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have you ever heard of the Stowers Doctrine?

Stowers?

STOWERS Doctrine.

It was pioneered in Texas and what the Stowers Doctrine is is you send a tort letter to the

the Stowers Agreement is, is you agree to pay me the full limit of your insurance or bond

If you don't under the Stowers Doctrine and I win a court, this is to the insurance company.

why it's the Stowers Doctrine because the insurance company is now at risk beyond the

the Stowers Doctrine? I heard some of that, yeah. Look up the Stowers doctrine in Colorado.

Oh, okay. Yeah. Well, look up the Stowers doctrine. It applies everywhere

If you give them a Stowers offer, if you'll settle with me for the limit of the coverage,

coverage, you're responsible. That's what the Stowers doctrine is. You have to pay it.

You made an offer to drop everything. They choose not to accept it. Then under the Stowers

sense. Okay, here's the deal. I'm looking at a brief lawyer's explanation of Stowers doctrine,

and what he says is don't say Stowers. Don't mention it. Just give them the offer

You might ask the lawyer, what do you know about the Stowers doctrine?

Stowers doctrine. You know what that is? And if you listen closely, you'll be able to hear his

start out talking about the Stowers Doctrine. And I was talking to Brett before the show started

and adjudicate the claim against it. And what the issue of the Stowers doctrine,

a remedy for this. And it was the Stowers doctrine. And what the store's doctrine says

the offer, then you're responsible for whatever the claim is. That's the Stowers doctrine.

So if you do a stowage request for 60, the Stowers request doesn't apply because the request

exceeded their limits. You have to make the Stowers request within their limits. That's sometimes.

A Stowers request. Yeah, okay, in reading this brief on Stowers requests,

it said that not to tell him that it's a Stowers request. You don't have to. And he says in here,

responsibility under a Stowers request, why would you advise them of it? Wait till they screw it up

And with the stowers doctrine, you sue the lawyer and, you know, these lawyers for the

So you use the stowers doctrine and go after the insurance company and once they know you

You mean like that Stowers claim?

So that tells them that I'm going to want to make a claim under the Stowers Doctrine or I'll put the reference to the Stowers Doctrine in there. So that tells them that if they want the insurance to pay, I'm not going to complain about it.