04.480]  That is my primary study.
[57:04.480 --> 57:08.480]  That's the primary thing I'm here for.
[57:08.480 --> 57:15.480]  We have a whole routine we run on guys, public officials, when we file charges against them.
[57:15.480 --> 57:21.480]  And in Pennsylvania, I have a special routine because Pennsylvania is different than every
[57:21.480 --> 57:23.480]  other state.
[57:23.480 --> 57:30.480]  But have a way of generating a lot of political pressure really fast.
[57:30.480 --> 57:35.480]  And then when the judge comes to your lawyer and say, what in the heck is your client doing?
[57:35.480 --> 57:37.480]  Go do something about it.
[57:37.480 --> 57:41.480]  And the lawyer tells him, man, my client won't talk to me about that.
[57:41.480 --> 57:43.480]  He won't let me say a word about it.
[57:43.480 --> 57:47.480]  This dirty rotten client, I got a class out of control here.
[57:47.480 --> 57:52.480]  You guys got to help me out.
[57:52.480 --> 57:54.480]  It's all about the politics.
[57:54.480 --> 57:55.480]  Okay.
[57:55.480 --> 57:56.480]  Hang on.
[57:56.480 --> 57:57.480]  We'll be right back.
[57:57.480 --> 58:00.480]  I think we're going to top of the hour.
[58:00.480 --> 58:02.480]  Juan, hang on.
[58:02.480 --> 58:07.480]  I will finish up here and I'll pick you up on the other side.
[58:07.480 --> 58:08.480]  Thank you, Christopher.
[58:08.480 --> 58:09.480]  Hang on.
[58:09.480 --> 58:10.480]  Don't go away.
[58:10.480 --> 58:14.480]  This is Randy Kelton, Deborah Stevens, Wheel of Law Radio.
[58:14.480 --> 58:21.480]  I call in number 512-646-1984.
[58:21.480 --> 58:26.480]  Things generally pick up in the end and we kind of like to play when I'm here by myself.
[58:26.480 --> 58:29.480]  I kind of like to play Stump the Chump.
[58:29.480 --> 58:33.480]  And I really do like hard questions.
[58:33.480 --> 58:36.480]  So if you have some hard questions, bring them in.
[58:36.480 --> 58:40.480]  I learn more than you guys do with this show.
[58:40.480 --> 58:42.480]  So let's play Stump the Chump.
[58:42.480 --> 58:46.480]  Call me in with some hard questions, but we'll be right back.
[58:46.480 --> 58:47.480]  Give us a call.
[58:47.480 --> 58:50.480]  512-646-19.
[58:50.480 --> 58:54.480]  The Bible remains the most popular book in the world,
[58:54.480 --> 58:58.480]  yet countless readers are frustrated because they struggle to understand it.
[58:58.480 --> 59:02.480]  Some new translations try to help by simplifying the text,
[59:02.480 --> 59:07.480]  but in the process can compromise the profound meaning of the scripture.
[59:07.480 --> 59:09.480]  Enter the recovery version.
[59:09.480 --> 59:13.480]  First, this new translation is extremely faithful and accurate,
[59:13.480 --> 59:18.480]  but the real story is the more than 9,000 explanatory footnotes.
[59:18.480 --> 59:22.480]  Difficult and profound passages are opened up in a marvelous way,
[59:22.480 --> 59:28.480]  providing an entrance into the riches of the word beyond which you've ever experienced before.
[59:28.480 --> 59:33.480]  Bibles for America would like to give you a free recovery version simply for the asking.
[59:33.480 --> 59:44.480]  This comprehensive yet compact study Bible is yours just by calling us toll free at 1-888-551-0102
[59:44.480 --> 59:48.480]  or by ordering online at freestudybible.com.
[59:48.480 --> 59:53.480]  That's freestudybible.com.
[59:53.480 --> 01:00:03.480]  You're listening to the Logos Radio Network at logosradionetwork.com.
[01:00:03.480 --> 01:00:15.480]  You're listening to the Liberty Beat, your daily source for liberty news and activist updates, online at thelibertybeat.com.
[01:00:15.480 --> 01:00:19.480]  John Bush here with Your Liberty Beat for May 23, 2013.
[01:00:19.480 --> 01:00:28.480]  Gold opened today at $1,393, silver at $22.73, and bitcoin is trading at $124.
[01:00:28.480 --> 01:00:31.480]  Support for the Liberty Beat comes from Tomorrow's Meals Today,
[01:00:31.480 --> 01:00:36.480]  South Austin market days every Saturday from 3 to 7 p.m. at 10106 Manchac Road.
[01:00:36.480 --> 01:00:39.480]  Information at tomorrowsmealstoday.com.
[01:00:39.480 --> 01:00:44.480]  And from Capital City Automotive, honest, reliable auto care for vehicles foreign and domestic,
[01:00:44.480 --> 01:00:47.480]  online at capitalcityautoaustin.com.
[01:00:47.480 --> 01:00:49.480]  And now the news.
[01:00:49.480 --> 01:00:55.480]  WOFL Fox 35 reports that the FBI has shot and killed Kucin Tamarov,
[01:00:55.480 --> 01:00:59.480]  an acquaintance of Tamerlan, during an interrogation in Orlando, Florida yesterday.
[01:00:59.480 --> 01:01:03.480]  The suspect was being questioned in regard to his involvement with the Boston bombings.
[01:01:03.480 --> 01:01:10.480]  So far, there seems to be no evidence whatsoever connecting this suspect to the bombings that killed three and injured hundreds last month.
[01:01:10.480 --> 01:01:17.480]  Friends of Kucin Tamarov say he was only associated with Tamerlan through martial arts fighting and went so far as to call them friends.
[01:01:17.480 --> 01:01:23.480]  The FBI claims Tamarov became violent during the interview and they acted in self-defense,
[01:01:23.480 --> 01:01:31.480]  despite the fact that the suspect was unarmed.
[01:01:31.480 --> 01:01:37.480]  In what the BBC is calling a terror attack, a man was killed in broad daylight in Woolwich, London, on Wednesday afternoon.
[01:01:37.480 --> 01:01:42.480]  Two apparent suspects were later shot by police. According to the local MP, Nick Rainsford,
[01:01:42.480 --> 01:01:48.480]  the victim was an off-duty soldier from the nearby army barracks, as well as a local primary school teacher.
[01:01:48.480 --> 01:01:58.480]  Two men, who were suspected to be Islamic extremists, reportedly attacked a soldier wearing a Help for Heroes t-shirt just after 2 p.m. in Woolwich in southeast London with machetes.
[01:01:58.480 --> 01:02:03.480]  Suspects allegedly yelled Allah Akbar before the attack, witnesses told BBC.
[01:02:03.480 --> 01:02:14.480]  The attack also reportedly continued long after the victim was killed and some witnesses said they saw the body being dragged through the streets.
[01:02:14.480 --> 01:02:18.480]  Hearings for the IRS scandal are in the second day of proceedings.
[01:02:18.480 --> 01:02:28.480]  Top IRS official Lois Lerner has pleaded the fifth and refuses to answer any questions regarding the IRS's targeting of Tea Party groups and conservative organizations.
[01:02:28.480 --> 01:02:35.480]  Former IRS Commissioner Douglas Schulman is also set to testify this week. Stay tuned for more updates.
[01:02:35.480 --> 01:02:47.480]  Support for the Liberty Beat comes from Brave New Books, free-thinking materials for free-thinking people since 2006. In Austin and 1904, Guadalupe Street and online at bravenewbookstore.com.
[01:02:47.480 --> 01:02:55.480]  And from Central Texas Gunworks, CHL courses, self-defense training and firearm sales, online at centraltexasgunworks.com.
[01:02:55.480 --> 01:02:59.480]  This is the Liberty Beat for May 23, 2013.
[01:02:59.480 --> 01:03:09.480]  Music
[01:03:29.480 --> 01:03:35.480]  Music
[01:03:35.480 --> 01:03:45.480]  Okay, we are back with Calvin Davis Stevens with our radio and we're talking to Christopher in Pennsylvania and Christopher, I keep interrupting you.
[01:03:45.480 --> 01:04:11.480]  You're doing a fine job. I had this mediation coming up and we were discussing the part about the banks not being closed and no assignments and going into this mediation,
[01:04:11.480 --> 01:04:17.480]  the Premonitory's office wants someone there who can legally give me a modification.
[01:04:17.480 --> 01:04:31.480]  So the Premonitory in that statement is questioning whether or not the bank for whom I'm working with now is even the legal entity for whom can give me a modification.
[01:04:31.480 --> 01:04:57.480]  Okay, what you need to ask them is to demonstrate to you that they are proper agents for a bona fide holder who has standing as the true holder of the note and capacity by virtue of compliance with all standing law.
[01:04:57.480 --> 01:05:09.480]  It's not enough to be an agent for a holder. The holder has to have standing to collect in the first place.
[01:05:09.480 --> 01:05:19.480]  And in this case, they are in the process of enforcing a privilege you granted to them.
[01:05:19.480 --> 01:05:33.480]  You need to keep that in mind. This is a special privilege you granted them in the mortgage with very specific stipulations.
[01:05:33.480 --> 01:05:45.480]  And it's generally in Covenant 20. Sometimes in a mortgage they shift around a little bit. But the Covenant that, hold on, is this an FHA loan?
[01:05:45.480 --> 01:06:03.480]  Yes. Oh my goodness. I was going to talk about Covenant 20 that authorizes the lender to sell the note or a portion of the note together with this security instrument.
[01:06:03.480 --> 01:06:12.480]  Problem. If it's an FHA loan, it doesn't have that provision.
[01:06:12.480 --> 01:06:16.480]  So they were able to do that on their own?
[01:06:16.480 --> 01:06:21.480]  No, they're not able to do that at all.
[01:06:21.480 --> 01:06:28.480]  You did not grant them the authority to sell the note.
[01:06:28.480 --> 01:06:34.480]  If it were not an FHA loan, they would have authority to sell a portion of the note or the entire note.
[01:06:34.480 --> 01:06:38.480]  And that's an argument you need to show to your lawyer.
[01:06:38.480 --> 01:06:43.480]  They don't have authority to sell this thing at all. Show it to the lawyer.
[01:06:43.480 --> 01:06:53.480]  Here's your standard mortgage, Fannie Mae Freddie Mac standard uniform instrument.
[01:06:53.480 --> 01:06:59.480]  And it has Covenant 20 in it that authorizes them to sell a portion of the entire note.
[01:06:59.480 --> 01:07:06.480]  Here's the FHA document. It doesn't have it in there.
[01:07:06.480 --> 01:07:13.480]  Yes. You know, I'm looking at it right here and that's my mistake. It's a Fannie Mae loan.
[01:07:13.480 --> 01:07:21.480]  OK. OK. Now we look at Covenant 20.
[01:07:21.480 --> 01:07:30.480]  When you go in, you're talking about securitization and all that. I suggest never even go there.
[01:07:30.480 --> 01:07:37.480]  Right. You say securitization. The judge is going to say so what?
[01:07:37.480 --> 01:07:50.480]  Everything you do, every argument that you make, have somebody sit across the table from you, make the argument to them and have them tell you so what?
[01:07:50.480 --> 01:08:04.480]  They securitize the note. Then explain to them how what you just brought up harmed you.
[01:08:04.480 --> 01:08:11.480]  Explain how you were actually harmed by the securitization of the note.
[01:08:11.480 --> 01:08:21.480]  Not how you might be harmed because everybody says, well, if they sold the note to you four times, they don't know who actually owns it.
[01:08:21.480 --> 01:08:26.480]  If this guy forecloses on me, a month from now, somebody else can come foreclose again.
[01:08:26.480 --> 01:08:32.480]  The judge is going to say, well, did somebody else, did a second person foreclose?
[01:08:32.480 --> 01:08:39.480]  And you're going to say, well, no. And he's going to say, well, bring that argument up when the second one forecloses.
[01:08:39.480 --> 01:08:48.480]  You cannot argue, you cannot litigate a potentiality.
[01:08:48.480 --> 01:08:55.480]  You cannot litigate something that might happen. You can only litigate actual harm.
[01:08:55.480 --> 01:08:56.480]  Right.
[01:08:56.480 --> 01:09:10.480]  So we can't really get to securitization other than using securitization as prima facie evidence of other things.
[01:09:10.480 --> 01:09:27.480]  Where I was going with that is go back to Covenant 20 and you tell the court, Your Honor, we granted the lender the privilege of a claim against the property with stipulations.
[01:09:27.480 --> 01:09:35.480]  And one of the stipulations were that they could sell the note or a portion of the note, they could sell a portion of the note or the entire note.
[01:09:35.480 --> 01:09:45.480]  Together with this security instrument, we did not authorize them in the contract to sell those two separate.
[01:09:45.480 --> 01:09:56.480]  Because those could potentially cause problems down the road and we couldn't adjudicate those problems until the sky falls in on us.
[01:09:56.480 --> 01:10:00.480]  So we wrote into the contract a prohibition against that.
[01:10:00.480 --> 01:10:07.480]  So we don't have that issue. We don't have you telling us. Well, so what?
[01:10:07.480 --> 01:10:17.480]  Come back to me when the second person forecloses. We presented that by putting this prohibition in the contract and they breached the contract.
[01:10:17.480 --> 01:10:31.480]  They are in default of the contract. They cannot now come to this court and ask you to enforce this contract when they come with unclean hands.
[01:10:31.480 --> 01:10:49.480]  Does that sound like fun? Yeah, that sounds like a load of fun. And go back and look at that close. Did they require private mortgage insurance?
[01:10:49.480 --> 01:11:01.480]  Did you put down more than 20%? We didn't have mortgage insurance because we owned the land we built the house on.
[01:11:01.480 --> 01:11:24.480]  And you had more than 20% invested in it to start with. In that case, you don't need private mortgage insurance because if they had charged you for private mortgage insurance but didn't actually purchase my private mortgage insurance, then they indemnified themselves and they can't be harmed.
[01:11:24.480 --> 01:11:32.480]  But that won't apply to yours. The next thing to look at are the false fees.
[01:11:32.480 --> 01:11:41.480]  Yes, I've gone on your site and I've just two days ago put them through your mortgage calculator, your fraud calculator, and submitted that.
[01:11:41.480 --> 01:11:57.480]  Okay, I will look at it because I didn't see it in my email so I may need to check it to see if the thing is working right because I haven't seen anything from it lately. So I changed the email so that I would see it more readily so I need to go back and check.
[01:11:57.480 --> 01:12:02.480]  If you sent one, I need to go back and make sure it's working right.
[01:12:02.480 --> 01:12:23.480]  But you might just email me. I'll let you know. I have your email, I think. Send me an email telling me that you filled out the calculate fraud page and I will get on that and get you some hefty numbers back to you.
[01:12:23.480 --> 01:12:27.480]  Okay.
[01:12:27.480 --> 01:12:30.480]  Okay, do you have any other questions or issues?
[01:12:30.480 --> 01:12:46.480]  Well, the other part that you brought up the other night was about the bar grievance and looking at your lawyer, we have this issue with him where he's put us in this predicament where we're going through this mediation.
[01:12:46.480 --> 01:13:09.480]  He's asked for a retainer and he has produced what he shows as his time in this thing and has used up our retainer and now has gone into it so far that he's used up another retainer without letting us know and now for further...
[01:13:09.480 --> 01:13:18.480]  Okay, ask the attorney for a complete accounting of his time.
[01:13:18.480 --> 01:13:25.480]  He's given us that. Only after the fact.
[01:13:25.480 --> 01:13:33.480]  Look at bargrievance.net.
[01:13:33.480 --> 01:13:49.480]  That has the American Bar Association model standards in a map type format and you go through that and it will accept one grievance at a time.
[01:13:49.480 --> 01:13:50.480]  Okay.
[01:13:50.480 --> 01:13:55.480]  And we did that on purpose so that we don't stack them.
[01:13:55.480 --> 01:14:02.480]  One at a time really kicks their behind and we suggest you send them a couple of weeks apart.
[01:14:02.480 --> 01:14:03.480]  Okay.
[01:14:03.480 --> 01:14:09.480]  That way they don't treat them as if they're all one complaint.
[01:14:09.480 --> 01:14:22.480]  That will really get your lawyer's attention and he will probably want to withdraw from the case immediately and you object to it.
[01:14:22.480 --> 01:14:23.480]  Okay.
[01:14:23.480 --> 01:14:31.480]  You're accusing of overcharging in and give him a hard time if you think he has.
[01:14:31.480 --> 01:14:32.480]  Yes.
[01:14:32.480 --> 01:15:00.480]  He's kind of come up with this whole thing that he's put us in a position where we need him and what he's done for us and set it up so that he now has this open wallet kind of policy where he just wants us to keep putting in these retainer fees and he was the gentleman I spoke to you about who was charging us his time for texting and email reading.
[01:15:00.480 --> 01:15:01.480]  Okay.
[01:15:01.480 --> 01:15:09.480]  Well, they generally do that, but they don't get to charge much time for it.
[01:15:09.480 --> 01:15:16.480]  He's taking a half an hour at a time to read an email that I write on my way to work that takes me five minutes driving a car.
[01:15:16.480 --> 01:15:17.480]  Okay.
[01:15:17.480 --> 01:15:18.480]  Hold on.
[01:15:18.480 --> 01:15:19.480]  Sorry about that.
[01:15:19.480 --> 01:15:20.480]  I have some background noise here.
[01:15:20.480 --> 01:15:21.480]  Go ahead.
[01:15:21.480 --> 01:15:22.480]  Say that again.
[01:15:22.480 --> 01:15:30.480]  Yeah, he's taking a half an hour to read an email that took me five minutes to type in my car.
[01:15:30.480 --> 01:15:34.480]  I talked into my phone and it types my emails for me.
[01:15:34.480 --> 01:15:40.480]  It took me five minutes to say that and it takes him a half an hour to read them.
[01:15:40.480 --> 01:15:41.480]  Okay.
[01:15:41.480 --> 01:15:48.480]  You might want to look at a malpractice suit against him.
[01:15:48.480 --> 01:15:53.480]  Oh, I'm telling you this really hammers those guys.
[01:15:53.480 --> 01:16:00.480]  Malpractice insurance is really, really expensive and it's just like full coverage on your car.
[01:16:00.480 --> 01:16:10.480]  You know, for a lawyer, gilling starts out 30 to 40,000 a year and you get full coverage on your car.
[01:16:10.480 --> 01:16:12.480]  You take it down to Walmarts.
[01:16:12.480 --> 01:16:18.480]  You come out, somebody's bashed a fender in the insurance company comes out and fixes it.
[01:16:18.480 --> 01:16:20.480]  They increase your premium.
[01:16:20.480 --> 01:16:23.480]  You come back next month, they bashed in another one.
[01:16:23.480 --> 01:16:24.480]  Insurance company fixes it.
[01:16:24.480 --> 01:16:27.480]  They cancel your fault, their fault, nobody's fault.
[01:16:27.480 --> 01:16:29.480]  They do not care.
[01:16:29.480 --> 01:16:34.480]  Malpractice insurance is exactly the same way.
[01:16:34.480 --> 01:16:35.480]  Okay.
[01:16:35.480 --> 01:16:37.480]  Hang on.
[01:16:37.480 --> 01:16:39.480]  We'd like to move ahead.
[01:16:39.480 --> 01:16:42.480]  So, Juan has been hanging on for a long time.
[01:16:42.480 --> 01:16:43.480]  Thank you, Randy.
[01:16:43.480 --> 01:16:44.480]  Thanks.
[01:16:44.480 --> 01:16:45.480]  Okay.
[01:16:45.480 --> 01:16:46.480]  Thank you, Chris.
[01:16:46.480 --> 01:16:47.480]  Okay, Juan, I see you there.
[01:16:47.480 --> 01:16:49.480]  We're going to pick you up on the other side.
[01:16:49.480 --> 01:16:53.480]  I'll call in number 512-646-1984.
[01:16:53.480 --> 01:17:09.480]  We'll be right back.
[01:17:23.480 --> 01:17:51.480]  Beyond Tangy Tangerine is available at Brave New Books.
[01:17:51.480 --> 01:18:06.480]  At Capital Coin in Bullion, our mission is to be your preferred shopping destination
[01:18:06.480 --> 01:18:11.480]  by delivering excellent customer service and outstanding value at an affordable price.
[01:18:11.480 --> 01:18:15.480]  Capital Coin features a great selection of high quality coins and precious metals.
[01:18:15.480 --> 01:18:19.480]  In addition to providing the best prices in the nation, we want to bring you the best
[01:18:19.480 --> 01:18:22.480]  shopping experience both in store and online.
[01:18:22.480 --> 01:18:26.480]  In addition to coins in Bullion, we carry popular young jeopardy products such as Beyond
[01:18:26.480 --> 01:18:28.480]  Tangy Tangerine and Pollenburst.
[01:18:28.480 --> 01:18:34.480]  We offer freeze-dried storable foods by Augustin Farms, Berkey Water products, ammunition at
[01:18:34.480 --> 01:18:36.480]  10% above wholesale, and more.
[01:18:36.480 --> 01:18:40.480]  You can lock in a spot price with our Silver Pool, and we set up metals IRA accounts.
[01:18:40.480 --> 01:18:45.480]  Call us at 512-646-6440 for more details.
[01:18:45.480 --> 01:18:50.480]  We're located at 7304 Burnett Road, Suite A, about a half mile south of Anderson.
[01:18:50.480 --> 01:18:54.480]  We're open Monday through Friday 10 to 6, Saturdays 10 to 2.
[01:18:54.480 --> 01:19:23.480]  Visit us at capitalcoininbullion.com or call 512-646-6440.
[01:19:24.480 --> 01:19:48.480]  Okay, we are back, ready to help Jeff Stevens with Uniblow Radio, and we're going to Juan
[01:19:48.480 --> 01:19:50.480]  in California.
[01:19:50.480 --> 01:19:54.480]  Hello Juan, you have a story for us.
[01:19:54.480 --> 01:19:58.480]  Randy, say habla español.
[01:19:58.480 --> 01:20:04.480]  Habla poco español.
[01:20:04.480 --> 01:20:08.480]  Okay, just cerveza a bien tria.
[01:20:08.480 --> 01:20:15.480]  So Randy, after listening to your shows and your talks and everything for over a year,
[01:20:15.480 --> 01:20:20.480]  I finally had my day in court.
[01:20:20.480 --> 01:20:27.480]  I was sued by a company called Cash LLC for a credit card.
[01:20:27.480 --> 01:20:37.480]  For three years, I went over all kinds of documents for three different companies trying to sue me.
[01:20:37.480 --> 01:20:46.480]  So finally, I went to trial, and you know what?
[01:20:46.480 --> 01:20:48.480]  I didn't follow procedures.
[01:20:48.480 --> 01:20:54.480]  I didn't follow dates to file answers or anything like that.
[01:20:54.480 --> 01:21:03.480]  I just went through whatever made sense at the time, and I stayed silent for over two
[01:21:03.480 --> 01:21:14.480]  or three months prior to trial, and I was working on a form in California called CCP-98
[01:21:14.480 --> 01:21:19.480]  where you're going to request the plaintiff to submit every document that they're going
[01:21:19.480 --> 01:21:23.480]  to use as evidence in court.
[01:21:23.480 --> 01:21:33.480]  But when I read that, it says that that form works unless they beat you to it.
[01:21:33.480 --> 01:21:39.480]  So to my surprise, the day I was going to go file it, at least 30 days before trial,
[01:21:39.480 --> 01:21:44.480]  I received a letter from them, and it was the CCP-98 form.
[01:21:44.480 --> 01:21:46.480]  So I said, oh, yes.
[01:21:46.480 --> 01:21:48.480]  So how do I answer that?
[01:21:48.480 --> 01:21:50.480]  They beat me to it.
[01:21:50.480 --> 01:21:53.480]  I said, ah, yes.
[01:21:53.480 --> 01:21:56.480]  So I went back and did some homework.
[01:21:56.480 --> 01:22:03.480]  So what I did is I wrote what is called a trial brief, and in the trial brief, what
[01:22:03.480 --> 01:22:18.480]  I did is I attacked the affidavit that they send you on their witness.
[01:22:18.480 --> 01:22:23.480]  So that's all I filed, and then I went to trial 830 in the morning.
[01:22:23.480 --> 01:22:25.480]  That was my appointment.
[01:22:25.480 --> 01:22:30.480]  The lawyer shows up at 10 a.m.
[01:22:30.480 --> 01:22:38.480]  So anyways, I'm sitting there, and I was the last one in that room to be called.
[01:22:38.480 --> 01:22:41.480]  So I had time to listen to everybody.
[01:22:41.480 --> 01:22:43.480]  Everybody lost, Randy.
[01:22:43.480 --> 01:22:47.480]  All the defendants lost, except for one.
[01:22:47.480 --> 01:22:50.480]  The only one who got an extension for one year.
[01:22:50.480 --> 01:22:55.480]  So it's coming back next year to keep fighting the same issue.
[01:22:55.480 --> 01:23:00.480]  But everybody lost, and I'm sitting there, and I'm saying, oh, my God, I don't…
[01:23:00.480 --> 01:23:05.480]  I don't stand a chance, because everybody was losing.
[01:23:05.480 --> 01:23:10.480]  So anyways, I get called up, and the first words out of the judge were, okay, based on
[01:23:10.480 --> 01:23:15.480]  all the documents that I have, I'm ready to make a judgment, and the judgment is for
[01:23:15.480 --> 01:23:19.480]  plaintiffs.
[01:23:19.480 --> 01:23:27.480]  I froze for maybe one hundredth of a second, and then I said, I object, Your Honor.
[01:23:27.480 --> 01:23:28.480]  I object.
[01:23:28.480 --> 01:23:34.480]  Do you have a chance to read my trial brief?
[01:23:34.480 --> 01:23:37.480]  And he started looking through the documents, and he says, no, I can't say I have.
[01:23:37.480 --> 01:23:41.480]  I said, I think you should read it before you make a judgment.
[01:23:41.480 --> 01:23:45.480]  He says, Mr. Franco, I don't have a copy of it.
[01:23:45.480 --> 01:23:47.480]  Do you have one?
[01:23:47.480 --> 01:23:48.480]  I said, yes, sir.
[01:23:48.480 --> 01:23:53.480]  So he says, Bayless, can you bring me that document?
[01:23:53.480 --> 01:23:59.480]  So he went briefly over it, and then he says, Mr. Franco, I see what you're trying to
[01:23:59.480 --> 01:24:03.480]  do, but the hearsay rule doesn't apply in California.
[01:24:03.480 --> 01:24:10.480]  I said, Your Honor, can you do me a favor and read closely?
[01:24:10.480 --> 01:24:19.480]  In those documents, I'm giving you enough case law to show you that it does apply in
[01:24:19.480 --> 01:24:20.480]  California, and you know what?
[01:24:20.480 --> 01:24:25.480]  All those cases that I'm putting in that document, they were all in California.
[01:24:25.480 --> 01:24:27.480]  Therefore, it applies.
[01:24:27.480 --> 01:24:31.480]  So he kept reading and reading and reading.
[01:24:31.480 --> 01:24:32.480]  He read it.
[01:24:32.480 --> 01:24:34.480]  It was a 10-page-long document.
[01:24:34.480 --> 01:24:39.480]  So he was reading and reading and reading, and then he looked up and he said, Mr. Franco,
[01:24:39.480 --> 01:24:45.480]  I see where you're going with this, but it doesn't work, because I have an ASEAN,
[01:24:45.480 --> 01:24:50.480]  and it's a high – how would you say it?
[01:24:50.480 --> 01:24:55.480]  It was a vice president, the one that signed the affidavit.
[01:24:55.480 --> 01:25:00.480]  So he said it was a high-ranking officer from the company.
[01:25:00.480 --> 01:25:11.480]  He said that he's got all the documents that this account is through, and I said,
[01:25:11.480 --> 01:25:19.480]  Your Honor, I object, because if you look closely at the affidavit, it's an employee
[01:25:19.480 --> 01:25:27.480]  of cash LLC, and an employee of cash LLC has no clue in how the original documents are
[01:25:27.480 --> 01:25:37.480]  made with the original debtor or the original bank, and he says, no, Mr. Franco, I have
[01:25:37.480 --> 01:25:39.480]  to accept them.
[01:25:39.480 --> 01:25:42.480]  I said, no, you don't.
[01:25:42.480 --> 01:25:47.480]  I'm giving you enough case law in there.
[01:25:47.480 --> 01:25:52.480]  So anyways, I said, Your Honor, can I ask the lawyer a question?
[01:25:52.480 --> 01:25:56.480]  And the lawyer right away says, no, you can't.
[01:25:56.480 --> 01:25:57.480]  I'm not a witness.
[01:25:57.480 --> 01:25:58.480]  I'm a lawyer.
[01:25:58.480 --> 01:26:02.480]  And then I said, well, how is that?
[01:26:02.480 --> 01:26:04.480]  You're asking me all kinds of things?
[01:26:04.480 --> 01:26:06.480]  He says, yeah, because you're a witness.
[01:26:06.480 --> 01:26:08.480]  I said, oh, I'm a witness.
[01:26:08.480 --> 01:26:09.480]  Okay, then go at it.
[01:26:09.480 --> 01:26:10.480]  Ask me.
[01:26:10.480 --> 01:26:18.480]  Go ahead and ask me anything you want, while the judge was still reading the trial brief.
[01:26:18.480 --> 01:26:30.480]  So he says, between 2000 and 2009, did you live at the so and so and so property?
[01:26:30.480 --> 01:26:34.480]  I said, no.
[01:26:34.480 --> 01:26:40.480]  Are you sure, Mr. Franco, because I have here documents that prove the opposite.
[01:26:40.480 --> 01:26:43.480]  I said, those documents don't prove anything.
[01:26:43.480 --> 01:26:47.480]  I never lived in that property.
[01:26:47.480 --> 01:26:52.480]  So anyways, I said, Your Honor, can I ask you a question?
[01:26:52.480 --> 01:26:56.480]  And he says, sure, Mr. Franco.
[01:26:56.480 --> 01:27:08.480]  I said, do you know that cash LLC is in the business of buying junk debt and junk debt
[01:27:08.480 --> 01:27:12.480]  is clearly identified as toxic assets?
[01:27:12.480 --> 01:27:18.480]  He looked at me and he didn't even answer anything.
[01:27:18.480 --> 01:27:24.480]  He was just like, I don't know, mesmerized or something.
[01:27:24.480 --> 01:27:25.480]  He didn't answer anything.
[01:27:25.480 --> 01:27:27.480]  I said, okay, Your Honor.
[01:27:27.480 --> 01:27:29.480]  I said, this is common knowledge.
[01:27:29.480 --> 01:27:30.480]  You know it.
[01:27:30.480 --> 01:27:31.480]  I know it.
[01:27:31.480 --> 01:27:32.480]  And everybody knows it.
[01:27:32.480 --> 01:27:36.480]  That's their business, buying junk debt, toxic assets.
[01:27:36.480 --> 01:27:47.480]  And I have this law, which is called Doctoring of Law for Lenti Non-Fit Inuria, and it clearly
[01:27:47.480 --> 01:28:00.480]  states that if somebody creates self-inflicted wounds, they're not allowed to get compensated.
[01:28:00.480 --> 01:28:06.480]  And these people are after me for over $14,000.
[01:28:06.480 --> 01:28:09.480]  And he just looked at me and the lawyer.
[01:28:09.480 --> 01:28:11.480]  I don't know what happened to Randy.
[01:28:11.480 --> 01:28:19.480]  I don't know what made the lawyer change his verdict.
[01:28:19.480 --> 01:28:26.480]  But one of the mistakes the lawyer made, he was sitting down and I was standing up.
[01:28:26.480 --> 01:28:33.480]  And psychologically, you cannot negotiate in equal terms if one of them is lower than
[01:28:33.480 --> 01:28:35.480]  the other one.
[01:28:35.480 --> 01:28:46.480]  So I was able to override this guy after losing the case to having the judge say, okay, I'm
[01:28:46.480 --> 01:28:47.480]  ready for it.
[01:28:47.480 --> 01:28:50.480]  The judge says, okay, I'm ready for it.
[01:28:50.480 --> 01:28:54.480]  He said, okay, I'm ready.
[01:28:54.480 --> 01:29:00.480]  And he starts saying, okay, Mr. Franco, so we already agreed that you did live in the
[01:29:00.480 --> 01:29:02.480]  property between 2000 and 2009.
[01:29:02.480 --> 01:29:04.480]  I said, Your Honor, I object.
[01:29:04.480 --> 01:29:07.480]  I have never agreed to that.
[01:29:07.480 --> 01:29:11.480]  And then he looked at me and he says, okay, let me keep going.
[01:29:11.480 --> 01:29:12.480]  I said, okay.
[01:29:12.480 --> 01:29:17.480]  So then he went back and he says, okay, we already established that you here in the court
[01:29:17.480 --> 01:29:19.480]  is Juan Franco.
[01:29:19.480 --> 01:29:21.480]  I said, yes.
[01:29:21.480 --> 01:29:27.480]  And I have documents here that have your name on it with this Juan Franco.
[01:29:27.480 --> 01:29:36.480]  Based on everything that I've seen so far, you're not the same Juan Franco, therefore
[01:29:36.480 --> 01:29:38.480]  I'm judging for the defendant.
[01:29:38.480 --> 01:29:41.480]  Okay, hang on, hang on Juan.
[01:29:41.480 --> 01:29:43.480]  We're about to go to break.
[01:29:43.480 --> 01:29:47.480]  This is Randy Kelton and Deborah Stevens, Rule of Law Radio.
[01:29:47.480 --> 01:29:51.480]  I call in number 512-646-1984.
[01:29:51.480 --> 01:30:01.480]  We'll be right back from the other side.
[01:30:01.480 --> 01:30:05.480]  Bill Gates is infamous for the bugs in his Microsoft products.
[01:30:05.480 --> 01:30:09.480]  Now he's associated with a different kind of bug, genetically modified mosquitoes with
[01:30:09.480 --> 01:30:11.480]  killer properties.
[01:30:11.480 --> 01:30:15.480]  I'm Dr. Catherine Albrecht and I'll be back with a buzz on this story in just a moment.
[01:30:15.480 --> 01:30:20.480]  Your search engine is watching you, recording all your searches and creating a massive database
[01:30:20.480 --> 01:30:22.480]  of your personal information.
[01:30:22.480 --> 01:30:25.480]  That's creepy, but it doesn't have to be that way.
[01:30:25.480 --> 01:30:28.480]  Startpage.com is the world's most private search engine.
[01:30:28.480 --> 01:30:33.480]  Startpage doesn't store your IP address, make a record of your searches or use tracking
[01:30:33.480 --> 01:30:35.480]  cookies and they're third party certified.
[01:30:35.480 --> 01:30:39.480]  If you don't like big brothers spying on you, start over with Startpage.
[01:30:39.480 --> 01:30:42.480]  Great search results and total privacy.
[01:30:42.480 --> 01:30:45.480]  Startpage.com, the world's most private search engine.
[01:30:45.480 --> 01:30:50.480]  Genetically modified food is bad enough, but now we may have to contend with genetically
[01:30:50.480 --> 01:30:51.480]  modified insects.
[01:30:51.480 --> 01:30:56.480]  The Bill Gates Foundation is helping fund a United Nations plan to eradicate dengue
[01:30:56.480 --> 01:31:00.480]  fever and other tropical diseases using genetically modified mosquitoes.
[01:31:00.480 --> 01:31:05.480]  The insects would contain an inserted bacterium or genetic alteration to make them sterile
[01:31:05.480 --> 01:31:07.480]  or unable to transmit disease.
[01:31:07.480 --> 01:31:12.480]  Critics worry these mosquitoes could multiply and escape control of their handlers, much
[01:31:12.480 --> 01:31:15.480]  like killer bees, but the UN calls these concerns alarmist.
[01:31:15.480 --> 01:31:20.480]  Given the mosquitoes transmit germs directly to the human bloodstream, do we really want
[01:31:20.480 --> 01:31:24.480]  clouds of frankenbugs full of genetically modified bacteria on the loose?
[01:31:24.480 --> 01:31:25.480]  I'm Dr. Catherine Albrecht.
[01:31:25.480 --> 01:31:32.480]  More news and information at CatherineAlbrecht.com.
[01:31:32.480 --> 01:31:36.480]  Here at Zombie Killer Ammo and Guns, we believe that the Second Amendment guarantees our rights
[01:31:36.480 --> 01:31:39.480]  as citizens to be able to defend ourselves and our loved ones.
[01:31:39.480 --> 01:31:43.480]  We also believe that the right to carry weapons comes with the responsibility of being safe
[01:31:43.480 --> 01:31:44.480]  and smart about guns.
[01:31:44.480 --> 01:31:51.480]  So if you're going to be in the Corpus Christi area, give us a call at 361-704-6103.
[01:31:51.480 --> 01:31:55.480]  Ask for Chris or Portia and mention this radio ad for a 10% discount.
[01:31:55.480 --> 01:31:58.480]  We can ship ammo, parts, and accessories.
[01:31:58.480 --> 01:32:01.480]  Like us on Facebook at Zombie Killers, LLC.
[01:32:01.480 --> 01:32:09.480]  At HempUSA.org, we offer chemical-free products to people around the world, detoxifying, self-healing,
[01:32:09.480 --> 01:32:11.480]  while rebuilding the immune system.
[01:32:11.480 --> 01:32:16.480]  We urge our listeners to please consider our largest selling product, micro plant powder.
[01:32:16.480 --> 01:32:22.480]  Our micro plant powder is rich in iodine, probiotics, zinc, and silica to help rebuild
[01:32:22.480 --> 01:32:26.480]  the immune system and to create a healthy stomach flora.
[01:32:26.480 --> 01:32:30.480]  Micro plant powder is excellent for daily intake and is perfect to add to your storage
[01:32:30.480 --> 01:32:31.480]  shelter.
[01:32:31.480 --> 01:32:35.480]  We urge our listeners to please visit us at HempUSA.org.
[01:32:35.480 --> 01:32:38.480]  And remember, all of our products are chemical-free and healthy to eat.
[01:32:38.480 --> 01:32:43.480]  We constantly strive to give you the best service, highest quality, and rapid shipping
[01:32:43.480 --> 01:32:44.480]  anywhere.
[01:32:44.480 --> 01:32:47.480]  And we offer free shipping on orders over $95 in the U.S.
[01:32:47.480 --> 01:32:54.480]  Please visit us at HempUSA.org or call 908-691-2608.
[01:32:54.480 --> 01:32:57.480]  That's 908-691-2608.
[01:32:57.480 --> 01:33:01.480]  See what our powder, seeds, and oil can do for you at HempUSA.org.
[01:33:27.480 --> 01:33:46.480]  Okay, we are back, Red Kelton, Deborah Stevens, Bureau of War Radio, and we're talking with
[01:33:46.480 --> 01:33:50.480]  Juan Franco in California.
[01:33:50.480 --> 01:33:53.480]  And I've heard this story before, guys.
[01:33:53.480 --> 01:33:58.480]  It sounds like Juan is just rambling along, but it's worth it.
[01:33:58.480 --> 01:34:01.480]  You'll get to the punchline here in a minute.
[01:34:01.480 --> 01:34:02.480]  Go ahead, Juan.
[01:34:02.480 --> 01:34:07.480]  Okay, Randy, this is called Doctrine of Law.
[01:34:07.480 --> 01:34:11.480]  It's called, if you want to write it down so you can look at it.
[01:34:11.480 --> 01:34:12.480]  I didn't even look at it.
[01:34:12.480 --> 01:34:14.480]  It just made sense to me.
[01:34:14.480 --> 01:34:18.480]  It's Volenti Nunfish in Juria.
[01:34:18.480 --> 01:34:19.480]  Hmm.
[01:34:19.480 --> 01:34:29.480]  And so anyways, I'm trying to put everything in a nutshell, but actually, when the lawyer
[01:34:29.480 --> 01:34:34.480]  said the judgment for the plaintiff, from there on, it took us about an hour and a half
[01:34:34.480 --> 01:34:36.480]  going back and forth.
[01:34:36.480 --> 01:34:41.480]  So I'm trying to synchronize everything to fit into your time.
[01:34:41.480 --> 01:34:48.480]  But a lot of the things, I don't know what won my case because I threw in there so much
[01:34:48.480 --> 01:34:50.480]  stuff like it teaches us.
[01:34:50.480 --> 01:34:52.480]  Just throw it in there.
[01:34:52.480 --> 01:34:56.480]  If it doesn't make sense, they have to give you time to correct it.
[01:34:56.480 --> 01:35:00.480]  So that's basically what I was doing.
[01:35:00.480 --> 01:35:08.480]  So the judge says, I mean the lawyer says, he says, Mr. Franco, I have here many, many
[01:35:08.480 --> 01:35:12.480]  statements, and they have quite a few statements.
[01:35:12.480 --> 01:35:18.480]  They had about a year's worth of statements on the credit card.
[01:35:18.480 --> 01:35:21.480]  So I looked at him and I said, good.
[01:35:21.480 --> 01:35:22.480]  I said, good.
[01:35:22.480 --> 01:35:28.480]  I'm glad you have all those statements, but please show me one canceled check with
[01:35:28.480 --> 01:35:32.480]  my signature on it that I ever made a payment to that.
[01:35:32.480 --> 01:35:37.480]  Your Honor, I looked and I said, Your Honor, I've been dealing with this situation for
[01:35:37.480 --> 01:35:41.480]  over three years and it's been real stressful for me.
[01:35:41.480 --> 01:35:46.480]  And all I've been asking for is my signature.
[01:35:46.480 --> 01:35:51.480]  And until this day, they haven't been able to provide it.
[01:35:51.480 --> 01:35:53.480]  I don't know what the deal is.
[01:35:53.480 --> 01:35:55.480]  I don't know how they do that.
[01:35:55.480 --> 01:36:02.480]  So the lawyer says, but Mr. Franco, over here, I have a copy of your credit report.
[01:36:02.480 --> 01:36:08.480]  And in your credit report, it says, so let me ask you, what's your last four digits
[01:36:08.480 --> 01:36:10.480]  of your Social Security?
[01:36:10.480 --> 01:36:14.480]  So I gave him my number and he says, okay, I have here a copy of your credit.
[01:36:14.480 --> 01:36:21.480]  It states here that between 2000 and 2009, you did leave at the property.
[01:36:21.480 --> 01:36:24.480]  I looked at him and I said, no, I didn't.
[01:36:24.480 --> 01:36:29.480]  And he says, so let me ask you, how did this information get on this credit report?
[01:36:29.480 --> 01:36:30.480]  I said, I don't know.
[01:36:30.480 --> 01:36:36.480]  You tell me, because you guys put anything on our credit that we have no clue about where
[01:36:36.480 --> 01:36:38.480]  that information comes from.
[01:36:38.480 --> 01:36:42.480]  And that's one of the problems that I'm having right now.
[01:36:42.480 --> 01:36:46.480]  So it was an hour and a half back and forth.
[01:36:46.480 --> 01:36:52.480]  And after watching everybody losing before me, and that was the last one, I was scared.
[01:36:52.480 --> 01:36:58.480]  So when the judge says, okay, I'm ready for the judgment, he says, okay.
[01:36:58.480 --> 01:37:02.480]  So we already established I have Juan Franco here.
[01:37:02.480 --> 01:37:06.480]  And I have a Juan Franco in all these documents here.
[01:37:06.480 --> 01:37:11.480]  And it's already established that this Juan Franco is not the same Juan Franco as here.
[01:37:11.480 --> 01:37:17.480]  It could have been his brother or his father that used his name.
[01:37:17.480 --> 01:37:21.480]  So judgment for the defendant.
[01:37:21.480 --> 01:37:25.480]  And then the lawyer says, your honor, but I have here this credit report.
[01:37:25.480 --> 01:37:32.480]  And the judge says, I'm sorry, I cannot use it because you didn't submit it as evidence.
[01:37:32.480 --> 01:37:35.480]  So he says, therefore, the judgment is for the defendant.
[01:37:35.480 --> 01:37:43.480]  I got up, he took me like five seconds to pick up all my documents on the table, put them back in the folder and say, thank you, your honor.
[01:37:43.480 --> 01:37:46.480]  And I just walked out.
[01:37:46.480 --> 01:37:48.480]  Wonderful.
[01:37:48.480 --> 01:37:53.480]  Juan told me this Wednesday, and I was annoyed.
[01:37:53.480 --> 01:37:58.480]  I was annoyed because I always lose.
[01:37:58.480 --> 01:38:06.480]  I don't know what he did to get the win, but the judge always, judges always show the book at me.
[01:38:06.480 --> 01:38:09.480]  I'm really proud of you, Juan.
[01:38:09.480 --> 01:38:13.480]  I lost. Those were the first words from the judge.
[01:38:13.480 --> 01:38:17.480]  I lost. The judgment was for the sanctified.
[01:38:17.480 --> 01:38:26.480]  And all I said was I object. And when I said I object, your honor, I remember everything that you have taught me.
[01:38:26.480 --> 01:38:33.480]  They have to give you time to go back.
[01:38:33.480 --> 01:38:37.480]  And you know what, Randy, the funny thing is that I was using my language.
[01:38:37.480 --> 01:38:43.480]  I never used legal terms in the process.
[01:38:43.480 --> 01:38:55.480]  The only time I mentioned legal in this hour and a half was when the guy says, he kept asking me over and over and over and over if I lived at that property.
[01:38:55.480 --> 01:39:02.480]  And I said, wait a minute, did you ever receive mail at this address?
[01:39:02.480 --> 01:39:08.480]  And I said, you know what, it wouldn't make sense because the legal address should be this other one.
[01:39:08.480 --> 01:39:11.480]  And I gave him the address. And then the judge said, how is that?
[01:39:11.480 --> 01:39:18.480]  I said, because, your honor, this property has two units, one of them faces one street and the other one faces the other street.
[01:39:18.480 --> 01:39:23.480]  Therefore, my legal address should have been this one.
[01:39:23.480 --> 01:39:31.480]  And they just asked me, Mr. Franco, were you ever served? And I said, no, your honor.
[01:39:31.480 --> 01:39:36.480]  And he's looking at his file and he says, Mr. Franco, I have a copy of the file here.
[01:39:36.480 --> 01:39:49.480]  I said, good. I said, good. Then look at the file and see if you see my signature on it. I received that file over two weeks after it was dropped off at the address.
[01:39:49.480 --> 01:39:56.480]  So he's looking at it and he's saying, so how did you get the file? How did you? He says, because you answered.
[01:39:56.480 --> 01:40:04.480]  I said, yes, your honor, because I was told that it was to my advantage to answer.
[01:40:04.480 --> 01:40:08.480]  But, your honor, can you do me a favor? Can you look at my answer, please?
[01:40:08.480 --> 01:40:14.480]  So he goes through the file and he says, yeah, your answer was asking for an extension.
[01:40:14.480 --> 01:40:22.480]  I said, correct, because by the time I received this document, it was already two, three weeks past.
[01:40:22.480 --> 01:40:27.480]  So it was powerful, Randy.
[01:40:27.480 --> 01:40:33.480]  And you went to one of the issues, a lack of proper service.
[01:40:33.480 --> 01:40:39.480]  That's enough to get you the ruling. And that's it's common.
[01:40:39.480 --> 01:40:48.480]  The courts do not like trial by ambush, even if it's a pro se. So that's a powerful argument.
[01:40:48.480 --> 01:40:55.480]  Randy, I was there and I saw just the previous guy before I went on.
[01:40:55.480 --> 01:41:00.480]  He wasn't served properly.
[01:41:00.480 --> 01:41:08.480]  So what the judge did, he gave him an extension so that the plaintiff could do it properly.
[01:41:08.480 --> 01:41:12.480]  So they just got an extension. But that's not a win.
[01:41:12.480 --> 01:41:17.480]  They just gave the plaintiff an extension to serve properly.
[01:41:17.480 --> 01:41:26.480]  Well, yeah, that won't get, it'll get you a, if you have been ruled against, that will get it overturned.
[01:41:26.480 --> 01:41:30.480]  And give you another opportunity to adjudicate.
[01:41:30.480 --> 01:41:43.480]  Yeah, in this case, if you were already at trial and it turns out at trial that you weren't properly served,
[01:41:43.480 --> 01:41:48.480]  that's enough to get a ruling against them.
[01:41:48.480 --> 01:41:58.480]  Now, let me ask you, because on some of your commercials, when you cut the break, you always say, ask me interesting questions.
[01:41:58.480 --> 01:41:59.480]  Yes.
[01:41:59.480 --> 01:42:02.480]  Stuff that made me think about.
[01:42:02.480 --> 01:42:10.480]  Now, let me ask you this. How come the lawyer was accepting everything that I showed him?
[01:42:10.480 --> 01:42:20.480]  And he straight told the lawyer, I cannot use that document because you didn't put it in as evidence.
[01:42:20.480 --> 01:42:27.480]  Well, any of that stuff, evidence and everything that I was throwing that in with documents and everything, he took it.
[01:42:27.480 --> 01:42:35.480]  I suspect that what you were dealing with was a new lawyer.
[01:42:35.480 --> 01:42:43.480]  Because law firms tend to always give the new lawyer the pro se litigants because they figure they're easy to beat.
[01:42:43.480 --> 01:42:45.480]  At trial?
[01:42:45.480 --> 01:42:46.480]  Yeah.
[01:42:46.480 --> 01:42:49.480]  They do it at trial, they're losing a lot because trial.
[01:42:49.480 --> 01:42:58.480]  They almost always win because the lawyer has you generally has you way outgunned.
[01:42:58.480 --> 01:43:03.480]  He's not expecting a knowledgeable pro se to come in there.
[01:43:03.480 --> 01:43:08.480]  We've had him have this problem before where the lawyer does really dumb stuff.
[01:43:08.480 --> 01:43:11.480]  And it's because he's a new lawyer.
[01:43:11.480 --> 01:43:19.480]  I'm betting that's what it is. If he was allowing you to show him the documents, did you offer them to the court?
[01:43:19.480 --> 01:43:22.480]  Yes, sir. Yes. One after another.
[01:43:22.480 --> 01:43:30.480]  I said, Your Honor, you know what? It makes no sense that when you said he had a bill of sale in his documents.
[01:43:30.480 --> 01:43:34.480]  I said, Your Honor, can you please read me the name on the bill of sale?
[01:43:34.480 --> 01:43:39.480]  And he said I see his credit card.
[01:43:39.480 --> 01:43:42.480]  OK, hang on, hang on. We're about to go to another break.
[01:43:42.480 --> 01:43:46.480]  This is Randy Kelton, Deborah Stevens, Rule of Law Radio.
[01:43:46.480 --> 01:43:51.480]  I'll call in number 512646 1984.
[01:43:51.480 --> 01:44:01.480]  We'll be right back on the other side.
[01:44:01.480 --> 01:44:07.480]  It is so enlightening to listen to 90.1 FM, but finding things on the Internet isn't so easy.
[01:44:07.480 --> 01:44:10.480]  And neither is finding like minded people to share it with.
[01:44:10.480 --> 01:44:13.480]  Oh, well, I guess you haven't heard of Brave New Books then.
[01:44:13.480 --> 01:44:14.480]  Brave New Books?
[01:44:14.480 --> 01:44:21.480]  Yes. Brave New Books has all the books and DVDs you're looking for by authors like Alex Jones, Ron Paul and G. Edward Griffin.
[01:44:21.480 --> 01:44:25.480]  They even stock inner food, Berkey products and Calvin soaps.
[01:44:25.480 --> 01:44:27.480]  There's no way a place like that exists.
[01:44:27.480 --> 01:44:33.480]  Go check it out for yourself. It's downtown at 1904 Guadalupe Street, just south of UT.
[01:44:33.480 --> 01:44:36.480]  By UT, there's never anywhere to park down there.
[01:44:36.480 --> 01:44:44.480]  Actually, they now offer a free hour of parking for paying customers at the 500 MLK parking facility just behind the bookstore.
[01:44:44.480 --> 01:44:47.480]  It does exist. But when are they open?
[01:44:47.480 --> 01:44:52.480]  Monday through Saturday, 11 a.m. to 9 p.m. and one to six p.m. on Sundays.
[01:44:52.480 --> 01:45:01.480]  So give them a call at 512 480 2503 or check out their events page at brave new bookstore dot com.
[01:45:01.480 --> 01:45:04.480]  Are you the plaintiff or defendant in a lawsuit?
[01:45:04.480 --> 01:45:16.480]  Win your case without an attorney with Jurisdictionary, the affordable, easy to understand four CD course that will show you how in 24 hours, step by step.
[01:45:16.480 --> 01:45:20.480]  If you have a lawyer, know what your lawyer should be doing.
[01:45:20.480 --> 01:45:23.480]  If you don't have a lawyer, know what you should do for yourself.
[01:45:23.480 --> 01:45:28.480]  Thousands have won with our step by step course and now you can too.
[01:45:28.480 --> 01:45:35.480]  Jurisdictionary was created by a licensed attorney with 22 years of case winning experience.
[01:45:35.480 --> 01:45:44.480]  Even if you're not in a lawsuit, you can learn what everyone should understand about the principles and practices that control our American courts.
[01:45:44.480 --> 01:45:53.480]  You'll receive our audio classroom, video seminar, tutorials, forms for civil cases, pro se tactics and much more.
[01:45:53.480 --> 01:45:59.480]  Please visit Rule of Law Radio dot com and click on the banner or call toll free.
[01:45:59.480 --> 01:46:26.480]  Six, six, law easy.
[01:46:26.480 --> 01:46:55.480]  OK, we are back, Randy Kelton, Deborah Stevens, Rule of Law Radio and we're talking to Juan Franco in California, and we were talking about the lawyer and the court taking documents from you, but not allowing the credit report in.
[01:46:55.480 --> 01:46:58.480]  OK, go ahead Juan.
[01:46:58.480 --> 01:47:14.480]  OK, in the process, Randy, I told the judge, I said, your honor, I have here the original complaint and it clearly says in bold letters, breach of contract.
[01:47:14.480 --> 01:47:26.480]  I said, I don't know which law applies in this situation, but just as a courtesy, if I'm breaching a contract, they should submit the contract.
[01:47:26.480 --> 01:47:28.480]  And your honor, I don't have that.
[01:47:28.480 --> 01:47:31.480]  That's what I've been asking for all this time.
[01:47:31.480 --> 01:47:32.480]  I need to see the contract.
[01:47:32.480 --> 01:47:34.480]  I need to see my signature on it.
[01:47:34.480 --> 01:47:39.480]  So, and then he says, no, but over here I have an affidavit.
[01:47:39.480 --> 01:47:50.480]  I said, your affidavit doesn't mean anything, your honor, because when the lawyer told me that I was a witness, I said, good, then I'm a witness.
[01:47:50.480 --> 01:47:52.480]  I said, sure, ask me.
[01:47:52.480 --> 01:48:04.480]  So, I was able to beat him on his question, even though I wasn't asking him because I can't, because if a lawyer is not a witness, I was able to beat him on it.
[01:48:04.480 --> 01:48:12.480]  And the strongest thing that I did on everything is I denied strongly.
[01:48:12.480 --> 01:48:16.480]  No, I never lived at that address, never.
[01:48:16.480 --> 01:48:17.480]  But it's here on the credit report.
[01:48:17.480 --> 01:48:20.480]  I said, let me give you a story of my life.
[01:48:20.480 --> 01:48:22.480]  I lived nine years in Fontana.
[01:48:22.480 --> 01:48:24.480]  From Fontana, I moved one year to San Diego.
[01:48:24.480 --> 01:48:30.480]  From San Diego, I came back to my current address.
[01:48:30.480 --> 01:48:35.480]  That's what you should be reading now because that's what happened.
[01:48:35.480 --> 01:48:41.480]  But it says here, so.
[01:48:41.480 --> 01:48:46.480]  That was exactly the right response, so.
[01:48:46.480 --> 01:48:52.480]  Yeah, and then, you know what, it was so amazing because I had already lost.
[01:48:52.480 --> 01:48:58.480]  Those were the first words from the judge, judgment for the plaintiff.
[01:48:58.480 --> 01:49:13.480]  So, after an hour and a half, after all this, I'm going to write it down in detail so that I know that a lot of people are going through the same headaches like I went through for three years.
[01:49:13.480 --> 01:49:16.480]  Okay, there was the issue you mentioned.
[01:49:16.480 --> 01:49:24.480]  We had Rick Tonini on, I think it was last week, and he told about one that he won.
[01:49:24.480 --> 01:49:30.480]  And the way he won it was over the affidavit.
[01:49:30.480 --> 01:49:33.480]  Since the...
[01:49:33.480 --> 01:49:39.480]  No, he was in Los Angeles.
[01:49:39.480 --> 01:49:50.480]  Since the affiant lived more than 150 miles from the court, you mentioned that law the other night.
[01:49:50.480 --> 01:49:53.480]  Will you re-reference that one?
[01:49:53.480 --> 01:50:03.480]  Yeah, you know what, I had the law written down on my notes to go after that.
[01:50:03.480 --> 01:50:15.480]  But I noticed that in the affidavit that I had, the affiant was from Denver, Colorado, which is more than 1,500 miles from where the court was.
[01:50:15.480 --> 01:50:24.480]  And according to some law, the witness has to be within 150 miles.
[01:50:24.480 --> 01:50:30.480]  So, I already had that as a defense, but I didn't even have to go there in this case.
[01:50:30.480 --> 01:50:34.480]  I took the whole case a totally different route.
[01:50:34.480 --> 01:50:52.480]  See, because the way they worded it in the affidavit, it says that so-and-so, the affiants were under perjury or everything, that they have first knowledge of that account.
[01:50:52.480 --> 01:51:06.480]  But it says even though I'm in Denver, Colorado, I'm using my address in Woodland Hills, California, which is less than 150 miles that is required.
[01:51:06.480 --> 01:51:10.480]  And he had that wording on this affidavit.
[01:51:10.480 --> 01:51:18.480]  So, I couldn't use that law because he was ready to come in as a witness.
[01:51:18.480 --> 01:51:28.480]  Now, in order for me to have done that, at least 20 days before trial, I had to subpoena him to be in trial.
[01:51:28.480 --> 01:51:30.480]  And I didn't do that.
[01:51:30.480 --> 01:51:32.480]  Okay, wait a minute.
[01:51:32.480 --> 01:51:35.480]  That brings up another issue.
[01:51:35.480 --> 01:51:38.480]  The affidavit is not best evidence.
[01:51:38.480 --> 01:51:40.480]  The witness is best evidence.
[01:51:40.480 --> 01:51:44.480]  If they had the witness available, you could object to the affidavit.
[01:51:44.480 --> 01:51:48.480]  That wasn't your witness. You don't have to subpoena the witness in.
[01:51:48.480 --> 01:51:52.480]  You object to the affidavit and have them bring the witness in.
[01:51:52.480 --> 01:51:53.480]  No. Okay.
[01:51:53.480 --> 01:51:56.480]  Let me tell you how the rules in California are.
[01:51:56.480 --> 01:52:07.480]  If you're going to subpoena their witness, you have to pay for the expenses to bring them in, the defendant.
[01:52:07.480 --> 01:52:11.480]  I don't know the name of the form, but I can email it to you.
[01:52:11.480 --> 01:52:20.480]  If you subpoena their witness, you have to pay for the expenses of him throwing up for her.
[01:52:20.480 --> 01:52:21.480]  So, they...
[01:52:21.480 --> 01:52:23.480]  Well, now, wait a minute.
[01:52:23.480 --> 01:52:27.480]  If the law says they have to be within 150 miles...
[01:52:27.480 --> 01:52:28.480]  Yes.
[01:52:28.480 --> 01:52:37.480] ...and he's in Denver, he can only charge you for the distance from the airport to you, to the court.
[01:52:37.480 --> 01:52:41.480]  Yes. I know. I know, but those are expenses.
[01:52:41.480 --> 01:52:43.480]  And how much are they going to charge you?
[01:52:43.480 --> 01:52:46.480]  There's no figures.
[01:52:46.480 --> 01:52:47.480]  So, what I did...
[01:52:47.480 --> 01:52:54.480]  The strongest thing I did is that I overpowered the lawyer when he said I was a witness, that I was...
[01:52:54.480 --> 01:52:56.480]  Juan Franco, you are a witness.
[01:52:56.480 --> 01:52:59.480]  And I said, okay, then, if I'm a witness, go.
[01:52:59.480 --> 01:53:04.480]  I said, shoot. Ask me anything you want.
[01:53:04.480 --> 01:53:12.480]  And so, I think I overpowered all sides of witness in there.
[01:53:12.480 --> 01:53:15.480]  And I don't think the lawyer was too sharp.
[01:53:15.480 --> 01:53:16.480]  That's what I'm saying.
[01:53:16.480 --> 01:53:27.480]  You probably got a new lawyer who's just starting out because that's real common.
[01:53:27.480 --> 01:53:36.480]  You know, if it's a well-heeled, experienced lawyer on the other side, they're going to want their best people in there.
[01:53:36.480 --> 01:53:46.480]  But if they have a pro se on the other side, they send in a new lawyer so he gets some experience with somebody that's easy to beat.
[01:53:46.480 --> 01:53:49.480]  He doesn't expect the pro se to fight back.
[01:53:49.480 --> 01:54:00.480]  And like you said, there were a whole bunch of people there and the judge ruled in the lawyer's favor in every one of them because they didn't know how to fight back.
[01:54:00.480 --> 01:54:04.480]  Every one of them was losing, losing, losing.
[01:54:04.480 --> 01:54:10.480]  So, I'm sitting there and I'm looking at everybody running out of the court, losing and losing and losing.
[01:54:10.480 --> 01:54:12.480]  I got scared, Randy.
[01:54:12.480 --> 01:54:15.480]  I felt so much pressure.
[01:54:15.480 --> 01:54:20.480]  I said, oh, my God, I was already thinking I spent no chance.
[01:54:20.480 --> 01:54:23.480]  I mean, I was defeated by just by watching what goes on in there.
[01:54:23.480 --> 01:54:27.480]  Everybody lost.
[01:54:27.480 --> 01:54:29.480]  That's very interesting.
[01:54:29.480 --> 01:54:33.480]  But you stayed with them and did not back down.
[01:54:33.480 --> 01:54:39.480]  And it's always been the guy who wins is the guy that never quits.
[01:54:39.480 --> 01:54:47.480]  But frankly, I am really surprised. This is absolutely excellent news.
[01:54:47.480 --> 01:54:50.480]  And I'm going to thank you for it.
[01:54:50.480 --> 01:54:54.480]  We've been over a year, year and a half or so.
[01:54:54.480 --> 01:55:04.480]  And just listening to your advice is like I got a second win, powerful second win.
[01:55:04.480 --> 01:55:10.480]  And somehow they just said defendant.
[01:55:10.480 --> 01:55:17.480]  Well, you know, I think a lot of this is it's not so much any of the information that I give out.
[01:55:17.480 --> 01:55:25.480]  And frankly, everything I do is about one thing.
[01:55:25.480 --> 01:55:33.480]  It's about convincing people that there's always something you can do.
[01:55:33.480 --> 01:55:41.480]  Even if you go in there and screw everything up terribly, when you come out, there's still more stuff you can do.
[01:55:41.480 --> 01:55:43.480]  So go for it.
[01:55:43.480 --> 01:55:51.480]  Just, you know, you can't get any worse than what they're going to do to you if you don't fight them.
[01:55:51.480 --> 01:55:54.480]  I know I already lost.
[01:55:54.480 --> 01:55:59.480]  I lost from the beginning, so I had nothing else to lose.
[01:55:59.480 --> 01:56:02.480]  Right. So you were in a good position.
[01:56:02.480 --> 01:56:04.480]  It could only get better for you.
[01:56:04.480 --> 01:56:06.480]  It couldn't get any worse.
[01:56:06.480 --> 01:56:07.480]  Of course.
[01:56:07.480 --> 01:56:08.480]  But you know what?
[01:56:08.480 --> 01:56:13.480]  Way at the beginning, the lawyer stands up and he says, is Mr. Juan Franco here?
[01:56:13.480 --> 01:56:14.480]  And I says, yes, I'm here.
[01:56:14.480 --> 01:56:23.480]  He says, well, the court is asking us to go outside and see if we can come to an agreement.
[01:56:23.480 --> 01:56:25.480]  So do you mind walking out with me?
[01:56:25.480 --> 01:56:26.480]  I said, no, I don't.
[01:56:26.480 --> 01:56:28.480]  So we walked out.
[01:56:28.480 --> 01:56:31.480]  And then he says, OK, Mr. Franco.
[01:56:31.480 --> 01:56:33.480]  You're going to lose.
[01:56:33.480 --> 01:56:39.480]  And you owe us $14,000.
[01:56:39.480 --> 01:56:46.480]  So the court is asking me to see if we can come to an agreement.
[01:56:46.480 --> 01:56:48.480]  And I said, oh, good.
[01:56:48.480 --> 01:56:50.480]  I said, so, hey, what do you have?
[01:56:50.480 --> 01:56:55.480]  And he says, OK, first thing has to do with your financial situation.
[01:56:55.480 --> 01:56:58.480]  I said, my financial situation is not good.
[01:56:58.480 --> 01:57:01.480]  It's messed up.
[01:57:01.480 --> 01:57:05.480]  And then he says, OK, so how could we settle this?
[01:57:05.480 --> 01:57:06.480]  I said, you know what?
[01:57:06.480 --> 01:57:15.480]  If it gets worse, you're going to be getting payments at about $20 a month.
[01:57:15.480 --> 01:57:23.480]  And then he says, well, if you go that route, my client is going to request the full amount.
[01:57:23.480 --> 01:57:28.480]  I said, well, your client can request anything they want.
[01:57:28.480 --> 01:57:29.480]  But it's not up to them.
[01:57:29.480 --> 01:57:33.480]  That's why we're here.
[01:57:33.480 --> 01:57:37.480]  And he says, OK.
[01:57:37.480 --> 01:57:39.480]  And I said, what do you mean, OK?
[01:57:39.480 --> 01:57:40.480]  I said, hold on.
[01:57:40.480 --> 01:57:41.480]  You haven't given me any figures.
[01:57:41.480 --> 01:57:43.480]  I already gave you a figure here.
[01:57:43.480 --> 01:57:45.480]  You haven't given me any figures.
[01:57:45.480 --> 01:57:47.480]  Oh, I cannot give you figures, OK?
[01:57:47.480 --> 01:57:50.480]  He felt aggravated.
[01:57:50.480 --> 01:57:54.480]  I need to talk to my client before I can give you figures.
[01:57:54.480 --> 01:57:55.480]  I said, sure.
[01:57:55.480 --> 01:57:56.480]  Call your client.
[01:57:56.480 --> 01:57:59.480]  I need some figures.
[01:57:59.480 --> 01:58:06.480]  And he said, OK, we are out of time.
[01:58:06.480 --> 01:58:07.480]  Thank you, Juan.
[01:58:07.480 --> 01:58:08.480]  You did good.
[01:58:08.480 --> 01:58:09.480]  Thanks for asking.
[01:58:09.480 --> 01:58:13.480]  We need you to call in more often with more wins.
[01:58:13.480 --> 01:58:15.480]  This is Randy Kelton and Debbie Stevens.
[01:58:15.480 --> 01:58:18.480]  We live on radio.
[01:58:18.480 --> 01:58:20.480]  Thank you all for listening.
[01:58:20.480 --> 01:58:24.480]  We will be back tomorrow night with our four-hour info
[01:58:24.480 --> 01:58:26.480]  marathon.
[01:58:26.480 --> 01:58:33.480]  And look for Deborah and Eddie Monday on the traffic show.
[01:58:33.480 --> 01:58:37.480]  This is Thursday, the 23rd of May.
[01:58:37.480 --> 01:58:42.480]  Thank you all for listening, and good night.
[01:58:42.480 --> 01:58:48.480]  I'm like a skeptic razor, don't you watch my size?
[01:58:48.480 --> 01:58:49.480]  I'm dangerous.
[01:58:49.480 --> 01:58:50.480]  Dangerous.
[01:58:50.480 --> 01:58:53.480]  Bibles for America is offering Absolutely Free,
[01:58:53.480 --> 01:58:57.480]  a unique study Bible called the New Testament Recovery Version.
[01:58:57.480 --> 01:59:01.480]  The New Testament Recovery Version has over 9,000 footnotes
[01:59:01.480 --> 01:59:04.480]  that explain what the Bible says verse by verse,
[01:59:04.480 --> 01:59:08.480]  helping you to know God and to know the meaning of life.
[01:59:08.480 --> 01:59:11.480]  Order your free copy today from Bibles for America.
[01:59:11.480 --> 01:59:20.480]  Call us toll-free at 888-551-0102 or visit us online at bfa.org.
[01:59:20.480 --> 01:59:22.480]  This translation is highly accurate,
[01:59:22.480 --> 01:59:25.480]  and it comes with over 13,000 cross references,
[01:59:25.480 --> 01:59:30.480]  plus charts and maps and an outline for every book of the Bible.
[01:59:30.480 --> 01:59:32.480]  This is truly a Bible you can understand.
[01:59:32.480 --> 01:59:35.480]  To get your free copy of the New Testament Recovery Version,
[01:59:35.480 --> 01:59:40.480]  call us toll-free at 888-551-0102.
[01:59:40.480 --> 01:59:49.480]  That's 888-551-0102 or visit us online at bfa.org.