ROL_2013-05-17_16k_Hr1-2.timecode

[00:17.800 --> 00:24.800]  2013. Gold opened today at $1376, silver at $22.32, and bitcoin is trading at $119. The
[00:24.800 --> 00:30.560]  Liberty Beat is asking for your support as we bring on two staff writers and work to
[00:30.560 --> 00:35.960]  expand our operations. Please support The Liberty Beat today by donating online at thelibertybeat.com
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[00:41.600 --> 00:46.120]  week, 5% of all purchases made at Brave New Books will be donated to The Liberty Beat.
[00:46.120 --> 00:51.600]  More information at thelibertybeat.com slash donate. And now the news. Gun control, it's
[00:51.600 --> 00:55.720]  been one of the hottest political issues of 2013, and now it's coming to a city council
[00:55.720 --> 01:00.840]  near you. In late March, the Austin City Council passed a broadly worded illegal gun resolution
[01:00.840 --> 01:04.860]  that supports Mayor Leffingwell's membership in the Mayors Against Illegal Guns, and more
[01:04.860 --> 01:08.680]  importantly, organizes local law enforcement to collaborate with the federal government
[01:08.680 --> 01:13.120]  in tracking down and arresting people who bear so-called illegal guns. When asked about
[01:13.120 --> 01:17.760]  the initiative, this is what Austin Police Department Chief Art Acevedo had to say. I'm
[01:17.760 --> 01:22.960]  here today to defend the Second Amendment, to ensure that the Second Amendment is not
[01:22.960 --> 01:31.360]  hurt or is not curtailed as a result of our failure as a nation to take pragmatic steps
[01:31.360 --> 01:35.880]  to keep firearms out of the hands of criminals and people that are of sound mind. Former
[01:35.880 --> 01:41.280]  candidate for Travis County Constable Precinct 2, Michael Cargill, responded that the only
[01:41.280 --> 01:48.240]  thing they're trying to do here is make it harder for the law abiding citizen to purchase
[01:48.240 --> 01:53.440]  a firearm. They're not doing anything to cut down crime. Since enacting the resolution
[01:53.440 --> 01:57.560]  in Austin, Councilmember Mike Martinez and Austin Police Chief Art Acevedo have made
[01:57.560 --> 02:07.560]  visits to Washington D.C. to advocate for more severe gun control legislation. President
[02:07.560 --> 02:11.320]  Obama, in a speech on Thursday, claimed that the U.S. government is evidence that Syria
[02:11.320 --> 02:15.600]  is producing chemical weapons and that a military intervention in the near future may be needed.
[02:15.600 --> 02:19.400]  The remarks came before journalists in Turkey, where Obama was meeting with Turkish Prime
[02:19.400 --> 02:24.920]  Minister Recep Tayyip Erdogan to discuss foreign policy. The Turkish government has complained
[02:24.920 --> 02:28.880]  about border security and blamed Syria for violence after bombs went off in southern
[02:28.880 --> 02:32.440]  villages. However, the suspects, which were apprehended from those bomb attacks, were
[02:32.440 --> 02:36.840]  of Turkish origin. Some estimates conclude that violent unrest in Syria has resulted
[02:36.840 --> 02:45.400]  in the deaths of no fewer than 80,000 people in the past year.
[02:45.400 --> 02:50.600]  French President Francois Hollande spoke yesterday to reporters saying that Europe existed before
[02:50.600 --> 02:54.460]  Britain joined it, according to the Telegraph. The purpose of the speech was to highlight
[02:54.460 --> 02:59.540]  the need for Eurozone countries to unite economically under a plan propagated by the European Central
[02:59.540 --> 03:11.040]  Bank.
[03:11.040 --> 03:36.280]  The speech was to highlight the need for Eurozone countries to unite economically under a plan
[03:36.280 --> 03:54.420]  propagated by the European Central Bank, and to highlight the need for Eurozone countries
[03:54.420 --> 04:10.460]  to unite economically under a plan propagated by the European Central Bank, and to highlight
[04:10.460 --> 04:23.660]  the need for Eurozone countries to unite economically under a plan propagated by the European Central
[04:23.660 --> 04:24.660]  Bank.
[04:24.660 --> 04:32.660]  The speech was to highlight the need for Eurozone countries to unite economically under a plan
[04:32.660 --> 04:41.660]  propagated by the European Central Bank, and to highlight the need for Eurozone countries
[04:41.660 --> 04:51.660]  to unite economically under a plan propagated by the European Central Bank.
[04:51.660 --> 05:05.660]  The speech was to highlight the need for Eurozone countries to unite economically under a plan
[05:05.660 --> 05:16.660]  propagated by the European Central Bank, and to highlight the need for Eurozone countries
[05:16.660 --> 05:25.660]  to unite economically under a plan propagated by the European Central Bank.
[05:46.660 --> 06:07.660]  The speech was to highlight the need for Eurozone countries to unite economically
[06:07.660 --> 06:16.660]  under a plan propagated by the European Central Bank.
[06:37.660 --> 06:46.660]  No matter which side it is you hear, whether it's the FSA, the rebel forces, or Assad's
[06:46.660 --> 06:52.660]  military, no matter which side it is, you always hear them saying, Allah Akbar, Allah
[06:52.660 --> 06:56.660]  Akbar, I mean just over and over when they're shooting, they're fighting, they're getting
[06:56.660 --> 07:01.660]  killed, they're still saying Allah Akbar, Allah Akbar.
[07:01.660 --> 07:09.660]  So I thought that's interesting, on both sides they're praising the same God as they
[07:09.660 --> 07:13.660]  go to their deaths, but that's not the big issue.
[07:13.660 --> 07:22.660]  And Randy, I thought it was just a nice opportunity here to get on with you, especially since
[07:22.660 --> 07:25.660]  you have some former military training.
[07:25.660 --> 07:35.660]  And one of the things, now being a shooter, I shoot, and I know my AK-47, I go out there
[07:35.660 --> 07:41.660]  with a 30 round clip, you know, I don't have a full auto, I just got a semi-automatic AK-47,
[07:41.660 --> 07:48.660]  I can empty that 30 round clip in about 5 seconds, and then I've got to reload.
[07:48.660 --> 07:52.660]  Well, what I've been seeing over there is just hundreds of these guys running around
[07:52.660 --> 07:57.660]  with AKs, and they're continually firing, just firing, I mean full auto, I mean they're
[07:57.660 --> 08:02.660]  just emptying clip after clip after clip, and then all these fighters, they've got these
[08:02.660 --> 08:08.660]  anti-tank weapons, they've got mortars, I mean they've got all these weapons, and what
[08:08.660 --> 08:13.660]  I'm seeing is no concern about running out of ammunition.
[08:13.660 --> 08:15.660]  They're just firing like crazy.
[08:15.660 --> 08:25.660]  Wait a minute, wait a minute, you haven't been in combat, remember the Twilight Zone
[08:25.660 --> 08:35.660]  movie where these guys are trudging around in the Vietnam jungle, and one of them says,
[08:35.660 --> 08:40.660]  I heard something over there, and everybody turns and empties their weapons, and then
[08:40.660 --> 08:44.660]  they say, did we get it?
[08:44.660 --> 08:48.660]  It's not like a cowboy movie.
[08:48.660 --> 08:51.660]  Well yeah, and I agree with you on that.
[08:51.660 --> 08:57.660]  When you point, you shoot until it quits shooting and hope you got it, but you don't
[08:57.660 --> 09:03.660]  want to take enough time between rounds to give the other guy a chance to get a shot
[09:03.660 --> 09:04.660]  at you.
[09:04.660 --> 09:10.660]  Yeah, and I totally understand that just from talking to you and watching other stuff, that
[09:10.660 --> 09:17.660]  facet, the facet that I'm concerned with is we're talking about some kind of war
[09:17.660 --> 09:22.660]  that's going on, some type of civil war between Al Qaeda and Assad's forces.
[09:22.660 --> 09:26.660]  Where are they getting all that stuff?
[09:26.660 --> 09:31.660]  Yeah, nobody's running, and we have guys just running around in regular street clothes,
[09:31.660 --> 09:36.660]  carrying AK-4s, and there's hundreds of them, and they're never running out, they're
[09:36.660 --> 09:41.660]  just firing, and they're just like you said, they're pointing their gun up over their
[09:41.660 --> 09:44.660]  head, they're emptying their clip, they grab another one, and they're just doing this
[09:44.660 --> 09:47.660]  over and over, and they never stop firing.
[09:47.660 --> 09:50.660]  Nobody's worried about running out of ammunition.
[09:50.660 --> 09:58.660]  Well, part of that is deceptive because they're not constantly in a firefight, but when they
[09:58.660 --> 10:05.660]  do get in a firefight, they will have already prepared for that firefight, so that doesn't
[10:05.660 --> 10:11.660]  necessarily mean that they have an unlimited supply of weapons, but they prepare.
[10:11.660 --> 10:17.660]  Well, yeah, I agree with that, and they're preparing, but what I'm looking at is these
[10:17.660 --> 10:22.660]  guys that are videoing this, is they're somewhere right in the background, right behind where
[10:22.660 --> 10:26.660]  the camera's at where they're running back and grabbing, because somebody has to load
[10:26.660 --> 10:27.660]  those clips.
[10:27.660 --> 10:32.660]  I mean, those clips don't load themselves, and we know that, so somebody's loading
[10:32.660 --> 10:33.660]  it.
[10:33.660 --> 10:35.660]  They've already came preloaded.
[10:35.660 --> 10:37.660]  That's what I'm saying.
[10:37.660 --> 10:44.140]  They built their stash, they prepared for this fight before they got to it, and made
[10:44.140 --> 10:50.060]  sure they had plenty of loaded clips, because if you're in a firefight and you run out
[10:50.060 --> 10:53.500]  of bullets, that's really a bad, bad thing.
[10:53.500 --> 10:57.660]  As bad things go, that's way up there on the top.
[10:57.660 --> 10:59.420]  Yeah, it is.
[10:59.420 --> 11:05.420]  It is a bad thing, but what I'm thinking is, okay, the Russians are in support of
[11:05.420 --> 11:07.260]  Syria on one side.
[11:07.260 --> 11:14.940]  This looks like the Afghanistan war all over again, when it was the Russians and us supplying
[11:14.940 --> 11:15.940]  the Mujahideen.
[11:15.940 --> 11:23.420]  Now it's us against the Syrians through Al Qaeda, our Al Qaeda-controlled forces,
[11:23.420 --> 11:28.980]  and the Russians are filling the Assad forces with the ammunition.
[11:28.980 --> 11:34.100]  I'm just wondering if at some point, we, us, and the Russians are constantly going
[11:34.100 --> 11:38.180]  in there dropping ammunition and dropping these weapons.
[11:38.180 --> 11:44.020]  I mean, they've got some pretty, these anti-take, shoulder-launch anti-take weapons,
[11:44.020 --> 11:46.100]  they were very effective against the tanks.
[11:46.100 --> 11:49.580]  I watched them just destroy tank after tank.
[11:49.580 --> 11:50.620]  Very effective.
[11:50.620 --> 11:53.000]  One shot and the tank's done.
[11:53.000 --> 11:59.500]  Let me remind you about McNamara when he resigned.
[11:59.500 --> 12:04.140]  He was the Secretary of State during the Vietnam era.
[12:04.140 --> 12:11.160]  He, I'm sorry, when he retired, he got on television, on national television, and cried
[12:11.160 --> 12:20.740]  these big old crocodile tears and apologized to the American public for keeping America
[12:20.740 --> 12:29.540]  in Vietnam, six months of which was because Lady Bird Johnson objected to them pulling
[12:29.540 --> 12:36.900]  out because she had large investments in Bell Helicopter and wanted time to divest herself
[12:36.900 --> 12:38.780]  of her investments.
[12:38.780 --> 12:43.940]  Guys, it's all about the money.
[12:43.940 --> 12:53.120]  And I would not doubt one bit that a good portion of the tensions in this conflict was
[12:53.120 --> 13:02.700]  fomented by those with a vested interest in selling these people weapons.
[13:02.700 --> 13:03.940]  I would agree with that.
[13:03.940 --> 13:04.980]  I do agree with that.
[13:04.980 --> 13:12.340]  I mean, this is a huge, my, because I know I've shot, but of course in war, now when
[13:12.340 --> 13:17.260]  you were in Vietnam, did you ever worry about running out of ammunition or did the American
[13:17.260 --> 13:20.420]  military always have plenty of ammunition there for you?
[13:20.420 --> 13:26.180]  Well, I didn't have much of that problem because I wasn't in a front position.
[13:26.180 --> 13:35.100]  But we were all always very aware of how much resources we had available.
[13:35.100 --> 13:40.180]  The whole thing, it's all about resources.
[13:40.180 --> 13:41.620]  Everything is about resources.
[13:41.620 --> 13:47.900]  You don't go into any situation unless you've made sure you have the resources.
[13:47.900 --> 13:50.780]  You have them available, you plan your battles.
[13:50.780 --> 13:56.600]  You don't just get into a battle because it's available.
[13:56.600 --> 14:03.500]  If the enemy brings a battle to you and it's not a battle you plan, you want to run away
[14:03.500 --> 14:07.260]  from that battle.
[14:07.260 --> 14:10.080]  This is not like a board game.
[14:10.080 --> 14:12.620]  You can't afford to lose.
[14:12.620 --> 14:20.100]  If you get into a situation, you always have to have an exit strategy.
[14:20.100 --> 14:27.340]  Because if you don't have one, the other side will provide one for you, and that there sucks
[14:27.340 --> 14:30.340]  so you don't get another chance.
[14:30.340 --> 14:36.700]  You always have to have an exit strategy to make sure before you get into a conflict,
[14:36.700 --> 14:41.380]  into an engagement, that you can win it.
[14:41.380 --> 14:49.960]  Or if it's not your purpose to win, that whatever your purpose is, you can serve.
[14:49.960 --> 14:57.140]  You do not want to expend resources, men and equipment, on a battle that won't make any
[14:57.140 --> 15:00.580]  difference if you win it.
[15:00.580 --> 15:03.400]  So there's a lot of planning.
[15:03.400 --> 15:11.020]  And watching these newsreels, I don't think we get a good idea of the kind of planning
[15:11.020 --> 15:12.980]  that goes into what's going on.
[15:12.980 --> 15:18.660]  The guys with the news cameras, wherever they hear the gunfire, they run around to the gunfire,
[15:18.660 --> 15:20.680]  but they don't give you any background.
[15:20.680 --> 15:23.940]  Why are these guys where they're at and why are they fighting so hard?
[15:23.940 --> 15:25.380]  Well, wait a minute now.
[15:25.380 --> 15:26.940]  I'm not watching news here.
[15:26.940 --> 15:34.060]  I'm watching YouTube videos that are getting uploaded by both sides.
[15:34.060 --> 15:36.180]  They're like guys that are involved.
[15:36.180 --> 15:44.060]  In fact, one guy was running around with his camera while he held his AK-47, and he murdered
[15:44.060 --> 15:49.940]  just tons and tons of people, and he did it like a first-person shooter.
[15:49.940 --> 15:52.780]  And that's what I'm running into is these videos.
[15:52.780 --> 15:54.740]  That's another thing I don't understand is YouTube.
[15:54.740 --> 16:00.820]  You say one thing against Obama or Bush, they flag your channel, you can't do anything,
[16:00.820 --> 16:07.620]  but I can watch hundreds of people being murdered and slaughtered over here, and they're all
[16:07.620 --> 16:15.180]  being uploaded onto YouTube by these different, both sides, Assad's army and then on the side
[16:15.180 --> 16:20.140]  of al-Qaeda, the rebels, what they call the rebels.
[16:20.140 --> 16:23.780]  Well, this is technology.
[16:23.780 --> 16:29.820]  I don't think there's anything they can do to stop that.
[16:29.820 --> 16:34.740]  Because if you flag a channel, it'll open another one.
[16:34.740 --> 16:44.040]  This is the first time that we really had up close real-time video and not just from
[16:44.040 --> 16:49.600]  the canned propaganda media, but this is real-time.
[16:49.600 --> 16:52.240]  This is stuff that's out of both governments' controls.
[16:52.240 --> 16:55.540]  This is Randy Kelt and Deborah Stevens, Root of Our Radio.
[16:55.540 --> 16:58.100]  Our call-in number is 512-646-1984.
[16:58.100 --> 17:23.900]  We'll be right back.
[17:23.900 --> 17:39.460]  I love you, I think I love you, but I want to know for sure, so come on, neutrify me,
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[19:01.660 --> 19:26.180]  You are listening to the Logos Radio Network, logosradionetwork.com.
[19:31.660 --> 19:58.180]  We'll be right back with another edition of the Logos Radio Network.
[19:58.180 --> 20:15.460]  Okay, we are back, Randy Kelton, Deborah Stevens, here with our special guest, Larry Wiest,
[20:15.460 --> 20:18.040]  and we're talking about the situation in Syria.
[20:18.040 --> 20:29.580]  Have you heard anything about the spy issues between Russia and the United States that
[20:29.580 --> 20:40.260]  seem to be somehow connected with the negotiations going on over Syria?
[20:40.260 --> 20:45.180]  I have heard about that and I've got kind of my own take about that.
[20:45.180 --> 20:53.300]  I've just recently been watching some videos of, it looks like, you know, I know they're
[20:53.300 --> 20:58.900]  called Russia now, the Russian Federation, but sorry, I still call them the Soviets.
[20:58.900 --> 21:01.540]  They're the Soviets, they've never changed.
[21:01.540 --> 21:05.900]  They've always been the Soviets and the Soviets are back on the rise.
[21:05.900 --> 21:10.920]  They're flexing their military muscle here and what they're doing, I think they've just
[21:10.920 --> 21:12.020]  about had enough.
[21:12.020 --> 21:21.140]  I think the rest of the world has just about had enough of America pushing its weight around.
[21:21.140 --> 21:30.820]  Well here, America has been very open about not interfering in this conflict and we've
[21:30.820 --> 21:39.260]  gotten a lot of criticism for not going in and helping the freedom fighters.
[21:39.260 --> 21:42.420]  Which is Al-Qaeda.
[21:42.420 --> 21:45.740]  Now remember, the CIA created Al-Qaeda.
[21:45.740 --> 21:51.380]  Yeah, Mujahideen, which is now Al-Qaeda.
[21:51.380 --> 21:58.700]  And I have no doubt at all that our government would very quickly support Al-Qaeda if Al-Qaeda
[21:58.700 --> 22:05.020]  will serve in our government's purpose.
[22:05.020 --> 22:11.900]  Contrary to popular misconception, those in government have no moral center.
[22:11.900 --> 22:18.460]  If they had a moral center, they wouldn't be in government.
[22:18.460 --> 22:23.380]  And they also, you know what, also, I would say that those in government are also, they're
[22:23.380 --> 22:30.820]  stateless, they're countryless, which means they have no obligation to any country.
[22:30.820 --> 22:36.300]  Their obligation is to the banks, to the Federal Reserve, the IMF, the World Bank, their obligation
[22:36.300 --> 22:37.300]  is there.
[22:37.300 --> 22:42.180]  It has nothing to do with the protection of the United States.
[22:42.180 --> 22:46.340]  I would say on the Soviet side, they're probably getting sick of it.
[22:46.340 --> 22:52.460]  Well, now, it's no different.
[22:52.460 --> 22:58.460]  Governments have always been a tool to manipulate the public with.
[22:58.460 --> 23:03.980]  This is just a way to hold the population together.
[23:03.980 --> 23:10.500]  Everything has always been ran by the major powers, not to think so is naive.
[23:10.500 --> 23:18.740]  But the way to keep the public behind the powers that be is to whip them into a patriotic
[23:18.740 --> 23:24.820]  fervor, give them something to rally around and follow.
[23:24.820 --> 23:33.280]  It appears as though with the dramatic increase in communications that that is the biggest
[23:33.280 --> 23:39.620]  problem the factions in these issues are having now.
[23:39.620 --> 23:49.420]  Our government can't weight the politics to one side or the other.
[23:49.420 --> 23:58.140]  And whatever you may think of Obama, I suspect he was smart enough to know that, that he
[23:58.140 --> 24:05.500]  was smart enough not to get into a situation he could do nothing but lose from.
[24:05.500 --> 24:07.100]  So he stayed out of it.
[24:07.100 --> 24:12.700]  Well, he's taken some flak for staying out of it, but it's a whole lot less flak than
[24:12.700 --> 24:25.660]  if he was in there, providing arms to these rebels, and then have videos coming out of
[24:25.660 --> 24:31.860]  there on YouTube of these rebels with arms the United States provided to them killing
[24:31.860 --> 24:36.260]  women and children and anybody gets in front of them.
[24:36.260 --> 24:38.900]  Yeah, and that's a good possibility.
[24:38.900 --> 24:44.580]  I mean, these tank killing, shoulder launch tank killing, I don't know what they call
[24:44.580 --> 24:50.620]  them bazookas or whatever, but those are not standard issue.
[24:50.620 --> 24:56.620]  Those things are pretty effective in destroying a tank and just one man with one of these
[24:56.620 --> 24:57.620]  things.
[24:57.620 --> 24:59.100]  You're talking about the RPGs.
[24:59.100 --> 25:05.700]  Yeah, well, they've got a bunch of them running around with these RPGs, which I guess is just
[25:05.700 --> 25:12.260]  a shoulder mount grenade launcher, but there's a different one, it looks like a more advanced
[25:12.260 --> 25:18.060]  model where it doesn't have the grenade that sticks out of the end and they launch it.
[25:18.060 --> 25:24.740]  These are just one solid green tube and they're using, every time I've seen them in use, they're
[25:24.740 --> 25:30.300]  against tanks and when they shoot these tanks, I mean, these tanks are destroyed.
[25:30.300 --> 25:34.820]  I mean, they completely destroy the tank.
[25:34.820 --> 25:40.420]  Very good chance these guys, if you had a Geiger counter, they would glow in the dark.
[25:40.420 --> 25:44.860]  Probably what a depleted uranium rock, they're blasting through there.
[25:44.860 --> 25:48.820]  So what I'm thinking, a warhead of depleted uranium.
[25:48.820 --> 25:52.900]  For those of you who are not familiar with the weapons, you fire a weapon and the weapon
[25:52.900 --> 25:57.480]  itself has a warhead in it.
[25:57.480 --> 26:06.140]  You deliver the weapon to the target, once it strikes the target, then it'll ignite the
[26:06.140 --> 26:14.980]  warhead and then inside there's most likely a depleted titanium pin that the warhead will
[26:14.980 --> 26:19.260]  go off and blast the pin through the armor.
[26:19.260 --> 26:23.300]  You know what that means?
[26:23.300 --> 26:28.100]  In five years from now, we're going to see the same stuff has happened in Iraq.
[26:28.100 --> 26:32.300]  Children being born with their brains outside of their head, with their intestines outside
[26:32.300 --> 26:37.540]  of their body, people being deformed and bad.
[26:37.540 --> 26:38.540]  That's what we're going to see.
[26:38.540 --> 26:49.900]  Well, you know, in war, those higher ups, you know, to them, we are simply cannon fodder.
[26:49.900 --> 26:52.660]  If we will use it, they will give it to us.
[26:52.660 --> 27:01.340]  And we have people in desperate situations, you know, I guess a case can be made for that.
[27:01.340 --> 27:09.060]  Would you be willing to risk radiation contamination down the road?
[27:09.060 --> 27:13.780]  Or not get down the road at all?
[27:13.780 --> 27:16.980]  So there's an argument to be made.
[27:16.980 --> 27:19.300]  Those tanks are really bad news.
[27:19.300 --> 27:23.020]  Yeah, because they're pretty effective when they use them.
[27:23.020 --> 27:28.900]  But these guys with one, you know, I'll watch a column of three of them, a column of three
[27:28.900 --> 27:33.420]  tanks just get bam, bam, bam, done.
[27:33.420 --> 27:40.140]  It's like when they hit these tanks, when they shoot these tanks, a huge massive fireball
[27:40.140 --> 27:41.980]  comes out of them.
[27:41.980 --> 27:45.460]  I mean, and it's over, the tank's done.
[27:45.460 --> 27:48.660]  I think it's like you're saying, a depleted uranium rod.
[27:48.660 --> 27:57.500]  This sounds like what went on in Afghanistan when the Russians were fighting there.
[27:57.500 --> 28:05.660]  The Russians had overwhelming firepower, and we came in and sold the Mujahideen Stinger
[28:05.660 --> 28:06.660]  missiles.
[28:06.660 --> 28:07.660]  Right.
[28:07.660 --> 28:17.020]  So one piece of technology dramatically changed the balance of power there.
[28:17.020 --> 28:24.460]  Tank killers, you know, tank is a huge investment for an army.
[28:24.460 --> 28:29.740]  And you have to understand armies are about the dollars.
[28:29.740 --> 28:32.860]  We had flechette rockets.
[28:32.860 --> 28:39.980]  A flechette rocket was fired from a container that had held 19 of them.
[28:39.980 --> 28:42.520]  We were, they were F.F.A.R.s.
[28:42.520 --> 28:46.380]  We called them fast, deaf, and aircraft rockets.
[28:46.380 --> 28:49.100]  But they had some other name.
[28:49.100 --> 28:55.380]  But the rocket itself was a couple of inches, about two and three-quarter inches in diameter.
[28:55.380 --> 29:00.420]  And the two-thirds of the back half was propellant.
[29:00.420 --> 29:05.740]  The one-third of the front portion was the warhead.
[29:05.740 --> 29:12.180]  And we had a tube about almost three inches in diameter with a one-inch diameter tube
[29:12.180 --> 29:14.380]  in the middle of it.
[29:14.380 --> 29:17.260]  The one-inch diameter tube in the middle was the warhead.
[29:17.260 --> 29:19.380]  That was the explosive.
[29:19.380 --> 29:27.060]  And wrapped around it was 2,000 half-inch long brass darts.
[29:27.060 --> 29:31.220]  They were not designed to kill.
[29:31.220 --> 29:36.460]  It's much more effective to wound an enemy than to kill an enemy.
[29:36.460 --> 29:42.260]  If you wound the enemy, it's going to cost approximately $30,000 to get him back in
[29:42.260 --> 29:44.380]  the field.
[29:44.380 --> 29:50.140]  You beat your adversary by running him out of money by wounding his troops rather than
[29:50.140 --> 29:51.140]  killing them.
[29:51.140 --> 29:52.140]  Okay, hold on.
[29:52.140 --> 29:55.500]  This is Randy Kelton, Deborah Stevens, Rule of Law Radio.
[29:55.500 --> 29:57.220]  We have three callers on the board.
[29:57.220 --> 29:58.980]  We'll start taking those when we get back.
[29:58.980 --> 30:00.340]  We'll be right back.
[30:00.340 --> 30:05.100]  How long will you live?
[30:05.100 --> 30:09.300]  Life insurance companies want to know, and they're harvesting information from some surprising
[30:09.300 --> 30:12.300]  sources to determine your risk and set insurance premiums.
[30:12.300 --> 30:16.300]  I'm Dr. Catherine Albrecht, and I'll be back in just a moment with more.
[30:16.300 --> 30:21.620]  Your search engine is watching you, recording all your searches and creating a massive database
[30:21.620 --> 30:23.340]  of your personal information.
[30:23.340 --> 30:26.700]  That's creepy, but it doesn't have to be that way.
[30:26.700 --> 30:29.820]  Startpage.com is the world's most private search engine.
[30:29.820 --> 30:33.940]  Startpage doesn't store your IP address, make a record of your searches, or use tracking
[30:33.940 --> 30:36.220]  cookies, and they're third-party certified.
[30:36.220 --> 30:40.700]  If you don't like big brothers spying on you, start over with Startpage.
[30:40.700 --> 30:43.300]  Great search results and total privacy.
[30:43.300 --> 30:46.780]  Startpage.com, the world's most private search engine.
[30:46.780 --> 30:51.300]  Life insurance companies used to set rates based on application information and medical
[30:51.300 --> 30:55.860]  exams, but now companies are turning to marketing databases for clues.
[30:55.860 --> 31:00.260]  They're sussing out credit card purchases, internet activity, magazine subscriptions
[31:00.260 --> 31:04.860]  and grocery card data, and social media posts are an even bigger bonanza.
[31:04.860 --> 31:09.620]  They're looking for lifestyle indicators like physical activity, financial status, and healthy
[31:09.620 --> 31:12.660]  food choices to see who is likely to keel over.
[31:12.660 --> 31:15.780]  Better not post that photo if you're a prize-winning cheesecake.
[31:15.780 --> 31:18.200]  This is just one more reason to guard your privacy.
[31:18.200 --> 31:22.260]  If you leave a trail of negative lifestyle indicators, you could find yourself uninsurable
[31:22.260 --> 31:24.860]  or paying exorbitant life insurance premiums.
[31:24.860 --> 31:26.900]  I'm Dr. Catherine Albrecht.
[31:26.900 --> 31:31.980]  More news and information at CatherineAlbrecht.com.
[31:31.980 --> 31:37.380]  This is Building 7, a 47-story skyscraper that fell on the afternoon of September 11th.
[31:37.380 --> 31:42.780]  The government says that fire brought it down, however, 1,500 architects and engineers concluded
[31:42.780 --> 31:44.420]  it was a controlled demolition.
[31:44.420 --> 31:48.420]  Over 6,000 of my fellow service members have given their lives, and thousands of my fellow
[31:48.420 --> 31:49.860]  first responders are dying.
[31:49.860 --> 31:51.260]  I'm not a conspiracy theorist.
[31:51.260 --> 31:52.260]  I'm a structural engineer.
[31:52.260 --> 31:53.700]  I'm a New York City correction officer.
[31:53.700 --> 31:54.700]  I'm an Air Force pilot.
[31:54.700 --> 31:56.380]  I'm a father who lost his son.
[31:56.380 --> 31:58.980]  We're Americans, and we deserve the truth.
[31:58.980 --> 32:02.660]  Go to RememberBuilding7.org today.
[32:02.660 --> 32:07.620]  It is so enlightening to listen to 90.1 FM, but finding things on the internet isn't so
[32:07.620 --> 32:11.340]  easy, and neither is finding like-minded people to share it with.
[32:11.340 --> 32:14.220]  Oh, well, I guess you haven't heard of Brave New Books, then.
[32:14.220 --> 32:15.460]  Brave New Books?
[32:15.460 --> 32:16.460]  Yes.
[32:16.460 --> 32:20.660]  Brave New Books has all the books and DVDs you're looking for by authors like Alex Jones,
[32:20.660 --> 32:22.620]  Ron Paul, and G. Edward Griffin.
[32:22.620 --> 32:26.700]  They even stock inner food, Berkey products, and Calvin soaps.
[32:26.700 --> 32:28.940]  There's no way a place like that exists.
[32:28.940 --> 32:30.380]  Go check it out for yourself.
[32:30.380 --> 32:34.260]  It's downtown at 1904 Guadalupe Street, just south of UT.
[32:34.260 --> 32:38.060]  Oh, by UT, there's never anywhere to park down there.
[32:38.060 --> 32:43.340]  Actually, they now offer a free hour of parking for paying customers at the 500 MLK Parking
[32:43.340 --> 32:46.380]  Facility, just behind the bookstore.
[32:46.380 --> 32:49.380]  It does exist, but when are they open?
[32:49.380 --> 32:54.740]  Monday through Saturday, 11 AM to 9 PM, and 1 to 6 PM on Sundays, so give them a call
[32:54.740 --> 33:00.500]  at 512-480-2503, or check out their events page at bravenewbookstore.com.
[33:24.740 --> 33:40.060]  Okay.
[33:40.060 --> 33:51.300]  We are back with Randy Kelton, Debra Stevens, here with Chris Weist, and Chris Weist.
[33:51.300 --> 33:52.300]  That's his bubba.
[33:52.300 --> 33:57.460]  Well, here's Larry Weist.
[33:57.460 --> 34:01.980]  When I've been coming in, you might hear me chuckle a little, and generally when we're
[34:01.980 --> 34:04.820]  ready to go in, we get a beep when we come in.
[34:04.820 --> 34:07.900]  I tell them, beep us, bubba.
[34:07.900 --> 34:15.300]  But since Chris is on, I've been saying, beem us, butthead, and he's been pretending like
[34:15.300 --> 34:17.900]  he didn't know who I was talking to.
[34:17.900 --> 34:26.060]  Okay, we got Larry Weist, and you did have an evaluation you wanted to see if I concurred
[34:26.060 --> 34:27.060]  with it.
[34:27.060 --> 34:28.060]  All right.
[34:28.060 --> 34:32.020]  Well, here's my evaluation or my analysis of what I think is going on in Syria, just
[34:32.020 --> 34:41.300]  watching these videos and seeing that the unlimited weapons supplied there, the unlimited
[34:41.300 --> 34:42.300]  ammunition.
[34:42.300 --> 34:49.940]  I know if I got 1,000 rounds, I'm going to be very conservative, but these guys don't
[34:49.940 --> 34:55.020]  seem to be very concerned about whether they're going to run out of ammunition.
[34:55.020 --> 35:00.740]  They're firing away constantly, just blasting away.
[35:00.740 --> 35:02.060]  We're not talking about a couple of guys.
[35:02.060 --> 35:09.580]  We're talking about there'll be 20, 25 guys in a group just blasting away continuously.
[35:09.580 --> 35:13.380]  So we're always seeing that.
[35:13.380 --> 35:20.980]  But I suspect that what's happening on both sides is you've got the Russians on one side
[35:20.980 --> 35:27.420]  that are supplying ammunition and weapons to the Syrian army, to Assad's army.
[35:27.420 --> 35:32.980]  And then you've got, because the Americans have, we've seen all these stories about the
[35:32.980 --> 35:37.500]  American military coming into Israel over the last several months.
[35:37.500 --> 35:46.980]  I think on the other side, we're supplying the Al Qaeda forces, just like we did with
[35:46.980 --> 35:56.860]  the Iran Contra, every war that's went on for decades, one side or the other, it's usually
[35:56.860 --> 36:04.260]  the French, the Chinese, the British, the Russians, or America are always supplying
[36:04.260 --> 36:10.540]  weapons to one side or the other, it's all these little proxy wars, these proxy wars
[36:10.540 --> 36:18.500]  where the bigger powers are fighting against each other through the smaller militaries
[36:18.500 --> 36:19.500]  they're supplying.
[36:19.500 --> 36:23.780]  And plus it's also good for businesses, wars, health of the state.
[36:23.780 --> 36:30.020]  So it's good for business for the defense, well, I don't want to call them defense contractors,
[36:30.020 --> 36:32.620]  we should call them war contractors, is exactly what they are.
[36:32.620 --> 36:37.300]  They're not defense, they're war contractors, they're making huge amounts of money off supplying
[36:37.300 --> 36:39.060]  weapons to both sides.
[36:39.060 --> 36:48.380]  And there's a movie that came out in the 90s called Lord of War, had Nicholas Cage in it.
[36:48.380 --> 36:56.000]  And I thought that was an excellent portrayal of how things could really be working, where
[36:56.000 --> 37:03.740]  we had an arms dealer who was supplying both sides for the Americans, the American government
[37:03.740 --> 37:08.860]  was selling weapons to both sides and they were using this arms dealer to do it.
[37:08.860 --> 37:14.800]  And he just, because he had contacts on both sides and he could get the weapons they needed,
[37:14.800 --> 37:19.080]  the Americans were right there to drop any weapons they needed as long as they made the
[37:19.080 --> 37:21.220]  sale with the money.
[37:21.220 --> 37:22.220]  So what do you think, Randy?
[37:22.220 --> 37:24.480]  Do you think that's accurate?
[37:24.480 --> 37:28.300]  I think it's always been about the money.
[37:28.300 --> 37:33.500]  In every war, somebody makes a lot of money.
[37:33.500 --> 37:41.380]  And when I watch, even Vietnam, it was about the money, it's always about the money.
[37:41.380 --> 37:48.980]  With the big money, those behind the governments, those behind the banks, they're the ones manipulating
[37:48.980 --> 37:49.980]  this.
[37:49.980 --> 37:57.600]  And there's a percentage of the fact that human beings have this genetic imperative
[37:57.600 --> 38:03.700]  to preserve the survival of the group.
[38:03.700 --> 38:11.100]  We have a survival instinct, but our instinct to preserve the survival of the group is stronger
[38:11.100 --> 38:14.220]  than our instinct for personal survival.
[38:14.220 --> 38:21.540]  I know a lot of people may bristle a bit at that, but it's just how it works.
[38:21.540 --> 38:33.140]  How else would you get these kids to be willing to go over and risk their lives for some vague
[38:33.140 --> 38:38.020]  notion of liberty and freedom?
[38:38.020 --> 38:40.500]  I went to Vietnam.
[38:40.500 --> 38:45.460]  How on earth did that affect my freedom in the United States?
[38:45.460 --> 38:50.780]  They did not have to convince me.
[38:50.780 --> 38:55.620]  It was in my genes, and they know that, and they take advantage of that.
[38:55.620 --> 39:01.420]  People will fight, and when they fight, they use up resources, and those supplying the
[39:01.420 --> 39:04.300]  resources make a lot of money.
[39:04.300 --> 39:07.580]  In the end, for the most part, that's what it's about.
[39:07.580 --> 39:14.300]  The Assad regime got in the crosshairs just because he wasn't careful.
[39:14.300 --> 39:17.420]  He knew this sort of thing went on all the time.
[39:17.420 --> 39:24.140]  He knew both sides, if they got an opportunity, they would involve him in a conflict.
[39:24.140 --> 39:31.540]  Every government there knows that the United States and Russia and China will engage their
[39:31.540 --> 39:38.940]  countries in wars if they can so that they can sell them arms.
[39:38.940 --> 39:40.500]  It's not about patriotism.
[39:40.500 --> 39:41.740]  It's not about freedom.
[39:41.740 --> 39:47.100]  It's all about the money, and I'm sorry if I sound cynical.
[39:47.100 --> 39:52.220]  That goes my statement that these politicians, all these people involved, they're stateless.
[39:52.220 --> 39:53.460]  They're countryless.
[39:53.460 --> 40:00.740]  They have no obligation, no commitment to any country, only to themselves and their
[40:00.740 --> 40:04.420]  bottom line of making money by selling weapons.
[40:04.420 --> 40:09.980]  Yes, and in that regard, I agree with you 100%.
[40:09.980 --> 40:12.340]  It's not about freedom.
[40:12.340 --> 40:16.100]  It's only secondarily about these things.
[40:16.100 --> 40:18.620]  That's the propaganda they can wave at us.
[40:18.620 --> 40:26.540]  It's really about those in positions of power behind all this nonsense, using these controversies,
[40:26.540 --> 40:34.500]  using the nature of the human being to struggle against one another as a method of generating
[40:34.500 --> 40:37.100]  revenue.
[40:37.100 --> 40:49.660]  And I am hoping that the world population as it ages, we're living longer and the links
[40:49.660 --> 40:55.880]  of our lives can be expected to increase dramatically in the next few decades.
[40:55.880 --> 40:59.740]  So the population on average is much older.
[40:59.740 --> 41:06.940]  We understand more, and I'm hoping that we're not so easily led.
[41:06.940 --> 41:09.300]  Our call board is really building up.
[41:09.300 --> 41:13.720]  We really need to get to some calls.
[41:13.720 --> 41:15.060]  You want to hang on, Larry?
[41:15.060 --> 41:16.060]  Okay, good.
[41:16.060 --> 41:19.460]  We're going to go to Christopher in Pennsylvania.
[41:19.460 --> 41:20.860]  Hello, Christopher.
[41:20.860 --> 41:22.660]  Hello, Randy.
[41:22.660 --> 41:25.700]  And thank you for calling in tonight.
[41:25.700 --> 41:29.540]  Christopher waited all night last night and we never got to him.
[41:29.540 --> 41:30.540]  Okay.
[41:30.540 --> 41:31.540]  Okay.
[41:31.540 --> 41:36.460]  What do you have for us?
[41:36.460 --> 41:44.220]  Well, the other night you were having a conversation with a gentleman from Baltimore and he-
[41:44.220 --> 41:45.940]  Okay, hold on.
[41:45.940 --> 41:53.100]  What Christopher is referring to is Wednesday nights I do a teleconference on the foreclosure
[41:53.100 --> 41:54.100]  issue.
[41:54.100 --> 41:58.820]  That's in case you listen all the time and you don't remember hearing that one.
[41:58.820 --> 41:59.820]  Okay.
[41:59.820 --> 42:00.820]  Go ahead, Christopher.
[42:00.820 --> 42:01.820]  Yeah.
[42:01.820 --> 42:14.580]  And you were talking to this gentleman about his mortgage assignment was done by a company
[42:14.580 --> 42:18.460]  or a bank who was out of business.
[42:18.460 --> 42:22.700]  And you described to him a proposal- Okay, hold on.
[42:22.700 --> 42:25.380]  Let me back up.
[42:25.380 --> 42:32.620]  His lender went out of business in 2007.
[42:32.620 --> 42:43.580]  In 2012, his lender transferred the deed of trust to this other entity.
[42:43.580 --> 42:44.580]  Correct.
[42:44.580 --> 42:55.660]  And we have case law on that, where the judge said, a non-existent company cannot transfer
[42:55.660 --> 42:57.340]  a deed of trust.
[42:57.340 --> 43:05.300]  Well, a friend of mine, the first guy I helped when I started this five years ago, just won
[43:05.300 --> 43:08.020]  his whole case.
[43:08.020 --> 43:11.380]  But that's what the judge said.
[43:11.380 --> 43:19.140]  The lawyer came in representing City National Bank or First City Mortgage or something like
[43:19.140 --> 43:20.140]  that.
[43:20.140 --> 43:21.140]  I think it's First City Mortgage.
[43:21.140 --> 43:27.220]  And First City Mortgage has been out of business since 2008.
[43:27.220 --> 43:31.660]  He said, Counselor, you don't have a client.
[43:31.660 --> 43:39.840]  So what I was saying on that program was this company that actually merged purported to
[43:39.840 --> 43:45.540]  make the assignment as nominee for the lender.
[43:45.540 --> 43:49.380]  Problem was the lender didn't exist anymore, so he couldn't be the nominee.
[43:49.380 --> 43:50.380]  Hang on.
[43:50.380 --> 43:52.700]  This is Randy Kelton, Deborah Stevens, Rule of Law Radio.
[43:52.700 --> 43:56.700]  I called in number 512646 in 1984.
[43:56.700 --> 44:03.540]  We'll be right back.
[44:03.540 --> 44:08.900]  Mr. President, members of Congress, you've been making a lot of noise about taking our
[44:08.900 --> 44:09.900]  guns away.
[44:09.900 --> 44:12.940]  But you might want to review history.
[44:12.940 --> 44:16.940]  1835, Gonzales, Texas territory.
[44:16.940 --> 44:21.820]  The authorities wanted to confiscate the big gun that protected that colony.
[44:21.820 --> 44:24.060]  You know what the people said?
[44:24.060 --> 44:31.380]  Come and take it, because they were willing to fight for their freedom and their guns.
[44:31.380 --> 44:32.380]  So are we.
[44:32.380 --> 44:33.380]  Come and take it if you want it.
[44:33.380 --> 44:34.380]  Come and take it if you think you can.
[44:34.380 --> 44:35.380]  Come and take it if you think you can.
[44:35.380 --> 44:36.380]  Come and take it if you think you can.
[44:36.380 --> 44:37.380]  Come and take it if you think you can.
[44:37.380 --> 44:38.380]  Come and take it if you think you can.
[44:38.380 --> 44:39.380]  Come and take it if you think you can.
[44:39.380 --> 44:40.380]  Come and take it if you think you can.
[44:40.380 --> 44:44.820]  Come and take it but I warn you, you'll have to pry it from our cold dead hands.
[44:44.820 --> 44:51.420]  We want the freedom that God gave us, so you best not cross that line.
[44:51.420 --> 44:58.780]  If you want this gun, you gotta come through us and take it one shot at a time.
[44:58.780 --> 44:59.780]  Just like Gonzales.
[44:59.780 --> 45:02.940]  We're keeping our guns.
[45:02.940 --> 45:06.140]  Are you the plaintiff or defendant in a lawsuit?
[45:06.140 --> 45:12.740]  your case without an attorney with Jurisdictionary, the affordable, easy to understand, 4CD course
[45:12.740 --> 45:19.260]  that will show you how in 24 hours, step by step. If you have a lawyer, know what your
[45:19.260 --> 45:24.900]  lawyer should be doing. If you don't have a lawyer, know what you should do for yourself.
[45:24.900 --> 45:31.340]  Thousands have won with our step by step course, and now you can too. Jurisdictionary was created
[45:31.340 --> 45:37.340]  by a licensed attorney with 22 years of case winning experience. Even if you're not in a
[45:37.340 --> 45:42.540]  lawsuit, you can learn what everyone should understand about the principles and practices
[45:42.540 --> 45:49.140]  that control our American courts. You'll receive our audio classroom, video seminar, tutorials,
[45:49.140 --> 45:57.300]  forms for civil cases, pro se tactics, and much more. Please visit RuleOfLawRadio.com and click
[45:57.300 --> 46:02.020]  on the banner or call toll free 866-LAW-EASY.
[46:27.300 --> 46:45.860]  Okay, we are back. Randy Kelton, Debra Stevens, Rule of Law Radio, and we're talking to Christopher
[46:45.860 --> 46:58.140]  in Pennsylvania. And we were talking about this issue where the lender no longer exists.
[46:58.140 --> 47:06.180]  And Christopher is something I want to ask you about before you get off the air here.
[47:06.180 --> 47:15.460]  About the information you got from your insurance carrier. But right now, did that answer your
[47:15.460 --> 47:29.020]  question about the servicer and then the holder of the note? Oh, I guess it'll help if I unmute
[47:29.020 --> 47:37.280]  you. Okay, sorry about that. I had you muted. There is one more thing that I didn't say
[47:37.280 --> 47:48.300]  that I probably needed to. The lender was the person named on the mortgage. The lender
[47:48.300 --> 47:57.960]  was the person to whom was granted a claim against the property. Pennsylvania is a judicial
[47:57.960 --> 48:06.200]  state, so there's no confessed judgment. The lender was the one granted the privilege
[48:06.200 --> 48:15.900]  of a confessed claim against the property. Ordinarily, without the confessed claim, the
[48:15.900 --> 48:22.420]  lender would have to go to court and get a claim against the borrower and then ask the
[48:22.420 --> 48:32.660]  court to grant it a lien against the property. Well, the borrower in these cases already
[48:32.660 --> 48:44.180]  granted the lender a claim against the property. And in this case, if the holder of the claim
[48:44.180 --> 48:56.620]  sold the claim, he had a duty to transfer the, I'm sorry, the holder of the note that
[48:56.620 --> 49:04.500]  for which the claim acted as security if he sold that note, the mortgage didn't do him
[49:04.500 --> 49:08.860]  any good anymore because he didn't have the original claim to start with. So he would
[49:08.860 --> 49:20.460]  need to transfer the grant, the privilege of a claim against the property to whoever
[49:20.460 --> 49:29.260]  purchased the note. But he didn't do that. And then he went out of business. So he abandoned
[49:29.260 --> 49:36.820]  it. He can't do that now. And the whole point is, it's not that the note doesn't goes away.
[49:36.820 --> 49:42.700]  It's not that the lender doesn't have his claim. He just doesn't have the privilege
[49:42.700 --> 49:46.860]  that was granted in the mortgage. Okay, does that make sense?
[49:46.860 --> 49:57.100]  It does make sense. I have the ridiculousness of Wells Fargo and Wachovia. I'm not sure
[49:57.100 --> 50:09.540]  if you know Wachovia merged with Wells Fargo. As a matter of fact, I got a Wachovia account
[50:09.540 --> 50:18.020]  because I was in Lancaster, Pennsylvania, and Wells Fargo didn't have any banks east
[50:18.020 --> 50:25.620]  of the Mississippi. So I got a Wachovia account in Pennsylvania, and they transferred it back
[50:25.620 --> 50:33.980]  to Wells Fargo when they bought Wachovia. I'm very familiar with that merger. So effectively
[50:33.980 --> 50:51.300]  Wachovia became Wells Fargo. There is a question. Wachovia ceased to do business. So did Wachovia
[50:51.300 --> 51:00.900]  and Wells Fargo merge? Because if they merged, they're the same company. So Wachovia's name
[51:00.900 --> 51:13.140]  just changed. If Wells Fargo purchased Wachovia, they did not merge. In Wachovia, any claims
[51:13.140 --> 51:21.780]  it held, it would have had to transfer to Wells Fargo, just like Washington Mutual,
[51:21.780 --> 51:28.580]  when it was put out of business, would have had to transfer all of the deeds of trust
[51:28.580 --> 51:37.820]  to JPMorgan Chase. But they didn't do that. If you have a Washington Mutual note, you
[51:37.820 --> 51:52.620]  have a real good claim. Was that the question you had? I think I cut you short.
[51:52.620 --> 52:03.780]  The question I have is basically, I have a Wells Fargo assignment from Merz, Wachovia,
[52:03.780 --> 52:12.020]  three years after Wachovia supposedly merged or went out of business.
[52:12.020 --> 52:21.780]  That should be enough to make the claim. Now, since Wachovia didn't just cease to do business
[52:21.780 --> 52:30.740]  or didn't bankrupt, but was taken over by Wells Fargo, there is some question there.
[52:30.740 --> 52:38.380]  And that was why I said that the way I did. There will be questions as to how Wells Fargo
[52:38.380 --> 52:53.720]  absorbed Wachovia. Was your original lender Wachovia? It really in the end doesn't make
[52:53.720 --> 53:02.740]  much difference as Wachovia probably wasn't your lender anyway. And this is something
[53:02.740 --> 53:10.940]  I talked to Larry with on the break. Well, Washington Mutual was put out of business
[53:10.940 --> 53:19.860]  by the federal government. The reason Washington Mutual was put out of business is that Washington
[53:19.860 --> 53:31.900]  Mutual went to people as a lender in real estate backed mortgages. And Washington Mutual
[53:31.900 --> 53:40.900]  presented itself as the lender. They would bring to the closing a warranty deed that
[53:40.900 --> 53:52.900]  they had secured from the seller by trading funds to the seller for the warranty deed.
[53:52.900 --> 54:01.500]  Now the impression that gave was that Wells Fargo went to his Federal Reserve account
[54:01.500 --> 54:09.020]  and took them this note and said to the Federal Reserve, I have this promise to pay of this
[54:09.020 --> 54:16.100]  amount over this period. In order to secure that, to perfect that promise to pay, I need
[54:16.100 --> 54:23.780]  to draw X amount of funds from the Federal Reserve bank. And the Federal Reserve would
[54:23.780 --> 54:29.020]  create the money out of thin air. And this is an argument that a lot of people tried
[54:29.020 --> 54:34.620]  to go to the banks with arguing that they didn't have any money in the transaction.
[54:34.620 --> 54:47.220]  Well actually, money is not a very accurate term. They did have a claim against them from
[54:47.220 --> 54:53.980]  the Federal Reserve bank. The Federal Reserve didn't print money in and hand printed money
[54:53.980 --> 55:01.580]  to whoever drew from their fractional reserve account. They just put a mark on a ledger.
[55:01.580 --> 55:07.780]  And then when the money was paid back over time, they would mark amounts of it off the
[55:07.780 --> 55:12.780]  ledger. So there's an argument that they created the money out of thin air. Well, yeah, they
[55:12.780 --> 55:19.660]  did. But when it was paid back, it went back to the thin air that it came from. So net
[55:19.660 --> 55:29.180]  amount of money in the economy was net zero. That assisted in the flow of money and it
[55:29.180 --> 55:35.300]  helped money keep moving without actually having to print a bunch of money and flood
[55:35.300 --> 55:41.080]  the economy with dollar bills. But that's not what happened.
[55:41.080 --> 55:48.460]  What was really going on was Washington Mutual, after they secured the note, they did not
[55:48.460 --> 55:56.060]  sell the note. There's a lot of people claiming that immediately after the consummation of
[55:56.060 --> 56:01.380]  the note, Washington Mutual and these other banks sold the note, didn't do any such thing.
[56:01.380 --> 56:07.140]  They didn't sell it because they never owned it. They didn't pull that money out of their
[56:07.140 --> 56:12.780]  Federal Reserve account. They got that money from a special purpose vehicle. A special
[56:12.780 --> 56:21.980]  purpose vehicle is a investment vehicle set up for the purpose of purchasing real estate
[56:21.980 --> 56:33.360]  back mortgages and converting those into securities and accumulating them together in an investment
[56:33.360 --> 56:38.700]  pool called a real estate mortgage investment conduit. They would then register that with
[56:38.700 --> 56:46.180]  the IRS and get themselves a great tax break. Well, the problem was the special purpose
[56:46.180 --> 56:52.600]  vehicle. Where did they get their money? The reason Washington Mutual was put out of business
[56:52.600 --> 56:58.780]  is because they were getting their money from the Colombian and Mexican drug cartels.
[56:58.780 --> 57:04.220]  We heard about all of this mortgage fraud being the largest policy scheme in the history
[57:04.220 --> 57:12.860]  of the world. Well, it appears that wasn't what it was at all. It appears it was the
[57:12.860 --> 57:19.940]  largest money laundering scheme in the history of the planet. The mistake Washington Mutual
[57:19.940 --> 57:30.100]  made was in doing business with the CIA's competitors. The CIA is really one of our
[57:30.100 --> 57:36.060]  biggest drug sellers and these chumps down in Mexico and Colombia were competing with
[57:36.060 --> 57:42.140]  them so the CIA couldn't create all these extra funds so they could pull all their special
[57:42.140 --> 57:47.180]  ops and Washington Mutual got shut down.
[57:47.180 --> 57:53.800]  As I understand Bank of America, Wells Fargo, HSBC and Deutsche Bank are under investigation
[57:53.800 --> 58:03.660]  right now for exactly the same thing. Hang on Christopher, we will be back. We're going
[58:03.660 --> 58:08.660]  to our top of the hour break. It'll be about a three minute break but when we come back
[58:08.660 --> 58:14.180]  on the other side, we'll go back to Christopher and then Paul, I see you there, Uriah and
[58:14.180 --> 58:21.620]  Garrett. We will pick you up on the other side. It generally picks up as the show moves
[58:21.620 --> 58:29.940]  along, so give us a call. Get in line. Our call in number, 512-646-1984. Since Larry's
[58:29.940 --> 58:35.620]  here, we can play Stump the Chumps. If you ask me any hard questions, I'll just push
[58:35.620 --> 58:39.180]  them to Larry. That work for you?
[58:39.180 --> 58:40.580]  That works for me.
[58:40.580 --> 58:50.780]  Okay. We will be right back on the other side.
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[59:15.580 --> 59:20.900]  set called Basic Elements of the Christian Life. Chapter by chapter, Basic Elements of
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[59:32.740 --> 59:45.740]  of the Christian Life, call Bibles for America toll free at 888-551-0102. That's 888-551-0102.
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[01:00:02.780 --> 01:00:08.620]  You're listening to the Liberty Beat, your daily source for liberty news and activist
[01:00:08.620 --> 01:00:18.100]  updates, online at thelibertybeat.com. John Bush here with your Liberty Beat for May 17,
[01:00:18.100 --> 01:00:26.980]  2013. Gold opened today at $1376, silver at $22.32 and bitcoin is trading at $119. The
[01:00:26.980 --> 01:00:30.620]  Liberty Beat is asking for your support as we bring on two staff writers and work to
[01:00:30.620 --> 01:00:36.060]  expand our operations. Please support the Liberty Beat today by donating online at thelibertybeat.com
[01:00:36.060 --> 01:00:41.680]  slash donate or in person at Brave New Books located in 1904 Guadalupe Street. Also this
[01:00:41.680 --> 01:00:46.180]  week 5% of all purchases made at Brave New Books will be donated to the Liberty Beat.
[01:00:46.180 --> 01:00:51.680]  More information at thelibertybeat.com slash donate. And now the news. Gun control, it's
[01:00:51.680 --> 01:00:55.800]  been one of the hottest political issues of 2013 and now it's coming to a city council
[01:00:55.800 --> 01:01:00.940]  near you. In late March, the Austin City Council passed a broadly worded illegal gun resolution
[01:01:00.940 --> 01:01:04.940]  that supports Mayor Leffingwell's membership in the Mayors Against Illegal Guns and more
[01:01:04.940 --> 01:01:08.780]  importantly organizes local law enforcement to collaborate with the federal government
[01:01:08.780 --> 01:01:13.220]  in tracking down and arresting people who bear so-called illegal guns. When asked about
[01:01:13.220 --> 01:01:17.860]  the initiative, this is what Austin Police Department Chief Art Acevedo had to say. I'm
[01:01:17.860 --> 01:01:23.020]  here today to defend the Second Amendment, to ensure that the Second Amendment is not
[01:01:23.020 --> 01:01:31.420]  hurt or is not curtailed as a result of our failure as a nation to take pragmatic steps
[01:01:31.420 --> 01:01:35.940]  to keep firearms out of the hands of criminals and people that are of sound mind. Former
[01:01:35.940 --> 01:01:41.340]  candidate for Travis County Constable Precinct 2, Michael Cargill, responded that the only
[01:01:41.340 --> 01:01:48.300]  thing they're trying to do here is make it harder for the law abiding citizen to purchase
[01:01:48.300 --> 01:01:53.500]  a firearm. They're not doing anything to cut down crime. Since enacting the resolution
[01:01:53.500 --> 01:01:57.620]  in Austin, Councilmember Mike Martinez and Austin Police Chief Art Acevedo have made
[01:01:57.620 --> 01:02:07.620]  visits to Washington D.C. to advocate for more severe gun control legislation. President
[01:02:07.620 --> 01:02:11.380]  Obama in a speech on Thursday claimed that the U.S. government has evidence that Syria
[01:02:11.380 --> 01:02:15.660]  is producing chemical weapons and that a military intervention in the near future may be needed.
[01:02:15.660 --> 01:02:19.460]  The remarks came before journalists in Turkey where Obama was meeting with Turkish Prime
[01:02:19.460 --> 01:02:24.980]  Minister Recep Tayyip Erdogan to discuss foreign policy. Turkish government has complained
[01:02:24.980 --> 01:02:28.820]  about border security and blamed Syria for violence after bombs went off in southern
[01:02:28.820 --> 01:02:32.660]  villages. However, the suspects which were apprehended from those bomb attacks were of
[01:02:32.660 --> 01:02:37.020]  Turkish origin. Some estimates conclude that violent unrest in Syria has resulted in the
[01:02:37.020 --> 01:02:47.220]  deaths of no fewer than 80,000 people in the past year. French President Francois Hollande
[01:02:47.220 --> 01:02:51.820]  spoke yesterday to reporters saying that Europe existed before Britain joined it, according
[01:02:51.820 --> 01:02:56.140]  to the Telegraph. The purpose of the speech was to highlight the need for Eurozone countries
[01:02:56.140 --> 01:03:22.180]  to unite economically under a plan propagated by the European Central Bank.
[01:03:26.140 --> 01:03:33.140]  I won't pay for the war with my body, ain't gonna pay for the car with my money. I won't
[01:03:33.140 --> 01:03:42.140]  pay for the fun with my body, there's grams wicked and their logic shoddy, ain't gonna
[01:03:42.140 --> 01:03:49.140]  pay for the oil with my body. I won't pay for the boys with my money, ain't gonna pay
[01:03:49.140 --> 01:03:57.140]  for the kids with my body. The whole agenda smells funny. I wanna fight it.
[01:03:57.140 --> 01:04:03.540]  Okay, we are back with Randy Kelton and Deborah Stevens from Rule Law Radio. And we're here
[01:04:03.540 --> 01:04:10.460]  with our special guest, Mr. Larry Wiest. And we're talking to Christopher in Pennsylvania
[01:04:10.460 --> 01:04:18.500]  and we just got through with the largest money laundering scheme on the history of the planet.
[01:04:18.500 --> 01:04:24.940]  And there was something else, Chris. And when we talked on the Wednesday night call-in show,
[01:04:24.940 --> 01:04:32.600]  you mentioned something that David and I, you really got our attention. And anybody
[01:04:32.600 --> 01:04:37.920]  who studied the mortgage issue is gonna find this very interesting. Will you tell us about
[01:04:37.920 --> 01:04:40.780]  your insurance carrier?
[01:04:40.780 --> 01:04:52.540]  Yeah, I had a hard time finding through my SEC searches who actually owned my property
[01:04:52.540 --> 01:04:58.800]  and to see if there was anything that I could find through there on securitization. So,
[01:04:58.800 --> 01:05:05.900]  I was going through some old insurance papers and my homeowner's insurance had from its
[01:05:05.900 --> 01:05:07.940]  inception till now-
[01:05:07.940 --> 01:05:12.900]  Okay, hold on. Let's make sure you make the distinction. He's not talking about the private
[01:05:12.900 --> 01:05:22.660]  mortgage insurance that most people never get a policy on. But your regular hazard insurance,
[01:05:22.660 --> 01:05:23.660]  right?
[01:05:23.660 --> 01:05:33.700]  Right. It was just my regular house insurance. And the policies had listed Wachovia from
[01:05:33.700 --> 01:05:40.740]  the inception. And the following year, it had listed World Bank. And the following year
[01:05:40.740 --> 01:05:48.260]  after that, it had listed IndyMac. And then IndyMac again, and then back to Wachovia.
[01:05:48.260 --> 01:05:55.180]  And then eventually, they went out of business and suddenly, it was Wells Fargo. So, I went
[01:05:55.180 --> 01:06:02.140]  to the insurance company. I asked my insurance agent if she could print me out the paperwork
[01:06:02.140 --> 01:06:10.780]  that came along with how they were told my insurance or my mortgagee had changed from
[01:06:10.780 --> 01:06:17.500]  year to year. And she printed out quite an interesting couple pieces of paper with conversations
[01:06:17.500 --> 01:06:24.700]  and letters from the bank telling the insurance company how they acquired my mortgage. And
[01:06:24.700 --> 01:06:33.060]  one of the ones from Indy Bank was listed as, we have bought this mortgage in a group
[01:06:33.060 --> 01:06:40.380]  of mortgages. And that's how we are now the mortgagee.
[01:06:40.380 --> 01:06:48.440]  I can't tell you how good that is to hear. A back door way. This would almost eliminate
[01:06:48.440 --> 01:06:50.820]  the need for a securitization analysis.
[01:06:50.820 --> 01:06:58.620]  That was my last. It was my only hope in getting one from everyone I've talked to about a securitization
[01:06:58.620 --> 01:07:04.780]  audit was telling me, well, the Bloomberg securitization audit went down and you'd have
[01:07:04.780 --> 01:07:07.700]  to find somebody who really knows what they're doing.
[01:07:07.700 --> 01:07:13.820]  Okay. We have people who can do that now. I think Bloomberg has brought theirs back
[01:07:13.820 --> 01:07:23.780]  up if I get my information is right. But from my perspective, the way I take these issues
[01:07:23.780 --> 01:07:34.420]  on, most of the time I don't care about securitization because primarily what I'm looking at is
[01:07:34.420 --> 01:07:37.060]  the contract.
[01:07:37.060 --> 01:07:45.640]  That is the first place to go. I look at this bifurcation issue, this MERS issue, and it
[01:07:45.640 --> 01:07:55.100]  just looks to me like the banks have waved that in front of us. Oh, look at MERS. Look
[01:07:55.100 --> 01:08:02.780]  how vulnerable MERS is. Oh, look at this. Look at this. We can't find the note. Oh my
[01:08:02.780 --> 01:08:07.980]  goodness. They know exactly where the note is.
[01:08:07.980 --> 01:08:16.120]  If you read the Ginnie Mae manual, it specifies precisely where that note and all the associated
[01:08:16.120 --> 01:08:27.440]  documentation must be. The custodian has it and the servicer is almost always the custodian.
[01:08:27.440 --> 01:08:31.700]  The manual says that when a note is written, if it's put into a pool, Ginnie Mae backs
[01:08:31.700 --> 01:08:38.280]  the pools, that the lender must send all the documentation to a document custodian. The
[01:08:38.280 --> 01:08:42.260]  custodian must certify to Ginnie Mae that it meets the requirements of the pool and
[01:08:42.260 --> 01:08:47.300]  the custodian is required to maintain possession of the documentation until termination of
[01:08:47.300 --> 01:08:48.820]  the contract.
[01:08:48.820 --> 01:08:56.260]  So what is hard to understand about where is the note? We know exactly where it is.
[01:08:56.260 --> 01:09:05.540]  I think that's all horse manure. That's all, I want to say red herring. It's not
[01:09:05.540 --> 01:09:10.980]  red herring. They're all straw man issues. They wave these issues in front of us and
[01:09:10.980 --> 01:09:17.460]  then when we take them on, they're able to minimize the issue. We need to stop fighting
[01:09:17.460 --> 01:09:18.460]  their fight.
[01:09:18.460 --> 01:09:19.460]  Tom Bilyeu, Jr. Randy.
[01:09:19.460 --> 01:09:20.460]  Yes.
[01:09:20.460 --> 01:09:24.740]  Tom Bilyeu, Jr. Let me ask a question. I got two questions there. Just out of what he just
[01:09:24.740 --> 01:09:31.500]  said, the securitization audit, he's asking about getting one of those. What difference
[01:09:31.500 --> 01:09:35.900]  is that going to make in front of a judge who probably doesn't know anything about
[01:09:35.900 --> 01:09:41.940]  how to read those? He wouldn't know if it was a good audit or not because he probably
[01:09:41.940 --> 01:09:50.060]  doesn't spend his time studying how to determine if a securitization audit is a good audit
[01:09:50.060 --> 01:09:59.740]  or not. The other question is, you were saying the custodian actually is supposed to hold
[01:09:59.740 --> 01:10:05.500]  on to the note, but what happens, as you well know with mine, when Bank of America sends
[01:10:05.500 --> 01:10:13.380]  you two separate letters and says, we don't own the note, Jenny May owns the note.
[01:10:13.380 --> 01:10:17.020]  And Jenny May never, no Fannie May owns the note.
[01:10:17.020 --> 01:10:21.780]  No, they said Jenny May owns the note.
[01:10:21.780 --> 01:10:26.740]  I don't remember that. Jenny May never owns the notes. This is wonderful.
[01:10:26.740 --> 01:10:29.180]  I have two letters from her. I have two letters.
[01:10:29.180 --> 01:10:38.980]  Okay. What that also may be is just garbage. It's a false issue. So how do I look at
[01:10:38.980 --> 01:10:49.540]  an issue and determine whether or not it's something you should pursue is, so what? Okay.
[01:10:49.540 --> 01:10:55.580]  You bring me all this stuff and right after consummation, the lender sold the note to
[01:10:55.580 --> 01:10:58.900]  this company and this company sold it to that company and that company sold it to this company.
[01:10:58.900 --> 01:11:07.340]  Okay. So what? How are you harmed? If the note's been sold a hundred times, how does
[01:11:07.340 --> 01:11:15.180]  that harm you? Okay. First thing people are going to say, well, if I pay off the note
[01:11:15.180 --> 01:11:21.940]  and I pay the wrong person on a uniform commercial code, I think it's 903, I forget. Anyway,
[01:11:21.940 --> 01:11:32.500]  on a uniform commercial code, if you make a payment on a claim and you make the payment
[01:11:32.500 --> 01:11:40.720]  to the wrong entity, the claim is not extinguished. So if the wrong guy comes to me and tells
[01:11:40.720 --> 01:11:45.540]  me I got to pay him and I pay him off, a couple months from now, somebody else will come and
[01:11:45.540 --> 01:11:46.540]  foreclose again.
[01:11:46.540 --> 01:11:53.840]  And what the judge is going to say, did that happen? Did somebody else already foreclose
[01:11:53.840 --> 01:11:59.100]  on you and this is the second company? And you say, well, no. Well, when that does happen,
[01:11:59.100 --> 01:12:03.580]  then you come to me, we'll take care of them. But until it happens, you can't come
[01:12:03.580 --> 01:12:09.620]  to court and sue for what might happen. Now what's your claim?
[01:12:09.620 --> 01:12:17.980]  Well, hey, here's the claim. Okay. You can't claim on something what might happen in the
[01:12:17.980 --> 01:12:25.500]  future. Now tell me how the bank claims harm when they insure the note and they get paid
[01:12:25.500 --> 01:12:26.500]  off if they foreclose.
[01:12:26.500 --> 01:12:33.620]  Let me explain how the insurance works. I had a friend that had a really nice stereo
[01:12:33.620 --> 01:12:39.260]  system. This was a long time ago. And this was on the north side of Chicago. Bad guys
[01:12:39.260 --> 01:12:47.380]  broke in, stole his stereo equipment. He filed a report with the police department and then
[01:12:47.380 --> 01:12:50.300]  he filed a claim against his insurance.
[01:12:50.300 --> 01:12:56.540]  And the insurance paid off. He got a new stereo set. Two months later, the police recovered
[01:12:56.540 --> 01:13:03.540]  his old stereo set. And they tell him to come get it. He comes and gets it, calls the insurance
[01:13:03.540 --> 01:13:06.780]  company. He said, I got your stereo set. They said, it's not our stereo set, it's your stereo
[01:13:06.780 --> 01:13:07.780]  set.
[01:13:07.780 --> 01:13:14.980]  Yeah, but you paid it off. He said, guys, you made a bet. You bet us that somebody would
[01:13:14.980 --> 01:13:23.720]  steal your property and we bet you that they wouldn't. You won the bet. That's what insurance
[01:13:23.720 --> 01:13:39.020]  is. And that's all it is. You don't have a claim. Now, if the lender receives money from
[01:13:39.020 --> 01:13:46.100]  the insurance company, in Texas, there is subrogation. And subrogation means that the
[01:13:46.100 --> 01:13:55.460]  insurance company who has to pay off a claim can then sue the person who caused the claim.
[01:13:55.460 --> 01:14:07.180]  So if they have private mortgage insurance and you default, while the lender gets recompense
[01:14:07.180 --> 01:14:13.820]  from the insurance company, the insurance company now accrues a claim against you. Does
[01:14:13.820 --> 01:14:15.360]  that make sense?
[01:14:15.360 --> 01:14:21.220]  It does make sense, but now the lender's claiming harm. Wait a minute. It's not even the lender
[01:14:21.220 --> 01:14:26.320]  because the original lender isn't no longer the holder of the so-called note. It's the
[01:14:26.320 --> 01:14:30.140]  servicer who's claiming that they're harmed.
[01:14:30.140 --> 01:14:38.140]  The servicer holds the lien against the property. He does not have to hold the note.
[01:14:38.140 --> 01:14:44.420]  Yeah, no, but the lender is not claiming harm. It's the one who's...
[01:14:44.420 --> 01:14:47.340]  Yes, he is. He's claiming harm.
[01:14:47.340 --> 01:14:52.500]  How does the lender claim harm when the lender is going out of business?
[01:14:52.500 --> 01:14:59.380]  That's a different question. Just all that does is throw everything into total confusion.
[01:14:59.380 --> 01:15:10.700]  The lender, let's take one issue at a time. A non-existent lender cannot be harmed, period.
[01:15:10.700 --> 01:15:17.220]  If the lender, like Washington Mutual's case, before it went out of business did not transfer
[01:15:17.220 --> 01:15:27.420]  its claim to someone else, they transferred the note to JPMorgan Chase, but that did not
[01:15:27.420 --> 01:15:34.860]  automatically transfer the deed of trust. Washington Mutual had to transfer the deed
[01:15:34.860 --> 01:15:43.380]  of trust by the court record. Now, the court can say the deed of trust follows the note.
[01:15:43.380 --> 01:15:51.060]  Okay, say that all you want to. The state law says, in order for you to have a claim
[01:15:51.060 --> 01:15:58.820]  against real property, you must file that claim in the county record or at the registrar's
[01:15:58.820 --> 01:16:07.460]  office. We don't care what the lien does. It can follow the note if it wants to, but
[01:16:07.460 --> 01:16:13.100]  if you don't file it in the county record, you don't have a claim. And that's where our
[01:16:13.100 --> 01:16:21.820]  issue there is. But back to note and deed of trust. The servicer is not the owner of
[01:16:21.820 --> 01:16:35.220]  the note, never was. The servicer is a contractor, an agent for the owner of the note. And theoretically,
[01:16:35.220 --> 01:16:42.380]  the owner of the note is also holding the deed of trust. So the servicer would not necessarily
[01:16:42.380 --> 01:16:52.020]  have to hold the note but the servicer's agent would have to hold the note. Okay, hang on.
[01:16:52.020 --> 01:16:56.820]  We'll pick this up on the other side. Randy Kelton, Deborah Stevens, Rule of Law Radio.
[01:16:56.820 --> 01:17:12.780]  Call in number 512-646-1984.
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[01:19:26.660 --> 01:19:56.620]  Okay, we are back. Randy Kelton, Deborah Stevens, RooVla Radio and we're talking to
[01:19:56.620 --> 01:20:06.740]  Christopher in Pennsylvania. My little dissertation there kind of wound Larry up. He had a number
[01:20:06.740 --> 01:20:07.740]  of questions.
[01:20:07.740 --> 01:20:15.080]  Well, I did. I did because I want to hit you because you said a while ago that the insurance
[01:20:15.080 --> 01:20:22.180]  company is the one that gets harmed, the lender doesn't. So if the lender is not harmed, how
[01:20:22.180 --> 01:20:27.780]  can the lender come in and claim harm and claim a foreclosure against the so-called
[01:20:27.780 --> 01:20:32.940]  borrower, the person who's actually possessing the property, the actual owner, how can they
[01:20:32.940 --> 01:20:36.300]  come in and claim harm when they've been paid off? You said the insurance company is the
[01:20:36.300 --> 01:20:41.100]  one that actually got harmed. So why wouldn't it be the insurance company coming after you
[01:20:41.100 --> 01:20:43.940]  instead of the lender?
[01:20:43.940 --> 01:20:52.020]  Because it is the holder of the deed of trust. The holder of the deed of trust acts as an
[01:20:52.020 --> 01:21:02.900]  agent for the aggrieved party. Now, the way it's supposed to work is the servicer doesn't
[01:21:02.900 --> 01:21:11.900]  own the note, never did. The servicer, in spite of what these deed of trust say, where
[01:21:11.900 --> 01:21:21.980]  these transfers where it purports to transfer the deed of trust to the servicer, they did
[01:21:21.980 --> 01:21:27.740]  that because they really don't want you to know who the owner is. But in order for the
[01:21:27.740 --> 01:21:36.260]  deed of trust to be valid, the servicer, the deed of trust should actually be transferred
[01:21:36.260 --> 01:21:45.100]  to the holder of the note. But the courts have allowed anyone who holds the claim to
[01:21:45.100 --> 01:21:55.820]  enforce the claim with the stipulation that this is an entity enforcing the claim for
[01:21:55.820 --> 01:22:04.500]  the holder of the note. Or like in this case, if the insurance pays off, insurance will
[01:22:04.500 --> 01:22:14.540]  only pay off 85%. If the note's over 12 years old, then the lender would get complete
[01:22:14.540 --> 01:22:19.780]  reimbursement. And I would agree that the lender would have no claim at this point that
[01:22:19.780 --> 01:22:26.580]  it would be the insurance company. But I suspect the courts have allowed the holder of the
[01:22:26.580 --> 01:22:34.540]  deed of trust to pursue the claim in order to keep from clouding these issues.
[01:22:34.540 --> 01:22:40.220]  So if the insurance company is the injured party, they're allowing the holder of the
[01:22:40.220 --> 01:22:47.100]  deed of trust to act as an agent to collect on the debt that supposedly was an injury,
[01:22:47.100 --> 01:22:56.860]  a harm, and the holder of the note gets paid from the insurance company. At this point,
[01:22:56.860 --> 01:23:07.180]  it seems like the holder of the note would become the insurance company. Once the foreclosure
[01:23:07.180 --> 01:23:14.100]  is exacted and they resell the property, then the insurance company should be the new holder
[01:23:14.100 --> 01:23:16.900]  of the note, the new holder of the property.
[01:23:16.900 --> 01:23:21.540]  No, the insurance company will never become the holder of the note. However, under the
[01:23:21.540 --> 01:23:31.100]  concept of subrogation, under subrogation, the insurance company can accrue a claim against
[01:23:31.100 --> 01:23:37.260]  the borrower. That should not give him a claim against the property.
[01:23:37.260 --> 01:23:46.220]  Wait a minute. If it's a claim against the borrower, okay, who's the borrower? Who is
[01:23:46.220 --> 01:23:48.220]  the borrower?
[01:23:48.220 --> 01:23:55.380]  Whoever owns the holds the property, whoever holds the warranty deed. I'm not talking about
[01:23:55.380 --> 01:24:01.140]  lender, I'm talking about borrower. The one who's supposed to be paying the bill, that's
[01:24:01.140 --> 01:24:12.140]  the borrower. And if an insurance company paid off the holder of the note, now the insurance
[01:24:12.140 --> 01:24:18.980]  company bet with him that there would not be a default. If the lender can go and show
[01:24:18.980 --> 01:24:31.460]  there is a default, the lender wins the bet. So the insurance company pays the lender.
[01:24:31.460 --> 01:24:42.140]  The courts have ruled that in matters of real property, the borrower is not allowed windfall
[01:24:42.140 --> 01:24:54.740]  insurance. So once his claim is satisfied, he doesn't have standing to make further
[01:24:54.740 --> 01:25:02.140]  claims. And it's particularly with the insurance. He can make a claim on the deed of trust,
[01:25:02.140 --> 01:25:08.980]  but if he gets paid off, then his claim is extinguished. And that would leave the insurance
[01:25:08.980 --> 01:25:17.940]  company in a position of coming back to the borrower and suing the borrower for the harm
[01:25:17.940 --> 01:25:23.300]  that was caused to the lender. Now that's in Texas, we have subrogation, all of the
[01:25:23.300 --> 01:25:31.840]  states don't. And California, they do not have subrogation. If there is a foreclosure
[01:25:31.840 --> 01:25:39.900]  and the property sells at foreclosure, all debt owed by the borrower is extinguished.
[01:25:39.900 --> 01:25:51.220]  Not so in Texas. The lender can still make a claim if he sold the property, did not have
[01:25:51.220 --> 01:25:59.740]  mortgage insurance, and lost a certain amount of money. He can make a claim for that difference.
[01:25:59.740 --> 01:26:05.100]  If insurance company was involved, the insurance company under subrogation can come and make
[01:26:05.100 --> 01:26:18.860]  a claim. But he should not be able to make the claim under the deed of trust. He should
[01:26:18.860 --> 01:26:23.280]  just have to come to the court and sue the borrower so the deed of trust would go away.
[01:26:23.280 --> 01:26:30.540]  That would stop the foreclosure. I'm sitting here thinking about the insurance
[01:26:30.540 --> 01:26:37.220]  company. If I go and get automobile insurance, I get insurance, first thing to do is go look
[01:26:37.220 --> 01:26:41.780]  and I say, okay, you've got three accidents and three speeding tickets on your record
[01:26:41.780 --> 01:26:45.780]  in the last five years, your insurance rate is going to be this. I mean, it's going to
[01:26:45.780 --> 01:26:50.280]  be high. Now, how is it that the insurance companies are not looking at the banks right
[01:26:50.280 --> 01:26:57.020]  now and go, wait a minute, you're getting about a 50 to 60% foreclosure right here and
[01:26:57.020 --> 01:27:04.540]  we're having to pay off on a lot of mortgages. So why shouldn't their rate, now the only
[01:27:04.540 --> 01:27:09.420]  thing that I can think of or surmise here is that the insurance companies are actually
[01:27:09.420 --> 01:27:13.500]  owned by the banks. No, no, no, they are. If you try to get a
[01:27:13.500 --> 01:27:26.260]  loan now and you look at the insurance that you can get, it excludes everything. So rather
[01:27:26.260 --> 01:27:33.900]  than raise the rates till no one can afford them, they just decreased what they cover.
[01:27:33.900 --> 01:27:37.500]  To the banks because they're decreasing what they're covering to the bank.
[01:27:37.500 --> 01:27:40.700]  Yeah. So the banks are not getting this sweet deal
[01:27:40.700 --> 01:27:49.340]  with the PMI mortgage anymore. Exactly, exactly. Okay. Chris, have we kind
[01:27:49.340 --> 01:27:54.900]  of forgot about you? No, no, that's all good. That's all very
[01:27:54.900 --> 01:28:02.120]  good. It's very interesting. It takes me down that avenue that I wanted to go, but my real
[01:28:02.120 --> 01:28:15.340]  question here is if in fact the bank makes an assignment on my mortgage in the recorder's
[01:28:15.340 --> 01:28:24.100]  office, that would mean then that even if they merged, there should have been an assignment
[01:28:24.100 --> 01:28:33.020]  made because they did one. In my state, because you know Pennsylvania, you have to record
[01:28:33.020 --> 01:28:37.260]  the mortgage transfers where they're kind of big on that.
[01:28:37.260 --> 01:28:44.780]  And yeah, as I understand from Leslie, I wasn't able to get ahold of Leslie. I understand
[01:28:44.780 --> 01:28:51.500]  from her it's a felony not to. Right. And so the act that he actually did
[01:28:51.500 --> 01:28:58.780]  record that would mean that there should have been a recording from the inception of...
[01:28:58.780 --> 01:29:09.800]  Right. Yeah. Okay. There's a bigger problem here. They did file notice, but they filed
[01:29:09.800 --> 01:29:16.540]  it two years after the company didn't exist anymore. So now it's, they did not timely
[01:29:16.540 --> 01:29:25.300]  file it. Right. So they breached and then they filed a fraudulent document. Correct.
[01:29:25.300 --> 01:29:35.860]  So they made it even worse. I would go criminally first or even before that, prepare a petition
[01:29:35.860 --> 01:29:42.860]  for declaratory judgment, move to declare that the document is void and of no force
[01:29:42.860 --> 01:29:48.740]  in effect because the company purporting to have filed it does not exist.
[01:29:48.740 --> 01:29:54.300]  Okay. Hang on. We're about to go to break. Randy Kelton, Deborah Stevens, we will our
[01:29:54.300 --> 01:30:05.980]  radio. Call in number 512-646-1984. Paul, Garrett, Mark. I'll see you there.
[01:30:05.980 --> 01:30:10.540]  Moms have a way of making everything better. A hug, a kiss on the cheek, a special meal.
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[01:33:31.580 --> 01:33:42.180]  Okay, we are back. Randy Kelton, Debra Stevens here with our special guest Larry Wiest. Chris,
[01:33:42.180 --> 01:33:48.660]  hold on. We're going to go to Jerry in California. He is involved in a traffic stop as we speak.
[01:33:48.660 --> 01:33:49.660]  Hello, Jerry.
[01:33:49.660 --> 01:33:56.220]  Hey, how you doing, Randy? This is my second call talking to you guys. And I am planning
[01:33:56.220 --> 01:34:01.860]  on visiting you guys the first week of June, but I just pulled over for a traffic ticket.
[01:34:01.860 --> 01:34:07.700]  The officer wrote me a ticket. And in fact, I got two of them right now and he took my
[01:34:07.700 --> 01:34:16.300]  keys. I made the dumb mistake of giving him my keys. And call story short, they gave me
[01:34:16.300 --> 01:34:26.820]  two tickets, one for talking on my cell phone while driving and one for, let's see, I don't
[01:34:26.820 --> 01:34:31.940]  even know here, but the long and the short of it, I said, you know, you came up to my
[01:34:31.940 --> 01:34:37.140]  window. I asked, can I help you for anything? And he said, driver's license, and I said,
[01:34:37.140 --> 01:34:41.060]  what do you need that for? And he's like, you were driving. And I'm like, who said I
[01:34:41.060 --> 01:34:47.700]  was driving? And so I'm just going and every time he asked me for any information, I just
[01:34:47.700 --> 01:34:52.380]  said I reserved the right to remain silent. I don't have to offer you anything. I'm traveling
[01:34:52.380 --> 01:34:57.020]  down the road trying to, you know, get home. I just finished sitting in a stand up trying
[01:34:57.020 --> 01:35:04.900]  to get home. And there were about four squad cars. There's only two now, but one of the
[01:35:04.900 --> 01:35:08.500]  other officers came by and he's basically telling me he's not going to give me my keys
[01:35:08.500 --> 01:35:15.940]  back until I bring somebody. And I do have some people on their way that's going to actually.
[01:35:15.940 --> 01:35:20.980]  Okay. Have they got your keys now? Yes, they do. Go back and see if they'll, they'll do
[01:35:20.980 --> 01:35:28.340]  a radio interview. You got to get him arrested. I wouldn't, ah, yeah, yeah. It might get you
[01:35:28.340 --> 01:35:31.900]  arrested. It might get you beaten into unconscious. He's basically telling me he's not going to
[01:35:31.900 --> 01:35:35.900]  give me the keys back until somebody's here with a valid driver's license. And if they
[01:35:35.900 --> 01:35:40.900]  don't get here in the next 30 minutes, they're going to tow my vehicle away. And I'm like,
[01:35:40.900 --> 01:35:45.180]  how are they going to do that? And I'm not willing to get out of my vehicle. First of
[01:35:45.180 --> 01:35:51.260]  all, you have to quit referring to your car as your vehicle. That's true. But I wasn't
[01:35:51.260 --> 01:35:58.700]  saying it to him. But yeah, my mode of transportation. That's right. How did he get a hold of your
[01:35:58.700 --> 01:36:08.700]  keys? He basically said, you know, that I need to prove that this vehicle hasn't been
[01:36:08.700 --> 01:36:14.700]  stolen. I put the keys out of the ignition, waved it to him and, you know. What is he
[01:36:14.700 --> 01:36:20.140]  acting like a judge now? Is he, is he doing a trial right there on the side of the road?
[01:36:20.140 --> 01:36:29.420]  Yeah. And right now, you know, I gave him a valid California ID and I told him I'm traveling.
[01:36:29.420 --> 01:36:33.460]  I'm not engaged in any commercial activity that's under your jurisdiction for issuing
[01:36:33.460 --> 01:36:39.420]  me a ticket, whether it be for speeding or anything else. I'm not engaged in that commercial
[01:36:39.420 --> 01:36:45.500]  activity that you have the jurisdiction to regulate. And he said, well, I do. He said,
[01:36:45.500 --> 01:36:51.460]  when you took your driver, I said, you keep calling me a driver. Who said I'm driving?
[01:36:51.460 --> 01:36:57.060]  Stop using that term because that does not relate to anything that is related to me on
[01:36:57.060 --> 01:37:00.740]  this road. Now, if you need some assistance doing something else, officer, I'll be more
[01:37:00.740 --> 01:37:05.700]  than happy to help you with that. We don't have anything to discuss in terms of driving
[01:37:05.700 --> 01:37:10.720]  because that is not what I'm engaged in doing right now. And he said, wait right here. And
[01:37:10.720 --> 01:37:18.380]  then there's four small police cars showed up and they ran my, my ID. They crossed. Did
[01:37:18.380 --> 01:37:24.700]  you roll your window down? I cracked it just to make sure that he could hear and we could
[01:37:24.700 --> 01:37:29.140]  communicate because it was, it was totally down when we were talking and then he started
[01:37:29.140 --> 01:37:34.780]  motioning for the, the, the, the knob to open up the door. And that's when I locked the
[01:37:34.780 --> 01:37:38.180]  door and rolled the window up. And I just said, I'm not getting out of the car. Call
[01:37:38.180 --> 01:37:43.300]  your supervisor. And that's when four of the officers came over and this officer came and
[01:37:43.300 --> 01:37:49.540]  talked to me and he seemed very polite and it was good cop bad cop. Exactly. And it was
[01:37:49.540 --> 01:37:55.780]  at that point that he was able to get my keys from me and I requested them. How did you
[01:37:55.780 --> 01:38:01.300]  get, how did he get them? He took them out of my hand. But how did, I mean, but how did
[01:38:01.300 --> 01:38:08.140]  he get his close window? Okay, wait a minute, Larry. This is not alarm. And then he reached
[01:38:08.140 --> 01:38:14.740]  up as I, as I, I guess, turn my view from my hand and took the keys and I, and then
[01:38:14.740 --> 01:38:18.260]  he's like, yeah, so the alarm does work and I'm like, yeah, can I have my keys back?
[01:38:18.260 --> 01:38:28.540]  And he's like, no. And I'm like, you know, you might hang up and dial 911 and ask someone
[01:38:28.540 --> 01:38:32.700]  to come out and take a complaint against this officer.
[01:38:32.700 --> 01:38:47.380]  And what would be the crown, the legal? Theft. You stole your keys. Okay, I'll do that and
[01:38:47.380 --> 01:38:49.740]  I'll call you back and let you know how it works out.
[01:38:49.740 --> 01:38:56.100]  Make sure to get the sheriff. Are you in a municipality? Is this a city cop?
[01:38:56.100 --> 01:39:02.700]  It's an LA city cop. We're in. Oh, you're in LA. Okay. Okay. Don't get yourself beaten
[01:39:02.700 --> 01:39:09.420]  into one consciousness. Normally, I don't suggest that people argue with the police
[01:39:09.420 --> 01:39:16.020]  on the street. If you have somebody coming and you won't get out of the car, they're
[01:39:16.020 --> 01:39:23.820]  not likely to pursue towing. Fight this in the court. The police on the street can get
[01:39:23.820 --> 01:39:31.060]  out of hand. Three dislocated ribs, two broken collarbones, broken elbow and a tooth knocked
[01:39:31.060 --> 01:39:37.460]  out. You don't want to go there. Plus they might kill you.
[01:39:37.460 --> 01:39:41.420]  It's better to fight them in the courts and not these guys out here on the street.
[01:39:41.420 --> 01:39:45.740]  We're talking about Los Angeles too. They might kill you. So you might just want to
[01:39:45.740 --> 01:39:52.180]  do whatever you take to get done with them. Yeah, you've covered your bases. As soon as
[01:39:52.180 --> 01:40:01.560]  they leave, you might want to go to the nearest police station and you tell them you want
[01:40:01.560 --> 01:40:08.180]  to file a criminal complaint and you want to make a voluntary statement and get them
[01:40:08.180 --> 01:40:09.820]  to give you a complaint.
[01:40:09.820 --> 01:40:15.660]  And make a complaint against the officer for exerting this authority he doesn't have.
[01:40:15.660 --> 01:40:21.500]  Now, when you make the complaint to the local police department, they're obviously not
[01:40:21.500 --> 01:40:23.060]  going to do anything with it.
[01:40:23.060 --> 01:40:26.460]  Right. Now, Randy, let me ask you a question.
[01:40:26.460 --> 01:40:27.460]  Okay.
[01:40:27.460 --> 01:40:32.740]  This is real critical. When my friend shows up, I'm going to tell him to get the key and
[01:40:32.740 --> 01:40:38.500]  to get in the vehicle and drive away. And then I'm going to get in his vehicle and I'm
[01:40:38.500 --> 01:40:43.220]  going to, because basically his wife is going to drive and he's going to get the keys from
[01:40:43.220 --> 01:40:46.820]  the officer. To me, that would be...
[01:40:46.820 --> 01:40:53.100]  Are you close to a private parking lot or like a store or something with a parking lot?
[01:40:53.100 --> 01:40:58.420]  Yeah. Yeah. Probably about 10 minutes because we're by a Home Depot.
[01:40:58.420 --> 01:41:05.660]  Okay. Have him park his car in the Home Depot parking lot. Get in your car and drive around
[01:41:05.660 --> 01:41:09.020]  the Home Depot, wait in the back until the cops leave and then come back.
[01:41:09.020 --> 01:41:14.060]  You didn't want to see? Oh, no, that was a game plan to begin with, but it's-
[01:41:14.060 --> 01:41:20.740]  Okay. Okay. Don't start a fight with these cops. Don't give them a reason to act out.
[01:41:20.740 --> 01:41:27.580]  These are guys on the bottom of the rung. These are the knuckle draggers. They will
[01:41:27.580 --> 01:41:34.340]  do stupid stuff that will get themselves in a lot of trouble.
[01:41:34.340 --> 01:41:38.060]  That's what I'm getting at. For him to give this other person who's not the legal owner
[01:41:38.060 --> 01:41:44.740]  of this vehicle the keys and deny me the keys to my own vehicle, and then he's going to
[01:41:44.740 --> 01:41:45.740]  drive off.
[01:41:45.740 --> 01:41:50.260]  Yes. What if your friend disappears with your car?
[01:41:50.260 --> 01:41:51.260]  Exactly.
[01:41:51.260 --> 01:41:55.900]  Just thinking, just thinking.
[01:41:55.900 --> 01:41:59.940]  That's the game plan for me.
[01:41:59.940 --> 01:42:06.500]  This will open a door where you can work them over. Just using the process on them. We need
[01:42:06.500 --> 01:42:11.540]  to get people to start using the process. You file with the police department, and then
[01:42:11.540 --> 01:42:17.860]  when the police department refuses to act, then you file with the district attorney against
[01:42:17.860 --> 01:42:25.460]  the chief of police, and the district attorney is going to refuse to do anything.
[01:42:25.460 --> 01:42:31.740]  And then you file against the district attorney. You file this with the grand jury. You try
[01:42:31.740 --> 01:42:38.620]  to get to the grand jury, and what you want to file against the district attorney is obstruction
[01:42:38.620 --> 01:42:46.800]  of justice for interfering with your access to a grand jury. I need to go over the process.
[01:42:46.800 --> 01:42:49.780]  Right now we've got a bunch of calls, and I don't want to hold up everybody all night
[01:42:49.780 --> 01:42:53.100]  with it. Maybe next week we'll go over due process.
[01:42:53.100 --> 01:42:58.300]  Well, I'm planning to see you in the first week of June, Randy. So take a look at your
[01:42:58.300 --> 01:43:03.020]  email. I sent you an email. Debra got it, and she kind of gave me some different news,
[01:43:03.020 --> 01:43:07.340]  but I was planning to make a special trip for about 10 days in your neck of the woods.
[01:43:07.340 --> 01:43:11.700]  So we'll definitely have an opportunity to talk about this in more depth.
[01:43:11.700 --> 01:43:19.860]  Okay, good. I remember your email on that subject, so I look forward to seeing you.
[01:43:19.860 --> 01:43:23.340]  Let us get back to Chris and try not to get beaten into unconsciousness.
[01:43:23.340 --> 01:43:28.260]  All right. I'll send you an email in an hour and let you know how it worked out.
[01:43:28.260 --> 01:43:39.620]  Okay. Thank you. Okay. Well, Chris, we used up a whole segment on that. We will go back
[01:43:39.620 --> 01:43:45.740]  to you when we get back on the other side. Paul, Garrett, Mark, I see you there. We will
[01:43:45.740 --> 01:43:51.500]  finish up with Chris and we will get to you guys on the other side. Our call-in number
[01:43:51.500 --> 01:43:58.500]  is 512-646-1984. We'll be right back.
[01:44:21.500 --> 01:44:28.500]  All right.
[01:44:51.500 --> 01:44:58.500]  Thank you.
[01:45:21.500 --> 01:45:28.500]  All right.
[01:45:51.500 --> 01:45:58.500]  All right.
[01:46:21.500 --> 01:46:28.500]  All right.
[01:46:51.500 --> 01:47:12.660]  Okay. We are back. Mandy Kelton, Deborah Stevens, Move Law Radio here with Larry Wiest and we're
[01:47:12.660 --> 01:47:18.700]  talking to Christopher. We really need to move along, Christopher. And we've kind of
[01:47:18.700 --> 01:47:24.380]  distracted away from you, so we had to really give you a full time. Is there anything that
[01:47:24.380 --> 01:47:26.300]  we haven't covered for you?
[01:47:26.300 --> 01:47:33.220]  No, that was right on the line. I'm just wondering, if you remember I explained to you about that
[01:47:33.220 --> 01:47:38.740]  modification program I was in and I was looking at what it was you were explaining to this
[01:47:38.740 --> 01:47:45.540]  gentleman from Maryland the other night, which was about this declaratory judgment. Is that
[01:47:45.540 --> 01:47:50.500]  something you think possibly would benefit me to-
[01:47:50.500 --> 01:48:02.660]  Absolutely. Because you got the transfer of deed of trust in 2012, declaratory judgment,
[01:48:02.660 --> 01:48:13.900]  and this is why I go back to the deed of trust. Instead of making esoteric claims of bifurcation
[01:48:13.900 --> 01:48:25.420]  and securitization, I go back to breach of contract. The contract said, you must do this
[01:48:25.420 --> 01:48:34.660]  thing. He did not do this thing, therefore he breached the contract. That's real easy
[01:48:34.660 --> 01:48:41.460]  for the judge to wrap his head around. And when he renders that ruling, he doesn't change
[01:48:41.460 --> 01:48:44.280]  the world as he knows it.
[01:48:44.280 --> 01:48:52.180]  When you ask him to rule on securitization or bifurcation, you're asking him to give
[01:48:52.180 --> 01:48:59.580]  you a ruling that's likely to change the legal landscape and get the appeals court looking
[01:48:59.580 --> 01:49:08.580]  at him real hard. And they just smacked a judge in New York big time over addressing
[01:49:08.580 --> 01:49:16.540]  these issues. So judges don't want to go there. Give them something easy. Say, your honor,
[01:49:16.540 --> 01:49:24.520]  we have this document here and it purports to transfer the deed of trust from Wachovia
[01:49:24.520 --> 01:49:32.180]  Bank to Wells Fargo Bank. The problem is, is Wachovia Bank went out of business, what
[01:49:32.180 --> 01:49:34.180]  was it, 2010?
[01:49:34.180 --> 01:49:38.740]  Yeah, 2008, December 2008, I believe it was.
[01:49:38.740 --> 01:49:47.940]  Okay, December 2008, they went out of business. And then in 2012, they purported to transfer
[01:49:47.940 --> 01:49:59.060]  the deed of trust to another company. On its face, this is fraudulent. And the court can
[01:49:59.060 --> 01:50:06.060]  tell from the four corners of the document that the document is insufficient for filing
[01:50:06.060 --> 01:50:17.300]  in the court record. And that makes an interesting point. The notary, there had to be an authentication
[01:50:17.300 --> 01:50:21.220]  on the document.
[01:50:21.220 --> 01:50:26.140]  The notary that we talked about was the employee of Wells Fargo.
[01:50:26.140 --> 01:50:33.460]  Oh, wonderful. So now you're going to want to depose the notary. And this is how you
[01:50:33.460 --> 01:50:40.740]  depose the notary. You do the standard questions. You want to get the notary used to asking
[01:50:40.740 --> 01:50:50.540]  questions first. But the real question you want to ask the notary, it is, did you do
[01:50:50.540 --> 01:51:01.460]  everything that was required? And she'll say, yes, you did.
[01:51:01.460 --> 01:51:12.560]  What was the content of the oath of office you had this person swear to? Don't ask him
[01:51:12.560 --> 01:51:21.260]  if they had him swear to an oath. They just say yes. I need to talk to Ken. He has worked
[01:51:21.260 --> 01:51:30.100]  up a way of getting around that. Where he gets the information without asking for it
[01:51:30.100 --> 01:51:37.060]  directly, we want to get the notary to admit that, oh, I'm sorry, what he did is ask
[01:51:37.060 --> 01:51:46.420]  the notary what they did and has the notary explain each step. And never ever mention
[01:51:46.420 --> 01:51:54.940]  the oath they have to swear to. That's the one thing the notaries never do. When you
[01:51:54.940 --> 01:52:01.260]  sign a document, you're supposed to swear on your oath that the statements in this document
[01:52:01.260 --> 01:52:09.260]  are true. That's a requirement everywhere. So ask the notary, when you do a authentication
[01:52:09.260 --> 01:52:17.220]  for this bank, what is the process and have them explain the process. And you can be relatively
[01:52:17.220 --> 01:52:24.380]  certain she'll leave out the oath of office. I mean the oath of office, the swearing of
[01:52:24.380 --> 01:52:32.760]  the oath, because she's afraid you'll depose the other guy and he won't lie too.
[01:52:32.760 --> 01:52:37.660]  The problem with liars is they never get their story straight. So you're gonna wanna depose
[01:52:37.660 --> 01:52:45.500]  the notary, but you may not have to. You file a petition for declaratory judgment and show
[01:52:45.500 --> 01:52:51.900]  the court that this could not possibly have been valid because the company had been out
[01:52:51.900 --> 01:53:03.180]  of business for four years. And that'll go in the district court. And the court has a
[01:53:03.180 --> 01:53:14.380]  interest in ensuring that their records are accurate. So the court has a dog in this hunt.
[01:53:14.380 --> 01:53:21.520]  And all you're asking them to do is rule on the sufficiency of this document. Do not let
[01:53:21.520 --> 01:53:32.260]  the judge go to the underlying claim. If he even mentions it, objection, relevance. The
[01:53:32.260 --> 01:53:40.240]  underlying claim based on this document is irrelevant to the determination of whether
[01:53:40.240 --> 01:53:45.940]  or not this document meets the statutory filing requirements for the court. It's the only
[01:53:45.940 --> 01:53:53.780]  thing you bring before the court. If you can get that, that's stealth mode. Now you got
[01:53:53.780 --> 01:54:05.420]  them. If you can get that, then you need to file a warranty deed immediately in the record,
[01:54:05.420 --> 01:54:07.700]  transferring the property to a third party.
[01:54:07.700 --> 01:54:16.220]  Yes. I remember you telling me about that with him and making yourself the managing
[01:54:16.220 --> 01:54:22.740]  director of the trust. You transfer the property to a trust for whom you are not the benefactor.
[01:54:22.740 --> 01:54:30.700]  You are not the beneficiary and you are not the trustee. So on the public side, you have
[01:54:30.700 --> 01:54:37.340]  no connection with the trust of any kind. On the private side, by private contract,
[01:54:37.340 --> 01:54:43.260]  you have been made managing director at the trust. So you transfer the property to that
[01:54:43.260 --> 01:54:49.260]  trust. Now when the bank comes back to try to refile their claim, sorry, Bubba, life
[01:54:49.260 --> 01:54:56.540]  is tough. Somebody else now owns this property. You go ahead, you have to go file your claim
[01:54:56.540 --> 01:55:01.980]  somewhere else. But don't let the judge know you've got that thing.
[01:55:01.980 --> 01:55:13.340]  Right, right. And in this process, waiting on my meeting with them through this program
[01:55:13.340 --> 01:55:21.260]  they have me in, would that be something that once, how long does it take to get a filing
[01:55:21.260 --> 01:55:23.540]  on that?
[01:55:23.540 --> 01:55:28.540]  It should not take long. It depends on the court and it depends on the reluctance of
[01:55:28.540 --> 01:55:35.220]  the judge to rule on it. We've had a problem in Austin where lawyers are filing petitions
[01:55:35.220 --> 01:55:41.500]  for declaratory judgment and 51-903 hearings. That's a special case. If you're going
[01:55:41.500 --> 01:55:48.980]  to file based on a deed of trust or a mortgage document, you'd file a 51-903. If you're
[01:55:48.980 --> 01:55:53.860]  going to file on any other document, you'd file declaratory judgment. And that's because
[01:55:53.860 --> 01:56:00.060]  Texas has a special statute they passed to screw the Republic of Texas. Most states don't
[01:56:00.060 --> 01:56:03.140]  have that, so you just go with a declaratory judgment.
[01:56:03.140 --> 01:56:09.740]  Now, the other side will get notice of that. And if you're in negotiations with them,
[01:56:09.740 --> 01:56:17.660]  this is mediation. You go in there and ask them to drop the whole case, give you quiet
[01:56:17.660 --> 01:56:24.100]  title and you won't sue them every way from Sunday. And they're not going to like your
[01:56:24.100 --> 01:56:27.940]  offer, so they're going to give you a counteroffer and you're not going to like it. Now let's
[01:56:27.940 --> 01:56:36.900]  talk. Oh yeah, by the way, here's your notice to respond to this petition for declaratory
[01:56:36.900 --> 01:56:47.580]  judgment. Now you want to talk Bubba? If they think they can beat it, fine.
[01:56:47.580 --> 01:56:58.440]  But a lot of times, if you give them a well-constructed document, they're not going to want to risk
[01:56:58.440 --> 01:57:05.800]  a judgment against them because a judgment against them on this issue will set a precedent
[01:57:05.800 --> 01:57:11.200]  that they are not going to like being set, that everybody else will end up doing it.
[01:57:11.200 --> 01:57:18.820]  So they may come to the table. For those who don't know, Pennsylvania had the courts
[01:57:18.820 --> 01:57:24.580]  are requiring both parties in a foreclosure issue to go to mediation. And I think that's
[01:57:24.580 --> 01:57:31.280]  wonderful because now the lawyer can talk to you without losing face. So you bar grieve
[01:57:31.280 --> 01:57:38.020]  the snot out of him. You file a motion for declaratory judgment and every time he files
[01:57:38.020 --> 01:57:43.820]  a document, bar grieve him. He's forbidden to mention that, but now he can come to you
[01:57:43.820 --> 01:57:49.840]  and try to find a way to make a deal. If he didn't have the mediation, he couldn't talk
[01:57:49.840 --> 01:57:57.380]  to you without losing face. And in the real world I live in, that is a big deal. I know
[01:57:57.380 --> 01:58:02.960]  it shouldn't be, but it is. Okay, Christopher, we're going to move ahead. We've got a bunch
[01:58:02.960 --> 01:58:06.980]  more callers. I hope I've covered everything for you.
[01:58:06.980 --> 01:58:09.660]  You did. Thank you very much.
[01:58:09.660 --> 01:58:16.900]  All righty. Thank you, Christopher and Paul. Thank you for being so patient with us. Garrett,
[01:58:16.900 --> 01:58:22.700]  Mark, I see there, we will pick you up on the other side. I'll try to move a little
[01:58:22.700 --> 01:58:28.780]  more quickly. Actually, we have two more hours, so we're in good shape. This is Randy Kelton,
[01:58:28.780 --> 01:58:36.300]  Debra Stevens, Rule of Law Radio. Our call in number is 512-646-1984. If you have a question
[01:58:36.300 --> 01:58:43.100]  or comment, now's a good time to call, because in the second two hours, the call lines tend
[01:58:43.100 --> 01:58:51.160]  to pick up really quite a bit. So give us a call. Get in line. We'll be right back.
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