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Qualified written request for purposes of this subsection and qualified written request

Correct. And then they can be dealt with like any other third party debt collector through a qualified written request. It's just my thought letter, yes. Yeah.

qualified written request, revised full reconveyance, and revised grant deed.

In other words, once you have submitted a qualified written request or if you have signed

company or the lender a qualified written request on your behalf at that point.

Have you filed a qualified written request?

And in the process of filing the qualified written request, you want to

We will prepare for you a qualified written request that will expose the fraud

We will prepare for you a qualified written request that will expose the fraud and put the lenders on the don.

One of the things we ask for in the qualified written request

In the RESPA letter, in the Qualified Written Request, I tell them, prove all of these fees up

The lenders, as a rule, ignore a Qualified Written Request or they treat it like a request to modify

And I'll get you a qualified written request

To fill that out, from that I create a qualified written request.

We made up the qualified written request.

We'll do that if this qualified written request doesn't get them to come to

We will prepare for you a qualified written request

We will prepare for you a qualified written request that will expose the fraud and put

We will prepare for you a qualified written request that will expose the fraud and put

We will prepare for you a qualified written request

qualified written request that will put the lender on notice claiming that all of the

We will prepare for you a qualified written request that will expose the fraud and put the lenders on the dime

So first thing you want to do, qualified written request, list all the fees, calculate the

We will prepare for you a qualified written request that will expose the fraud and put

We will prepare for you a qualified written request that will expose the fraud

we will prepare for you a qualified written request that will expose the fraud and put the lenders on the dime

We will prepare for you a qualified written request that will expose the fraud

We will prepare for you a qualified written request that will expose the fraud and put

in the qualified written request I'm preparing for people, one of the requests hidden way

what is that? So everybody who has a note, you want to send a qualified written request

We will prepare for you a qualified written request that will expose the fraud and put the lenders on the dime.

we will prepare for you a qualified written request that will expose the fraud and put the lenders on the dime

We will prepare for you a qualified written request that will expose the fraud and put

We will prepare for you a qualified written request that will expose the fraud and put the lenders on the dime.

We will prepare for you a qualified written request that will expose the fraud and put

We will prepare for you a qualified written request that will expose the fraud

we will prepare for you a qualified written request that will expose the fraud and put the

have stolen through fraud and deception, we will prepare for you a qualified written request

We will prepare for you a qualified written request

We will prepare for you a qualified written request that will expose the fraud and put

We will prepare for you a qualified written request that will expose the fraud and put

We will prepare for you a qualified written request that will expose the fraud and put

have stolen through fraud and deception. We will prepare for you a qualified written request

We will prepare for you a qualified written request that will expose the fraud and put

We will prepare for you a qualified written request that will expose the fraud

We will prepare for you a qualified written request

We will prepare for you a qualified written request that will expose the fraud and put the lenders on the dime

We will prepare for you a qualified written request that will expose the fraud and put

Okay. If he's going into foreclosure, the first thing he needs to do is get in a qualified written request. In order for it to be a qualified written request, it must state errors in accounting and require that they repair the errors in accounting.

If that's in there, you put that in the qualified written request, then they're going to say you're not allowed to request this in the qualified written request.

And when you send in the qualified written request, demand that they prove up all these fees or rescind the note.

We will prepare for you a qualified written request that will expose the fraud

note and you know the qualified written request is a term of art, it's a special document

can prepare a qualified written request and it becomes a qualified written request if

it a qualified written request, so we maintain accounting errors, you charged us all this

Anyway, you tell the lender in your qualified written request to remove all of these amounts from the head of the note,

So they just send you this response to the qualified written request saying,

In the qualified written request, we demand rescission if they fail to prove up these fees.

So when we file suit against them, we maintain that rescission occurred when they answered the qualified written request

The client sends a QWR, the qualified written request, the lender doesn't respond to it appropriately.

We will prepare for you a qualified written request that will expose the fraud and put the lenders on the dime.

We will prepare for you a qualified written request that will expose the fraud and put

We will prepare for you a qualified written request that will expose the

We will prepare for you a qualified written request that will expose the fraud and put the lenders on the dime.

We will prepare for you a qualified written request that will expose the fraud and put

We will prepare for you a qualified written request that will expose the fraud

they saw this qualified written request, they said, uh-oh, this guy's coming for our throats,

The Qualified Written Request is just part of this document that we send to them.

The Qualified Written Request portion is the portion where we claim an error in accounting

We will prepare for you a qualified written request

We will prepare for you a qualified written request

else. We file a qualified written request. That's when people have time to set up the

One of the things I recommend is you can do your qualified written requests

homeowner sends out statutory letters including the qualified written request which is known as the QWR

You've got time for the qualified written request.

Send the qualified written request, the suit doesn't change their duty to respond to that.

And the qualified written request has some landmines buried in it.

60 days, so the qualified written request has time to mature.

When you file a qualified written request, and let me explain this to folks, a, there's

a lot of guys out there filing documents that they're calling qualified written requests.

Qualified written request is a term of art, it's defined in law.

it does not invoke the statutes concerning a qualified written request.

and the first thing that I do is a QWR, a Qualified Written Request, but the second

you might just want to send him a qualified written request first and a tort letter,

So what would be the best way to refer to the original notes, the existence of it or the location of it or whatever in a qualified written request?

Okay. Qualified written request.

Understand that a qualified written request is not for discovery.

If you look on the Internet, you'll find a lot of documents that claim to be qualified written requests.

And that's not what a qualified written request is.

A qualified written request is a term of art.

That's what makes it a qualified written request.

They're not required to by the laws on the qualified written request.

In order for a qualified written request to be a qualified written request, because the

term is a term of art, it's defined in law, a qualified written request is a document

because some of them really are bogus, and he will fail on the qualified written request.

the qualified written request, then you send them a tort letter making a fraud claim against

But you need to get in, you're going to need to get in a qualified written request

You start with a tort letter and a, with a qualified written request and then a tort letter.

A qualified written request is a claim of an accounting error and demand that they correct the error.

And we will provide a qualified written request and a tort letter that sets you up to meet all the conditions you need to get into court. And then you can take that tort letter and qualified written request and send it to the paralegals that we have on board that are out of country.

The basic... We provide... The basic documents we provide are a qualified written request

You see, the qualified written request, it's sheer coincidence that it happens to look

And what I suggest you do is we prepare the qualified written request and tort letter.

We prepare a qualified written request and a tort letter.

Yes, I'm good. I just wanted to find evidence. So you're primed for a qualified written request.

Okay. Anytime you get a new servicer, you can do another qualified written request.

Yeah. First thing you want to send is a qualified written request.

I don't have it up on the website. There are a lot of qualified written requests out on

what a qualified written request is. A qualified written request is a term of art. It has a

we'll calculate the fraud on the property and you can send the qualified written request

1 settlement statements. For anybody who wants to do a qualified written request, just get

Okay, when you filed the qualified written request...

That is not a qualified written request.

A qualified written request is a term of art.

A qualified written request is notice to the lender that the lender made

My question is on the qualified written request.

Send them the qualified written request because that's totally separate from the lawsuit.

Now, last week you clarified what exactly a qualified written request is, and you said that that's not the right opportunity

The qualified written request can have that request in it, but the request essentially for discovery or for production of documents.

But that doesn't have anything to do with qualified written request portion of the document.

I'm trying to ensure that people understand the qualified written request invokes a legal duty.

The rest of it does not, and the portion of the document that is the qualified written request is that portion that claims an accounting error.

Then you absolutely need to seek out, that would call for a qualified written request.

Their duty is invoked by the qualified written request, regardless of the lawsuit.

qualified written requests on the internet, everyone that I have looked at so far was not

a qualified written request. Would that include NACA's qualified written request?

A qualified written request is a term of art. It refers to a notice to the lender of an

Now we include in the qualified written request, and I am at my next opportunity

when I get back to the qualified written request, I'm going to add a paragraph to it.

We will prepare for you a qualified written request that will expose the fraud and put the lenders on the dime.

and find out how to use the consumer protection laws to recover what the lenders have stolen through fraud and deception we will prepare for you a qualified written request that will expose the fraud and put the lenders on the dime

We will prepare for you a qualified written request

We will prepare for you a qualified written request that will expose the fraud and put the lenders on the dime.

We will prepare for you a qualified written request that will expose the fraud

stolen through fraud and deception we will prepare for you a qualified written request that will

We will prepare for you a qualified written request that will expose the fraud

We will prepare for you a qualified written request

We will prepare for you a qualified written request

We will prepare for you a qualified written request that will expose the fraud and put the lenders on the dime

We will prepare for you a qualified written request that will expose the fraud and put the lenders on the dime.

We will prepare for you a qualified written request that will expose the fraud

We will prepare for you a qualified written request that will expose the fraud and put

We will prepare for you a qualified written request that will expose the fraud and put the lenders on the dime.

We will prepare for you a qualified written request

We will prepare for you a qualified written request that will expose the fraud and put the lenders on the dime

We will prepare for you a qualified written request that will expose the fraud and put

We will prepare for you a qualified written request that will expose the fraud and put the lenders on the dime.

We will prepare for you a qualified written request that will expose the fraud and put

fraud and deception we will prepare for you a qualified written request that

we will prepare for you a qualified written request that will expose the fraud and put the lenders on the dime

We will prepare for you a qualified written request that will expose the fraud and put

We will prepare for you a qualified written request that will expose the fraud and put

We will prepare for you a qualified written request

We will prepare for you a qualified written request that will expose the fraud and put the lenders on the dime.

We will prepare for you a qualified written request

We will prepare for you a qualified written request that will expose the fraud and put the lenders on the dime

We will prepare for you a qualified written request that will expose the fraud and put

We will prepare for you a qualified written request that will expose the fraud and put the lenders

We will prepare for you a qualified written request

We will prepare for you a qualified written request that will expose the fraud and put the lenders on the dime.

We will prepare for you a qualified written request that will expose the fraud and put the lenders on the don.

We will prepare for you a qualified written request

We will prepare for you a qualified written request that will expose the

We will prepare for you a qualified written request that will expose the fraud

We will prepare for you a qualified written request that will expose the fraud and put

We will prepare for you a qualified written request that will expose the fraud

We will prepare for you a qualified written request that will expose the fraud and put

We will prepare for you a qualified written request that will expose the fraud

We will prepare for you a qualified written request

We will prepare for you a qualified written request that will expose the fraud and put the lenders on the dime.

We will prepare for you a qualified written request that will expose the fraud and put the lenders on the dime.

We will prepare for you a qualified written request that will expose the fraud

We will prepare for you a qualified written request that will expose the fraud and put the lenders on the dime.

We will prepare for you a qualified written request that will expose the fraud

We will prepare for you a qualified written request that will expose the fraud and put the lenders on the dime.

through fraud and deception we will prepare for you a qualified written request that will expose

We will prepare for you a qualified written request that will expose the fraud and put the lenders on the dime.

We will prepare for you a qualified written request that will expose the fraud

We will prepare for you a qualified written request

We will prepare for you a qualified written request that will expose the fraud and put

We will prepare for you a qualified written request that will expose the fraud and put

We will prepare for you a qualified written request that will expose the fraud and put the lenders on the dime.

We will prepare for you a qualified written request

We will prepare for you a qualified written request that will expose the fraud and put

We will prepare for you a qualified written request that will expose the fraud and put the lenders on the dime.

for you a qualified written request that will expose the fraud and put the lenders on the dime

through fraud and deception we will prepare for you a qualified written request that will

We will prepare for you a qualified written request

We will prepare for you a qualified written request that will expose the fraud and put

We will prepare for you a qualified written request that will expose the fraud and put the lenders on the dime.

We will prepare for you a qualified written request that will expose the fraud and put the lenders on the dime.

We will prepare for you a qualified written request that will expose the fraud and put the lenders on the dime.

through fraud and deception. We will prepare for you a qualified written request that will

for you a qualified written request that will expose the fraud and put the lenders on the

We will prepare for you a qualified written request that will expose the fraud and put

We will prepare for you a qualified written request that will expose the fraud and put the lenders on the dime.

We will prepare for you a qualified written request that will expose the fraud and put the lenders on the dime. Lender fraud is bankrupting this country and it's time to fight back.

And then my last question, as far as a qualified written request, for all your listeners out

once you have that, then do a qualified written request or what?

Oh no, do that early. Okay. If you go online, you'll find a lot of qualified written requests

out there. I have yet to see one that really was a qualified written request. All of it

effect is what it is. A qualified written request is a term of art. It means something

very specific in law. A qualified written request is a claim to the lender of an accounting

request. What we do with our qualified written request is we use the fees to make the claim

So nobody proves that up. That's how we get in the door with the qualified written request.

a qualified written request and we don't quote all the statutes and case law telling them

We will prepare for you a qualified written request that will expose the fraud and put

stolen through fraud and deception. We will prepare for you a qualified written request that will

We will prepare for you a qualified written request that will expose the fraud and put the lenders on the dime.

We will prepare for you a qualified written request

We will prepare for you a qualified written request that will expose the fraud and put the lenders on the dime.

We will prepare for you a qualified written request that will expose the fraud and

We will prepare for you a qualified written request that will expose the fraud and put the lenders on the dime.

for you a qualified written request that will expose the fraud and put the lenders on the

We will prepare for you a qualified written request that will expose the fraud and put

We will prepare for you a qualified written request that will expose the fraud and put

We will prepare for you a qualified written request that will expose the fraud and put the lenders on the dime.

That's beside the qualified written request

Validation letter, qualified written request

Did your qualified written request claim an accounting error

A qualified written request

The document is not a qualified written request

Qualified Written Request.

Okay, did your Qualified Written Request make a claim of an accounting error?

That is not a Qualified Written Request.

And that's a good thing because it didn't use up your opportunity to file a Qualified Written Request.

That will make it a Qualified Written Request.

And so now Bank of America claims they own it. And when I send them a qualified written request and I understand everything you said,

And I've sent them a qualified written request and all the things that they sent me in response to it show that they just had a copy of the closing file from Taylor being in Whitaker.

And if you have seen in a qualified written request

about the Qualified Written Request,

so how specific do you have to get in a Qualified Written Request

And I've sent a qualified written request to my bank, which used to be Washington Mutual, now Chase.

Okay. If you ask for that in the qualified written request,

You cannot get, they have no duty to respond to discovery in a qualified written request.

A qualified written request goes to an accounting error.

The qualified written request is not what I supposed to send. Well, I sent a qualified written request. It's got another week or two pending on it.

You know, the time frame they're supposed to answer. Okay. What was the nature of the accounting error that you claimed in the qualified written request?

I didn't claim an accounting error. I just wanted to... Then what you sent in was not a qualified written request. Okay.

It's a qualified written request is a term of art. It's specifically defined in the Research of the Procedures Act as a letter to the lender claiming an accounting error.

If the qualified written request, what you called a qualified written request, didn't have the requisite to invoke the duty under a QWR, but it effectively said, who the heck are you? What authority do you have?

When I use the term qualified written request, that is a term of art that has a very specific meaning.

I still say Washington Mutual. I've been to the courthouse. I've written them a qualified written request to Chase and they wrote back and said that I didn't give them enough information for them to answer my letter.

Okay. Hold up. When you wrote to them the qualified written request.

Okay. And that was not a qualified written request.

A qualified written request is a claim of an accounting error and a demand that the error be corrected.

I got the qualified written request, but I need the debt validation letter first, right? That needs to go out first.

Yes. Qualified written request. That is a different animal.

everybody will do first is a qualified written request. This is under the preparation section.

You send a qualified written request, and a qualified written request, actually, let

me back up. She has listed a qualified written request as the first thing you do, and frankly,

what a debt validation letter goes to. A qualified written request is often confused with a debt

validation letter and they are not the same. A qualified written request has time limits

a qualified written request. A qualified written request is not discovery. And if you look

request. And they ask for everything under the sun. That is not a qualified written request.

A qualified written request is notice to the lender or agent for the lender of an accounting

error and a request that the error be corrected. If you send a qualified written request and

Yes. Okay. So a qualified written request that

have agency standing and or capacity. To send a qualified written request before that is

together. We say, okay, go to the land records, do this, file a qualified written request.

Okay, you're talking about a qualified written request or a debt validation letter?

No, a qualified written request.

Okay, in the qualified written request you had a claim of an accounting error?

We need to separate a debt validation letter from a qualified written request.

A qualified written request is a notice to the servicer of an accounting error and a

over, again, available on the archives, is preparation. A, qualified written request.

I had a guy in Washington State send out a qualified written request and debt validation

A qualified written request can be filed at any time and always in your qualified written

to it, did you file a qualified written request, there's way too many questions.

Did you send a debt validation letter or a qualified written request?

If you filed a, did you file a dead validation letter or a qualified written request?

Was it a qualified written request or a dead validation letter?

Qualified written request.

A qualified written request is a notice to the servicer of an accounting error and a

to put on a qualified written request.

I kept thinking about qualified written requests, but here in the last couple days it seems to me like --

And I'll run a calculation on them spreadsheet that will give you a claim against the lender in your qualified written request that will choke a horse.

So that'll give you a really powerful qualified written request.

we'll send a qualified written request,

request. The qualified written request is somewhat more complex. In order to get a qualified written

fraud we can claim against the lender. And then I'll create a qualified written request.

You can get a lot of qualified written requests off the internet,

but if there is a qualified written request on the internet, it's not a qualified written request.

The reason being, in order for a qualified written request to qualify as that document,

qualified written request. And we'll have standing. Okay, hang on. We're about to go to break. This

I have a concern about these documents that propose to be qualified written requests.

A qualified written request goes to the servicer of the note and you have 30 days after notice of a change of servicer to file with the servicer.

And a qualified written request would go to an error in accounting.

If they didn't, then you have a claim that you can put in a qualified written request.

And see, a qualified written request is not a qualified written request unless it claims an accounting error and requests that the error be corrected.

Most of these death validation letters and qualified written requests you see on the Internet,

And there's no duty on part of the lender to respond to discovery in a qualified written request

Anyway, in the meantime, I sent out my qualified written request to everybody on my land records, even to AmeriQuest, even though I knew they were closed, and I sent it out to every servicer.

A couple of things I use this for is we use it for a qualified written request.

And a qualified written request, you have to claim an accounting error.

And I had sent my lender quite a few qualified written requests.

A qualified written request is specifically a consumer protection.

I sent a qualified written request and a validation of that that this is what they sent me.

And I did a qualified written request to the servicer asking, you know,

Qualified written request.

Then in that case, it absolutely was a qualified written request.

that are putting out these online qualified written requests

that are not written qualified written requests at all.

That's what I got with all of my qualified written requests was a copy of that with that stamp.

I have a copy of what came from my qualified written request,

Well, they had, actually, I did a qualified written request to both Aurora and NationStar.

A lot of people might file a QWR or a Qualified Written Request.

QWR debt validation, if you file a Qualified Written Request, Steve mentioned there are

as Qualified Written Request, and they are no such thing because they have to make a

Now Patrick, if you could go back to the lender with a qualified written request and claim

request, you'll see a lot of documents that purport to be a qualified written request,

A qualified written request is a claim to the lender of an accounting error and a request

So the best way to do this is in the qualified written request.

The qualified written request will actually act as a tort letter.

Did you send a qualified written request to Nation Star?

No, I didn't even know what a qualified written request was at the time.

A debt validation letter or a qualified written request?

Okay, in the qualified written request, what was the nature of the accounting error that

A qualified written request is a letter notifying the lender of an accounting error and demanding

Well, on this letter, it says qualified written request validation for debt letter FOIA request

Okay, so it was sent as a debt validation and a qualified written request.

How about a qualified written request?

If they don't respond to it, we do the qualified written request and I see a lot of them on

the internet and most of them really aren't qualified written requests because they don't

How about a debt validation versus qualified written request?

The qualified written request is a good one if you just take all of the amounts, all of

discovery and call it a qualified written request.

Oh, absolutely, and if you do write a qualified written request letter

and Ed, we've discussed the qualified written request before,

lot of documents purporting to be qualified written requests when in fact the documents

are merely just demands for discovery. It's a qualified written request. This is for those

a qualified written request. It's simply a request for discovery. In Texas there is precedent,

we file a qualified written request and the lender doesn't answer it and we raise an issue

You send a debt validation letter, you send a qualified written request, you send a UCC 3-501 letter.

What was the nature of the letter, was it a qualified written request or a debt validation

However, if you're going to do that calculation, you should sue the lender or at least file a qualified written request,

A qualified written request.

What makes it a qualified written request is the claim of an accounting error and a request that it be corrected.

So that will give you a qualified written request and it invokes the code.

If you just send them a qualified written request and then ask for a whole bunch of production, that's not a qualified written request.

But when you file the qualified written request, also do a debt validation.

So that gives you qualified written request and debt validation.

Would that count as a qualified written request?

Perfect. That's a qualified written request.

You don't have to call it a qualified written request.

get a qualified written request in there.

Fair Debt Collection Practices Act Debt Validation Letter, Uniform Commercial Code, UCC 3-501, Qualified Written Request, the Real Estate Settlement Procedures Act.

So a qualified written request to both of them and then you add everybody in?

Well, in this case, a qualified written request does not necessarily invoke a duty on a non-federal lender

That's part of the qualified written request that I already sent them that they didn't

Never had one, asked for one in my qualified written request, didn't send me one.

that a qualified written request is a specific document.

What you're doing, what a qualified written request is for is to say, hey, I've gone back

it wasn't technically a qualified written request.

Have you sent a qualified written request to, I'm sorry, Chase needs a debt validation

If it be a true qualified written request, the reason I say that is that a blanket questionnaire,

I just read the statute and I think we're confusing this with a qualified written request

That five day and 20 day is the qualified written request statute.

Act, I'll forget the statute, it's according to a Qualified Written Request, aka QWR.

some continuance of this case by submitting qualified written requests and things of that

It's too late for a qualified written request.

But I'm thinking that goes to a Qualified Written Request via RESPA.

Oh, no. No, no. That would be a qualified written request. It had to be for adequate

that are a qualified written request and use that use the information in

Okay, that makes your letter a qualified written request.

Right, that's what I was giving them, a qualified written request, and I intend to.

saying that treating the rescission like a qualified written request,

So they pretended like what they received was a qualified written request and responded

to a qualified written request, except they didn't respond to me.

The bank treated it as if it were a qualified written request.

any kind of claim, a qualified written request if you've got numbers.

I couldn't send the qualified written request because I didn't have any numbers to write

they gave us a response as if we had filed a qualified written request.

A qualified written request, they have five days to notify you that they received it. They have 30 days to respond to it.

When you file a rescission, the banks will treat it like a qualified written request.

But about four years ago, he filed a qualified written request.

And the very last thing in the qualified written request that I have, that I've put out,

and has used my qualified written request, it has a rescission notice, the very last paragraph.

So we filed one, and the bank treated it like the qualified written request.

They're treating the rescission letter as if it were a qualified written request, and

then they give a garbage answer to the qualified written request.

What we send them is actually a qualified written request.

Qualified written request is a document that's addressed in the Read State Settlement Procedures

you can file a qualified written request to correct that error.

So you can file a qualified written request to ask them to correct the error.

But a qualified written request cannot be a request for production.

We give them this 30 page qualified written request and the whole thing is for the purpose

Now 30 days to respond to the qualified written request, but they only got 20 days to respond

First, file a qualified written request, then after 20 days, no, file under a recession

Well, no, if you file a qualified written request, they have five days to notify you

Okay, what this will do for you is send another qualified written request.

They don't have to treat you as a qualified written request. You don't care.

I've got this really large qualified written request.

I do a calculation and I put all this in the qualified written request.

We're giving this long and boring and totally obnoxious and annoying qualified written request.

And they'll treat your qualified written request as a qualified written request.

Wells Fargo treated it like a qualified written request and sent back an offer to do a short sale.

Have you filed a qualified written request?

when you filed the qualified written request?

The reason I always ask that question is a qualified written request

then the document was not a qualified written request.

So have you sent a qualified written request to the plaintiff?

Did the plaintiff respond to your qualified written request?

In your qualified written request, did you make a claim of an accounting error and request

If it doesn't claim an accounting error, then it's not considered a qualified written request

Okay, then it's not a qualified written request.

Stuck in at the bottom of the QWR, the Qualified Written Request.

We filed a Qualified Written Request.

And if you look on the Internet, you'll find all these Qualified Written Requests.

The first thing I do is file my qualified written request

You want to file a qualified written request and claim all the amounts on the HUD 1 settlement statement as fraudulent

And we file a qualified written request claiming that all these fees are fraudulent

Okay, have you filed a qualified written request?

If you've filed what you called a qualified written request and you did not claim an accounting error

And demand that the lender correct the error then it wasn't a qualified written request

Now I have a qualified written request

I have a qualified written request.

You've probably seen these qualified requests that are online that have 20 pages of discovery that you don't have a right to in writing a qualified written request.

And the reason I have all that in mind because the very last paragraph says, if you fail, my qualified written request has a debt validation and a UCC 3-501 demand to see the original note.

I want to ask as far as things go if you think maybe since I haven't sent a qualified written request or something to that effect,

The reason I ask that is once there's been a foreclosure, there is no more loans so there's no grounds to file a qualified written request or a debt validation because there is no debt to qualify.

A little validation letter and qualified written request.

allows you to send a qualified written request but B, E is the one that requires that all

I've never sent any kind of qualified written request or a debt validation letter or any

Anyway, question, should I send the servicer at this point a qualified written request

Yeah, generally you need a dunning letter and you need to file a qualified written request

They can, but when they do, then you need to send a qualified written request.

Oh, wait, you got a new servicer, a new servicer, a new qualified written request.

Yeah, if they change servicers, you get to file another qualified written request.

That's why we send them a qualified written request and debt validation letter.

So we do a QWR, qualified written request,

A little validation letter, qualified written request.

I got this qualified written request.

Now, a qualified written request is a document that claims an accounting error

That makes it a qualified written request.

you find these qualified written request documents.

It's not a qualified written request,

Okay, this is what we've been doing is I send them a qualified written request

And in the qualified written request, I use the HUD-1 settlement statement

Have you filed a qualified written request?

So you send them a tort letter or a qualified written request.

A qualified written request is a document claiming an accounting error and a request that they correct the error.

If they send them a letter written, a qualified written request, where can I get an example

Okay, a qualified written request is a notice of an accounting error.

It is a debt validation letter, qualified written request and notice of rescission.

I sent them a debt validation letter and a qualified written request, and they backed

If you look on the internet, you'll see these supposed qualified written requests prepared

A qualified written request, for those who don't know, is a claim of an accounting error

That's what makes it a qualified written request.

And any time I file a notice of rescission, they treat it like a qualified written request.

Mine actually looks like a qualified written request.

After you get a notice of acceleration, you file a qualified written request claiming this is an accounting error.

I file a, we file a qualified written request with notice of rescission.

And this was a lender that had a special address to send QWRs, the qualified written request.

But then I've got this document I call a qualified written request.

It is a qualified written request.

A qualified written request is a document claiming an accounting error and requests that the lender correct the error.

That makes it a qualified written request.

If you look on the Internet, you'll find all of these qualified written requests,

and people who wrote them don't know what a qualified written request is.

and then I can build a qualified written request for you.

and I use that to create a qualified written request,

For the qualified written request, HUD-1 is all I really need.

Now what a qualified written request is, it's under 15 U.S. Code 1692, Faraday Collections

A qualified written request is a claim of an accounting error and a request that the

So what we'll do is make up a qualified written request claiming all these fees is bogus,

We send them the qualified written request, and it starts out with a debt validation,

demand that they validate the debt, and then it goes to a qualified written request.

If you look on the internet, you'll find a lot of qualified written requests people have

As soon as you get the notice of acceleration, you hit them with this qualified written request

Now you need to send a qualified written request with the notice of rescission snuck in at the bottom.

Okay, okay, good, good. That's not a qualified written request.

A qualified written request is a document claiming an accounting error and a requirement that the service correct the error.

But from that I can produce you a really good qualified written request with debt validation demand at the front and rescission at the back.

then we file a qualified written request

Then we do a qualified written request with notice of rescission in the back.

Qualified written request.

So you file the qualified written request in order to hide the fact that the rescission is at the end of it.

And we'll send that to them in the form of a qualified written request.

A qualified written request.

And once you get that, then you want to do a qualified written request

and then we hit them with a qualified written request,

can file the qualified written request with notice of rescission in it.

and I'll make up a qualified written request based on what they claim you owe.

but it doesn't make any difference as to rendering your document a qualified written request.

Qualified written request is not proof of an accounting error, just a claim of an accounting error.

qualified written request and say, hey, guys, qualified written request is a claim of an

Most of those people don't know that a qualified written request is a claim of an accounting

The lawyer reads the qualified written request part.

A qualified written request is a claim of an accounting error and a demand that they

We've already filed a qualified written request with notice of rescission.

And we filed a qualified written request, requested, and there's all tons of documents

The bank ignored it partly because my rescission is attached to a qualified written request

Most of what's in that qualified written request is garbage and it's designed so that

They got 30 days to answer the qualified written request and then for that day, they've got

Well, I will send you this qualified written request.

My qualified written request has an analysis of the note in it, but I'll send you a sample

Now, what's this Qualified Written Request?

I've not had one proper answer to a Qualified Written Request.

So then what you do is you write a big, long, Qualified Written Request and the very last

be charging, and then in the qualified written request, we put all these numbers in there

the qualified written request, and then I put in 25 pages of trash asking for everything

to the lender because if you do a qualified written request, they never are able to validate

And in our case, we filed a qualified written request.

At the end of my qualified written request is a notice of rescission and it says if you

Did you send in a qualified written request?

Hold on. Did you send this company my QWR, qualified written request?

Have you filed a qualified written request?

I have a qualified written request that has a notice of rescission included in it.

So, you send him a qualified written request. Ask for a complete accounting of the note.

Okay, what did you ask for in the QWR? For those of you listening, a qualified written request.

I'm going to get in a qualified written request, immediately send me an email asking for a qualified written request. I'll pull my standard one out.

You can ask the court for a stay on the evidentiary hearing until the servicer can respond to your qualified written request for complete accounting of all of the costs and all of the payments,

Then we file a qualified written request with the lender and let them know that you're coming after them.

A qualified written request.

And when they, when you do a qualified written request and they don't respond to it properly, then you go back to them.

you have 30 days in which you request a qualified written request send them one

then you file a qualified written request as a motion in the court you can

send me a email asking for a copy of my qualified written request I've had some

to actually send a qualified written request is what you send to them. Qualified written

So I send them a qualified written request and ask them to prove up all of the charges

everything was given in his personal name we filed a a qualified written request on each mortgage and

It's also when there's a notice of default. So when you send a qualified written request, then that generally asks for all kinds of disclosures, just like a disclosure document.

And there, the qualified written request in a consumer mortgage establishes the duty to respond as contemplated by TWIL. And that's important.

So we've got the Qualified Written Request. That was my... When you first talked about this, I was wondering, how do we drag them kicking and screaming into binding arbitration?

And now you've explained it. Qualified Written Request, they fail to respond to the Qualified Written Request, brings us a claim against them,

I have a 30 page qualified written request filled with all kinds of stuff they don't

we have the statutory authority to petition for a qualified written request, and the lender

has a duty to respond to the qualified written request. If it's filed at certain times, like

They ignore the qualified written request for the most part

Okay, you have filed a qualified written request

You converted the qualified written request

The qualified written request

And we're talking about qualified written request

Clauses that amount to a notice and opportunity within the qualified written request

Now, we have spoken to a qualified written request

Qualified written request is addressed in the real estate settlement procedures act.

file a qualified written request within the confines of those situations where you're

to that qualified written request. So we're about to go to break and when we come back,

Right. Under the arbitration clause, it's said in the qualified written request,

Does the statute that creates a requirement to respond to a qualified written request

Because the QWR is a sneaky contract because the qualified written request is within a contract.

The document is a qualified written request that includes a contract...

Oh, okay. So you added to the qualified written request a contract.

to a counter-offer. But anyway, we mixed that up with the qualified written request.

qualified written request, petition a qualified written request, which is essentially a request

Okay. So, you're saying that you have a duty to respond to the qualified written request

and a failure to respond to the qualified written request amounts to either fraud on your part

are referring to... The qualified written request....the trust, the mortgage, or something else.

The qualified written request has in it a third part that says arbitration and administrative

remedy, and it goes... Okay. So, they had a duty to respond to the qualified written request.

Within the qualified written request, you added a arbitration clause. So, since they had a duty

to respond to the qualified written request, that implied the duty to respond to the arbitration

And we were talking about qualified written request. It gives the lender a duty to respond

So they have a duty to respond. We file the qualified written request, which is authorized

10 days. So in a qualified written request,

10 days to respond to the arbitration clause in the qualified written request and by staying

qualified written request within 30 days. But you have added an extra clause to it,

That's where you go to my qualified written request.

I've got a qualified written request that'll rip them to shreds on the numbers.

They just...if they think there's a problem with it, treat it as a qualified written request or treat it as discovery.

In a qualified written request.

So it looks like a qualified written request.

I have a 20-something page qualified written request and it asks for all kinds of garbage

that you're not really allowed to ask for in a qualified written request.

And after a default judgment for the other side not responding, and what she does is sends... I think she's sending my old qualified written request, which asks for everything under the sought.

Okay, but what my understanding is when she sends this qualified written request,

she tax on this additional contract in the qualified written request and part of it has to do with this demand for binding arbitration.

Okay, the bank has a duty to respond to the actual qualified written request.

look at those fees we will send them a qualified written request asking them to show justification

for each one of these fees and they they never responded the qualified written request and

Brett, we need to prepare a qualified written request, and we'll ask for all of that

in the qualified written request.

and I specifically designed this qualified written request to be especially annoying.

Okay, we will get a qualified written request together for you, and then see if we can get those documents.

and sues them for not responding to a qualified written request.

Because the qualified written request asks them to prove up precisely what is owed so that you

Look up qualified written request.

I generally do it as a qualified written request.

Qualified written request is under the Real Estate Settlement Procedures Act.

That's what I originally crafted, the qualified written request goes to the mortgage issues

qualified written request.

Have you filed a qualified written request?

Who wrote the qualified written request for you?

I have a qualified written request that's a real stinker, and there's one thing in there

qualified written request, and that's in the Real Estate Settlement Procedures Act.

Have you filed a qualified written request?

So I took my qualified written request and I added a notice of rescission to the bottom