[00:00.000 --> 00:05.800]  The Bill of Rights contains the first ten amendments of our Constitution.
[00:05.800 --> 00:09.460]  They guarantee the specific freedoms Americans should know and protect.
[00:09.460 --> 00:10.880]  Our liberty depends on it.
[00:10.880 --> 00:14.860]  I'm Dr. Catherine Albrecht, and I'll be right back with an unforgettable way to remember
[00:14.860 --> 00:16.980]  your First Amendment rights.
[00:16.980 --> 00:18.580]  Privacy is under attack.
[00:18.580 --> 00:22.180]  When you give up data about yourself, you'll never get it back again.
[00:22.180 --> 00:26.940]  And once your privacy is gone, you'll find your freedoms will start to vanish, too.
[00:26.940 --> 00:32.000]  So protect your rights, say no to surveillance, and keep your information to yourself.
[00:32.000 --> 00:33.000]  Privacy.
[00:33.000 --> 00:34.720]  It's worth hanging on to.
[00:34.720 --> 00:39.000]  This public service announcement is brought to you by Startpage.com, the private search
[00:39.000 --> 00:42.520]  engine alternative to Google, Yahoo, and Bing.
[00:42.520 --> 00:44.520]  Start over with Startpage.
[00:44.520 --> 00:45.520]  Spar.
[00:45.520 --> 00:47.520]  It's what fighters do.
[00:47.520 --> 00:50.760]  It's also how I remember the five guarantees of the First Amendment.
[00:50.760 --> 00:54.560]  If you plan to take away my rights, I'm going to spar with you.
[00:54.560 --> 01:01.560]  Spar with an extra P. S for speech, P for press, another P for petition, A for assembly,
[01:01.560 --> 01:03.080]  and R for religion.
[01:03.080 --> 01:07.080]  Most Americans are familiar with the First Amendment guarantees of free speech, press,
[01:07.080 --> 01:10.880]  assembly, and religion, but petition for redress is another matter.
[01:10.880 --> 01:14.600]  We have the right to petition the government for a redress of grievances.
[01:14.600 --> 01:18.120]  It means that if we're unhappy with what's going on in our government, we can spell out
[01:18.120 --> 01:20.800]  the reasons without fear of being thrown into jail.
[01:20.800 --> 01:31.160]  I'm Dr. Catherine Albrecht, more news and information at CatherineAlbrecht.com.
[01:31.160 --> 01:34.800]  The Bill of Rights contains the first 10 amendments of our Constitution.
[01:34.800 --> 01:38.260]  They guarantee it is specific freedoms Americans should know and protect.
[01:38.260 --> 01:39.760]  Our liberty depends on it.
[01:39.760 --> 01:43.640]  I'm Dr. Catherine Albrecht, and I'll be right back with an unforgettable way to remember
[01:43.640 --> 01:46.780]  one of your constitutional rights.
[01:46.780 --> 01:48.360]  Privacy is under attack.
[01:48.360 --> 01:51.960]  When you give up data about yourself, you'll never get it back again.
[01:51.960 --> 01:56.760]  And once your privacy is gone, you'll find your freedoms will start to vanish, too.
[01:56.760 --> 02:01.760]  So protect your rights, say no to surveillance, and keep your information to yourself.
[02:01.760 --> 02:04.520]  Privacy, it's worth hanging on to.
[02:04.520 --> 02:08.800]  This public service announcement is brought to you by StartPage.com, the private search
[02:08.800 --> 02:12.320]  engine alternative to Google, Yahoo, and Bing.
[02:12.320 --> 02:15.920]  Start over with StartPage.
[02:15.920 --> 02:20.280]  When I think of the Second Amendment, I visualize myself wrapping my two arms around the Bill
[02:20.280 --> 02:22.360]  of Rights in a big old bear hug.
[02:22.360 --> 02:26.880]  It's how I remember that the Second Amendment guarantees us the right to bear arms, arms
[02:26.880 --> 02:30.680]  that embrace our freedoms and won't let anyone take them away without a fight.
[02:30.680 --> 02:31.680]  Get it?
[02:31.680 --> 02:34.000]  Two arms, bear hug, bear arms?
[02:34.000 --> 02:37.600]  The late Senator Hubert Humphrey captured the spirit of the Second Amendment so well
[02:37.600 --> 02:43.360]  when he said, the right of the citizens to bear arms is just one guarantee against arbitrary
[02:43.360 --> 02:47.880]  speech, one more safeguard against the tyranny which now appears remote in America, but which
[02:47.880 --> 02:50.680]  historically has proved to always be possible.
[02:50.680 --> 02:52.480]  I'm Dr. Catherine Albrecht.
[02:52.480 --> 03:16.080]  More news and information at CatherineAlbrecht.com.
[03:23.480 --> 03:49.320]  the right of the citizens to bear arms is just one guarantee against arbitrary speech,
[03:49.320 --> 04:07.160]  one more safeguard against the tyranny which now appears remote in America, but which
[04:07.160 --> 04:23.600]  now appears remote in America, but which now appears remote in America, but which now
[04:23.600 --> 04:40.440]  appears remote in America, but which now appears remote in America, but which now appears
[04:40.440 --> 05:00.960]  remote in America, but which now appears remote in America, but which now appears remote
[05:00.960 --> 05:29.080]  in America, but which now appears remote in America, but which now appears remote in
[05:29.080 --> 05:33.160]  What we do, what we do is clap our hands and jump up and down and say, goody,
[05:33.160 --> 05:33.980]  goody, goody.
[05:36.400 --> 05:36.600]  Yeah.
[05:36.600 --> 05:41.720]  Because the next thing to do is take a, make a little list of all the people,
[05:41.840 --> 05:47.320]  the DA, the magistrates, district attorney, whoever it is that has a duty to
[05:47.320 --> 05:51.680]  act on that and they received the criminal complaint, those are the names
[05:51.680 --> 05:57.240]  that go on the next criminal complaint that says this official, this public
[05:57.240 --> 05:59.640]  official failed or refused to do their duty.
[06:00.880 --> 06:04.320]  And so when that happens, we're, we're not surprised.
[06:04.320 --> 06:07.800]  We just put their name on the next criminal complaint and go from there.
[06:08.280 --> 06:12.360]  So it will be the, the criminal complaint with their name on it goes
[06:12.360 --> 06:16.020]  to a different magistrate or you'll send it to somebody else, usually try
[06:16.020 --> 06:20.440]  to take it up a notch, you know, if you send it to a district judge, then put
[06:20.440 --> 06:24.600]  the district judge's name on the next criminal complaint and give that
[06:24.600 --> 06:28.200]  criminal complaint to somebody that's higher than that district judge and
[06:28.200 --> 06:30.320]  take it to an appellate judge or Supreme court.
[06:31.280 --> 06:35.080]  And they have to address it just like the first one did.
[06:35.600 --> 06:39.760]  So if they, if they don't do it, which they probably won't, then their name
[06:39.760 --> 06:42.120]  gets put onto your next criminal complaint.
[06:42.560 --> 06:43.720]  Hope that's making sense.
[06:45.080 --> 06:47.240]  Well, our board's filling up pretty quickly.
[06:47.240 --> 06:49.720]  We've got, let me speak to that a little bit.
[06:49.720 --> 07:00.280]  I am working on refining a process and then taking the process and starting a procedure.
[07:01.080 --> 07:05.080]  I went to a justice of the peace in Victoria County and gave the justice
[07:05.080 --> 07:07.840]  of the peace for criminal affidavits.
[07:08.840 --> 07:15.360]  And he, uh, messed me if I was a lawyer and I told him, Oh no, no, my standard.
[07:15.640 --> 07:17.840]  I sleep well at night and keep my own pockets.
[07:17.840 --> 07:19.760]  Then he asked me if I talked to a lawyer.
[07:19.760 --> 07:22.520]  No, no, no, I don't waste my time with a bunch of shysters.
[07:22.760 --> 07:24.040]  Well, then I'm not going to take these.
[07:24.040 --> 07:26.480]  He turned and stormed out of the office.
[07:28.200 --> 07:32.640]  And you know, what would you do if you ask a magistrate to do what he was supposed to do?
[07:34.560 --> 07:39.200]  You file criminal complaints against him because you've been mistreated in some way.
[07:40.160 --> 07:42.240]  And the magistrate just storms out.
[07:42.240 --> 07:44.000]  I'm not going to do it and storms out.
[07:44.000 --> 07:50.720]  I'm not going to do it and storms out. Most people will feel betrayed by the magistrate.
[07:52.400 --> 07:54.480]  Well, I didn't feel betrayed by the magistrate.
[07:56.000 --> 07:57.360]  I was elated.
[07:59.280 --> 08:03.760]  And when he stormed out of the room, I looked up and I didn't say anything out loud, but I thought,
[08:04.640 --> 08:08.560]  well, Bubba, we'll see how that works out for you.
[08:09.200 --> 08:11.520]  You don't know that you just stepped in it, do you?
[08:11.520 --> 08:32.480]  I took out my cell phone, dialed 9-1-1, got a peace officer out there, and before the peace officer showed one of those no good dirty rotten clerks spied on my phone conversation and went and tattled to the judge that I was telling on him, trying to get him arrested.
[08:33.120 --> 08:37.440]  She spied on you, like your conversation that was extra loud on purpose?
[08:37.840 --> 08:40.640]  Yeah, kind of, sort of something like that.
[08:40.640 --> 08:42.080]  Right. Okay, got it.
[08:42.720 --> 08:51.440]  And the magistrate comes back out, but he seemed a little bit more timid this time and said, Mr. Councilman, have you talked to an attorney?
[08:51.440 --> 08:56.400]  I said, wait, wait, wait, wait. We can't have any further conversation, you and I.
[08:57.440 --> 09:04.160]  I am talking to, I have called the police department. I'm waiting for an officer to come out and I will be filing criminal charges against you.
[09:04.160 --> 09:10.000]  And since I'll be filing against you, it would be inappropriate for us to have any further communications.
[09:10.720 --> 09:12.800]  He looked like I hit him with a bat.
[09:14.240 --> 09:22.400]  Now, if you go ask a public official to do something that they're required to do and they don't do it, you got to try this once.
[09:22.400 --> 09:36.960]  It is so much fun and it is absolutely ethical, most certainly legal, and almost your civic duty, it is your civic duty.
[09:38.320 --> 09:41.040]  And besides, it's a whole lot of fun.
[09:42.560 --> 09:45.600]  You haven't lived till you watch a judge squirm.
[09:45.600 --> 09:54.960]  And this J.P. was squirming, but he rung that bell. He came back out to try to talk to me so he could unring the bell.
[09:56.800 --> 10:02.080]  If I'd have said, oh yeah, I talked to an attorney, he would have took my complaints in a heartbeat.
[10:04.080 --> 10:07.360]  But he did exactly what I wanted him to do.
[10:07.360 --> 10:13.520]  I got him up on that dime, and the last thing I wanted is to give him a way to try to step off of it.
[10:14.720 --> 10:28.800]  When you ask public officials to do what the law requires them to do, if they don't do what the law requires them to do, if the law mandates something, like in this case,
[10:28.800 --> 10:39.360]  the law mandated that the judge issue a warrant. In most states, it mandates that the judge examine into the sufficiency of the allegation.
[10:40.240 --> 10:50.560]  So even if I was in New York, one of the other states, and the magistrate, he's used to only taking criminal complaints from police officers.
[10:50.560 --> 10:59.520]  So as a citizen, I come in there, and this is something he doesn't do. And generally, they'll want to send you to a police department.
[11:00.800 --> 11:09.200]  And when they do that, I say, oh, wow, thank you very much. I go to the police department and file criminal complaints against the J.P.
[11:09.200 --> 11:26.720]  And tell them the J.P. sent me here to do it. Once we realize who we are, once we recognize our sovereignty, our status as the master of our service, then we can begin to take control of them, and I'll shut up now.
[11:26.720 --> 11:38.240]  Because that's my story, I'm sticking to it. And I'm not going to talk anymore. Go ahead and pick it up, Brent.
[11:38.240 --> 11:44.640]  It really is a relief. It is a relief when we start realizing there is something we can do.
[11:44.640 --> 11:59.200]  Because most of us, we don't have much reason to touch this whole system. We just assume that it goes along and does its thing like a well-oiled machine, maybe with a little bit of politics or attitude.
[11:59.200 --> 12:15.200]  But we imagine that everything's just fine. And then it lands on us, and we figure out everything's not fine. So it is really good to be able to see that there's something we can do about it.
[12:15.200 --> 12:31.200]  We've got a call here, a first-time caller. This 718 is a first-time caller, and this is a friend of Tina's, so we might bring both of them on together.
[12:31.200 --> 12:47.200]  We've got Tina in California on the board as well. I'm going to go ahead with that. Randy?
[12:47.200 --> 13:07.200]  Somebody muted my mic when I wasn't looking. You're both unmuted. It was a gremlin sneaking around in my studio.
[13:07.200 --> 13:19.200]  Okay. Your area code is 718. Give us a first name and state.
[13:19.200 --> 13:23.200]  Ashmeen Mordekhan, New Yorker.
[13:23.200 --> 13:29.200]  Ashmeen, glad you called tonight. What is on your mind?
[13:29.200 --> 13:41.200]  Well, there's a lot on my mind, actually. I've been through this judicial system since 2008, since the financial crisis.
[13:41.200 --> 14:04.200]  I have been in illegal foreclosure since then, since my home. But nevertheless, just recently, right now I'm in bankruptcy, Chapter 7. I wasn't in Chapter 15 until Chapter 7. My experience…
[14:04.200 --> 14:10.200]  Wait. In the Chapter 7, did you claim the property is unsecured?
[14:10.200 --> 14:11.200]  Yes.
[14:11.200 --> 14:15.200]  Good. Okay. Go ahead.
[14:15.200 --> 14:43.200]  So, what I uncovered with a couple of other homeowners and covered in my case that the attorney that I hired to do my bankruptcy was setting me up to do a loan modification.
[14:43.200 --> 14:58.200]  All that money was being taken away from me, I would say, and set up to do the loan modification. And I would have lost my both homes and my exempt funds.
[14:58.200 --> 15:14.200]  When that happened, I got the help that I got from some other homeowners. They helped me get the money back from the trustee, the attorney. I ended up getting back approximately 70-something thousand.
[15:14.200 --> 15:32.200]  The loan modification that I was doing with Rushmore Loan Management, they refused to give me back the money they exempted funds. We did an adversary proceeding. While doing that, I had to recuse the judge and the trustee.
[15:32.200 --> 15:47.200]  It took me three attempts to recuse the judge, and then I got a new judge and a new trustee. Under his investigation, he found out that…he actually told me he's not interested in my proof of claim.
[15:47.200 --> 16:05.200]  He has no interest in my proof of claim. All he's interested is in my assets. While he was doing his investigation and while I was on his 341 meeting, we uncovered that the previous attorney and the trustee failed to put in my PI case.
[16:05.200 --> 16:26.200]  The workers' comp money was exempt, which I wasn't aware of. He uncovered the $63,000 as an asset. He actually intimidated me. I feel like I was on a trial. I told him I didn't get back my bank statement from the prior attorney.
[16:26.200 --> 16:45.200]  We ended up writing a letter. We got that back. I didn't have that $63,000 in my account. I only had $1,700 and a few dollars. Nevertheless, he caught that. I'm playing music. Am I still on the air?
[16:45.200 --> 17:00.200]  You are still on the air, but we're just about to go to our sponsors. Wow, this is a very full story. We're going to go to our sponsors and we'll pick it up right after the break. We'll be right back.
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[19:20.200 --> 19:47.200]  Okay, we are back. Randy Kelton, Brett Fountain, Rule of Law Radio, and we're talking to Ashim in New York.
[19:47.200 --> 20:00.200]  And Ashim, we're having a couple issues. One is the fidelity on your microphone is not very good. I'm getting all bass. Are you on a Bluetooth?
[20:00.200 --> 20:05.200]  No, I'm using my headphones. Is that causing the problem?
[20:05.200 --> 20:14.200]  Could be. Try removing those and see if we get a better sound.
[20:14.200 --> 20:18.200]  It actually sounds like the microphone is too close to your mouth.
[20:18.200 --> 20:20.200]  How is this? Better?
[20:20.200 --> 20:30.200]  Oh, much better. Now the other thing, that is way better. The other thing is you're talking faster than we can listen.
[20:30.200 --> 20:32.200]  Oh my goodness, okay.
[20:32.200 --> 20:45.200]  You know, we're on radio, and when you're on radio, we can't see your mouth. We can't see your facial expressions, your body movements. So we don't have as much to work with.
[20:45.200 --> 20:46.200]  Okay.
[20:46.200 --> 20:57.200]  When I listen to myself on the radio, I sound like I'm in slow motion. That's how it sounds to me, but other people don't hear it that way.
[20:57.200 --> 21:08.200]  Because you're trying to hear these words and stitch these words together while more words are coming. So if I start talking too fast, then you just can't keep up with me.
[21:08.200 --> 21:19.200]  So I try to slow it down just a little bit. But your issue is far too complex for us to do this way.
[21:19.200 --> 21:29.200]  When you are deeply embedded in a circumstance, you tend to move from one high point, one perceived high point to the next, to the next.
[21:29.200 --> 21:43.200]  And sometimes you jump around forward and back and we get lost. So I'm going to ask Tina to give us a synopsis of this case.
[21:43.200 --> 21:45.200]  Okay.
[21:45.200 --> 21:49.200]  You didn't expect to be put on that time, did you?
[21:49.200 --> 21:55.200]  I did not.
[21:55.200 --> 22:00.200]  Well, I think the basis is that, you know...
[22:00.200 --> 22:03.200]  Wait a minute, Tina. Are you on a Bluetooth?
[22:03.200 --> 22:06.200]  Oh, yes. Hold on. Let me put you on speaker. Hold on.
[22:06.200 --> 22:13.200]  Oh, you need to beat yourself around the eyes and the ears with that Bluetooth.
[22:13.200 --> 22:19.200]  Oh, no. I just need to give a new one.
[22:19.200 --> 22:21.200]  Oh, Randy, don't be churlish.
[22:21.200 --> 22:25.200]  Oh, be churlish?
[22:25.200 --> 22:27.200]  All the time, Randy.
[22:27.200 --> 22:31.200]  Okay. Now, give us a synopsis.
[22:31.200 --> 22:57.200]  Yeah. Ashmeen has been dragged through hell by attorneys who are trying to take advantage of a woman who they deem to be meek and mild and won't fight back because they know or have known that she does not have the knowledge to fight these people.
[22:57.200 --> 23:26.200]  And what it is, they smell them. Her personal injury case is for $5 million, and I'm not sure how much her workman's comp case is, but they want that money, and they're trying to get to it, the trustee and the bankruptcy court, and leave her with nothing.
[23:26.200 --> 23:38.200]  Now, Ashmeen recently stood up to the judge and told her firsthand that she was not going to take this anymore.
[23:38.200 --> 23:49.200]  She actually said to the judge that I have been financially raped by my attorneys, by this court, by the judges, and I won't take it anymore.
[23:49.200 --> 23:54.200]  She went through a whole spiel. I was very proud of her for doing that.
[23:54.200 --> 24:09.200]  Now, right after that hearing, her personal injury attorney called her right away and said he has an offer on that for $500,000.
[24:09.200 --> 24:21.200]  Ashmeen asked him how much she was going to get out of that after attorney fees and trustee fees and everything, and he's supposed to get back to her.
[24:21.200 --> 24:32.200]  Now, the personal injury attorney that the trustee hired for her, I think, Ashmeen, correct me if I'm wrong, is...
[24:32.200 --> 24:34.200]  No, I had a...
[24:34.200 --> 24:37.200]  Can I step in there a little bit?
[24:37.200 --> 24:38.200]  Yes.
[24:38.200 --> 24:39.200]  Okay.
[24:39.200 --> 24:40.200]  Yes.
[24:40.200 --> 24:45.200]  So I just want to go back a little bit just to get you guys a little...and I should have summarized.
[24:45.200 --> 24:58.200]  The first trustee that I had hired a bankruptcy attorney who knew about my workers' camp settlement and also knew of my personal injury case.
[24:58.200 --> 25:13.200]  The second trustee, after I recused the judge and that trustee, the second trustee came along, and now he hired his law firm, plus he hired my personal injury attorney.
[25:13.200 --> 25:19.200]  Wait, you're saying that the judge hired the judge's law firm?
[25:19.200 --> 25:27.200]  The trustee hired his law firm and also my personal injury...
[25:27.200 --> 25:29.200]  Okay, hold on, hold on.
[25:29.200 --> 25:34.200]  One thing to avoid are pronouns.
[25:34.200 --> 25:35.200]  Okay.
[25:35.200 --> 25:37.200]  The trustee hired his law firm.
[25:37.200 --> 25:41.200]  What does his refer to?
[25:41.200 --> 25:44.200]  I'm thinking it could be the trustee or the judge.
[25:44.200 --> 25:48.200]  No, the trustee's law firm...
[25:48.200 --> 25:49.200]  Oh, wow.
[25:49.200 --> 25:51.200]  The trustee hired his own law firm.
[25:51.200 --> 25:52.200]  Wow.
[25:52.200 --> 25:53.200]  Yes.
[25:53.200 --> 25:54.200]  Oh, that's handy.
[25:54.200 --> 26:08.200]  And the judge okayed it for $700 an hour, and then he put in another notice that he's raising his fees to $700-something dollars,
[26:08.200 --> 26:15.200]  and then he put in another notice to the judge that he's going to hire my personal injury attorney.
[26:15.200 --> 26:17.200]  So I find that very...
[26:17.200 --> 26:27.200]  I'm like, okay, so if he's hiring his law firm and he said he's not entertaining, that's his end.
[26:27.200 --> 26:29.200]  I'm not entertaining the proof of claim.
[26:29.200 --> 26:32.200]  I'm only here about your assets.
[26:32.200 --> 26:33.200]  Okay?
[26:33.200 --> 26:34.200]  And that was it.
[26:34.200 --> 26:38.200]  And he hasn't been involved in the case, the judge is making all the decisions.
[26:38.200 --> 26:43.200]  And from what I have noticed and what I've experienced, he's favoring all...
[26:43.200 --> 26:50.200]  I'm up against 14 attorneys plus the United States of America, because in my case, I uncovered some...
[26:50.200 --> 26:59.200]  the person who was doing certain things to me uncovered certain things that the U.S. Treasury is paying for these attorneys
[26:59.200 --> 27:09.200]  or law firms to...the motion to lift the state, the U.S. Treasury is paying for that.
[27:09.200 --> 27:10.200]  So I...
[27:10.200 --> 27:12.200]  Okay, this is way too confusing.
[27:12.200 --> 27:16.200]  I have no idea what you're talking about.
[27:16.200 --> 27:22.200]  Well, it sounds to me like there are some shenanigans going on.
[27:22.200 --> 27:32.200]  We've got a lawyer that was supposed to be acting as a trustee, and instead of acting in the best interest of the trust,
[27:32.200 --> 27:38.200]  he decides he's going to go hire his own law firm to do some other services.
[27:38.200 --> 27:42.200]  Well, that's like baritree on steroids.
[27:42.200 --> 27:50.200]  Not only is he injecting himself into a situation so that he can be paid to address a controversy that didn't exist before,
[27:50.200 --> 27:55.200]  but he's actually hiring his own law firm to do that.
[27:55.200 --> 27:59.200]  Wait, we don't understand what's actually going on here.
[27:59.200 --> 28:03.200]  You've kind of started us in the middle of something.
[28:03.200 --> 28:08.200]  Tina, have you constructed a timeline?
[28:08.200 --> 28:11.200]  Yes, I do have a timeline.
[28:11.200 --> 28:19.200]  We need to look at the timeline or go down the timeline so that we can make sense of what's going on.
[28:19.200 --> 28:21.200]  How did this start?
[28:21.200 --> 28:28.200]  Would it start with a foreclosure, and how did it get to a bankruptcy?
[28:28.200 --> 28:36.200]  We need to understand the context under which all of this is occurring.
[28:36.200 --> 28:39.200]  This is going to take quite a while.
[28:39.200 --> 28:46.200]  Yes, and I was going to say this is not really appropriate for this kind of show.
[28:46.200 --> 28:51.200]  But what we can do is first construct a timeline.
[28:51.200 --> 28:56.200]  Tina, can you send that timeline to Brett?
[28:56.200 --> 28:57.200]  Yes.
[28:57.200 --> 28:58.200]  Okay, okay.
[28:58.200 --> 28:59.200]  Send it to me.
[28:59.200 --> 29:01.200]  I'm the foreclosure guy.
[29:01.200 --> 29:04.200]  Yes, I'll send it to both of you.
[29:04.200 --> 29:06.200]  Send the timeline to me.
[29:06.200 --> 29:07.200]  Let me go through it.
[29:07.200 --> 29:12.200]  I'll give you some feedback, and we can get this thing organized
[29:12.200 --> 29:17.200]  so next week we can go over this with much more clarity.
[29:17.200 --> 29:19.200]  I agree.
[29:19.200 --> 29:20.200]  Okay.
[29:20.200 --> 29:27.200]  In the meantime, can I ask, should Ashmeen file bar grievances
[29:27.200 --> 29:33.200]  and judicial complaints against everyone right now?
[29:33.200 --> 29:37.200]  And does anyone have a sample New York one?
[29:37.200 --> 29:43.200]  Well, my New York reaction is to say absolutely file bar grievances
[29:43.200 --> 29:45.200]  against the lawyers.
[29:45.200 --> 29:49.200]  Any time you get an opportunity, bargrieve them.
[29:49.200 --> 29:54.200]  I'm thinking based on what I've heard that you could well have
[29:54.200 --> 30:02.200]  some very good malpractice lawsuits against these lawyers.
[30:02.200 --> 30:05.200]  It's clear cell phones have changed the way we live and work,
[30:05.200 --> 30:07.200]  but have they negatively affected our health?
[30:07.200 --> 30:09.200]  I'm Dr. Catherine Albrecht, and I'll be back in just a moment
[30:09.200 --> 30:13.200]  with new findings about how cell phones may actually alter
[30:13.200 --> 30:15.200]  our brain chemistry.
[30:15.200 --> 30:17.200]  Privacy is under attack.
[30:17.200 --> 30:20.200]  When you give up data about yourself, you'll never get it back again.
[30:20.200 --> 30:23.200]  And once your privacy is gone, you'll find your freedoms
[30:23.200 --> 30:25.200]  will start to vanish too.
[30:25.200 --> 30:27.200]  So protect your rights.
[30:27.200 --> 30:30.200]  Say no to surveillance and keep your information to yourself.
[30:30.200 --> 30:33.200]  Privacy, it's worth hanging on to.
[30:33.200 --> 30:36.200]  This public service announcement is brought to you by StartPage.com,
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[30:44.200 --> 30:46.200]  Cell phones emit radio frequency energy.
[30:46.200 --> 30:47.200]  It's a fact.
[30:47.200 --> 30:50.200]  But whether it's dangerous to have a phone beaming this kind of
[30:50.200 --> 30:52.200]  radiation near your head has been disputed.
[30:52.200 --> 30:55.200]  Some have blamed it for brain tumors, while cell phone companies
[30:55.200 --> 30:57.200]  have downplayed concerns.
[30:57.200 --> 31:00.200]  Well, now the Journal of the American Medical Association is confirming
[31:00.200 --> 31:02.200]  that cell phones affect brain chemistry.
[31:02.200 --> 31:06.200]  A study of 47 volunteers showed that glucose metabolism in the area
[31:06.200 --> 31:09.200]  of the brain closest to the cell phone antenna increases
[31:09.200 --> 31:11.200]  when the cell phone is on.
[31:11.200 --> 31:14.200]  While researchers aren't sure whether this exposure causes damage,
[31:14.200 --> 31:16.200]  I'm not taking any chances.
[31:16.200 --> 31:20.200]  I always keep the phone far from my body, and I use a corded headset.
[31:20.200 --> 31:21.200]  I'm Dr. Catherine Albrecht.
[31:21.200 --> 31:30.200]  More news and information at CatherineAlbrecht.com.
[31:30.200 --> 31:34.200]  I lost my son, my nephew, my uncle, my son on September 11, 2001.
[31:34.200 --> 31:38.200]  Most people don't know that a third tower fell on September 11.
[31:38.200 --> 31:42.200]  World Trade Center 7, a 47-story skyscraper, was not hit by a plane.
[31:42.200 --> 31:46.200]  Although the official explanation is that fire brought down Building 7,
[31:46.200 --> 31:50.200]  over 1,200 architects and engineers have looked into the evidence
[31:50.200 --> 31:52.200]  and believe there is more to the story.
[31:52.200 --> 31:55.200]  Bring justice to my son, my uncle, my nephew, my son.
[31:55.200 --> 32:01.200]  Go to buildingwhat.org, why it fell, why it matters, and what you can do.
[32:01.200 --> 32:04.200]  Are you looking to have a closer relationship with God
[32:04.200 --> 32:06.200]  and a better understanding of His Word?
[32:06.200 --> 32:11.200]  Then tune in to LogosRadioNetwork.com on Wednesdays from 8 to 10 p.m. Central Time
[32:11.200 --> 32:15.200]  for Scripture Talk, where Nana and her guests discuss the Scriptures
[32:15.200 --> 32:18.200]  in accord with 2 Timothy 2.15.
[32:18.200 --> 32:22.200]  Study to show thyself approved unto God, a workman that needed not to be ashamed,
[32:22.200 --> 32:25.200]  rightly dividing the Word of Truth.
[32:25.200 --> 32:28.200]  Starting in January, our first-hour studies are in the Book of Mark,
[32:28.200 --> 32:32.200]  where we'll go verse by verse and discuss the true Gospel message.
[32:32.200 --> 32:36.200]  Our second-hour topical studies will vary each week with discussions
[32:36.200 --> 32:39.200]  on sound doctrine and Christian character development.
[32:39.200 --> 32:44.200]  We wish to reflect God's light and be a blessing to all those with a hearing ear.
[32:44.200 --> 32:47.200]  Our goal is to strengthen our faith and to transform ourselves more
[32:47.200 --> 32:50.200]  into the likeness of our Lord and Savior Jesus.
[32:50.200 --> 32:54.200]  So tune in to Scripture Talk live on LogosRadioNetwork.com
[32:54.200 --> 33:00.200]  Wednesdays from 8 to 10 p.m. to inspire and motivate your studies of the Scriptures.
[33:00.200 --> 33:10.200]  You're listening to the Logos Radio Network at LogosRadioNetwork.com.
[33:10.200 --> 33:20.200]  Yeah, I got a warrant and I'm going to solve them.
[33:20.200 --> 33:25.200]  Today I'm going to make them, prosecute them.
[33:25.200 --> 33:29.200]  Okay.
[33:29.200 --> 33:47.200]  Okay, we are back.
[33:47.200 --> 33:50.200]  Randy Kelton, Wet Fountain, Rule of Law Radio.
[33:50.200 --> 33:54.200]  And we're talking to Ashim and Tina.
[33:54.200 --> 34:02.200]  And Ashim is in New York and she has a foreclosure issue.
[34:02.200 --> 34:05.200]  We don't have time to go into all the details to get it sorted out today,
[34:05.200 --> 34:09.200]  but there is something I want to address.
[34:09.200 --> 34:15.200]  I've helped a lot of people file foreclosure issues.
[34:15.200 --> 34:20.200]  And for the most part, the courts are bought and paid for.
[34:20.200 --> 34:24.200]  They're going to rule against you out of hand at every turn.
[34:24.200 --> 34:29.200]  And the lawyers and the judges are all in cahoots with one another.
[34:29.200 --> 34:32.200]  But that doesn't mean you can't win.
[34:32.200 --> 34:36.200]  But you just don't always win the way you think you will.
[34:36.200 --> 34:43.200]  One thing is look at the lawyers as a source of potential income.
[34:43.200 --> 34:49.200]  We consider lawyers low-hanging fruit.
[34:49.200 --> 34:57.200]  Lawyers have insurance policies, malpractice insurance, errors in emissions.
[34:57.200 --> 35:00.200]  And generally, they're million-dollar policies.
[35:00.200 --> 35:08.200]  When you sue a lawyer, the lawyer doesn't want the suit to linger on.
[35:08.200 --> 35:10.200]  They want the insurance company to pay off.
[35:10.200 --> 35:15.200]  So they get this thing off their back and they're going to make a business.
[35:15.200 --> 35:17.200]  So take advantage of that.
[35:17.200 --> 35:21.200]  If a lawyer does something inappropriate, first thing you do is bar-grieve them.
[35:21.200 --> 35:25.200]  That will increase their insurance premium.
[35:25.200 --> 35:31.200]  And then sue them for malpractice.
[35:31.200 --> 35:33.200]  Does it matter if you win or not?
[35:33.200 --> 35:37.200]  Is there a statute of limitation to do that?
[35:37.200 --> 35:40.200]  Wait, I couldn't understand that.
[35:40.200 --> 35:46.200]  Is there a statute of limitation to file malpractice lawsuit?
[35:46.200 --> 35:48.200]  Yeah, there is.
[35:48.200 --> 35:50.200]  It's generally a year, but who cares?
[35:50.200 --> 35:56.200]  Statute of limitations is not a bar to prosecution.
[35:56.200 --> 36:00.200]  They would have to raise the issue.
[36:00.200 --> 36:09.200]  Statute of limitations is an affirmative defense that must be pled.
[36:09.200 --> 36:12.200]  So you get to file the suit.
[36:12.200 --> 36:13.200]  You get to get it in court.
[36:13.200 --> 36:17.200]  And if they think it's the statute of limitations have passed,
[36:17.200 --> 36:20.200]  then they will raise that as an issue.
[36:20.200 --> 36:23.200]  And you will argue that, no, no, no, it's ongoing.
[36:23.200 --> 36:28.200]  You shouldn't count all this time because they're still screwing me around.
[36:28.200 --> 36:31.200]  So the limitation is not passed.
[36:31.200 --> 36:34.200]  And they've got to fight these issues in court.
[36:34.200 --> 36:37.200]  And it costs them a lot of money.
[36:37.200 --> 36:42.200]  And it increases their malpractice insurance and makes them nuts.
[36:42.200 --> 36:46.200]  So do you think she ought to ask for attorney's fees in that suit
[36:46.200 --> 36:52.200]  in the amount of $700 an hour, $750 or something?
[36:52.200 --> 36:58.200]  Well, technically, when you sue a lawyer and you're a pro se,
[36:58.200 --> 37:05.200]  you can't ask for professional fees, i.e. attorney fees.
[37:05.200 --> 37:11.200]  But you can ask for your cost, and you can have a lot of cost.
[37:11.200 --> 37:19.200]  You have to hire specialists and advisors.
[37:19.200 --> 37:21.200]  Ask for anything you want.
[37:21.200 --> 37:24.200]  They're going to have to raise an objection and show why you shouldn't get it.
[37:24.200 --> 37:28.200]  And then when the court rules against you, you ask for findings,
[37:28.200 --> 37:35.200]  in fact, and conclusions at law, and then file a notice of appeal.
[37:35.200 --> 37:39.200]  It'll make them nuts.
[37:39.200 --> 37:43.200]  So the next time they want to pull a shenanigan,
[37:43.200 --> 37:46.200]  they get a lot more careful.
[37:46.200 --> 37:54.200]  The way to win in a mortgage suit is to force the bank to come to the table.
[37:54.200 --> 38:02.200]  Make you a deal you can't pass up, and then you'll stop beating them up.
[38:02.200 --> 38:09.200]  So think of it in terms of instead of this dirty rotten shyster is raking me over the coals,
[38:09.200 --> 38:15.200]  think of it, this dirty rotten shyster has given me opportunities to sue him.
[38:15.200 --> 38:16.200]  Right.
[38:16.200 --> 38:20.200]  It's like you've got to put on your special glasses.
[38:20.200 --> 38:25.200]  First, he just looks like a guy in an expensive suit wearing an expensive tie,
[38:25.200 --> 38:30.200]  and you put on these special glasses, and you see he's got this giant bullseye.
[38:30.200 --> 38:41.200]  He's running around with a bullseye all over him, waiting for you to take pot shots at him.
[38:41.200 --> 38:43.200]  Can you put those glasses on?
[38:43.200 --> 38:45.200]  Okay. Does that make sense?
[38:45.200 --> 38:48.200]  It does. It does.
[38:48.200 --> 38:52.200]  Get us a good timeline, start to finish, email it to me,
[38:52.200 --> 38:57.200]  and then call us back next week, and we can talk a lot more intelligently.
[38:57.200 --> 39:01.200]  Okay. All righty. Well, thank you for your time.
[39:01.200 --> 39:04.200]  Well, before you go, timeline.
[39:04.200 --> 39:06.200]  Yes, I am here.
[39:06.200 --> 39:10.200]  Okay. They're very difficult, and Tina can tell you that,
[39:10.200 --> 39:18.200]  but I think Tina will also tell you that it is the most important document you can have.
[39:18.200 --> 39:21.200]  The court will never see that document,
[39:21.200 --> 39:25.200]  but that document will become the foundation of everything else you do.
[39:25.200 --> 39:28.200]  Tell her, Tina.
[39:28.200 --> 39:29.200]  It's very true.
[39:29.200 --> 39:36.200]  They are hard to put together because you have to take your emotions out
[39:36.200 --> 39:41.200]  and just put the facts and the dates and the times,
[39:41.200 --> 39:45.200]  and I can help you do that because it's not my case.
[39:45.200 --> 39:51.200]  So you write the things there, and I'll help you clean it up and take the emotions out.
[39:51.200 --> 39:55.200]  Okay.
[39:55.200 --> 39:59.200]  Tina already knows how bad I'll beat her up if she doesn't do a good job
[39:59.200 --> 40:03.200]  because I've done it to her in her own case.
[40:03.200 --> 40:07.200]  Oh, no, I have learned a lot from Tina.
[40:07.200 --> 40:09.200]  I have learned a lot from Tina.
[40:09.200 --> 40:12.200]  My strength has given me strength.
[40:12.200 --> 40:14.200]  Good.
[40:14.200 --> 40:18.200]  Okay, give me a timeline, call us back next week.
[40:18.200 --> 40:22.200]  Best to call us on Friday. We'll have more time.
[40:22.200 --> 40:23.200]  Okay.
[40:23.200 --> 40:26.200]  And we don't go through foreclosures often enough.
[40:26.200 --> 40:31.200]  There are so many things you can do.
[40:31.200 --> 40:33.200]  Give us a timeline and I'll go through it.
[40:33.200 --> 40:38.200]  There are a few things that you need to consider.
[40:38.200 --> 40:45.200]  Have you pulled all of the documents filed in the county recorder's office?
[40:45.200 --> 40:48.200]  Have I? I'm sorry I didn't get that.
[40:48.200 --> 40:54.200]  You need a copy of every document filed in the county record.
[40:54.200 --> 40:55.200]  Okay.
[40:55.200 --> 40:57.200]  Then look at those documents.
[40:57.200 --> 41:04.200]  The primary things you're looking for are assignments of the mortgage to another party
[41:04.200 --> 41:09.200]  and appointments of substitute trustees.
[41:09.200 --> 41:21.200]  On each of those documents prepare a request for the notary log of the notary who notarized the document
[41:21.200 --> 41:31.200]  and send a separate request for a copy of power of attorney for each person who signed a document.
[41:31.200 --> 41:35.200]  You can crank those out pretty quick and stick them in the mail.
[41:35.200 --> 41:40.200]  And most likely you'll get no responses.
[41:40.200 --> 41:44.200]  And we'll show you how to use those to beat them up later down the road.
[41:44.200 --> 41:47.200]  Okay.
[41:47.200 --> 41:52.200]  Do you have a copy of all of your mortgage paperwork?
[41:52.200 --> 41:54.200]  Yes.
[41:54.200 --> 41:57.200]  Okay.
[41:57.200 --> 42:03.200]  What I suggest you do is you rename every document that you have.
[42:03.200 --> 42:09.200]  Look at the document, determine what it is and the date on the document.
[42:09.200 --> 42:24.200]  And then name that document with the date starting with the year 2022-3-25 space.
[42:24.200 --> 42:30.200]  That's the international date format, month, year, day.
[42:30.200 --> 42:42.200]  And I always start them with my last name or the client's last name and then the date and then what the document is.
[42:42.200 --> 42:52.200]  When you name them that way, they will automatically organize themselves in a folder in chronological order.
[42:52.200 --> 42:57.200]  That will help your timeline considerably.
[42:57.200 --> 43:06.200]  You can open the folder and it almost, it gives you an outline for your timeline.
[43:06.200 --> 43:11.200]  It shows you every day something was done and what was done on that date.
[43:11.200 --> 43:16.200]  When people ask me to do a mortgage analysis, that is the first thing I do.
[43:16.200 --> 43:26.200]  And if they don't give documents to me that way, I generally spend half my time organizing the documents in this way.
[43:26.200 --> 43:31.200]  If you name all of your documents this way, you will stop losing documents.
[43:31.200 --> 43:36.200]  And you will stop getting things out of place.
[43:36.200 --> 43:41.200]  This often happens when you're having arguments, especially when you've been in the fight a long time.
[43:41.200 --> 43:45.200]  Things kind of get jumbled around.
[43:45.200 --> 43:54.200]  So organize, rename the documents first and then next week have ready for me
[43:54.200 --> 44:00.200]  the hard won settlement statement, the truth in lending statement, note.
[44:00.200 --> 44:06.200]  Through advances in technology, our lives have greatly improved, except in the area of nutrition.
[44:06.200 --> 44:09.200]  People feed their pets better than they feed themselves.
[44:09.200 --> 44:11.200]  And it's time we changed all that.
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[45:01.200 --> 45:04.200]  Are you the plaintiff or defendant in a lawsuit?
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[45:52.200 --> 46:14.200]  Please visit ruleoflawradio.com and click on the banner or call toll-free, 866-LAW-EZ.
[46:14.200 --> 46:22.200]  Oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh.
[46:22.200 --> 46:29.200]  Always I must be careful what I'm wishin' for.
[46:29.200 --> 46:34.200]  When I'm hungry, I like to know just what I'm fishin' for.
[46:34.200 --> 46:40.200]  I ain't askin' for much, I ain't tryin' to be no glutton.
[46:40.200 --> 46:48.680]  Okay, we are back, Randy Kelton, Brett Fountain, Rue of La Radio, and Tina, Brett said that
[46:48.680 --> 46:53.080]  you were trying to keep me from running off the cliff.
[46:53.080 --> 46:55.640]  I was, but you ran off.
[46:55.640 --> 47:03.160]  You ought to know better than to talk to me when I'm not listening.
[47:03.160 --> 47:05.160]  I was on a roll.
[47:05.160 --> 47:06.160]  Okay.
[47:06.160 --> 47:15.600]  What I'm talking about here, Ashim, is I've helped over 700 people file lawsuits for closure
[47:15.600 --> 47:16.600]  issues.
[47:16.600 --> 47:23.800]  I've got more stuff to throw at these guys than you can imagine, and I'm running through
[47:23.800 --> 47:26.240]  a few of them.
[47:26.240 --> 47:32.680]  When anybody files a document with the county recorder's office that affects real property,
[47:32.680 --> 47:38.960]  they have to demonstrate that they have authority to file that document, and the way they do
[47:38.960 --> 47:43.840]  that is with power of attorney, but most of the time they don't bother.
[47:43.840 --> 47:46.720]  They just file the document.
[47:46.720 --> 47:58.720]  So you file a demand from the filer for proof of power of attorney, 90% of the time they
[47:58.720 --> 48:10.280]  only have it, and you ask the notary for the notary ledger on the page in the notary ledger
[48:10.280 --> 48:21.960]  where this particular notarization was logged, and you won't get that either, and then you
[48:21.960 --> 48:26.880]  can go into court, and when they bring up this document, you can object that this document
[48:26.880 --> 48:30.000]  is invalid.
[48:30.000 --> 48:37.560]  As you made a request to the notary for authentication of the verification, and the notary did not
[48:37.560 --> 48:44.280]  provide it, therefore there's reason to believe that this document was not properly filed
[48:44.280 --> 48:45.280]  and moved to court.
[48:45.280 --> 48:48.280]  Strike it.
[48:48.280 --> 48:50.560]  That'll make them nuts.
[48:50.560 --> 48:55.480]  See, nobody does these little things to them.
[48:55.480 --> 48:59.120]  Have you filed a qualified written request?
[48:59.120 --> 49:05.240]  Yes, I did that also.
[49:05.240 --> 49:10.000]  Who wrote the qualified written request for you?
[49:10.000 --> 49:15.600]  One of the homeowners that I was helping me out.
[49:15.600 --> 49:18.920]  He's a professional too, right?
[49:18.920 --> 49:19.920]  Yes.
[49:19.920 --> 49:29.000]  I have a qualified written request that's a real stinker, and there's one thing in there
[49:29.000 --> 49:33.040]  that I ask for that almost nobody does.
[49:33.040 --> 49:38.240]  I mentioned earlier you need your HUD-1 settlement statement.
[49:38.240 --> 49:40.600]  When did you get this mortgage?
[49:40.600 --> 49:41.600]  2005.
[49:41.600 --> 49:44.600]  Oh, good.
[49:44.600 --> 49:52.120]  Okay, take the copy of the HUD-1 settlement statement.
[49:52.120 --> 49:54.000]  Now here's the deal.
[49:54.000 --> 50:03.400]  The HUD-1 settlement statement contains the cost of creating the mortgage, and it lists
[50:03.400 --> 50:07.320]  all of the fees they charge back to you.
[50:07.320 --> 50:09.720]  Well, here's the problem.
[50:09.720 --> 50:16.320]  Before they can charge a fee to you, they have to be able to demonstrate that the service
[50:16.320 --> 50:26.760]  for which the fee pays was a service that is not a part of the normal part of doing
[50:26.760 --> 50:28.800]  business.
[50:28.800 --> 50:36.200]  The cost of creating these documents for the lender is intended to be taken out of the
[50:36.200 --> 50:44.160]  interest that you pay, but instead they charge these fees to you, and then you pay interest
[50:44.160 --> 50:46.680]  on them for 20 years.
[50:46.680 --> 50:54.720]  So we will take all of the amounts on the HUD-1 settlement statement and claim that
[50:54.720 --> 51:09.480]  they're all fraudulent, because at closing, did the title company or the seller provide
[51:09.480 --> 51:15.720]  evidence to indicate that each of the charges on the HUD-1 settlement statement was not
[51:15.720 --> 51:22.680]  otherwise forbidden to be charged by law, that it was for a service actually rendered?
[51:22.680 --> 51:28.360]  And when I said not otherwise forbidden to be charged by law, normal part of doing business
[51:28.360 --> 51:32.080]  they can't charge you for, that's taken out of interest.
[51:32.080 --> 51:38.960]  And otherwise, was it for a service that was actually rendered?
[51:38.960 --> 51:43.280]  Was it for a service that was necessary?
[51:43.280 --> 51:51.040]  And did the lender take a undisclosed markup on the amounts charged?
[51:51.040 --> 51:57.360]  That is right out of the Real Estate Settlement Procedures Act concerning those fees that
[51:57.360 --> 52:00.200]  cannot be charged to the lender.
[52:00.200 --> 52:07.840]  So when you sat down at the settlement table, did they explain each one of these fees and
[52:07.840 --> 52:13.440]  provide you documentation to indicate that each one was valid?
[52:13.440 --> 52:18.520]  I do not recall, because I had an attorney who represented me at the closing.
[52:18.520 --> 52:30.200]  Well, do you have documentation in your closing documents, such as receipts and vouchers for
[52:30.200 --> 52:35.200]  each of the charges on the HUD-1 settlement statement?
[52:35.200 --> 52:38.720]  I can answer that question for you.
[52:38.720 --> 52:41.720]  Absolutely not.
[52:41.720 --> 52:43.640]  They never prove up anything.
[52:43.640 --> 52:52.200]  So we say, hey, we think all of these fees charged on the HUD-1 settlement statement
[52:52.200 --> 52:56.880]  were fraudulent, every single one of them.
[52:56.880 --> 53:03.200]  So then we take all of the fees, add them all together, and subtract them from the original
[53:03.200 --> 53:05.760]  principle.
[53:05.760 --> 53:13.720]  And then we do an amortization based on all of those fees as a overpayment on the first
[53:13.720 --> 53:14.720]  payment.
[53:14.720 --> 53:22.360]  Well, I'll get you a claim against the lender between two and three times your regional
[53:22.360 --> 53:23.840]  mortgage price.
[53:23.840 --> 53:24.840]  Wow.
[53:24.840 --> 53:27.880]  They call that fraud.
[53:27.880 --> 53:31.680]  Now here's their problem.
[53:31.680 --> 53:38.360]  There are two or three primary fees they charge that they were absolutely forbidden to charge.
[53:38.360 --> 53:45.800]  My favorite fee to challenge in Texas is a $1 fee, and I don't even remember what it
[53:45.800 --> 53:48.960]  was for, some kind of recording fee.
[53:48.960 --> 53:51.760]  I challenge that one.
[53:51.760 --> 53:53.320]  I know that's valid.
[53:53.320 --> 53:55.520]  They had to pay that in order to get the mortgage.
[53:55.520 --> 53:58.560]  But I challenge it anyway.
[53:58.560 --> 54:06.000]  I have never, ever had a bank prove up that $1 fee.
[54:06.000 --> 54:10.400]  I've never had a bank prove up a single fee.
[54:10.400 --> 54:12.640]  Reason?
[54:12.640 --> 54:15.800]  There are bogus fees in there.
[54:15.800 --> 54:24.320]  If they prove up one and they don't prove up another, that creates the negative inference
[54:24.320 --> 54:31.440]  that the fees that were not proved up were bogus, just like I said they were.
[54:31.440 --> 54:36.920]  So you make a claim against the lender three times the amount of the mortgage.
[54:36.920 --> 54:43.520]  I have a huge worksheet that I've developed to do that with.
[54:43.520 --> 54:45.160]  That's just one thing.
[54:45.160 --> 54:50.880]  Then you claim that all these documents are fraudulent and bogus because there's no power
[54:50.880 --> 54:54.960]  of attorney, and when you requested it, you didn't get a response.
[54:54.960 --> 55:00.440]  So that gives the adverse inference that there's not one, and the notaries didn't give you
[55:00.440 --> 55:05.480]  the ledgers, and that's criminal because that violates the Open Records Act.
[55:05.480 --> 55:10.520]  So that also is adverse inference that these documents were bogus.
[55:10.520 --> 55:14.320]  Once you challenge them, they're required to prove them up.
[55:14.320 --> 55:18.400]  Now, with that said, the courts are corrupt.
[55:18.400 --> 55:21.520]  They are absolutely corrupt.
[55:21.520 --> 55:29.360]  The only way you're going to beat them is money, but always about the money.
[55:29.360 --> 55:32.080]  So you put them in court.
[55:32.080 --> 55:34.280]  You challenge all of these fees.
[55:34.280 --> 55:40.040]  You challenge every document that's in the county recorder's office because whoever signed
[55:40.040 --> 55:44.000]  those documents didn't have standing to do it and asked the court to remove those from
[55:44.000 --> 55:45.640]  the record.
[55:45.640 --> 55:51.760]  You get one of those removed, and they are toast.
[55:51.760 --> 55:52.760]  Chain of title.
[55:52.760 --> 55:55.840]  The chain of title is lost.
[55:55.840 --> 55:56.840]  They know that.
[55:56.840 --> 55:59.520]  They don't want you to know that.
[55:59.520 --> 56:03.080]  So just start digging through everything they've filed.
[56:03.080 --> 56:07.360]  We make up stuff and ask them to prove it up, and they don't prove it up.
[56:07.360 --> 56:09.320]  Then you go after the lawyers.
[56:09.320 --> 56:11.720]  The lawyers show low-hanging fruit.
[56:11.720 --> 56:20.400]  You accuse the lawyers of fraudulently instituting the foreclosure.
[56:20.400 --> 56:28.040]  Even if they had reason and cause to initiate the foreclosure, if they didn't do it exactly
[56:28.040 --> 56:33.160]  right, it's still fraudulent.
[56:33.160 --> 56:40.400]  So while you're making up the timeline, collect all those documents and look at them and demand
[56:40.400 --> 56:47.840]  that the filers of each docket send you a prior attorney, and all of the documents that
[56:47.840 --> 56:53.200]  are verified demand a ledger from the notary.
[56:53.200 --> 56:55.560]  You're never going to get those because they don't even have them.
[56:55.560 --> 56:59.040]  They made all that stuff up.
[56:59.040 --> 57:04.040]  You just start building this hill in front of them that they've got to climb over to
[57:04.040 --> 57:07.800]  get to you.
[57:07.800 --> 57:17.960]  I suggest you take half your mortgage payment for every month and put it in a bank account.
[57:17.960 --> 57:25.600]  You keep these guys in court for the next five to seven years, easy.
[57:25.600 --> 57:29.800]  All the while, you're putting money in this account.
[57:29.800 --> 57:35.360]  At one point, you beat them up enough, then you can go to them and say, let's make a deal.
[57:35.360 --> 57:40.720]  I'll start stop suing your attorneys, and I'll stop bar grieving them, and I'll stop
[57:40.720 --> 57:44.040]  hammering the judge and getting him PO'd at you.
[57:44.040 --> 57:45.640]  Make me a deal I can't pass up.
[57:45.640 --> 57:50.640]  Now you've got this large chunk of change you can use to facilitate the deal.
[57:50.640 --> 57:55.920]  That's the only way we've ever won mortgages, mortgage issues.
[57:55.920 --> 58:00.560]  Realistically, that's how you do it.
[58:00.560 --> 58:06.520]  Okay, give us a timeline.
[58:06.520 --> 58:07.520]  Start sending out some letters.
[58:07.520 --> 58:12.800]  If you have any questions, send me an email, and I'll send you some of my sample letters.
[58:12.800 --> 58:14.800]  We start winding the clocks.
[58:14.800 --> 58:15.800]  Okay.
[58:15.800 --> 58:19.000]  Let me thank you guys.
[58:19.000 --> 58:22.640]  You are most welcome, and I look forward to talking to you next week.
[58:22.640 --> 58:23.640]  Okay.
[58:23.640 --> 58:31.040]  Miss Tina, do you have something really churlish for us today?
[58:31.040 --> 58:33.720]  Well, of course I do.
[58:33.720 --> 58:40.040]  I have something to share very briefly, but you better run off the tape, and you'll run
[58:40.040 --> 58:42.440]  me off, and then blame me.
[58:42.440 --> 58:45.440]  Oh, Randy would never do such a thing.
[58:45.440 --> 58:47.440]  I'm not going to have that.
[58:47.440 --> 58:50.440]  We'll be right back.
[58:50.440 --> 58:54.560]  Would you like to make more definite progress in your walk with God?
[58:54.560 --> 58:59.760]  Bibles for America is offering a free study Bible and a set of free Christian books that
[58:59.760 --> 59:01.080]  can really help.
[59:01.080 --> 59:05.560]  The New Testament Recovery Version is one of the most comprehensive study Bibles available
[59:05.560 --> 59:06.560]  today.
[59:06.560 --> 59:10.440]  It's an accurate translation, and it contains thousands of footnotes that will help you
[59:10.440 --> 59:13.560]  to know God and to know the meaning of life.
[59:13.560 --> 59:18.800]  The free books are a three-volume set called Basic Elements of the Christian Life.
[59:18.800 --> 59:23.080]  Chapter by chapter, Basic Elements of the Christian Life clearly presents God's plan
[59:23.080 --> 59:28.000]  of salvation, growing in Christ, and how to build up the Church.
[59:28.000 --> 59:33.020]  To order your free New Testament Recovery Version and Basic Elements of the Christian
[59:33.020 --> 59:45.800]  Life, call Bibles for America toll free at 888-551-0102, that's 888-551-0102, or visit
[59:45.800 --> 59:49.160]  us online at bfa.org.
[59:49.160 --> 01:00:02.320]  Live, free speech radio, logosradionetwork.com.
[01:00:02.320 --> 01:00:06.000]  The Bill of Rights contains the first ten amendments of our Constitution.
[01:00:06.000 --> 01:00:09.440]  They guarantee a specific freedom Americans should know and protect.
[01:00:09.440 --> 01:00:10.920]  Our liberty depends on it.
[01:00:10.920 --> 01:00:14.840]  I'm Dr. Catherine Albrecht, and I'll be right back with an unforgettable way to remember
[01:00:14.840 --> 01:00:17.680]  one of your constitutional rights.
[01:00:17.680 --> 01:00:19.280]  Privacy is under attack.
[01:00:19.280 --> 01:00:22.880]  When you give up data about yourself, you'll never get it back again.
[01:00:22.880 --> 01:00:27.680]  And once your privacy is gone, you'll find your freedoms will start to vanish, too.
[01:00:27.680 --> 01:00:32.760]  So protect your rights, say no to surveillance, and keep your information to yourself.
[01:00:32.760 --> 01:00:35.440]  Privacy, it's worth hanging on to.
[01:00:35.440 --> 01:00:39.720]  This public service announcement is brought to you by Startpage.com, the private search
[01:00:39.720 --> 01:00:43.260]  engine alternative to Google, Yahoo, and Bing.
[01:00:43.260 --> 01:00:45.360]  Start over with Startpage.
[01:00:45.360 --> 01:00:49.040]  Imagine your mom and dad are getting ready for bed.
[01:00:49.040 --> 01:00:52.160]  They pull back the covers and find a third party there.
[01:00:52.160 --> 01:00:55.320]  He announces, I'm with the military and I'm sleeping here tonight.
[01:00:55.320 --> 01:00:59.480]  That shocking image of a third party in my parents' bed reminds me what the Third Amendment
[01:00:59.480 --> 01:01:01.080]  was designed to prevent.
[01:01:01.080 --> 01:01:05.280]  It protects us from being forced to share our homes with soldiers, a common demand in
[01:01:05.280 --> 01:01:07.400]  the days of our founding fathers.
[01:01:07.400 --> 01:01:09.480]  Third party, Third Amendment, get it?
[01:01:09.480 --> 01:01:13.520]  So if you answer a knock at your door and guys in fatigues demand lodging, tell them
[01:01:13.520 --> 01:01:17.160]  to dust off their copy of the Bill of Rights and reread the Third Amendment.
[01:01:17.160 --> 01:01:18.880]  I'm Dr. Catherine Albrecht.
[01:01:18.880 --> 01:01:32.080]  More news and information at CatherineAlbrecht.com.
[01:01:32.080 --> 01:01:35.720]  The Bill of Rights contains the first 10 amendments of our Constitution.
[01:01:35.720 --> 01:01:39.200]  They guarantee the specific freedoms Americans should know and protect.
[01:01:39.200 --> 01:01:40.640]  Our liberty depends on it.
[01:01:40.640 --> 01:01:44.560]  I'm Dr. Catherine Albrecht and I'll be right back with an unforgettable way to remember
[01:01:44.560 --> 01:01:47.540]  one of your constitutional rights.
[01:01:47.540 --> 01:01:49.120]  Privacy is under attack.
[01:01:49.120 --> 01:01:52.760]  When you give up data about yourself, you'll never get it back again.
[01:01:52.760 --> 01:01:57.520]  And once your privacy is gone, you'll find your freedoms will start to vanish too.
[01:01:57.520 --> 01:01:58.720]  So protect your rights.
[01:01:58.720 --> 01:02:02.600]  Say no to surveillance and keep your information to yourself.
[01:02:02.600 --> 01:02:05.280]  Privacy, it's worth hanging on to.
[01:02:05.280 --> 01:02:09.560]  This public service announcement is brought to you by StartPage.com, the private search
[01:02:09.560 --> 01:02:13.120]  engine alternative to Google, Yahoo, and Bing.
[01:02:13.120 --> 01:02:16.800]  Start over with StartPage.
[01:02:16.800 --> 01:02:22.160]  Imagine four eyes staring at you through binoculars, a magnifying glass, or a pair of x-ray goggles.
[01:02:22.160 --> 01:02:26.640]  That imagery reminds me that the Fourth Amendment guarantees Americans freedom from unreasonable
[01:02:26.640 --> 01:02:28.120]  search and seizure.
[01:02:28.120 --> 01:02:31.280]  Fourth Amendment, four eyes staring at you, get it?
[01:02:31.280 --> 01:02:34.480]  Unfortunately, the government is trampling our Fourth Amendment rights in the name of
[01:02:34.480 --> 01:02:35.480]  security.
[01:02:35.480 --> 01:02:40.120]  Case in point, TSA airport scanners that peer under your clothing.
[01:02:40.120 --> 01:02:44.160]  When government employees demand a peep at your privates without probable cause, I say
[01:02:44.160 --> 01:02:46.600]  it's time to sound the constitutional alarm bells.
[01:02:46.600 --> 01:02:51.280]  Join me in asking our representatives to dust off the Bill of Rights and use their googly
[01:02:51.280 --> 01:02:53.520]  eyes to take a gander at the Fourth.
[01:02:53.520 --> 01:02:55.320]  I'm Dr. Catherine Albrecht.
[01:02:55.320 --> 01:03:04.800]  More news and information at CatherineAlbrecht.com.
[01:03:04.800 --> 01:03:25.960]  Thank you.
[01:03:34.800 --> 01:03:38.180]  I won't pay for the fun with my body.
[01:03:38.180 --> 01:03:41.680]  The plants wicked and the logic shoddy.
[01:03:41.680 --> 01:03:45.180]  Ain't gonna pay for the oil with my body.
[01:03:45.180 --> 01:03:48.180]  I won't pay for the oil with my body.
[01:03:48.180 --> 01:03:57.680]  This is Randy Kelton, Rat Fountain, Rue La La Radio on this, the 25th day of March, 2022.
[01:03:57.680 --> 01:04:00.680]  And we're talking to Tina in California.
[01:04:00.680 --> 01:04:06.680]  Okay, Tina, where were you before you almost ran off the cliff?
[01:04:06.680 --> 01:04:08.680]  Oh, no, not me.
[01:04:08.680 --> 01:04:09.680]  Don't you blame me.
[01:04:09.680 --> 01:04:11.680]  That's being very silly.
[01:04:11.680 --> 01:04:12.680]  Wait a minute.
[01:04:12.680 --> 01:04:13.680]  You're a girl.
[01:04:13.680 --> 01:04:17.680]  That's what guys got girls for is to blame everything on them.
[01:04:17.680 --> 01:04:18.680]  Oh, boy.
[01:04:18.680 --> 01:04:22.680]  Because we don't take responsibility for anything.
[01:04:22.680 --> 01:04:23.680]  That's true.
[01:04:23.680 --> 01:04:27.680]  What if my wife hears you say that?
[01:04:27.680 --> 01:04:31.680]  Randy keeps on trying to start fights.
[01:04:31.680 --> 01:04:32.680]  I can tell.
[01:04:32.680 --> 01:04:34.680]  But your wife's a lot stronger than that.
[01:04:34.680 --> 01:04:37.680]  She's a smart woman.
[01:04:37.680 --> 01:04:43.680]  His wife is out of my league.
[01:04:43.680 --> 01:04:49.680]  Well, I just wanted to let people know, especially in California, I had a little thing with the
[01:04:49.680 --> 01:04:57.680]  Attorney of State's office where I sent a request with a check for the copies of all
[01:04:57.680 --> 01:05:00.680]  the judges most of office in my cases.
[01:05:00.680 --> 01:05:06.680]  And, you know, a few months passed, and they're busy, this, that, and the other.
[01:05:06.680 --> 01:05:11.680]  And then I get someone on the phone asking where it is, and he said, oh, well, we don't
[01:05:11.680 --> 01:05:12.680]  have it.
[01:05:12.680 --> 01:05:13.680]  I guess we lost it.
[01:05:13.680 --> 01:05:15.680]  And I said, you lost it?
[01:05:15.680 --> 01:05:19.680]  He said, well, you know, you need to send it in FedEx or UPS.
[01:05:19.680 --> 01:05:25.680]  I said, so I have to pay extra to mail to the Secretary of State's office to get what
[01:05:25.680 --> 01:05:26.680]  I allowed to have.
[01:05:26.680 --> 01:05:29.680]  And he said, well, it's not that much FedEx.
[01:05:29.680 --> 01:05:32.680]  I said, well, I'll just send it UPS priority mail.
[01:05:32.680 --> 01:05:33.680]  Oh, no, don't do that.
[01:05:33.680 --> 01:05:37.680]  We lose 40% of the mail from the USPS.
[01:05:37.680 --> 01:05:41.680]  I said, you lose 40% of the mail?
[01:05:41.680 --> 01:05:44.680]  He said, yeah, but it's not that much from FedEx.
[01:05:44.680 --> 01:05:46.680]  It's only $3 to $5.
[01:05:46.680 --> 01:05:49.680]  And I checked, and it's not, it's a lot more than that.
[01:05:49.680 --> 01:05:56.680]  But I was astounded that this person would admit that they lose 40% of the mail they
[01:05:56.680 --> 01:05:58.680]  get from the post office.
[01:05:58.680 --> 01:06:02.680]  So I guess I need to ensure this next one.
[01:06:02.680 --> 01:06:08.680]  This is our Secretary of State's office that's admitting it.
[01:06:08.680 --> 01:06:17.680]  Then include in the document a cover letter asking the recipient to initial the cover
[01:06:17.680 --> 01:06:24.680]  letter and return it in the stamped self-addressed envelope so that if you don't get that
[01:06:24.680 --> 01:06:32.680]  returned to you in, say, 10 to 12 days or 14 days, then you call the postal inspector
[01:06:32.680 --> 01:06:39.680]  and you want your $50 insurance, because all certified mail is insured for $50 automatically.
[01:06:39.680 --> 01:06:42.680]  You want your $50.
[01:06:42.680 --> 01:06:49.680]  And then the Secretary of State's going to get a visit from the postal inspectors.
[01:06:49.680 --> 01:06:54.680]  Only reading 20%, we'll see how that works out for you.
[01:06:54.680 --> 01:07:00.680]  It's appalling that they admit that they lose all this mail.
[01:07:00.680 --> 01:07:05.680]  And most of the time you have to put in a check that says, do not exceed this amount
[01:07:05.680 --> 01:07:13.680]  because you don't know how much they're going to charge you for what you're requesting.
[01:07:13.680 --> 01:07:21.680]  And so that checks out their floating somewhere, which to me is just appalling.
[01:07:21.680 --> 01:07:26.680]  But I just thought I'd let you know that when I was in California, you just can't trust
[01:07:26.680 --> 01:07:32.680]  the post office and the Secretary of State's office or any other office for that matter.
[01:07:32.680 --> 01:07:36.680]  Well, unfortunately, it's very similar in every state.
[01:07:36.680 --> 01:07:40.680]  It just seems to be worse in California.
[01:07:40.680 --> 01:07:48.680]  But isn't it funny that when the other side sent me a notice of a very important hearing
[01:07:48.680 --> 01:07:57.680]  and they sent it just first class mail, the judge deemed that I had received it within seven days
[01:07:57.680 --> 01:08:00.680]  because they said they had mailed it.
[01:08:00.680 --> 01:08:03.680]  And I was deemed to have received it.
[01:08:03.680 --> 01:08:08.680]  Did they have any evidence to show they had mailed it?
[01:08:08.680 --> 01:08:14.680]  Only a proof of service, which was a rubber stamp, not even a real signature.
[01:08:14.680 --> 01:08:20.680]  It was just a block stamp name and the judge said, no, no, I'm invoking that mailbox rule
[01:08:20.680 --> 01:08:26.680]  that says if they say they mailed it, you're deemed to have received it.
[01:08:26.680 --> 01:08:32.680]  Well, who can play at that game?
[01:08:32.680 --> 01:08:41.680]  I tried that with the Supreme Court of California and they didn't accept that.
[01:08:41.680 --> 01:08:45.680]  Funny, isn't it?
[01:08:45.680 --> 01:08:52.680]  You know the routine to go after the judge, but it gets real tiring going after one public official
[01:08:52.680 --> 01:08:56.680]  after another because they're all so corrupt.
[01:08:56.680 --> 01:09:00.680]  We need more people like Bob in California.
[01:09:00.680 --> 01:09:04.680]  Now, Bob in California is a real stinker.
[01:09:04.680 --> 01:09:10.680]  And I'm only saying that because he's on the call board listening.
[01:09:10.680 --> 01:09:13.680]  I know, but he's very good.
[01:09:13.680 --> 01:09:17.680]  And I have just filed to overturn that judgment they got against me.
[01:09:17.680 --> 01:09:19.680]  And it is not a motion.
[01:09:19.680 --> 01:09:21.680]  It is not a request.
[01:09:21.680 --> 01:09:27.680]  It is a demand to overturn it for not just that reason, but other reasons.
[01:09:27.680 --> 01:09:30.680]  So let's see how that works.
[01:09:30.680 --> 01:09:32.680]  Okay.
[01:09:32.680 --> 01:09:35.680]  So do you have anything else for us?
[01:09:35.680 --> 01:09:36.680]  No, no, no.
[01:09:36.680 --> 01:09:40.680]  We're going to go on the listening line and listen to everyone else.
[01:09:40.680 --> 01:09:43.680]  Thank you very much, Tina.
[01:09:43.680 --> 01:09:44.680]  Okay.
[01:09:44.680 --> 01:09:49.680]  Now we're going to go to, I don't think this is a first-time caller, Brett.
[01:09:49.680 --> 01:09:53.680]  Bertina in Texas, I just don't recognize it.
[01:09:53.680 --> 01:09:59.680]  Yeah, I didn't recognize it either, but I thought maybe that's one that got pre-screened by Deb.
[01:09:59.680 --> 01:10:01.680]  Okay.
[01:10:01.680 --> 01:10:05.680]  Bertina in Texas, are you there?
[01:10:05.680 --> 01:10:07.680]  Can you hear me?
[01:10:07.680 --> 01:10:10.680]  Is this your first time calling?
[01:10:10.680 --> 01:10:12.680]  Yes, it is.
[01:10:12.680 --> 01:10:14.680]  Okay, then good.
[01:10:14.680 --> 01:10:16.680]  We'll get you in database.
[01:10:16.680 --> 01:10:17.680]  Okay.
[01:10:17.680 --> 01:10:21.680]  What do you have for us today?
[01:10:21.680 --> 01:10:28.680]  Well, I have several things, but the one thing I'm going to talk about tonight is land.
[01:10:28.680 --> 01:10:43.680]  I have a little over an acre of land, and what I've been reading is that I could take my land off of the petrol.
[01:10:43.680 --> 01:10:50.680]  I've been getting...
[01:10:50.680 --> 01:10:55.680]  Is your land unimproved?
[01:10:55.680 --> 01:10:57.680]  Is it what?
[01:10:57.680 --> 01:10:58.680]  Is it unimproved?
[01:10:58.680 --> 01:11:01.680]  Does it have anything on it?
[01:11:01.680 --> 01:11:04.680]  Or is it just bare land?
[01:11:04.680 --> 01:11:11.680]  It's just land that I have my home on.
[01:11:11.680 --> 01:11:13.680]  Wait, I didn't understand that.
[01:11:13.680 --> 01:11:14.680]  Did you understand that, Brett?
[01:11:14.680 --> 01:11:17.680]  She said she has her home on it.
[01:11:17.680 --> 01:11:18.680]  Oh.
[01:11:18.680 --> 01:11:19.680]  That's what...
[01:11:19.680 --> 01:11:23.680]  When he said improved, that means does it have anything?
[01:11:23.680 --> 01:11:28.680]  Is it just raw land or has it had something built on it?
[01:11:28.680 --> 01:11:41.680]  If you have your house on it, if it's an acre of land, the first thing I'm going to say is pick your fights real careful.
[01:11:41.680 --> 01:11:46.680]  This puts your house at risk.
[01:11:46.680 --> 01:12:03.680]  So unless the tax is outrageous, the risk and the difficulty of the fight you're going to have with the county will outweigh any savings you might accrue.
[01:12:03.680 --> 01:12:10.680]  Unless you just want to have this fight.
[01:12:10.680 --> 01:12:16.680]  Approximately how much is your land tax a year?
[01:12:16.680 --> 01:12:30.680]  It's $1,500 a year, but what I wanted to know is, is it illegal for them to tax the land, if it's private land?
[01:12:30.680 --> 01:12:31.680]  No.
[01:12:31.680 --> 01:12:36.680]  This is not something that comes under legal or illegal.
[01:12:36.680 --> 01:12:38.680]  It's a civil issue.
[01:12:38.680 --> 01:12:48.680]  So one thing you can do is send them a letter asking them if they have any claims against your property.
[01:12:48.680 --> 01:12:53.680]  And if everything's paid up, they'll send you a response back saying, no, they don't.
[01:12:53.680 --> 01:13:02.680]  Then you send them another letter asking them to move your property from the public tax rolls to the private.
[01:13:02.680 --> 01:13:07.680]  And that should stop your tax.
[01:13:07.680 --> 01:13:09.680]  Okay.
[01:13:09.680 --> 01:13:11.680]  They can only tax public property.
[01:13:11.680 --> 01:13:15.680]  They can't tax private property.
[01:13:15.680 --> 01:13:18.680]  It should, but it probably won't.
[01:13:18.680 --> 01:13:27.680]  Getting your property off the tax rolls is very difficult because you've got this tax assessor collector that it's his job to collect these taxes.
[01:13:27.680 --> 01:13:35.680]  And he doesn't want anybody setting a precedent where they don't have to pay taxes because he's afraid everybody will do it.
[01:13:35.680 --> 01:13:38.680]  So they will fight you like a tiger.
[01:13:38.680 --> 01:13:42.680]  Yeah.
[01:13:42.680 --> 01:13:45.680]  I'm not saying, I'm not saying don't fight.
[01:13:45.680 --> 01:13:51.680]  I'm saying pick your fights real careful.
[01:13:51.680 --> 01:14:01.680]  It can get into more than you can handle.
[01:14:01.680 --> 01:14:05.680]  Are you there?
[01:14:05.680 --> 01:14:12.680]  How familiar are you with the legal system?
[01:14:12.680 --> 01:14:15.680]  I'm not that familiar with the legal system.
[01:14:15.680 --> 01:14:27.680]  I'm just really wanting to get into it and learn more about it because I'm also dealing with a situation with the police in my town.
[01:14:27.680 --> 01:14:31.680]  They stopped me and took me out of my car.
[01:14:31.680 --> 01:14:39.680]  I have private plates on my car and they took me out of my car because I wouldn't show them the insurance.
[01:14:39.680 --> 01:14:45.680]  They wanted to see insurance on the car and I didn't show it to them so they had my car towed.
[01:14:45.680 --> 01:14:46.680]  Okay.
[01:14:46.680 --> 01:14:53.680]  Send me an email to Randy at ruleoflawradio.com.
[01:14:53.680 --> 01:14:58.680]  You can find the email on my website, on the rule of law radio website.
[01:14:58.680 --> 01:15:03.680]  And I'll send you some documents that will wind their clocks.
[01:15:03.680 --> 01:15:07.680]  The last cop that stopped me and asked me if I had proof of insurance, I said, of course.
[01:15:07.680 --> 01:15:09.680]  And he said, well, will you show it to me?
[01:15:09.680 --> 01:15:11.680]  I said, no.
[01:15:11.680 --> 01:15:13.680]  He said, well, why not?
[01:15:13.680 --> 01:15:15.680]  I don't want to.
[01:15:15.680 --> 01:15:17.680]  Besides, you got equal access.
[01:15:17.680 --> 01:15:20.680]  Go look it up on your computer.
[01:15:20.680 --> 01:15:22.680]  And he did.
[01:15:22.680 --> 01:15:29.680]  So for them, giving you a hard time for not giving them information to which they had equal access is totally improper.
[01:15:29.680 --> 01:15:32.680]  Now, that's a fight you can have.
[01:15:32.680 --> 01:15:33.680]  Yeah.
[01:15:33.680 --> 01:15:42.680]  And in fact, in Texas, it says that they cannot give you a ticket unless they went and looked it up and found it to be lacking.
[01:15:42.680 --> 01:15:50.680]  It specifically says that in the 601 there, Texas transportation code, which they're probably not authorized to enforce anyway.
[01:15:50.680 --> 01:15:52.680]  That's a different issue.
[01:15:52.680 --> 01:16:02.680]  The other thing about traffic is a whole different kind of, if you go and do your learning with traffic, you're not endangering your home.
[01:16:02.680 --> 01:16:05.680]  And that's a good fight to have.
[01:16:05.680 --> 01:16:07.680]  I mean, what are you going to lose?
[01:16:07.680 --> 01:16:09.680]  A couple hundred bucks, that's the worst.
[01:16:09.680 --> 01:16:14.680]  The worst thing that can happen is you lose and it's a couple hundred bucks.
[01:16:14.680 --> 01:16:18.680]  You can have so much fun beating them up, you won't believe it.
[01:16:18.680 --> 01:16:23.680]  This officer gave me a ticket and he asked me for my proof of insurance.
[01:16:23.680 --> 01:16:26.680]  He said, and he also said, Mr. Kelton, you don't have registration on your window.
[01:16:26.680 --> 01:16:28.680]  I said, no, I don't.
[01:16:28.680 --> 01:16:29.680]  Well, why not?
[01:16:29.680 --> 01:16:33.680]  I said, well, I didn't want to put it there.
[01:16:33.680 --> 01:16:34.680]  Excuse me.
[01:16:34.680 --> 01:16:36.680]  He said, do you have registration?
[01:16:36.680 --> 01:16:37.680]  I said, yeah, I do.
[01:16:37.680 --> 01:16:38.680]  Well, where is it?
[01:16:38.680 --> 01:16:41.680]  Well, it's in the glove compartment.
[01:16:41.680 --> 01:16:42.680]  Will you show it to me?
[01:16:42.680 --> 01:16:45.680]  No.
[01:16:45.680 --> 01:16:48.680]  So I said, you can look that up on your computer, too.
[01:16:48.680 --> 01:16:49.680]  And he did.
[01:16:49.680 --> 01:16:57.680]  He came back and said, Mr. Kelton, your registration expires in July.
[01:16:57.680 --> 01:16:59.680]  Oh, it did?
[01:16:59.680 --> 01:17:04.680]  Are you being harassed by debt collectors with phone calls, letters, or even lawsuits?
[01:17:04.680 --> 01:17:08.680]  Stop debt collectors now with the Michael Mears Proven Method.
[01:17:08.680 --> 01:17:14.680]  Michael Mears has won six cases in federal court against debt collectors, and now you can win, too.
[01:17:14.680 --> 01:17:20.680]  You'll get step-by-step instructions in plain English on how to win in court using federal civil rights statutes,
[01:17:20.680 --> 01:17:26.680]  what to do when contacted by phone, mail, or court summons, how to answer letters and phone calls,
[01:17:26.680 --> 01:17:33.680]  how to get debt collectors out of your credit report, how to turn the financial tables on them and make them pay you to go away.
[01:17:33.680 --> 01:17:38.680]  The Michael Mears Proven Method is the solution for how to stop debt collectors.
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[01:17:40.680 --> 01:17:49.680]  For more information, please visit ruleoflawradio.com and click on the blue Michael Mears banner or email michaelmears at yahoo.com.
[01:17:49.680 --> 01:17:59.680]  That's ruleoflawradio.com or email m-i-c-h-a-e-l-m-i-r-r-a-s at yahoo.com to learn how to stop debt collectors now.
[01:17:59.680 --> 01:18:00.680]  I love logos.
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[01:18:57.680 --> 01:19:00.680]  Happy holidays, logos.
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[01:19:30.680 --> 01:19:50.680]  Thank you so much.
[01:20:00.680 --> 01:20:05.680]  Okay, we are back.
[01:20:05.680 --> 01:20:09.680]  Randy Kelton, Brett Fountain, Rule of Law Radio, and Bertina.
[01:20:09.680 --> 01:20:16.680]  I'm really pleased that you want to learn the law and fight these guys.
[01:20:16.680 --> 01:20:27.680]  The only way we're going to secure and maintain our rights is by constant diligence.
[01:20:27.680 --> 01:20:31.680]  And there's another good thing about that.
[01:20:31.680 --> 01:20:38.680]  You know, Bertina, when you drive down the road and those lights come on and behind you,
[01:20:38.680 --> 01:20:48.680]  and you know that hollow feeling you get in the pit of your stomach?
[01:20:48.680 --> 01:20:51.680]  We'll show you how to fix that.
[01:20:51.680 --> 01:20:55.680]  I was telling about a policeman near where I live, the next town over,
[01:20:55.680 --> 01:21:02.680]  pulled me over on the major highway and wrote me a ticket.
[01:21:02.680 --> 01:21:04.680]  He asked me where my registration was.
[01:21:04.680 --> 01:21:05.680]  He said, do you have a registration?
[01:21:05.680 --> 01:21:06.680]  I said, yes, it is.
[01:21:06.680 --> 01:21:08.680]  Well, why isn't it on the window?
[01:21:08.680 --> 01:21:11.680]  Well, I didn't want to put it there.
[01:21:11.680 --> 01:21:12.680]  Why not?
[01:21:12.680 --> 01:21:13.680]  I just didn't want to.
[01:21:13.680 --> 01:21:14.680]  Well, do you have it?
[01:21:14.680 --> 01:21:15.680]  I said, sure.
[01:21:15.680 --> 01:21:16.680]  Where is it?
[01:21:16.680 --> 01:21:18.680]  It was in the glove compartment.
[01:21:18.680 --> 01:21:20.680]  Well, I need you to show it to me.
[01:21:20.680 --> 01:21:23.680]  And I said, no.
[01:21:23.680 --> 01:21:24.680]  No?
[01:21:24.680 --> 01:21:27.680]  I said, no, you have it in your computer.
[01:21:27.680 --> 01:21:29.680]  You have equal access to it.
[01:21:29.680 --> 01:21:30.680]  Well, look it up.
[01:21:30.680 --> 01:21:36.680]  And he did come back and told me it had expired six months ago.
[01:21:36.680 --> 01:21:43.680]  And I said, darn, maybe that's why I should have kept it on the window.
[01:21:43.680 --> 01:21:50.680]  But I had a reason for not putting it on the window.
[01:21:50.680 --> 01:21:57.680]  Apparently, registration is they ask you to put it on the window,
[01:21:57.680 --> 01:22:01.680]  but it's not a crime if you don't.
[01:22:01.680 --> 01:22:08.680]  Now, when you had safety stickers on the window, it was a crime not to display it.
[01:22:08.680 --> 01:22:12.680]  But it's not a crime not to display registration.
[01:22:12.680 --> 01:22:19.680]  And the only thing they can pull you over for are violations of Section C of the transportation code
[01:22:19.680 --> 01:22:22.680]  and registration comes under Section B.
[01:22:22.680 --> 01:22:28.680]  So even if you had an expired registration, technically they can't pull you over for it.
[01:22:28.680 --> 01:22:32.680]  So I didn't put it on there as a setup.
[01:22:32.680 --> 01:22:36.680]  I wanted them to pull me over for that.
[01:22:36.680 --> 01:22:44.680]  And this is what happens when a municipal police officer pulls me over for a traffic violation.
[01:22:44.680 --> 01:22:51.680]  I call 911, I want him arrested for first degree felony aggravated assault.
[01:22:51.680 --> 01:22:55.680]  Bet he didn't see that coming.
[01:22:55.680 --> 01:23:01.680]  He doesn't have authority to enforce the transportation code, period.
[01:23:01.680 --> 01:23:06.680]  If he would have gone to the training and the certification down in Austin with the DPS,
[01:23:06.680 --> 01:23:10.680]  he would know about, he can only pull you over for subtitle C.
[01:23:10.680 --> 01:23:14.680]  And he would know that you'd have to be in commerce.
[01:23:14.680 --> 01:23:20.680]  He would know about what transportation means, but he never went to that training.
[01:23:20.680 --> 01:23:22.680]  Probably not even eligible to go to the training.
[01:23:22.680 --> 01:23:24.680]  So send me an email.
[01:23:24.680 --> 01:23:28.680]  I'll send you a couple of documents.
[01:23:28.680 --> 01:23:32.680]  One of them is a TECO complaint.
[01:23:32.680 --> 01:23:36.680]  TECO, Texas Commission on Law Enforcement.
[01:23:36.680 --> 01:23:45.680]  That is the agency that trains and certifies peace officers.
[01:23:45.680 --> 01:23:52.680]  You send a complaint to them alleging that the peace officer was improperly trained.
[01:23:52.680 --> 01:23:57.680]  That has to go to their insurance carriers, their bond carriers.
[01:23:57.680 --> 01:24:02.680]  And it stings them good.
[01:24:02.680 --> 01:24:05.680]  Whether it's valid, invalid, it doesn't make any difference.
[01:24:05.680 --> 01:24:11.680]  You file a TECO complaint against an officer and he is in trouble.
[01:24:11.680 --> 01:24:16.680]  We can help you learn all the stink and rot and low down dirty tricks
[01:24:16.680 --> 01:24:21.680]  that we have in our repertoire, which is extensive.
[01:24:21.680 --> 01:24:24.680]  And show you how to fight these guys.
[01:24:24.680 --> 01:24:30.680]  We'll also, by the way of this show, show you how not to fight these guys.
[01:24:30.680 --> 01:24:33.680]  How not to fall into their traps.
[01:24:33.680 --> 01:24:36.680]  The tricks and traps they pull on you all the time.
[01:24:36.680 --> 01:24:39.680]  We'll show you how to bypass those.
[01:24:39.680 --> 01:24:41.680]  We do have archives.
[01:24:41.680 --> 01:24:46.680]  You can go to ruleoflawradio.com and click on our archives.
[01:24:46.680 --> 01:24:50.680]  They're a little bit behind and I'm pressing Debra to get them up to date,
[01:24:50.680 --> 01:24:55.680]  but she's got all she can handle just keeping the network on the air.
[01:24:55.680 --> 01:24:58.680]  But we'll get them up shortly.
[01:24:58.680 --> 01:25:00.680]  Listen to our archives.
[01:25:00.680 --> 01:25:02.680]  Eddie's got some good stuff too.
[01:25:02.680 --> 01:25:05.680]  About the transportation specifically.
[01:25:05.680 --> 01:25:08.680]  Isn't he doing...
[01:25:08.680 --> 01:25:11.680]  Eddie who?
[01:25:11.680 --> 01:25:15.680]  We never say anything nice about Eddie Craig on this show.
[01:25:15.680 --> 01:25:22.680]  We especially don't identify him directly and tell anybody that he has a show on Monday night.
[01:25:22.680 --> 01:25:26.680]  If we did that, he would get the big head.
[01:25:26.680 --> 01:25:31.680]  We especially don't tell him that I use a lot of his arguments.
[01:25:31.680 --> 01:25:36.680]  That whole thing about plagiarism?
[01:25:36.680 --> 01:25:42.680]  Well, my whole argument about the city ordinance is not applying to the public.
[01:25:42.680 --> 01:25:46.680]  That was Eddie Craig's research.
[01:25:46.680 --> 01:25:50.680]  He is our resident transportation code expert.
[01:25:50.680 --> 01:25:53.680]  But Martina, we have lots of tools you can fight them with.
[01:25:53.680 --> 01:26:01.680]  And the main reason to do that is you figure out how the system really works,
[01:26:01.680 --> 01:26:09.680]  as opposed to all the crap you learned in high school.
[01:26:09.680 --> 01:26:12.680]  And now when they turn the lights on behind me,
[01:26:12.680 --> 01:26:16.680]  I don't get this hollow feeling in the pit of my stomach.
[01:26:16.680 --> 01:26:19.680]  I look up at the rear view mirror and I think,
[01:26:19.680 --> 01:26:27.680]  Bubba, I'm fixing to give you a walk through the legal system you are not going to believe.
[01:26:27.680 --> 01:26:34.680]  And, Martina, I tell you, that is a great feeling to have.
[01:26:34.680 --> 01:26:37.680]  Yeah, we can show you how to do it.
[01:26:37.680 --> 01:26:41.680]  So that when you get to more serious fights,
[01:26:41.680 --> 01:26:46.680]  then you already understand how the system really works.
[01:26:46.680 --> 01:26:49.680]  How it works in the real world,
[01:26:49.680 --> 01:26:55.680]  not this crap all about how they tell you it works or how you see it works in movies.
[01:26:55.680 --> 01:27:03.680]  This will show you how it really works and how to deal with them.
[01:27:03.680 --> 01:27:08.680]  Okay, so send me an email.
[01:27:08.680 --> 01:27:10.680]  Send me a copy of the ticket, if you can,
[01:27:10.680 --> 01:27:15.680]  or just basically briefly tell me what they cited you for.
[01:27:15.680 --> 01:27:16.680]  I will see.
[01:27:16.680 --> 01:27:20.680]  I'll select through my stack of documents the ones I need to send you,
[01:27:20.680 --> 01:27:24.680]  and all you have to do is fill in the blanks and file them.
[01:27:24.680 --> 01:27:28.680]  It will make these guys crazy.
[01:27:28.680 --> 01:27:30.680]  Okay?
[01:27:30.680 --> 01:27:33.680]  All right, I'll do this.
[01:27:33.680 --> 01:27:34.680]  Okay.
[01:27:34.680 --> 01:27:35.680]  Thank you.
[01:27:35.680 --> 01:27:36.680]  Thank you very much, Martina.
[01:27:36.680 --> 01:27:40.680]  Do you have anything else for us?
[01:27:40.680 --> 01:27:43.680]  No, I'll put it in the email.
[01:27:43.680 --> 01:27:45.680]  Okay.
[01:27:45.680 --> 01:27:46.680]  Okay, good.
[01:27:46.680 --> 01:27:50.680]  Okay, thank you, Martina, and don't be a stranger.
[01:27:50.680 --> 01:27:54.680]  Okay, now we're going to Mark in Wisconsin.
[01:27:54.680 --> 01:27:55.680]  Who has been a stranger?
[01:27:55.680 --> 01:27:58.680]  Where the heck have you been, Bubba?
[01:27:58.680 --> 01:28:02.680]  Well, in Wisconsin, Mr. Kelton.
[01:28:02.680 --> 01:28:05.680]  How are you this evening, sir?
[01:28:05.680 --> 01:28:09.680]  Well, when did you come back to America?
[01:28:09.680 --> 01:28:15.680]  Oh, well, the real problem is, you see,
[01:28:15.680 --> 01:28:23.680]  normally I'm on a planet of my own with its very eccentric orbit.
[01:28:23.680 --> 01:28:27.680]  Well, we've known that about you for a number of years now.
[01:28:27.680 --> 01:28:33.680]  Mark's been calling in to show almost as long as we've had the show.
[01:28:33.680 --> 01:28:35.680]  Ah, that's quite right.
[01:28:35.680 --> 01:28:40.680]  I started listening to your archives when you were not under the law,
[01:28:40.680 --> 01:28:42.680]  but some other name.
[01:28:42.680 --> 01:28:45.680]  WDPRN.
[01:28:45.680 --> 01:28:47.680]  Yes, that's the one.
[01:28:47.680 --> 01:28:52.680]  That was back in 2007, 2008.
[01:28:52.680 --> 01:28:58.680]  Yeah, so I listened through a bunch of the archives before I called.
[01:28:58.680 --> 01:29:00.680]  So I do kind of miss your archives
[01:29:00.680 --> 01:29:04.680]  because I can't really go ahead and catch everything that I've missed.
[01:29:04.680 --> 01:29:07.680]  And you can go to our Telegram site,
[01:29:07.680 --> 01:29:11.680]  and we have people there who are recording the broadcasts,
[01:29:11.680 --> 01:29:17.680]  cutting out the commercials, and posting them on our Telegram sites.
[01:29:17.680 --> 01:29:20.680]  All right, I'll have to take a look at that, sir.
[01:29:20.680 --> 01:29:24.680]  Send me an email, I'll send you links to them.
[01:29:24.680 --> 01:29:30.680]  All right, so the reason I'm calling tonight is I got a lawyer
[01:29:30.680 --> 01:29:35.680]  that I'm definitely going to be able to nail him for churn,
[01:29:35.680 --> 01:29:40.680]  or not nail him, but bargain with a churn.
[01:29:40.680 --> 01:29:44.680]  At a hearing that my attorney is at, and he was at,
[01:29:44.680 --> 01:29:46.680]  he then sent a follow-up email.
[01:29:46.680 --> 01:29:49.680]  Wait, wait, hold on, hold on.
[01:29:49.680 --> 01:29:54.680]  For those of you who didn't get that, he accused him of churning.
[01:29:54.680 --> 01:30:01.680]  Churning is where a lawyer instigates...
[01:30:01.680 --> 01:30:03.680]  Sorry, soft drink lovers.
[01:30:03.680 --> 01:30:05.680]  Even diet drinks can make you fat.
[01:30:05.680 --> 01:30:09.680]  A new study shows that diet soda drinkers gain much more weight
[01:30:09.680 --> 01:30:11.680]  than people who avoid the stuff.
[01:30:11.680 --> 01:30:12.680]  I'm Dr. Catherine Albrecht,
[01:30:12.680 --> 01:30:16.680]  and I'll be back in a moment with a scoop on supposedly skinny sodas.
[01:30:16.680 --> 01:30:18.680]  Privacy is under attack.
[01:30:18.680 --> 01:30:22.680]  When you give up data about yourself, you'll never get it back again.
[01:30:22.680 --> 01:30:24.680]  And once your privacy is gone,
[01:30:24.680 --> 01:30:27.680]  you'll find your freedoms will start to vanish too.
[01:30:27.680 --> 01:30:28.680]  So protect your rights.
[01:30:28.680 --> 01:30:32.680]  Say no to surveillance and keep your information to yourself.
[01:30:32.680 --> 01:30:34.680]  Privacy, it's worth hanging on to.
[01:30:34.680 --> 01:30:38.680]  This public service announcement is brought to you by StartPage.com,
[01:30:38.680 --> 01:30:42.680]  the private search engine alternative to Google, Yahoo, and Bing.
[01:30:42.680 --> 01:30:45.680]  Start over with StartPage.
[01:30:45.680 --> 01:30:49.680]  Artificial sweeteners cut the calories and help you lose weight, right?
[01:30:49.680 --> 01:30:50.680]  Wrong.
[01:30:50.680 --> 01:30:54.680]  Researchers at UT San Antonio followed hundreds of diet soda drinkers
[01:30:54.680 --> 01:30:55.680]  for nearly a decade.
[01:30:55.680 --> 01:30:58.680]  They found that regularly drinking diet soda
[01:30:58.680 --> 01:31:02.680]  expanded people's waistlines five times more than no soda at all.
[01:31:02.680 --> 01:31:05.680]  The study's authors say artificial sweeteners trigger the appetite,
[01:31:05.680 --> 01:31:09.680]  but unlike regular sugars, don't deliver anything to squelch it.
[01:31:09.680 --> 01:31:12.680]  Waking up hunger without satisfying it leads to cravings,
[01:31:12.680 --> 01:31:15.680]  which can result in a larger overall calorie intake.
[01:31:15.680 --> 01:31:18.680]  So use natural sweeteners to maintain a healthy weight,
[01:31:18.680 --> 01:31:22.680]  and if you need to shed some pounds, avoid the sweet stuff altogether
[01:31:22.680 --> 01:31:24.680]  and drink water instead.
[01:31:24.680 --> 01:31:25.680]  I'm Dr. Catherine Albrecht.
[01:31:25.680 --> 01:31:30.680]  More news and information at CatherineAlbrecht.com.
[01:31:30.680 --> 01:31:35.680]  This is Building 7, a 47-story skyscraper that fell on the afternoon of September 11.
[01:31:35.680 --> 01:31:37.680]  The government says that fire brought it down.
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[01:31:42.680 --> 01:31:45.680]  Over 6,000 of my fellow service members have given their lives.
[01:31:45.680 --> 01:31:48.680]  And thousands of my fellow first responders are dying.
[01:31:48.680 --> 01:31:49.680]  I'm not a conspiracy theorist.
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[01:33:02.680 --> 01:33:04.680]  Looking for some truth?
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[01:33:05.680 --> 01:33:10.680]  LogosRadioNetwork.com
[01:33:35.680 --> 01:33:40.680]  The wicked come with temptation
[01:33:40.680 --> 01:33:45.680]  They're trying to buy the whole place
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[01:33:51.680 --> 01:33:56.680]  Because they've fallen from grace
[01:33:56.680 --> 01:33:57.680]  Okay, we are back.
[01:33:57.680 --> 01:33:59.680]  Randy Kelton, Brett Fountain, Rule of Law Radio.
[01:33:59.680 --> 01:34:02.680]  We're talking to Bertina in Texas.
[01:34:02.680 --> 01:34:05.680]  And yeah, the traffic would be a great place
[01:34:05.680 --> 01:34:10.680]  to learn how things actually work.
[01:34:10.680 --> 01:34:15.680]  You heard a lot of stuff in school
[01:34:15.680 --> 01:34:18.680]  about how things are supposed to work.
[01:34:18.680 --> 01:34:21.680]  But fighting traffic to show you how they really work.
[01:34:21.680 --> 01:34:23.680]  You had a comment, Brett?
[01:34:23.680 --> 01:34:26.680]  I think we were talking about Mark in Wisconsin.
[01:34:26.680 --> 01:34:29.680]  Oh.
[01:34:29.680 --> 01:34:31.680]  You're right.
[01:34:31.680 --> 01:34:32.680]  I'm kind of brain dead.
[01:34:32.680 --> 01:34:34.680]  I had a really hard day today,
[01:34:34.680 --> 01:34:36.680]  and I'm a little bit brain dead.
[01:34:36.680 --> 01:34:38.680]  Okay.
[01:34:38.680 --> 01:34:40.680]  Go ahead, Mark.
[01:34:40.680 --> 01:34:41.680]  All right.
[01:34:41.680 --> 01:34:44.680]  So I used the phrase churn,
[01:34:44.680 --> 01:34:46.680]  and you were going to define that for the listeners
[01:34:46.680 --> 01:34:48.680]  when you went off the clip.
[01:34:48.680 --> 01:34:49.680]  Oh, okay.
[01:34:49.680 --> 01:34:50.680]  Okay, churning.
[01:34:50.680 --> 01:34:56.680]  Churning is where a lawyer foments litigation,
[01:34:56.680 --> 01:34:58.680]  where he files motions and pleadings
[01:34:58.680 --> 01:35:01.680]  that are not necessarily frivolous
[01:35:01.680 --> 01:35:05.680]  but really have no effective purpose
[01:35:05.680 --> 01:35:11.680]  other than to give him a way to bill his client.
[01:35:11.680 --> 01:35:12.680]  All right.
[01:35:12.680 --> 01:35:13.680]  Okay.
[01:35:13.680 --> 01:35:18.680]  No paperwork was filed.
[01:35:18.680 --> 01:35:23.680]  It's him calling my attorney
[01:35:23.680 --> 01:35:25.680]  and then giving them an update to the hearing
[01:35:25.680 --> 01:35:28.680]  that they were at and their staff was at.
[01:35:28.680 --> 01:35:38.680]  So is there a different churn than churning for that?
[01:35:38.680 --> 01:35:40.680]  No.
[01:35:40.680 --> 01:35:46.680]  I was thinking that really doesn't sound like churning.
[01:35:46.680 --> 01:35:51.680]  Is he charging you for the time or just his client?
[01:35:51.680 --> 01:35:56.680]  I'm assuming that everybody is getting charged for that.
[01:35:56.680 --> 01:35:58.680]  My attorney is charging me.
[01:35:58.680 --> 01:36:04.680]  He's charging the purple who is representing him.
[01:36:04.680 --> 01:36:06.680]  Yeah, that's a good point.
[01:36:06.680 --> 01:36:09.680]  Your lawyer is charging you for the time he spends on the phone
[01:36:09.680 --> 01:36:11.680]  with the other lawyer,
[01:36:11.680 --> 01:36:13.680]  and the other lawyer is charging his client
[01:36:13.680 --> 01:36:15.680]  for the time he spends on the phone with your lawyer.
[01:36:15.680 --> 01:36:19.680]  So it's beneficial to the lawyers to spend a lot of time on the phone
[01:36:19.680 --> 01:36:22.680]  because they're billing the client for it the whole time.
[01:36:22.680 --> 01:36:23.680]  Correct.
[01:36:23.680 --> 01:36:28.680]  In Texas, we've got Rule 1.04.
[01:36:28.680 --> 01:36:31.680]  It says that the lawyer shall not enter into an arrangement for,
[01:36:31.680 --> 01:36:35.680]  charge, or collect an illegal fee or an unconscionable fee.
[01:36:35.680 --> 01:36:37.680]  I would put that in the category of unconscionable.
[01:36:37.680 --> 01:36:39.680]  It says he should not handle the matter
[01:36:39.680 --> 01:36:42.680]  so as to further the lawyer's financial interests
[01:36:42.680 --> 01:36:45.680]  to the detriment of the client.
[01:36:45.680 --> 01:36:49.680]  And it says that he should not abuse a fee arrangement
[01:36:49.680 --> 01:36:55.680]  based primarily on hourly charges by using wasteful procedures.
[01:36:55.680 --> 01:36:58.680]  Well, I think he struck out on all three of those.
[01:36:58.680 --> 01:37:01.680]  And if you were in Texas, you'd use 1.04,
[01:37:01.680 --> 01:37:06.680]  but take a look at your local ones there in Wisconsin.
[01:37:06.680 --> 01:37:10.680]  You might find it's 1.4 instead of 1.04,
[01:37:10.680 --> 01:37:14.680]  but it'll be right around in there, and you can hit him for that.
[01:37:14.680 --> 01:37:15.680]  Okay.
[01:37:15.680 --> 01:37:20.680]  I figured that there'd be something there.
[01:37:20.680 --> 01:37:23.680]  What else?
[01:37:23.680 --> 01:37:24.680]  So there's that.
[01:37:24.680 --> 01:37:27.680]  But the other thing that happened,
[01:37:27.680 --> 01:37:32.680]  and I just don't know where to go with this one.
[01:37:32.680 --> 01:37:36.680]  Randy, you're familiar with the idea in the comic books or movies
[01:37:36.680 --> 01:37:39.680]  where a person puts on a hat and glasses,
[01:37:39.680 --> 01:37:43.680]  and they're suddenly unrecognizable?
[01:37:43.680 --> 01:37:45.680]  Wait, I didn't understand that.
[01:37:45.680 --> 01:37:47.680]  Say that again.
[01:37:47.680 --> 01:37:50.680]  Okay, in the media, you're familiar with this idea
[01:37:50.680 --> 01:37:52.680]  that a person puts on a hat and glasses,
[01:37:52.680 --> 01:37:55.680]  and suddenly they're unrecognizable.
[01:37:55.680 --> 01:37:57.680]  Carp cans.
[01:37:57.680 --> 01:37:58.680]  Okay.
[01:37:58.680 --> 01:38:00.680]  Okay.
[01:38:00.680 --> 01:38:02.680]  So I'm sitting with you.
[01:38:02.680 --> 01:38:06.680]  It's like the guy sneaking into a house.
[01:38:06.680 --> 01:38:12.680]  If he crouches over a little bit and tiptoes, nobody can see him.
[01:38:12.680 --> 01:38:15.680]  Right, and his hands are perched,
[01:38:15.680 --> 01:38:17.680]  and his fingers do a little thing.
[01:38:17.680 --> 01:38:19.680]  Yes, same idea.
[01:38:19.680 --> 01:38:22.680]  So I'm sitting waiting for the hearing,
[01:38:22.680 --> 01:38:28.680]  and I happen to have on a hat and glasses, and I'm wearing a mask,
[01:38:28.680 --> 01:38:35.680]  and the attorney asks if I'm his client, which, of course, no, I'm not.
[01:38:35.680 --> 01:38:40.680]  Then the people who hired that attorney rolled in,
[01:38:40.680 --> 01:38:45.680]  and they're sitting a foot and a half from me, two foot,
[01:38:45.680 --> 01:38:49.680]  and they start talking about me.
[01:38:49.680 --> 01:38:50.680]  And basically...
[01:38:50.680 --> 01:38:53.680]  Did they say nice things?
[01:38:53.680 --> 01:38:58.680]  No, none of it was complimentary.
[01:38:58.680 --> 01:39:02.680]  Much of it was baseless and without fact.
[01:39:02.680 --> 01:39:05.680]  Some conclusions they were drawing to tell the attorney
[01:39:05.680 --> 01:39:10.680]  were made with incomplete information.
[01:39:10.680 --> 01:39:16.680]  Now, does the attorney have some kind of duty to tell the client,
[01:39:16.680 --> 01:39:22.680]  you're sitting in a public area, STFU,
[01:39:22.680 --> 01:39:26.680]  and where would that fall within the rules,
[01:39:26.680 --> 01:39:32.680]  that the attorney had a duty to tell his client, shut up?
[01:39:32.680 --> 01:39:36.680]  Hmm, that seems like kind of common sense.
[01:39:36.680 --> 01:39:42.680]  So maybe you'd put that right up the top with the lawyer's competence.
[01:39:42.680 --> 01:39:46.680]  Well, I was going to go with competency, core competency,
[01:39:46.680 --> 01:39:53.680]  but I was wondering if what rules you thought that one might trip?
[01:39:53.680 --> 01:39:54.680]  1.01?
[01:39:54.680 --> 01:39:59.680]  I mean...
[01:39:59.680 --> 01:40:02.680]  No, seriously, 1.01,
[01:40:02.680 --> 01:40:06.680]  which I don't know if Wisconsin does the zeros in there.
[01:40:06.680 --> 01:40:07.680]  It might just be 1.1.
[01:40:07.680 --> 01:40:09.680]  No, no.
[01:40:09.680 --> 01:40:15.680]  It starts at like 68 or 69, goes to 75.
[01:40:15.680 --> 01:40:18.680]  Okay.
[01:40:18.680 --> 01:40:22.680]  But basically the ABA rules, many of them are echoed.
[01:40:22.680 --> 01:40:25.680]  There are some minor changes,
[01:40:25.680 --> 01:40:30.680]  but the reason I was given a call tonight, Randy, was,
[01:40:30.680 --> 01:40:36.680]  all right, other than competency or something like that,
[01:40:36.680 --> 01:40:45.680]  would there be more specific...
[01:40:45.680 --> 01:40:46.680]  Wait a minute.
[01:40:46.680 --> 01:40:47.680]  I missed that.
[01:40:47.680 --> 01:40:50.680]  Other than competency.
[01:40:50.680 --> 01:40:51.680]  Right.
[01:40:51.680 --> 01:40:56.680]  For example, it's incompetent to not file your paperwork in time.
[01:40:56.680 --> 01:41:00.680]  It's incompetent to make a bad argument
[01:41:00.680 --> 01:41:03.680]  or make an argument contrary to black letter law
[01:41:03.680 --> 01:41:06.680]  unless you are arguing that the law needs to be changed.
[01:41:06.680 --> 01:41:08.680]  Those are competency issues,
[01:41:08.680 --> 01:41:17.680]  but they have specificity that you can't make these arguments with this,
[01:41:17.680 --> 01:41:18.680]  and that's a violation.
[01:41:18.680 --> 01:41:22.680]  Or another gem that I've had over the years
[01:41:22.680 --> 01:41:28.680]  was the lawyer submitting their own paperwork that they were signing
[01:41:28.680 --> 01:41:37.680]  as a person attesting to the veracity of the paperwork.
[01:41:37.680 --> 01:41:39.680]  Lawyers don't do that.
[01:41:39.680 --> 01:41:45.680]  They're supposed to have their client they're representing make that statement.
[01:41:45.680 --> 01:41:46.680]  Okay.
[01:41:46.680 --> 01:41:51.680]  So the non-specific is competency,
[01:41:51.680 --> 01:41:59.680]  but I was wondering if you felt there was a more narrow one.
[01:41:59.680 --> 01:42:05.680]  About 2.01 says that in advising or otherwise representing a client,
[01:42:05.680 --> 01:42:09.680]  that the lawyer shall exercise independent professional judgment
[01:42:09.680 --> 01:42:11.680]  and render candid advice.
[01:42:11.680 --> 01:42:16.680]  Hey, let's go talk in the hall.
[01:42:16.680 --> 01:42:22.680]  Well, in particular, they were in the hall sitting across from somebody
[01:42:22.680 --> 01:42:24.680]  that nobody had identified.
[01:42:24.680 --> 01:42:26.680]  Right.
[01:42:26.680 --> 01:42:32.680]  Now, of course, the other variant would be they knew exactly who I was
[01:42:32.680 --> 01:42:36.680]  and were putting on a show for reasons that is unknown,
[01:42:36.680 --> 01:42:43.680]  which definitely would be a professional problem.
[01:42:43.680 --> 01:42:50.680]  If you're doing dinner theater like that in the courthouse.
[01:42:50.680 --> 01:42:59.680]  Well, did their conversation do anything other than just basically disparage you?
[01:42:59.680 --> 01:43:03.680]  It was basic disparagement.
[01:43:03.680 --> 01:43:07.680]  So maybe rule 4.04,
[01:43:07.680 --> 01:43:11.680]  it says that the lawyer shall not use means that have no substantial purpose
[01:43:11.680 --> 01:43:16.680]  other than to embarrass, delay, or burden a third person.
[01:43:16.680 --> 01:43:17.680]  Okay.
[01:43:17.680 --> 01:43:19.680]  So that was embarrassing, right?
[01:43:19.680 --> 01:43:23.680]  The lawyer was the one sitting and listening.
[01:43:23.680 --> 01:43:28.680]  He did not join in on this in any way, meaningful way.
[01:43:28.680 --> 01:43:34.680]  He didn't, you know, he just let the client vent.
[01:43:34.680 --> 01:43:39.680]  He was doing the disparaging.
[01:43:39.680 --> 01:43:46.680]  So you have reason to believe that the lawyer knew who you were
[01:43:46.680 --> 01:43:52.680]  and let the client vent and say bad things about you.
[01:43:52.680 --> 01:44:00.680]  That sounds like could you in any way be frightened?
[01:44:00.680 --> 01:44:04.680]  Through advances in technology, our lives have greatly improved,
[01:44:04.680 --> 01:44:06.680]  except in the area of nutrition.
[01:44:06.680 --> 01:44:09.680]  People feed their pets better than they feed themselves,
[01:44:09.680 --> 01:44:11.680]  and it's time we changed all that.
[01:44:11.680 --> 01:44:15.680]  Our primary defense against aging and disease in this toxic environment
[01:44:15.680 --> 01:44:17.680]  is good nutrition.
[01:44:17.680 --> 01:44:21.680]  In a world where natural foods have been irradiated, adulterated, and mutilated,
[01:44:21.680 --> 01:44:25.680]  young Jevity can provide the nutrients you need.
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[01:46:00.680 --> 01:46:27.680]  Thank you.
[01:46:27.680 --> 01:46:52.680]  Okay, we are back.
[01:46:52.680 --> 01:47:05.680]  We are back.
[01:47:05.680 --> 01:47:09.680]  Could it be that the lawyer set this up so that his client could issue
[01:47:09.680 --> 01:47:17.680]  veiled threats against you without being held responsible for it?
[01:47:17.680 --> 01:47:21.680]  Oh, I guess it'd help if I unmute you.
[01:47:21.680 --> 01:47:23.680]  Let's see if I can find my mouse.
[01:47:23.680 --> 01:47:25.680]  There we go.
[01:47:25.680 --> 01:47:27.680]  Oh, there's Bertina.
[01:47:27.680 --> 01:47:28.680]  There we go.
[01:47:28.680 --> 01:47:30.680]  Okay, go ahead, Mark.
[01:47:30.680 --> 01:47:36.680]  There weren't any threats.
[01:47:36.680 --> 01:47:42.680]  There were no threats or no reasonable way in which to apply threats
[01:47:42.680 --> 01:47:45.680]  with the matters discussed.
[01:47:45.680 --> 01:47:51.680]  It was Kim's intention that he felt that I wasn't going to be responsible,
[01:47:51.680 --> 01:47:54.680]  blah, blah, blah, blah.
[01:47:54.680 --> 01:47:58.680]  So just, you know, run-of-the-mill disparagement.
[01:47:58.680 --> 01:48:01.680]  Right, run-of-the-mill disparagement.
[01:48:01.680 --> 01:48:06.680]  It sounds like no harm, no foul.
[01:48:06.680 --> 01:48:11.680]  Right.
[01:48:11.680 --> 01:48:15.680]  So what...
[01:48:15.680 --> 01:48:22.680]  Oh, the lawyer had a duty to keep that from happening.
[01:48:22.680 --> 01:48:23.680]  Right.
[01:48:23.680 --> 01:48:25.680]  That was where I was going with it.
[01:48:25.680 --> 01:48:28.680]  It was just now a matter of more specificity.
[01:48:28.680 --> 01:48:32.680]  You have a professional duty to not have that happen.
[01:48:32.680 --> 01:48:41.680]  More like the 400 series there, the 401 and the others, plus, again,
[01:48:41.680 --> 01:48:49.680]  re-listen to this in the archive to pick up on the Texas rule that were mentioned.
[01:48:49.680 --> 01:48:51.680]  Okay.
[01:48:51.680 --> 01:48:57.680]  Those were the rules he, Brett, was referring to.
[01:48:57.680 --> 01:49:07.680]  Those almost, I'm sorry, follow the American Bar Association standards almost exactly.
[01:49:07.680 --> 01:49:08.680]  Yeah.
[01:49:08.680 --> 01:49:10.680]  So it's a good reference place.
[01:49:10.680 --> 01:49:15.680]  I will find an equivalent in Wisconsin then.
[01:49:15.680 --> 01:49:20.680]  And take a look at 1.02 as well, or the ABA would be 1.2,
[01:49:20.680 --> 01:49:25.680]  and take a look where it says that the lawyer is required to promptly make
[01:49:25.680 --> 01:49:31.680]  reasonable efforts to dissuade the client from wrongdoing,
[01:49:31.680 --> 01:49:34.680]  and even take corrective action.
[01:49:34.680 --> 01:49:36.680]  So ask the lawyer.
[01:49:36.680 --> 01:49:43.680]  Well, is moaning and groaning and griping about someone else or saying,
[01:49:43.680 --> 01:49:49.680]  just insulting and just disparaging things about them when the individual has
[01:49:49.680 --> 01:49:57.680]  reason to believe the other party can't hear him, is that problematic?
[01:49:57.680 --> 01:50:00.680]  On the part, I'm saying the client didn't do anything wrong.
[01:50:00.680 --> 01:50:03.680]  He's just expressing his opinion.
[01:50:03.680 --> 01:50:09.680]  The lawyer put him in a place where the expression of his opinion would be
[01:50:09.680 --> 01:50:17.680]  likely to have a negative influence on the other litigant.
[01:50:17.680 --> 01:50:20.680]  Is that making sense?
[01:50:20.680 --> 01:50:22.680]  Yes, that does.
[01:50:22.680 --> 01:50:28.680]  And I could certainly do a framing of that that way.
[01:50:28.680 --> 01:50:34.680]  But like I said, I was calling to get an idea of, you know, how to work the
[01:50:34.680 --> 01:50:42.680]  angles, and this gives me a good path then to ruminate on this,
[01:50:42.680 --> 01:50:54.680]  think about it, and draft up the appropriate paperwork at some point in the future.
[01:50:54.680 --> 01:50:57.680]  Okay.
[01:50:57.680 --> 01:50:59.680]  I appreciate it.
[01:50:59.680 --> 01:51:00.680]  Okay.
[01:51:00.680 --> 01:51:05.680]  I was listening for something I could offer or answer.
[01:51:05.680 --> 01:51:06.680]  You have.
[01:51:06.680 --> 01:51:08.680]  You have.
[01:51:08.680 --> 01:51:17.680]  I need more of your co-host, but, you know, that's fine.
[01:51:17.680 --> 01:51:28.680]  As for one of your previous callers where you mentioned the mortgage,
[01:51:28.680 --> 01:51:33.680]  where it proves your providence to litigate this,
[01:51:33.680 --> 01:51:37.680]  I will point out that under the courts are corrupt.
[01:51:37.680 --> 01:51:42.680]  I had a particular lawsuit where I asked for that explicitly.
[01:51:42.680 --> 01:51:46.680]  The state law requires it explicitly.
[01:51:46.680 --> 01:51:50.680]  The attorney didn't put in the file record at all that he was representing the
[01:51:50.680 --> 01:51:54.680]  company that he claimed to in the title of the lawsuit,
[01:51:54.680 --> 01:51:56.680]  and I brought that up to the court.
[01:51:56.680 --> 01:51:58.680]  The court was like, yeah, whatever.
[01:51:58.680 --> 01:51:59.680]  Don't care.
[01:51:59.680 --> 01:52:02.680]  And the attorney never bothered correcting it either.
[01:52:02.680 --> 01:52:07.680]  So the judge is saying no harm, no foul.
[01:52:07.680 --> 01:52:11.680]  Pretty much.
[01:52:11.680 --> 01:52:19.680]  You have to show how the bad behavior creates some type of harm.
[01:52:19.680 --> 01:52:23.680]  Any time you're talking to a judge in the background, the judge is thinking,
[01:52:23.680 --> 01:52:25.680]  so what, so what?
[01:52:25.680 --> 01:52:29.680]  He did this, he did that, he did the other, so what?
[01:52:29.680 --> 01:52:36.680]  Unless your claim goes to some specifically actionable issue or statute,
[01:52:36.680 --> 01:52:40.680]  you're just complaining.
[01:52:40.680 --> 01:52:42.680]  Well, in the particular case,
[01:52:42.680 --> 01:52:47.680]  it appears that those attorneys had bought the debt that was being sued over,
[01:52:47.680 --> 01:52:52.680]  and they were representing that they were representing the credit card.
[01:52:52.680 --> 01:52:57.680]  And documentation I did manage to get before the state of Wisconsin changed its
[01:52:57.680 --> 01:53:01.680]  law where I wouldn't be able to get that kind of information in the future,
[01:53:01.680 --> 01:53:05.680]  that pointed out that the count was charged off,
[01:53:05.680 --> 01:53:09.680]  which is normally a situation where they sell the debt off to somebody else
[01:53:09.680 --> 01:53:12.680]  like these debt-collecting attorneys.
[01:53:12.680 --> 01:53:15.680]  So it would have germane-ness there.
[01:53:15.680 --> 01:53:23.680]  But, you know, again, getting the judge to go with from that to,
[01:53:23.680 --> 01:53:32.680]  so what, to okay, prove it up that you're actually currently representing them,
[01:53:32.680 --> 01:53:34.680]  they just weren't going to do it.
[01:53:34.680 --> 01:53:37.680]  And ultimately they've changed state of Wisconsin law.
[01:53:37.680 --> 01:53:40.680]  Small claims stuff, you don't get to ask any of that stuff.
[01:53:40.680 --> 01:53:44.680]  They've extremely reduced discovery.
[01:53:44.680 --> 01:53:49.680]  So all of those kinds of things that I could have asked for and then told no,
[01:53:49.680 --> 01:53:53.680]  I can't even in any small claims action at this point
[01:53:53.680 --> 01:53:59.680]  because the lawyers who run the legislature changed the law.
[01:53:59.680 --> 01:54:02.680]  Oh, okay.
[01:54:02.680 --> 01:54:05.680]  So are you saying you're screwed?
[01:54:05.680 --> 01:54:12.680]  Yeah, no, no, because there's, since it's a federal credit card
[01:54:12.680 --> 01:54:16.680]  and fair debt collection stuff, I can always bring that up in the Fed.
[01:54:16.680 --> 01:54:23.680]  And hopefully bringing it up in the Fed, I can get some satisfaction there.
[01:54:23.680 --> 01:54:25.680]  Then if not, well, you know...
[01:54:25.680 --> 01:54:30.680]  Well, it should be satisfying to know how much you're costing them.
[01:54:30.680 --> 01:54:33.680]  Yeah, yeah.
[01:54:33.680 --> 01:54:40.680]  I can only hope that it becomes far more expensive for them in the future.
[01:54:40.680 --> 01:54:47.680]  But I've got my answer as to tabs to take the bar grievances,
[01:54:47.680 --> 01:54:52.680]  and I appreciate your, you and your co-host's input this evening.
[01:54:52.680 --> 01:54:55.680]  Thank you very much, Mr. Pelton.
[01:54:55.680 --> 01:55:00.680]  Okay, thank you, Mark, and don't be a stranger.
[01:55:00.680 --> 01:55:09.680]  Okay, now we're going to go to a real problematic troublemaker.
[01:55:09.680 --> 01:55:17.680]  Bob in California, what have you been up to?
[01:55:17.680 --> 01:55:24.680]  Hello, Bob, did we put you to sleep?
[01:55:24.680 --> 01:55:29.680]  At least I don't hear him snoring in the background.
[01:55:29.680 --> 01:55:31.680]  I don't hear him at all.
[01:55:31.680 --> 01:55:41.680]  Okay, let me go to Bertina, are you there?
[01:55:41.680 --> 01:55:45.680]  Looks like Bertina's still on the board.
[01:55:45.680 --> 01:55:46.680]  Hello.
[01:55:46.680 --> 01:55:50.680]  And if you're listening, Bertina, if you're listening live,
[01:55:50.680 --> 01:55:54.680]  hang up and go to the website and go to our listen line.
[01:55:54.680 --> 01:56:00.680]  You're tying up our board so we can't get other callers in.
[01:56:00.680 --> 01:56:03.680]  Okay, okay, good, she dropped off.
[01:56:03.680 --> 01:56:07.680]  Okay, did you wake up, Bob?
[01:56:07.680 --> 01:56:10.680]  Yo, Bob.
[01:56:10.680 --> 01:56:14.680]  Okay, everybody make a lot of noise and wake him up.
[01:56:14.680 --> 01:56:16.680]  That's what we need to do.
[01:56:16.680 --> 01:56:22.680]  Okay, now we're going to, oh, he dropped off.
[01:56:22.680 --> 01:56:25.680]  Okay, Iona in Rhode Island.
[01:56:25.680 --> 01:56:31.680]  Hello, Iona.
[01:56:31.680 --> 01:56:38.680]  Hello, Iona, are you there?
[01:56:38.680 --> 01:56:41.680]  Wow, that's not a good sign.
[01:56:41.680 --> 01:56:49.680]  Okay, looks like we, oh, looks like Bob called back in.
[01:56:49.680 --> 01:56:55.680]  So we put Iona to sleep and we woke up Bob.
[01:56:55.680 --> 01:56:58.680]  Hello, Bob, are you awake?
[01:56:58.680 --> 01:57:01.680]  Yes, I'm here, can you not write?
[01:57:01.680 --> 01:57:05.680]  Okay, you didn't hear all those disparaging things I said about you, did you?
[01:57:05.680 --> 01:57:11.680]  Yeah, but I don't know why you're so nice.
[01:57:11.680 --> 01:57:15.680]  Okay, what do you have for us today?
[01:57:15.680 --> 01:57:25.680]  Well, as you were talking about the power of attorneys that these documents for the
[01:57:25.680 --> 01:57:32.680]  foreclosure, I mean for the transfer should have, it made me think about the
[01:57:32.680 --> 01:57:40.680]  county recorder who scrutinizes everything that I take down there to record.
[01:57:40.680 --> 01:57:45.680]  Why isn't he scrutinizing these documents?
[01:57:45.680 --> 01:57:49.680]  Any ideas?
[01:57:49.680 --> 01:57:55.680]  Well, if he's getting the documents from a lawyer, the last thing he wants to try to
[01:57:55.680 --> 01:57:58.680]  do is second guess a lawyer.
[01:57:58.680 --> 01:58:05.680]  But if he's getting the documents from a pro se, he's not so concerned.
[01:58:05.680 --> 01:58:14.680]  The question is, what standing does he have to scrutinize your filings?
[01:58:14.680 --> 01:58:23.680]  Well, I'm more getting at shouldn't he be scrutinizing these documents that are
[01:58:23.680 --> 01:58:31.680]  tied to a mortgage?
[01:58:31.680 --> 01:58:38.680]  Well, if the lawyer files them, no.
[01:58:38.680 --> 01:58:45.680]  When I go down to file a document, I don't want the clerk interfering with me.
[01:58:45.680 --> 01:58:50.680]  If there's a problem with a document I file, it's an animal.
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[01:59:50.680 --> 01:59:59.680]  You are listening to the Logos Radio Network, logosradionetwork.com.